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Credit Unions In The State Of California

Financial Partners Credit Union
  • Downey, CA
  • EIN: 95-1653038

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Provided first-class or charter travel
Organization provided first-class or charter travel to key employees or officers. Details are reported on Schedule J.
Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$113M (2023)

Expenses
$108M (2023)

Total Assets
$2.27B (2023)

Total Liabilities
$2.13B (2023)

Source: Form 990 tax filings from 2013 to 2023

Tax Filings and Audits by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Audits are required to be submitted by nonprofit organizations that spend $750,000 or more in federal grant money in a fiscal year. "Single audits" look at the entire organization's finances and compliance, while other audits are program specific. Nonprofit Explorer has PDFs of audits for some nonprofits for fiscal year 2015 and later. Audit data is from the Federal Audit Clearinghouse.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$112,970,824
Expenses
$108,208,142
Net Income
$4,762,682
Net Assets
$140,088,197
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $103,116,266
91.3%
Investment Income $9,059,891
8.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $18,392
0.0%
Net Inventory Sales $0
Other Revenue $776,275
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $8,605,944
8.0%
Professional Fundraising Fees $0
Other Salaries and Wages $19,163,747
17.7%
Assets/Debt
Total Assets $2,274,502,940
Total Liabilities $2,134,414,743
Net Assets $140,088,197
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nader Moghaddam (President/Ceo) $1,040,558 $0 $59,116
Joseph Brancucci (Special Lending Consulting) $498,807 $0 $30,000
Mary Torsney (Evp/Cfo) $436,563 $0 $47,446
Darren Herrmann (Evp/Coo) $398,289 $0 $49,879
Wanda A Williams (Evp/Cao) $386,123 $0 $44,999
Lori Reeves (Svp Chief Marketing Officer) $302,061 $0 $38,360
Adam Wass (Financial Consultant) $301,119 $0 $43,378
Cambria Briggs (Svp Human Resources) $292,104 $0 $22,500
Justin Chang (Vp Commercial Lending) $278,285 $0 $33,120
Jill Hall Erps (Svp/Cro) $248,022 $0 $64,431
Mario Osorio (Svp Investment And Insurance) $241,107 $0 $24,009
Ermete Vestri (Vp Real Estate Lending) $239,568 $0 $6,326
Phillip Fowler (Vp Information Technology) $237,028 $0 $16,304
Michael Stavrakis (Vp Finance) $229,423 $0 $24,077
Christopher A Marquez (Vp It Infrastructure) $218,906 $0 $22,552
Haribabu Krishnamoorthy (Director, Programming & Development) $210,849 $0 $39,463
Dennis Donnelly (Vp Member Contact Center) $210,700 $0 $23,203
Stephanie Heglar (Vp Risk Management) $207,390 $0 $43,378
Eric Johnson (Vp Controller) $205,411 $0 $28,155
Juan A Jimenez Lindmeier (Vp Real Estate Lending) $200,000 $0 $49,562
Travis Long (Vp Enterprise Project Management) $199,356 $0 $37,499
Aaron Bresko (Svp Lending) $198,105 $0 $22,953
Mark Lakatos (Vp Learning & Development) $194,602 $0 $45,266
Joann Forte (Vp Loan Resolution) $192,330 $0 $28,194
Angelo George Cox (Vp Facilities Purchasing & Physical Security) $185,285 $0 $36,136
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990
Filed on Sept. 27, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$83,728,887
Expenses
$83,433,676
Net Income
$295,211
Net Assets
$140,206,658
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $84,693,063
> 100%
Investment Income $6,912,300
8.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,068,394
1.3%
Net Inventory Sales $0
Other Revenue -$8,944,870
Notable Expenses Percent of Total Expenses
Executive Compensation $11,537,113
13.8%
Professional Fundraising Fees $0
Other Salaries and Wages $15,877,736
19.0%
Assets/Debt
Total Assets $2,285,374,736
Total Liabilities $2,145,168,078
Net Assets $140,206,658
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nader Moghaddam (President/Ceo) $1,255,482 $0 $55,387
William Brown (Real Estate Loan Consultant) $1,197,655 $0 $35,341
Juan A Jimenez Lindmeier (Vp Real Estate Loan Production) $573,942 $0 $48,887
Carlos Eduardo Burga (Sr Real Estate Loan Consultant) $520,508 $0 $26,209
Mary Torsney (Svp/Cfo) $472,352 $0 $46,654
Joseph Brancucci (Svp/Clo) $447,414 $0 $27,000
Larry Romero (Sr Commercial Loan Officer) $442,679 $0 $21,634
Darren Herrmann (Svp/Coo) $399,749 $0 $46,654
Wanda A Williams (Svp/Cao) $395,308 $0 $41,957
Ermete Vestri (Vp Real Estate Lending) $327,476 $0 $42,641
Adam Wass (Financial Consultant) $322,089 $0 $38,978
Justin Chang (Vp Commercial Lending) $320,789 $0 $39,665
Steven Joffe (Vp Consumer Lending) $318,524 $0 $12,500
Cambria Briggs (Svp Human Resources) $293,115 $0 $19,816
Jill Hall Erps (Svp/Cro) $292,004 $0 $32,691
Marisol Cortez (Real Estate Loan Consultant) $286,448 $0 $17,442
Lori Reeves (Svp Marketing) $274,335 $0 $36,889
Tamer Abouelezz (Real Estate Loan Consultant) $270,255 $0 $42,134
Joseph Chow (Sr Commercial Loan Officer) $262,660 $0 $20,085
Phillip Fowler (Vp Cio) $253,846 $0 $19,654
Mario Osorio (Vp Investment/Nsurance) $216,818 $0 $21,584
Eric Johnson (Vp Controller) $210,490 $0 $28,029
Dennis Donnelly (Vp Member Contact Center) $210,146 $0 $25,891
Michael Stavrakis (Vp Finance) $208,551 $0 $20,488
Stephanie Heglar (Vp Risk Management) $202,886 $0 $40,220
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990
Filed on Sept. 23, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$84,060,195
Expenses
$72,366,837
Net Income
$11,693,358
Net Assets
$157,909,809
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $75,725,683
90.1%
Investment Income $3,411,705
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $135,159
0.2%
Net Inventory Sales $0
Other Revenue $4,787,648
5.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $10,212,894
14.1%
Professional Fundraising Fees $0
Other Salaries and Wages $14,114,455
19.5%
Assets/Debt
Total Assets $1,913,935,025
Total Liabilities $1,756,025,216
Net Assets $157,909,809
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nader Moghaddam (President/Ceo) $1,130,545 $0 $52,102
William Brown (External Real Estate Loan) $759,159 $0 $25,979
Wanda A Williams (Svp/Cao) $619,426 $0 $40,369
Carlos Eduardo Burga (External Real Estate Loan) $611,070 $0 $26,166
Joseph Brancucci (Svp/Clo) $581,116 $0 $26,000
Larry Romero (Sr Commercial Loan Officer) $562,776 $0 $19,920
Juan A Jimenez Lindmeier (Vp Real Estate Loan Produc) $504,189 $0 $45,602
Mary Torsney (Svp/Cfo) $462,632 $0 $45,129
Shane L Stockwell (External Real Estate Loan) $432,913 $0 $0
John Iacona (External Real Estate Loan) $399,968 $0 $26,000
Tamer Abouelezz (External Real Estate Loan) $381,520 $0 $39,420
Darren Herrmann (Svp/Coo) $378,871 $0 $38,445
Ermete Vestri (Vp Real Estate Lending) $303,160 $0 $47,949
Jill Hall Erps (Svp/Cro) $288,013 $0 $26,000
Justin Chang (Vp Commercial Lending) $285,788 $0 $31,438
Lori Reeves (Svp Marketing) $263,732 $0 $35,093
Cambria Briggs (Svp Human Resources) $249,594 $0 $18,058
Phillip Fowler (Vp/Cio) $246,715 $0 $19,129
Steven Joffe (Vp Consumer Lending) $227,175 $0 $14,595
Mario Osorio (Vp Investment/Insurance) $226,003 $0 $22,506
Dennis Donnelly (Vp Member Contact Center) $200,916 $0 $24,787
Eric Johnson (Vp Controller) $200,426 $0 $26,747
Stephanie Heglar (Vp Risk Management) $194,138 $0 $38,656
Travis Long (Vp Enterprise Project Mgmt) $190,526 $0 $38,318
John Robert Sanchez (Vp Facilities Purchasing &) $171,843 $0 $35,515
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990
Filed on Sept. 15, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML
Audit

Audit for an entity that spends $750,000+ in federal grant money in a fiscal year

PDF

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$83,874,646
Expenses
$72,618,968
Net Income
$11,255,678
Net Assets
$148,237,970
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $81,954,216
97.7%
Investment Income $1,874,137
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $46,293
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $9,888,436
13.6%
Professional Fundraising Fees $0
Other Salaries and Wages $15,362,663
21.2%
Assets/Debt
Total Assets $1,754,411,091
Total Liabilities $1,606,173,121
Net Assets $148,237,970
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nader Moghaddam (President/Ceo) $1,041,736 $0 $69,406
Carlos Eduardo Burga (Sr Mortgage Loan Consultant) $607,784 $0 $25,799
Lori Reeves (Svp Marketing) $518,691 $0 $53,828
Larry Romero (Sr Commercial Loan Officer) $483,802 $0 $18,245
Tamer Abouelezz (External Real Estate Loan Consultant) $480,668 $0 $37,745
Norma A Stein (Hr Consultant) $461,517 $0 $40,342
Shane L Stockwell (External Real Estate Loan Consultant) $454,330 $0 $0
Juan A Jimenez Lindmeier (Vp Real Estate Loan Production) $442,328 $0 $43,406
Christa Marie Wolfinbarger (Real Estate Loan Consultant) $423,563 $0 $25,318
Mary Torsney (Svp/Cfo) $422,822 $0 $44,076
Joseph Brancucci (Svp/Clo) $374,417 $0 $26,000
Darren Herrmann (Svp/Coo) $366,644 $0 $44,076
Wanda A Williams (Svp/Cao) $354,905 $0 $39,792
John Iacona (External Real Estate Loan Consultant) $310,714 $0 $26,000
Justin Chang (Vp Commercial Lending) $289,221 $0 $30,134
Adam Wass (Financial Consultant) $282,792 $0 $27,709
Jill Hall Erps (Svp/Cro) $258,921 $0 $21,770
Phillip Fowler (Vp/Cio) $245,818 $0 $18,076
David Scott Kipers Former (Vp Sales & Member Service) $233,463 $0 $20,964
Ermete Vestri (Vp Mortgage) $227,320 $0 $39,334
Steven Joffe (Vp Consumer Lending) $211,891 $0 $12,395
Dennis Donnelly (Vp Member Contact Center) $200,325 $0 $23,914
Stephanie Heglar (Vp Risk Management) $196,900 $0 $38,149
Eric Johnson (Vp Controller) $195,633 $0 $25,677
Mario Osorio (Vp Investment/Insurance) $193,686 $0 $19,315
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990
Filed on Aug. 20, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$69,472,740
Expenses
$62,150,616
Net Income
$7,322,124
Net Assets
$137,111,762
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $65,510,426
94.3%
Investment Income $3,884,146
5.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $78,168
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $7,298,130
11.7%
Professional Fundraising Fees $0
Other Salaries and Wages $13,345,722
21.5%
Assets/Debt
Total Assets $1,503,278,090
Total Liabilities $1,366,166,328
Net Assets $137,111,762
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nader Moghaddam (President/Ceo) $951,863 $0 $47,135
Larry Romero (Clo) $479,488 $0 $16,171
Mary Torsney (Svp/Cfo) $369,408 $0 $36,145
Darren Herrmann (Svp/Coo) $338,561 $0 $36,483
Wanda A Williams (Svp/Cao) $328,282 $0 $38,649
Joseph Brancucci (Svp/Clo) $323,942 $0 $21,937
Carlos Burga (Mortgage Loan Consultant) $316,221 $0 $25,232
Adam Wass (Investment Consultant) $307,675 $0 $40,907
Justin Chang (Vp Commercial Lending) $279,040 $0 $27,632
Norma A Stein (Svp Human Resources) $259,715 $0 $42,600
Lori Reeves (Svp Marketing) $254,186 $0 $32,711
Jill Hall Erps (Svp/Cro) $252,115 $0 $18,646
Martine Lado (Mortgage Loan Consultant) $242,977 $0 $5,430
Christa Wolfinbarger (Mortgage Loan Consultant) $235,098 $0 $24,430
Phillip Fowler (Vp/ Cio) $230,985 $0 $17,887
Juan A Jimenez Lindmeier (Vp Real Estate Loan Production) $224,918 $0 $29,925
Ermete Vestri (Vp Mortgage) $215,914 $0 $34,252
Mario Osorio (Vp Investment/Insurance) $206,077 $0 $19,000
Debbie M Burgess Former (Vp Controller) $193,388 $0 $0
Steven Joffe (Vp Consumer Lending) $180,623 $0 $8,338
Travis Long (Director Project Planning) $168,875 $0 $35,892
Stephanie Heglar (Vp Risk Management) $168,759 $0 $25,746
Dennis Donnelly (Vp Member Contact Center) $163,016 $0 $27,356
Anthony L Kendziorski (Director Network Systems) $161,957 $0 $30,965
Eric Johnson (Vp Controller) $156,481 $0 $26,837
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990
Filed on Oct. 7, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$65,495,513
Expenses
$59,329,918
Net Income
$6,165,595
Net Assets
$128,853,473
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $60,615,274
92.5%
Investment Income $4,448,500
6.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $431,739
0.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $6,170,828
10.4%
Professional Fundraising Fees $0
Other Salaries and Wages $13,352,314
22.5%
Assets/Debt
Total Assets $1,378,108,182
Total Liabilities $1,249,254,709
Net Assets $128,853,473
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nader Moghaddam (President/Ceo) $862,473 $0 $45,394
Wanda Williams (Svp Chief Administrative) $562,550 $0 $37,527
Michael Patterson Former (Svp Lending, Clo) $360,799 $0 $27,682
Paul Leonhardt Former (Svp Lending, Clo) $351,186 $0 $27,209
Mary Torsney (Svp/Cfo) $347,801 $0 $41,571
Larry Romero (Commercial Lending) $339,784 $0 $15,944
Adam Wass (Investment Consultant) $300,515 $0 $40,444
Darren Herrmann (Svp Operations) $292,760 $0 $41,571
Lori Reeves (Svp Marketing) $246,526 $0 $31,779
Norma Stein (Svp Human Resources) $239,534 $0 $46,403
Phillip Fowler (Vp/Cio) $224,330 $0 $17,071
Jill Hall Erps (Svp/Cro) $219,843 $0 $14,060
Ermete Vestri (Vp Real Estate Lending) $196,484 $0 $25,577
Lavonne Wann Former (Ceo, Rafcu) $189,247 $0 $0
Mario Osorio (Vp Investments/Insurance) $179,757 $0 $18,500
Laurel Tyler Former (Vp Sales & Member Services) $178,573 $0 $24,251
Debbie M Burgess Former (Vp Controller) $167,608 $0 $33,760
Carlos Burga (Mortgage Loan Consultant) $165,906 $0 $24,448
Travis Long (Director Project Planning) $164,036 $0 $34,444
Prathit Thaker (Commercial Underwriter) $154,482 $0 $20,894
Justin Chang (Vp Commercial Lending) $150,101 $0 $20,385
Anthony Kendziorski (Director Network Systems) $148,063 $0 $27,860
Owen Clayburgh Former (Vp Enterprise Risk Mgmt) $114,890 $0 $15,016
Steve Koester (Supv Cmte Secretary) $3,641 $0 $0
Mario Guerra (Board Member) $2,024 $0 $0
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990
Filed on Nov. 15, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$60,537,395
Expenses
$54,345,537
Net Income
$6,191,858
Net Assets
$124,328,461
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $51,215,964
84.6%
Investment Income $4,919,786
8.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$11,551
Net Inventory Sales $0
Other Revenue $4,413,196
7.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,646,289
10.4%
Professional Fundraising Fees $0
Other Salaries and Wages $12,884,511
23.7%
Assets/Debt
Total Assets $1,315,276,910
Total Liabilities $1,190,948,449
Net Assets $124,328,461
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nader Moghaddam (President/Ceo) $855,040 $0 $44,869
Mary Torsney (Svp/Cfo) $334,450 $0 $41,008
Michael Patterson (Svp Lending, Clo) $329,561 $0 $36,978
Wanda Williams (Svp Chief Administrative) $294,502 $0 $36,978
Adam Wass (Investment Advisor) $266,527 $0 $44,869
Larry Romero (Financial Consultant) $240,497 $0 $15,927
Lori Reeves (Svp Marketing) $239,760 $0 $31,270
Norma Stein (Svp Human Resources) $230,768 $0 $41,537
Carlos Burga (Mortgage Loan Consultant) $230,524 $0 $23,926
Laurel Tyler (Vp Sales & Member Services) $229,934 $0 $14,942
Darren Hermann (Svp Operations) $227,683 $0 $13,782
Phillip Fowler (Vp Information Technology) $218,781 $0 $20,264
Ermete Vestri (Vp Real Estate Lending) $191,524 $0 $23,783
Jill Hall Erps (Svp Sales Management) $185,700 $0 $7,606
Martine Lado (Mortgage Loan Consultant) $178,007 $0 $21,170
William Bereczky Former (Vp Commercial Lending) $177,924 $0 $13,214
Debbie Burgess (Vp Controller) $173,476 $0 $35,964
Mario Osorio (Vp Investments/Insurance) $169,554 $0 $18,000
Travis Long (Director Enterprise Project Management) $156,859 $0 $33,927
Owen Clayburgh (Vp Enterprise Risk Mgmt) $147,598 $0 $22,786
Geoffrey Gee (Commercial Underwriter) $145,198 $0 $22,445
Anthony Kendziorski (Director Of Network & Systems Infrastructure) $144,394 $0 $7,652
Joel Rose Former (Vp Payments & Deposit Operations) $131,386 $0 $10,457
Frankie Haynes Correa (Vp Contact Center) $129,560 $0 $21,874
Alan Bergman (Treasurer) $3,904 $0 $0
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990
Filed on Nov. 14, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$58,682,591
Expenses
$48,598,096
Net Income
$10,084,495
Net Assets
$116,086,312
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $52,574,901
89.6%
Investment Income $3,133,072
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $44,505
0.1%
Net Inventory Sales $0
Other Revenue $2,930,113
5.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $11,461,689
23.6%
Professional Fundraising Fees $0
Other Salaries and Wages $4,652,566
9.6%
Assets/Debt
Total Assets $1,233,633,174
Total Liabilities $1,117,546,862
Net Assets $116,086,312
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nader Moghaddam (President/Ceo) $5,408,011 $0 $24,000
Paul Lewis (Vp, Director Of Treasury) $1,120,031 $0 $23,196
Todd Helmerson (Vp Mortgage Origination) $320,558 $0 $29,828
James Dages (Vp Commercial Lending & Business Banking) $307,104 $0 $43,319
Michael Patterson (Svp Lending, Clo) $304,099 $0 $25,377
Mary Torsney (Svp/Cfo) $302,139 $0 $25,616
Wanda Williams (Svp, Chief Administrative Officer) $280,076 $0 $33,601
Adam Wass (Investment Advisor) $252,858 $0 $43,319
Lori Reeves (Svp Marketing) $232,385 $0 $24,000
Larry Romero (Sr. Commercial Loan Office) $224,039 $0 $19,319
Laurel Tyler (Vp Sales & Member Services) $215,171 $0 $31,174
Norma Stein (Svp Human Resources) $212,643 $0 $20,306
Phillip Fowler (Vp Of Information Technology) $203,859 $0 $16,940
Carlos Burga (Mortgage Loan Consultant) $189,933 $0 $20,368
Debbie Burgess (Vp/Controller) $170,851 $0 $13,079
Nina Cannon (Mortgage Loan Consultant) $168,922 $0 $24,169
Mario Osorio (Vp Investments/Insurance) $166,298 $0 $32,744
Derek Longshore (Vp Marketing) $150,694 $0 $16,371
Joel Rose (Vp Payments & Deposit Operations) $149,039 $0 $34,647
Martine Lado (Mortgage Loan Consultant) $148,998 $0 $26,953
Owen Clayburgh (Vp Enterprise Risk Management) $146,400 $0 $24,517
Geoffrey Gee (Underwriter) $143,229 $0 $29,828
Ermete Vestri (Vp Real Estate Lending) $142,765 $0 $15,301
Travis Long (Director, Programming) $138,256 $0 $37,319
Frankie Haynes Correa (Vp Contact Center) $123,359 $0 $4,473
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990
Filed on Nov. 9, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$47,880,179
Expenses
$43,354,553
Net Income
$4,525,626
Net Assets
$106,040,300
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $45,342,895
94.7%
Investment Income $2,501,328
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$56,765
Net Inventory Sales $0
Other Revenue $92,721
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,723,757
13.2%
Professional Fundraising Fees $0
Other Salaries and Wages $8,772,092
20.2%
Assets/Debt
Total Assets $1,081,460,866
Total Liabilities $975,420,566
Net Assets $106,040,300
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nader Moghaddam (President/Ceo) $703,289 $0 $27,829
Myrna Paulin (Cfo Merged Credit Union (Former)) $662,053 $0 $2,090
Adam Wass (Investment Advisor) $358,265 $0 $27,829
Mary Torsney (Svp/Cfo) $294,117 $0 $21,509
Michael Patterson (Svp Lending/Clo) $284,714 $0 $22,769
Wanda Williams (Svp, Planning, Technology & Risk Management) $277,937 $0 $22,769
Todd Helmerson (Vp Mortgage Origination) $256,265 $0 $23,654
Lori Reeves (Vp, Operations & Eservice) $229,289 $0 $26,855
David Roth (Senior Mortgage Loan Consu) $215,032 $0 $29,032
Laurel Tyler (Vp, Sales & Member Service) $212,217 $0 $24,924
Larry Romero (Sr. Commercial Loan Office) $209,436 $0 $13,454
Norma Stein (Svp/Hr) $186,152 $0 $23,238
Phillip Fowler (Vp/Cio) $184,143 $0 $5,739
Mario Osorio (Vp Investments/Insurance) $179,730 $0 $6,086
James Dages (Vp Commercial Lending) $179,522 $0 $23,465
Debbie Burgess (Vp/Controller) $178,156 $0 $24,964
Malcolm Roane (Investment Advisor) $155,997 $0 $18,943
Owen Clayburgh (Vp/Enterprise Risk Mgmt) $150,952 $0 $22,708
Joann Forte (Director Collections & Rec) $144,227 $0 $11,504
Ryan Cash (Vp Consumer Lending (Former)) $139,260 $0 $13,861
Travis Long (Director Programming) $134,804 $0 $13,058
Geoffrey Gee (Underwriter) $134,493 $0 $16,179
Paul Lewis (Vp, Investments) $107,386 $0 $9,060
Alfredo Perez (Vp/Seg Development (Former)) $78,479 $0 $9,328
Ermete Vestri (Vp, Real Estate Operations) $43,795 $0 $4,829
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990
Filed on Oct. 10, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$39,808,691
Expenses
$35,292,472
Net Income
$4,516,219
Net Assets
$86,939,829
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $37,148,603
93.3%
Investment Income $2,457,410
6.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $148,508
0.4%
Net Inventory Sales $0
Other Revenue $54,170
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,452,972
12.6%
Professional Fundraising Fees $0
Other Salaries and Wages $8,129,072
23.0%
Assets/Debt
Total Assets $922,673,280
Total Liabilities $835,733,451
Net Assets $86,939,829

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$39,734,115
Expenses
$33,342,056
Net Income
$6,392,059
Net Assets
$81,540,170
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $36,190,561
91.1%
Investment Income $2,229,367
5.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$9,639
Net Inventory Sales $0
Other Revenue $1,323,826
3.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,360,835
13.1%
Professional Fundraising Fees $0
Other Salaries and Wages $7,277,264
21.8%
Assets/Debt
Total Assets $858,950,971
Total Liabilities $777,410,801
Net Assets $81,540,170
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nader Moghaddam (President/Ceo) $572,326 $0 $28,684
Michael Patterson (Svp Lending/Clo) $255,907 $0 $20,552
Mary Torsney (Svp/Cfo) $241,407 $0 $27,356
Adam Wass (Investment Advisor) $237,459 $0 $25,472
Patty Holcomb (Vp/Cio) $227,359 $0 $21,665
Wanda Williams (Svp/Planning, Technology,) $226,406 $0 $21,445
Laura Szitar (Svp/Hr & Admin) $224,327 $0 $14,408
Alfredo Perez (Vp/Seg Development) $196,129 $0 $21,790
Laurel Tyler (Vp/Sales & Member Service) $189,460 $0 $25,917
Lori Reeves (Vp/Operations & E Services) $188,511 $0 $14,144
Mario Osorio (Vp Investments/Insurance) $178,510 $0 $6,787
Larry Romero (Sr. Commercial Loan Officer) $175,679 $0 $16,228
Carlos Burga (Mortgage Loan Consultant) $175,128 $0 $13,023
Debbie Burgess (Vp/Controller) $155,895 $0 $24,392
Scott Long (Mortgage Loan Consultant) $155,582 $0 $14,785
Michelle Unger (Vp/E Service) $142,915 $0 $1,264
Owen Clayburgh (Vp/Enterprise Risk Mgmt) $140,990 $0 $9,870
Travis Long (Director Programming) $122,807 $0 $13,051
Malcolm Roane (Investment Advisor) $121,205 $0 $16,711
Steve Fligg (Director Real Estate Lending) $118,156 $0 $13,413
Frankie Haynes Correa (Director, Contact Center) $114,386 $0 $20,060
Joann Forte (Director Collections & Rec) $114,187 $0 $10,909
Anne Legg (Vp Marketing (Former)) $51,122 $0 $6,260
John Saatela (Svp Marketing & Public Relations) $16,774 $0 $1,939
Barbara Smith (Treasurer) $2,664 $0 $0
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990
Filed on Nov. 14, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated