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Credit Unions In The State Of California

Heritage Community Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$12.1M (2023)

Expenses
$11.2M (2023)

Total Assets
$273M (2023)

Total Liabilities
$250M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,093,694
Expenses
$11,232,303
Net Income
$861,391
Net Assets
$22,876,232
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,987,366
82.6%
Investment Income $1,018,279
8.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $110,395
0.9%
Net Inventory Sales $0
Other Revenue $977,654
8.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,244,019
11.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,166,618
19.3%
Assets/Debt
Total Assets $272,972,081
Total Liabilities $250,095,849
Net Assets $22,876,232
Compensation
Key Employees and Officers Compensation Related Other
Ed Turk (President/Ceo) $381,862 $0 $18,648
Craig Engstrom (Vp Member Services) $203,656 $0 $13,353
Christine Haroldson (Chief Lending Officer) $188,056 $0 $13,064
Matt Harms (Cfo) $177,655 $0 $7,352
Chad Suggs (Vp Information Technology) $177,068 $0 $11,877
Naomi Gilbert (Controller) $113,516 $0 $10,149
Robert L Collins (Supv Cmte Secretary) $1,154 $0 $0
Jofil Borja (Director) $1,052 $0 $0
Bobbi Beehler (Chairperson) $0 $0 $0
Harry Hannan (Vice Chairman) $0 $0 $0
Allan F Wisnicky (Treasurer) $0 $0 $0
William J Windle (Secretary) $0 $0 $0
Huong Vu (Director) $0 $0 $0
Kevin Quaintance (Director) $0 $0 $0
Tammy Davis (Associate Board Member) $0 $0 $0
Sharon Hannan (Supv Cmte Chairperson) $0 $0 $0
Judy Hoover (Supv Cmte Member) $0 $0 $0
Peter Thomsen (Supv Cmte Associate Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,071,810
Expenses
$8,603,886
Net Income
$467,924
Net Assets
$22,064,359
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,301,293
80.5%
Investment Income $492,801
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,277,716
14.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,144,081
13.3%
Professional Fundraising Fees $0
Other Salaries and Wages $2,243,648
26.1%
Assets/Debt
Total Assets $266,034,241
Total Liabilities $243,969,882
Net Assets $22,064,359
Compensation
Key Employees and Officers Compensation Related Other
Ed Turk (President/Ceo) $330,474 $0 $16,632
Craig Engstrom (Vp Member Services) $186,654 $0 $11,698
Christine Haroldson (Chief Lending Officer) $178,281 $0 $11,706
Matt Harms (Cfo) $172,229 $0 $7,175
Chad Suggs (Vp Information Technology) $167,878 $0 $10,897
Naomi Gilbert (Controller) $106,650 $0 $8,956
Jofil Borja (Director) $1,144 $0 $0
Robert L Collins (Supv Cmte Secretary) $771 $0 $0
Bobbi Beehler (Chairperson) $0 $0 $0
Harry Hannan (Vice Chairman) $0 $0 $0
Allan F Wisnicky (Treasurer) $0 $0 $0
William J Windle (Secretary) $0 $0 $0
Huong Vu (Director) $0 $0 $0
Kevin Quaintance (Director) $0 $0 $0
Tammy Davis (Associate Board Member) $0 $0 $0
Sharon Hannan (Supv Cmte Chairperson) $0 $0 $0
Judy Hoover (Supv Cmte Member) $0 $0 $0
Peter Thomsen (Supv Cmte Associate Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,680,088
Expenses
$7,635,259
Net Income
$1,044,829
Net Assets
$21,643,023
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,521,581
98.2%
Investment Income $167,407
1.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$8,900
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $788,390
10.3%
Professional Fundraising Fees $0
Other Salaries and Wages $2,124,163
27.8%
Assets/Debt
Total Assets $248,959,506
Total Liabilities $227,316,483
Net Assets $21,643,023
Compensation
Key Employees and Officers Compensation Related Other
Ed Turk (President/Ceo) $276,299 $0 $14,375
Christine Haroldson (Chief Lending Officer) $161,555 $0 $10,958
Matt Harms (Cfo) $156,613 $0 $6,672
Chad Suggs (Vp Information Technology) $155,493 $0 $5,766
Craig Engstrom (Vp Member Services) $108,627 $0 $7,873
Bobbi Beehler (Secretary) $660 $0 $0
William Windle (Chairperson) $0 $0 $0
Harry Hannan (Vice Chairperson) $0 $0 $0
Allan Wisnicky (Treasurer) $0 $0 $0
Jofil Borja (Director) $0 $0 $0
Huong Vu (Director) $0 $0 $0
Jamie Padilla (Director) $0 $0 $0
Kevin Quaintance (Associate Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,631,794
Expenses
$9,606,176
Net Income
$25,618
Net Assets
$20,604,162
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,631,794
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $850,853
