Skip to content
ProPublica Donate
ProPublica Donate

Safe Credit Union

  • Folsom, CA
  • Tax-exempt since Sept. 1961
  • EIN: 94-1179501

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$230M (2023)

Expenses
$212M (2023)

Total Assets
$4.64B (2023)

Total Liabilities
$4.33B (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$229,786,087
Expenses
$211,556,071
Net Income
$18,230,016
Net Assets
$310,119,915
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $188,347,369
82.0%
Investment Income $37,424,741
16.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $52,408
0.0%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,961,569
1.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,148,829
2.0%
Professional Fundraising Fees $0
Other Salaries and Wages $59,833,119
28.3%
Assets/Debt
Total Assets $4,637,373,591
Total Liabilities $4,327,253,676
Net Assets $310,119,915
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brandi Schaefer (Sr Mortgage Officer) $1,864,282 $0 $15,188
Damian Azimi (Sr Mortgage Officer) $1,049,159 $0 $34,196
Faye Nabhani (President/Ceo) $968,909 $0 $52,657
Chris Harris (Evp/Cso) $868,810 $0 $25,085
Colleen Nerius (Evp/Chro) $528,857 $0 $25,241
Michael Mc Carthy (Evp/Cto) $494,562 $0 $42,776
Diane Hicks (Sr Mortgage Officer) $460,051 $0 $14,548
Alexis Fitzpatrick (Evp/Cfo) $446,214 $0 $24,603
Tiffani Vargas (Evp/Clo) $409,163 $0 $41,763
Ryan Smith (Sr Mortgage Officer) $356,387 $0 $36,000
David Roughton (Former Ceo) $310,291 $0 $12,320
William G Erb (Mortgage Sales Team Lead) $309,936 $0 $35,472
Jerrod Keller (Evp/Cxo) $195,015 $0 $11,861
Trish Rodriguez (Director) $3,798 $0 $0
Donald Ball (Treasurer, 1st Asst. Secretary) $2,611 $0 $0
Rick Blumenfeld (1st Vice Chairperson) $1,705 $0 $0
Bernadette Austin (Director) $1,658 $0 $0
Robert Logue (Director) $1,522 $0 $0
Sonia Lewis (Secretary) $1,064 $0 $0
Ryan Larkin (Director) $956 $0 $0
Jody Porter (2nd Vice Chairperson) $0 $0 $0
Terrrance Tremelling (Chairperson) $0 $0 $0
+ View more people

Document Links

990
Filed on May 10, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$183,102,902
Expenses
$149,829,164
Net Income
$33,273,738
Net Assets
$289,277,530
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $156,257,340
85.3%
Investment Income $19,849,896
10.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $398,032
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,597,634
3.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,751,283
2.5%
Professional Fundraising Fees $0
Other Salaries and Wages $55,414,852
37.0%
Assets/Debt
Total Assets $4,508,747,092
Total Liabilities $4,219,469,562
Net Assets $289,277,530
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brandi Schaefer (Sr Mortgage Officer) $1,925,742 $0 $26,016
David Roughton (Ceo) $1,176,986 $0 $41,084
William G Erb (Mortgage Sales Team Lead) $979,083 $0 $45,951
Diane Hicks (Sr Mortgage Officer) $855,489 $0 $18,871
Faye Nabhani (President) $666,860 $0 $38,386
Damian Azimi (Sr Mortgage Officer) $592,960 $0 $42,880
Ryan Smith (Sr Mortgage Officer) $533,687 $0 $44,258
Colleen Nerius (Evp/Chro) $446,808 $0 $36,030
Chris Harris (Evp/Cfo) $439,600 $0 $26,131
Michael Mc Carthy (Svp/Cio) $429,262 $0 $42,812
Tiffani Vargas (Evp/Clo) $348,896 $0 $41,739
Donald Ball (Director) $3,906 $0 $0
Ronald Seaman (Director) $2,959 $0 $0
Robert Logue (1st Vice Chairperson) $1,678 $0 $0
Sonia Lewis (Secretary) $1,639 $0 $0
Ryan Larkin (Director) $1,378 $0 $0
Bernadette Austin (Director) $1,147 $0 $0
Trish Rodriguez (Director) $909 $0 $0
Jody Porter (2nd Vice Chairperson) $0 $0 $0
Rick Blumenfeld (Treasurer) $0 $0 $0
Terrrance Tremelling (Chairperson) $0 $0 $0
Brian Bedford (Director (Until 8/15/22)) $0 $0 $0
+ View more people

Document Links

990
Filed on May 11, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$162,136,670
Expenses
$128,000,465
Net Income
$34,136,205
Net Assets
$353,608,661
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $150,301,150
92.7%
Investment Income $7,697,792
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $472,579
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,665,149
2.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,815,219
2.2%
Professional Fundraising Fees $0
Other Salaries and Wages $54,052,208
42.2%
Assets/Debt
Total Assets $4,443,372,826
Total Liabilities $4,089,764,165
Net Assets $353,608,661
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brandi Schaefer (Sr Mortgage Officer) $1,144,693 $0 $14,838
David Roughton (President/Ceo) $953,245 $0 $28,986
Justin Mendonca (Sr Mortgage Officer) $814,430 $0 $14,088
William G Erb (Mortgage Sales Team Lead) $609,337 $0 $31,523
Diane Hicks (Sr Mortgage Officer) $554,758 $0 $16,444
Faye Nabhani (Evp/Cco) $526,886 $0 $27,855
Eric Grabin (Sr Mortgage Officer) $520,906 $0 $35,092
Chris Harris (Evp/Cfo) $501,014 $0 $14,146
Colleen Nerius (Evp Chro) $386,942 $0 $31,482
Michael Mc Carthy (Svp/Cio) $308,215 $0 $30,622
Eric Wilson (Former Evp/Cio) $141,352 $0 $11,062
James Jefferson (Secretary) $1,277 $0 $0
Rick Blumenfeld (Treasurer) $1,129 $0 $0
Brian Bedford (Director) $913 $0 $0
Donald Ball (Director) $903 $0 $0
Robert Logue (1st Vice Chairperson) $821 $0 $0
Ronald Seaman (Director) $785 $0 $0
Jody Porter (2nd Vice Chairperson) $0 $0 $0
Terrrance Tremelling (Chairperson) $0 $0 $0
Herb Long (Director) $0 $0 $0
James Hopp (Director) $0 $0 $0
John Quattrin (Director (Until 4/21/21)) $0 $0 $0
Kathy Gaskins (Director (Until 2/22/21)) $0 $0 $0
Phillip Meserve (Director Emeritus) $0 $0 $0
Sonia Lewis (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 10, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$166,534,195
Expenses
$148,840,008
Net Income
$17,694,187
Net Assets
$330,469,479
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $161,401,605
96.9%
Investment Income $3,794,580
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $320,278
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,017,732
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,234,600
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $53,815,572
36.2%
Assets/Debt
Total Assets $3,814,181,101
Total Liabilities $3,483,711,622
Net Assets $330,469,479
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brandi Schaefer (Sr Mortgage Officer) $1,183,785 $0 $24,900
David Roughton (President/Ceo) $1,005,778 $0 $41,100
William G Erb (Mortgage Sales Team Lead) $739,510 $0 $43,860
Justin Mendonca (Sr Mortgage Officer) $701,954 $0 $25,066
Chris Harris (Evp/Cfo) $658,326 $0 $25,200
Faye Nabhani (Evp/Cco) $655,028 $0 $40,471
Diane Hicks (Sr Mortgage Officer) $654,957 $0 $27,674
James Allen (Evp/Coo (Until 12/11/20)) $601,200 $0 $25,830
Eric Wilson (Evp/Cio (Until 11/12/20)) $572,124 $0 $32,236
Damian Azimi (Sr Mortgage Officer) $517,424 $0 $38,294
Michael Mc Carthy (Svp/Cio) $262,917 $0 $35,373
Colleen Nerius (Evp Chro) $262,670 $0 $11,131
Kathern Gaskins (Director) $3,019 $0 $0
Robert Logue (1st Vice Chairperson) $798 $0 $0
Rick Blumenfeld (Treasurer) $627 $0 $0
James Jefferson (Secretary) $0 $0 $0
Terrrance Tremelling (Chairperson) $0 $0 $0
Brian Bedford (Director) $0 $0 $0
Dylan Gottfried (Director) $0 $0 $0
Herb Long (Director) $0 $0 $0
James Hopp (Director) $0 $0 $0
Jody Porter (Director) $0 $0 $0
John Quattrin (Director) $0 $0 $0
Phillip Meserve (Director) $0 $0 $0
Ronald Seaman (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on July 21, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML
View Filing (2 of 2)

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$168,382,611
Expenses
$135,549,857
Net Income
$32,832,754
Net Assets
$310,423,856
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $158,423,434
94.1%
Investment Income $6,742,172
4.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $386,123
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,830,882
1.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,889,304
2.1%
Professional Fundraising Fees $0
Other Salaries and Wages $47,548,895
35.1%
Assets/Debt
Total Assets $3,085,573,424
Total Liabilities $2,775,149,568
Net Assets $310,423,856
Compensation
Key Employees and Officers Compensation Related Other
David Roughton (President/Ceo) $898,826 $0 $38,604
Brandi Schaefer (Sr Mortgage Officer) $848,346 $0 $25,484
William G Erb (Mortgage Sales Team Lead) $546,761 $0 $39,733
Chris Harris (Evp/Cfo) $479,816 $0 $24,902
Faye Nabhani (Evp/Cco) $463,106 $0 $38,725
Eric Wilson (Evp/Cio) $433,516 $0 $38,674
Justin Mendonca (Sr Mortgage Officer) $423,893 $0 $24,740
James Allen (Evp/Coo) $422,596 $0 $25,017
Ryan N Smith (Sr Mortgage Officer) $418,827 $0 $44,039
Diane Hicks (Sr Mortgage Officer) $412,736 $0 $17,174
Kathern Gaskins (Director) $7,033 $0 $0
Ronald Seaman (Director) $5,044 $0 $0
James Jefferson (Secretary) $2,822 $0 $0
Phillip Meserve (Director) $2,572 $0 $0
Brian Bedford (Director) $2,137 $0 $0
James Hopp (Director) $1,766 $0 $0
Robert Logue (1st Vice Chairperson) $1,595 $0 $0
Sarabjit Dahyia (Director (Partial Year)) $954 $0 $0
Terrrance Tremelling (Chairperson) $883 $0 $0
Rick Blumenfeld (Treasurer) $716 $0 $0
Dylan Gottfried (Director) $0 $0 $0
Herb Long (Director) $0 $0 $0
Jody Porter (Director) $0 $0 $0
John Quattrin (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on July 10, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$147,810,875
Expenses
$118,887,426
Net Income
$28,923,449
Net Assets
$276,750,127
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $136,582,923
92.4%
Investment Income $5,569,221
3.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $369,108
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,289,623
3.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,594,123
2.2%
Professional Fundraising Fees $0
Other Salaries and Wages $43,994,302
37.0%
Assets/Debt
Total Assets $2,883,729,558
Total Liabilities $2,606,979,431
Net Assets $276,750,127
Compensation
Key Employees and Officers Compensation Related Other
Brandi Schaefer (Sr Mortgage Officer) $1,072,672 $0 $25,322
David Roughton (President/Ceo) $788,761 $0 $39,791
Ryan N Smith (Sr Mortgage Officer) $505,931 $0 $36,483
Chris Harris (Evp/Cfo) $432,921 $0 $24,540
Faye Nabhani (Evp/Cco) $406,660 $0 $37,643
William G Erb (Mortgage Sales Team Lead) $404,700 $0 $44,584
Eric Wilson (Evp/Cio) $402,274 $0 $29,304
James Allen (Evp/Coo) $388,885 $0 $26,496
Justin Mendonca (Sr Mortgage Officer) $350,976 $0 $23,984
Jeffrey Impey (Wealth Advisor) $323,508 $0 $36,322
Phillip Meserve (1st Vice Chairperson) $3,994 $0 $0
Ronald Seaman (Director) $3,476 $0 $0
James Jefferson (Secretary) $2,559 $0 $0
Kathern Gaskins (Treasurer) $1,815 $0 $0
Terrrance Tremelling (Chairperson) $1,785 $0 $0
Sarabjit Dahyia (Director) $1,357 $0 $0
Robert Logue (2nd Vice Chairperson) $848 $0 $0
Alice Perez (Director (Partial Year)) $0 $0 $0
Rick Blumenfeld (Director) $0 $0 $0
Herb Long (Director) $0 $0 $0
Dylan Gottfried (Director) $0 $0 $0
John Quattrin (Director) $0 $0 $0
James Hopp (Director Emeritus (Partial Year)) $0 $0 $0
+ View more people

Document Links

990
Filed on May 15, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$124,805,240
Expenses
$104,598,446
Net Income
$20,206,794
Net Assets
$247,977,102
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $115,461,167
92.5%
Investment Income $6,015,653
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $358,227
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,970,193
2.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,535,501
2.4%
Professional Fundraising Fees $0
Other Salaries and Wages $38,081,347
36.4%
Assets/Debt
Total Assets $2,699,113,126
Total Liabilities $2,451,136,024
Net Assets $247,977,102
Compensation
Key Employees and Officers Compensation Related Other
David Roughton (President/Ceo) $704,000 $0 $40,180
Brandi Schaefer (Sr. Mortgage Officer) $463,377 $0 $24,050
David Pope (Svp, It & Facilities) $433,201 $0 $32,334
James Allen (Svp/Coo) $425,476 $0 $24,368
Chris Harris (Svp/Cfo) $419,886 $0 $30,696
William Erb (Mortgage Sales Team Lead) $387,464 $0 $40,183
Faye Nabhani (Svp/Cco) $375,528 $0 $28,808
Ken Getz (Vp Business Development) $298,659 $0 $39,007
Jeffrey Impey (Safe Wealth Advisor) $281,911 $0 $37,175
Virginia Wade (Svp, Hr) $270,758 $0 $25,333
Ronald Seaman (Director) $4,079 $0 $0
Kathern Gaskins (Treasurer) $3,889 $0 $0
James Jefferson (Secretary) $3,606 $0 $0
Terrrance Tremelling (Chairperson) $3,314 $0 $0
Phillip Meserve (1st Vice Chairperson) $2,874 $0 $0
James Hopp (2nd Vice Chairperson) $1,432 $0 $0
Robert Logue (Director) $1,206 $0 $0
Alice Perez (Director) $624 $0 $0
Herb Long (Director) $0 $0 $0
Sarabjit Dahyia (Director) $0 $0 $0
Rick Blumenfeld (Director) $0 $0 $0
Dylan Gottfried (Director) $0 $0 $0
John Quattrin (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 8, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$114,392,755
Expenses
$102,851,535
Net Income
$11,541,220
Net Assets
$229,167,761
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $103,093,185
90.1%
Investment Income $8,537,625
7.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $108,097
0.1%
Net Inventory Sales $0
Other Revenue $2,653,848
2.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,640,647
2.6%
Professional Fundraising Fees $0
Other Salaries and Wages $37,240,008
36.2%
Assets/Debt
Total Assets $2,502,656,736
Total Liabilities $2,273,488,975
Net Assets $229,167,761
Compensation
Key Employees and Officers Compensation Related Other
David Roughton (President/Ceo) $672,923 $0 $39,706
Brandi Schaefer (Sr. Mortgage Officer) $496,971 $0 $24,922
David Pope (Svp, It & Facilities) $428,003 $0 $40,916
Sharon Whiteley (Svp/Cco (Partial Year)) $423,915 $0 $20,971
Chris Harris (Svp/Cfo) $385,096 $0 $31,365
William Erb (Mortgage Sales Team Lead) $364,259 $0 $25,274
Virginia Wade (Svp, Hr) $347,935 $0 $24,184
Jayne Anderson (Sr. Mortgage Officer) $305,079 $0 $29,398
James Allen (Svp/Coo) $303,124 $0 $19,312
Ryan Smith (Sr. Mortgage Officer) $302,952 $0 $34,022
Henry Wirz (Ceo (Partial Year)) $237,828 $0 $21,453
Ronald Seaman (Chairman) $4,517 $0 $0
Terrrance Tremelling (2nd Vice Chairman) $3,558 $0 $0
Phillip Meserve (1st Vice Chairman) $3,438 $0 $0
James Jefferson (Secretary) $1,897 $0 $0
James Hopp (Director) $1,479 $0 $0
Kathern Gaskins (Treasurer) $1,146 $0 $0
Donald Hug (2nd Vice Chairman (Partial Year)) $0 $0 $0
Herb Long (Director) $0 $0 $0
Alice Perez (Director) $0 $0 $0
Sara Dahyia (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 8, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$103,351,050
Expenses
$93,946,738
Net Income
$9,404,312
Net Assets
$217,260,217
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $90,496,594
87.6%
Investment Income $9,518,284
9.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $787,060
0.8%
Net Inventory Sales $0
Other Revenue $2,549,112
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,456,400
2.6%
Professional Fundraising Fees $0
Other Salaries and Wages $33,433,255
35.6%
Assets/Debt
Total Assets $2,282,091,875
Total Liabilities $2,064,831,658
Net Assets $217,260,217
Compensation
Key Employees and Officers Compensation Related Other
Dana Lanzaro (Financial Advisor) $1,165,434 $0 $31,666
Henry Wirz (Ceo) $521,190 $0 $33,077
David Roughton (President/Coo) $509,504 $0 $41,857
Sharon Whiteley (Svp/Cco) $482,548 $0 $23,019
David Pope (Svp, It & Facilities) $418,089 $0 $41,926
Brandi Schaefer (Sr. Mortgage Officer) $393,212 $0 $25,135
Chris Harris (Svp/Cfo) $342,765 $0 $29,093
Virginia Wade (Svp, Hr) $338,856 $0 $23,013
Jayne Anderson (Sr. Mortgage Officer) $258,286 $0 $27,584
James Allen (Vp, Consumer Banking) $203,392 $0 $16,720
Ronald Seaman (Chairman) $3,720 $0 $0
Kathern Gaskins (Treasurer) $2,583 $0 $0
Phillip Meserve (1st Vice Chairman) $2,486 $0 $0
James Jefferson (Secretary) $1,563 $0 $0
James Hopp (Director) $1,256 $0 $0
Terrrance Tremelling (Director) $783 $0 $0
Herb Long (Director) $751 $0 $0
Donald Hug (2nd Vice Chairman) $189 $0 $0
Alice Perez (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 6, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$96,192,598
Expenses
$85,823,155
Net Income
$10,369,443
Net Assets
$209,732,394
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $83,335,934
86.6%
Investment Income $9,857,111
10.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$577,858
Net Inventory Sales $0
Other Revenue $3,577,411
3.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,339,502
2.7%
Professional Fundraising Fees $0
Other Salaries and Wages $28,123,533
32.8%
Assets/Debt
Total Assets $2,137,634,239
Total Liabilities $1,927,901,845
Net Assets $209,732,394
Compensation
Key Employees and Officers Compensation Related Other
David Roughton (Pres/Coo) $484,810 $0 $40,989
Sharon Whiteley (Svp/Cco) $477,381 $0 $23,855
Henry Wirz (Ceo) $467,908 $0 $32,437
David Pope (Svp/Cto) $419,626 $0 $41,336
Virginia Wade (Svp, Hr) $326,735 $0 $21,536
Chris Harris (Svp/Cfo) $313,632 $0 $26,256
Brandi Schaefer (Sr. Mortgage Officer) $270,300 $0 $24,375
Jayne Anderson (Sr. Mortgage Officer) $232,075 $0 $27,255
Collene Crawford (Vp, Consumer Banking) $230,058 $0 $26,112
Dana Lanzaro (Financial Advisor) $212,106 $0 $29,546
Ronald Seaman (Chairman) $4,300 $0 $0
James Jefferson (Secretary) $2,335 $0 $0
Phillip Meserve (1st Vice Chairman) $2,213 $0 $0
