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Credit Unions In The State Of California

Lbs Financial Credit Union
  • Westminster, CA
  • Tax-exempt since June 1979
  • EIN: 95-1644568

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Provided first-class or charter travel
Organization provided first-class or charter travel to key employees or officers. Details are reported on Schedule J.
Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$64.3M (2022)

Expenses
$46.7M (2022)

Total Assets
$2.01B (2022)

Total Liabilities
$1.77B (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$64,266,960
Expenses
$46,656,926
Net Income
$17,610,034
Net Assets
$247,555,073
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $54,841,812
85.3%
Investment Income $8,957,844
13.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $99,929
0.2%
Net Fundraising $0
Sales of Assets $48,840
0.1%
Net Inventory Sales $0
Other Revenue $318,535
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,449,115
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $13,643,367
29.2%
Assets/Debt
Total Assets $2,012,780,174
Total Liabilities $1,765,225,101
Net Assets $247,555,073
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeffrey Allen Napper (President/Ceo) $1,075,657 $0 $17,546
Sean Hardeman (E.V.P./Clo) $419,637 $0 $25,063
Susan Wight (S.V.P./Cfo) $315,193 $0 $10,755
Kevin Reed (S.V.P./Information Systems) $295,282 $0 $25,063
Heather Summers (S.V.P./Marketing) $277,351 $0 $8,530
Jeffrey William Niedenthal (S.V.P/Member Services) $245,361 $0 $21,227
Alfred Parent (V.P./Collections) $205,909 $0 $16,135
Zung Shang Liang (V.P./Internal Audit) $174,913 $0 $10,576
Christine Wu Lin Bass (V.P./Branch Operations) $152,785 $0 $25,063
Thomas Christopher Doublet (Information Systems Support Manager) $145,881 $0 $7,683
Sargeant Alva (V.P./Residential Lending) $141,146 $0 $23,050
Jill Baker (Board Chair) $0 $0 $0
Jay Camerino (Vice Chair) $0 $0 $0
John Fylpaa (Secretary/Treasurer) $0 $0 $0
Satinder Hawkins (Board Member) $0 $0 $0
Pamela Seki (Board Member) $0 $0 $0
Luther Williams (Board Member) $0 $0 $0
Larry Natividad (Board Member) $0 $0 $0
David Conrad (Supv Cmte Chair) $0 $0 $0
Keith Hansen (Supv Cmte Member) $0 $0 $0
Russell Young (Supv Cmte Member) $0 $0 $0
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990
Filed on Nov. 8, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$57,183,235
Expenses
$44,657,416
Net Income
$12,525,819
Net Assets
$223,831,300
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $51,448,594
90.0%
Investment Income $5,488,113
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $109,380
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $137,148
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,501,831
7.8%
Professional Fundraising Fees $0
Other Salaries and Wages $12,923,957
28.9%
Assets/Debt
Total Assets $1,978,868,694
Total Liabilities $1,755,037,394
Net Assets $223,831,300
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeffrey Allen Napper (President/Ceo) $997,108 $0 $19,773
Sean Hardeman (E.V.P./Clo) $396,118 $0 $27,375
Susan Wight (S.V.P./Cfo) $296,229 $0 $11,647
Kevin Reed (S.V.P./Information Systems) $276,127 $0 $27,375
Heather Summers (S.V.P./Marketing) $253,719 $0 $9,297
Diane Jarecki (S.V.P./Human Resources) $247,423 $0 $9,247
Jeffrey William Niedenthal (S.V.P/Member Services) $228,680 $0 $20,898
Alfred Parent (V.P./Collections) $195,442 $0 $14,729
Zung Shang Liang (V.P./Internal Audit) $168,894 $0 $19,773
Melissa Martinez (V.P./Loan Administration) $160,956 $0 $23,388
Christine Wu Lin Bass (V.P./Branch Operations) $143,841 $0 $27,375
Thomas Christopher Doublet (Information Systems Support Manager) $137,293 $0 $12,632
John Fylpaa (Board Chairman) $0 $0 $0
Jill Baker (Vice Chairman) $0 $0 $0
Luther Williams (Secretary/Treasurer) $0 $0 $0
Pamela Seki (Board Member) $0 $0 $0
Satinder Hawkins (Board Member) $0 $0 $0
Jay Camerino (Board Member) $0 $0 $0
Larry Natividad (Board Member) $0 $0 $0
David Conrad (Supv Cmte Chair) $0 $0 $0
Keith Hansen (Supv Cmte Member) $0 $0 $0
