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Credit Unions In The State Of California

Bay Cities Credit Union
  • Hayward, CA
  • Tax-exempt since June 1961
  • EIN: 94-6172866

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$3.85M (2023)

Expenses
$3.2M (2023)

Total Assets
$79.7M (2023)

Total Liabilities
$72.3M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,848,970
Expenses
$3,195,091
Net Income
$653,879
Net Assets
$7,336,735
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,506,262
65.1%
Investment Income $1,342,708
34.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $161,893
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $969,481
30.3%
Assets/Debt
Total Assets $79,650,436
Total Liabilities $72,313,701
Net Assets $7,336,735
Compensation
Key Employees and Officers Compensation Related Other
Georgette Munoz (Ceo) $143,695 $0 $18,198
Norman Weisbrod (Chairman) $0 $0 $0
Mark Mosier (Treasurer) $0 $0 $0
Edward Carter (Director) $0 $0 $0
Gregory Mailho (Director) $0 $0 $0
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Document Links

990
Filed on April 25, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,783,364
Expenses
$2,941,000
Net Income
-$157,636
Net Assets
$6,682,856
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,237,443
80.4%
Investment Income $545,921
19.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $136,222
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $922,056
31.4%
Assets/Debt
Total Assets $85,779,594
Total Liabilities $79,096,738
Net Assets $6,682,856
Compensation
Key Employees and Officers Compensation Related Other
Georgette Munoz (Ceo) $129,904 $0 $6,318
Norman Weisbrod (Chairperson) $0 $0 $0
Mark Mosier (Treasurer) $0 $0 $0
Edward Carter (Director) $0 $0 $0
Gregory Mailho (Vice Chair) $0 $0 $0
Robert Von Der Lieth (Secretary) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 29, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,487,917
Expenses
$2,802,398
Net Income
-$314,481
Net Assets
$6,946,148
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,245,338
90.2%
Investment Income $242,527
9.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $52
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $128,904
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $827,543
29.5%
Assets/Debt
Total Assets $87,751,739
Total Liabilities $80,805,591
Net Assets $6,946,148
Compensation
Key Employees and Officers Compensation Related Other
Georgette Munoz (Ceo) $128,904 $0 $16,248
Robert Maginnis (Chairperson) $0 $0 $0
Norman Weisbrod (Vice Chairperson) $0 $0 $0
Gregory Mailho (Board Treasurer) $0 $0 $0
Mark Mosier (Board Secretary) $0 $0 $0
Edward Carter (Board Member) $0 $0 $0
Stacy Murphy (Supv Cmte Chairperson) $0 $0 $0
Sharron Bowen (Supv Cmte Member) $0 $0 $0
Tracy Kelley (Supv Cmte Member) $0 $0 $0
Hugh Murphy (Supv Cmte Member) $0 $0 $0
Elizabeth Sanchez (Supv Cmte Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 12, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,996,917
Expenses
$3,078,533
Net Income
-$81,616
Net Assets
$7,260,632
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,297,601
76.7%
Investment Income $699,316
23.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $129,904
4.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,007,870
32.7%
Assets/Debt
Total Assets $84,226,050
Total Liabilities $76,965,418
Net Assets $7,260,632
Compensation
Key Employees and Officers Compensation Related Other
Georgette Munoz (Ceo) $129,904 $0 $17,058
Robert Maginnis (Chairperson) $0 $0 $0
Norman Weisbrod (Vice Chairperson) $0 $0 $0
Gregory Mailho (Board Treasurer) $0 $0 $0
Mark Mosier (Board Secretary) $0 $0 $0
Edward Carter (Board Member) $0 $0 $0
Stacy Alveiais (Supv Cmte Chairperson) $0 $0 $0
Sharron Bowen (Supv Cmte Member) $0 $0 $0
Tracy Kelley (Supv Cmte Member) $0 $0 $0
Hugh Murphy (Supv Cmte Member) $0 $0 $0
Elizabeth Sanchez (Supv Cmte Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 10, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,646,394
Expenses
$3,238,401
Net Income
$407,993
Net Assets
$7,144,043
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,657,086
72.9%
Investment Income $989,308
27.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $217,800
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $894,647
27.6%
Assets/Debt
Total Assets $73,521,692
Total Liabilities $66,377,649
Net Assets $7,144,043

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,480,710
Expenses
$3,119,081
Net Income
$361,629
Net Assets
$6,736,051
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,617,575
75.2%
Investment Income $863,136
24.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $267,227
8.6%
Professional Fundraising Fees $0
Other Salaries and Wages $738,656
23.7%
Assets/Debt
Total Assets $73,940,079
Total Liabilities $67,204,028
Net Assets $6,736,051

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,287,721
Expenses
$2,766,260
Net Income
$521,461
Net Assets
$6,342,112
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,655,030
80.8%
Investment Income $632,721
19.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $214,436
7.8%
Professional Fundraising Fees $0
Other Salaries and Wages $788,462
28.5%
Assets/Debt
Total Assets $73,542,386
Total Liabilities $67,200,274
Net Assets $6,342,112

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,085,195
Expenses
$2,648,393
Net Income
$436,802
Net Assets
$5,820,121
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,558,148
82.9%
Investment Income $527,047
17.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $236,498
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $795,810
30.0%
Assets/Debt
Total Assets $71,496,145
Total Liabilities $65,676,024
Net Assets $5,820,121
Compensation
Key Employees and Officers Compensation Related Other
Georgette Munoz (Ceo) $125,316 $0 $0
Michelle Hoeffner (Vice President Member Services) $78,419 $0 $0
Thomas Higgenbottom (President) $0 $0 $0
Robert Maginnis (Vice President) $0 $0 $0
Norman W Eisbrod (Secratory) $0 $0 $0
Scott Van Der Leith (Treasurer) $0 $0 $0
Gregory Mailho (Member) $0 $0 $0
+ View more people

Document Links

990
Filed on May 16, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,796,733
Expenses
$2,564,061
Net Income
$232,672
Net Assets
$5,383,319
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,364,595
84.5%
Investment Income $432,138
15.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $229,692
9.0%
Professional Fundraising Fees $0
Other Salaries and Wages $720,339
28.1%
Assets/Debt
Total Assets $68,167,557
Total Liabilities $62,784,238
Net Assets $5,383,319
Compensation
Key Employees and Officers Compensation Related Other
Georgette Munoz (Ceo) $121,664 $0 $0
Michelle Hoeffner (Vice President Member Services) $72,028 $0 $0
Thomas Higgenbottom (President) $0 $0 $0
Robert Maginnis (Vice President) $0 $0 $0
Norman W Eisbrod (Secratory) $0 $0 $0
Scott Van Der Leith (Treasurer) $0 $0 $0
Gregory Mailho (Member) $0 $0 $0
+ View more people

Document Links

990
Filed on May 16, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,682,186
Expenses
$2,408,260
Net Income
$273,926
Net Assets
$5,150,647
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,306,424
86.0%
Investment Income $375,762
14.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $263,519
10.9%
Professional Fundraising Fees $0
Other Salaries and Wages $647,954
26.9%
Assets/Debt
Total Assets $66,364,869
Total Liabilities $61,214,222
Net Assets $5,150,647
Compensation
Key Employees and Officers Compensation Related Other
Georgette Munoz (Ceo) $118,697 $0 $0
Michelle Hoeffner (Vice President Member Services) $60,900 $0 $0
Linda Robinson (Cfo) $35,813 $0 $0
Thomas Higgenbottom (President) $0 $0 $0
Robert Maginnis (Vice President) $0 $0 $0
Norman Weisbrod (Secratory) $0 $0 $0
Scott Van Der Leith (Treasurer) $0 $0 $0
Gregory Mailho (Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Sept. 24, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,743,947
Expenses
$2,401,894
Net Income
$342,053
Net Assets
$4,876,721
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,377,781
86.7%
Investment Income $366,166
13.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $246,416
10.3%
Professional Fundraising Fees $0
Other Salaries and Wages $633,386
26.4%
Assets/Debt
Total Assets $65,505,428
Total Liabilities $60,628,707
Net Assets $4,876,721
Compensation
Key Employees and Officers Compensation Related Other
Georgette Munoz (Ceo) $121,664 $0 $0
Linda Robinson (Cfo) $82,009 $0 $0
Tom Higgenbottom (Chairman Of The Board) $0 $0 $0
Robert Maginnis (Vice Chairman Of The Board) $0 $0 $0
Norman Weisbrod (Secretary Of The Board) $0 $0 $0
Scott Vonder Leith (Treasurer Of The Board) $0 $0 $0
+ View more people

Document Links

990
Filed on Sept. 25, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,975,358
Expenses
$2,871,137
Net Income
$104,221
Net Assets
$4,534,668
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,523,604
84.8%
Investment Income $451,754
15.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $213,239
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $711,166
24.8%
Assets/Debt
Total Assets $65,296,970
Total Liabilities $60,762,302
Net Assets $4,534,668

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,426,630
Expenses
$3,623,591
Net Income
-$196,961
Net Assets
$4,430,447
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,847,959
83.1%
Investment Income $578,671
16.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $419,631
11.6%
Professional Fundraising Fees $0
Other Salaries and Wages $778,190
21.5%
Assets/Debt
Total Assets $62,702,179
Total Liabilities $58,271,732
Net Assets $4,430,447

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated