• Discussions regarding mortgage finance Issues regarding implementation of Dodd-Frank act Basel III implementation; budget and fiscal policy Cyber-Security Fintech AML/BSA Data privacy Payments issues Consumer issues M&A policy (Mergers & Acquisitions) Sanctions Digital Assets/Cryptocurrencies/Stable coin Credit interchange Discussions around banking risk management including capital and liquidity management Executive compensation clawbacks Community Reinvestment Act Section 16 of the Securities Exchange Act Artificial Intelligence
• General tax policy Extension of expiring tax provisions New Markets Tax Credits International tax issues
• Issues related to small business lending and tax relief
• Discussions related to housing finance and GSE Reform

Duration: May 1, 2011 to present

General Issues: Financial Institutions/Investments/Securities, Taxation/Internal Revenue Code, Small Business, Housing, Banking, Budget/Appropriations

Spending: about $12,770,000 (But it's complicated. Here's why.)

It can be tricky to figure out how much an organization spent on a particular lobbying engagement. The law only requires lobbyists to report the amount they were paid for federal lobbying each quarter rounded to the nearest $10,000—and if it's less than $3,000 in a given quarter (or less than $13,000 for organizations with in-house lobbyists), they don't have to disclose it at all. Plus, some organizations include spending that doesn’t belong in the report—for instance, money spent lobbying state governments or other legal work.

Agencies lobbied since 2011: U.S. Senate, House of Representatives, Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Commission (FDIC), Federal Reserve System, Office of the Comptroller of the Currency (OCC), Treasury - Dept of, Consumer Financial Protection Bureau (CFPB), Internal Revenue Service (IRS), Agriculture - Dept of (USDA), Small Business Administration (SBA), Natl Economic Council (NEC), Housing & Urban Development - Dept of (HUD), Treasury - Dept of,, U.S. Senate,

Related Foreign Entities: TD Bank Financial Group (Toronto, CAN); contribution to lobbying: $0; ownership 100%