Russell Young (Supv Cmte Member) $0 $0 $0
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990
Filed on Nov. 14, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$59,537,252
Expenses
$50,028,799
Net Income
$9,508,453
Net Assets
$203,544,788
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $53,310,202
89.5%
Investment Income $5,362,895
9.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $126,644
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $737,511
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,447,771
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $12,419,159
24.8%
Assets/Debt
Total Assets $1,782,896,401
Total Liabilities $1,579,351,613
Net Assets $203,544,788
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeffrey Napper (President/Ceo) $993,307 $0 $19,511
Sean Hardeman (E.V.P./Clo) $391,429 $0 $26,770
Susan Wight (S.V.P./Cfo) $288,274 $0 $11,175
Diane Jarecki (S.V.P./Human Resources) $267,370 $0 $10,245
Kevin Reed (S.V.P./Information Systems) $266,121 $0 $26,770
Heather Summers (S.V.P./Marketing) $240,011 $0 $12,975
Jeffrey Niedenthal (V.P./Member Services) $226,015 $0 $19,023
Alfred Parent (V.P./Collections) $190,541 $0 $13,444
Zung Shang Liang (V.P./Internal Audit) $158,810 $0 $19,511
Melissa Martinez (V.P./Loan Administration) $156,325 $0 $21,523
Christine Bass (V.P./Branch Operations) $138,931 $0 $26,770
Thomas Doublet (Information Systems Support Manager) $130,637 $0 $17,527
John Fylpaa (Board Chairman) $0 $0 $0
Jill Baker (Vice Chairman) $0 $0 $0
Luther Williams (Secretary/Treasurer) $0 $0 $0
Eric David (Board Member) $0 $0 $0
Satinder Hawkins (Board Member) $0 $0 $0
Jay Camerino (Board Member) $0 $0 $0
Larry Natividad (Board Member) $0 $0 $0
David Conrad (Supervisory Committee Chair) $0 $0 $0
Keith Hansen (Supervisory Committee) $0 $0 $0
Russell B Young (Supervisory Committee) $0 $0 $0
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990
Filed on Nov. 15, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$61,359,719
Expenses
$50,627,836
Net Income
$10,731,883
Net Assets
$201,349,659
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $54,220,093
88.4%
Investment Income $6,776,782
11.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $132,839
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $230,005
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,313,260
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $11,961,080
23.6%
Assets/Debt
Total Assets $1,534,622,789
Total Liabilities $1,333,273,130
Net Assets $201,349,659
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeffrey Napper (President/Ceo) $947,636 $0 $21,313
Sean Hardeman (E.V.P/Clo) $366,091 $0 $28,687
Susan Wight (S.V.P/Cfo) $270,548 $0 $12,619
Diane Jarecki (S.V.P./Human Resources) $249,994 $0 $12,792
Kevin Reed (S.V.P./Information Systems) $249,048 $0 $28,324
Heather Summers (S.V.P./Marketing) $231,147 $0 $15,678
Jeffrey Niedenthal (V.P/Member Services) $223,077 $0 $19,501
Alfred Parent (V.P/Collections) $184,860 $0 $14,391
Thomas Corrado (Senior Financial Consultant) $154,712 $0 $26,009
Zung Shang Liang (V.P./Internal Audit) $154,213 $0 $20,116
Melissa Martinez (V.P./Loan Administration) $147,377 $0 $23,816
Christine Bass (V.P./Branch Operations) $134,557 $0 $27,786
Luther Williams (Board Chairman) $0 $0 $0
John Fylpaa (Vice Chairman) $0 $0 $0
Eric David (Secretary/Treasurer) $0 $0 $0
Gene Allen (Board Member) $0 $0 $0
Jill Baker (Board Member) $0 $0 $0
Jay Camerino (Board Member) $0 $0 $0
Satinder Hawkins (Board Member) $0 $0 $0
Lionel Gatley (Board Member) $0 $0 $0
Larry Natividad (Board Member) $0 $0 $0
David Conrad (Supervisory Committee Chair) $0 $0 $0
Keith Hansen (Supervisory Committee) $0 $0 $0
Russell B Young (Supervisory Committee) $0 $0 $0
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990
Filed on Nov. 16, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$57,230,819
Expenses
$44,885,230
Net Income
$12,345,589
Net Assets
$194,950,297
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $51,242,960
89.5%
Investment Income $5,774,707
10.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $138,175
0.2%
Net Fundraising $0
Sales of Assets $13,813
0.0%
Net Inventory Sales $0
Other Revenue $61,164
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,065,712
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $11,518,638
25.7%
Assets/Debt
Total Assets $1,433,506,717
Total Liabilities $1,238,556,420
Net Assets $194,950,297
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeffrey Napper (President/Ceo) $877,257 $0 $19,908
Sean Hardeman (E.V.P/Clo) $338,138 $0 $26,762
Susan Wight (S.V.P/Cfo) $250,107 $0 $11,953
Diane Jarecki (S.V.P./Human Resources) $230,640 $0 $12,017
Kevin Reed (S.V.P./Information Systems) $230,328 $0 $26,347
Heather Summers (S.V.P./Marketing) $212,244 $0 $15,048
Jeffrey Niedenthal (V.P/Member Services) $205,412 $0 $18,600
Alfred Parent (V.P/Collections) $174,238 $0 $15,982
Zung Shang Liang (V.P./Internal Audit) $144,439 $0 $20,926
Melissa Martinez (V.P./Loan Administration) $138,897 $0 $21,949
Thomas Corrado (Senior Financial Consultan) $133,029 $0 $24,142
Christine Bass (V.P./Branch Operations) $126,956 $0 $25,861
Luther Williams (Board Chairman) $1,513 $0 $0
Russell Young (Supervisory Committee) $1,279 $0 $0
Gene Allen (Board Member) $1,235 $0 $0
Jean Davis (Vice Chairman) $0 $0 $0
Eric David (Secretary/Treasurer) $0 $0 $0
John Fylpaa (Board Member) $0 $0 $0
Lionel Gatley (Board Member) $0 $0 $0
Satinder Hawkins (Board Member) $0 $0 $0
Jill Baker (Board Member) $0 $0 $0
Jay Camerino (Board Member) $0 $0 $0
David Conrad (Supervisory Committee Chai) $0 $0 $0
Keith Hansen (Supervisory Committee) $0 $0 $0
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990
Filed on Nov. 15, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$51,334,390
Expenses
$41,503,382
Net Income
$9,831,008
Net Assets
$179,210,208
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $46,940,175
91.4%
Investment Income $4,156,763
8.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $126,811
0.2%
Net Fundraising $0
Sales of Assets $8,186
0.0%
Net Inventory Sales $0
Other Revenue $102,455
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,888,845
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $10,972,677
26.4%
Assets/Debt
Total Assets $1,380,674,459
Total Liabilities $1,201,464,251
Net Assets $179,210,208
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeffrey Napper (President/Ceo) $820,646 $0 $18,419
Sean Hardeman (E.V.P/Clo) $315,024 $0 $24,659
Susan Wight (S.V.P/Cfo) $228,113 $0 $15,455
Kevin Reed (S.V.P/Information Systems) $214,497 $0 $24,249
Diane Jarecki (S.V.P./Human Resources) $214,225 $0 $11,634
Heather Summers (S.V.P./Marketing) $197,238 $0 $13,994
Jeffrey Niedenthal (V.P/Member Services) $187,895 $0 $18,752
Alfred Parent (V.P/Collections) $164,003 $0 $17,695
Elizabeth Conrado (V.P./Residential Lending) $145,232 $0 $7,269
Zung Shang Liang (V.P./Internal Audit) $134,052 $0 $23,392
Thomas Corrado (Senior Financial Consultant) $130,570 $0 $22,082
Melissa Martinez (V.P./Loan Administration) $129,798 $0 $20,195
John Fylpaa (Secretary/Treasurer) $4,327 $0 $0
Luther Williams (Vice Chairman) $2,042 $0 $0
Russell Young (Supervisory Committee) $1,183 $0 $0
Eric David (Board Chairman) $0 $0 $0
Gene Allen (Board Member) $0 $0 $0
Pamela Fellman (Board Member) $0 $0 $0
Lionel Gatley (Board Member) $0 $0 $0
Douglas Wood (Board Member) $0 $0 $0
Jean Davis (Board Member) $0 $0 $0
Satinder Hawkins (Board Member) $0 $0 $0
David Conrad (Supervisory Committee Chair) $0 $0 $0
Keith Hansen (Supervisory Committee) $0 $0 $0
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990
Filed on Nov. 13, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$48,373,063
Expenses
$40,363,141
Net Income
$8,009,922
Net Assets
$165,661,608
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $45,149,290
93.3%
Investment Income $2,735,677
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $125,465
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $362,631
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,647,642
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $10,599,700
26.3%
Assets/Debt
Total Assets $1,322,308,462
Total Liabilities $1,156,646,854
Net Assets $165,661,608
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeffrey Napper (President/Ceo) $811,599 $0 $19,015
Sean Hardeman (E.V.P/Clo) $305,951 $0 $25,578
Susan Wight (S.V.P/Cfo) $218,836 $0 $17,791
Diane Jarecki (S.V.P/Human Resources) $207,988 $0 $12,593
Kevin Reed (S.V.P./Information Systems) $207,955 $0 $25,469
Heather Summers (S.V.P./Marketing) $191,239 $0 $14,465
Alfred Parent Jr (V.P/Collections) $160,785 $0 $17,025
Elizabeth Conrado (V.P/Residential Lending) $142,165 $0 $7,673
Jeffrey William Niedenthal (S.V.P./ Member Services) $141,865 $0 $13,952
Elizabeth Peters (Senior Financial Analyst) $127,042 $0 $14,299
Zung Shang Liang (V.P./Internal Audit) $125,274 $0 $23,957
John Fylpaa (Secretary/Treasurer) $2,000 $0 $0
Gene Allen (Board Member) $1,995 $0 $0
Luther Williams (Vice Chairman) $1,156 $0 $0
Russell Young (Supervisory Committee) $1,083 $0 $0
Lionel Gatley (Board Member) $709 $0 $0
Eric David (Board Chairman) $0 $0 $0
Pamela Fellman (Board Member) $0 $0 $0
Douglas Wood (Board Member) $0 $0 $0
Jean Davis (Board Member) $0 $0 $0
Satinder Hawkins (Board Member) $0 $0 $0
David Conrad (Supervisory Committee Chai) $0 $0 $0
Joseph Apfel (Supervisory Committee) $0 $0 $0
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990
Filed on Nov. 15, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$45,980,572
Expenses
$35,725,861
Net Income
$10,254,711
Net Assets
$163,260,813
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $43,997,947
95.7%
Investment Income $1,680,243
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $123,251
0.3%
Net Fundraising $0
Sales of Assets -$8,264
Net Inventory Sales $0
Other Revenue $187,395
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,439,542
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $10,406,441
29.1%
Assets/Debt
Total Assets $1,218,616,387
Total Liabilities $1,055,355,574
Net Assets $163,260,813
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeffrey Napper (President/Ceo) $735,267 $0 $17,197
Sean Hardeman (E.V.P/Clo) $268,094 $0 $22,627
Susan Wight (S.V.P/Cfo) $193,574 $0 $15,764
Diane Jarecki (S.V.P/Human Resources) $190,024 $0 $11,865
Kevin Reed (S.V.P./Information Systems) $186,874 $0 $22,388
Heather Summers (S.V.P./Marketing) $169,971 $0 $13,497
Alfred Parent Jr (V.P/Collections) $154,567 $0 $17,796
Elizabeth Conrado (V.P/Residential Lending) $137,901 $0 $8,009
Charles Flieger (V.P/Retail Operations) $136,700 $0 $4,214
Gary La Forge (A.V.P./Information Systems (Former)) $131,566 $0 $2,067
Thomas Corrado (Sr. Financial Consultant) $127,400 $0 $22,389
Gene Allen (Secretary/Treasurer) $3,995 $0 $0
John Fylpaa (Board Chairman) $1,577 $0 $0
Russell Young (Supervisory Committee) $1,048 $0 $0
Satinder Hawkins (Board Member) $984 $0 $0
Eric David (Vice Chairman) $0 $0 $0
Douglas Wood (Board Member) $0 $0 $0
Luther Williams (Board Member) $0 $0 $0
Pamela Fellman (Board Member) $0 $0 $0
Lionel Gatley (Board Member) $0 $0 $0
Jean Davis (Board Member) $0 $0 $0
David Conrad (Supervisory Committee Chair) $0 $0 $0
Joseph Apfel (Supervisory Committee) $0 $0 $0
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990
Filed on Nov. 16, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$46,534,498
Expenses
$35,385,650
Net Income
$11,148,848
Net Assets
$152,614,902
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $44,977,604
96.7%
Investment Income $1,357,836
2.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $119,078
0.3%
Net Fundraising $0
Sales of Assets $12,576
0.0%
Net Inventory Sales $0
Other Revenue $67,404
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,186,512
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $10,516,834
29.7%
Assets/Debt
Total Assets $1,139,713,424
Total Liabilities $987,098,522
Net Assets $152,614,902
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeffrey Napper (President/Ceo) $646,615 $0 $17,632
Sean Hardeman (E.V.P/Clo) $208,747 $0 $19,053
Diane Jarecki (S.V.P/Human Resources) $172,473 $0 $8,413
Charles Thomas (S.V.P/Clo (Former)) $164,412 $0 $10,643
Kevin Reed (S.V.P./Information Systems) $158,825 $0 $19,053
Susan Wight (S.V.P/Cfo) $151,602 $0 $13,339
Alfred Parent Jr (V.P/Collections) $147,147 $0 $15,522
Heather Summers (S.V.P./Marketing) $141,956 $0 $11,882
Charles Flieger (V.P/Retail Operations) $131,724 $0 $3,553
Elizabeth Conrado (V.P/Residential Lending) $130,718 $0 $6,499
Thomas Corrado (Sr. Financial Consultant) $125,838 $0 $18,142
Gene Allen (Secretary/Treasurer) $2,800 $0 $0
Luther Williams (Board Member) $1,287 $0 $0
Russell Young (Supervisory Committee) $1,022 $0 $0
Lionel Gatley (Board Member) $946 $0 $0
Douglas Wood (Board Member) $400 $0 $0
John Fylpaa (Board Chairman) $0 $0 $0
Eric David (Vice Chairman) $0 $0 $0
Pamela Fellman (Board Member) $0 $0 $0
Jean Davis (Board Member) $0 $0 $0
Satinder Hawkins (Board Member) $0 $0 $0
David Conrad (Supervisory Committee Chai) $0 $0 $0
Joseph Apfel (Supervisory Committee) $0 $0 $0
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990
Filed on Oct. 1, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$46,150,401
Expenses
$36,612,367
Net Income
$9,538,034
Net Assets
$143,280,614
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $44,166,580
95.7%
Investment Income $1,561,906
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $13,850
0.0%
Net Inventory Sales $0
Other Revenue $408,065
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,191,425
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $9,134,163
24.9%
Assets/Debt
Total Assets $1,099,209,909
Total Liabilities $955,929,295
Net Assets $143,280,614
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jeffrey Napper (President/Ceo) $647,997 $0 $18,523
Sean Hardeman (S.V.P/Member Services) $205,679 $0 $18,151
Charles Thomas (S.V.P/Clo) $178,102 $0 $12,470
Diane Jarecki (S.V.P/Human Resources) $170,491 $0 $8,096
Susan Wight (S.V.P/Cfo) $162,602 $0 $12,953
Kevin Reed (S.V.P./Information Systems) $154,650 $0 $17,894
Alfred Parent Jr (V.P/Collections) $145,419 $0 $15,037
Heather Summers (S.V.P./Marketing) $136,494 $0 $6,945
Charles Flieger (V.P/Retail Operations) $131,751 $0 $4,258
Thomas Corrado (Senior Financial Consultant) $125,725 $0 $15,975
Elizabeth Conrado (V.P/Residential Lending) $123,700 $0 $6,459
Douglas Wood (Secretary/Treasurer) $2,400 $0 $0
William Marmion (Credit Committee Chairman) $1,449 $0 $0
Joe Riddick (Credit Committee Mbr) $1,092 $0 $0
Paul Honey (Board Member) $900 $0 $0
Luther Williams (Board Member) $894 $0 $0
Gene Allen (Board Chairman) $820 $0 $0
Henry Dunn (Supervisory Committee) $423 $0 $0
Russell Young (Credit Committee Mbr) $360 $0 $0
Lionel Gatley (Board Member) $339 $0 $0
David Conrad (Supervisory Committee Chair) $138 $0 $0
John Fylpaa (Vice Chairman) $0 $0 $0
Eric David (Board Member) $0 $0 $0
Pamela Fellman (Board Member) $0 $0 $0
Jean Davis (Board Member) $0 $0 $0
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Document Links

990
Filed on Aug. 12, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$47,608,604
Expenses
$34,919,457
Net Income
$12,689,147
Net Assets
$131,381,230
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $45,736,928
96.1%
Investment Income $1,860,043
3.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $9,324
0.0%
Net Inventory Sales $0
Other Revenue $2,309
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,098,211
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $8,725,655
25.0%
Assets/Debt
Total Assets $1,061,350,877
Total Liabilities $929,969,647
Net Assets $131,381,230

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$50,859,308
Expenses
$36,281,114
Net Income
$14,578,194
Net Assets
$124,389,313
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $48,822,608
96.0%
Investment Income $1,969,784
3.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $20,000
0.0%
Net Inventory Sales $0
Other Revenue $46,916
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,672,535
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $8,619,550
23.8%
Assets/Debt
Total Assets $1,023,883,117
Total Liabilities $899,493,804
Net Assets $124,389,313

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated