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United Local Credit Union

  • Fresno, CA
  • Tax-exempt since June 1961
  • EIN: 94-1518911

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$6.42M (2023)

Expenses
$5.15M (2023)

Total Assets
$124M (2023)

Total Liabilities
$102M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,423,094
Expenses
$5,152,180
Net Income
$1,270,914
Net Assets
$21,688,998
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,551,352
86.4%
Investment Income $871,742
13.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $413,868
8.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,069,742
20.8%
Assets/Debt
Total Assets $123,664,475
Total Liabilities $101,975,477
Net Assets $21,688,998
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Angelina Maldonado (President/Ceo) $261,668 $0 $37,490
Sherwood Brown (Controller) $100,254 $0 $14,456
Andy Anderson (Vice Board Chairman) $0 $0 $0
Denise Benelli (Secretary) $0 $0 $0
Jim Hazelrigg (Board Chairman) $0 $0 $0
Pamela Nielsen (Director) $0 $0 $0
Lars Oakander (Director) $0 $0 $0
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Document Links

990
Filed on Nov. 4, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,673,257
Expenses
$4,860,069
Net Income
$813,188
Net Assets
$20,336,286
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,054,690
89.1%
Investment Income $618,567
10.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $462,660
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,001,564
20.6%
Assets/Debt
Total Assets $133,385,368
Total Liabilities $113,049,082
Net Assets $20,336,286
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Angelina Maldonado (President/Ceo) $339,468 $0 $14,456
Sherwood Brown (Controller) $94,280 $0 $14,456
Jim Hazelrigg (Chair) $0 $0 $0
Andy Anderson (Vice Chair) $0 $0 $0
Denise Benelli (Director) $0 $0 $0
Pamela Nielsen (Director) $0 $0 $0
Lars Oakander (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 9, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,172,204
Expenses
$4,563,345
Net Income
$608,859
Net Assets
$20,317,044
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,703,993
90.9%
Investment Income $468,211
9.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $343,700
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,161,147
25.4%
Assets/Debt
Total Assets $131,595,863
Total Liabilities $111,278,819
Net Assets $20,317,044
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Angelina Maldonado (President/Ceo) $227,442 $0 $14,991
Sherwood Brown (Controller) $87,923 $0 $13,345
Jim Hazelrigg (Chair) $0 $0 $0
Andy Anderson (Vice Chair) $0 $0 $0
Denise Benelli (Director) $0 $0 $0
Pamela Nielsen (Director) $0 $0 $0
Lars Oakander (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,870,897
Expenses
$4,732,494
Net Income
$138,403
Net Assets
$19,776,060
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,303,964
88.4%
Investment Income $566,933
11.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $337,194
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,135,793
24.0%
Assets/Debt
Total Assets $122,783,447
Total Liabilities $103,007,387
Net Assets $19,776,060
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Angelina Maldonado (President/Ceo) $222,847 $0 $14,456
Sherwood Brown (Financial Analyst) $85,435 $0 $14,456
Jim Hazelrigg (Chair) $0 $0 $0
Andy Anderson (Vice Chair) $0 $0 $0
Denise Benelli (Director) $0 $0 $0
Pamela Nielsen (Director) $0 $0 $0
Lars Oakander (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,298,452
Expenses
$4,827,718
Net Income
$470,734
Net Assets
$19,637,657
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,677,784
88.3%
Investment Income $620,668
11.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $295,113
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $987,218
20.4%
Assets/Debt
Total Assets $111,305,682
Total Liabilities $91,668,025
Net Assets $19,637,657
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Angelina Maldonado (President/Ceo) $194,796 $0 $4,670
Sherwood Brown (Financial Analyst) $81,247 $0 $14,400
Jim Hazelrigg (Chair) $0 $0 $0
Andy Anderson (Vice Chair) $0 $0 $0
Denise Benelli (Director) $0 $0 $0
Pamela Nielsen (Director) $0 $0 $0
Lars Oakander (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 17, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,652,381
Expenses
$4,766,221
Net Income
-$113,840
Net Assets
$19,166,923
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,545,434
97.7%
Investment Income $379,464
8.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $26,874
0.6%
Net Fundraising $0
Sales of Assets -$299,391
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $218,212
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,055,894
22.2%
Assets/Debt
Total Assets $109,867,335
Total Liabilities $90,700,412
Net Assets $19,166,923
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Angelina Maldonado (President/Ceo) $169,446 $0 $14,429
Sherwood Brown (Financial Analyst) $28,943 $0 $5,393
Jim Hazelrigg (Chair) $0 $0 $0
Andy Anderson (Vice Chair) $0 $0 $0
Denise Benelli (Director) $0 $0 $0
Lars Oakander (Director) $0 $0 $0
Pamela Nielsen (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,859,734
Expenses
$4,655,175
Net Income
$204,559
Net Assets
$19,280,762
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,570,552
94.0%
Investment Income $176,442
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $112,740
2.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $245,051
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $919,627
19.8%
Assets/Debt
Total Assets $110,818,575
Total Liabilities $91,537,813
Net Assets $19,280,762
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Angelina Maldonado (Vp/Cfo & President/Ceo) $142,420 $0 $14,456
Eddie Portillo (Avp/Controller) $73,719 $0 $14,456
Jim Hazelrigg (Chair) $0 $0 $0
Andy Anderson (Vice Chair) $0 $0 $0
Pamela Nielsen (Director) $0 $0 $0
Denise Benelli (Director) $0 $0 $0
Lars Oakander (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on June 4, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,744,696
Expenses
$4,204,290
Net Income
$540,406
Net Assets
$19,076,203
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,473,545
94.3%
Investment Income $157,983
3.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $113,168
2.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $364,747
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $841,626
20.0%
Assets/Debt
Total Assets $110,049,063
Total Liabilities $90,972,860
Net Assets $19,076,203
Compensation
Key Employees and Officers Compensation Related Other
Jill Bechard (President/Ceo/Secretary/Treasurer) $1,359,133 $0 $4,448
Angelina Maldonado (Vp/Cfo & President/Ceo) $122,178 $0 $14,400
Eddie Portillo (Avp/Controller) $66,564 $0 $14,122
Jim Hazelrigg (Chair) $0 $0 $0
Andy Anderson (Vice Chair) $0 $0 $0
Gene Bopp (Director) $0 $0 $0
Denise Benelli (Director) $0 $0 $0
Lars Oakander (Director) $0 $0 $0
+ View more people

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990
Filed on Nov. 15, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,881,738
Expenses
$4,425,749
Net Income
$455,989
Net Assets
$18,535,796
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,538,370
93.0%
Investment Income $173,367
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $109,079
2.2%
Net Fundraising $0
Sales of Assets $60,922
1.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $552,920
12.5%
Professional Fundraising Fees $0
Other Salaries and Wages $859,868
19.4%
Assets/Debt
Total Assets $109,495,985
Total Liabilities $90,960,189
Net Assets $18,535,796
Compensation
Key Employees and Officers Compensation Related Other
Jill Bechard (President/Ceo/Secretary/Treasurer) $195,802 $0 $247,862
Angelina Maldonado (Vp/Cfo) $95,736 $0 $13,520
Jim Hazelrigg (Chair) $0 $0 $0
Andy Anderson (Vice Chair) $0 $0 $0
Gene Bopp (Director) $0 $0 $0
Denise Benelli (Director) $0 $0 $0
Lars Oakander (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 10, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,103,181
Expenses
$4,995,141
Net Income
$108,040
Net Assets
$18,079,807
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,789,150
93.8%
Investment Income $194,187
3.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $119,844
2.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $526,262
10.5%
Professional Fundraising Fees $0
Other Salaries and Wages $857,682
17.2%
Assets/Debt
Total Assets $109,256,807
Total Liabilities $91,177,000
Net Assets $18,079,807
Compensation
Key Employees and Officers Compensation Related Other
Jill Bechard (President/Ceo/Secretary/Treasurer) $204,801 $0 $224,739
Angelina Maldonado (Vp/Cfo) $83,358 $0 $13,364
Jim Hazelrigg (Chair) $0 $0 $0
Andy Anderson (Vice Chair) $0 $0 $0
Gene Bopp (Director) $0 $0 $0
Earl Cousins (Director) $0 $0 $0
Jan Lawson (Director) $0 $0 $0
+ View more people

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990
Filed on May 15, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,586,338
Expenses
$4,816,590
Net Income
$769,748
Net Assets
$17,971,768
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,336,499
95.5%
Investment Income $145,902
2.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $103,937
1.9%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $443,155
9.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,144,936
23.8%
Assets/Debt
Total Assets $108,202,851
Total Liabilities $90,231,083
Net Assets $17,971,768
Compensation
Key Employees and Officers Compensation Related Other
Jill Bechard (President/Ceo) $191,301 $0 $202,851
Eddie Portillo (Avp/Accountant) $40,351 $0 $8,652
Jim Hazelrigg (Chair) $0 $0 $0
Andy Anderson (Vice Chair) $0 $0 $0
Gene Bopp (Director) $0 $0 $0
Earl Cousins (Director) $0 $0 $0
Jan Lawson (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 15, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,022,243
Expenses
$5,150,989
Net Income
$871,254
Net Assets
$17,202,020
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,871,247
97.5%
Investment Income $167,596
2.8%
Bond Proceeds $0
Royalties $0
Rental Property Income -$16,600
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $429,280
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $954,601
18.5%
Assets/Debt
Total Assets $107,651,970
Total Liabilities $90,449,950
Net Assets $17,202,020

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,426,977
Expenses
$5,659,602
Net Income
$767,375
Net Assets
$16,330,766
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,266,499
97.5%
Investment Income $160,478
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $430,383
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,134,004
20.0%
Assets/Debt
Total Assets $109,113,565
Total Liabilities $92,782,799
Net Assets $16,330,766

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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