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S F Bay Area Educators Credit Union

San Francisco Bay Area Educators Cu

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$89.8k (2020)

Expenses
$83.3k (2020)

Total Assets
$0 (2020)

Total Liabilities
$0 (2020)

Source: Form 990 tax filings from 2011 to 2020

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Feb.
2020

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$89,787
Expenses
$83,254
Net Income
$6,533
Net Assets
$0
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $48,472
54.0%
Investment Income $28,954
32.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $12,361
13.8%
Assets/Debt
Total Assets $0
Total Liabilities $0
Net Assets $0
Compensation
Key Employees and Officers Compensation Other
Victoria Fong (Ceo) $15,000 $0
Judith Grady (Bd Director) $0 $0
Owen Raven (Bd Vice Chairma) $0 $0
Steven Edwards (Bd Chairman) $0 $0
Timothy Tindol (Bd Treasurer) $0 $0
Emily Sparkhul (Bd Director) $0 $0
Jo Ann Vail (Board Secretary) $0 $0
Robert Fesler (Board Director) $0 $0
Ken Grady (Sc Member) $0 $0
Linda Plack (Sc Member) $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$655,014
Expenses
$731,800
Net Income
-$76,786
Net Assets
$1,277,264
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $377,068
57.6%
Investment Income $197,303
30.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $80,643
12.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $103,050
14.1%
Professional Fundraising Fees $0
Other Salaries and Wages $90,144
12.3%
Assets/Debt
Total Assets $17,187,697
Total Liabilities $15,910,433
Net Assets $1,277,264
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Victoria Fong (Ceo) $98,850 $0 $4,200
Judith Grady (Bd Director) $0 $0 $0
Owen Raven (Bd Vice Chairma) $0 $0 $0
Steven Edwards (Bd Chairman) $0 $0 $0
Timothy Tindol (Bd Treasurer) $0 $0 $0
Emily Sparkle (Bd Director) $0 $0 $0
Jo Ann Vail (Board Secretary) $0 $0 $0
Robert Fesler (Board Director) $0 $0 $0
Ken Grady (Sc Member) $0 $0 $0
Linda Plack (Sc Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$673,251
Expenses
$686,916
Net Income
-$13,665
Net Assets
$1,354,050
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $451,423
67.1%
Investment Income $120,996
18.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $100,832
15.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $83,750
12.2%
Professional Fundraising Fees $0
Other Salaries and Wages $105,971
15.4%
Assets/Debt
Total Assets $18,205,802
Total Liabilities $16,851,752
Net Assets $1,354,050
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Victoria Fong (Ceo) $62,550 $0 $21,200
Judith Grady (Bd Director) $0 $0 $0
Owen Raven (Bd Vice Chairma) $0 $0 $0
Steven Edwards (Bd Chairman) $0 $0 $0
Timothy Tindol (Bd Treasurer) $0 $0 $0
Emily Sparkhul (Bd Director) $0 $0 $0
Jo Ann Vail (Board Secretary) $0 $0 $0
Robert Fesler (Board Director) $0 $0 $0
Ken Grady (Sc Member) $0 $0 $0
Linda Plack (Sc Chairman) $0 $0 $0
Emily Morton (Ceo) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$654,662
Expenses
$650,418
Net Income
$4,244
Net Assets
$1,368,115
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $484,393
74.0%
Investment Income $80,917
12.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $89,352
13.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $47,727
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $152,706
23.5%
Assets/Debt
Total Assets $18,389,958
Total Liabilities $17,021,843
Net Assets $1,368,115
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Emily Morton (Ceo) $85,142 $0 $0
Victoria Fong (Ceo) $47,727 $0 $0
Judith Grady (Bd Director) $0 $0 $0
Owen Raven (Bd Vice Chairma) $0 $0 $0
Steven Edwards (Bd Chairman) $0 $0 $0
Timothy Tindol (Bd Treasurer) $0 $0 $0
Emily Sparkhul (Bd Director) $0 $0 $0
Jo Ann Vail (Board Secretary) $0 $0 $0
Robert Fesler (Board Director) $0 $0 $0
Gael Beresford (Sc Member) $0 $0 $0
Ken Grady (Sc Member) $0 $0 $0
Rudi Faltus (Sc Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$640,671
Expenses
$632,871
Net Income
$7,800
Net Assets
$1,363,471
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $445,870
69.6%
Investment Income $97,902
15.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $96,899
15.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $78,399
12.4%
Professional Fundraising Fees $0
Other Salaries and Wages $115,967
18.3%
Assets/Debt
Total Assets $18,713,455
Total Liabilities $17,349,984
Net Assets $1,363,471
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Emily Morton (Ceo) $78,399 $0 $0
Judith Grady (Bd Director) $0 $0 $0
Owen Raven (Bd Vice Chairma) $0 $0 $0
Steven Edwards (Bd Chairman) $0 $0 $0
Timothy Tindol (Bd Treasurer) $0 $0 $0
Emily Sparkhul (Bd Director) $0 $0 $0
Joann Vail (Bd Secretary) $0 $0 $0
Robert Fesler (Bd Director) $0 $0 $0
Gael Bereford (Sc Mbr) $0 $0 $0
Ken Grady (Sc Mbr) $0 $0 $0
Rudi Faltus (Sc Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$641,785
Expenses
$690,013
Net Income
-$48,228
Net Assets
$1,355,671
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $453,506
70.7%
Investment Income $96,458
15.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $91,821
14.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $78,365
11.4%
Professional Fundraising Fees $0
Other Salaries and Wages $137,542
19.9%
Assets/Debt
Total Assets $19,095,138
Total Liabilities $17,739,467
Net Assets $1,355,671
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Emily Morton (Ceo) $78,365 $0 $0
Judith Grady (Chairman) $0 $0 $0
Owen Raven (Vice Chair) $0 $0 $0
Steven Edwards (Secretary) $0 $0 $0
Timothy Tindol (Treasurer) $0 $0 $0
Ruth Mc Carthy (Board Mbr) $0 $0 $0
Marian Gonzalez (Board Mbr) $0 $0 $0
Bob Fesler (Board Mbr) $0 $0 $0
Aldo Disgrazzi (Sup Com Chair) $0 $0 $0
Jordan Goldstein (Sc Mbr) $0 $0 $0
Emily Sparkhul (Sc Mbr) $0 $0 $0
Ken Grady (Sc Mbr) $0 $0 $0
Rudi Faltus (Sc Mbr) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$638,166
Expenses
$634,519
Net Income
$3,647
Net Assets
$1,403,899
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $442,583
69.4%
Investment Income $93,835
14.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $101,748
15.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $90,788
14.3%
Professional Fundraising Fees $0
Other Salaries and Wages $136,536
21.5%
Assets/Debt
Total Assets $19,232,698
Total Liabilities $17,828,799
Net Assets $1,403,899
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Emily Morton (Ceo) $90,788 $0 $0
Judith Grady (Chairman) $0 $0 $0
Owen Raven (Vice Chair) $0 $0 $0
Steven Edwards (Secretary) $0 $0 $0
Timothy Tindol (Treasurer) $0 $0 $0
Ruth Mc Carthy (Board Mbr) $0 $0 $0
Marian Gonzalez (Board Mbr) $0 $0 $0
Bob Fesler (Board Mbr) $0 $0 $0
Aldo Disgrazzi (Sup Com Chair) $0 $0 $0
Jordan Goldstein (Sc Mbr) $0 $0 $0
Emily Sparkhul (Sc Mbr) $0 $0 $0
Ken Grady (Sc Mbr) $0 $0 $0
Rudi Faltus (Sc Mbr) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$669,661
Expenses
$671,435
Net Income
-$1,774
Net Assets
$1,400,252
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $434,780
64.9%
Investment Income $101,036
15.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $133,845
20.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $87,813
13.1%
Professional Fundraising Fees $0
Other Salaries and Wages $152,288
22.7%
Assets/Debt
Total Assets $18,789,044
Total Liabilities $17,388,792
Net Assets $1,400,252
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Emily Morton (Ceo) $87,813 $0 $0
Judith Grady (Chairman) $0 $0 $0
Owen Raven (Vice Chair) $0 $0 $0
Steven Edwards (Secretary) $0 $0 $0
Timothy Tindol (Treasurer) $0 $0 $0
Ruth Mc Carthy (Board Mbr) $0 $0 $0
Marian Gonzalez (Board Mbr) $0 $0 $0
Bob Fesler (Board Mbr) $0 $0 $0
Aldo Disgrazzi (Sup Com Chair) $0 $0 $0
Jordan Goldstein (Sc Mbr) $0 $0 $0
Emily Sparkhul (Sc Mbr) $0 $0 $0
Ken Grady (Sc Mbr) $0 $0 $0
Rudi Faltus (Sc Mbr) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$655,691
Expenses
$745,541
Net Income
-$89,850
Net Assets
$1,402,026
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $452,389
69.0%
Investment Income $106,207
16.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $97,095
14.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $87,688
11.8%
Professional Fundraising Fees $0
Other Salaries and Wages $190,446
25.5%
Assets/Debt
Total Assets $19,684,507
Total Liabilities $18,282,481
Net Assets $1,402,026

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$750,116
Expenses
$796,270
Net Income
-$46,154
Net Assets
$1,491,876
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $547,954
73.0%
Investment Income $114,062
15.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $88,100
11.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $84,987
10.7%
Professional Fundraising Fees $0
Other Salaries and Wages $199,685
25.1%
Assets/Debt
Total Assets $19,823,030
Total Liabilities $18,331,154
Net Assets $1,491,876

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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