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Credit Unions In The State Of California

California Bear Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$3.13M (2022)

Expenses
$3.79M (2022)

Total Assets
$0 (2022)

Total Liabilities
$0 (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Sept.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,130,021
Expenses
$3,793,761
Net Income
-$663,740
Net Assets
$0
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,758,586
88.1%
Investment Income $371,435
11.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $470,973
12.4%
Professional Fundraising Fees $0
Other Salaries and Wages $610,581
16.1%
Assets/Debt
Total Assets $0
Total Liabilities $0
Net Assets $0
Compensation
Key Employees and Officers Compensation Related Other
Daniel Graff (Ceo) $199,728 $0 $19,139
William Hernandez (Clo) $136,941 $0 $5,471
Randy Buck (Coco) $134,304 $0 $30,550
Douglas Failing (Chairman Of The Board) $0 $0 $0
Maria Reynolds Brooks (Board Vice Chairman) $0 $0 $0
Fernando Roldan (Director) $0 $0 $0
Diane Fowler (Director) $0 $0 $0
Emanuel Obiora (Director) $0 $0 $0
Demetris Teal (Director) $0 $0 $0
Marta Zaragoza (Supervisory Committee Chai) $0 $0 $0
Steve Bauman (Supervisory Committee Vice) $0 $0 $0
Maria R Penilla (Supervisory Committee Memb) $0 $0 $0
Delia Avila (Supervisory Committee Memb) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,546,792
Expenses
$4,424,617
Net Income
$122,175
Net Assets
$6,689,488
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,302,568
94.6%
Investment Income $130,926
2.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $113,298
2.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $469,938
10.6%
Professional Fundraising Fees $0
Other Salaries and Wages $919,251
20.8%
Assets/Debt
Total Assets $132,346,599
Total Liabilities $125,657,111
Net Assets $6,689,488
Compensation
Key Employees and Officers Compensation Related Other
Daniel Graff (Ceo) $196,272 $0 $31,912
William Hernandez (Clo) $145,000 $0 $14,856
Randy Buck (Coco) $128,666 $0 $43,062
Douglas Failing (Chairman Of The Board) $0 $0 $0
Maria Reynolds Brooks (Board Vice Chairman) $0 $0 $0
Fernando Roldan (Director) $0 $0 $0
Diane Fowler (Director) $0 $0 $0
Emanuel Obiora (Director) $0 $0 $0
Demetris Teal (Director) $0 $0 $0
Marta Zaragoza (Supervisory Committee Chairperson) $0 $0 $0
Steve Bauman (Supervisory Committee Vice Chairman) $0 $0 $0
Maria R Penilla (Supervisory Committee Member) $0 $0 $0
Delia Avila (Supervisory Committee Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,914,803
Expenses
$6,743,170
Net Income
-$1,828,367
Net Assets
$6,738,636
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,748,392
96.6%
Investment Income $166,411
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $453,392
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,007,315
14.9%
Assets/Debt
Total Assets $122,691,721
Total Liabilities $115,953,085
Net Assets $6,738,636
Compensation
Key Employees and Officers Compensation Related Other
Daniel Graff (Ceo) $184,078 $0 $22,657
William Hernandez (Clo) $136,831 $0 $9,825
Randy Buck (Coco) $132,483 $0 $34,047
Douglas Failing (Chairman Of The Board) $0 $0 $0
Maria Reynolds Brooks (Board Vice Chairman) $0 $0 $0
Fernando Roldan (Director) $0 $0 $0
Marcia Graves (Director) $0 $0 $0
Diane Fowler (Director) $0 $0 $0
Emanuel Obiora (Director) $0 $0 $0
Samuel Unger (Director) $0 $0 $0
Demetris Teal (Director) $0 $0 $0
Marta Zaragoza (Supervisory Committee Chairperson) $0 $0 $0
Steve Bauman (Supervisory Committee Vice Chairman) $0 $0 $0
Maria R Penilla (Supervisory Committee Member) $0 $0 $0
Delia Avila (Supervisory Committee Member) $0 $0 $0
Patricia Weatherspoon (Supervisory Committee Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,420,371
Expenses
$5,013,937
Net Income
$406,434
Net Assets
$8,617,223
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,727,780
87.2%
Investment Income $691,962
12.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $629
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $672,458
13.4%
Professional Fundraising Fees $0
Other Salaries and Wages $840,602
16.8%
Assets/Debt
Total Assets $113,588,904
Total Liabilities $104,971,681
Net Assets $8,617,223
Compensation
Key Employees and Officers Compensation Related Other
Robert Vecci Former Ceo (Ceo) $191,838 $0 $24,044
Daniel Graff Incoming Ceo (Cfo) $166,405 $0 $27,318
William Hernandez (Clo) $162,217 $0 $18,479
Randy Buck (Coco) $151,998 $0 $18,000
Douglas Failing (Chairman Of The Board) $0 $0 $0
Maria Reynolds Brooks (Board Vice Chairman) $0 $0 $0
Fernando Roldan (Director) $0 $0 $0
Marcia Graves (Director) $0 $0 $0
Diane Fowler (Director) $0 $0 $0
Emanuel Obiora (Director) $0 $0 $0
Samuel Unger (Director) $0 $0 $0
Marta Zaragoza (Supervisory Committee Chairman) $0 $0 $0
Steve Bauman (Supervisory Committee Vice Chairman) $0 $0 $0
Maria R Penilla (Supervisory Committee Member) $0 $0 $0
Delia Avila (Supervisory Committee Member) $0 $0 $0
Patricia Weatherspoon (Supervisory Committee Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,813,089
Expenses
$4,583,687
Net Income
$229,402
Net Assets
$7,716,537
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,609,487
75.0%
Investment Income $1,203,602
25.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $555,113
12.1%
Professional Fundraising Fees $0
Other Salaries and Wages $914,689
20.0%
Assets/Debt
Total Assets $112,325,422
Total Liabilities $104,608,885
Net Assets $7,716,537
Compensation
Key Employees and Officers Compensation Related Other
Robert Vecci (Ceo) $200,232 $0 $26,277
Daniel Graff (Cfo) $125,097 $0 $19,262
William Hernandez (Clo) $122,466 $0 $12,353
Randy Buck (Coco) $107,318 $0 $28,966
Robert W Sassaman (Chairman Of The Board) $0 $0 $0
Don Drachand (Board Vice Chairman, Secre) $0 $0 $0
Marcia Graves (Treasurer) $0 $0 $0
Duncan Mcintosh (Director) $0 $0 $0
Maria Reynolds Brooks (Director) $0 $0 $0
Fernando Roldan (Director) $0 $0 $0
Doug Failing (Director) $0 $0 $0
Diana Fowler (Director) $0 $0 $0
Emmanuel Obiora (Director) $0 $0 $0
Marta Zaragoza (Supv Cmte Chairman) $0 $0 $0
Steve Bauman (Supv Cmte Vice Chair) $0 $0 $0
Maria Penilla (Supv Cmte Member) $0 $0 $0
Delia Avila (Supv Cmte Member) $0 $0 $0
Patricia Weatherspoon (Supv Cmte Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,183,984
Expenses
$4,147,319
Net Income
$36,665
Net Assets
$7,653,812
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,227,174
77.1%
Investment Income $943,377
22.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,454
0.1%
Net Inventory Sales $0
Other Revenue $7,979
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $454,764
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $787,963
19.0%
Assets/Debt
Total Assets $112,080,845
Total Liabilities $104,427,033
Net Assets $7,653,812
Compensation
Key Employees and Officers Compensation Related Other
Robert Vecci (Ceo) $164,806 $0 $17,908
Randy Buck (Coco) $98,593 $0 $23,905
Daniel Graff (Cfo) $98,349 $0 $15,526
William Hernandez (Clo) $93,016 $0 $8,922
Robert W Sassaman (Chairman Of The Board) $0 $0 $0
Don Drachand (Board Vice Chairman, Secretary) $0 $0 $0
Marcia Graves (Treasurer) $0 $0 $0
Duncan Mcintosh (Director) $0 $0 $0
Maria Reynolds Brooks (Director) $0 $0 $0
Fernando Roldan (Director) $0 $0 $0
Doug Failing (Director) $0 $0 $0
Marta Zaragoza (Supv Cmte Chairman) $0 $0 $0
Michael Newman (Supv Cmte Vice Chairman) $0 $0 $0
Steve Bauman (Supv Cmte Member) $0 $0 $0
Maria Penilla (Supv Cmte Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,371,066
Expenses
$4,238,143
Net Income
$132,923
Net Assets
$7,743,097
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,677,174
84.1%
Investment Income $693,892
15.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $117,151
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $926,309
21.9%
Assets/Debt
Total Assets $109,552,771
Total Liabilities $101,809,674
Net Assets $7,743,097
Compensation
Key Employees and Officers Compensation Related Other
Edgar Barraza (Ceo (Former)) $104,718 $0 $692
Eugene Zapata (Cfo (Former)) $12,433 $0 $865
Vito Modugno (Chairman Of The Board) $0 $0 $0
Harold Entz (Board Vice Chairman) $0 $0 $0
Robert Sassaman (Treasurer) $0 $0 $0
Merle Demroff (Secretary) $0 $0 $0
N Gregory Taylor (Director) $0 $0 $0
Cindy T Quon (Director) $0 $0 $0
Alan Hager (Director) $0 $0 $0
Duncan Mcintosh (Director) $0 $0 $0
Marta Zaragoza (Supv Cmte Chairman) $0 $0 $0
K Don Drachand (Supv Cmte Member) $0 $0 $0
Michael Newman (Supv Cmte Member) $0 $0 $0
Laura Valois (Supv Cmte Member) $0 $0 $0
Douglas Noble (Supv Cmte Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,119,522
Expenses
$3,785,162
Net Income
$334,360
Net Assets
$7,805,615
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,590,879
87.2%
Investment Income $528,643
12.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $243,263
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $883,645
23.3%
Assets/Debt
Total Assets $111,582,895
Total Liabilities $103,777,280
Net Assets $7,805,615
Compensation
Key Employees and Officers Compensation Related Other
Tony Gonzalez (Ceo (Former)) $144,330 $0 $20,839
Eugene Zapata (Cfo) $88,451 $0 $19,452
Edgar Barraza (Ceo (Former)) $10,482 $0 $0
Vito Modugno (Chairman Of The Board) $0 $0 $0
Harold Entz (Board Vice Chairman) $0 $0 $0
Robert Sassaman (Treasurer) $0 $0 $0
Merle Demroff (Secretary) $0 $0 $0
N Gregory Taylor (Director) $0 $0 $0
Cindy T Quon (Director) $0 $0 $0
Alan Hager (Director) $0 $0 $0
Duncan Mcintosh (Director) $0 $0 $0
Marta Zaragoza (Supv Cmte Chairman) $0 $0 $0
K Don Drachand (Supv Cmte Member) $0 $0 $0
Michael Newman (Supv Cmte Member) $0 $0 $0
Laura Valois (Supv Cmte Member) $0 $0 $0
Douglas Noble (Supv Cmte Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,409,987
Expenses
$4,123,248
Net Income
$286,739
Net Assets
$7,671,769
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,924,980
89.0%
Investment Income $485,007
11.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $241,277
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $948,913
23.0%
Assets/Debt
Total Assets $103,560,083
Total Liabilities $95,888,314
Net Assets $7,671,769
Compensation
Key Employees and Officers Compensation Related Other
Tony Gonzalez (Ceo) $152,948 $0 $50,478
Eugene Zapata (Cfo) $88,329 $0 $17,981
N Greg Taylor (Chairman Of The Board) $0 $0 $0
Harold Entz (Board Vice Chairman) $0 $0 $0
Robert Sassaman (Treasurer) $0 $0 $0
Merle Demroff (Secretary) $0 $0 $0
Vito Modugno (Director) $0 $0 $0
Cindy T Quon (Director) $0 $0 $0
Alan Hager (Director) $0 $0 $0
Duncan Mcintosh (Director) $0 $0 $0
Marta Zaragoza (Supv Cmte Chairman) $0 $0 $0
K Don Drachand (Supv Cmte Member) $0 $0 $0
Michael Newman (Supv Cmte Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,825,353
Expenses
$4,443,502
Net Income
$381,851
Net Assets
$7,368,202
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,185,738
86.7%
Investment Income $436,603
9.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $176,144
3.7%
Net Inventory Sales $0
Other Revenue $26,868
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $178,234
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $915,593
20.6%
Assets/Debt
Total Assets $100,530,493
Total Liabilities $93,162,291
Net Assets $7,368,202
Compensation
Key Employees and Officers Compensation Related Other
Tony Gonzalez (Ceo) $121,101 $0 $29,349
Eugene Zapata (Cfo) $57,133 $0 $0
N Greg Taylor (Chairman Of The Board) $0 $0 $0
Harold Entz (Board Vice Chairman) $0 $0 $0
Robert Sassaman (Treasurer) $0 $0 $0
Merle Demroff (Secretary) $0 $0 $0
Vito Modugno (Director) $0 $0 $0
Cindy T Quon (Director) $0 $0 $0
Nick Christopulos (Director) $0 $0 $0
Alan Hager (Director) $0 $0 $0
Duncan Mcintosh (Director) $0 $0 $0
Max Turchen (Supv Cmte Chairman) $0 $0 $0
Marta Zaragoza (Supv Cmte Vice Chairman) $0 $0 $0
William Yates (Supv Cmte Member) $0 $0 $0
David Zitch (Supv Cmte Member) $0 $0 $0
K Don Drachand (Supv Cmte Member) $0 $0 $0
Michael Newman (Supv Cmte Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,892,226
Expenses
$5,393,754
Net Income
-$501,528
Net Assets
$7,255,143
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,111,874
84.0%
Investment Income $633,418
12.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $146,934
3.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $191,836
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,027,478
19.0%
Assets/Debt
Total Assets $103,357,904
Total Liabilities $96,102,761
Net Assets $7,255,143

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,420,525
Expenses
$5,051,741
Net Income
$368,784
Net Assets
$7,511,693
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,496,514
83.0%
Investment Income $924,011
17.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $116,804
2.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,140,916
22.6%
Assets/Debt
Total Assets $107,316,183
Total Liabilities $99,804,490
Net Assets $7,511,693

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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