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My Point Credit Union

Point Loma Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$28.5M (2023)

Expenses
$27.6M (2023)

Total Assets
$658M (2023)

Total Liabilities
$602M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$28,485,147
Expenses
$27,626,695
Net Income
$858,452
Net Assets
$55,738,672
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $28,485,147
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,650,761
13.2%
Professional Fundraising Fees $0
Other Salaries and Wages $7,206,562
26.1%
Assets/Debt
Total Assets $657,682,402
Total Liabilities $601,943,730
Net Assets $55,738,672
Compensation
Key Employees and Officers Compensation Related Other
David R Brooke (President/Ceo) $652,918 $0 $46,360
Matthew Mower (Svp/Cio) $336,476 $0 $37,134
Peter Butler (Svp/Coo) $329,248 $0 $36,130
Matthew Rhead (Svp/Cfo) $321,836 $0 $38,761
Janet Mainenti (Vp/Hr) $243,778 $0 $14,510
Christopher Crockett (Vp/Retail Operations) $242,497 $0 $18,596
Michael Kim (Vp/Lending) $233,236 $0 $40,203
Laura Carpanzano (Director Of Business Lending) $231,969 $0 $28,936
Pey Shiuan Zavala (It Director) $193,394 $0 $10,009
Nicole Henderson (Controller) $179,261 $0 $37,903
Stephen Wallis (Director Of Internal Audit) $172,077 $0 $21,715
Scott Norris (Vp/Marketing) $159,008 $0 $24,807
Jeffrey M Goecke (Chairman) $0 $0 $0
Mark R Moeller (Vice Chairman) $0 $0 $0
Jane M White (Treasurer) $0 $0 $0
Linda O Stay (Secretary) $0 $0 $0
Jo Anna Lamott (Director) $0 $0 $0
Salvatore J Lupo (Director) $0 $0 $0
Malcolm C Mc Collum (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$24,561,685
Expenses
$22,218,127
Net Income
$2,343,558
Net Assets
$54,880,220
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $24,561,685
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,508,282
15.8%
Professional Fundraising Fees $0
Other Salaries and Wages $6,507,448
29.3%
Assets/Debt
Total Assets $686,854,759
Total Liabilities $631,974,539
Net Assets $54,880,220
Compensation
Key Employees and Officers Compensation Related Other
David R Brooke (President/Ceo) $651,847 $0 $36,246
Matthew Mower (Svp/Cio) $324,353 $0 $34,049
Peter Butler (Svp/Coo) $321,765 $0 $38,180
Matthew Rhead (Svp/Cfo) $312,300 $0 $33,979
Janet Mainenti (Vp/Hr) $232,622 $0 $11,872
Christopher Crockett (Vp/Retail Operations) $230,531 $0 $16,720
Michael Kim (Vp/Lending) $224,397 $0 $56,365
Laura Carpanzano (Director Of Business Lending) $214,135 $0 $25,828
Heather Dueitt (Vp/Marketing) $180,689 $0 $13,403
Pey Shiuan Zavala (It Director) $164,722 $0 $8,559
Stephen Wallis (Director Of Internal Audit) $162,709 $0 $19,826
Nicole Henderson (Controller) $158,367 $0 $34,816
Jeffrey M Goecke (Chairman) $0 $0 $0
Mark R Moeller (Vice Chairman) $0 $0 $0
Jane M White (Treasurer) $0 $0 $0
Linda O Stay (Secretary) $0 $0 $0
Jo Anna Lamott (Director) $0 $0 $0
Salvatore J Lupo (Directory) $0 $0 $0
Malcolm C Mc Collum (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$22,582,888
Expenses
$20,134,258
Net Income
$2,448,630
Net Assets
$52,536,663
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,582,888
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,968,464
14.7%
Professional Fundraising Fees $0
Other Salaries and Wages $6,407,659
31.8%
Assets/Debt
Total Assets $682,208,293
Total Liabilities $629,671,630
Net Assets $52,536,663
Compensation
Key Employees and Officers Compensation Related Other
David R Brooke (President/Ceo) $506,259 $0 $34,850
Matthew Mower (Svp/Cio) $274,572 $0 $36,123
Peter Butler (Svp/Coo) $267,479 $0 $42,081
Matthew Rhead (Svp/Cfo) $261,385 $0 $35,750
Christopher Crockett (Vp/Retail Operations) $196,265 $0 $19,878
Janet Mainenti (Vp/Hr) $195,099 $0 $11,780
Michael Kim (Vp/Lending) $189,441 $0 $41,970
Heather Dueitt (Vp/Marketing) $160,843 $0 $18,815
Laura Carpanzano (Director Of Business Lending) $156,133 $0 $26,222
Nicole Henderson (Controller) $141,918 $0 $36,141
Michael Alvarado (Senior Operations Analyst) $132,885 $0 $27,455
Debbie Clow (Project Manager) $124,381 $0 $30,738
Salvatore J Lupo (Chairman) $0 $0 $0
Malcom C Mc Collum (Vice Chairman) $0 $0 $0
Jane M White (Treasurer) $0 $0 $0
Mark R Moeller (Secretary) $0 $0 $0
Steven R Auguston (Director) $0 $0 $0
Jeffery M Goecke (Directory) $0 $0 $0
Linda O Stay (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$26,409,274
Expenses
$21,933,044
Net Income
$4,476,230
Net Assets
$50,088,032
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $26,409,274
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,697,160
12.3%
Professional Fundraising Fees $0
Other Salaries and Wages $6,506,411
29.7%
Assets/Debt
Total Assets $619,243,793
Total Liabilities $569,155,761
Net Assets $50,088,032
Compensation
Key Employees and Officers Compensation Related Other
David R Brooke (President/Ceo) $454,370 $0 $29,403
Matthew Mower (Svp/Cio) $257,757 $0 $29,250
Peter Butler (Svp/Coo) $249,971 $0 $35,303
Matthew Rhead (Svp/Cfo) $246,161 $0 $21,813
Janet Mainenti (Vp/Hr) $186,370 $0 $12,044
Christopher Crockett (Vp/Retail Operations) $185,328 $0 $14,835
Michael Kim (Vp/Lending) $182,638 $0 $32,321
Pey Shiuan Zavala (Director Of Information Systems) $153,894 $0 $0
Heather Dueitt (Vp/Marketing) $152,332 $0 $7,280
Laura Carpanzano (Director Of Business Lending) $136,923 $0 $13,807
Stephen Wallis (Director Of Internal Audit) $134,353 $0 $2,765
Nicole Henderson (Controller) $128,670 $0 $29,571
Michael Alvarado (Senior Operations Analyst) $128,227 $0 $3,362
Christopher Karsten (It Systems Admin) $123,335 $0 $5,024
Salvatore J Lupo (Salvatore J Lupo) $0 $0 $0
Malcom C Mc Collum (Vice Chairman) $0 $0 $0
Jane M White (Treasurer) $0 $0 $0
Mark R Moeller (Secretary) $0 $0 $0
Steven R Auguston (Director) $0 $0 $0
Jeffery M Goecke (Directory) $0 $0 $0
Linda O Stay (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,646,383
Expenses
$22,257,482
Net Income
$1,388,901
Net Assets
$45,611,802
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,646,383
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,607,447
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $7,345,138
33.0%
Assets/Debt
Total Assets $527,832,346
Total Liabilities $482,220,544
Net Assets $45,611,802

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$22,767,803
Expenses
$20,156,111
Net Income
$2,611,692
Net Assets
$44,222,901
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,767,803
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,535,028
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $7,162,590
35.5%
Assets/Debt
Total Assets $495,013,898
Total Liabilities $450,790,997
Net Assets $44,222,901

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,456,187
Expenses
$19,057,791
Net Income
$2,398,396
Net Assets
$41,611,209
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $21,456,187
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,441,493
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $6,733,752
35.3%
Assets/Debt
Total Assets $495,469,345
Total Liabilities $453,858,136
Net Assets $41,611,209

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,944,202
Expenses
$16,567,830
Net Income
$3,376,372
Net Assets
$39,212,813
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $19,944,202
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,347,838
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $6,381,127
38.5%
Assets/Debt
Total Assets $478,909,142
Total Liabilities $439,696,329
Net Assets $39,212,813
Compensation
Key Employees and Officers Compensation Related Other
David Brooke (President/Ceo) $336,632 $0 $21,977
Matthew Mower (Svp/Cio) $209,602 $0 $24,206
Carl Ransburg (Evp/Cfo) $208,766 $0 $12,032
Peter Butler (Svp/Coo) $200,831 $0 $25,712
Deborah Foley (Vp/Retail Operations) $165,236 $0 $13,471
Sachiko Mc Farland (Controller) $154,355 $0 $8,942
Scott Norris (Vp/Lending) $151,415 $0 $10,445
Janet Mainenti (Vp/Hr) $141,382 $0 $8,649
Catherine Graham (Director Of Executive Services) $130,859 $0 $12,030
Laura Carpanzano (Director/Business Services) $116,441 $0 $14,340
Timothy Mc Vearry (It Programer Analyst) $114,732 $0 $13,850
Matthew Rhead (Svp/Cfo) $75,356 $0 $2,075
Steven Auguston (Director, Chairman) $0 $0 $0
Salvatore Lupo (Director, Vice Chairman) $0 $0 $0
Jeffrey Goecke (Director, Treasurer) $0 $0 $0
Mark Moeller (Director, Secretary) $0 $0 $0
Linda Stay (Director) $0 $0 $0
Malcolm Mc Collum (Director) $0 $0 $0
Thomas Knight (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,259,420
Expenses
$15,952,450
Net Income
$2,306,970
Net Assets
$35,836,441
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,259,420
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,316,680
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $5,847,722
36.7%
Assets/Debt
Total Assets $453,667,561
Total Liabilities $417,831,120
Net Assets $35,836,441
Compensation
Key Employees and Officers Compensation Related Other
Theodore Dennis (President/Ceo) $278,029 $0 $15,679
David Brooke (President/Ceo) $277,513 $0 $22,687
Carl Ransburg (Evp/Cfo) $249,171 $0 $18,927
Matthew Mower (Vp/Cio) $190,700 $0 $34,455
Peter Butler (Svp/Coo) $166,761 $0 $34,289
Deborah Foley (Vp/Retail Operations) $154,507 $0 $15,263
Sachiko Mc Farland (Controller) $146,128 $0 $7,923
Catherine Graham (Director Of Executive Services) $138,379 $0 $15,088
Janet Mainenti (Director/Hr) $124,949 $0 $8,566
Timothy Mc Vearry (It Programer Analyst) $106,216 $0 $21,098
Karen Olason (Director/Internal Audit) $105,696 $0 $13,479
Salvatore Lupo (Director) $0 $0 $0
Malcolm Mc Collum (Director, Secretary) $0 $0 $0
Jeffrey Goecke (Director, Chairman) $0 $0 $0
Steven Auguston (Director, Vice Chairman) $0 $0 $0
Mark Moeller (Director) $0 $0 $0
Linda Stay (Director) $0 $0 $0
Thomas Knight (Director, Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,678,251
Expenses
$15,379,344
Net Income
$2,298,907
Net Assets
$33,529,471
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,678,251
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $987,147
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $5,920,844
38.5%
Assets/Debt
Total Assets $437,072,884
Total Liabilities $403,543,413
Net Assets $33,529,471
Compensation
Key Employees and Officers Compensation Related Other
Theodore Dennis (President/Ceo) $370,047 $0 $23,267
Carl Ransburg (Evp/Cfo) $227,639 $0 $10,686
David Brooke (Evp/Coo) $212,675 $0 $12,322
Matthew Mower (Vp/Cio) $176,786 $0 $21,986
Peter Butler (Vp/Lending) $146,795 $0 $21,995
Deborah Foley (Vp/Retail Operations) $143,195 $0 $9,473
Sachiko Mc Farland (Controller) $139,010 $0 $4,509
Catherine Graham (Director Of Executive Services) $124,381 $0 $8,963
Timothy Mc Vearry (It Programer Analyst) $104,645 $0 $13,616
Salvatore Lupo (Director) $0 $0 $0
Malcolm Mc Collum (Director, Secretary) $0 $0 $0
Jeffrey Goecke (Director, Chairman) $0 $0 $0
Steven Auguston (Director, Vice Chairman) $0 $0 $0
Mark Moeller (Director) $0 $0 $0
Linda Stay (Director) $0 $0 $0
Thomas Knight (Director, Treasurer) $0 $0 $0
James Baldwin (Director) $0 $0 $0
Dennis Hurst (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,338,388
Expenses
$17,341,278
Net Income
$997,110
Net Assets
$31,230,564
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,338,388
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,173,766
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $5,356,262
30.9%
Assets/Debt
Total Assets $436,888,761
Total Liabilities $405,658,197
Net Assets $31,230,564
Compensation
Key Employees and Officers Compensation Related Other
Theodore Dennis (President/Ceo) $390,078 $0 $23,199
Carl Ransburg (Evp/Cfo) $230,627 $0 $12,053
David Brooke (Evp/Coo) $220,318 $0 $12,790
Matthew Mower (Vp/Cio) $181,683 $0 $24,742
Peter Butler (Vp/Lending) $151,060 $0 $25,691
Deborah Foley (Vp/Retail Operations) $146,416 $0 $10,998
Sachiko Mc Farland (Controller) $138,797 $0 $4,355
Catherine Graham (Director Of Executive Services) $124,362 $0 $9,773
Timothy Mc Vearry (It Programer Analyst) $113,977 $0 $8,952
Janet Mainenti (Director Of Hr) $107,758 $0 $3,816
Salvatore Lupo (Director) $0 $0 $0
Malcolm Mc Collum (Director, Secretary) $0 $0 $0
Jeffrey Goecke (Director, Chairman) $0 $0 $0
Steven Auguston (Director, Vice Chairman) $0 $0 $0
James Baldwin (Director) $0 $0 $0
Dennis Hurst (Director) $0 $0 $0
Thomas Knight (Director, Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$20,622,524
Expenses
$18,556,896
Net Income
$2,065,628
Net Assets
$30,233,454
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,622,524
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $946,216
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $5,573,853
30.0%
Assets/Debt
Total Assets $439,495,029
Total Liabilities $409,261,575
Net Assets $30,233,454

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,104,760
Expenses
$26,266,745
Net Income
-$3,161,985
Net Assets
$28,167,826
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,104,760
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $909,920
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $5,953,174
22.7%
Assets/Debt
Total Assets $442,196,449
Total Liabilities $414,028,623
Net Assets $28,167,826

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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