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $2,068,264
21.5%
Assets/Debt
Total Assets $237,087,164
Total Liabilities $216,483,002
Net Assets $20,604,162
Compensation
Key Employees and Officers Compensation Related Other
Ed Turk (President Ceo) $368,784 $0 $11,400
Christine Haroldson (Clo Vp) $162,370 $0 $6,649
Chad Suggs (Vp Of It) $160,246 $0 $6,396
Matt Harms (Cfo) $159,453 $0 $6,391
Marianna Samlik (Controller) $124,816 $0 $4,944
Brian Allen (Mort Loan Originator) $113,426 $0 $4,560
Jofil Borja (Director) $823 $823 $0
William Windle (Chairman) $0 $0 $0
Harry E Hannan (Vice Chairman) $0 $0 $0
Allan F Wisnicky (Treasurer) $0 $0 $0
Bobbi K Beehler (Secretary) $0 $0 $0
Jamie L Padilla (Director) $0 $0 $0
Huong V Vu (Director) $0 $0 $0
Rachel Long (Associate Board Member) $0 $0 $0
Kevin Quaintance (Associate Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,534,573
Expenses
$8,493,730
Net Income
$1,040,843
Net Assets
$20,564,309
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,534,573
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $746,606
8.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,758,433
20.7%
Assets/Debt
Total Assets $216,600,957
Total Liabilities $196,036,648
Net Assets $20,564,309
Compensation
Key Employees and Officers Compensation Related Other
Ed Turk (President Ceo) $316,171 $0 $0
Chad Suggs (Vp Of It) $160,849 $0 $0
Christine Haroldson (Clo Vp) $160,416 $0 $0
Matt Harms (Cfo) $151,980 $0 $0
Marianna Samlik (Controller) $118,039 $0 $0
Bobbi Beehler (Secretary) $1,309 $0 $0
Jofil Borja (Director) $701 $0 $0
William Windle (Chairman) $0 $0 $0
Harry E Hannan (Vice Chairman) $0 $0 $0
Allan F Wisnicky (Treasurer) $0 $0 $0
Daniel L Freeman (Director) $0 $0 $0
Jamie L Padilla (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,135,177
Expenses
$8,384,237
Net Income
$750,940
Net Assets
$19,490,057
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,135,177
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $713,034
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,768,181
21.1%
Assets/Debt
Total Assets $213,864,595
Total Liabilities $194,374,538
Net Assets $19,490,057
Compensation
Key Employees and Officers Compensation Related Other
Edward Turk (President Ceo) $255,644 $0 $0
Chad Suggs (Vp Of It) $150,247 $0 $0
Christine Haroldson (Clo Vp) $149,579 $0 $0
Mathew Harms (Cfo) $143,556 $0 $0
Marianna Samlik (Avp Controller) $115,298 $0 $0
Daniel Freeman (Director) $870 $0 $0
Jofil Borja (Director) $860 $0 $0
William Windle (Chairman) $0 $0 $0
Harry Hannan (Vice Chairman) $0 $0 $0
Allan Wisnicky (Treasurer) $0 $0 $0
Bobbi Beehler (Secretary) $0 $0 $0
Jamie Padilla (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,232,844
Expenses
$8,225,900
Net Income
$6,944
Net Assets
$18,737,624
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,232,844
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $546,743
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,886,330
22.9%
Assets/Debt
Total Assets $203,491,580
Total Liabilities $184,753,956
Net Assets $18,737,624
Compensation
Key Employees and Officers Compensation Related Other
Edward Turk (President Ceo) $251,130 $0 $0
Christine Haroldson (Clo Vp) $154,704 $0 $0
Chad Suggs (Vp Of It) $147,332 $0 $0
Mathew Harms (Cfo) $140,908 $0 $0
Marianna Samlik (Avp Controller) $111,545 $0 $0
William Windle (Chairman) $0 $0 $0
Harry Hannan (Vice Chairman) $0 $0 $0
Allan Wisnicky (Treasurer) $0 $0 $0
Nicholas Nganga (Secretary) $0 $0 $0
Daniel Freeman (Director) $0 $0 $0
Jofil Borja (Director) $0 $0 $0
Geqigula Dlamini (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,377,114
Expenses
$9,631,031
Net Income
-$1,253,917
Net Assets
$18,727,592
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,377,114
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $494,076
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,894,859
19.7%
Assets/Debt
Total Assets $202,426,833
Total Liabilities $183,699,241
Net Assets $18,727,592
Compensation
Key Employees and Officers Compensation Related Other
Edward Turk (President Ceo) $255,055 $0 $0
Chad Suggs (Vp Of Its) $140,900 $0 $0
Mathew Harms (Cfo) $133,379 $0 $0
Marianna Samlik (Avp Controller) $109,977 $0 $0
Kimberly Jurgens (Vp Of Member Services) $101,175 $0 $0
Christine Haroldson (Clovp Lending Operat) $96,549 $0 $0
Daniel Freeman (Chairman) $0 $0 $0
Harry Hannan (Vice Chairman) $0 $0 $0
William Windle (Secretary) $0 $0 $0
Allan Wisnicky (Treasurer) $0 $0 $0
Scott Gerhart (Director) $0 $0 $0
Louis Moore (Director) $0 $0 $0
Nicholas Nganga (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,237,347
Expenses
$7,782,003
Net Income
$455,344
Net Assets
$19,909,492
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,237,347
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $411,055
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $2,341,321
30.1%
Assets/Debt
Total Assets $200,878,297
Total Liabilities $180,968,805
Net Assets $19,909,492
Compensation
Key Employees and Officers Compensation Related Other
Edward Turk (President Ceo) $255,982 $0 $0
Mattew Harms (Cfo) $153,330 $0 $0
Chad Suggs (Vp Of Its) $137,377 $0 $0
Marianna Samlik (Avp Controller) $114,970 $0 $0
Kimberly Jurgens (Vp Of Member Services) $104,716 $0 $0
Jeannie Uyeda (Admin Services Coord) $104,691 $0 $0
William Windle (Secretary) $1,026 $0 $0
Allan Wisnicky (Treasurer) $718 $0 $0
Daniel Freeman (Chairman) $0 $0 $0
Harry Hannan (Vice Chairman) $0 $0 $0
Scott Gerhart (Director) $0 $0 $0
Louis Moore (Director) $0 $0 $0
Nicholas Nganga (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,887,855
Expenses
$7,403,165
Net Income
$484,690
Net Assets
$19,421,403
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,744,105
85.5%
Investment Income $926,435
11.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $217,315
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $282,269
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $2,277,307
30.8%
Assets/Debt
Total Assets $197,540,999
Total Liabilities $178,119,596
Net Assets $19,421,403
Compensation
Key Employees and Officers Compensation Related Other
Celeste Martinez (President Ceo) $157,490 $0 $9,345
Edward Turk (President Ceo) $146,619 $0 $6,340
Jeannie Uyeda (Clo) $136,310 $0 $10,506
Matthew Harms (Cfo) $134,608 $0 $6,504
Marianna Samlik (Avp Controller) $112,302 $0 $5,062
Daniel Freeman (Chairman) $1,043 $0 $0
Harry Hannan (Vice Chairman) $0 $0 $0
William Windle (Secretary) $0 $0 $0
Allan Wisnicky (Treasurer) $0 $0 $0
Scott Gerhart (Director) $0 $0 $0
Louis Moore (Director) $0 $0 $0
Nicholas Nganga (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,775,881
Expenses
$7,414,853
Net Income
$361,028
Net Assets
$18,781,917
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,944,402
89.3%
Investment Income $795,958
10.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $35,521
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $225,195
3.0%
Professional Fundraising Fees $0
Other Salaries and Wages $2,090,746
28.2%
Assets/Debt
Total Assets $194,732,069
Total Liabilities $175,950,152
Net Assets $18,781,917
Compensation
Key Employees and Officers Compensation Related Other
Celeste Martinez (President Ceo) $223,340 $0 $13,790
Brandon Ivie (Cfo) $174,969 $0 $16,875
Jeannie Uyeda (Vp Clo) $135,497 $0 $10,058
Marianna Samlik (Avp Controller) $103,777 $0 $5,143
William Windle (Secretary) $945 $0 $0
Louis Moore (Director) $910 $0 $0
Daniel Freeman (Chairman) $0 $0 $0
Harry Hannan (Vice Chairman) $0 $0 $0
Allan Wisnicky (Treasurer) $0 $0 $0
Scott Gerhart (Director) $0 $0 $0
Nicholas Nganga (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,928,842
Expenses
$8,413,640
Net Income
$515,202
Net Assets
$18,723,723
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,252,020
92.4%
Investment Income $496,590
5.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $180,232
2.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $438,388
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,213,261
26.3%
Assets/Debt
Total Assets $193,009,066
Total Liabilities $174,285,343
Net Assets $18,723,723

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,787,840
Expenses
$9,346,411
Net Income
$441,429
Net Assets
$18,208,521
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,197,574
94.0%
Investment Income $590,785
6.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue -$519
Notable Expenses Percent of Total Expenses
Executive Compensation $382,396
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,708,130
29.0%
Assets/Debt
Total Assets $197,754,345
Total Liabilities $179,545,824
Net Assets $18,208,521

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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