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Credit Unions In The State Of California

Ventura County Credit Union
  • Ventura, CA
  • Tax-exempt since Sept. 1961
  • EIN: 95-1790568

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$66.7M (2023)

Expenses
$53.3M (2023)

Total Assets
$1.35B (2023)

Total Liabilities
$1.25B (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$66,662,060
Expenses
$53,265,164
Net Income
$13,396,896
Net Assets
$104,140,486
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $52,048,527
78.1%
Investment Income $14,613,533
21.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $4,662,868
8.8%
Professional Fundraising Fees $0
Other Salaries and Wages $10,544,546
19.8%
Assets/Debt
Total Assets $1,354,835,838
Total Liabilities $1,250,695,352
Net Assets $104,140,486
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Rossi (President/Ceo) $730,200 $0 $559,234
Linda Sim (Cfo) $425,183 $0 $54,288
Gavin Bradley (Coo) $398,948 $0 $53,481
David Kanongataa (Financial Advisor) $378,571 $0 $51,241
Chad Ritchie (Cio) $364,847 $0 $47,145
Gina O'callaghan (Financial Advisor) $353,428 $0 $16,712
Edmond Sahakian (Clo) $269,378 $0 $42,446
Rodolfo Guevara Torres (Avp Business Services) $235,708 $0 $26,838
April Remnant (Vp, Delivery Systems) $234,845 $0 $44,973
Beverly Armendariz (Vp, Human Resources) $231,701 $0 $41,889
Christina Estes (Vp, Marketing) $228,082 $0 $33,375
Sean Mcculloch (Avp Commercial Lending) $227,007 $0 $16,599
John Cooke (Vp, Lending) $197,176 $0 $42,814
Dianne Clapp (Vp, Risk Management) $185,416 $0 $20,105
Regina Cotton (Avp Mortgage Operations) $143,398 $0 $31,344
Roxanne Ostrem (Chairperson) $11,661 $0 $0
Sue Tatangelo (Board Member) $11,114 $0 $0
Cory Madden (Treasurer) $6,975 $0 $0
Tribbitt Mark (Board Member) $6,248 $0 $0
Sonia Amezcua (Board Member) $5,797 $0 $0
Margo Byrne (Vice Chairperson) $5,756 $0 $0
Selfa Saucedo (Secretary) $5,739 $0 $0
Brenda Allison (Supv Cmte Member) $3,086 $0 $0
Chung Cam (Supv Cmte Member) $2,604 $0 $0
Kenneth Kagan (Supv Cmte Chair) $0 $0 $0
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990
Filed on Nov. 5, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$50,312,368
Expenses
$38,747,720
Net Income
$11,564,648
Net Assets
$93,655,385
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $42,727,468
84.9%
Investment Income $7,584,900
15.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $4,389,801
11.3%
Professional Fundraising Fees $0
Other Salaries and Wages $9,685,273
25.0%
Assets/Debt
Total Assets $1,285,662,841
Total Liabilities $1,192,007,456
Net Assets $93,655,385
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Rossi (President/Ceo) $642,004 $0 $42,191
Linda Sim (Cfo) $411,511 $0 $48,051
Gavin Bradley (Coo) $390,373 $0 $46,029
Sean Mcculloch (Avp Commercial Lending) $363,194 $0 $19,842
Chad Ritchie (Cio) $362,047 $0 $43,556
David Kanongataa (Financial Advisor) $276,243 $0 $59,023
Edmond Sahakian (Clo) $261,401 $0 $41,300
Gina O'callaghan (Financial Advisor) $258,066 $0 $13,251
April Remnant (Vp, Delivery Systems) $230,032 $0 $40,224
Christina Estes (Vp, Marketing) $218,019 $0 $32,328
Beverly Armendariz (Vp, Human Resources) $214,406 $0 $31,809
Clinton Lovinger (Vp, Member Services) $213,405 $0 $29,734
Dianne Clapp (Vp, Risk Management) $201,756 $0 $29,491
Valerie Mandernacht Colvard (Core Supervisor) $173,881 $0 $35,303
Rodolfo Guevara Torres (Avp Business Services) $173,463 $0 $22,713
Roxanne Ostrem (Chairperson) $0 $0 $0
Margo Byrne (Vice Chairperson) $0 $0 $0
Sonia Amezcua (Secretary) $0 $0 $0
Sue Tatangelo (Treasurer) $0 $0 $0
Cory Madden (Board Member) $0 $0 $0
Greg Stuart (Board Member) $0 $0 $0
Selfa Saucedo (Board Member) $0 $0 $0
Philip Bohan (Board Member (Emeritus)) $0 $0 $0
Kenneth Kagan (Supv Cmte Chair) $0 $0 $0
Scott Kopald (Supv Cmte Member) $0 $0 $0
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990
Filed on Nov. 6, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$41,276,672
Expenses
$34,663,413
Net Income
$6,613,259
Net Assets
$99,289,092
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $37,652,588
91.2%
Investment Income $3,248,270
7.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $375,814
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,932,775
11.3%
Professional Fundraising Fees $0
Other Salaries and Wages $9,698,817
28.0%
Assets/Debt
Total Assets $1,276,134,577
Total Liabilities $1,176,845,485
Net Assets $99,289,092
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Rossi (President/Ceo) $560,396 $0 $56,864
Linda Sim (Cfo) $339,345 $0 $57,782
Gavin Bradley (Coo) $330,072 $0 $45,770
David Kanongataa (Financial Advisor) $315,808 $0 $43,183
Chad Ritchie (Cio) $311,598 $0 $42,533
Sean Mcculloch (Avp Commercial Lending) $277,878 $0 $18,749
Gina O'callaghan (Financial Advisor) $275,528 $0 $13,485
Linda Muse Tabata Former (Sr Home Loan Specialist) $239,127 $0 $21,011
Edmond Sahakian (Clo) $220,781 $0 $37,899
April Remnant (Vp, Delivery Systems) $190,519 $0 $49,038
Christina Estes (Vp, Marketing) $183,977 $0 $31,968
Dianne Clapp (Vp, Risk Management) $177,754 $0 $26,629
Clinton Lovinger (Vp, Member Services) $176,478 $0 $28,849
Beverly Armendariz (Vp, Human Resources) $169,237 $0 $27,788
Valerie Mandernacht Colvard (Core Supervisor) $164,277 $0 $27,186
Roxanne Ostrem (Chairperson) $0 $0 $0
Margo Byrne (Vice Chairperson) $0 $0 $0
Sonia Amezcua (Secretary) $0 $0 $0
Sue Tatangelo (Treasurer) $0 $0 $0
Cory Madden (Board Member) $0 $0 $0
Greg Stuart (Board Member) $0 $0 $0
Selfa Saucedo (Board Member) $0 $0 $0
Philip Bohan (Board Member (Emeritus)) $0 $0 $0
Kenneth Kagan (Supv Cmte Chair) $0 $0 $0
Scott Kopald (Supv Cmte Member) $0 $0 $0
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990
Filed on Oct. 13, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$44,564,146
Expenses
$40,216,537
Net Income
$4,347,609
Net Assets
$95,105,087
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $41,377,630
92.8%
Investment Income $2,886,234
6.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $300,282
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,595,952
11.4%
Professional Fundraising Fees $0
Other Salaries and Wages $8,531,037
21.2%
Assets/Debt
Total Assets $1,114,149,062
Total Liabilities $1,019,043,975
Net Assets $95,105,087
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Schroeder (Former President/Ceo) $1,200,228 $0 $48,255
Linda Rossi (President/Ceo) $392,461 $0 $38,295
Linda Sim (Cfo) $347,820 $0 $47,256
Gavin Bradley (Coo) $346,744 $0 $43,740
Linda Muse Tabata (Sr Home Loan Specialist) $320,543 $0 $26,357
Edmond Sahakian (Clo) $257,768 $0 $40,970
Gina O'callaghan (Financial Advisor) $227,770 $0 $39,404
Sean Mcculloch (Avp Commercial Lending) $219,005 $0 $16,021
David Kanongataa (Financial Advisor) $207,135 $0 $44,405
April Remnant (Vp, Delivery Systems) $203,106 $0 $36,917
Chad Ritchie (Cio) $186,800 $0 $17,992
Clinton Lovinger (Vp, Member Services) $185,963 $0 $31,150
Christina Estes (Vp, Marketing) $183,038 $0 $29,147
Beverly Armendariz (Vp, Human Resources) $171,299 $0 $35,452
Rodolfo Guevara (Avp Business Services) $146,272 $0 $21,301
Sue Tatangelo (Chairperson) $0 $0 $0
Roxanne Ostrem (Vice Chairperson) $0 $0 $0
Margo Byrne (Secretary) $0 $0 $0
Sonia Amezcua (Assistant Secretary) $0 $0 $0
Philip Bohan (Treasurer) $0 $0 $0
Greg Stuart (Board Member) $0 $0 $0
Pat Madden (Board Member) $0 $0 $0
Kenneth Kagan (Supv Cmte Chair) $0 $0 $0
Danielle Brinkman (Supv Cmte Member) $0 $0 $0
Scott Kopald (Supv Cmte Member) $0 $0 $0
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990
Filed on Nov. 2, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$49,954,417
Expenses
$40,610,832
Net Income
$9,343,585
Net Assets
$89,406,177
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $45,427,507
90.9%
Investment Income $4,231,266
8.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $250
0.0%
Net Inventory Sales $0
Other Revenue $295,394
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,856,914
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $8,305,472
20.5%
Assets/Debt
Total Assets $904,609,226
Total Liabilities $815,203,049
Net Assets $89,406,177
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Schroeder (President/Ceo) $991,494 $0 $60,931
Gavin Bradley (Coo) $305,166 $0 $60,420
Linda Rossi (Cao) $303,737 $0 $32,704
Linda Sim (Cfo) $295,054 $0 $60,899
David Kanongataa (Financial Advisor) $259,801 $0 $39,856
Linda Muse Tabata (Sr Home Loan Specialist) $234,420 $0 $22,310
Gina O'callaghan (Financial Advisor) $229,671 $0 $37,852
Mark Ross Former (Vp It) $215,623 $0 $51,970
Edmond Sahakian (Vp Mtg And Business) $206,300 $0 $31,290
Clinton Lovinger (Vp Member Services) $175,220 $0 $32,601
April Remnant (Vp Delivery Systems) $173,934 $0 $51,886
Sean Mcculloch (Avp Commercial Lending) $160,863 $0 $10,468
Christina Estes (Vp Marketing) $152,365 $0 $23,764
Rodolfo Guevara (Avp Business Services) $147,265 $0 $20,073
Sue Tatangelo (Chairperson) $1,500 $0 $0
Margo Byrne (Secretary) $1,500 $0 $0
Sonia Amezcua (Assistant Secretary) $1,500 $0 $0
Philip Bohan (Treasurer) $1,500 $0 $0
Roxanne Ostrem (Vice Chairperson) $0 $0 $0
Greg Stuart (Board Member) $0 $0 $0
Pat Madden (Board Member) $0 $0 $0
Danielle Brinkman (Supv Cmte Chair) $0 $0 $0
Kenneth Kagan (Supv Cmte Member) $0 $0 $0
Scott Kopald (Supv Cmte Member) $0 $0 $0
Lisa Mcinally (Supv Cmte Member) $0 $0 $0
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990
Filed on Nov. 10, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$47,412,183
Expenses
$39,463,738
Net Income
$7,948,445
Net Assets
$78,965,806
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $42,918,499
90.5%
Investment Income $4,205,325
8.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $288,359
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,060,787
7.8%
Professional Fundraising Fees $0
Other Salaries and Wages $8,168,050
20.7%
Assets/Debt
Total Assets $862,256,443
Total Liabilities $783,290,637
Net Assets $78,965,806
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Schroeder (President/Ceo) $1,053,549 $0 $50,039
Linda Rossi (Cao) $261,261 $0 $24,948
Linda Sim (Cfo) $256,985 $0 $46,243
Gavin Bradley (Coo) $252,721 $0 $47,242
David Kanongataa (Financial Advisor) $209,760 $0 $21,712
Mark Ross (Vp It) $186,373 $0 $42,770
Edmond Sahakian (Vp Mtg And Business) $185,442 $0 $27,323
Linda Muse Tabata (Sr Home Loan Specialist) $185,331 $0 $10,830
Gina O'callaghan (Financial Advisor) $180,628 $0 $20,813
Clinton Lovinger (Vp Member Services) $157,517 $0 $25,944
April Remnant (Vp Delivery Services) $131,220 $0 $29,068
Sue Tatangelo (Chairperson) $0 $0 $0
Roxanne Ostrem (Vice Chairperson) $0 $0 $0
Sonia Amezcua (Secretary) $0 $0 $0
Jeff Landis (Assistant Secretary) $0 $0 $0
Philip Bohan (Treasurer) $0 $0 $0
Margo Byrne (Board Member) $0 $0 $0
Greg Stuart (Board Member) $0 $0 $0
Danielle Brinkman Vera (Supv Cmte Chair) $0 $0 $0
Kenneth Kagan (Supv Cmte Member) $0 $0 $0
Scott Kopald (Supv Cmte Member) $0 $0 $0
Lisa Mcinally (Supv Cmte Member) $0 $0 $0
Adam Simpson (Supv Cmte Member) $0 $0 $0
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990
Filed on Nov. 15, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$44,154,388
Expenses
$39,493,676
Net Income
$4,660,712
Net Assets
$71,182,467
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $39,668,352
89.8%
Investment Income $4,199,402
9.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $286,634
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,502,645
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $7,748,666
19.6%
Assets/Debt
Total Assets $836,490,079
Total Liabilities $765,307,612
Net Assets $71,182,467
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Schroeder (President/Ceo) $476,028 $0 $49,220
Gavin Bradley (Coo) $227,123 $0 $43,356
Linda Rossi (Cao) $226,056 $0 $22,701
Linda Sim (Cfo) $220,381 $0 $43,221
Gina O'callaghan (Financial Advisor) $212,176 $0 $29,692
David Kanongataa (Financial Advisor) $210,194 $0 $30,568
Mark Ross (Vp It) $173,230 $0 $40,771
Linda Muse Tabata (Sr Home Loan Specialist) $170,653 $0 $11,356
Edmond Sahakian (Vp Mtg And Business) $162,068 $0 $25,489
Sean Mcculloch (Avp Business Services (Former)) $155,255 $0 $5,811
Clinton Lovinger (Vp Member Services) $139,593 $0 $24,175
Jackie Benoun (Cco (Former)) $129,888 $0 $3,223
Sue Tatangelo (Chairperson) $0 $0 $0
Roxanne Ostrem (Vice Chairperson) $0 $0 $0
Sonia Amezcua (Secretary) $0 $0 $0
Jeff Landis (Assistant Secretary) $0 $0 $0
Philip Bohan (Treasurer) $0 $0 $0
Margo Byrne (Board Member) $0 $0 $0
Greg Stuart (Board Member) $0 $0 $0
Danielle Brinkman Vera (Supv Cmte Chair) $0 $0 $0
Kenneth Kagan (Supv Cmte Member) $0 $0 $0
Scott Kopald (Supv Cmte Member) $0 $0 $0
Lisa Mcinally (Supv Cmte Member) $0 $0 $0
Adam Simpson (Supv Cmte Member) $0 $0 $0
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990
Filed on Nov. 2, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$40,287,152
Expenses
$39,676,299
Net Income
$610,853
Net Assets
$67,197,226
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $37,683,105
93.5%
Investment Income $2,310,483
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $4,530
0.0%
Net Inventory Sales $0
Other Revenue $289,034
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,316,777
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $7,161,503
18.0%
Assets/Debt
Total Assets $809,485,815
Total Liabilities $742,288,589
Net Assets $67,197,226
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Schroeder (President/Ceo) $458,707 $0 $55,319
Linda Rossi (Cao) $226,142 $0 $23,403
Linda Sim (Cfo) $223,623 $0 $41,059
Gavin Bradley (Coo) $221,097 $0 $40,866
Gina O'callaghan (Financial Advisor) $211,840 $0 $28,422
Linda Muse Tabata (Sr Home Loan Specialist) $196,889 $0 $11,155
Jackie Benoun (Cco) $188,954 $0 $30,468
Mark Ross (Vp It) $169,052 $0 $37,424
David Kanongataa (Financial Advisor) $147,810 $0 $26,529
Edmond Sahakian (Avp Business Services) $138,899 $0 $21,129
Clinton Lovinger (Vp Member Services) $133,764 $0 $17,077
Roxanne Ostrem (Chairperson) $0 $0 $0
Sue Tatangelo (Vice Chairperson) $0 $0 $0
Philip Bohan (Secretary) $0 $0 $0
Jeff Landis (Assistant Secretary) $0 $0 $0
Pat Madden (Treasurer) $0 $0 $0
Margo Byrne (Board Member) $0 $0 $0
Sonia Amezcua (Board Member) $0 $0 $0
Brenda Morris (Board Member Emeritus) $0 $0 $0
Danielle Brinkman Vera (Supv Cmte Chair) $0 $0 $0
Kenneth Kagan (Supv Cmte Member) $0 $0 $0
Scott Kopaid (Supv Cmte Member) $0 $0 $0
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990
Filed on Nov. 7, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$37,510,353
Expenses
$33,942,964
Net Income
$3,567,389
Net Assets
$66,877,376
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $34,307,348
91.5%
Investment Income $2,197,020
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $714,766
1.9%
Net Inventory Sales $0
Other Revenue $291,219
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,419,802
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $6,504,756
19.2%
Assets/Debt
Total Assets $732,979,368
Total Liabilities $666,101,992
Net Assets $66,877,376
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Schroeder (President/Ceo) $535,256 $0 $55,481
Gavin Bradley (Coo) $251,921 $0 $41,764
Linda Rossi (Cao) $243,511 $0 $23,574
Linda Sim (Cfo) $243,114 $0 $41,358
Linda Muse Tabata (Sr Home Loan Specialist) $218,151 $0 $11,923
Jackie Benoun (Cco) $186,697 $0 $29,154
Gina O'callaghan (Financial Advisor) $173,973 $0 $36,459
Mark Ross (Vp It) $171,703 $0 $35,914
Robert Marshall (Avp Technology) $139,897 $0 $23,726
Edmond Sahakian (Avp Business Services) $129,516 $0 $22,889
Clinton Lovinger (Vp Member Services) $126,063 $0 $15,952
Roxanne Ostrem (Chairperson) $0 $0 $0
Sue Tatangelo (Vice Chairperson) $0 $0 $0
Monique Nowlin (Secretary) $0 $0 $0
Philip Bohan (Assistant Secretary) $0 $0 $0
Pat Madden (Treasurer) $0 $0 $0
Brenda Morris (Board Member) $0 $0 $0
Susan Craig (Board Member) $0 $0 $0
Al Duff (Board Member Emeritus) $0 $0 $0
William Frank (Alco Committee) $0 $0 $0
Jeff Landis (Supv Cmte Chair) $0 $0 $0
Danielle Brinkman Vera (Supv Cmte Vice Chair) $0 $0 $0
Wendy Vickers (Supv Cmte Secretary) $0 $0 $0
Margo Byrne (Supv Cmte Member) $0 $0 $0
Kenneth Kagan (Supv Cmte Member) $0 $0 $0
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990
Filed on Nov. 9, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,578,239
Expenses
$27,186,083
Net Income
$5,392,156
Net Assets
$63,630,136
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $28,721,364
88.2%
Investment Income $3,513,848
10.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $49,618
0.2%
Net Inventory Sales $0
Other Revenue $293,409
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,235,230
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $5,749,782
21.1%
Assets/Debt
Total Assets $693,515,945
Total Liabilities $629,885,809
Net Assets $63,630,136
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Schroeder (Ceo & President) $479,568 $0 $374,609
Linda Sim (Cfo) $239,771 $0 $27,521
Gavin Bradley (Svp Retail Svcs) $232,127 $0 $26,580
Linda Rossi (Svp Strategic Svcs) $224,557 $0 $14,613
Linda Muse Tabata (Sr Home Loan Specialist) $183,839 $0 $10,034
Jackie Benoun (Vp Lending) $177,902 $0 $21,365
Mark Ross (Vp It) $157,674 $0 $23,325
Clinton Lovinger (Avp Member Services) $119,446 $0 $14,938
Rosalind Gilbert (Avp Human Resources) $111,112 $0 $9,259
Gregory Uttal (Avp Lending) $108,342 $0 $19,859
Christina Estes (Avp Marketing) $106,118 $0 $17,764
Robert Marshall (Avp Technology) $94,774 $0 $34,629
Roxanne Ostrem (Chairperson) $0 $0 $0
Sue Tatangelo (Vice Chairperson) $0 $0 $0
Monique Nowlin (Secretary) $0 $0 $0
Philip Bohan (Assistant Secretary) $0 $0 $0
Pat Madden (Treasurer) $0 $0 $0
Brenda Morris (Board Member) $0 $0 $0
Susan Craig (Board Member) $0 $0 $0
J Matthew Carroll (Board Member) $0 $0 $0
Al Duff (Board Member Emeritus) $0 $0 $0
William Frank (Alco Committee) $0 $0 $0
Jeff Landis (Supv Cmte Chair) $0 $0 $0
Danielle Brinkman Vera (Supv Cmte Vice Chair) $0 $0 $0
Wendy Vickers (Supv Cmte Secretary) $0 $0 $0
See filing for compensation of 2 other people →
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Document Links

990
Filed on Nov. 10, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$28,791,556
Expenses
$23,678,526
Net Income
$5,113,030
Net Assets
$58,002,143
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $24,445,950
84.9%
Investment Income $4,035,694
14.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,148
Net Inventory Sales $0
Other Revenue $311,060
1.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,507,826
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $6,511,616
27.5%
Assets/Debt
Total Assets $654,328,438
Total Liabilities $596,326,295
Net Assets $58,002,143
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Schroeder (Ceo & President) $368,103 $0 $347,276
Linda Sim (Cfo) $185,677 $0 $32,440
Gavin Bradley (Svp Retail Svcs) $184,722 $0 $33,281
Linda Rossi (Svp Strategic Svcs) $178,593 $0 $18,793
Linda Tabata (Sr Home Loan Specialist) $175,692 $0 $13,541
Jackie Benoun (Vp Lending) $160,750 $0 $24,434
Gregory Uttal (Avp Lending) $110,111 $0 $17,833
Bert Herrera (Vp Technology (Former)) $93,797 $0 $7,671
Mark Ross (Vp It) $50,381 $0 $6,732
Roxanne Ostrem (Chairperson) $0 $0 $0
Sue Tatangelo (Vice Chairperson) $0 $0 $0
Monique Nowlin (Secretary) $0 $0 $0
Brenda Morris (Assistant Secretary) $0 $0 $0
Pat Madden (Treasurer) $0 $0 $0
Al Duff (Board Member) $0 $0 $0
Susan Craig (Board Member) $0 $0 $0
Philip Bohan (Alco Committee) $0 $0 $0
William Frank (Alco Committee) $0 $0 $0
Jeff Landis (Supv Cmte Chair) $0 $0 $0
Danielle Brinkman (Supv Cmte Vice Chair) $0 $0 $0
Wendy Vickers (Supv Cmte Secretary) $0 $0 $0
Margo Byrne (Supv Cmte Member) $0 $0 $0
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Document Links

990
Filed on Nov. 4, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$28,938,775
Expenses
$23,579,557
Net Income
$5,359,218
Net Assets
$53,091,870
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,415,926
80.9%
Investment Income $5,170,697
17.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,017
0.0%
Net Inventory Sales $0
Other Revenue $350,135
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,579,410
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $5,168,841
21.9%
Assets/Debt
Total Assets $627,947,577
Total Liabilities $574,855,707
Net Assets $53,091,870

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$28,339,882
Expenses
$23,304,303
Net Income
$5,035,579
Net Assets
$46,657,120
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,836,241
80.6%
Investment Income $5,141,675
18.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$12,063
Net Inventory Sales $0
Other Revenue $374,029
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,235,075
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $4,778,468
20.5%
Assets/Debt
Total Assets $566,918,161
Total Liabilities $520,261,041
Net Assets $46,657,120

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated