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S.1613: Credit Access and Inclusion Act

About this Bill

This bill was introduced in the 113th Congress
This bill is primarily about finance and financial sector
You can read the bill
Sponsor Mark Steven Kirk, R-Ill.
Total Cosponsors 2 (All Democrats)
Introduced Oct. 30, 2013
Latest Major Action Oct. 30, 2013
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Bill Progress

  • Bill introduced in the Senate   
  • Bill passed in the Senate   
  • Bill passed in the House   
  • Bill signed into law

Bill Summary

Credit Access and Inclusion Act - Amends the Fair Credit Reporting Act, with respect to the responsibilities of furnishers of information to consumer reporting agencies, to declare that nothing in the Act or related regulations shall be construed as to prohibit a person from furnishing to a consumer reporting agency certain consumer identifying information, including: (1) a consumer's full name, telephone number, mother's maiden name, address, zip code, date of birth, any generational designation, or Social Security number; (2) information solely as to transactions or experiences between the consumer and the person furnishing the information; (3) public record information; and (4) information about the performance of a consumer making payments under a real property lease or pursuant to a utility or telecommunications service contract.

Defines "utility or telecommunication service" as an entity that provides utility services to the public through pipe, wire, landline, wirel...

(Source: Congressional Research Service)

Bill Actions

Date Description
Oct. 30, 2013 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.