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Credit Unions In The State Of California

United Association Credit Union
  • Concord, CA
  • Tax-exempt since June 1961
  • EIN: 94-1434726

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$698k (2023)

Expenses
$423k (2023)

Total Assets
$12.5M (2023)

Total Liabilities
$10.5M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$697,907
Expenses
$423,113
Net Income
$274,794
Net Assets
$2,019,176
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $697,907
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $197,640
46.7%
Assets/Debt
Total Assets $12,524,164
Total Liabilities $10,504,988
Net Assets $2,019,176
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
John Patten (President) $0 $0 $0
Bryant Baker (Director) $0 $0 $0
John Victor (Director) $0 $0 $0
Nathan Walton (Director) $0 $0 $0
Devon Reed (Vice President) $0 $0 $0
Kevin Victor (Secretary) $0 $0 $0
Luis Gonzalez Ii (Treasurer) $0 $0 $0
Lynn Debene (Manager) $0 $0 $0
Rawnie Thomas (Loan Officer) $0 $0 $0
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Document Links

990
Filed on June 28, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$487,423
Expenses
$432,510
Net Income
$54,913
Net Assets
$1,742,594
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $487,423
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $209,829
48.5%
Assets/Debt
Total Assets $12,494,692
Total Liabilities $10,752,098
Net Assets $1,742,594
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
John Patten (President) $0 $0 $0
John Victor (Director) $0 $0 $0
Nathan Walton (Director) $0 $0 $0
Devon Reed (Vice President) $0 $0 $0
Kevin Victor (Secretary) $0 $0 $0
Luis Gonzalez Ii (Treasurer) $0 $0 $0
Lynn Debene (Manager) $0 $0 $0
Rawnie Thomas (Loan Officer) $0 $0 $0
+ View more people

Document Links

990
Filed on May 3, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$458,302
Expenses
$355,270
Net Income
$103,032
Net Assets
$1,687,482
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $458,302
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $165,310
46.5%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $11,295,131
Total Liabilities $9,607,649
Net Assets $1,687,482
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steve Apperson (Director) $0 $0 $0
John Victor (Director) $0 $0 $0
Devon Reed (Vice President) $0 $0 $0
Kevin Victor (Treasurer) $0 $0 $0
John Patten (President) $0 $0 $0
Luis Gonzales (Director) $0 $0 $0
Ken Irons (Secretary) $0 $0 $0
Lynn Debene (Manager) $0 $0 $0
Rawnie Thomas (Loan Officer) $0 $0 $0
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Document Links

990
Filed on May 19, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$519,312
Expenses
$341,811
Net Income
$177,501
Net Assets
$1,584,450
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $519,312
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $158,857
46.5%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $9,798,840
Total Liabilities $8,214,390
Net Assets $1,584,450
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steve Apperson (Director) $0 $0 $0
John Victor (Director) $0 $0 $0
Devon Reed (Treasurer) $0 $0 $0
Kevin Victor (Director) $0 $0 $0
John Patten (President) $0 $0 $0
Charles Dan Ryan (Vice President) $0 $0 $0
Ken Irons (Secretary) $0 $0 $0
Lynn Debene (Manager) $0 $0 $0
Rawnie Thomas (Loan Officer) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 1, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$537,146
Expenses
$363,740
Net Income
$173,406
Net Assets
$1,406,949
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $537,146
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $165,550
45.5%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $8,522,211
Total Liabilities $7,115,262
Net Assets $1,406,949
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mike Dennis (Treasurer) $0 $0 $0
John Victor (Director) $0 $0 $0
Devon Reed (Director) $0 $0 $0
Kevin Victor (Director) $0 $0 $0
John Patten (President) $0 $0 $0
Charles Dan Ryan (Vice President) $0 $0 $0
Ken Irons (Secretary) $0 $0 $0
Lynn Debene (Manager) $0 $0 $0
Rawnie Thomas (Loan Officer) $0 $0 $0
+ View more people

Document Links

990
Filed on July 15, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$466,157
Expenses
$331,394
Net Income
$134,763
Net Assets
$1,233,543
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $466,157
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $158,651
47.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $7,910,415
Total Liabilities $6,676,872
Net Assets $1,233,543
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mike Dennis (Treasurer) $0 $0 $0
John Victor (Director) $0 $0 $0
Devon Reed (Director) $0 $0 $0
Kevin Victor (Director) $0 $0 $0
John Patten (President) $0 $0 $0
Charles Dan Ryan (Vice President) $0 $0 $0
Ken Irons (Secretary) $0 $0 $0
Lynn Debene (Manager) $0 $0 $0
Rawnie Thomas (Loan Officer) $0 $0 $0
+ View more people

Document Links

990
Filed on May 13, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$411,094
Expenses
$308,368
Net Income
$102,726
Net Assets
$1,098,780
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $411,094
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $153,008
49.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $6,689,711
Total Liabilities $5,590,931
Net Assets $1,098,780
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lynn Debene (Manager) $86,355 $0 $0
Rawnie Thomas (Loan Officer) $66,653 $0 $0
Mike Dennis (Treasurer) $0 $0 $0
John Victor (Director) $0 $0 $0
Devon Reed (Director) $0 $0 $0
Kevin Victor (Director) $0 $0 $0
John Patten (President) $0 $0 $0
Charles Dan Ryan (Vice President) $0 $0 $0
Ken Irons (Secretary) $0 $0 $0
+ View more people

Document Links

990
Filed on June 25, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$373,236
Expenses
$300,999
Net Income
$72,237
Net Assets
$996,054
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $373,236
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $146,040
48.5%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $6,065,172
Total Liabilities $5,069,118
Net Assets $996,054
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lynn Debene (Manager) $81,376 $0 $0
Rawnie Thomas (Loan Officer) $64,664 $0 $0
Mike Dennis (Treasurer) $0 $0 $0
John Patten (President) $0 $0 $0
John Victor (Director) $0 $0 $0
Devon Reed (Director) $0 $0 $0
Kevin Victor (Director) $0 $0 $0
John Patten (President) $0 $0 $0
Charles Dan Ryan (Vice President) $0 $0 $0
Ken Irons (Secretary) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 1, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$336,084
Expenses
$295,776
Net Income
$40,308
Net Assets
$920,857
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $336,084
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $143,774
48.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $6,041,978
Total Liabilities $5,121,121
Net Assets $920,857
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lynn Debene (Manager) $81,259 $0 $0
Rawnie Thomas (Loan Officer) $62,515 $0 $0
Mike Dennis (Treasurer) $0 $0 $0
John Patten (President) $0 $0 $0
John Victor (Director) $0 $0 $0
Devon Reed (Director) $0 $0 $0
Kevin Victor (Director) $0 $0 $0
Kevin Sullivan (President) $0 $0 $0
Charles Dan Ryan (Vice President) $0 $0 $0
Ken Irons (Secretary) $0 $0 $0
+ View more people

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990
Filed on May 16, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$307,566
Expenses
$281,955
Net Income
$25,611
Net Assets
$880,549
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $307,566
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $140,128
49.7%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $5,719,485
Total Liabilities $4,838,936
Net Assets $880,549
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lynn Debene (Manager) $78,450 $0 $0
Rawnie Thomas (Loan Officer) $61,678 $0 $0
Devon Reed (Director) $0 $0 $0
Mike Dennis (Treasurer) $0 $0 $0
John Patten (President) $0 $0 $0
John Victor (Director) $0 $0 $0
Kevin Sullivan (President) $0 $0 $0
Charles Dan Ryan (Vice President) $0 $0 $0
Ken Irons (Secretary) $0 $0 $0
+ View more people

Document Links

990
Filed on May 12, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$334,119
Expenses
$266,802
Net Income
$67,317
Net Assets
$854,938
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $334,119
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $133,522
50.0%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $5,692,784
Total Liabilities $4,837,846
Net Assets $854,938
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lynn Debene (Manager) $68,097 $0 $0
Rawnie Thomas (Loan Officer) $65,425 $0 $0
Devon Reed (Director) $0 $0 $0
Mike Dennis (Treasurer) $0 $0 $0
John Patten (President) $0 $0 $0
John Victor (Director) $0 $0 $0
Kevin Sullivan (President) $0 $0 $0
Charles Dan Ryan (Vice President) $0 $0 $0
Ken Irons (Secretary) $0 $0 $0
+ View more people

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990
Filed on May 15, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$349,268
Expenses
$267,754
Net Income
$81,514
Net Assets
$787,621
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $349,268
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $134,466
50.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $5,750,289
Total Liabilities $4,962,668
Net Assets $787,621

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$326,871
Expenses
$314,360
Net Income
$12,511
Net Assets
$706,107
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $295,887
90.5%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $30,984
9.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $128,177
40.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $5,052,178
Total Liabilities $4,346,071
Net Assets $706,107

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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