James Hopp (Director) $1,051 $0 $0
Terrance Tremelling (Director) $899 $0 $0
Donald Hug (2nd Vice Chairman) $331 $0 $0
Kathern Gaskins (Treasurer) $75 $0 $0
Herb Long (Director) $69 $0 $0
Alice Perez (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 6, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$97,111,519
Expenses
$83,442,637
Net Income
$13,668,882
Net Assets
$197,299,870
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $85,970,362
88.5%
Investment Income $9,646,967
9.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $17,987
0.0%
Net Inventory Sales $0
Other Revenue $1,476,203
1.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,176,863
2.6%
Professional Fundraising Fees $0
Other Salaries and Wages $26,908,658
32.2%
Assets/Debt
Total Assets $2,004,704,102
Total Liabilities $1,807,404,232
Net Assets $197,299,870
Compensation
Key Employees and Officers Compensation Related Other
David Roughton (Pres/Coo) $467,336 $0 $39,036
Sharon Whiteley (Svp/Cco) $446,151 $0 $21,650
Henry Wirz (Ceo) $438,477 $0 $33,878
David Pope (Svp/Cto) $383,643 $0 $36,529
Jayne Anderson (Sr. Mortgage Officer) $360,279 $0 $28,106
Brandi Schaefer (Sr. Mortgage Officer) $326,211 $0 $23,785
Virginia Wade (Svp, Hr) $311,738 $0 $20,619
Collene Crawford (Vp, Consumer Banking) $279,022 $0 $34,139
Chris Harris (Svp/Cfo) $277,606 $0 $22,588
Casey Jenkins (Sr. Mortgage Officer) $226,781 $0 $37,042
Ronald Seaman (Chairman) $2,696 $0 $0
Kathern Gaskins (Treasurer) $2,202 $0 $0
Phillip Meserve (1 St Vice Chairman) $1,724 $0 $0
James Hopp (Director) $1,441 $0 $0
Terrance Tremelling (Director) $1,216 $0 $0
Herb Long (Director) $426 $0 $0
James Jefferson (Secretary) $263 $0 $0
Donald Hug (2 Nd Vice Chairman) $0 $0 $0
Alice Perez (Director) $0 $0 $0
Bryan Peppers (Director (Partial Year)) $0 $0 $0
+ View more people

Document Links

990
Filed on May 12, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$98,973,621
Expenses
$77,246,136
Net Income
$21,727,485
Net Assets
$195,867,347
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $90,311,489
91.2%
Investment Income $8,497,842
8.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$317,642
Net Inventory Sales $0
Other Revenue $481,932
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,863,485
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $21,096,382
27.3%
Assets/Debt
Total Assets $1,906,193,997
Total Liabilities $1,710,326,650
Net Assets $195,867,347

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$95,197,875
Expenses
$82,005,471
Net Income
$13,192,404
Net Assets
$171,263,375
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $85,198,489
89.5%
Investment Income $8,432,133
8.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $70,348
0.1%
Net Fundraising $0
Sales of Assets -$925,720
Net Inventory Sales $0
Other Revenue $2,422,625
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,486,251
1.8%
Professional Fundraising Fees $0
Other Salaries and Wages $19,845,131
24.2%
Assets/Debt
Total Assets $1,781,163,623
Total Liabilities $1,609,900,248
Net Assets $171,263,375

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated