Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy
H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy
H.R. 2701 Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy
H.R. 4311/S. 2121 DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy.
H.R. 5628/S.2892 - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability.
H.R.___ - Data Privacy Act of 2023. The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy
S.___ - American Privacy Rights Act. The bill establishes protections for covered data of individuals. Issue: Data Privacy
H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity
Issue: Artificial Intelligence (AI).
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 20/S.567 - Richard L. Trumka Protecting the Right to Organize Act of 2023. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R.1059/S. 1212 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R.2891/S. 1323 SAFE Banking Act of 2023 - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation
S. 2860 - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation.
H.R. 1807 and S. 3815 - Improving Disclosure for Investors Act - This bill requires the Securities and Exchange Commission (SEC) to propose and finalize rules to allow entities to deliver regulatory documents to investors electronically. The SEC must establish a mechanism for investors to opt out of electronic delivery and receive paper documents instead. If the SEC does not finalize rules within one year after enactment, the bill allows for electronic delivery of these documents. Issue: Electronic delivery.
H.R. 3335 - IRS Income Verification Express Service Act - This bill ensures the successful development of the electronic Income Verification Express Service of the Internal Revenue Service by amending the Taxpayer First Act to clarify that taxpayer identity verification is the responsibility of users of the system rather than the taxpayer. Issue: Electronic disclosure.
H.R. 2799 - Expanding Access to Capital Act of 2023 - This bill reduces various securities regulations applicable to certain companies, brokers, and advisors. The bill also allows more investors to invest in specified types of ventures. Issue: Capital reform.
S. 3735 - Protecting Innovation in Investment Act - To prohibit the Securities and Exchange Commission from finalizing, implementing, or enforcing a proposed rule with respect to conflicts of interest associated with the use of predictive data analytics by broker-dealers and investment advisers. Issue: Predictive data analytics.
Issue: FHLBank System
Issue: Basel III
Issue: Regulation Best Interest
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 2923/S. 1384 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
H.R. 5535 - Insurance Data Protection Act. The bill would prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Federal Insurance Office.
H.R. 7000 and S. 3592 - Business of Insurance Regulatory Reform Act of 2024 - To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator. Issue: Business of Insurance.
Issue: private equitys growing role in the insurance industry.
Issue: S&P proposal on the methodology that is used to rate insurance companies.
Issue: Russian sanctions legislation.
Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
1.SECURE 2.0 Technical Corrections Discussion Draft: Legislative language that will amend SECURE 2.0 to make technical changes to a variety of provisions.
2.H.R. 3063 Retirement Fairness for Charities and Educational Institutions Act of 2023: Would allow 403(b) plans to invest in Collective Investment Trusts or Separate Accounts that establishes investment parity with other defined contribution plans, like 401(k)s.
3.H.R. 3942, Lifetime Income for Employees (LIFE) Act: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component that will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures.
4.H.R. 4237, S. 2282 Ensuring Sound Guidance Act: Would require investment advisers and ERISA retirement plan sponsors to prioritize financial returns over non-pecuniary factors when making investment decisions on behalf of their clients.
5.H.R. 4924, S. 2517 Auto Reenroll Act of 2023: The bill allows plan sponsors to re-enroll non-participants at least once every three years, unless the individual affirmatively opts-out again. The bill also permits plans to sweep all eligible employees as a group for re-enrollment and does not change the automatic enrollment safe harbors.
6.H.R. 5060, S. 2627 Womens Retirement Protection Act (WRPA): The legislation would impose spousal consent requirements on nearly all distributions from defined contribution plans. The bill also seeks to enhance financial literacy through grants to community-based organizations and also offers grants to such organizations to help low-income women and survivors of domestic abuse obtain qualified domestic relations orders.
7.H.R. 5408, S. 2767 SSI Savings Penalty Elimination Act: The legislation would increase the asset limit from $2,000 to $10,000 for an individual, and from $3,000 to $20,000 for a married couple. Increasing the limit empowers people to prepare themselves for a financial emergency and allows them to enter the workforce without worrying theyll save lose their eligibility for SSI by saving too much.
8.H.R. 6007 Retirement Investment in Small Employers (RISE) Act: The legislation would create a new Micro Employer Pension Plan Startup Credit in IRC Section 45E for qualified micro employers. A qualified micro employer is defined as an employer with 10 or fewer employees. The credit amount is 100% of any retirement plan administrative costs up to $2,500 for the first three years after adoption of the retirement plan.
9.H.R. 6065, S.3102 Retirement Savings for Americans Act (RSAA) of 2023: Would create a federally run retirement plan, similar to the TSP, that would be available to all private sector workers whose employer signs up for the plan.
10.S. 3305 Helping Young Americans Save for Retirement Act: The legislation would lower the minimum participation age in ERISA-covered defined contribution plans from age 21 to age 18.
11.H.R. 6757 Roth IRA Rollovers: This legislation will allow retirement savers to roll over their Roth IRA savings into a Roth account within a workplace retirement plan.
12.H.R. 6772 Expanding Access to Retirement Savings for Caregivers Act: The bill would allow individuals that took at least one year out of the workforce without receiving an earned income, for the purposes of caring for a family member, to make catch-up contributions in years prior to age 50 to their 401(k) plans, individual retirement accounts (IRAs), and other eligible retirement accounts.
13.H.R. 7162, S. 3716 401Kids Savings Account Act of 2024: This bill would create childrens savings accounts (CSAs) for every child in America that would be managed by State Treasurers. Funds from the accounts could be used for post-secondary education, starting a business, buying a house, or retirement security.
14.H.R. 7293 Automatic IRA Act of 2024: Mandates employers with 10 or more employees to implement an automatic enrollment retirement plan in the workplace.
15.General Accounts Product Corrections Act: Would clarify fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts.
Income Security
S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
H.R. 133, Both provisions are in the larger bill.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
H.R. 5376- Build Back Better Act
This bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment.
Excepted Benefits on Supplemental Benefits-proposed tri-agency rule through HHS, Treasury and Labor.
S.3680 - Paid Family and Medical Leave Tax Credit Extension and Enhancement Act
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
OT bill - Secure Family Futures Act of 2023, or H.R. 5707
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act)
S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021
Build Back Better Act (H.R. 5376)
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
H.R.4289 - 117th Congress (2021-2022) WISH Act
Long-Term Care Affordability Act
S. 2415 - 117th Congress (2021-2022)
H.R. 7107 - 117th Congress (2021-2022)
Inflation Reduction Act of 2022
H.R. 5376 - 117th Congress (2021-2022)
Private Placement Life Insurance (no bill introduced yet)
U.S.-Chile Income Tax Treaty
Issue: Data Localization & Cross-Border Data Flow. USTR reversal of its long-standing support for WTO core disciplines that protect U.S. businesses cross-border data flows and prohibit data localization mandates.
Duration: January 1, 2008
to
present
General Issues: Consumer Issues/Safety/Protection , Financial Institutions/Investments/Securities , Insurance , Retirement , Taxation/Internal Revenue Code , Trade (Domestic & Foreign)
Spending: about $77,255,118 (But it's complicated. Here's why.)
It can be tricky to figure out how much an organization spent on a particular lobbying engagement. The law only requires lobbyists to report the amount they were paid for federal lobbying each quarter rounded to the nearest $10,000—and if it's less than $3,000 in a given quarter (or less than $13,000 for organizations with in-house lobbyists), they don't have to disclose it at all. Plus, some organizations include spending that doesn’t belong in the report—for instance, money spent lobbying state governments or other legal work.
Agencies lobbied since 2008: U.S. Senate, House of Representatives, Treasury - Dept of, Labor - Dept of (DOL), Transportation - Dept of (DOT), U.S. Senate,, Homeland Security - Dept of (DHS)
Lobbyists
Lobbyists named here were listed on a filing related to this lobbying engagement. They may not be working on it now. Occasionally, a single lobbyist whose name is spelled two different ways on filings may be represented twice here.
Disclosures Filed
Once a lobbying engagement begins, the lobbyist or firm is required to file updates four times a year. Those updates sometimes change which lobbyists are involved or add new issues being discussed. When lobbyists stop working for a client, the firm is also supposed to file a report disclosing the end of the relationship.
1st Quarter, 2024
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 16.
Original Filing: 301551259.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy
H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy
H.R. 2701 Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy
H.R. 4311/S. 2121 DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy.
H.R. 5628/S.2892 - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability.
H.R.___ - Data Privacy Act of 2023. The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy
S.___ - American Privacy Rights Act. The bill establishes protections for covered data of individuals. Issue: Data Privacy
H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity
Issue: Artificial Intelligence (AI).
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 20/S.567 - Richard L. Trumka Protecting the Right to Organize Act of 2023. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R.1059/S. 1212 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R.2891/S. 1323 SAFE Banking Act of 2023 - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation
S. 2860 - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation.
H.R. 1807 and S. 3815 - Improving Disclosure for Investors Act - This bill requires the Securities and Exchange Commission (SEC) to propose and finalize rules to allow entities to deliver regulatory documents to investors electronically. The SEC must establish a mechanism for investors to opt out of electronic delivery and receive paper documents instead. If the SEC does not finalize rules within one year after enactment, the bill allows for electronic delivery of these documents. Issue: Electronic delivery.
H.R. 3335 - IRS Income Verification Express Service Act - This bill ensures the successful development of the electronic Income Verification Express Service of the Internal Revenue Service by amending the Taxpayer First Act to clarify that taxpayer identity verification is the responsibility of users of the system rather than the taxpayer. Issue: Electronic disclosure.
H.R. 2799 - Expanding Access to Capital Act of 2023 - This bill reduces various securities regulations applicable to certain companies, brokers, and advisors. The bill also allows more investors to invest in specified types of ventures. Issue: Capital reform.
S. 3735 - Protecting Innovation in Investment Act - To prohibit the Securities and Exchange Commission from finalizing, implementing, or enforcing a proposed rule with respect to conflicts of interest associated with the use of predictive data analytics by broker-dealers and investment advisers. Issue: Predictive data analytics.
Issue: FHLBank System
Issue: Basel III
Issue: Regulation Best Interest
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 2923/S. 1384 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
H.R. 5535 - Insurance Data Protection Act. The bill would prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Federal Insurance Office.
H.R. 7000 and S. 3592 - Business of Insurance Regulatory Reform Act of 2024 - To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator. Issue: Business of Insurance.
Issue: private equitys growing role in the insurance industry.
Issue: S&P proposal on the methodology that is used to rate insurance companies.
Issue: Russian sanctions legislation.
Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.SECURE 2.0 Technical Corrections Discussion Draft: Legislative language that will amend SECURE 2.0 to make technical changes to a variety of provisions.
2.H.R. 3063 Retirement Fairness for Charities and Educational Institutions Act of 2023: Would allow 403(b) plans to invest in Collective Investment Trusts or Separate Accounts that establishes investment parity with other defined contribution plans, like 401(k)s.
3.H.R. 3942, Lifetime Income for Employees (LIFE) Act: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component that will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures.
4.H.R. 4237, S. 2282 Ensuring Sound Guidance Act: Would require investment advisers and ERISA retirement plan sponsors to prioritize financial returns over non-pecuniary factors when making investment decisions on behalf of their clients.
5.H.R. 4924, S. 2517 Auto Reenroll Act of 2023: The bill allows plan sponsors to re-enroll non-participants at least once every three years, unless the individual affirmatively opts-out again. The bill also permits plans to sweep all eligible employees as a group for re-enrollment and does not change the automatic enrollment safe harbors.
6.H.R. 5060, S. 2627 Womens Retirement Protection Act (WRPA): The legislation would impose spousal consent requirements on nearly all distributions from defined contribution plans. The bill also seeks to enhance financial literacy through grants to community-based organizations and also offers grants to such organizations to help low-income women and survivors of domestic abuse obtain qualified domestic relations orders.
7.H.R. 5408, S. 2767 SSI Savings Penalty Elimination Act: The legislation would increase the asset limit from $2,000 to $10,000 for an individual, and from $3,000 to $20,000 for a married couple. Increasing the limit empowers people to prepare themselves for a financial emergency and allows them to enter the workforce without worrying theyll save lose their eligibility for SSI by saving too much.
8.H.R. 6007 Retirement Investment in Small Employers (RISE) Act: The legislation would create a new Micro Employer Pension Plan Startup Credit in IRC Section 45E for qualified micro employers. A qualified micro employer is defined as an employer with 10 or fewer employees. The credit amount is 100% of any retirement plan administrative costs up to $2,500 for the first three years after adoption of the retirement plan.
9.H.R. 6065, S.3102 Retirement Savings for Americans Act (RSAA) of 2023: Would create a federally run retirement plan, similar to the TSP, that would be available to all private sector workers whose employer signs up for the plan.
10.S. 3305 Helping Young Americans Save for Retirement Act: The legislation would lower the minimum participation age in ERISA-covered defined contribution plans from age 21 to age 18.
11.H.R. 6757 Roth IRA Rollovers: This legislation will allow retirement savers to roll over their Roth IRA savings into a Roth account within a workplace retirement plan.
12.H.R. 6772 Expanding Access to Retirement Savings for Caregivers Act: The bill would allow individuals that took at least one year out of the workforce without receiving an earned income, for the purposes of caring for a family member, to make catch-up contributions in years prior to age 50 to their 401(k) plans, individual retirement accounts (IRAs), and other eligible retirement accounts.
13.H.R. 7162, S. 3716 401Kids Savings Account Act of 2024: This bill would create childrens savings accounts (CSAs) for every child in America that would be managed by State Treasurers. Funds from the accounts could be used for post-secondary education, starting a business, buying a house, or retirement security.
14.H.R. 7293 Automatic IRA Act of 2024: Mandates employers with 10 or more employees to implement an automatic enrollment retirement plan in the workplace.
15.General Accounts Product Corrections Act: Would clarify fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts.
Income Security
S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
H.R. 133, Both provisions are in the larger bill.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
H.R. 5376- Build Back Better Act
This bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment.
Excepted Benefits on Supplemental Benefits-proposed tri-agency rule through HHS, Treasury and Labor.
S.3680 - Paid Family and Medical Leave Tax Credit Extension and Enhancement Act
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
OT bill - Secure Family Futures Act of 2023, or H.R. 5707
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act)
S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021
Build Back Better Act (H.R. 5376)
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
H.R.4289 - 117th Congress (2021-2022) WISH Act
Long-Term Care Affordability Act
S. 2415 - 117th Congress (2021-2022)
H.R. 7107 - 117th Congress (2021-2022)
Inflation Reduction Act of 2022
H.R. 5376 - 117th Congress (2021-2022)
Private Placement Life Insurance (no bill introduced yet)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
U.S.-Chile Income Tax Treaty
Issue: Data Localization & Cross-Border Data Flow. USTR reversal of its long-standing support for WTO core disciplines that protect U.S. businesses cross-border data flows and prohibit data localization mandates.
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2023
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 17.
Original Filing: 301526463.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy
H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy
H.R. 2701 Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy
H.R. 4311/S. 2121 DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy.
H.R. 5628/S.2892 - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability.
H.R.___ - Data Privacy Act of 2023. The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy
H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 20/S.567 - Richard L. Trumka Protecting the Right to Organize Act of 2023. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R.1059/S. 1212 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R.2891/S. 1323 SAFE Banking Act of 2023 - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation
S. 2860 - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation.
H.R. 1807 - Improving Disclosure for Investors Act - This bill requires the Securities and Exchange Commission (SEC) to propose and finalize rules to allow entities to deliver regulatory documents to investors electronically. The SEC must establish a mechanism for investors to opt out of electronic delivery and receive paper documents instead. If the SEC does not finalize rules within one year after enactment, the bill allows for electronic delivery of these documents. Issue: Electronic delivery.
Issue: FHLBank System
Issue: Basel III
Issue: Regulation Best Interest
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 2923/S. 1384 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
H.R. 5535 - Insurance Data Protection Act. The bill would prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Federal Insurance Office.
H.R.__S.__ - CFPB Business of Insurance Act. No bill number assigned.
Issue: private equitys growing role in the insurance industry.
Issue: S&P proposal on the methodology that is used to rate insurance companies.
Issue: Russian sanctions legislation.
Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.SECURE 2.0 Technical Corrections Discussion Draft: Legislative language that will amend SECURE 2.0 to make technical changes to a variety of provisions.
2.H.R. 3063 Retirement Fairness for Charities and Educational Institutions Act of 2023: Would allow 403(b) plans to invest in Collective Investment Trusts or Separate Accounts that establishes investment parity with other defined contribution plans, like 401(k)s.
3.H.R. 3942, Lifetime Income for Employees (LIFE) Act: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component that will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures.
4.H.R. 4237, S. 2282 Ensuring Sound Guidance Act: Would require investment advisers and ERISA retirement plan sponsors to prioritize financial returns over non-pecuniary factors when making investment decisions on behalf of their clients.
5.H.R. 4924, S. 2517 Auto Reenroll Act of 2023: The bill allows plan sponsors to re-enroll non-participants at least once every three years, unless the individual affirmatively opts-out again. The bill also permits plans to sweep all eligible employees as a group for re-enrollment and does not change the automatic enrollment safe harbors.
6.H.R. 5060, S. 2627, Womens Retirement Protection Act (WRPA): The legislation would impose spousal consent requirements on nearly all distributions from defined contribution plans. The bill also seeks to enhance financial literacy through grants to community-based organizations and also offers grants to such organizations to help low-income women and survivors of domestic abuse obtain qualified domestic relations orders.
7.H.R. 6065, S.3102 Retirement Savings for Americans Act (RSAA) of 2023: Would create a federally run retirement plan, similar to the TSP, that would be available to all private sector workers whose employer signs up for the plan.
8.H.R. 6757 Roth IRA Rollovers: This legislation will allow retirement savers to roll over their Roth IRA savings into a Roth account within a workplace retirement plan.
9.H.R. 6772 Expanding Access to Retirement Savings for Caregivers Act: The bill would allow individuals that took at least one year out of the workforce without receiving an earned income, for the purposes of caring for a family member, to make catch-up contributions in years prior to age 50 to their 401(k) plans, individual retirement accounts (IRAs), and other eligible retirement accounts.
10.General Accounts Product Corrections Act: Would clarify fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts.
11.Automatic Retirement Plan Act (ARPA): Mandates employers with 10 or more employees to implement an automatic enrollment retirement plan in the workplace.
12. H.R.5894 - Making appropriations for the Departments of Labor, Health and Human Services, and Education, and related agencies for the fiscal year ending September 30, 2024, and for other purposes.
Income Security
S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
H.R. 133, Both provisions are in the larger bill.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
H.R. 5376- Build Back Better Act
This bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment.
Excepted Benefits on Supplemental Benefits-proposed tri-agency rule through HHS, Treasury and Labor.
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
OT bill - Secure Family Futures Act of 2023, or H.R. 5707
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act)
S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021
Build Back Better Act (H.R. 5376)
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
H.R.4289 - 117th Congress (2021-2022) WISH Act
Long-Term Care Affordability Act
S. 2415 - 117th Congress (2021-2022)
H.R. 7107 - 117th Congress (2021-2022)
Inflation Reduction Act of 2022
H.R. 5376 - 117th Congress (2021-2022)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
U.S.-Chile Income Tax Treaty
Issue: Data Localization & Cross-Border Data Flow. USTR reversal of its long-standing support for WTO core disciplines that protect U.S. businesses cross-border data flows and prohibit data localization mandates.
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2023
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 17, 2023.
Original Filing: 301502772.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy
H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy
H.R. 2701 Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy
H.R. 4311/S. 2121 DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy.
H.R.___ - Data Privacy Act of 2023. The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy
H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 20/S.567 - Richard L. Trumka Protecting the Right to Organize Act of 2023. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R.1059/S. 1212 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R.2891/S. 1323 SAFE Banking Act of 2023 - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation
S. 2860 - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation.
Issue: FHLBank System
Issue: Regulation Best Interest
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
H.R. 1807, the Improving Disclosure for Investors Act.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 2923/S. 1384 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
H.R. 5535 - Insurance Data Protection Act. The bill would prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Federal Insurance Office.
H.R.__S.__ - CFPB Business of Insurance Act. No bill number assigned.
Issue: private equitys growing role in the insurance industry.
Issue: S&P proposal on the methodology that is used to rate insurance companies.
Issue: Russian sanctions legislation.
Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Retirement Security
1.SECURE 2.0 Technical Corrections: Legislative language that will amend SECURE 2.0 to make technical changes to a variety of provisions.
2.American Worker Savings & Wealth Creation Plan Act: Would create a federally run retirement plan, similar to the TSP, that would be available to all private sector workers whose employer signs up for the plan.
3.Collective Investment Trusts/Separate Accounts Parity for 403b Accounts: Would ensure parity for 403b accounts to invest in Collective Investment Trusts or Separate Accounts.
4.Expanding Access to Retirement Savings for Caregivers Act: The bill would allow individuals that took at least one year out of the workforce without receiving an earned income, for the purposes of caring for a family member, to make catch-up contributions in years prior to age 50 to their 401(k) plans, individual retirement accounts (IRAs), and other eligible retirement accounts.
5.General Accounts Product Corrections Act: Would clarify fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts.
6.H.R. 4237, Ensuring Sound Guidance Act: Would require investment advisers and ERISA retirement plan sponsors to prioritize financial returns over non-pecuniary factors when making investment decisions on behalf of their clients.
7.H.R. 3942, Lifetime Income for Employees (LIFE) Act of 2022: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures.
8.The Automatic Retirement Plan Act: Would mandate employers with 10 or more employees to implement a retirement plan in the workplace.
9.S. 2517, H.R. 4924, The Auto Reenroll Act of 2023: The bill allows plan sponsors to re-enroll non-participants at least once every three years, unless the individual affirmatively opts-out again. The bill also permits plans to sweep all eligible employees as a group for re-enrollment and does not change the automatic enrollment safe harbors.
10.S. 2627, H.R. 5060, the Womens Retirement Protection Act (S. 2627): the legislation removes the part-time worker provision that was passed in SECURE 2.0. The bill allows for a single distribution of up to 25% of an account balance without spousal consent. It seeks to enhance financial literacy through grants to community-based organizations and also offers grants to such organizations to help low-income women and survivors of domestic abuse obtain qualified domestic relations orders.
Income Security
The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0.
S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
H.R. 133, Both provisions are in the larger bill.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
H.R. 5376- Build Back Better Act
This bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment.
Excepted Benefits on Supplemental Benefits-proposed tri-agency rule through HHS, Treasury and Labor.
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
OT bill - Secure Family Futures Act of 2023, or H.R. 5707
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act)
S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021
Build Back Better Act (H.R. 5376)
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
H.R.4289 - 117th Congress (2021-2022) WISH Act
Long-Term Care Affordability Act
S. 2415 - 117th Congress (2021-2022)
H.R. 7107 - 117th Congress (2021-2022)
Inflation Reduction Act of 2022
H.R. 5376 - 117th Congress (2021-2022)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
U.S.-Chile Income Tax Treaty
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2023
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 20, 2023.
Original Filing: 301492237.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy
H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy
H.R. 2701 Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy
H.R. 4311/S. 2121 DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy.
H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 20/S.567 - Richard L. Trumka Protecting the Right to Organize Act of 2023. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R.1059/S. 1212 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R.2891/S. 1323 SAFE Banking Act of 2023 - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: cannabis
Issue: Cannabis legislation
Issue: FHLBank System
Issue: Regulation Best Interest
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
H.R. 1807, the Improving Disclosure for Investors Act.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 2923/S. 1384 Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
Issue: private equitys growing role in the insurance industry.
Issue: S&P proposal on the methodology that is used to rate insurance companies.
Issue: Russian sanctions legislation.
Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.SECURE 2.0 Technical Corrections: Legislative language that will amend SECURE 2.0 to make technical changes to a variety of provisions.
2.American Worker Savings & Wealth Creation Plan Act: Would create a federally run retirement plan, similar to the TSP, that would be available to all private sector workers whose employer signs up for the plan.
3.Collective Investment Trusts/Separate Accounts Parity for 403b Accounts: Would ensure parity for 403b accounts to invest in Collective Investment Trusts or Separate Accounts.
4.Expanding Access to Retirement Savings for Caregivers Act: The bill would allow individuals that took at least one year out of the workforce without receiving an earned income, for the purposes of caring for a family member, to make catch-up contributions in years prior to age 50 to their 401(k) plans, individual retirement accounts (IRAs), and other eligible retirement accounts.
5.General Accounts Product Corrections Act: Would clarify fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts.
6.H.R. 4237, Ensuring Sound Guidance Act: Would require investment advisers and ERISA retirement plan sponsors to prioritize financial returns over non-pecuniary factors when making investment decisions on behalf of their clients.
7.H.R. 3942, Lifetime Income for Employees (LIFE) Act of 2022: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures.
8.The Automatic Retirement Plan Act: Would mandate employers with 10 or more employees to implement a retirement plan in the workplace.
Income Security
The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0.
S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
H.R. 133, Both provisions are in the larger bill.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
H.R. 5376- Build Back Better Act
this bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment.
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act)
S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021
Build Back Better Act (H.R. 5376)
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
H.R.4289 - 117th Congress (2021-2022) WISH Act
Long-Term Care Affordability Act
S. 2415 - 117th Congress (2021-2022)
H.R. 7107 - 117th Congress (2021-2022)
Inflation Reduction Act of 2022
H.R. 5376 - 117th Congress (2021-2022)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
U.S.-Chile Income Tax Treaty
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2023
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 21, 2023.
Original Filing: 301468625.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy
H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy
H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 20/S.567 - Richard L. Trumka Protecting the Right to Organize Act of 2023. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R.1059 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
Issue: Cannabis legislation
Issue: FHLBank System
Issue: Regulation Best Interest
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R _/S._ Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
Issue: private equitys growing role in the insurance industry.
Issue: S&P proposal on the methodology that is used to rate insurance companies.
Issue: Russian sanctions legislation.
Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Retirement Security, Q4 2022
1.SECURE 2.0 Technical Corrections: Legislative language that will amend SECURE 2.0 to make technical changes to a variety of provision.
2.American Worker Savings & Wealth Creation Plan Act: Would create a federally run retirement plan, similar to the TSP, that would be available to all private sector workers whose employer signs up for the plan.
3.Collective Investment Trusts/Separate Accounts Parity for 403b Accounts: Would ensure parity for 403b accounts to invest in Collective Investment Trusts or Separate Accounts.
4.Expanding Access to Retirement Savings for Caregivers Act: The bill would allow individuals that took at least one year out of the workforce without receiving an earned income, for the purposes of caring for a family member, to make catch-up contributions in years prior to age 50 to their 401(k) plans, individual retirement accounts (IRAs), and other eligible retirement accounts.
5.General Accounts Product Corrections Act: Would clarify fiduciary responsibilities for life insurance companies as it relates to investments in their general accounts.
Income Security
The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0.
S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
H.R. 133, Both provisions are in the larger bill.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
H.R. 5376- Build Back Better Act
this bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment.
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion
Agencies Lobbied
U.S. Senate
Lobbying Issues
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act)
o S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021
Build Back Better Act (H.R. 5376)
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
oH.R.4289 - 117th Congress (2021-2022) WISH Act
Long-Term Care Affordability Act
oS. 2415 - 117th Congress (2021-2022)
oH.R. 7107 - 117th Congress (2021-2022)
Inflation Reduction Act of 2022
oH.R. 5376 - 117th Congress (2021-2022)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
U.S.-Chile Income Tax Treaty
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2022
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 20, 2023.
Original Filing: 301442271.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 8152 - American Data Privacy and Protection Act. To provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement. Issue: Data Privacy
S. 4000 - Intragovernmental Cybersecurity Information Sharing Act. This bill would require the establishment of cybersecurity information sharing agreements between the Department of Homeland Security and Congress. Issue: Data Privacy
H.R. 1816 - Information Transparency and Personal Data Control Act. The legislation, which would preempt state law, would require companies to obtain opt-in consent from users to collect, transmit, sell, share or otherwise disclose their sensitive personal information, which is defined to include financial data, biometric information, geolocation data, citizenship and immigration status, and information from children under 13. Issue: Data Privacy
H.R. 4659 and S. 113 - the Browser Act. The measure would require opt-in consent for the collection of sensitive information and opt-out consent for non-sensitive information. Issue: Data Privacy
H.R. 2039 and S. 1209 - Protecting Investors Personally Identifiable Information Act. The bill would require the Securities and Exchange Commission (SEC) to obtain investors sensitive information from their stockbroker if needed instead of automatically storing every investors sensitive personal data in the agencys new Consolidated Audit Trail (CAT) database. Issue: Data Privacy
S. 919 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy
S. 1494 - Consumer Data Privacy and Security Act. The bill would establish a preemptive federal privacy standard. The legislation would provide users with the rights to access, correction, deletion, and it would also require businesses that collect and process a significant amount of personal data to take extra precautionary steps to protect such data. Issue: Data Privacy
H.R. 3520 - Ensuring National Constitutional Rights for Your Private Telecommunications Act. The bill would establish a national standard for encryption. The bill preempts state and local encryption laws in an aim to allow for interstate collaboration on policy and technical issues. Issue: Data Privacy
S. 2134 - Data Protection Act of 2021. The measure would create the Data Protection Agency (DPA), an independent federal agency tasked with protecting Americans privacy. Issue: Data Privacy
S. 3195 - Consumer Online Privacy Rights Act. This bill places requirements on entities that process or transfer a consumer's data. Issue: Data Privacy.
H.R. 3280 - Ending Forced Arbitration for Victims of Data Breaches Act. The measure would prohibit an entity from requiring, as part of a customer agreement or other similar agreement, that an individual agree to submit to arbitration a dispute related to a security breach. Issue: Data Privacy
H.R. 5807 and S. 3065 - DATA Privacy Act. A bill to establish national data privacy standards in the United States. Issue: Data Privacy
H.R. 6027 - Online Privacy Act. The bill, which would provide users with the rights to access, correction, and deletion and establish the Digital Privacy Agency (DPA). Issue: Data Privacy
H.R. 5440 and S. 2875 - Cyber Incident Reporting for Critical Infrastructure Act. To amend the Homeland Security Act of 2002 to establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency of the Department of Homeland Security. Issue: Data Privacy
S. 2499 - Setting an American Framework to Ensure Data Access, Transparency and Accountability (SAFE DATA) Act. This bill establishes various requirements relating to the collection of consumer data, data transparency and security, and corporate accountability, including limiting the amount of data a covered entity may collect. Issue: Data Privacy
H.R. 6580/S.3572 - Algorithmic Accountability Act of 2022. To direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes, and for other purposes. Issue: Data Privacy.
S. 1667 - Social Media Privacy Protection and Consumer Rights Act. This bill requires online platform operators to inform a user, prior to a user creating an account or otherwise using the platform, that the user's personal data produced during online behavior will be collected and used by the operator and third parties. The operator must provide a user the option to specify privacy preferences, and an operator may deny certain services or complete access to a user if the user's privacy elections create inoperability in the platform. Issue: Data Privacy.
H.R. 9588 - Consumer Information Notification Requirement Act. This bill would codify breach notification requirements for financial institutions in the Gramm Leach Bliley Act and establish preemption of state law for data security and breach notification requirements. Issue: Data Privacy
H.R. __ - To amend the Gramm-Leach-Bliley Act to {modernize the protection of the nonpublic personal information of consumers}. Issue: Data Privacy
H.R. __ - Control Our Data Act. The bill would preempt state privacy laws and be enforceable by the Federal Trade Commission (FTC) and state attorneys general. Issue: Data Privacy
H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 4866/S. 524 - Federal Insurance Office Abolishment Act of 2021. Issue: FIO reform.
H.R. 1996/S. 910 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 4521 - America COMPETES Act of 2022. This bill addresses U.S. technology and communications, foreign relations and national security, domestic manufacturing, education, trade, and other matters. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status.
H.R. 1277/S. 374 - Improving Corporate Governance Through Diversity Act. To amend the Securities Exchange Act of 1934 to require the submission by issuers of data relating to diversity, and for other purposes. Issue: diversity and inclusion.
H.R. 2543 - Federal Reserve Racial and Economic Equity Act. This bill address access to financial services, diversity in various financial institutions and establishments, and other related issues. Issue: diversity and inclusion
H.R.4865/S.3198 - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities.
H.R.3962/S.1625 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R. 4350 - National Defense Authorization Act for Fiscal Year 2022. This bill authorizes FY2022 appropriations for military activities and programs of the Department of Defense (e.g., personnel; research, development, test, and evaluation; and procurement of items such as aircraft, missiles, and ammunition). It also prescribes military personnel strengths for FY2022. Issue: remote online notarization and cannabis banking.
H.R. 4616/S. 3779 - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR.
H.R. 2471 - Consolidated Appropriations Act, 2022. This bill provides appropriations to federal agencies for the remainder of FY2022, provides supplemental appropriations for activities to support Ukraine, and modifies or establishes various programs that address a wide range of policy areas. Issue: LIBOR.
H.R. 1187 - the ESG Disclosure Simplification Act. This legislationrequires the disclosure of key environmental, social, and governance metrics to shareholders of public companies. Issue: ESG.
S. 3715 - Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures.
S.Con.Res.14 - Concurrent Resolution on the Budget, FY2022. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: unemployment insurance.
S. 4591 Cannabis Administration and Opportunity Act. This legislation aims to end the decades of harm inflicted on communities of color by removing cannabis from the federal list of controlled substances and empowering states to implement their own cannabis laws.
H.R. 3294/S. 1945 - IGNITE HBCU Excellence Act. This bill establishes a grant program to support long-term improvements of historically Black colleges and universities (HBCUs) and graduate programs at HBCUs. Issue: diversity and inclusion.
H.R. 2617 Consolidated Appropriations Act, 2023. This legislation makes consolidated appropriations for the fiscal year ending September 30, 2023, and for providing emergency assistance for the situation in Ukraine, and for other purposes. Issue: registration for index linked annuities; cannabis banking.
Issue: Cannabis legislation
Issue: FHLBank System
Issue: Regulation Best Interest
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1255/S. 377 - Living Donor Protection Act of 2021. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S. 862/H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering.
H.R. 3099 - Primary Regulators of Insurance Vote Act of 2021. To amend the Financial Stability Act of 2010 to include the State insurance commissioner as a voting member of the Financial Stability Oversight Council. Issue: FSOC.
H.R. 2617 Consolidated Appropriations Act, 2023. This legislation makes consolidated appropriations for the fiscal year ending September 30, 2023, and for providing emergency assistance for the situation in Ukraine, and for other purposes. Issue: registration for index linked annuities; cannabis banking.
Issue: private equitys growing role in the insurance industry.
Issue: S&P proposal on the methodology that is used to rate insurance companies.
Issue: Russian sanctions legislation.
Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.S. 1870/H.R. 7146, the Enhancing Emergency and Retirement Savings Act of 2021: The legislation would provide a penalty-free emergency distribution option from employer-sponsored retirement accounts and IRAs.
2.Portable Retirement and Investment Account Act (PRIA): Creates retirement accounts at birth to help establish lifelong savings/retirement accounts.
3.H.R. 2954, Securing a Strong Retirement Act (SECURE 2.0) / Retirement Security and Savings Act: Comprehensive retirement savings legislation.
4.S. 1272, The SIMPLE Plan Modernization Act: The bill would raise the contribution limit for SIMPLE plans from $13,500 to $16,500 with a corresponding increase in the catch-up limit from $3,000 to $4,750.
5.S. 1770, The Retirement Security & Savings Act: Comprehensive retirement savings legislation.
6.S. 1703, The Improving Access to Retirement Savings Act of 2021: The bill would expand Open Multiple Employer Plans to include 403(b) accounts, create a safe harbor for correcting employee deferrals and make clarifications for small businesses who wish to utilize a credit to offer a retirement plan to their employees.
7.S. 1443, The Retirement Parity for Student Loans Act: Allows employers to make matching contributions to a 401(k)-retirement plan while their employees make student loan repayments.
8. S. 975 / H.R. 2005, the Womens Retirement Security Act of 2021: Addresses the retirement gap and bolsters womens financial security through amending ERISA and increasing financial literacy.
9.S. 2452, the Encouraging Americans to Save Act: Reforms the savers credit, makes the credit refundable, establishes an R-bond program, and amends the deadline to fund an IRA with a tax refund, among other provisions.
10.H.R. 5891, The Retirement Improvement and Saving Enhancement (RISE) Act: Contains several retirement security provisions, also included within H.R. 2459 (SSRA). Also requires DOL, the Department of the Treasury, and the Pension Benefit Guaranty Corporation (PBGC) to review reporting and disclosure requirements for pension plans and make recommendations to Congress to consolidate, simplify, standardize, and improve such requirements.
11. Audit Consolidation Act and the Simplifying Retirement Act: Allows group plans to file a single Form 5500 for the entire retirement plan, ensures small employers are not burdened with administrative complexities. Allows pooled employer providers who manage PEPs to utilize Discretionary or Directed Trustees to manage assets and collect contributions would help to contain costs and make plan easier to manage for the small employers who choose to participate.
12.H.R. 6746, Lifetime Income for Employees (LIFE) Act of 2022: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures.
13.The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0.
14.The Rise and Shine Act: Senate HELP provisions covered by ERISA to be included with a Senate retirement package (SECURE 2.0).
15. S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
16. S.4103, Helping Parents Save for College Act of 2022: Would make two important changes to the way 529 college savings accounts are designed to increase utilization.
17. S.4087, INFORM Act: would require plan sponsors to provide participants and beneficiaries with the critical information that would allow them to make an informed decision when presented with such a lump-sum offer. The INFORM Act also would require a notice to affected participants and beneficiaries 90 days before the period in which they must make a decision. The INFORM Act would further require disclosure to the Department of Labor, so information can be collected on these practices.
18. S.3993, the Savings Access for Escaping and Rebuilding Act (SAFER) Act: A bill to amend the Internal Revenue Code of 1986 to allow penalty-free withdrawals from retirement plans for domestic abuse victims.
19. S.1273, the Military Spouses Retirement Security Act: Would allow military spouses to vest earlier and provide incentives for employers.
20.American Worker Savings and Wealth Creation Plan Act: Would create a TSP type government-run retirement program.
21.Division T of the Consolidated Appropriations Act, 2023: Combines numerous retirement security bills, including the EARN act, Rise and Shine and SSRA into a comprehensive package. Would expand retirement savings for Americans.
Income Security
The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0.
S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
H.R. 133, Both provisions are in the larger bill.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
H.R. 5376- Build Back Better Act
this bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment.
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act)
o S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021
Build Back Better Act (H.R. 5376)
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
oH.R.4289 - 117th Congress (2021-2022) WISH Act
Long-Term Care Affordability Act
oS. 2415 - 117th Congress (2021-2022)
oH.R. 7107 - 117th Congress (2021-2022)
Inflation Reduction Act of 2022
oH.R. 5376 - 117th Congress (2021-2022)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
U.S.-Chile Income Tax Treaty
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2022
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 20, 2022.
Original Filing: 301414102.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 8152 - American Data Privacy and Protection Act. To provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement. Issue: Data Privacy
S. 4000 - Intragovernmental Cybersecurity Information Sharing Act. This bill would require the establishment of cybersecurity information sharing agreements between the Department of Homeland Security and Congress. Issue: Data Privacy
H.R. 1816 - Information Transparency and Personal Data Control Act. The legislation, which would preempt state law, would require companies to obtain opt-in consent from users to collect, transmit, sell, share or otherwise disclose their sensitive personal information, which is defined to include financial data, biometric information, geolocation data, citizenship and immigration status, and information from children under 13. Issue: Data Privacy
H.R. 4659 and S. 113 - the Browser Act. The measure would require opt-in consent for the collection of sensitive information and opt-out consent for non-sensitive information. Issue: Data Privacy
H.R. 2039 and S. 1209 - Protecting Investors Personally Identifiable Information Act. The bill would require the Securities and Exchange Commission (SEC) to obtain investors sensitive information from their stockbroker if needed instead of automatically storing every investors sensitive personal data in the agencys new Consolidated Audit Trail (CAT) database. Issue: Data Privacy
S. 919 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy
S. 1494 - Consumer Data Privacy and Security Act. The bill would establish a preemptive federal privacy standard. The legislation would provide users with the rights to access, correction, deletion, and it would also require businesses that collect and process a significant amount of personal data to take extra precautionary steps to protect such data. Issue: Data Privacy
H.R. 3520 - Ensuring National Constitutional Rights for Your Private Telecommunications Act. The bill would establish a national standard for encryption. The bill preempts state and local encryption laws in an aim to allow for interstate collaboration on policy and technical issues. Issue: Data Privacy
S. 2134 - Data Protection Act of 2021. The measure would create the Data Protection Agency (DPA), an independent federal agency tasked with protecting Americans privacy. Issue: Data Privacy
S. 3195 - Consumer Online Privacy Rights Act. This bill places requirements on entities that process or transfer a consumer's data. Issue: Data Privacy.
H.R. 3280 - Ending Forced Arbitration for Victims of Data Breaches Act. The measure would prohibit an entity from requiring, as part of a customer agreement or other similar agreement, that an individual agree to submit to arbitration a dispute related to a security breach. Issue: Data Privacy
H.R. 5807 and S. 3065 - DATA Privacy Act. A bill to establish national data privacy standards in the United States. Issue: Data Privacy
H.R. 6027 - Online Privacy Act. The bill, which would provide users with the rights to access, correction, and deletion and establish the Digital Privacy Agency (DPA). Issue: Data Privacy
H.R. 5440 and S. 2875 - Cyber Incident Reporting for Critical Infrastructure Act. To amend the Homeland Security Act of 2002 to establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency of the Department of Homeland Security. Issue: Data Privacy
S. 2499 - Setting an American Framework to Ensure Data Access, Transparency and Accountability (SAFE DATA) Act. This bill establishes various requirements relating to the collection of consumer data, data transparency and security, and corporate accountability, including limiting the amount of data a covered entity may collect. Issue: Data Privacy
H.R. 6580/S.3572 - Algorithmic Accountability Act of 2022. To direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes, and for other purposes. Issue: Data Privacy.
S. 1667 - Social Media Privacy Protection and Consumer Rights Act. This bill requires online platform operators to inform a user, prior to a user creating an account or otherwise using the platform, that the user's personal data produced during online behavior will be collected and used by the operator and third parties. The operator must provide a user the option to specify privacy preferences, and an operator may deny certain services or complete access to a user if the user's privacy elections create inoperability in the platform. Issue: Data Privacy.
H.R. __ - To amend the Gramm-Leach-Bliley Act to {modernize the protection of the nonpublic personal information of consumers}. Issue: Data Privacy
H.R. __ - Control Our Data Act. The bill would preempt state privacy laws and be enforceable by the Federal Trade Commission (FTC) and state attorneys general. Issue: Data Privacy
H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 4866/S. 524 - Federal Insurance Office Abolishment Act of 2021. Issue: FIO reform.
H.R. 1996/S. 910 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 4521 - America COMPETES Act of 2022. This bill addresses U.S. technology and communications, foreign relations and national security, domestic manufacturing, education, trade, and other matters. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status.
H.R. 1277/S. 374 - Improving Corporate Governance Through Diversity Act. To amend the Securities Exchange Act of 1934 to require the submission by issuers of data relating to diversity, and for other purposes. Issue: diversity and inclusion.
H.R. 2543 - Federal Reserve Racial and Economic Equity Act. This bill address access to financial services, diversity in various financial institutions and establishments, and other related issues. Issue: diversity and inclusion
H.R.4865/S.3198 - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities.
H.R.3962/S.1625 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R. 4350 - National Defense Authorization Act for Fiscal Year 2022. This bill authorizes FY2022 appropriations for military activities and programs of the Department of Defense (e.g., personnel; research, development, test, and evaluation; and procurement of items such as aircraft, missiles, and ammunition). It also prescribes military personnel strengths for FY2022. Issue: remote online notarization and cannabis banking.
H.R. 4616/S. 3779 - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR.
H.R. 2471 - Consolidated Appropriations Act, 2022. This bill provides appropriations to federal agencies for the remainder of FY2022, provides supplemental appropriations for activities to support Ukraine, and modifies or establishes various programs that address a wide range of policy areas. Issue: LIBOR.
H.R. 1187 - the ESG Disclosure Simplification Act. This legislationrequires the disclosure of key environmental, social, and governance metrics to shareholders of public companies. Issue: ESG.
S. 3715 - Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures.
S.Con.Res.14 - Concurrent Resolution on the Budget, FY2022. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: unemployment insurance.
S. 4591 Cannabis Administration and Opportunity Act. This legislation aims to end the decades of harm inflicted on communities of color by removing cannabis from the federal list of controlled substances and empowering states to implement their own cannabis laws.
Issue: Cannabis legislation
Issue: FHLBank System
Issue: Regulation Best Interest
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1255/S. 377 - Living Donor Protection Act of 2021. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S. 862/H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering.
H.R. 3099 - Primary Regulators of Insurance Vote Act of 2021. To amend the Financial Stability Act of 2010 to include the State insurance commissioner as a voting member of the Financial Stability Oversight Council. Issue: FSOC.
Issue: private equitys growing role in the insurance industry.
Issue: S&P proposal on the methodology that is used to rate insurance companies.
Issue: Russian sanctions legislation.
Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.S. 1870/H.R. 7146, the Enhancing Emergency and Retirement Savings Act of 2021: The legislation would provide a penalty-free emergency distribution option from employer-sponsored retirement accounts and IRAs.
2.Portable Retirement and Investment Account Act (PRIA): Creates retirement accounts at birth to help establish lifelong savings/retirement accounts.
3.H.R. 2954, Securing a Strong Retirement Act (SECURE 2.0) / Retirement Security and Savings Act: Comprehensive retirement savings legislation.
4.S. 1272, The SIMPLE Plan Modernization Act: The bill would raise the contribution limit for SIMPLE plans from $13,500 to $16,500 with a corresponding increase in the catch-up limit from $3,000 to $4,750.
5.S. 1770, The Retirement Security & Savings Act: Comprehensive retirement savings legislation.
6.S. 1703, The Improving Access to Retirement Savings Act of 2021: The bill would expand Open Multiple Employer Plans to include 403(b) accounts, create a safe harbor for correcting employee deferrals and make clarifications for small businesses who wish to utilize a credit to offer a retirement plan to their employees.
7.S. 1443, The Retirement Parity for Student Loans Act: Allows employers to make matching contributions to a 401(k)-retirement plan while their employees make student loan repayments.
8. S. 975 / H.R. 2005, the Womens Retirement Security Act of 2021: Addresses the retirement gap and bolsters womens financial security through amending ERISA and increasing financial literacy.
9.S. 2452, the Encouraging Americans to Save Act: Reforms the savers credit, makes the credit refundable, establishes an R-bond program, and amends the deadline to fund an IRA with a tax refund, among other provisions.
10. H.R. 5891, The Retirement Improvement and Saving Enhancement (RISE) Act: Contains several retirement security provisions, also included within H.R. 2459 (SSRA). Also requires DOL, the Department of the Treasury, and the Pension Benefit Guaranty Corporation (PBGC) to review reporting and disclosure requirements for pension plans and make recommendations to Congress to consolidate, simplify, standardize, and improve such requirements.
11. Audit Consolidation Act and the Simplifying Retirement Act: Allows group plans to file a single Form 5500 for the entire retirement plan, ensures small employers are not burdened with administrative complexities. Allows pooled employer providers who manage PEPs to utilize Discretionary or Directed Trustees to manage assets and collect contributions would help to contain costs and make plan easier to manage for the small employers who choose to participate.
12.H.R. 6746, Lifetime Income for Employees (LIFE) Act of 2022: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures.
13.The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0.
14.The Rise and Shine Act: SENATE HELP provisions covered by ERISA to be included with a Senate retirement package (SECURE 2.0).
15. S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
16. S.4103, Helping Parents Save for College Act of 2022: Would make two important changes to the way 529 college savings accounts are designed to increase utilization.
17. S.4087, INFORM Act: would require plan sponsors to provide participants and beneficiaries with the critical information that would allow them to make an informed decision when presented with such a lump-sum offer. The INFORM Act also would require a notice to affected participants and beneficiaries 90 days before the period in which they must make a decision. The INFORM Act would further require disclosure to the Department of Labor, so information can be collected on these practices.
18. S.3993, the Savings Access for Escaping and Rebuilding Act (SAFER) Act: A bill to amend the Internal Revenue Code of 1986 to allow penalty-free withdrawals from retirement plans for domestic abuse victims.
19. S.1273, the Military Spouses Retirement Security Act: Would allow military spouses to vest earlier and provide incentives for employers.
20.American Worker Savings and Wealth Creation Plan Act: Would create a TSP type government-run retirement program.
Income Security
The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0.
S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
H.R. 133, Both provisions are in the larger bill.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
H.R. 5376- Build Back Better Act
this bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment.
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act)
S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021
Build Back Better Act (H.R. 5376)
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
H.R.4289 - 117th Congress (2021-2022) WISH Act
Long-Term Care Affordability Act
S. 2415 - 117th Congress (2021-2022)
H.R. 7107 - 117th Congress (2021-2022)
Inflation Reduction Act of 2022
H.R. 5376 - 117th Congress (2021-2022)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
United States Innovation and Competition Act (USICA) of 2021 (S. 1260 and H.R. 4521)
Trade Promotion Authority (no bill introduced)
India FDI Cap issue (no bill introduced)
Mexican Pension Plan issue (no bill introduced)
U.S.-Chile Income Tax Treaty
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2022
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 20, 2022.
Original Filing: 301394091.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 8152 - American Data Privacy and Protection Act. To provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement. Issue: Data Privacy
S. 4000 - Intragovernmental Cybersecurity Information Sharing Act. This bill would require the establishment of cybersecurity information sharing agreements between the Department of Homeland Security and Congress. Issue: Data Privacy
H.R. 1816 - Information Transparency and Personal Data Control Act. The legislation, which would preempt state law, would require companies to obtain opt-in consent from users to collect, transmit, sell, share or otherwise disclose their sensitive personal information, which is defined to include financial data, biometric information, geolocation data, citizenship and immigration status, and information from children under 13. Issue: Data Privacy
H.R. 4659 and S. 113 - the Browser Act. The measure would require opt-in consent for the collection of sensitive information and opt-out consent for non-sensitive information. Issue: Data Privacy
H.R. 2039 and S. 1209 - Protecting Investors Personally Identifiable Information Act. The bill would require the Securities and Exchange Commission (SEC) to obtain investors sensitive information from their stockbroker if needed instead of automatically storing every investors sensitive personal data in the agencys new Consolidated Audit Trail (CAT) database. Issue: Data Privacy
S. 919 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy
S. 1494 - Consumer Data Privacy and Security Act. The bill would establish a preemptive federal privacy standard. The legislation would provide users with the rights to access, correction, deletion, and it would also require businesses that collect and process a significant amount of personal data to take extra precautionary steps to protect such data. Issue: Data Privacy
H.R. 3520 - Ensuring National Constitutional Rights for Your Private Telecommunications Act. The bill would establish a national standard for encryption. The bill preempts state and local encryption laws in an aim to allow for interstate collaboration on policy and technical issues. Issue: Data Privacy
S. 2134 - Data Protection Act of 2021. The measure would create the Data Protection Agency (DPA), an independent federal agency tasked with protecting Americans privacy. Issue: Data Privacy
S. 3195 - Consumer Online Privacy Rights Act. This bill places requirements on entities that process or transfer a consumer's data. Issue: Data Privacy.
H.R. 3280 - Ending Forced Arbitration for Victims of Data Breaches Act. The measure would prohibit an entity from requiring, as part of a customer agreement or other similar agreement, that an individual agree to submit to arbitration a dispute related to a security breach. Issue: Data Privacy
H.R. 5807 and S. 3065 - DATA Privacy Act. A bill to establish national data privacy standards in the United States. Issue: Data Privacy
H.R. 6027 - Online Privacy Act. The bill, which would provide users with the rights to access, correction, and deletion and establish the Digital Privacy Agency (DPA). Issue: Data Privacy
H.R. 5440 and S. 2875 - Cyber Incident Reporting for Critical Infrastructure Act. To amend the Homeland Security Act of 2002 to establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency of the Department of Homeland Security. Issue: Data Privacy
S. 2499 - Setting an American Framework to Ensure Data Access, Transparency and Accountability (SAFE DATA) Act. This bill establishes various requirements relating to the collection of consumer data, data transparency and security, and corporate accountability, including limiting the amount of data a covered entity may collect. Issue: Data Privacy
H.R. 6580/S.3572 - Algorithmic Accountability Act of 2022. To direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes, and for other purposes. Issue: Data Privacy.
S. 1667 - Social Media Privacy Protection and Consumer Rights Act. This bill requires online platform operators to inform a user, prior to a user creating an account or otherwise using the platform, that the user's personal data produced during online behavior will be collected and used by the operator and third parties. The operator must provide a user the option to specify privacy preferences, and an operator may deny certain services or complete access to a user if the user's privacy elections create inoperability in the platform. Issue: Data Privacy.
H.R. __ - To amend the Gramm-Leach-Bliley Act to {modernize the protection of the nonpublic personal information of consumers}. Issue: Data Privacy
H.R. __ - Control Our Data Act. The bill would preempt state privacy laws and be enforceable by the Federal Trade Commission (FTC) and state attorneys general. Issue: Data Privacy
H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 4866/S. 524 - Federal Insurance Office Abolishment Act of 2021. Issue: FIO reform.
H.R. 1996/S. 910 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 4521 - America COMPETES Act of 2022. This bill addresses U.S. technology and communications, foreign relations and national security, domestic manufacturing, education, trade, and other matters. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status.
H.R. 1277/S. 374 - Improving Corporate Governance Through Diversity Act. To amend the Securities Exchange Act of 1934 to require the submission by issuers of data relating to diversity, and for other purposes. Issue: diversity and inclusion.
H.R. 2543 - Federal Reserve Racial and Economic Equity Act. This bill address access to financial services, diversity in various financial institutions and establishments, and other related issues. Issue: diversity and inclusion
H.R.4865/S.3198 - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities.
H.R.3962/S.1625 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R. 4350 - National Defense Authorization Act for Fiscal Year 2022. This bill authorizes FY2022 appropriations for military activities and programs of the Department of Defense (e.g., personnel; research, development, test, and evaluation; and procurement of items such as aircraft, missiles, and ammunition). It also prescribes military personnel strengths for FY2022. Issue: remote online notarization and cannabis banking.
H.R. 4616/S. 3779 - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR.
H.R. 2471 - Consolidated Appropriations Act, 2022. This bill provides appropriations to federal agencies for the remainder of FY2022, provides supplemental appropriations for activities to support Ukraine, and modifies or establishes various programs that address a wide range of policy areas. Issue: LIBOR.
H.R. 1187 - the ESG Disclosure Simplification Act. This legislationrequires the disclosure of key environmental, social, and governance metrics to shareholders of public companies. Issue: ESG.
S. 3715 - Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures.
S.Con.Res.14 - Concurrent Resolution on the Budget, FY2022. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: unemployment insurance.
S.__ Cannabis Administration and Opportunity Act. This legislation aims to end the decades of harm inflicted on communities of color by removing cannabis from the federal list of controlled substances and empowering states to implement their own cannabis laws.
Issue: Regulation Best Interest
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1255/S. 377 - Living Donor Protection Act of 2021. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S. 862/H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering.
H.R. 3099 - Primary Regulators of Insurance Vote Act of 2021. To amend the Financial Stability Act of 2010 to include the State insurance commissioner as a voting member of the Financial Stability Oversight Council. Issue: FSOC.
Issue: private equitys growing role in the insurance industry.
Issue: S&P proposal on the methodology that is used to rate insurance companies.
Issue: Russian sanctions legislation.
Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.S. 1870/H.R. 7146, the Enhancing Emergency and Retirement Savings Act of 2021: The legislation would provide a penalty-free emergency distribution option from employer-sponsored retirement accounts and IRAs.
2.Portable Retirement and Investment Account Act (PRIA): Creates retirement accounts at birth to help establish lifelong savings/retirement accounts.
3.H.R. 2954, Securing a Strong Retirement Act (SECURE 2.0) / Retirement Security and Savings Act: Comprehensive retirement savings legislation.
4.S. 1272, The SIMPLE Plan Modernization Act: The bill would raise the contribution limit for SIMPLE plans from $13,500 to $16,500 with a corresponding increase in the catch-up limit from $3,000 to $4,750.
5.S. 1770, The Retirement Security & Savings Act: Comprehensive retirement savings legislation.
6.S. 1703, The Improving Access to Retirement Savings Act of 2021: The bill would expand Open Multiple Employer Plans to include 403(b) accounts, create a safe harbor for correcting employee deferrals and make clarifications for small businesses who wish to utilize a credit to offer a retirement plan to their employees.
7.S. 1443, The Retirement Parity for Student Loans Act: Allows employers to make matching contributions to a 401(k) retirement plan while their employees make student loan repayments.
8. S. 975 / H.R. 2005, the Womens Retirement Security Act of 2021: Addresses the retirement gap and bolsters womens financial security through amending ERISA and increasing financial literacy.
9.S. 2452, the Encouraging Americans to Save Act: Reforms the savers credit, makes the credit refundable, establishes an R-bond program, and amends the deadline to fund an IRA with a tax refund, among other provisions.
10. H.R. 5891, The Retirement Improvement and Saving Enhancement (RISE) Act: Contains several retirement security provisions, also included within H.R. 2459 (SSRA). Also requires DOL, the Department of the Treasury, and the Pension Benefit Guaranty Corporation (PBGC) to review reporting and disclosure requirements for pension plans and make recommendations to Congress to consolidate, simplify, standardize, and improve such requirements.
11. Audit Consolidation Act and the Simplifying Retirement Act: Allows group plans to file a single Form 5500 for the entire retirement plan, ensures small employers are not burdened with administrative complexities. Allows pooled employer providers who manage PEPs to utilize Discretionary or Directed Trustees to manage assets and collect contributions would help to contain costs and make plan easier to manage for the small employers who choose to participate.
12.H.R. 6746, Lifetime Income for Employees (LIFE) Act of 2022: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures.
13.The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0.
14.The Rise and Shine Act: SENATE HELP provisions covered by ERISA to be included with a Senate retirement package (SECURE 2.0).
15. S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
16. S.4103, Helping Parents Save for College Act of 2022: Would make two important changes to the way 529 college savings accounts are designed to increase utilization.
17. S.4087, INFORM Act: would require plan sponsors to provide participants and beneficiaries with the critical information that would allow them to make an informed decision when presented with such a lump-sum offer. The INFORM Act also would require a notice to affected participants and beneficiaries 90 days before the period in which they must make a decision. The INFORM Act would further require disclosure to the Department of Labor, so information can be collected on these practices.
18. S.3993, the Savings Access for Escaping and Rebuilding Act (SAFER) Act: A bill to amend the Internal Revenue Code of 1986 to allow penalty-free withdrawals from retirement plans for domestic abuse victims.
19. S.1273, the Military Spouses Retirement Security Act: Would allow military spouses to vest earlier and provide incentives for employers.
Income Security
The Enhancing American Retirement Now (EARN) Act: Builds upon S. 1770 with additional retirement provisions. Considered the Senate version of SECURE 2.0.
S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.
H.R. 133, Both provisions are in the larger bill.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
H.R. 5376- Build Back Better Act
this bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment.
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act)
S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021
Infrastructure package (Bipartisan Infrastructure Package)
Build Back Better Act (H.R. 5376)
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
H.R.4289 - 117th Congress (2021-2022) WISH Act
Long-Term Care Affordability Act
S. 2415 - 117th Congress (2021-2022)
H.R. 7107 - 117th Congress (2021-2022)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
United States Innovation and Competition Act (USICA) of 2021 (S. 1260 and H.R. 4521)
Trade Promotion Authority (no bill introduced)
India FDI Cap issue (no bill introduced)
Mexican Pension Plan issue (no bill introduced)
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2022
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 20, 2022.
Original Filing: 301369738.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 1816 - Information Transparency and Personal Data Control Act. The legislation, which would preempt state law, would require companies to obtain opt-in consent from users to collect, transmit, sell, share or otherwise disclose their sensitive personal information, which is defined to include financial data, biometric information, geolocation data, citizenship and immigration status, and information from children under 13. Issue: Data Privacy
H.R. 4659 and S. 113 - the Browser Act. The measure would require opt-in consent for the collection of sensitive information and opt-out consent for non-sensitive information. Issue: Data Privacy
H.R. 2039 and S. 1209 - Protecting Investors Personally Identifiable Information Act. The bill would require the Securities and Exchange Commission (SEC) to obtain investors sensitive information from their stockbroker if needed instead of automatically storing every investors sensitive personal data in the agencys new Consolidated Audit Trail (CAT) database. Issue: Data Privacy
S. 919 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy
S. 1494 - Consumer Data Privacy and Security Act. The bill would establish a preemptive federal privacy standard. The legislation would provide users with the rights to access, correction, deletion, and it would also require businesses that collect and process a significant amount of personal data to take extra precautionary steps to protect such data. Issue: Data Privacy
H.R. 3520 - Ensuring National Constitutional Rights for Your Private Telecommunications Act. The bill would establish a national standard for encryption. The bill preempts state and local encryption laws in an aim to allow for interstate collaboration on policy and technical issues. Issue: Data Privacy
S. 2134 - Data Protection Act of 2021. The measure would create the Data Protection Agency (DPA), an independent federal agency tasked with protecting Americans privacy. Issue: Data Privacy
S. 3195 - Consumer Online Privacy Rights Act. This bill places requirements on entities that process or transfer a consumer's data. Issue: Data Privacy.
H.R. 3280 - Ending Forced Arbitration for Victims of Data Breaches Act. The measure would prohibit an entity from requiring, as part of a customer agreement or other similar agreement, that an individual agree to submit to arbitration a dispute related to a security breach. Issue: Data Privacy
H.R. 5807 and S. 3065 - DATA Privacy Act. A bill to establish national data privacy standards in the United States. Issue: Data Privacy
H.R. 6027 - Online Privacy Act. The bill, which would provide users with the rights to access, correction, and deletion and establish the Digital Privacy Agency (DPA). Issue: Data Privacy
H.R. 5440 and S. 2875 - Cyber Incident Reporting for Critical Infrastructure Act. To amend the Homeland Security Act of 2002 to establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency of the Department of Homeland Security. Issue: Data Privacy
S. 2499 - Setting an American Framework to Ensure Data Access, Transparency and Accountability (SAFE DATA) Act. This bill establishes various requirements relating to the collection of consumer data, data transparency and security, and corporate accountability, including limiting the amount of data a covered entity may collect. Issue: Data Privacy
H.R. 6580/S.3572 - Algorithmic Accountability Act of 2022. To direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes, and for other purposes. Issue: Data Privacy.
S. 1667 - Social Media Privacy Protection and Consumer Rights Act. This bill requires online platform operators to inform a user, prior to a user creating an account or otherwise using the platform, that the user's personal data produced during online behavior will be collected and used by the operator and third parties. The operator must provide a user the option to specify privacy preferences, and an operator may deny certain services or complete access to a user if the user's privacy elections create inoperability in the platform. Issue: Data Privacy.
H.R. __ - Control Our Data Act. The bill would preempt state privacy laws and be enforceable by the Federal Trade Commission (FTC) and state attorneys general. Issue: Data Privacy
H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
S. 4003, the Intragovernmental Cybersecurity Information Sharing Act. This bill would require the establishment of cybersecurity information sharing agreements between the Department of Homeland Security and Congress.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 4866/S. 524 - Federal Insurance Office Abolishment Act of 2021. Issue: FIO reform.
H.R. 1996/S. 910 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 4521 - America COMPETES Act of 2022. This bill addresses U.S. technology and communications, foreign relations and national security, domestic manufacturing, education, trade, and other matters. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status.
H.R. 1277/S. 374 - Improving Corporate Governance Through Diversity Act. To amend the Securities Exchange Act of 1934 to require the submission by issuers of data relating to diversity, and for other purposes. Issue: diversity and inclusion.
H.R.4865/S.3198 - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities.
H.R.3962/S.1625 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R. 4350 - National Defense Authorization Act for Fiscal Year 2022. This bill authorizes FY2022 appropriations for military activities and programs of the Department of Defense (e.g., personnel; research, development, test, and evaluation; and procurement of items such as aircraft, missiles, and ammunition). It also prescribes military personnel strengths for FY2022. Issue: remote online notarization and cannabis banking.
H.R. 4616/S. 3779 - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR.
H.R. 2471 - Consolidated Appropriations Act, 2022. This bill provides appropriations to federal agencies for the remainder of FY2022, provides supplemental appropriations for activities to support Ukraine, and modifies or establishes various programs that address a wide range of policy areas. Issue: LIBOR.
H.R. 1187 - the ESG Disclosure Simplification Act. This legislationrequires the disclosure of key environmental, social, and governance metrics to shareholders of public companies. Issue: ESG.
S. 3715 - Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures.
S.Con.Res.14 - Concurrent Resolution on the Budget, FY2022. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: unemployment insurance.
S.__ Cannabis Administration and Opportunity Act. This legislation aims to end the decades of harm inflicted on communities of color by removing cannabis from the federal list of controlled substances and empowering states to implement their own cannabis laws.
Issue: Regulation Best Interest
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1255/S. 377 - Living Donor Protection Act of 2021. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S. 862/H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering.
H.R. 3099 - Primary Regulators of Insurance Vote Act of 2021. To amend the Financial Stability Act of 2010 to include the State insurance commissioner as a voting member of the Financial Stability Oversight Council. Issue: FSOC.
Issue: private equitys growing role in the insurance industry.
Issue: S&P proposal on the methodology that is used to rate insurance companies.
Issue: Russian sanctions legislation.
Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.S. 1870, the Enhancing Emergency and Retirement Savings Act of 2021: The legislation would provide a penalty-free emergency distribution option from employer-sponsored retirement accounts and IRAs.
2.Portable Retirement and Investment Account Act (PRIA): Creates retirement accounts at birth to help establish lifelong savings/retirement accounts.
3.H.R. 2954, Securing a Strong Retirement Act (SECURE 2.0) / Retirement Security and Savings Act: Comprehensive retirement savings legislation.
4.S. 1272, The SIMPLE Plan Modernization Act: The bill would raise the contribution limit for SIMPLE plans from $13,500 to $16,500 with a corresponding increase in the catch-up limit from $3,000 to $4,750.
5.S. 1770, The Retirement Security & Savings Act: Comprehensive retirement savings legislation.
6.S. 1703, The Improving Access to Retirement Savings Act of 2021: The bill would expand Open Multiple Employer Plans to include 403(b) accounts, create a safe harbor for correcting employee deferrals and make clarifications for small businesses who wish to utilize a credit to offer a retirement plan to their employees.
7.S. 1443, The Retirement Parity for Student Loans Act: Allows employers to make matching contributions to a 401(k) retirement plan while their employees make student loan repayments.
8. S. 975 / H.R. 2005, the Womens Retirement Security Act of 2021: Addresses the retirement gap and bolsters womens financial security through amending ERISA and increasing financial literacy.
9.S. 2452, the Encouraging Americans to Save Act: Reforms the savers credit, makes the credit refundable, establishes an R-bond program, and amends the deadline to fund an IRA with a tax refund, among other provisions.
10.H.R. 5891, The Retirement Improvement and Saving Enhancement (RISE) Act: Contains several retirement security provisions, also included within H.R. 2459 (SSRA). Also requires DOL, the Department of the Treasury, and the Pension Benefit Guaranty Corporation (PBGC) to review reporting and disclosure requirements for pension plans and make recommendations to Congress to consolidate, simplify, standardize, and improve such requirements.
11. Audit Consolidation Act and the Simplifying Retirement Act: Allows group plans to file a single Form 5500 for the entire retirement plan, ensures small employers are not burdened with administrative complexities. Allows pooled employer providers who manage PEPs to utilize Discretionary or Directed Trustees to manage assets and collect contributions would help to contain costs and make plan easier to manage for the small employers who choose to participate.
12.H.R. 6746, Lifetime Income for Employees (LIFE) Act of 2022: Amends the current rules for qualified default investment alternatives to facilitate the use of an annuity component will expand the availability of guaranteed returns and guaranteed lifetime income that help savers secure their retirement futures.
Income Security
H.R. 133, Both provisions are in the larger bill.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
H.R. 5376- Build Back Better Act
this bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment.
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act)
o S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021
Infrastructure package (Bipartisan Infrastructure Package)
Build Back Better Act (H.R. 5376)
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
oH.R.4289 - 117th Congress (2021-2022) WISH Act
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
United States Innovation and Competition Act (USICA) of 2021 (S. 1260)
Trade Promotion Authority (no bill introduced)
India FDI Cap issue (no bill introduced)
Mexican Pension Plan issue (no bill introduced)
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2021
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 19, 2022.
Original Filing: 301327008.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 1816 - Information Transparency and Personal Data Control Act. The legislation, which would preempt state law, would require companies to obtain opt-in consent from users to collect, transmit, sell, share or otherwise disclose their sensitive personal information, which is defined to include financial data, biometric information, geolocation data, citizenship and immigration status, and information from children under 13. Issue: Data Privacy
H.R. 4659 and S. 113 - the Browser Act. The measure would require opt-in consent for the collection of sensitive information and opt-out consent for non-sensitive information. Issue: Data Privacy
H.R. 2039 and S. 1209 - Protecting Investors Personally Identifiable Information Act. The bill would require the Securities and Exchange Commission (SEC) to obtain investors sensitive information from their stockbroker if needed instead of automatically storing every investors sensitive personal data in the agencys new Consolidated Audit Trail (CAT) database. Issue: Data Privacy
S. 919 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy
S. 1494 - Consumer Data Privacy and Security Act. The bill would establish a preemptive federal privacy standard. The legislation would provide users with the rights to access, correction, deletion, and it would also require businesses that collect and process a significant amount of personal data to take extra precautionary steps to protect such data. Issue: Data Privacy
H.R. 3520 - Ensuring National Constitutional Rights for Your Private Telecommunications Act. The bill would establish a national standard for encryption. The bill preempts state and local encryption laws in an aim to allow for interstate collaboration on policy and technical issues. Issue: Data Privacy
S. 2134 - Data Protection Act of 2021. The measure would create the Data Protection Agency (DPA), an independent federal agency tasked with protecting Americans privacy. Issue: Data Privacy
H.R. 3280 - Ending Forced Arbitration for Victims of Data Breaches Act. The measure would prohibit an entity from requiring, as part of a customer agreement or other similar agreement, that an individual agree to submit to arbitration a dispute related to a security breach. Issue: Data Privacy
H.R. 5807 and S. 3065 - DATA Privacy Act. A bill to establish national data privacy standards in the United States. Issue: Data Privacy
H.R. 6027 - Online Privacy Act. The bill, which would provide users with the rights to access, correction, and deletion and establish the Digital Privacy Agency (DPA). Issue: Data Privacy
H.R. 5440 and S. 2875 - Cyber Incident Reporting for Critical Infrastructure Act. To amend the Homeland Security Act of 2002 to establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency of the Department of Homeland Security. Issue: Data Privacy
H.R. __ - Control Our Data Act. The bill would preempt state privacy laws and be enforceable by the Federal Trade Commission (FTC) and state attorneys general. Issue: Data Privacy
H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 4866/S. 524 - Federal Insurance Office Abolishment Act of 2021. Issue: FIO reform.
H.R. 1996/S. 910 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status.
H.R. 1277/S. 374 - Improving Corporate Governance Through Diversity Act. To amend the Securities Exchange Act of 1934 to require the submission by issuers of data relating to diversity, and for other purposes. Issue: diversity and inclusion.
H.R.4865/S.3198 - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities.
H.R.3962/S.1625 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R. 4350 - National Defense Authorization Act for Fiscal Year 2022. This bill authorizes FY2022 appropriations for military activities and programs of the Department of Defense (e.g., personnel; research, development, test, and evaluation; and procurement of items such as aircraft, missiles, and ammunition). It also prescribes military personnel strengths for FY2022. Issue: remote online notarization and cannabis banking.
H.R. 4616 - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR
H.R. 1187 - the ESG Disclosure Simplification Act. This legislationrequires the disclosure of key environmental, social, and governance metrics to shareholders of public companies. Issue: ESG.
S.Con.Res.14 - Concurrent Resolution on the Budget, FY2022. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: unemployment insurance.
S.__ Cannabis Administration and Opportunity Act. This legislation aims to end the decades of harm inflicted on communities of color by removing cannabis from the federal list of controlled substances and empowering states to implement their own cannabis laws.
S.__ Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures.
Issue: Regulation Best Interest
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1255/S. 377 - Living Donor Protection Act of 2021. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S. 862/H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering.
H.R. 3099 - Primary Regulators of Insurance Vote Act of 2021. To amend the Financial Stability Act of 2010 to include the State insurance commissioner as a voting member of the Financial Stability Oversight Council. Issue: FSOC.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.Build Back Better Act (Budget Reconciliation): Automatic Retirement Plan inclusion that would mandate retirement plans in the workplace for employers with 5 or more employees.
2.S. 1870, the Enhancing Emergency and Retirement Savings Act of 2021: The legislation would provide a penalty-free emergency distribution option from employer-sponsored retirement accounts and IRAs.
3.Portable Retirement and Investment Account Act (PRIA): Creates retirement accounts at birth to help establish lifelong savings/retirement accounts.
4.H.R. 2954, Securing a Strong Retirement Act (SECURE 2.0) / Retirement Security and Savings Act: Comprehensive retirement savings legislation.
5.S. 1272, The SIMPLE Plan Modernization Act: The bill would raise the contribution limit for SIMPLE plans from $13,500 to $16,500 with a corresponding increase in the catch-up limit from $3,000 to $4,750.
6.S. 1770, The Retirement Security & Savings Act: Comprehensive retirement savings legislation.
7.S. 1703, The Improving Access to Retirement Savings Act of 2021: The bill would expand Open Multiple Employer Plans to include 403(b) accounts, create a safe harbor for correcting employee deferrals and make clarifications for small businesses who wish to utilize a credit to offer a retirement plan to their employees.
8.S. 1443, The Retirement Parity for Student Loans Act: Allows employers to make matching contributions to a 401(k) retirement plan while their employees make student loan repayments.
9. S. 975 / H.R. 2005, the Womens Retirement Security Act of 2021: Addresses the retirement gap and bolsters womens financial security through amending ERISA and increasing financial literacy.
10.S. 2452, the Encouraging Americans to Save Act: Reforms the savers credit, makes the credit refundable, establishes an R-bond program, and amends the deadline to fund an IRA with a tax refund, among other provisions.
11.H.R. 5891, The Retirement Improvement and Saving Enhancement (RISE) Act: Contains several retirement security provisions, also included within H.R. 2459 (SSRA). Also requires DOL, the Department of the Treasury, and the Pension Benefit Guaranty Corporation (PBGC) to review reporting and disclosure requirements for pension plans and make recommendations to Congress to consolidate, simplify, standardize, and improve such requirements.
Income Security
H.R. 133, Both provisions are in the larger bill.
Group Insurance Products. The Continuing Paycheck Protection Program includes ACLIs suggested language to clarify that the loan money can be used and will be forgiven for other group insurance products including: life, disability, vision, and dental. The amendment applies to loans already made.
Extension of Paid Leave Credits. Extension of credits for paid sick and family leave which extended the provisions of FFCRA until March 31, 2021 and replaced the mandate to provide paid sick leave related to the pandemic with a payroll tax subsidy to employers who provide the leave.
H.R. 748, The CARES Act. Large, comprehensive COVID-19 relief bill. Issue Paycheck protection program and paid family medical leave.
H.R. 6800, The HEROES Act. Large, comprehensive COVID-19 relief bill. Issue Paycheck protection program and paid family medical leave.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
H.R. 5376- Build Back Better Act
this bill provides funding, establishes programs, and otherwise modifies provisions relating to a broad array of areas, including education, labor, child-care, health care, taxes, immigration, and the environment.
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act)
o S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021
Infrastructure package (Bipartisan Infrastructure Package)
Build Back Better Act (H.R. 5376)
Direct Bond Payment Programs (Sewell LIFT Act; Bennet/Wicker American Infrastructure Bonds Act)
oH.R.2634 - 117th Congress (2021-2022) LIFT Act
oS.1308 - 117th Congress (2021-2022) American Infrastructure Bonds Act of 2021
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
oH.R.4289 - 117th Congress (2021-2022) WISH Act
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
United States Innovation and Competition Act (USICA) of 2021 (S. 1260)
Trade Promotion Authority (no bill introduced)
India FDI Cap issue (no bill introduced)
Mexican Pension Plan issue (no bill introduced)
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2021
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 19, 2021.
Original Filing: 301304316.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 1816 - Information Transparency and Personal Data Control Act. Issue: Data Privacy
H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 4866/S. 524 - Federal Insurance Office Abolishment Act of 2021. Issue: FIO reform.
H.R. 1996/S. 910 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status.
H.R. 1277/S. 374 - Improving Corporate Governance Through Diversity Act. To amend the Securities Exchange Act of 1934 to require the submission by issuers of data relating to diversity, and for other purposes. Issue: diversity and inclusion.
H.R.4865/S.__ - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities.
H.R.3962/S.1625 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R. 4350 - National Defense Authorization Act for Fiscal Year 2022. This bill authorizes FY2022 appropriations for military activities and programs of the Department of Defense (e.g., personnel; research, development, test, and evaluation; and procurement of items such as aircraft, missiles, and ammunition). It also prescribes military personnel strengths for FY2022. Issue: remote online notarization and cannabis banking.
H.R. 4616 - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR
H.R. 1187 - the ESG Disclosure Simplification Act. This legislationrequires the disclosure of key environmental, social, and governance metrics to shareholders of public companies. Issue: ESG.
S.Con.Res.14 - Concurrent Resolution on the Budget, FY2022. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: unemployment insurance.
S.__ Cannabis Administration and Opportunity Act. This legislation aims to end the decades of harm inflicted on communities of color by removing cannabis from the federal list of controlled substances and empowering states to implement their own cannabis laws.
S.__ Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1255/S. 377 - Living Donor Protection Act of 2021. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S. 862/H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering.
H.R. 3099 - Primary Regulators of Insurance Vote Act of 2021. To amend the Financial Stability Act of 2010 to include the State insurance commissioner as a voting member of the Financial Stability Oversight Council. Issue: FSOC.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.Build Back Better Act (Budget Reconciliation): Automatic Retirement Plan inclusion that would mandate retirement plans in the workplace for employers with 5 or more employees.
2.American Rescue Plan of 2021: Budget reconciliation legislation that included a pay-for that impacts retirement savers. Section 9709 would have implemented a cost-of-living adjustment freeze for the year 2030 and beyond.
3.S. 1870, the Enhancing Emergency and Retirement Savings Act of 2021: The legislation would provide a penalty-free emergency distribution option from employer-sponsored retirement accounts and IRAs.
4.Portable Retirement and Investment Account Act (PRIA): Creates retirement accounts at birth to help establish lifelong savings/retirement accounts.
5.S. 222, The American Opportunity Accounts Act: Establishes tax-exempt American Opportunity Accounts to provide children at birth with a $1,000 savings account with annual contributions up to $2,000 depending on family income.
6.H.R. 2954, Securing a Strong Retirement Act (SECURE 2.0) / Retirement Security and Savings Act: Comprehensive retirement savings legislation.
7.S. 1272, The SIMPLE Plan Modernization Act: The bill would raise the contribution limit for SIMPLE plans from $13,500 to $16,500 with a corresponding increase in the catch-up limit from $3,000 to $4,750.
8.S. 1770, The Retirement Security & Savings Act: Comprehensive retirement savings legislation.
9.S. 1703, The Improving Access to Retirement Savings Act of 2021: The bill would expand Open Multiple Employer Plans to include 403(b) accounts, create a safe harbor for correcting employee deferrals and make clarifications for small businesses who wish to utilize a credit to offer a retirement plan to their employees.
10.S. 1443, The Retirement Parity for Student Loans Act: Allows employers to make matching contributions to a 401(k) retirement plan while their employees make student loan repayments.
11. S. 975 / H.R. 2005, the Womens Retirement Security Act of 2021: Addresses the retirement gap and bolsters womens financial security through amending ERISA and increasing financial literacy.
S. 2452, the Encouraging Americans to Save Act: Reforms the savers credit, makes the credit refundable, establishes an R-bond program, and amends the deadline to fund an IRA with a tax refund, among other provision
H.R. 133, Both provisions are in the larger bill.
Group Insurance Products. The Continuing Paycheck Protection Program includes ACLIs suggested language to clarify that the loan money can be used and will be forgiven for other group insurance products including: life, disability, vision, and dental. The amendment applies to loans already made.
Extension of Paid Leave Credits. Extension of credits for paid sick and family leave which extended the provisions of FFCRA until March 31, 2021 and replaced the mandate to provide paid sick leave related to the pandemic with a payroll tax subsidy to employers who provide the leave.
H.R. 748, The CARES Act. Large, comprehensive COVID-19 relief bill. Issue Paycheck protection program and paid family medical leave.
H.R. 6800, The HEROES Act. Large, comprehensive COVID-19 relief bill. Issue Paycheck protection program and paid family medical leave.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Concurrent Resolution on the Budget, FY2022, S.Con.Res.14. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: Medicare/Dental (Expanding Medicare to include dental, vision, hearing benefits and lowering the eligibility age).
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act)
S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021
Infrastructure package (Bipartisan Infrastructure Package)
Build Back Better Act (No bill on congress.gov)
Reconciliation (House bill marked up in House Budget Committee)
Build Back Better Act (No bill on congress.gov)
Direct Bond Payment Programs (Sewell LIFT Act; Bennet/Wicker American Infrastructure Bonds Act)
H.R.2634 - 117th Congress (2021-2022) LIFT Act
S.1308 - 117th Congress (2021-2022) American Infrastructure Bonds Act of 2021
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
H.R.4289 - 117th Congress (2021-2022) WISH Act
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
Trade Promotion Authority (no bill introduced)
India FDI Cap issue (no bill introduced)
Mexican Pension Plan issue (no bill introduced)
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2021
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 20, 2021.
Original Filing: 301287064.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 1816 - Information Transparency and Personal Data Control Act. Issue: Data Privacy
H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
S. 524 - Federal Insurance Office Abolishment Act of 2021. Issue: FIO reform.
H.R. 1996 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status.
H.R. 1277/S. 374 - Improving Corporate Governance Through Diversity Act. To amend the Securities Exchange Act of 1934 to require the submission by issuers of data relating to diversity, and for other purposes. Issue: diversity and inclusion.
H.R.__/S.__ - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities.
H.R.__/S.__ - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
S.__ Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures
H.R.__ - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1255/S. 377 - Living Donor Protection Act of 2021. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S. 862/H.R. 2068 - Clarifying Law Around Insurance of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering.
H.R. 3099 - Primary Regulators of Insurance Vote Act of 2021. To amend the Financial Stability Act of 2010 to include the State insurance commissioner as a voting member of the Financial Stability Oversight Council. Issue: FSOC.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.American Rescue Plan of 2021: Budget reconciliation legislation that included a pay-for that impacts retirement savers. Section 9709 would have implement a cost-of-living adjustment freeze for the year 2030 and beyond.
2.S. 1870, the Enhancing Emergency and Retirement Savings Act of 2021: The legislation would provide a penalty-free emergency distribution option from employer-sponsored retirement accounts and IRAs.Portable Retirement and Investment Account Act (PRIA): Creates retirement accounts at birth to help establish life long savings/retirement accounts.
3.S. 222, The American Opportunity Accounts Act: Establishes tax-exempt American Opportunity Accounts to provide children at birth with a $1,000 savings account with annual contributions up to $2,000 depending on family income.
4.H.R. 2954, Securing a Strong Retirement Act (SECURE 2.0) / Retirement Security and Savings Act: Comprehensive retirement savings legislation.
5.S. 1272, The SIMPLE Plan Modernization Act: The bill would raise the contribution limit for SIMPLE plans from $13,500 to $16,500 with a corresponding increase in the catch-up limit from $3,000 to $4,750.
6.S. 1770, The Retirement Security & Savings Act: Comprehensive retirement savings legislation.
7.S. 1703, The Improving Access to Retirement Savings Act of 2021: The bill would expand Open Multiple Employer Plans to include 403(b) accounts, create a safe harbor for correcting employee deferrals and make clarifications for small businesses who wish to utilize a credit to offer a retirement plan to their employees.
8.S. 1443, The Retirement Parity for Student Loans Act: Allows employers to make matching contributions to a 401(k) retirement plan while their employees make student loan repayments.
H.R. 133, Both provisions are in the larger bill.
Group Insurance Products. The Continuing Paycheck Protection Program includes ACLIs suggested language to clarify that the loan money can be used and will be forgiven for other group insurance products including: life, disability, vision, and dental. The amendment applies to loans already made.
Extension of Paid Leave Credits. Extension of credits for paid sick and family leave which extended the provisions of FFCRA until March 31, 2021 and replaced the mandate to provide paid sick leave related to the pandemic with a payroll tax subsidy to employers who provide the leave.
H.R. 748, The CARES Act. Large, comprehensive COVID-19 relief bill. Issue Paycheck protection program and paid family medical leave.
H.R. 6800, The HEROES Act. Large, comprehensive COVID-19 relief bill. Issue Paycheck protection program and paid family medical leave.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Life Insurance Tax Stabilization Proposal (no bill introduced yet)
Ordinary Treatment of Bonds (no bill introduced)
Infrastructure package (no bill introduced yet)
Direct Bond Payment Programs (Sewell LIFT Act; Bennet/Wicker American Infrastructure Bonds Act)
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care Suozzi WISH ACT
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
Trade Promotion Authority (no bill introduced)
India FDI Cap issue (no bill introduced)
Mexican Pension Plan issue (no bill introduced)
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2021
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 20, 2021.
Original Filing: 301262948.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 1816 - Information Transparency and Personal Data Control Act. Issue: Data Privacy
H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
S. 524 - Federal Insurance Office Abolishment Act of 2021. Issue: FIO reform.
H.R. 1996 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status.
H.R. 1277/S. 374 - Improving Corporate Governance Through Diversity Act. To amend the Securities Exchange Act of 1934 to require the submission by issuers of data relating to diversity, and for other purposes. Issue: diversity and inclusion.
H.R.__/S.__ - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities.
H.R.__/S.__ - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
S.__ Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures
H.R.__ - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR
Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
1.American Rescue Plan of 2021: Budget reconciliation legislation that included a pay-for that impacts retirement savers. Section 9709 would have implement a cost-of-living adjustment freeze for the year 2030 and beyond.
2.Short-terms Savings: Proposal that would expand hardship distribution rules in order to incentivize and increase short-term savings.
3.Portable Retirement and Investment Account Act (PRIA): Creates retirement accounts at birth to help establish life long savings/retirement accounts.
4.S. 222, The American Opportunity Accounts Act: Establishes tax-exempt American Opportunity Accounts to provide children at birth with a $1,000 savings account with annual contributions up to $2,000 depending on family income.
H.R. 133, Both provisions are in the larger bill.
Group Insurance Products. The Continuing Paycheck Protection Program includes ACLIs suggested language to clarify that the loan money can be used and will be forgiven for other group insurance products including: life, disability, vision, and dental. The amendment applies to loans already made.
Extension of Paid Leave Credits. Extension of credits for paid sick and family leave which extended the provisions of FFCRA until March 31, 2021 and replaced the mandate to provide paid sick leave related to the pandemic with a payroll tax subsidy to employers who provide the leave.
H.R. 748, The CARES Act. Large, comprehensive COVID-19 relief bill. Issue Paycheck protection program and paid family medical leave.
H.R. 6800, The HEROES Act. Large, comprehensive COVID-19 relief bill. Issue Paycheck protection program and paid family medical leave.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Life Insurance Product and Tax Stabilization Proposals (no bill introduced yet)
Ordinary Treatment of Bonds (no bill introduced)
Infrastructure package (no bill introduced yet)
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Long Term Care WISH ACT proposal (no bill introduced yet)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
India FDI Cap issue (no bill introduced)
Mexican Pension Plan issue (no bill introduced)
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2020
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 19, 2021.
Original Filing: 301236741.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 4978 - Online Privacy Act. Issue: Data Privacy
H.R. 2013 - Information Transparency and Personal Data Control Act. Issue: Data Privacy
S. 4626 - A bill to establish data privacy and data security protections for consumers in the United States. Issue: Data privacy
H.___ - Draft data privacy legislation. Issue: Data Privacy
S.___ - United States Consumer Data Privacy Act of 2019. Issue: Data Privacy
S.__2968_ - Consumer Online Privacy Rights Act. Issue: Data Privacy
S.___- Data Accountability and Transparency Act of 2020. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1815 - SEC Disclosure Effectiveness Test Act. Issue: SEC investor testing.
H.R. 1862/S. 1586 - Federal Insurance Office Abolishment Act of 2019. Issue: FIO reform.
H.R. 3561/S. 603 - Financial Stability Oversight Council Improvement Act of 2019. Issue: FSOC reform.
H.R. 1595/S. 1200 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 3351- Financial Services and General Government Appropriations Act, 2020. Issue: Making appropriations for financial services and general government for the fiscal year ending September 30, 2020.
H.R. 3614 - Restricting Use of Credit Checks for Employment Decisions Act. Issue: ban the use of credit information for most employment decisions.
H.R. 2474/S.664 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 4592 - International Insurance Standards Act of 2019. To preserve the state-based system of insurance regulation and provide greater oversight of and transparency on international insurance standards setting process. Issue: insurance capital standards.
H.R. 6994/S. 3795 - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities.
S. 3533/H.R. 6364 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
S. 4159 - Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures
H.R. 7809 - Helping Open Properties Endeavor (HOPE) Act of 2020. This bill establishes an equity facility in the Department of the Treasury to assist commercial mortgage borrowers. Specifically, Treasury must guarantee the purchase by financial institutions of certain equity instruments backed by a commercial mortgage. The bill defines commercial mortgage as a mortgage loan secured by an interest in real property owned for rental income. Borrowers with reduced revenues from their commercial property may qualify for an amount not to exceed 10% of the outstanding amount owed on their commercial mortgage. Issue: Commercial mortgages.
H.R. 7913 - Financial Institution Forbearance Act. To amend the CARES Act to improve the temporary relief from troubled debt restructurings, and for other purposes. Issue: troubled debt restructurings.
H.R. 7914 - Eliminating CECL Accounting Standard Act. This bill provides that no one shall be required to comply with a specified accounting standard applicable to credit losses (i.e., the current expected credit losses standard, also known as the CECL standard). Issue: CECL
H.R. 133 - Consolidated Appropriations Act of 2021. Year end funding and COVID relief bill. Issue: The CARES Act temporarily suspends the generally accepted accounting principles (GAAP) requirements for the Troubled Debt Restructuring (TDR) classifications on loans. Extends this provision for an additional year, to January 1, 2022.
S. 4325 - Business of Insurance Regulatory Reform Act of 2020. Issue: Clarifying that the CFPB does not regulate the business of insurance.
H.R.__ - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR
H.R.__ - Clarity in Credit Score Formation Act. Issue: Establishing clear federal oversight of the development of credit scoring models.
Issue: Commercial mortgage-backed security (CMBS) debt. Not bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Retirement Security
1.H.R. 8990, the Lifetime Income for Employees Act. Expands QDIA regulations.
2.H.R. 748, The CARES Act. Large, comprehensive COVID-19 relief bill. Provides for expanded hardship withdrawals and removal of tax penalty. Includes RMD relief.
3.H.R. 6800, The HEROES Act. Large, comprehensive COVID-19 relief bill. Includes RMD relief and single employer pension plan relief.
4.H.R. 2120, the Saving for the Future Act. Issue: Mandated retirement account employer match.
5.H.R. 6562, the Securing Additional Value for Every Retirement Saver (SAVERS) Act. Temporarily raises contribution limits on tax-preferred retirement savings plans and individual retirement accounts.
6.Securing a Strong Retirement (SSRA) Act of 2020. Proposal would be next House iteration of retirement security policy.
7.S. 1431, Retirement Security and Savings Act of 2019. Retirement Security.
8.S. 5064, Improving Access to Retirement Savings Act, includes provisions that were in SSRA, but not included in S. 1431.
9.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match.
10. H.R. 4849, the Upward Mobility Enhancement Act of 2019, Employer Provided Student Loan Repayment.
11.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation.
12.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage.
13.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings.
14. S. 2370, Automatic IRA Act of 2019. The legislation would mandate that most employers that do not offer their employees another type of retirement plan, establish an automatic enrollment, payroll deduction program with contributions withheld from employee pay and contributed to an IRA or retirement bond.
15.Electronic Delivery Advocacy. (no bill number) Proposal would make electronic delivery the default distribution method for plan documents. Opt-out available.
Income Security
H.R. 133, Both provisions are in the larger bill.
Group Insurance Products. The Continuing Paycheck Protection Program includes ACLIs suggested language to clarify that the loan money can be used and will be forgiven for other group insurance products including: life, disability, vision, and dental. The amendment applies to loans already made.
Extension of Paid Leave Credits. Extension of credits for paid sick and family leave which extended the provisions of FFCRA until March 31, 2021 and replaced the mandate to provide paid sick leave related to the pandemic with a payroll tax subsidy to employers who provide the leave.
H.R. 748, The CARES Act. Large, comprehensive COVID-19 relief bill. Issue Paycheck protection program and paid family medical leave.
H.R. 6800, The HEROES Act. Large, comprehensive COVID-19 relief bill. Issue Paycheck protection program and paid family medical leave.
H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
S.920 - New Parents Act of 2019. Issue: paid family and medical leave
Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Diversity and Inclusion
H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
HR 5958, the Senior Health Planning Account Act
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Technical corrections to the Tax Cuts and Jobs Act (bill not introduced)
Tax Extenders: H.R. 3301 (no Senate bill introduced yet)
Life Insurance Product and Tax Stabilization Proposals (no bill introduced yet)
COVID-19 Response Tax Proposals re 7702 and Ordinary Treatment of Bonds (no bill introduced)
HR 133, the Consolidated Appropriations Act of 2021
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
US-Japan Executive Agreements (no bill introduced)
US-India bilateral trade issues (no bill introduced)
USMCA (H.R. 5430 (116))
China FDI Cap issue, no bill has been introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2020
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 19, 2020.
Original Filing: 301216023.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 4978 - Online Privacy Act. Issue: Data Privacy
H.R. 2013 - Information Transparency and Personal Data Control Act. Issue: Data Privacy
S. 4626 - A bill to establish data privacy and data security protections for consumers in the United States. Issue: Data privacy
H.___ - Draft data privacy legislation. Issue: Data Privacy
S.___ - United States Consumer Data Privacy Act of 2019. Issue: Data Privacy
S.___ - Consumer Online Privacy Rights Act. Issue: Data Privacy
S.___- Data Accountability and Transparency Act of 2020. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1815 - SEC Disclosure Effectiveness Test Act. Issue: SEC investor testing.
H.R. 1862/S. 1586 - Federal Insurance Office Abolishment Act of 2019. Issue: FIO reform.
H.R. 3561/S. 603 - Financial Stability Oversight Council Improvement Act of 2019. Issue: FSOC reform.
H.R. 1595/S.___ - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 3351- Financial Services and General Government Appropriations Act, 2020. Issue: Making appropriations for financial services and general government for the fiscal year ending September 30, 2020.
H.R. 3614 - Restricting Use of Credit Checks for Employment Decisions Act. Issue: ban the use of credit information for most employment decisions.
H.R. 2474/S.664 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 4592 - International Insurance Standards Act of 2019. To preserve the state-based system of insurance regulation and provide greater oversight of and transparency on international insurance standards setting process. Issue: insurance capital standards.
H.R. 6994/S. 3795 - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities.
S. 3533/H.R. 6364 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R.__ - Clarity in Credit Score Formation Act. Issue: Establishing clear federal oversight of the development of credit scoring models.
S.__ Clarifying that the CFPB does not regulate the business of insurance.
Issue: Commercial mortgage-backed security (CMBS) debt. Not bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1832 - Insurance Fairness for First Responders Act of 2019. The bill would establish minimum standards relating to a factor for life insurance eligibility and rates. Issue: underwriting.
H.R. 1224 - Living Donor Protection Act of 2019. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S. 2201/H.R. 4074 - Clarifying Law Around Insurance Of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering.
H.R. 4634 - Terrorism Risk Insurance Program Reauthorization Act of 2019. To reauthorize the Terrorism Risk Insurance Act of 2002. Issue: Terrorism Risk Insurance.
S.__ - Draft legislation regarding the business of insurance regulatory reform act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R.__.S.__- Empowering States to Protect Seniors from Bad Actors Act. Issue: Senior Protections
H.R__.S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Retirement Security
1.H.R. 748, The CARES Act. Large, comprehensive COVID-19 relief bill. Provides for expanded hardship withdrawals and removal of tax penalty. Includes RMD relief.
2.H.R. 6800, The HEROES Act. Large, comprehensive COVID-19 relief bill. Includes RMD relief and single employer pension plan relief.
3.H.R. 2120, the Saving for the Future Act. Issue: Mandated retirement account employer match.
4.H.R. 6562, the Securing Additional Value for Every Retirement Saver (SAVERS) Act. Temporarily raises contribution limits on tax-preferred retirement savings plans and individual retirement accounts.
5.SECURE 2.0. (no bill number) Proposal would be next iteration of retirement security policy. S. 1431, Retirement Security and Savings Act of 2019. Retirement Security.
6.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match.
7. H.R. 4849, the Upward Mobility Enhancement Act of 2019, Employer Provided Student Loan Repayment.
8.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation.
9.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage.
10.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings.
11. S. 2370, Automatic IRA Act of 2019. The legislation would mandate that most employers that do not offer their employees another type of retirement plan, establish an automatic enrollment, payroll deduction program with contributions withheld from employee pay and contributed to an IRA or retirement bond.
12.Electronic Delivery Advocacy. (no bill number) Proposal would make electronic delivery the default distribution method for plan documents. Opt-out available.
Income Security
13. H.R. 748, The CARES Act. Large, comprehensive COVID-19 relief bill. Issue Paycheck protection program and paid family medical leave.
14. H.R. 6800, The HEROES Act. Large, comprehensive COVID-19 relief bill. Issue Paycheck protection program and paid family medical leave.
15.H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
16.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
17.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
18.S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
19.S.920 - New Parents Act of 2019. Issue: paid family and medical leave
20.Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
21.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
22. H.R. 2694 - Pregnant Workers Fairness Act. Issue: paid family and medical leave.
Diversity and Inclusion
23. H.R. 5084 - Improving Corporate Governance Through Diversity Act. Issue: diversity and inclusion.
24. H.R. 5360 - Closing the Racial Wealth Gap Act. Issue: diversity and inclusion.
25. H.R. 281 - Ensuring Diverse Leadership Act. Issue: diversity and inclusion.
26. H.R. 7946 and S. 4464 - Federal Reserve Racial and Economic Equity Act. Issue: diversity and inclusion.
Agencies Lobbied
U.S. Senate
Lobbying Issues
HR 5958, the Senior Health Planning Account Act
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Technical corrections to the Tax Cuts and Jobs Act (bill not introduced)
Tax Extenders: H.R. 3301 (no Senate bill introduced yet)
Life Insurance Product and Tax Stabilization Proposals (no bill introduced yet)
COVID-19 Response Tax Proposals re 7702 and Ordinary Treatment of Bonds (no bill introduced)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
US-Japan Executive Agreements (no bill introduced)
US-India bilateral trade issues (no bill introduced)
USMCA (H.R. 5430 (116))
China FDI Cap issue, no bill has been introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2020
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 16, 2020.
Original Filing: 301189581.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 4978 - Online Privacy Act. Issue: Data Privacy
H.R. 2013 - Information Transparency and Personal Data Control Act. Issue: Data Privacy
H.___ - Draft data privacy legislation. Issue: Data Privacy
S.___ - To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: Data Privacy
S.___ - United States Consumer Data Privacy Act of 2019. Issue: Data Privacy
S.___ - Consumer Online Privacy Rights Act. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1815 - SEC Disclosure Effectiveness Test Act. Issue: SEC investor testing.
H.R. 1862/S. 1586 - Federal Insurance Office Abolishment Act of 2019. Issue: FIO reform.
H.R. 3561/S. 603 - Financial Stability Oversight Council Improvement Act of 2019. Issue: FSOC reform.
H.R. 1595/S.___ - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 3351- Financial Services and General Government Appropriations Act, 2020. Issue: Making appropriations for financial services and general government for the fiscal year ending September 30, 2020.
H.R. 3614 - Restricting Use of Credit Checks for Employment Decisions Act. Issue: ban the use of credit information for most employment decisions.
H.R. 2474/S.664 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 4592 - International Insurance Standards Act of 2019. To preserve the state-based system of insurance regulation and provide greater oversight of and transparency on international insurance standards setting process. Issue: insurance capital standards.
H.R. 6994/S. 3795 - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities.
S. 3533/H.R. 6364 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization.
H.R.__ - Clarity in Credit Score Formation Act. Issue: Establishing clear federal oversight of the development of credit scoring models.
S.__ Clarifying that the CFPB does not regulate the business of insurance.
Issue: Commercial mortgage-backed security (CMBS) debt. Not bill number assigned.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1832 - Insurance Fairness for First Responders Act of 2019. The bill would establish minimum standards relating to a factor for life insurance eligibility and rates. Issue: underwriting.
H.R. 1224/S. 511 - Living Donor Protection Act of 2019. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S. 2201/H.R. 4074 - Clarifying Law Around Insurance Of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering.
H.R. 4634 - Terrorism Risk Insurance Program Reauthorization Act of 2019. To reauthorize the Terrorism Risk Insurance Act of 2002. Issue: Terrorism Risk Insurance.
S.__ - Draft legislation regarding the business of insurance regulatory reform act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R.__.S.__- Empowering States to Protect Seniors from Bad Actors Act. Issue: Senior Protections
H.R__.S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.H.R. 748, The CARES Act. Large, comprehensive COVID-19 relief bill. Provides for expanded hardship withdrawals and removal of tax penalty. Includes RMD relief.
2.H.R. 6800, The HEROES Act. Large, comprehensive COVID-19 relief bill. Includes RMD relief and single employer pension plan relief.
3.H.R. 2120, the Saving for the Future Act. Issue: Mandated retirement account employer match.
4.H.R. 6562, the Securing Additional Value for Every Retirement Saver (SAVERS) Act. Temporarily raises contribution limits on tax-preferred retirement savings plans and individual retirement accounts.
5.SECURE 2.0. (no bill number) Proposal would be next iteration of retirement security policy. S. 1431, Retirement Security and Savings Act of 2019. Retirement Security.
6.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match.
7. H.R. 4849, the Upward Mobility Enhancement Act of 2019, Employer Provided Student Loan Repayment.
8.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation.
9.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage.
10.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings.
11. S. 2370, Automatic IRA Act of 2019. The legislation would mandate that most employers that do not offer their employees another type of retirement plan, establish an automatic enrollment, payroll deduction program with contributions withheld from employee pay and contributed to an IRA or retirement bond.
12.Electronic Delivery Advocacy. (no bill number) Proposal would make electronic delivery the default distribution method for plan documents. Opt-out available.
13.H.R.1185 - FAMILY Act. Issue: paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member.
14.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
15.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
16.S.463 - FAMILY Act. Issue: paid family and medical leave- paid family and medical leave proposal would offer paid leave benefits via a payroll tax for birth or adoption of a child or caring for a sick family member
17.S.920 - New Parents Act of 2019. Issue: paid family and medical leave
18.Discussion draft - CRADLE Act. Issue: paid family and medical leave - allows for a deferment of retirement benefits for paid leave benefits.
19.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
Agencies Lobbied
U.S. Senate
Lobbying Issues
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Technical corrections to the Tax Cuts and Jobs Act (bill not introduced)
Tax Extenders: H.R. 3301 (no Senate bill introduced yet)
Life Insurance Product and Tax Stabilization Proposals (no bill introduced yet)
COVID-19 Response Tax Proposals re 7702 and Ordinary Treatment of Bonds (no bill introduced)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
US-Japan Executive Agreements (no bill introduced)
US-India bilateral trade issues (no bill introduced)
USMCA (H.R. 5430 (116))
China FDI Cap issue, no bill has been introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2020
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 16, 2020.
Original Filing: 301167972.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 4978 - Online Privacy Act. Issue: Data Privacy
H.R. 2013 - Information Transparency and Personal Data Control Act. Issue: Data Privacy
H.___ - Draft data privacy legislation. Issue: Data Privacy
S.___ - To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: Data Privacy
S.___ - United States Consumer Data Privacy Act of 2019. Issue: Data Privacy
S.___ - Consumer Online Privacy Rights Act. Issue: Data Privacy
Issue: Business interruption insurance.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1815 - SEC Disclosure Effectiveness Test Act. Issue: SEC investor testing.
H.R. 1862/S. 1586 - Federal Insurance Office Abolishment Act of 2019. Issue: FIO reform.
H.R. 3561/S. 603 - Financial Stability Oversight Council Improvement Act of 2019. Issue: FSOC reform.
H.R. 1595/S.___ - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 3351- Financial Services and General Government Appropriations Act, 2020. Issue: Making appropriations for financial services and general government for the fiscal year ending September 30, 2020.
H.R. 3614 - Restricting Use of Credit Checks for Employment Decisions Act. Issue: ban the use of credit information for most employment decisions.
H.R. 2474/S.664 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 4592 - International Insurance Standards Act of 2019. To preserve the state-based system of insurance regulation and provide greater oversight of and transparency on international insurance standards setting process. Issue: insurance capital standards.
H.R.__ - Clarity in Credit Score Formation Act. Issue: Establishing clear federal oversight of the development of credit scoring models.
S.__ Clarifying that the CFPB does not regulate the business of insurance.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: CECL, TDR, Remote Online Notarization, SBA loans.
H.R. 1815 - SEC Disclosure Effectiveness Test Act. Issue: SEC investor testing.
H.R. 1862/S. 1586 - Federal Insurance Office Abolishment Act of 2019. Issue: FIO reform.
H.R. 3561/S. 603 - Financial Stability Oversight Council Improvement Act of 2019. Issue: FSOC reform.
H.R. 1595/S.___ - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 3351- Financial Services and General Government Appropriations Act, 2020. Issue: Making appropriations for financial services and general government for the fiscal year ending September 30, 2020.
H.R. 3614 - Restricting Use of Credit Checks for Employment Decisions Act. Issue: ban the use of credit information for most employment decisions.
H.R. 2474/S.664 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 4592 - International Insurance Standards Act of 2019. To preserve the state-based system of insurance regulation and provide greater oversight of and transparency on international insurance standards setting process. Issue: insurance capital standards.
H.R.__ - Clarity in Credit Score Formation Act. Issue: Establishing clear federal oversight of the development of credit scoring models.
S.__ Clarifying that the CFPB does not regulate the business of insurance.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Technical corrections to the Tax Cuts and Jobs Act (bill not introduced)
Tax Extenders: H.R. 3301 (no Senate bill introduced yet)
Life Insurance Product and Tax Stabilization Proposals (no bill introduced yet)
COVID-19 Response Tax Proposals re 7702 and Ordinary Treatment of Bonds (no bill introduced)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
US-Japan Executive Agreements (no bill introduced)
US-India bilateral trade issues (no bill introduced)
USMCA (H.R. 5430 (116))
China FDI Cap issue, no bill has been introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2019
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 21, 2020.
Original Filing: 301126854.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 4978 - Online Privacy Act. Issue: Data Privacy
H.R. 2013 - Information Transparency and Personal Data Control Act. Issue: Data Privacy
H.___ - Draft data privacy legislation. Issue: Data Privacy
S.___ - To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: Data Privacy
S.___ - United States Consumer Data Privacy Act of 2019. Issue: Data Privacy
S.___ - Consumer Online Privacy Rights Act. Issue: Data Privacy
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 1815 - SEC Disclosure Effectiveness Test Act. Issue: SEC investor testing.
H.R. 1862/S. 1586 - Federal Insurance Office Abolishment Act of 2019. Issue: FIO reform.
H.R. 3561/S. 603 - Financial Stability Oversight Council Improvement Act of 2019. Issue: FSOC reform.
H.R. 1595/S.___ - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 3351- Financial Services and General Government Appropriations Act, 2020. Issue: Making appropriations for financial services and general government for the fiscal year ending September 30, 2020.
H.R. 3614 - Restricting Use of Credit Checks for Employment Decisions Act. Issue: ban the use of credit information for most employment decisions.
H.R. 2474/S.664 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 4592 - International Insurance Standards Act of 2019. To preserve the state-based system of insurance regulation and provide greater oversight of and transparency on international insurance standards setting process. Issue: insurance capital standards.
H.R.__ - Clarity in Credit Score Formation Act. Issue: Establishing clear federal oversight of the development of credit scoring models.
S.__ Clarifying that the CFPB does not regulate the business of insurance.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1832 - Insurance Fairness for First Responders Act of 2019. The bill would establish minimum standards relating to a factor for life insurance eligibility and rates. Issue: underwriting.
H.R. 1224 - Living Donor Protection Act of 2019. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S. 2201/H.R. 4074 - Clarifying Law Around Insurance Of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering.
H.R. 4634 - Terrorism Risk Insurance Program Reauthorization Act of 2019. To reauthorize the Terrorism Risk Insurance Act of 2002. Issue: Terrorism Risk Insurance.
S.__ - Draft legislation regarding the business of insurance regulatory reform act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R.__.S.__- Empowering States to Protect Seniors from Bad Actors Act. Issue: Senior Protections
H.R__.S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.H.R. 1865, the Further Consolidated Appropriations Act of 2020. Issue: Retirement Security, Inclusion of the SECURE Act within this government funding bill.
2.H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms
3.S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms
4.H.R. 1997, the Setting Every Community up for Retirement Act. Issue: retirement security reforms
5.H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider.
6.H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms
7.H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans.
8.Saving for the Future Act. Issue: Mandated retirement account employer match.
9.S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan.
10.S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs.
11.S. 1431, Retirement Security and Savings Act of 2019. Retirement Security.
12.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match.
13.S.1011, The Small Business Employees Retirement Enhancement Act, Open MEPs.
14.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation.
15.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage.
16.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings.
17. S. 2370, Automatic IRA Act of 2019. The legislation would mandate that most employers that do not offer their employees another type of retirement plan, establish an automatic enrollment, payroll deduction program with contributions withheld from employee pay and contributed to an IRA or retirement bond.
18.Bipartisan Budget Act of 2019, Bipartisan Budget Agreement for Fiscal Years 2020 and 2021 agreed to White House and Congress.
Income Security
19.H.R.1185 - FAMILY Act. Issue: paid family and medical leave
20.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
21.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
22.S.463 - FAMILY Act. Issue: paid family and medical leave
23.S.920 - New Parents Act of 2019. Issue: paid family and medical leave
24.Discussion draft - CRADLE Act. Issue: paid family and medical leave
25.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
Agencies Lobbied
U.S. Senate
Lobbying Issues
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Technical corrections to the Tax Cuts and Jobs Act (bill not introduced)
Tax Extenders: H.R. 3301 (no Senate bill introduced yet)
Life Insurance Tax Simplification Proposals (no bill introduced yet)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
US-Japan Executive Agreements (no bill introduced)
US-India bilateral trade issues (no bill introduced)
North America Free Trade Agreement, no bill has been introduced
China FDI Cap issue, no bill has been introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2019
American Council of Life Insurers amended a lobbying report for in-house lobbying in Q32019 on July 16, 2020
Original Filing: 301189568.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. __ - Online Privacy Act. Issue: Privacy/data security
S.___ - To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: Privacy
H.R. 2013 - Information Transparency and Personal Data Control Act. Issue: Privacy/data security
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 1815 - SEC Disclosure Effectiveness Test Act. Issue: SEC investor testing.
H.R. 1862/S. 1586 - Federal Insurance Office Abolishment Act of 2019. Issue: FIO reform.
H.R. 3561/S. 603 - Financial Stability Oversight Council Improvement Act of 2019. Issue: FSOC reform.
H.R. 1595/S.___ - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 3351- Financial Services and General Government Appropriations Act, 2020. Issue: Making appropriations for financial services and general government for the fiscal year ending September 30, 2020.
H.R. 3614 - Restricting Use of Credit Checks for Employment Decisions Act. Issue: ban the use of credit information for most employment decisions.
H.R. 2474/S.664 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 4592 - International Insurance Standards Act of 2019. To preserve the state-based system of insurance regulation and provide greater oversight of and transparency on international insurance standards setting process. Issue: insurance capital standards.
H.R.__ - Clarity in Credit Score Formation Act. Issue: Establishing clear federal oversight of the development of credit scoring models.
S.__ Clarifying that the CFPB does not regulate the business of insurance.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1832 - Insurance Fairness for First Responders Act of 2019. The bill would establish minimum standards relating to a factor for life insurance eligibility and rates. Issue: underwriting.
H.R. 1224 - Living Donor Protection Act of 2019. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S. 2201/H.R. 4074 - Clarifying Law Around Insurance Of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering.
H.R. 4634 - Terrorism Risk Insurance Program Reauthorization Act of 2019. To reauthorize the Terrorism Risk Insurance Act of 2002. Issue: Terrorism Risk Insurance.
S.__ - Draft legislation regarding the business of insurance regulatory reform act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R__.S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms
2.S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms
3.H.R. 1997, the Setting Every Community up for Retirement Act. Issue: retirement security reforms
4.H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider.
5.H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms
6.H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans.
7.Saving for the Future Act. Issue: Mandated retirement account employer match.
8.S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan.
9.S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs.
10.S. 1431, Retirement Security and Savings Act of 2019. Retirement Security.
11.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match.
12.S.1011, The Small Business Employees Retirement Enhancement Act, Open MEPs.
13.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation.
14.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage.
15.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings.
16. S. 2370, Automatic IRA Act of 2019. The legislation would mandate that most employers that do not offer their employees another type of retirement plan, establish an automatic enrollment, payroll deduction program with contributions withheld from employee pay and contributed to an IRA or retirement bond.
17.Bipartisan Budget Act of 2019, Bipartisan Budget Agreement for Fiscal Years 2020 and 2021 agreed to White House and Congress.
Income Security
18.H.R.1185 - FAMILY Act. Issue: paid family and medical leave
19.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
20.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
21.S.463 - FAMILY Act. Issue: paid family and medical leave
22.S.920 - New Parents Act of 2019. Issue: paid family and medical leave
23.Discussion draft - CRADLE Act. Issue: paid family and medical leave
24.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
1.H.R.1185 - FAMILY Act. Issue: paid family and medical leave
2.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
3.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
4.S.463 - FAMILY Act. Issue: paid family and medical leave
5.S.920 - New Parents Act of 2019. Issue: paid family and medical leave
6.S.1628 -Paid Family Leave Pilot Extension Act. Issue: paid family and medical leave
7.S.1895 - Lower Health Care Costs Act. Issue: dental plans
8.Discussion draft - CRADLE Act. Issue: paid family and medical leave
9.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
Agencies Lobbied
U.S. Senate
Lobbying Issues
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Technical corrections to the Tax Cuts and Jobs Act (bill not introduced)
Tax Extenders: H.R. 3301 (no Senate bill introduced yet)
Life Insurance Tax Simplification Proposals (no bill introduced yet)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
US-Japan Executive Agreements (no bill introduced)
US-India bilateral trade issues (no bill introduced)
North America Free Trade Agreement, no bill has been introduced
China FDI Cap issue, no bill has been introduced
US-EU Covered Agreement, but no bill has been introduced
Korea-US Free Trade Agreement, no bill introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2019
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 21, 2019.
Original Filing: 301077390.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. __ - Online Privacy Act. Issue: Privacy/data security
S.___ - To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: Privacy
H.R. 2013 - Information Transparency and Personal Data Control Act. Issue: Privacy/data security
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 1815 - SEC Disclosure Effectiveness Test Act. Issue: SEC investor testing.
H.R. 1862/S. 1586 - Federal Insurance Office Abolishment Act of 2019. Issue: FIO reform.
H.R. 3561/S. 603 - Financial Stability Oversight Council Improvement Act of 2019. Issue: FSOC reform.
H.R. 1595/S.___ - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 3351- Financial Services and General Government Appropriations Act, 2020. Issue: Making appropriations for financial services and general government for the fiscal year ending September 30, 2020.
H.R. 3614 - Restricting Use of Credit Checks for Employment Decisions Act. Issue: ban the use of credit information for most employment decisions.
H.R. 2474/S.664 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status.
H.R. 4592 - International Insurance Standards Act of 2019. To preserve the state-based system of insurance regulation and provide greater oversight of and transparency on international insurance standards setting process. Issue: insurance capital standards.
H.R.__ - Clarity in Credit Score Formation Act. Issue: Establishing clear federal oversight of the development of credit scoring models.
S.__ Clarifying that the CFPB does not regulate the business of insurance.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1832 - Insurance Fairness for First Responders Act of 2019. The bill would establish minimum standards relating to a factor for life insurance eligibility and rates. Issue: underwriting.
H.R. 1224 - Living Donor Protection Act of 2019. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S. 2201/H.R. 4074 - Clarifying Law Around Insurance Of Marijuana Act. To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business. Issue: underwriting, anti-money laundering.
H.R. 4634 - Terrorism Risk Insurance Program Reauthorization Act of 2019. To reauthorize the Terrorism Risk Insurance Act of 2002. Issue: Terrorism Risk Insurance.
S.__ - Draft legislation regarding the business of insurance regulatory reform act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R__.S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Issue: Housing Finance Reform. No bill number assigned.
Issue: Final margin rules for uncleared swaps transactions with respect to seeded investment funds. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms
2.S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms
3.H.R. 1997, the Setting Every Community up for Retirement Act. Issue: retirement security reforms
4.H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider.
5.H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms
6.H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans.
7.Saving for the Future Act. Issue: Mandated retirement account employer match.
8.S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan.
9.S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs.
10.S. 1431, Retirement Security and Savings Act of 2019. Retirement Security.
11.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match.
12.S.1011, The Small Business Employees Retirement Enhancement Act, Open MEPs.
13.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation.
14.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage.
15.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings.
16. S. 2370, Automatic IRA Act of 2019. The legislation would mandate that most employers that do not offer their employees another type of retirement plan, establish an automatic enrollment, payroll deduction program with contributions withheld from employee pay and contributed to an IRA or retirement bond.
17.Bipartisan Budget Act of 2019, Bipartisan Budget Agreement for Fiscal Years 2020 and 2021 agreed to White House and Congress.
Income Security
18.H.R.1185 - FAMILY Act. Issue: paid family and medical leave
19.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
20.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
21.S.463 - FAMILY Act. Issue: paid family and medical leave
22.S.920 - New Parents Act of 2019. Issue: paid family and medical leave
23.Discussion draft - CRADLE Act. Issue: paid family and medical leave
24.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
1.H.R.1185 - FAMILY Act. Issue: paid family and medical leave
2.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
3.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
4.S.463 - FAMILY Act. Issue: paid family and medical leave
5.S.920 - New Parents Act of 2019. Issue: paid family and medical leave
6.S.1628 -Paid Family Leave Pilot Extension Act. Issue: paid family and medical leave
7.S.1895 - Lower Health Care Costs Act. Issue: dental plans
8.Discussion draft - CRADLE Act. Issue: paid family and medical leave
9.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
Agencies Lobbied
U.S. Senate
Lobbying Issues
Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet)
Technical corrections to the Tax Cuts and Jobs Act (bill not introduced)
Tax Extenders: H.R. 3301 (no Senate bill introduced yet)
Life Insurance Tax Simplification Proposals (no bill introduced yet)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
US-Japan Executive Agreements (no bill introduced)
US-India bilateral trade issues (no bill introduced)
North America Free Trade Agreement, no bill has been introduced
China FDI Cap issue, no bill has been introduced
US-EU Covered Agreement, but no bill has been introduced
Korea-US Free Trade Agreement, no bill introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2019
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 19, 2019.
Original Filing: 301050973.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. __ - Online Privacy Act. Issue: Privacy/data security
H.R. 2013 - Information Transparency and Personal Data Control Act. Issue: Privacy/data security
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 1815 - SEC Disclosure Effectiveness Test Act. Issue: SEC investor testing.
H.R. 1862/S. 1586 - Federal Insurance Office Abolishment Act of 2019. Issue: FIO reform.
H.R. 3561/S. 603 - Financial Stability Oversight Council Improvement Act of 2019. Issue: FSOC reform.
H.R. 1595/S.___ - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 3351- Financial Services and General Government Appropriations Act, 2020. Issue: Making appropriations for financial services and general government for the fiscal year ending September 30, 2020.
H.R. 3614 - Restricting Use of Credit Checks for Employment Decisions Act. Issue: ban the use of credit information for most employment decisions.
H.R.__ - Clarity in Credit Score Formation Act. Issue: Establishing clear federal oversight of the development of credit scoring models.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1832 - Insurance Fairness for First Responders Act of 2019. The bill would establish minimum standards relating to a factor for life insurance eligibility and rates. Issue: underwriting.
H.R. 1224 - Living Donor Protection Act of 2019. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S.__ - Draft legislation regarding the business of insurance regulatory reform act. Issue: Insurance exclusion from CFPB jurisdiction.
S.__ - Draft legislation regarding the business of insurance regulatory reform act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R./S.__ - Draft legislation regarding the nonvoting insurance member on FSOC receiving a vote. Issue: FSOC reform.
H.R.S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
RET - 2019 Q2
Retirement Security
1.H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms
2.S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms
3.H.R. 1997, the Setting Every Community up for Retirement Act. Issue: retirement security reforms
4.H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider.
5.H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms
6.H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans.
7.
Saving for the Future Act. Issue: Mandated retirement account employer match.
8.S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan.
9.S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs.
10.S. 1431, Retirement Security and Savings Act of 2019. Retirement Security.
11.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match.
12.S.1011, The Small Business Employees Retirement Enhancement Act, Open MEPs.
13.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation.
14.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage.
15.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings.
Income Security
16.H.R.1185 - FAMILY Act. Issue: paid family and medical leave
17.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
18.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
19.S.463 - FAMILY Act. Issue: paid family and medical leave
20.S.920 - New Parents Act of 2019. Issue: paid family and medical leave
21.Discussion draft - CRADLE Act. Issue: paid family and medical leave
22.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
S.1628 -Paid Family Leave Pilot Extension Act. Issue: paid family and medical leave
S.1895 - Lower Health Care Costs Act. Issue: dental plans
Agencies Lobbied
U.S. Senate
Lobbying Issues
Technical corrections to the Tax Cuts and Jobs Act (bill not introduced)
Tax Extenders: H.R. 3301 (no Senate bill introduced yet)
Life Insurance Tax Simplification Proposals (no bill introduced yet)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
North America Free Trade Agreement, no bill has been introduced
China FDI Cap issue, no bill has been introduced
US-EU Covered Agreement, but no bill has been introduced
Korea-US Free Trade Agreement, no bill introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2019
American Council of Life Insurers amended a lobbying report for in-house lobbying in Q22019 on July 19, 2019
Original Filing: 301051084.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. __ - Online Privacy Act. Issue: Privacy/data security
H.R. 2013 - Information Transparency and Personal Data Control Act. Issue: Privacy/data security
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 1815 - SEC Disclosure Effectiveness Test Act. Issue: SEC investor testing.
H.R. 1862/S. 1586 - Federal Insurance Office Abolishment Act of 2019. Issue: FIO reform.
H.R. 3561/S. 603 - Financial Stability Oversight Council Improvement Act of 2019. Issue: FSOC reform.
H.R. 1595/S.___ - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses.
H.R. 3351- Financial Services and General Government Appropriations Act, 2020. Issue: Making appropriations for financial services and general government for the fiscal year ending September 30, 2020.
H.R. 3614 - Restricting Use of Credit Checks for Employment Decisions Act. Issue: ban the use of credit information for most employment decisions.
H.R.__ - Clarity in Credit Score Formation Act. Issue: Establishing clear federal oversight of the development of credit scoring models.
Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1832 - Insurance Fairness for First Responders Act of 2019. The bill would establish minimum standards relating to a factor for life insurance eligibility and rates. Issue: underwriting.
H.R. 1224 - Living Donor Protection Act of 2019. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S.__ - Draft legislation regarding the business of insurance regulatory reform act. Issue: Insurance exclusion from CFPB jurisdiction.
S.__ - Draft legislation regarding the business of insurance regulatory reform act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R./S.__ - Draft legislation regarding the nonvoting insurance member on FSOC receiving a vote. Issue: FSOC reform.
H.R.S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
RET - 2019 Q2
Retirement Security
1.H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms
2.S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms
3.H.R. 1997, the Setting Every Community up for Retirement Act. Issue: retirement security reforms
4.H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider.
5.H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms
6.H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans.
7.
Saving for the Future Act. Issue: Mandated retirement account employer match.
8.S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan.
9.S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs.
10.S. 1431, Retirement Security and Savings Act of 2019. Retirement Security.
11.S. 1428, Retirement Parity for Student Loans Act, Student Loan Retirement Match.
12.S.1011, The Small Business Employees Retirement Enhancement Act, Open MEPs.
13.S.1020, The Retirement Flexibility Act, Retirement Security, automatic enrollment/escalation.
14.S.1019, The Strengthening Financial Security Through Short-Term Savings Act, Retirement Security. Addresses retirement plan leakage.
15.S.1018,The Refund to Rainy Day Savings Act, Retirement Savings. Utilizes tax return for retirement savings.
Income Security
16.H.R.1185 - FAMILY Act. Issue: paid family and medical leave
17.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
18.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
19.S.463 - FAMILY Act. Issue: paid family and medical leave
20.S.920 - New Parents Act of 2019. Issue: paid family and medical leave
21.Discussion draft - CRADLE Act. Issue: paid family and medical leave
22.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
S.1628 -Paid Family Leave Pilot Extension Act. Issue: paid family and medical leave
S.1895 - Lower Health Care Costs Act. Issue: dental plans
Agencies Lobbied
U.S. Senate
Lobbying Issues
Technical corrections to the Tax Cuts and Jobs Act (bill not introduced)
Tax Extenders: H.R. 3301 (no Senate bill introduced yet)
Life Insurance Tax Simplification Proposals (no bill introduced yet)
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
North America Free Trade Agreement, no bill has been introduced
China FDI Cap issue, no bill has been introduced
US-EU Covered Agreement, but no bill has been introduced
Korea-US Free Trade Agreement, no bill introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2019
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 18, 2019.
Original Filing: 301028921.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 1815 - SEC Disclosure Effectiveness Test Act. Issue: SEC investor testing.
H.R. 1862 - Federal Insurance Office Abolishment Act of 2019. Issue: FIO reform.
S. 603 - Financial Stability Oversight Council Improvement Act of 2019. Issue FSOC reform.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1832 - Insurance Fairness for First Responders Act of 2019. The bill would establish minimum standards relating to a factor for life insurance eligibility and rates. Issue: underwriting.
H.R. 1224 - Living Donor Protection Act of 2019. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
S.__ - Draft legislation regarding the business of insurance regulatory reform act. Issue: Insurance exclusion from CFPB jurisdiction.
S.__ - Draft legislation regarding the business of insurance regulatory reform act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R./S.__ - Draft legislation regarding the nonvoting insurance member on FSOC receiving a vote. Issue: FSOC reform.
H.R.S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Issue: National Association of Registered Agents and Brokers (NARAB) board. No bill number assigned.
Agencies Lobbied
U.S. Senate
Lobbying Issues
1.H.R.1007 - Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms
2.S. 972, Retirement Enhancement and Savings Act of 2019 (RESA). Issue: retirement security reforms
3.H.R. 1439, the Increasing Access to a Secure Retirement Act Issue: Provides a fiduciary safe harbor to the selection of an annuity provider.
4.H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE). Issue: retirement security reforms
5.H.R. 1993, Providing Retirement Security to Workers in Small Businesses, Cooperatives, and Service Organizations Act of 2019. Issue: Retirement Security, Open Multiple Employer Plans.
6.Saving for the Future Act. Issue: Mandated retirement account employer match.
7.S. 322, SIMPLE Plan Modernization Act. Issue: Makes improvements to SIMPLE retirement accounts and ease the transition from a SIMPLE plan to a 401(k) plan.
8.S. 321, the Retirement Security Act of 2019. Issue: Allows for open MEPs.
Income Security
9.H.R.1185 - FAMILY Act. Issue: paid family and medical leave
10.H.R.1940 - New Parents Act of 2019. Issue: paid family and medical leave
11.H.R.2163 - To amend the Internal Revenue Code of 1986 to allow for tax-advantaged distributions from health savings accounts during family or medical leave, and for other purposes. Issue: paid family and medical leave
12.S.463 - FAMILY Act. Issue: paid family and medical leave
13.S.920 - New Parents Act of 2019. Issue: paid family and medical leave
14.Discussion draft - CRADLE Act. Issue: paid family and medical leave
15.Proposed FY 2020 Budget proposal on paid family and medical leave. Issue: paid family and medical leave
Agencies Lobbied
U.S. Senate
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
North America Free Trade Agreement, no bill has been introduced
China FDI Cap issue, no bill has been introduced
US-EU Covered Agreement, but no bill has been introduced
Korea-US Free Trade Agreement, no bill introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2018
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 18, 2019.
Original Filing: 301008052.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 6743 Consumer Information Notification Requirement Act. Issue: Cybersecurity.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 223/H.R. 3758 - Senior$afe Act of 2017. This bill will provide immunity from suit for certain individuals who disclose potential examples of financial exploitation of senior citizens. Issue: protecting seniors financial security.
S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
S. 488 JOBS and Investor Confidence Act of 2018. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 10 -- Financial CHOICE Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 3110/S. 1463 - A bill to amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council. Issue: Dodd-Frank Act reform.
S. 1360 - International Insurance Capital Standards Accountability Act of 2017. Issue: international insurance standards.
H.R. 3762 - International Insurance Standards Act of 2017. Issue: international insurance standards.
H.R. 4537 - International Insurance Standards Act of 2017. Issue: international insurance standards.
H.R. 3857 - Protecting Advice for Small Savers (PASS) Act of 2017. Issue: Establishing a best interest standard for financial advisors and fiduciary rule.
H.R. 3861 - Federal Insurance Office Reform Act of 2017. Issue: FIO reform.
H.R. 4483 - Federal Insurance Office Abolishment Act of 2017. Issue: FIO reform.
H.R. 5323 - Derivatives Fairness Act. Issue: establish an exemption from the credit valuation adjustment calculation for uncleared derivatives transactions with end-users.
H.R. 1625 - Consolidated Appropriations Act of 2018. Issue: postal reform.
H.R.___/S.___ - Financial Services and General Government Appropriations Act. Making appropriations for financial services and general government for the fiscal year ending September 30, 2019, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
H.R.__ - Draft legislation regarding the designations or titles of financial professionals.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Whole or universal life insurance premiums.
Issue: Swap margin rule. The rule establishes margin requirements for swaps not cleared through a clearinghouse. No bill number assigned.
Tracking:
H.R. 985 - Fairness in Class Action Litigation and Furthering Asbestos Claim Transparency Act of 2017. The bill would amend the procedures used in Federal court class actions and multidistrict litigation proceedings to assure fairer, more efficient outcomes for claimants and defendants. Issue: tort reform.
H.R. 756 - Postal Service Reform Act of 2017. This bill would restore the financial solvency and improve the governance of the U.S. Postal Service in order to ensure the efficient and affordable nationwide delivery of mail. Issue: postal reform.
H.R. 1303/S. 180 - H-1B and L-1 Visa Reform Act of 2017. This bill would amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the U.S. Issue: immigration reform.
H.R. 1226/S. 447 - Justice for Uncompensated Survivors Today (JUST) Act of 2017. This bill would require reporting on acts of certain foreign countries on Holocaust era assets and related issues. Issue: Holocaust era insurance claims.
H.R. 762/S.258 - Holocaust Insurance Accountability Act of 2017. This bill would provide for the restoration of legal rights for claimants under holocaust-era insurance policies.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 372 - Competitive Health Insurance Reform Act of 2017. This bill would restore the application of the Federal antitrust laws to the business of health insurance to protect competition and consumers. Issue: McCarran-Ferguson Act.
H.R. 1270 - Living Donor Protection Act of 2017. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
H.R. 3746/S.2702 - Business of Insurance Regulatory Reform Act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R. 5059 - State Insurance Regulation Preservation Act. Issue: Federal Reserve Board supervision of insurance companies.
H.R. 5666/S. 3177 - Primary Regulators of Insurance Vote Act of 2018. Issue: FSOC reform.
S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Agencies Lobbied
U.S. Senate
Lobbying Issues
S. 2526 / H.R. 5282 - The Retirement Enhancement and Savings Act (RESA) Issue: Retirement Security
H.R. 6757, The Family Savings Act. Issue: Retirement Security
S.2474 - Retirement Savings Lost and Found Act of 2018. Issue: Facilitates location of lost participants.
H.R. 3857 - Protecting Advice from Small Savers Act of 2017. Issue: Nullifies the DOLs fiduciary rule.
H.R. 854 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans.
S. 1383: Retirement Security Act of 2017. Issue: retirement security
H.R. 2055/ S. 868 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
H.R. 2823, the Affordable Retirement Advice for Savers Act. Issue: alternative to the DOL fiduciary rule
H.R. 4610, the RETIRE Act. Issue: electronic delivery of retirement statements.
H.R. 4524, the Retirement Simplification and Enhancement Act. Issue: 401(k) plan improvements and lifetime income provisions.
H.R. 4523, the Automatic Retirement Plan Act. Issue: mandatory 401(k)
H.R. 4637, The Small Businesses Add Value for Employees (SAVE) Act of 2017. Issue: various retirement savings improvement provisions.
H.R. 4604, The Increasing Access to a Secure Retirement Act. Issue: measures to bolster Americans retirement security and annuity selection safe harbor.
H.R. 3910, Amends the Internal Revenue Code of 1986 to make lifetime income and managed account options of defined contribution retirement savings plans portable.
H,R. 3596, Rightsizing Pension Premiums Act of 2017: amends ERISA to alter the premiums for CSEC organizations. (Discussed this bill in the context of RESA)
H.R. 1962, Retirement Security Preservation Act of 2017: provides relief to DB plans related to non-discrimination testing. (Discussed this bill in the context of RESA)
HR 6990, Portable Retirement and Investment Account (PRIA) Act. Creates a government-run retirement system.
S. 3781, the Retirement Security and Savings Act. Contains numerous provisions that simplify and expand retirement coverage.
S. 3771, Retirement Parity for Student Loans Act. Allows employers to provide a match to an employees retirement account in the amount of their yearly student loan payment.
Pub.L. 111-148-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R.4225/S.2241 Legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
HR 6157, Pub.L.115-245 Appropriations for 2019 to support funding for SSA and SSDI hearing backlog. Issue: disability insurance.
H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: expanding long term care insurance coverage. Issue: LTC
H.R.____/S._____ Draft legislation to expand IRC Section 125 cafeteria plans to include long term care insurance. Issue: expanding long term care insurance. Issue: LTC
H.R.___/S._____ Draft legislation to allow auto enrollment of private disability insurance in employer provided plans. Issue: Disability insurance
H.R. 5138 and HR 6128 Legislation to expand use of HSAs.
S. 337/HR 947 FAMILY Act to provide for federal benefit for paid family and medical leave. Issue: disability insurance
S. 3412 Extension of paid family medical leave tax credit for employers. Issue: disability insurance
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 1: Tax Cuts and Jobs Act. ISSUE: Taxation of life insurers.
H.R.1393: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.1262: To amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life settlement transactions.
H.R.2181 - Insurance Company Tax Modernization and Parity Act of 2017. ISSUE: Taxation of life insurers.
S. 540: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
North America Free Trade Agreement, no bill has been introduced
China FDI Cap issue, no bill has been introduced
US-EU Covered Agreement, but no bill has been introduced
Korea-US Free Trade Agreement, no bill introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2018
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 18, 2018.
Original Filing: 300988372.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 6743 Consumer Information Notification Requirement Act. Issue: Cybersecurity.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 223/H.R. 3758 - Senior$afe Act of 2017. This bill will provide immunity from suit for certain individuals who disclose potential examples of financial exploitation of senior citizens. Issue: protecting seniors financial security.
S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
S. 488 JOBS and Investor Confidence Act of 2018. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 10 -- Financial CHOICE Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 3110/S. 1463 - A bill to amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council. Issue: Dodd-Frank Act reform.
S. 1360 - International Insurance Capital Standards Accountability Act of 2017. Issue: international insurance standards.
H.R. 3762 - International Insurance Standards Act of 2017. Issue: international insurance standards.
H.R. 4537 - International Insurance Standards Act of 2017. Issue: international insurance standards.
H.R. 3857 - Protecting Advice for Small Savers (PASS) Act of 2017. Issue: Establishing a best interest standard for financial advisors and fiduciary rule.
H.R. 3861 - Federal Insurance Office Reform Act of 2017. Issue: FIO reform.
H.R. 4483 - Federal Insurance Office Abolishment Act of 2017. Issue: FIO reform.
H.R. 5323 - Derivatives Fairness Act. Issue: establish an exemption from the credit valuation adjustment calculation for uncleared derivatives transactions with end-users.
H.R. 1625 - Consolidated Appropriations Act of 2018. Issue: postal reform.
H.R.___/S.___ - Financial Services and General Government Appropriations Act. Making appropriations for financial services and general government for the fiscal year ending September 30, 2019, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
H.R.__ - Draft legislation regarding the designations or titles of financial professionals.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Whole or universal life insurance premiums.
Issue: Swap margin rule. The rule establishes margin requirements for swaps not cleared through a clearinghouse. No bill number assigned.
Tracking:
H.R. 985 - Fairness in Class Action Litigation and Furthering Asbestos Claim Transparency Act of 2017. The bill would amend the procedures used in Federal court class actions and multidistrict litigation proceedings to assure fairer, more efficient outcomes for claimants and defendants. Issue: tort reform.
H.R. 756 - Postal Service Reform Act of 2017. This bill would restore the financial solvency and improve the governance of the U.S. Postal Service in order to ensure the efficient and affordable nationwide delivery of mail. Issue: postal reform.
H.R. 1303/S. 180 - H-1B and L-1 Visa Reform Act of 2017. This bill would amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the U.S. Issue: immigration reform.
H.R. 1226/S. 447 - Justice for Uncompensated Survivors Today (JUST) Act of 2017. This bill would require reporting on acts of certain foreign countries on Holocaust era assets and related issues. Issue: Holocaust era insurance claims.
H.R. 762/S.258 - Holocaust Insurance Accountability Act of 2017. This bill would provide for the restoration of legal rights for claimants under holocaust-era insurance policies.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 372 - Competitive Health Insurance Reform Act of 2017. This bill would restore the application of the Federal antitrust laws to the business of health insurance to protect competition and consumers. Issue: McCarran-Ferguson Act.
H.R. 1270 - Living Donor Protection Act of 2017. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
H.R. 3746/S.2702 - Business of Insurance Regulatory Reform Act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R. 5059 - State Insurance Regulation Preservation Act. Issue: Federal Reserve Board supervision of insurance companies.
H.R. 5666/S. 3177 - Primary Regulators of Insurance Vote Act of 2018. Issue: FSOC reform.
S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Agencies Lobbied
U.S. Senate
Lobbying Issues
S. 2526 / H.R. 5282 - The Retirement Enhancement and Savings Act (RESA) Issue: Retirement Security
H.R. 6757, The Family Savings Act. Issue: Retirement Security
S.2474 - Retirement Savings Lost and Found Act of 2018. Issue: Facilitates location of lost participants.
H.R. 3857 - Protecting Advice from Small Savers Act of 2017. Issue: Nullifies the DOLs fiduciary rule.
H.R. 854 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans.
S. 1383: Retirement Security Act of 2017. Issue: retirement security
H.R. 2055/ S. 868 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
H.R. 2823, the Affordable Retirement Advice for Savers Act. Issue: alternative to the DOL fiduciary rule
H.R. 4610, the RETIRE Act. Issue: electronic delivery of retirement statements.
H.R. 4524, the Retirement Simplification and Enhancement Act. Issue: 401(k) plan improvements and lifetime income provisions.
H.R. 4523, the Automatic Retirement Plan Act. Issue: mandatory 401(k)
H.R. 4637, The Small Businesses Add Value for Employees (SAVE) Act of 2017. Issue: various retirement savings improvement provisions.
H.R. 4604, The Increasing Access to a Secure Retirement Act. Issue: measures to bolster Americans retirement security and annuity selection safe harbor.
H.R. 3910, Amends the Internal Revenue Code of 1986 to make lifetime income and managed account options of defined contribution retirement savings plans portable.
H,R. 3596, Rightsizing Pension Premiums Act of 2017: amends ERISA to alter the premiums for CSEC organizations. (Discussed this bill in the context of RESA)
H.R. 1962, Retirement Security Preservation Act of 2017: provides relief to DB plans related to non-discrimination testing. (Discussed this bill in the context of RESA)
HR 6990, Portable Retirement and Investment Account (PRIA) Act. Creates a government-run retirement system.
Pub.L. 111-148-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R.4225/S.2241 Legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
HR 6157, Pub.L.115-245 Appropriations for 2019 to support funding for SSA and SSDI hearing backlog. Issue: disability insurance.
H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: expanding long term care insurance coverage.
H.R.____/S._____ Draft legislation to expand IRC Section 125 cafeteria plans to include long term care insurance. Issue: expanding long term care insurance.
H.R.___/S._____ Draft legislation to allow auto enrollment of private disability insurance in employer provided plans.
H.R. 5138 and HR 6128 Legislation to expand use of HSAs.
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 1: Tax Cuts and Jobs Act. ISSUE: Taxation of life insurers.
H.R.1393: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.1262: To amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life settlement transactions.
H.R.2181 - Insurance Company Tax Modernization and Parity Act of 2017. ISSUE: Taxation of life insurers.
S. 540: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
North America Free Trade Agreement, no bill has been introduced
China FDI Cap issue, no bill has been introduced
US-EU Covered Agreement, but no bill has been introduced
Korea-US Free Trade Agreement, no bill introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2018
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 17, 2018.
Original Filing: 300965904.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
No bill number: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R.___ - Financial Services and General Government Appropriations Act. Making appropriations for financial services and general government for the fiscal year ending September 30, 2018, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
S. 223/H.R. 3758 - Senior$afe Act of 2017. This bill will provide immunity from suit for certain individuals who disclose potential examples of financial exploitation of senior citizens. Issue: protecting seniors financial security.
S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 10 -- Financial CHOICE Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 3110/S. 1463 - A bill to amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council. Issue: Dodd-Frank Act reform.
S. 1360 - International Insurance Capital Standards Accountability Act of 2017. Issue: international insurance standards.
H.R. 3762 - International Insurance Standards Act of 2017. Issue: international insurance standards.
H.R. 4537 - International Insurance Standards Act of 2017. Issue: international insurance standards.
H.R. 3857 - Protecting Advice for Small Savers (PASS) Act of 2017. Issue: Establishing a best interest standard for financial advisors and fiduciary rule.
H.R. 3861 - Federal Insurance Office Reform Act of 2017. Issue: FIO reform.
H.R. 4483 - Federal Insurance Office Abolishment Act of 2017. Issue: FIO reform.
H.R. 5323 - Derivatives Fairness Act. Issue: establish an exemption from the credit valuation adjustment calculation for uncleared derivatives transactions with end-users.
H.R. 1625 - Consolidated Appropriations Act of 2018. Issue: postal reform.
H.R.___/S.___ - Financial Services and General Government Appropriations Act. Making appropriations for financial services and general government for the fiscal year ending September 30, 2019, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
H.R.__ - Draft legislation regarding the designations or titles of financial professionals.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Whole or universal life insurance premiums.
Issue: Swap margin rule. The rule establishes margin requirements for swaps not cleared through a clearinghouse. No bill number assigned.
Tracking:
H.R. 985 - Fairness in Class Action Litigation and Furthering Asbestos Claim Transparency Act of 2017. The bill would amend the procedures used in Federal court class actions and multidistrict litigation proceedings to assure fairer, more efficient outcomes for claimants and defendants. Issue: tort reform.
H.R. 756 - Postal Service Reform Act of 2017. This bill would restore the financial solvency and improve the governance of the U.S. Postal Service in order to ensure the efficient and affordable nationwide delivery of mail. Issue: postal reform.
H.R. 1303/S. 180 - H-1B and L-1 Visa Reform Act of 2017. This bill would amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the U.S. Issue: immigration reform.
H.R. 1226/S. 447 - Justice for Uncompensated Survivors Today (JUST) Act of 2017. This bill would require reporting on acts of certain foreign countries on Holocaust era assets and related issues. Issue: Holocaust era insurance claims.
H.R. 762/S.258 - Holocaust Insurance Accountability Act of 2017. This bill would provide for the restoration of legal rights for claimants under holocaust-era insurance policies.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 372 - Competitive Health Insurance Reform Act of 2017. This bill would restore the application of the Federal antitrust laws to the business of health insurance to protect competition and consumers. Issue: McCarran-Ferguson Act.
H.R. 1270 - Living Donor Protection Act of 2017. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
H.R. 3746/S.2702 - Business of Insurance Regulatory Reform Act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R. 5059 - State Insurance Regulation Preservation Act. Issue: Federal Reserve Board supervision of insurance companies.
H.R. 5666/S. 3177 - Primary Regulators of Insurance Vote Act of 2018. Issue: FSOC reform.
S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Agencies Lobbied
U.S. Senate
Lobbying Issues
S. 2526 / H.R. 5282 - The Retirement Enhancement and Savings Act (RESA) Issue: Retirement Security
S.2474 - Retirement Savings Lost and Found Act of 2018. Issue: Facilitates location of lost participants.
H.R. 3857 - Protecting Advice from Small Savers Act of 2017. Issue: Nullifies the DOLs fiduciary rule.
H.R. 854 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans.
S. 1383: Retirement Security Act of 2017. Issue: retirement security
H.R. 2055/ S. 868 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
H.R. 2823, the Affordable Retirement Advice for Savers Act. Issue: alternative to the DOL fiduciary rule
H.R. 4610, the RETIRE Act. Issue: electronic delivery of retirement statements.
H.R. 4524, the Retirement Simplification and Enhancement Act. Issue: 401(k) plan improvements and lifetime income provisions.
H.R. 4523, the Automatic Retirement Plan Act. Issue: mandatory 401(k)
H.R. 4637, The Small Businesses Add Value for Employees (SAVE) Act of 2017. Issue: various retirement savings improvement provisions.
H.R. 4604, The Increasing Access to a Secure Retirement Act. Issue: measures to bolster Americans retirement security and annuity selection safe harbor.
H.R. 3910, Amends the Internal Revenue Code of 1986 to make lifetime income and managed account options of defined contribution retirement savings plans portable.
H,R. 3596, Rightsizing Pension Premiums Act of 2017: amends ERISA to alter the premiums for CSEC organizations. (Discussed this bill in the context of RESA)
H.R. 1962, Retirement Security Preservation Act of 2017: provides relief to DB plans related to non-discrimination testing. (Discussed this bill in the context of RESA)
Pub.L. 111-148-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R.4225/S.2241 Legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
HR._____/ S._____ Appropriations for 2019 to support funding for SSA and SSDI hearing backlog. Issue: disability insurance.
H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: expanding long term care insurance coverage.
H.R.____/S._____ Draft legislation to expand IRC Section 125 cafeteria plans to include long term care insurance. Issue: expanding long term care insurance.
H.R.___/S._____ Draft legislation to allow auto enrollment of private disability insurance in employer provided plans.
H.R. 5138 and HR 6128 Legislation to expand use of HSAs.
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 1: Tax Cuts and Jobs Act. ISSUE: Taxation of life insurers.
H.R.1393: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.1262: To amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life settlement transactions.
H.R.2181 - Insurance Company Tax Modernization and Parity Act of 2017. ISSUE: Taxation of life insurers.
S. 540: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
North America Free Trade Agreement, no bill has been introduced
China FDI Cap issue, no bill has been introduced
US-EU Covered Agreement, but no bill has been introduced
Korea-US Free Trade Agreement, no bill introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2018
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 11, 2018.
Original Filing: 300943665.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R.___ - Financial Services and General Government Appropriations Act. Making appropriations for financial services and general government for the fiscal year ending September 30, 2018, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
S. 223/H.R. 3758 - Senior$afe Act of 2017. This bill will provide immunity from suit for certain individuals who disclose potential examples of financial exploitation of senior citizens. Issue: protecting seniors financial security.
S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 10 -- Financial CHOICE Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 3110/S. 1463 - A bill to amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council. Issue: Dodd-Frank Act reform.
S. 1360 - International Insurance Capital Standards Accountability Act of 2017. Issue: international insurance standards.
H.R. 3762 - International Insurance Standards Act of 2017. Issue: international insurance standards.
H.R. 4537 - International Insurance Standards Act of 2017. Issue: international insurance standards.
H.R. 3857 - Protecting Advice for Small Savers (PASS) Act of 2017. Issue: Establishing a best interest standard for financial advisors and fiduciary rule.
H.R. 3861 - Federal Insurance Office Reform Act of 2017. Issue: FIO reform.
H.R. 4483 - Federal Insurance Office Abolishment Act of 2017. Issue: FIO reform.
H.R. 5323 - Derivatives Fairness Act. Issue: establish an exemption from the credit valuation adjustment calculation for uncleared derivatives transactions with end-users.
H.R. 1625 - Consolidated Appropriations Act of 2018. Issue: postal reform.
H.R.__ - Draft legislation regarding the designations or titles of financial professionals.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Whole or universal life insurance premiums.
Issue: Swap margin rule. The rule establishes margin requirements for swaps not cleared through a clearinghouse. No bill number assigned.
Tracking:
H.R. 985 - Fairness in Class Action Litigation and Furthering Asbestos Claim Transparency Act of 2017. The bill would amend the procedures used in Federal court class actions and multidistrict litigation proceedings to assure fairer, more efficient outcomes for claimants and defendants. Issue: tort reform.
H.R. 756 - Postal Service Reform Act of 2017. This bill would restore the financial solvency and improve the governance of the U.S. Postal Service in order to ensure the efficient and affordable nationwide delivery of mail. Issue: postal reform.
H.R. 1303/S. 180 - H-1B and L-1 Visa Reform Act of 2017. This bill would amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the U.S. Issue: immigration reform.
H.R. 1226/S. 447 - Justice for Uncompensated Survivors Today (JUST) Act of 2017. This bill would require reporting on acts of certain foreign countries on Holocaust era assets and related issues. Issue: Holocaust era insurance claims.
H.R. 762/S.258 - Holocaust Insurance Accountability Act of 2017. This bill would provide for the restoration of legal rights for claimants under holocaust-era insurance policies.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 372 - Competitive Health Insurance Reform Act of 2017. This bill would restore the application of the Federal antitrust laws to the business of health insurance to protect competition and consumers. Issue: McCarran-Ferguson Act.
H.R. 1270 - Living Donor Protection Act of 2017. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
H.R. 3746/S.___ - Business of Insurance Regulatory Reform Act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R. 5059 - State Insurance Regulation Preservation Act. Issue: Federal Reserve Board supervision of insurance companies.
S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Agencies Lobbied
U.S. Senate
Lobbying Issues
S. 2526 / H.R. 5282 - The Retirement Enhancement and Savings Act (RESA) Issue: Retirement Security
S.2474 - Retirement Savings Lost and Found Act of 2018. Issue: Facilitates location of lost participants.
H.R. 3857 - Protecting Advice from Small Savers Act of 2017. Issue: Nullifies the DOLs fiduciary rule.
H.R. 854 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans.
S. 1383: Retirement Security Act of 2017. Issue: retirement security
H.R. 1 - Tax Cuts and Jobs Act. Issue: tax reform as it pertains to life insurance
H.R. 2055/ S. 868 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1321, the Affordable Retirement Advice Protection Act. Issue: alternative to the DOL fiduciary rule
H.R. 2823, the Affordable Retirement Advice for Savers Act. Issue: alternative to the DOL fiduciary rule
H.R. 4610, the RETIRE Act. Issue: electronic delivery of retirement statements.
H.R. 4524, the Retirement Simplification and Enhancement Act. Issue: 401(k) plan improvements and lifetime income provisions.
H.R. 4523, the Automatic Retirement Plan Act. Issue: mandatory 401(k)
H.R. 4637, The Small Businesses Add Value for Employees (SAVE) Act of 2017. Issue: various retirement savings improvement provisions.
H.R. 4604, The Increasing Access to a Secure Retirement Act. Issue: measures to bolster Americans retirement security and annuity selection safe harbor.
NPP
Pub.L. 111-148-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R.4225/S.2241 Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
HR 1625/Public Law No: 115-141 Consolidated Appropriations Act, 2018 to support funding for SSA and SSDI hearing backlog. Issue: disability insurance.
H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: expanding long term care insurance coverage
H.R.____/S._____ Draft legislation to expand IRC Section 125 cafeteria plans to include long term care insurance. Issue: expanding long term care insurance.
H.R.___/S._____ Draft legislation to allow auto enrollment of private disability insurance in employer provided plans.
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 1: Tax Cuts and Jobs Act. ISSUE: Taxation of life insurers.
H.R.1393: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.1262: To amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life settlement transactions.
H.R.2181 - Insurance Company Tax Modernization and Parity Act of 2017. ISSUE: Taxation of life insurers.
S. 540: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
North America Free Trade Agreement, no bill has been introduced
China FDI Cap issue, no bill has been introduced
US-EU Covered Agreement, but no bill has been introduced
Korea-US Free Trade Agreement, no bill introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2017
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 11, 2018.
Original Filing: 300922654.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R.___ - Financial Services and General Government Appropriations Act. Making appropriations for financial services and general government for the fiscal year ending September 30, 2018, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
S. 223/H.R. 3758 - Senior$afe Act of 2017. This bill will provide immunity from suit for certain individuals who disclose potential examples of financial exploitation of senior citizens. Issue: protecting seniors financial security.
S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 10 -- Financial CHOICE Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 3110/S. 1463 - A bill to amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council. Issue: Dodd-Frank Act reform.
S. 1360 - International Insurance Capital Standards Accountability Act of 2017. Issue: international insurance standards.
H.R. 3762 - International Insurance Standards Act of 2017. Issue: international insurance standards.
H.R. 4537 - International Insurance Standards Act of 2017. Issue: international insurance standards.
H.R. 3857 - Protecting Advice for Small Savers (PASS) Act of 2017. Issue: Establishing a best interest standard for financial advisors and fiduciary rule.
H.R. 3861 - Federal Insurance Office Reform Act of 2017. Issue: FIO reform.
H.R. 4483 - Federal Insurance Office Abolishment Act of 2017. Issue: FIO reform.
H.R.__ - Draft legislation regarding the designations or titles of financial professionals.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Whole or universal life insurance premiums.
Issue: Swap margin rule. The rule establishes margin requirements for swaps not cleared through a clearinghouse. No bill number assigned.
Tracking:
H.R. 985 - Fairness in Class Action Litigation and Furthering Asbestos Claim Transparency Act of 2017. The bill would amend the procedures used in Federal court class actions and multidistrict litigation proceedings to assure fairer, more efficient outcomes for claimants and defendants. Issue: tort reform.
H.R. 756 - Postal Service Reform Act of 2017. This bill would restore the financial solvency and improve the governance of the U.S. Postal Service in order to ensure the efficient and affordable nationwide delivery of mail. Issue: postal reform.
H.R. 1303/S. 180 - H-1B and L-1 Visa Reform Act of 2017. This bill would amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the U.S. Issue: immigration reform.
H.R. 1226/S. 447 - Justice for Uncompensated Survivors Today (JUST) Act of 2017. This bill would require reporting on acts of certain foreign countries on Holocaust era assets and related issues. Issue: Holocaust era insurance claims.
H.R. 762/S.258 - Holocaust Insurance Accountability Act of 2017. This bill would provide for the restoration of legal rights for claimants under holocaust-era insurance policies.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 372 - Competitive Health Insurance Reform Act of 2017. This bill would restore the application of the Federal antitrust laws to the business of health insurance to protect competition and consumers. Issue: McCarran-Ferguson Act.
H.R. 1270 - Living Donor Protection Act of 2017. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
H.R. 3746/S.___ - Business of Insurance Regulatory Reform Act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R.__/S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 854 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans.
S. 1383: Retirement Security Act of 2017. Issue: retirement security
H.R. 1 - Tax Cuts and Jobs Act. Issue: tax reform as it pertains to life insurance
H.R. 2055/ S. 868 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1321, the Affordable Retirement Advice Protection Act. Issue: alternative to the DOL fiduciary rule
H.R. 2823, the Affordable Retirement Advice for Savers Act. Issue: alternative to the DOL fiduciary rule
H.J. Res 66 (PL 115-35), Resolution disapproving the DOL rule related to state based retirement plans
H.J. Res 67 (PL 115-24), Resolution disapproving the DOL rule related to municipality based retirement plans.
S. 1379, the Graduate Student Savings Act. Issue: promotes retirement savings for graduate students
H.R. 2030, Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: prevents retirement savings leakage
H.R. 4610, the RETIRE Act. Issue: electronic delivery of retirement statements.
H.R. 4524, the Retirement Simplification and Enhancement Act. Issue: 401(k) plan improvements and lifetime income provisions.
H.R. 4523, the Automatic Retirement Plan Act. Issue: mandatory 401(k)
H.R. 4637 , The Small Businesses Add Value for Employees (SAVE) Act of 2017. Issue: various retirement savings improvement provisions.
H.R. 4604, The Increasing Access to a Secure Retirement Act. Issue: measures to bolster Americans retirement security and annuity selection safe harbor.
Pub.L. 111-148-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R.4225/S.2241 legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
Public Law No: 115-31. Consolidated Appropriations Act of 2017 Maintain Section 172 of Further Continuing and Security Assistance Appropriations Act regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog. Issue: disability insurance
H.R.___/S.____ Appropriations for 2018 to support funding for SSA and SSDI hearing backlog. Issue: disability insurance.
H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: expanding long term care insurance coverage
H.R.____/S._____ Draft legislation to expand IRC Section 125 cafeteria plans to include long term care insurance. Issue: expanding long term care insurance.
H.R.___/S._____ Draft legislation to allow auto enrollment of private disability insurance in employer provided plans.
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 1: Tax Cuts and Jobs Act. ISSUE: Taxation of life insurers.
H.R.1393: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.1262: To amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life settlement transactions.
H.R.2181 - Insurance Company Tax Modernization and Parity Act of 2017. ISSUE: Taxation of life insurers.
S. 540: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
North America Free Trade Agreement, no bill has been introduced
China FDI Cap issue, no bill has been introduced
US-EU Covered Agreement, but no bill has been introduced
Korea-US Free Trade Agreement, no bill introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2017
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 12, 2017.
Original Filing: 300903162.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R.___ - Financial Services and General Government Appropriations Act. Making appropriations for financial services and general government for the fiscal year ending September 30, 2018, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
S. 223/H.R. 3758 - Senior$afe Act of 2017. This bill will provide immunity from suit for certain individuals who disclose potential examples of financial exploitation of senior citizens. Issue: protecting seniors financial security.
H.R. 10 -- Financial CHOICE Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 3110/S. 1463 - A bill to amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council. Issue: Dodd-Frank Act reform.
S. 1360 - International Insurance Capital Standards Accountability Act of 2017. Issue: international insurance standards.
H.R. 3762 - International Insurance Standards Act of 2017. Issue: international insurance standards.
H.R. 3857 - Protecting Advice for Small Savers (PASS) Act of 2017. Issue: Establishing a best interest standard for financial advisors and fiduciary rule.
H.R. 3861 - Federal Insurance Office Reform Act of 2017. Issue: FIO reform.
H.R.__ - Draft legislation regarding the designations or titles of financial professionals.
Issue: Unclaimed life insurance products. No bill number assigned.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Whole or universal life insurance premiums.
Issue: Swap margin rule. The rule establishes margin requirements for swaps not cleared through a clearinghouse. No bill number assigned.
Tracking:
H.R. 985 - Fairness in Class Action Litigation and Furthering Asbestos Claim Transparency Act of 2017. The bill would amend the procedures used in Federal court class actions and multidistrict litigation proceedings to assure fairer, more efficient outcomes for claimants and defendants. Issue: tort reform.
H.R. 756 - Postal Service Reform Act of 2017. This bill would restore the financial solvency and improve the governance of the U.S. Postal Service in order to ensure the efficient and affordable nationwide delivery of mail. Issue: postal reform.
H.R. 1303/S. 180 - H-1B and L-1 Visa Reform Act of 2017. This bill would amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the U.S. Issue: immigration reform.
H.R. 1226/S. 447 - Justice for Uncompensated Survivors Today (JUST) Act of 2017. This bill would require reporting on acts of certain foreign countries on Holocaust era assets and related issues. Issue: Holocaust era insurance claims.
H.R. 762/S.258 - Holocaust Insurance Accountability Act of 2017. This bill would provide for the restoration of legal rights for claimants under holocaust-era insurance policies.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 372 - Competitive Health Insurance Reform Act of 2017. This bill would restore the application of the Federal antitrust laws to the business of health insurance to protect competition and consumers. Issue: McCarran-Ferguson Act.
H.R. 1270 - Living Donor Protection Act of 2017. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
H.R. 3746 - Business of Insurance Regulatory Reform Act. Issue: Insurance exclusion from CFPB jurisdiction.
H.R.__/S.__ - Draft legislation regarding Federal Reserve Board supervision of insurance companies.
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 854 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans.
S. 1383: Retirement Security Act of 2017. Issue: retirement security
House GOP Blueprint on Tax Reform
H.R. 2055/ S. 868 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1321, the Affordable Retirement Advice Protection Act. Issue: alternative to the DOL fiduciary rule
H.R. 2823, the Affordable Retirement Advice for Savers Act. Issue: alternative to the DOL fiduciary rule
H.J. Res 66 (PL 115-35), Resolution disapproving the DOL rule related to state based retirement plans
H.J. Res 67 (PL 115-24), Resolution disapproving the DOL rule related to municipality based retirement plans.
S. 1379, the Graduate Student Savings Act. Issue: promotes retirement savings for graduate students
H.R. 2030, Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: prevents retirement savings leakage
Pub.L. 111-148-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
Public Law No: 115-31. Consolidated Appropriations Act of 2017 Maintain Section 172 of Further Continuing and Security Assistance Appropriations Act regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog. Issue: disability insurance
H.R.___/S.____ Appropriations for 2018 to support funding for SSA and SSDI hearing backlog. Issue: disability insurance.
H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: expanding long term care insurance coverage
H.R.____/S._____ Draft legislation to expand IRC Section 125 cafeteria plans to include long term care insurance. Issue: expanding long term care insurance.
H.R.___/S._____ Draft legislation to allow auto enrollment of private disability insurance in employer provided plans.
H.R.___/S. ____ Draft legislation for tax reform
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax reform discussion drafts released and written by staff and/or members of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurers and products
H.R.1393: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.1262: To amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life settlement transactions.
H.R.2181 - Insurance Company Tax Modernization and Parity Act of 2017. ISSUE: Taxation of life insurers.
S. 540: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
North America Free Trade Agreement, no bill has been introduced
China FDI Cap issue, no bill has been introduced
US-EU Covered Agreement, but no bill has been introduced
Korea-US Free Trade Agreement, no bill introduced
International tax reform, no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2017
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 13, 2017.
Original Filing: 300884086.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R.___ - Financial Services and General Government Appropriations Act. Making appropriations for financial services and general government for the fiscal year ending September 30, 2018, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
S. 223 - Senior$afe Act of 2017. This bill will provide immunity from suit for certain individuals who disclose potential examples of financial exploitation of senior citizens. Issue: protecting seniors financial security.
H.R. 10 -- Financial CHOICE Act. Issue: Implementation and regulatory reform of the financial services industry.
H.R. 3110/S. 1463 - A bill to amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council. Issue: Dodd-Frank Act reform.
S. 1360 - International Insurance Capital Standards Accountability Act of 2017. Issue: international insurance standards.
H.R.___ - Draft legislation on international insurance standards. Issue: international insurance standards.
H.R.___ Draft legislation establishing a best interest standard for financial advisors. Issue: fiduciary rule.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Swap margin rule. The rule establishes margin requirements for swaps not cleared through a clearinghouse. No bill number assigned.
Tracking:
H.R. 985 - Fairness in Class Action Litigation and Furthering Asbestos Claim Transparency Act of 2017. The bill would amend the procedures used in Federal court class actions and multidistrict litigation proceedings to assure fairer, more efficient outcomes for claimants and defendants. Issue: tort reform.
H.R. 756 - Postal Service Reform Act of 2017. This bill would restore the financial solvency and improve the governance of the U.S. Postal Service in order to ensure the efficient and affordable nationwide delivery of mail. Issue: postal reform.
H.R. 1303/S. 180 - H-1B and L-1 Visa Reform Act of 2017. This bill would amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the U.S. Issue: immigration reform.
H.R. 1226/S. 447 - Justice for Uncompensated Survivors Today (JUST) Act of 2017. This bill would require reporting on acts of certain foreign countries on Holocaust era assets and related issues. Issue: Holocaust era insurance claims.
H.R. 762/S.258 - Holocaust Insurance Accountability Act of 2017. This bill would provide for the restoration of legal rights for claimants under holocaust-era insurance policies.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 372 - Competitive Health Insurance Reform Act of 2017. This bill would restore the application of the Federal antitrust laws to the business of health insurance to protect competition and consumers. Issue: McCarran-Ferguson Act.
H.R. 1270 - Living Donor Protection Act of 2017. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
H.R. ___ - Draft legislation to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator. Issue: regulation of insurance companies.
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 854 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans.
S. 1383: Retirement Security Act of 2017. Issue: retirement security
House GOP Blueprint on Tax Reform
H.R. 2055/ S. 868 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1321, the Affordable Retirement Advice Protection Act. Issue: alternative to the DOL fiduciary rule
H.R. 2823, the Affordable Retirement Advice for Savers Act. Issue: alternative to the DOL fiduciary rule
H.J. Res 66 (PL 115-35), Resolution disapproving the DOL rule related to state based retirement plans
H.J. Res 67 (PL 115-24), Resolution disapproving the DOL rule related to municipality based retirement plans.
S. 1379, the Graduate Student Savings Act. Issue: promotes retirement savings for graduate students
H.R. 2030, Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: prevents retirement savings leakage
Pub.L. 111-148-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices.
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
Public Law No: 114-254- Further Continuing and Security Assistance Appropriations Act. Section 172, regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog for FY17 expires April 28, 2017. Issue: disability insurance
H.R.____/S._____ FY17 appropriations beyond April 28, Maintain Section 172 of Further Continuing and Security Assistance Appropriations Act regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog. Issue: disability insurance
H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: expanding long term care insurance coverage
H.R.____/S._____ Draft legislation to expand Section 125 cafeteria plans. Issue: expanding long term care insurance.
H.R. ____/S._____ Draft legislation to initiate Congressional Review Act process to repeal Department of Labor rule affecting disability insurance claims process. Issue: Disability insurance.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax reform discussion drafts released and written by staff and/or members of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurers and products
H.R.1393: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.1262: To amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life settlement transactions.
H.R.2181 - Insurance Company Tax Modernization and Parity Act of 2017. ISSUE: Taxation of life insurers.
S. 540: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
North America Free Trade Agreement, but no bill has been introduced
China FDI Cap issue, but no bill has been introduced
US-EU Covered Agreement, but no bill has been introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2017
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 7, 2017.
Original Filing: 300863194.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R.___ - Financial Services and General Government Appropriations Act. Making appropriations for financial services and general government for the fiscal year ending September 30, 2018, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
S. 223 - Senior$afe Act of 2017. This bill will provide immunity from suit for certain individuals who disclose potential examples of financial exploitation of senior citizens. Issue: protecting seniors financial security.
H.R. ___ -- Financial CHOICE Act. Issue: Implementation and regulatory reform of the financial services industry.
Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Swap margin rule. The rule establishes margin requirements for swaps not cleared through a clearinghouse. No bill number assigned.
Tracking:
H.R. 985 - Fairness in Class Action Litigation and Furthering Asbestos Claim Transparency Act of 2017. The bill would amend the procedures used in Federal court class actions and multidistrict litigation proceedings to assure fairer, more efficient outcomes for claimants and defendants. Issue: tort reform.
H.R. 756 - Postal Service Reform Act of 2017. This bill would restore the financial solvency and improve the governance of the U.S. Postal Service in order to ensure the efficient and affordable nationwide delivery of mail. Issue: postal reform.
H.R. 1303/S. 180 - H-1B and L-1 Visa Reform Act of 2017. This bill would amend the Immigration and Nationality Act to reform and reduce fraud and abuse in certain visa programs for aliens working temporarily in the U.S. Issue: immigration reform.
H.R. 1226/S. 447 - Justice for Uncompensated Survivors Today (JUST) Act of 2017. This bill would require reporting on acts of certain foreign countries on Holocaust era assets and related issues. Issue: Holocaust era insurance claims.
H.R. 762/S.258 - Holocaust Insurance Accountability Act of 2017. This bill would provide for the restoration of legal rights for claimants under holocaust-era insurance policies.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 372 - Competitive Health Insurance Reform Act of 2017. This bill would restore the application of the Federal antitrust laws to the business of health insurance to protect competition and consumers. Issue: McCarran-Ferguson Act.
H.R. 1270 - Living Donor Protection Act of 2017. The bill would promote and protect from discrimination living organ donors. Issue: underwriting.
H.R. ___ - Draft legislation to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator. Issue: regulation of insurance companies.
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security
H.R. 557/ S. 266: Retirement Security Act of 2015. Issue: retirement security
Pub.L. 111-148-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices.
HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
Public Law No: 114-254- Further Continuing and Security Assistance Appropriations Act. Section 172, regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog for FY17 expires April 28, 2017. Issue: disability insurance
H.R.____/S._____ FY17 appropriations beyond April 28, Maintain Section 172 of Further Continuing and Security Assistance Appropriations Act regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog. Issue: disability insurance
HR 4067 - SAVE Act of 2015. Issue: retirement security
H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: Social Security Disability Insurance (SSDI) hearing decision backlog
Retirement Improvements and Savings Enhancement Act Discussion Draft
House GOP Blueprint on Tax Reform
S. 3471 Retirement Enhancement and Savings Act of 2016. Issue: expanding retirement savings plans.
H.R. 6396 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans.
H.R.____/S._____ Draft legislation to expand Section 125 cafeteria plans. Issue: expanding long term care insurance.
H.R. ____/S._____ Draft legislation to initiate Congressional Review Act process to repeal Department of Labor rule affecting disability insurance claims process. Issue: Disability insurance.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax reform discussion drafts released and written by staff and/or members of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurers and products
H.R.1393: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.1262: To amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life settlement transactions.
S. 540: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
Tracking:
North America Free Trade Agreement - no bill introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2016
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 12, 2017.
Original Filing: 300845460.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. ___, Draft legislation that will establish strong and uniform national data security and breach notification standards for electronic data, and to expressly preempt any related state laws in order to prove the Federal Trade Commission with authority to enforce such standards for entities covered under this Act. Issue: Cybersecurity and Privacy.
S.___ - Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
H.R. 1770- Data Security and Breach Notification Act of 2015. Legislation that would require certain entities who collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information. Issue: Cybersecurity and Privacy.
S. 177 - Data Security and Breach Notification Act of 2015. Requires the Federal Trade Commission (FTC) to promulgate regulations requiring commercial entities, nonprofit and for-profit corporations, estates, trusts, cooperatives, and other specified entities that own or possess data containing personal information (covered entities), or that contract to have a third-party maintain or process such data for the entity, to implement information security policies and procedures for the treatment and protection of personal information. Issue: Cybersecurity and Privacy.
S. 961/H.R. 2205 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive financial account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 754 - Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: Privacy
H.R. 2029 - Consolidated Appropriations Act. Issue: privacy, cybersecurity, source of strength, financial regulatory reform, Department of Labor proposed fiduciary rule.
H.R. 6032 - Data Breach Insurance Act. The bill will amend the internal revenue code of 1986 to provide a tax credit for purchase of data breach insurance. Issue: Cybersecurity and Privacy
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1090/S. 2497, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Amendment to the Transportation, Housing & Urban Development Appropriations act, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
H.R. 5484/S. 3067 - Financial Services and General Government Appropriations Act, 2017. Making appropriations for financial services and general government for the fiscal year ending September 30, 2017, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
H.R. 1478/S. 798 - Policyholder Protection Act of 2015. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
H.R. 601 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 423 - Privacy Notice Modernization Act of 2015. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 2141 - International Insurance Standards Transparency and Policyholder Protection Act of 2015. This bill prescribes negotiating objectives for international insurance regulatory frameworks, including: standards, requirements, and rules focused solely upon protection of policy holders, as reflected in the U.S. solvency regime; and a negotiated international insurance regulatory framework that recognizes U.S. prudential measures as equivalent to foreign measures. Issue: global insurance standards.
S. 1484 - Financial Regulatory Improvement Act of 2015. This legislation will improve accountability and transparency in the United States financial regulatory system, protect access to credit for consumers, provide sensible relief to financial institutions. Issue: financial regulatory reform.
S. 1086 - International Insurance Capital Standards Accountability Act of 2015. This bill establishes at the Board of Governors of the Federal Reserve System the Insurance Policy Advisory Committee on International Capital Standards and Other Insurance Issues, a 21-member committee representing diverse expert perspectives from the U.S. insurance industry (including life insurance, property and casualty insurance and reinsurance, agents and brokers, academics, consumer advocates, or experts on issues facing underserved insurance communities and consumers). Issue: financial regulatory reform.
H.R. 1550 - Financial Stability Oversight Council Improvement Act of 2015. Amends the Financial Stability Act of 2010 to require the Financial Stability Oversight Council, when determining whether to subject a U.S. or a foreign nonbank financial company to supervision by the Board of Governors of the Federal Reserve System (Board), including prudential standards, to consider the appropriateness of imposing such standards as opposed to other forms of regulation to mitigate identified risks to U.S. financial stability. Issue: FSOC
S. 1491/H.R. 2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015. This legislation will provide sensible relief to community financial institutions and to protect consumers. Issue: financial regulatory reform
S. 1137 - PATENT Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 9 - Innovation Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 2029 - Consolidated Appropriations Act. Issue: privacy, cybersecurity, source of strength, financial regulatory reform, Department of Labor proposed fiduciary rule.
H.R. 4248 - FSOC Designation Review Act. Issue: SIFI de-risking.
H.R. 3340 - FSOC Reform Act. Issue: SIFI de-risking.
H.R. 4538/S. 2216 - Senior$afe Act of 2016. Issue: protecting seniors financial security
H.R. 5143 - Transparent Insurance Standards Act. Issue: international insurance standards
H.R. 5983 -- Financial CHOICE Act. Issue: Implementation and regulatory reform of the financial services industry.
Draft House International Insurance Standards legislation. Issue: international insurance standards.
Issue: Federal Housing Finance Agency proposed rule on federal home loan bank membership. No bill number assigned.
Issue: Covered agreements on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Tracking:
Issue: Holocaust era insurance policy claims. No bill number assigned.
Issue: Patent reform legislation. No bill number assigned.
Issue: Trust Indenture Act. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
H.R. 26, Terrorism Risk Insurance Program Reauthorization Act of 2015. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2020. This bill also amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Establishes NARAB without contingent conditions as an independent nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Terrorism Insurance, Agent Licensing
H.R. 1090/S. 2497, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 5344 - Organ Donation Clarification Act of 2016. The bill would clarify that pilot programs that honor and reward organ donation are not preempted by Federal criminal law and that offering and accepting such benefits in accordance with a pilot program are not criminal acts. Issue: underwriting
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security
H.R. 557/ S. 266: Retirement Security Act of 2015. Issue: retirement security
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices.
HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. Amendment 2761 to H.R. 1314-Bipartisan Budget Act of 2015. To amend the Internal Revenue Code of 1986 to reduce the payroll tax for self-employed individuals enrolled in a private disability insurance plan, and for employers that provide such plans to their employees. Issue: disability insurance.
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
H.R.___/S.___ Draft legislation to facilitate disability income insurance options for employees. Issue: Disability income insurance.
H.R. 2028 - Further Continuing and Security Assistance Appropriations Act. Section 172, regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog. Issue: disability insurance
HR 4067 - SAVE Act of 2015. Issue: retirement security
H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: Social Security Disability Insurance (SSDI) hearing decision backlog
Retirement Improvements and Savings Enhancement Act Discussion Draft
House GOP Blueprint on Tax Reform
S. 3471 Retirement Enhancement and Savings Act of 2016. Issue: expanding retirement savings plans.
H.R. 6396 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans.
Agencies Lobbied
U.S. Senate
Lobbying Issues
Transpacific Partnership Agreement, but no bill has been introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2017 Budget Proposal, Treasury Greenbook, proposals including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company general and separate accounts ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated to company-owned life insurance ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies ISSUE: Taxation of life insurance companies
Tax reform discussion drafts released and written by staff and/or members of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurers and products
H.R.2315: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.4377: American Business Competitiveness Act of 2015. ISSUE: Taxation of Life insurers.
H.R.5973: To amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life settlement transactions.
S. 386: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
S.3529 - Progressive Consumption Tax Act of 2016. ISSUE: Taxation of Life insurers and products.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
3rd Quarter, 2016
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 10, 2016.
Original Filing: 300826043.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. ___, Draft legislation that will establish strong and uniform national data security and breach notification standards for electronic data, and to expressly preempt any related state laws in order to prove the Federal Trade Commission with authority to enforce such standards for entities covered under this Act. Issue: Cybersecurity and Privacy.
S.___ - Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
H.R. 1770- Data Security and Breach Notification Act of 2015. Legislation that would require certain entities who collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information. Issue: Cybersecurity and Privacy.
S. 177 - Data Security and Breach Notification Act of 2015. Requires the Federal Trade Commission (FTC) to promulgate regulations requiring commercial entities, nonprofit and for-profit corporations, estates, trusts, cooperatives, and other specified entities that own or possess data containing personal information (covered entities), or that contract to have a third-party maintain or process such data for the entity, to implement information security policies and procedures for the treatment and protection of personal information. Issue: Cybersecurity and Privacy.
S. 961/H.R. 2205 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive financial account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 754 - Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: Privacy
H.R. 2029 - Consolidated Appropriations Act. Issue: privacy, cybersecurity, source of strength, financial regulatory reform, Department of Labor proposed fiduciary rule.
H.R. 6032 - Data Breach Insurance Act. The bill will amend the internal revenue code of 1986 to provide a tax credit for purchase of data breach insurance. Issue: Cybersecurity and Privacy
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1090/S. 2497, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Amendment to the Transportation, Housing & Urban Development Appropriations act, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
H.R. 5484/S. 3067 - Financial Services and General Government Appropriations Act, 2017. Making appropriations for financial services and general government for the fiscal year ending September 30, 2017, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
H.R. 1478/S. 798 - Policyholder Protection Act of 2015. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
H.R. 601 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 423 - Privacy Notice Modernization Act of 2015. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 2141 - International Insurance Standards Transparency and Policyholder Protection Act of 2015. This bill prescribes negotiating objectives for international insurance regulatory frameworks, including: standards, requirements, and rules focused solely upon protection of policy holders, as reflected in the U.S. solvency regime; and a negotiated international insurance regulatory framework that recognizes U.S. prudential measures as equivalent to foreign measures. Issue: global insurance standards.
S. 1484 - Financial Regulatory Improvement Act of 2015. This legislation will improve accountability and transparency in the United States financial regulatory system, protect access to credit for consumers, provide sensible relief to financial institutions. Issue: financial regulatory reform.
S. 1086 - International Insurance Capital Standards Accountability Act of 2015. This bill establishes at the Board of Governors of the Federal Reserve System the Insurance Policy Advisory Committee on International Capital Standards and Other Insurance Issues, a 21-member committee representing diverse expert perspectives from the U.S. insurance industry (including life insurance, property and casualty insurance and reinsurance, agents and brokers, academics, consumer advocates, or experts on issues facing underserved insurance communities and consumers). Issue: financial regulatory reform.
H.R. 1550 - Financial Stability Oversight Council Improvement Act of 2015. Amends the Financial Stability Act of 2010 to require the Financial Stability Oversight Council, when determining whether to subject a U.S. or a foreign nonbank financial company to supervision by the Board of Governors of the Federal Reserve System (Board), including prudential standards, to consider the appropriateness of imposing such standards as opposed to other forms of regulation to mitigate identified risks to U.S. financial stability. Issue: FSOC
S. 1491/H.R. 2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015. This legislation will provide sensible relief to community financial institutions and to protect consumers. Issue: financial regulatory reform
S. 1137 - PATENT Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 9 - Innovation Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 2029 - Consolidated Appropriations Act. Issue: privacy, cybersecurity, source of strength, financial regulatory reform, Department of Labor proposed fiduciary rule.
H.R. 4248 - FSOC Designation Review Act. Issue: SIFI de-risking.
H.R. 3340 - FSOC Reform Act. Issue: SIFI de-risking.
H.R. 4538/S. 2216 - Senior$afe Act of 2016. Issue: protecting seniors financial security
H.R. 5143 - Transparent Insurance Standards Act. Issue: international insurance standards
H.R. 5983 -- Financial CHOICE Act. Issue: Implementation and regulatory reform of the financial services industry.
Draft House International Insurance Standards legislation. Issue: international insurance standards.
Issue: Federal Housing Finance Agency proposed rule on federal home loan bank membership. No bill number assigned.
Issue: Covered agreements on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Tracking:
Issue: Holocaust era insurance policy claims. No bill number assigned.
Issue: Patent reform legislation. No bill number assigned.
Issue: Trust Indenture Act. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
H.R. 26, Terrorism Risk Insurance Program Reauthorization Act of 2015. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2020. This bill also amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Establishes NARAB without contingent conditions as an independent nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Terrorism Insurance, Agent Licensing
H.R. 1090/S. 2497, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 5344 - Organ Donation Clarification Act of 2016. The bill would clarify that pilot programs that honor and reward organ donation are not preempted by Federal criminal law and that offering and accepting such benefits in accordance with a pilot program are not criminal acts. Issue: underwriting
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security
H.R. 557/ S. 266: Retirement Security Act of 2015. Issue: retirement security
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices.
HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. Amendment 2761 to H.R. 1314-Bipartisan Budget Act of 2015. To amend the Internal Revenue Code of 1986 to reduce the payroll tax for self-employed individuals enrolled in a private disability insurance plan, and for employers that provide such plans to their employees. Issue: disability insurance.
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
H.R.___/S.___ Draft legislation to facilitate disability income insurance options for employees. Issue: Disability income insurance.
HR 4067 - SAVE Act of 2015. Issue: retirement security
H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: Social Security Disability Insurance (SSDI) hearing decision backlog
No bill number assigned: Retirement Enhancement and Savings Act of 2016 (passed by Senate Finance Committee on 9/21/16)
Retirement Improvements and Savings Enhancement Act Discussion Draft
House GOP Blueprint on Tax Reform
Agencies Lobbied
U.S. Senate
Lobbying Issues
Transpacific Partnership Agreement, but no bill has been introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2017 Budget Proposal, Treasury Greenbook, proposals including but not limited to:
-Modify dividends-received deduction ("DRD") for life insurance company general and separate accounts ISSUE: Taxation of life insurance companies
-Expand pro rata interest expense disallowance for interest unrelated to company-owned life insurance ISSUE: Taxation of the business use of life insurance
-Modify Rules that apply to sales of life insurance contracts ISSUE: The compliance burden and accuracy for life insurance companies
-Application of a Fiscal Crisis Responsibility Fee on to life insurance companies ISSUE: Taxation of life insurance companies
Tax reform discussion drafts released and written by the staff and/or members of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurers and products
H.R.2315: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.4377: American Business Competitiveness Act of 2015. ISSUE: Taxation of Life insurers.
H.R.5973: To amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life settlement transactions.
S. 386: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
2nd Quarter, 2016
American Council of Life Insurers amended a lobbying report for in-house lobbying in Q22016 on July 14, 2016
Original Filing: 300809545.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. ___, Draft legislation that will establish strong and uniform national data security and breach notification standards for electronic data, and to expressly preempt any related state laws in order to prove the Federal Trade Commission with authority to enforce such standards for entities covered under this Act. Issue: Cybersecurity and Privacy.
S.___ - Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
H.R. 1770- Data Security and Breach Notification Act of 2015. Legislation that would require certain entities who collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information. Issue: Cybersecurity and Privacy.
S. 177 - Data Security and Breach Notification Act of 2015. Requires the Federal Trade Commission (FTC) to promulgate regulations requiring commercial entities, nonprofit and for-profit corporations, estates, trusts, cooperatives, and other specified entities that own or possess data containing personal information (covered entities), or that contract to have a third-party maintain or process such data for the entity, to implement information security policies and procedures for the treatment and protection of personal information. Issue: Cybersecurity and Privacy.
S. 961/H.R. 2205 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive financial account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 754 - Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: Privacy
H.R. 2029 - Consolidated Appropriations Act. Issue: privacy, cybersecurity, source of strength, financial regulatory reform, Department of Labor proposed fiduciary rule.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1090/S. 2497, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Amendment to the Transportation, Housing & Urban Development Appropriations act, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
H.R. 5484/S. 3067 - Financial Services and General Government Appropriations Act, 2017. Making appropriations for financial services and general government for the fiscal year ending September 30, 2017, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
H.R. 1478/S. 798 - Policyholder Protection Act of 2015. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
H.R. 601 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 423 - Privacy Notice Modernization Act of 2015. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 2141 - International Insurance Standards Transparency and Policyholder Protection Act of 2015. This bill prescribes negotiating objectives for international insurance regulatory frameworks, including: standards, requirements, and rules focused solely upon protection of policy holders, as reflected in the U.S. solvency regime; and a negotiated international insurance regulatory framework that recognizes U.S. prudential measures as equivalent to foreign measures. Issue: global insurance standards.
S. 1484 - Financial Regulatory Improvement Act of 2015. This legislation will improve accountability and transparency in the United States financial regulatory system, protect access to credit for consumers, provide sensible relief to financial institutions. Issue: financial regulatory reform.
S. 1086 - International Insurance Capital Standards Accountability Act of 2015. This bill establishes at the Board of Governors of the Federal Reserve System the Insurance Policy Advisory Committee on International Capital Standards and Other Insurance Issues, a 21-member committee representing diverse expert perspectives from the U.S. insurance industry (including life insurance, property and casualty insurance and reinsurance, agents and brokers, academics, consumer advocates, or experts on issues facing underserved insurance communities and consumers). Issue: financial regulatory reform.
H.R. 1550 - Financial Stability Oversight Council Improvement Act of 2015. Amends the Financial Stability Act of 2010 to require the Financial Stability Oversight Council, when determining whether to subject a U.S. or a foreign nonbank financial company to supervision by the Board of Governors of the Federal Reserve System (Board), including prudential standards, to consider the appropriateness of imposing such standards as opposed to other forms of regulation to mitigate identified risks to U.S. financial stability. Issue: FSOC
S. 1491/H.R. 2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015. This legislation will provide sensible relief to community financial institutions and to protect consumers. Issue: financial regulatory reform
S. 1137 - PATENT Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 9 - Innovation Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 2029 - Consolidated Appropriations Act. Issue: privacy, cybersecurity, source of strength, financial regulatory reform, Department of Labor proposed fiduciary rule.
H.R. 4248 - FSOC Designation Review Act. Issue: SIFI de-risking.
H.R. 3340 - FSOC Reform Act. Issue: SIFI de-risking.
H.R. 4538/S. 2216 - Senior$afe Act of 2016. Issue: protecting seniors financial security
H.R. 5143 - Transparent Insurance Standards Act. Issue: international insurance standards
Draft House International Insurance Standards legislation. Issue: international insurance standards.
Discussion draft: Financial CHOICE Act. Issue: Implementation and regulatory reform of the financial services industry.
Issue: Federal Housing Finance Agency proposed rule on federal home loan bank membership. No bill number assigned.
Issue: Covered agreements on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Tracking:
Issue: Holocaust era insurance policy claims. No bill number assigned.
Issue: Patent reform legislation. No bill number assigned.
Issue: Trust Indenture Act. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
H.R. 26, Terrorism Risk Insurance Program Reauthorization Act of 2015. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2020. This bill also amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Establishes NARAB without contingent conditions as an independent nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Terrorism Insurance, Agent Licensing
H.R. 1090/S. 2497, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security
H.R. 557/ S. 266: Retirement Security Act of 2015. Issue: retirement security
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices.
HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. Amendment 2761 to H.R. 1314-Bipartisan Budget Act of 2015. To amend the Internal Revenue Code of 1986 to reduce the payroll tax for self-employed individuals enrolled in a private disability insurance plan, and for employers that provide such plans to their employees. Issue: disability insurance.
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
H.R.___/S.___Draft legislation to facilitate disability income insurance options for employees. Issue: Disability income insurance.
HR 3922 - Retirement Choice Protection Act. Issue: Department of Labors proposed fiduciary rule
S.2505/HR 4294 - SAVERS Act. Issue: Department of Labors proposed fiduciary rule
S.2502/ HR 4293 - Affordable Retirement Advice Protection Act. Issue: Department of Labors proposed fiduciary rule
HR 4067 - SAVE Act of 2015. Issue: retirement security
S 2381 - Puerto Rico Assistance Act of 2015. Issue: Department of Labors proposed fiduciary rule
Agencies Lobbied
U.S. Senate
Lobbying Issues
Transpacific Partnership Agreement, but no bill has been introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2017 Budget Proposal, Treasury Greenbook, proposals including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company general and separate accounts ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated to company-owned life insurance ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies ISSUE: Taxation of life insurance companies
Tax reform discussion drafts released and written by the staff and/or members of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurers and products
H.R.2315: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.4377: American Business Competitiveness Act of 2015. ISSUE: Taxation of Life insurers.
S. 386: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
2nd Quarter, 2016
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 13, 2016.
Original Filing: 300809240.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. ___, Draft legislation that will establish strong and uniform national data security and breach notification standards for electronic data, and to expressly preempt any related state laws in order to prove the Federal Trade Commission with authority to enforce such standards for entities covered under this Act. Issue: Cybersecurity and Privacy.
S.___ - Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
H.R. 1770- Data Security and Breach Notification Act of 2015. Legislation that would require certain entities who collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information. Issue: Cybersecurity and Privacy.
S. 177 - Data Security and Breach Notification Act of 2015. Requires the Federal Trade Commission (FTC) to promulgate regulations requiring commercial entities, nonprofit and for-profit corporations, estates, trusts, cooperatives, and other specified entities that own or possess data containing personal information (covered entities), or that contract to have a third-party maintain or process such data for the entity, to implement information security policies and procedures for the treatment and protection of personal information. Issue: Cybersecurity and Privacy.
S. 961/H.R. 2205 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive financial account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 754 - Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: Privacy
H.R. 2029 - Consolidated Appropriations Act. Issue: privacy, cybersecurity, source of strength, financial regulatory reform, Department of Labor proposed fiduciary rule.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1090/S. 2497, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Amendment to the Transportation, Housing & Urban Development Appropriations act, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
H.R. 5484/S. 3067 - Financial Services and General Government Appropriations Act, 2017. Making appropriations for financial services and general government for the fiscal year ending September 30, 2017, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
H.R. 1478/S. 798 - Policyholder Protection Act of 2015. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
H.R. 601 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 423 - Privacy Notice Modernization Act of 2015. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 2141 - International Insurance Standards Transparency and Policyholder Protection Act of 2015. This bill prescribes negotiating objectives for international insurance regulatory frameworks, including: standards, requirements, and rules focused solely upon protection of policy holders, as reflected in the U.S. solvency regime; and a negotiated international insurance regulatory framework that recognizes U.S. prudential measures as equivalent to foreign measures. Issue: global insurance standards.
S. 1484 - Financial Regulatory Improvement Act of 2015. This legislation will improve accountability and transparency in the United States financial regulatory system, protect access to credit for consumers, provide sensible relief to financial institutions. Issue: financial regulatory reform.
S. 1086 - International Insurance Capital Standards Accountability Act of 2015. This bill establishes at the Board of Governors of the Federal Reserve System the Insurance Policy Advisory Committee on International Capital Standards and Other Insurance Issues, a 21-member committee representing diverse expert perspectives from the U.S. insurance industry (including life insurance, property and casualty insurance and reinsurance, agents and brokers, academics, consumer advocates, or experts on issues facing underserved insurance communities and consumers). Issue: financial regulatory reform.
H.R. 1550 - Financial Stability Oversight Council Improvement Act of 2015. Amends the Financial Stability Act of 2010 to require the Financial Stability Oversight Council, when determining whether to subject a U.S. or a foreign nonbank financial company to supervision by the Board of Governors of the Federal Reserve System (Board), including prudential standards, to consider the appropriateness of imposing such standards as opposed to other forms of regulation to mitigate identified risks to U.S. financial stability. Issue: FSOC
S. 1491/H.R. 2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015. This legislation will provide sensible relief to community financial institutions and to protect consumers. Issue: financial regulatory reform
S. 1137 - PATENT Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 9 - Innovation Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 2029 - Consolidated Appropriations Act. Issue: privacy, cybersecurity, source of strength, financial regulatory reform, Department of Labor proposed fiduciary rule.
H.R. 4248 - FSOC Designation Review Act. Issue: SIFI de-risking.
H.R. 3340 - FSOC Reform Act. Issue: SIFI de-risking.
H.R. 4538/S. 2216 - Senior$afe Act of 2016. Issue: protecting seniors financial security
H.R. 5143 - Transparent Insurance Standards Act. Issue: international insurance standards
Draft House International Insurance Standards legislation. Issue: international insurance standards.
Discussion draft: Financial CHOICE Act. Issue: Implementation and regulatory reform of the financial services industry.
Issue: Federal Housing Finance Agency proposed rule on federal home loan bank membership. No bill number assigned.
Issue: Covered agreements on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Issue: Unclaimed life insurance products. No bill number assigned.
Tracking:
Issue: Holocaust era insurance policy claims. No bill number assigned.
Issue: Patent reform legislation. No bill number assigned.
Issue: Trust Indenture Act. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
H.R. 26, Terrorism Risk Insurance Program Reauthorization Act of 2015. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2020. This bill also amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Establishes NARAB without contingent conditions as an independent nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Terrorism Insurance, Agent Licensing
H.R. 1090/S. 2497, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Agencies Lobbied
U.S. Senate
Lobbying Issues
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security
H.R. 557/ S. 266: Retirement Security Act of 2015. Issue: retirement security
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices.
HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. Amendment 2761 to H.R. 1314-Bipartisan Budget Act of 2015. To amend the Internal Revenue Code of 1986 to reduce the payroll tax for self-employed individuals enrolled in a private disability insurance plan, and for employers that provide such plans to their employees. Issue: disability insurance.
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
H.R.___/S.___Draft legislation to facilitate disability income insurance options for employees. Issue: Disability income insurance.
HR 3922 - Retirement Choice Protection Act. Issue: Department of Labors proposed fiduciary rule
S.2505/HR 4294 - SAVERS Act. Issue: Department of Labors proposed fiduciary rule
S.2502/ HR 4293 - Affordable Retirement Advice Protection Act. Issue: Department of Labors proposed fiduciary rule
HR 4067 - SAVE Act of 2015. Issue: retirement security
S 2381 - Puerto Rico Assistance Act of 2015. Issue: Department of Labors proposed fiduciary rule
Agencies Lobbied
U.S. Senate
Lobbying Issues
Transpacific Partnership Agreement, but no bill has been introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2017 Budget Proposal, Treasury Greenbook, proposals including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company general and separate accounts ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated to company-owned life insurance ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies ISSUE: Taxation of life insurance companies
Tax reform discussion drafts released and written by the staff and/or members of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurers and products
H.R.2315: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.4377: American Business Competitiveness Act of 2015. ISSUE: Taxation of Life insurers.
S. 386: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
1st Quarter, 2016
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 13, 2016.
Original Filing: 300790553.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. ___, Draft legislation that will establish strong and uniform national data security and breach notification standards for electronic data, and to expressly preempt any related state laws in order to prove the Federal Trade Commission with authority to enforce such standards for entities covered under this Act. Issue: Cybersecurity and Privacy.
S.___ - Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
H.R. 1770- Data Security and Breach Notification Act of 2015. Legislation that would require certain entities who collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information. Issue: Cybersecurity and Privacy.
S. 177 - Data Security and Breach Notification Act of 2015. Requires the Federal Trade Commission (FTC) to promulgate regulations requiring commercial entities, nonprofit and for-profit corporations, estates, trusts, cooperatives, and other specified entities that own or possess data containing personal information (covered entities), or that contract to have a third-party maintain or process such data for the entity, to implement information security policies and procedures for the treatment and protection of personal information. Issue: Cybersecurity and Privacy.
S. 961/H.R. 2205 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive financial account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 754 - Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: Privacy
H.R. 2029 - Consolidated Appropriations Act. Issue: privacy, cybersecurity, source of strength, financial regulatory reform, Department of Labor proposed fiduciary rule.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1090/S. 2497, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Amendment to the Transportation, Housing & Urban Development Appropriations act, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
Financial Services and General Government Appropriations Act, 2017. Making appropriations for financial services and general government for the fiscal year ending September 30, 2017, and for other purposes. Issue: Global insurance standards; SIFI de-risking.
H.R. 1478/S. 798 - Policyholder Protection Act of 2015. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
H.R. 601 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 423 - Privacy Notice Modernization Act of 2015. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 2141 - International Insurance Standards Transparency and Policyholder Protection Act of 2015. This bill prescribes negotiating objectives for international insurance regulatory frameworks, including: standards, requirements, and rules focused solely upon protection of policy holders, as reflected in the U.S. solvency regime; and a negotiated international insurance regulatory framework that recognizes U.S. prudential measures as equivalent to foreign measures. Issue: global insurance standards.
S. 1484 - Financial Regulatory Improvement Act of 2015. This legislation will improve accountability and transparency in the United States financial regulatory system, protect access to credit for consumers, provide sensible relief to financial institutions. Issue: financial regulatory reform.
S. 1086 - International Insurance Capital Standards Accountability Act of 2015. This bill establishes at the Board of Governors of the Federal Reserve System the Insurance Policy Advisory Committee on International Capital Standards and Other Insurance Issues, a 21-member committee representing diverse expert perspectives from the U.S. insurance industry (including life insurance, property and casualty insurance and reinsurance, agents and brokers, academics, consumer advocates, or experts on issues facing underserved insurance communities and consumers). Issue: financial regulatory reform.
H.R. 1550 - Financial Stability Oversight Council Improvement Act of 2015. Amends the Financial Stability Act of 2010 to require the Financial Stability Oversight Council, when determining whether to subject a U.S. or a foreign nonbank financial company to supervision by the Board of Governors of the Federal Reserve System (Board), including prudential standards, to consider the appropriateness of imposing such standards as opposed to other forms of regulation to mitigate identified risks to U.S. financial stability. Issue: FSOC
S. 1491/H.R. 2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015. This legislation will provide sensible relief to community financial institutions and to protect consumers. Issue: financial regulatory reform
S. 1137 - PATENT Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 9 - Innovation Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 2029 - Consolidated Appropriations Act. Issue: privacy, cybersecurity, source of strength, financial regulatory reform, Department of Labor proposed fiduciary rule.
H.R. 4248 - FSOC Designation Review Act. Issue: SIFI de-risking.
H.R. 3340 - FSOC Reform Act. Issue: SIFI de-risking.
H.R. 4538/S. 2216 - Senior$afe Act of 2016.
Draft House International Insurance Standards legislation. Issue: international insurance standards.
Issue: Federal Housing Finance Agency proposed rule on federal home loan bank membership. No bill number assigned.
Issue: Covered agreements on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Tracking:
Issue: Holocaust era insurance policy claims. No bill number assigned.
Issue: Patent reform legislation. No bill number assigned.
Issue: Trust Indenture Act. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
H.R. 26, Terrorism Risk Insurance Program Reauthorization Act of 2015. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2020. This bill also amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Establishes NARAB without contingent conditions as an independent nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Terrorism Insurance, Agent Licensing
H.R. 1090/S. 2497, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2017 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company general and separate accounts ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated to company-owned life insurance ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies ISSUE: Taxation of life insurance companies
Tax reform discussion drafts released and written by the staff and/or members of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurers and products
H.R.2315: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
H.R.4377: American Business Competitiveness Act of 2015. ISSUE: Taxation of Life insurers.
S. 386: Mobile Workforce State Income Tax Simplification Act of 2015. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
Transpacific Partnership Agreement - no bill has been introduced
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
Lobbying Issues
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security
H.R. 557/ S. 266: Retirement Security Act of 2015. Issue: retirement security
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices.
HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. Amendment 2761 to H.R. 1314-Bipartisan Budget Act of 2015. To amend the Internal Revenue Code of 1986 to reduce the payroll tax for self-employed individuals enrolled in a private disability insurance plan, and for employers that provide such plans to their employees. Issue: disability insurance.
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
H.R.___/S.___Draft legislation to facilitate disability income insurance options for employees. Issue: Disability income insurance.
HR 3922 - Retirement Choice Protection Act. Issue: Department of Labors proposed fiduciary rule
S.2505/HR 4294 - SAVERS Act. Issue: Department of Labors proposed fiduciary rule
S.2502/ HR 4293 - Affordable Retirement Advice Protection Act. Issue: Department of Labors proposed fiduciary rule
HR 4067 - SAVE Act of 2015. Issue: retirement security
S 2381 - Puerto Rico Assistance Act of 2015. Issue: Department of Labors proposed fiduciary rule
Agencies Lobbied
U.S. Senate
4th Quarter, 2015
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 14, 2016.
Original Filing: 300772169.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. ___, Draft legislation that will establish strong and uniform national data security and breach notification standards for electronic data, and to expressly preempt any related state laws in order to prove the Federal Trade Commission with authority to enforce such standards for entities covered under this Act. Issue: Cybersecurity and Privacy.
S.___ - Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
H.R. 1770- Data Security and Breach Notification Act of 2015. Legislation that would require certain entities who collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information. Issue: Cybersecurity and Privacy.
S. 177 - Data Security and Breach Notification Act of 2015. Requires the Federal Trade Commission (FTC) to promulgate regulations requiring commercial entities, nonprofit and for-profit corporations, estates, trusts, cooperatives, and other specified entities that own or possess data containing personal information (covered entities), or that contract to have a third-party maintain or process such data for the entity, to implement information security policies and procedures for the treatment and protection of personal information. Issue: Cybersecurity and Privacy.
H.R. 2205 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive financial account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 961 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 754 - Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: Privacy
H.R. 2029 - Consolidated Appropriations Act. Issue: privacy, cybersecurity, source of strength, financial regulatory reform, Department of Labor proposed fiduciary rule.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1090, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Amendment to the Transportation, Housing & Urban Development Appropriations act, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
Financial Services and General Government Appropriations Act, 2016. Making appropriations for financial services and general government for the fiscal year ending September 30, 2016, and for other purposes. Issue: Global insurance standards
H.R. 1478/S. 798 - Policyholder Protection Act of 2015. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
H.R. 601 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 423 - Privacy Notice Modernization Act of 2015. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 2141 - International Insurance Standards Transparency and Policyholder Protection Act of 2015. This bill prescribes negotiating objectives for international insurance regulatory frameworks, including: standards, requirements, and rules focused solely upon protection of policy holders, as reflected in the U.S. solvency regime; and a negotiated international insurance regulatory framework that recognizes U.S. prudential measures as equivalent to foreign measures. Issue: global insurance standards.
S. 1484 - Financial Regulatory Improvement Act of 2015. This legislation will improve accountability and transparency in the United States financial regulatory system, protect access to credit for consumers, provide sensible relief to financial institutions. Issue: financial regulatory reform.
S. 1086 - International Insurance Capital Standards Accountability Act of 2015. This bill establishes at the Board of Governors of the Federal Reserve System the Insurance Policy Advisory Committee on International Capital Standards and Other Insurance Issues, a 21-member committee representing diverse expert perspectives from the U.S. insurance industry (including life insurance, property and casualty insurance and reinsurance, agents and brokers, academics, consumer advocates, or experts on issues facing underserved insurance communities and consumers). Issue: financial regulatory reform.
H.R. 1550 - Financial Stability Oversight Council Improvement Act of 2015. Amends the Financial Stability Act of 2010 to require the Financial Stability Oversight Council, when determining whether to subject a U.S. or a foreign nonbank financial company to supervision by the Board of Governors of the Federal Reserve System (Board), including prudential standards, to consider the appropriateness of imposing such standards as opposed to other forms of regulation to mitigate identified risks to U.S. financial stability. Issue: FSOC
S. 1491/H.R. 2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015. This legislation will provide sensible relief to community financial institutions and to protect consumers. Issue: financial regulatory reform
S. 1137 - PATENT Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 9 - Innovation Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 2029 - Consolidated Appropriations Act. Issue: privacy, cybersecurity, source of strength, financial regulatory reform, Department of Labor proposed fiduciary rule.
H.R. 4028 - FSOC Designation Review Act. Issue: SIFI de-designation.
Draft House International Insurance Standards legislation. Issue: international insurance standards.
Issue: Federal Housing Finance Agency proposed rule on federal home loan bank membership. No bill number assigned.
Issue: Covered agreements on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Tracking:
Issue: Holocaust era insurance policy claims. No bill number assigned.
Issue: Patent reform legislation. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
H.R. 26, Terrorism Risk Insurance Program Reauthorization Act of 2015. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2020. This bill also amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Establishes NARAB without contingent conditions as an independent nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Terrorism Insurance, Agent Licensing
H.R. 1090, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2016 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company general and separate accounts ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated to company-owned life insurance ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies ISSUE: Taxation of life insurance companies
Tax reform discussion drafts released and written by the staff and/or members of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies and products
H.R.2315: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi-state employees.
S. 386: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
H.R.2029 - Consolidated Appropriations Act of 2016. Issue: Tax extenders
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
Lobbying Issues
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security
H.R. 557/ S. 266: Retirement Security Act of 2015. Issue: retirement security
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices.
HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. Amendment 2761 to H.R. 1314-Bipartisan Budget Act of 2015. To amend the Internal Revenue Code of 1986 to reduce the payroll tax for self-employed individuals enrolled in a private disability insurance plan, and for employers that provide such plans to their employees. Issue: disability insurance.
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
H.R.___/S.___Draft legislation to facilitate disability income insurance options for employees. Issue: Disability income insurance.
HR 3922 - Retirement Choice Protection Act. Issue: Department of Labors proposed fiduciary rule
HR 4294 - SAVERS Act. Issue: Department of Labors proposed fiduciary rule
HR 4293 - Affordable Retirement Advice Protection Act. Issue: Department of Labors proposed fiduciary rule
HR 4067 - SAVE Act of 2015. Issue: retirement security
S 2381 - Puerto Rico Assistance Act of 2015. Issue: Department of Labors proposed fiduciary rule
Issue: Department of Labor proposed fiduciary rule
Issue: Social Security Disability Insurance
ssue: electronic disclosure of retirement plan notices.
HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
H.R.___/S.___Draft legislation to facilitate disability income insurance options for employees. Issue: Disability income insurance.
H.R. 3020/S.1695-The Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act of 2016. Issue: Department of Labor proposed fiduciary rule
Issue: Department of Labor proposed fiduciary rule
Issue: Social Security Disability Insurance
Agencies Lobbied
U.S. Senate
3rd Quarter, 2015
American Council of Life Insurers amended a lobbying report for in-house lobbying in Q32015 on Dec. 1, 2016
Original Filing: 300842291.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. ___, Draft legislation that will establish strong and uniform national data security and breach notification standards for electronic data, and to expressly preempt any related state laws in order to prove the Federal Trade Commission with authority to enforce such standards for entities covered under this Act. Issue: Cybersecurity and Privacy.
S.___ - Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
H.R. 1770- Data Security and Breach Notification Act of 2015. Legislation that would require certain entities who collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information. Issue: Cybersecurity and Privacy.
S. 177 - Data Security and Breach Notification Act of 2015. Requires the Federal Trade Commission (FTC) to promulgate regulations requiring commercial entities, nonprofit and for-profit corporations, estates, trusts, cooperatives, and other specified entities that own or possess data containing personal information (covered entities), or that contract to have a third-party maintain or process such data for the entity, to implement information security policies and procedures for the treatment and protection of personal information. Issue: Cybersecurity and Privacy.
H.R. 2205 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive financial account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 961 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 754 - Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: Privacy
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1090, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Amendment to the Transportation, Housing & Urban Development Appropriations act, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
Financial Services and General Government Appropriations Act, 2016. Making appropriations for financial services and general government for the fiscal year ending September 30, 2016, and for other purposes. Issue: Global insurance standards
H.R. 1478/S. 798 - Policyholder Protection Act of 2015. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
H.R. 601 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 423 - Privacy Notice Modernization Act of 2015. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 2141 - International Insurance Standards Transparency and Policyholder Protection Act of 2015. This bill prescribes negotiating objectives for international insurance regulatory frameworks, including: standards, requirements, and rules focused solely upon protection of policy holders, as reflected in the U.S. solvency regime; and a negotiated international insurance regulatory framework that recognizes U.S. prudential measures as equivalent to foreign measures. Issue: global insurance standards.
S. 1484 - Financial Regulatory Improvement Act of 2015. This legislation will improve accountability and transparency in the United States financial regulatory system, protect access to credit for consumers, provide sensible relief to financial institutions. Issue: financial regulatory reform.
S. 1086 - International Insurance Capital Standards Accountability Act of 2015. This bill establishes at the Board of Governors of the Federal Reserve System the Insurance Policy Advisory Committee on International Capital Standards and Other Insurance Issues, a 21-member committee representing diverse expert perspectives from the U.S. insurance industry (including life insurance, property and casualty insurance and reinsurance, agents and brokers, academics, consumer advocates, or experts on issues facing underserved insurance communities and consumers). Issue: financial regulatory reform.
H.R. 1550 - Financial Stability Oversight Council Improvement Act of 2015. Amends the Financial Stability Act of 2010 to require the Financial Stability Oversight Council, when determining whether to subject a U.S. or a foreign nonbank financial company to supervision by the Board of Governors of the Federal Reserve System (Board), including prudential standards, to consider the appropriateness of imposing such standards as opposed to other forms of regulation to mitigate identified risks to U.S. financial stability. Issue: FSOC
S. 1491/H.R. 2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015. This legislation will provide sensible relief to community financial institutions and to protect consumers. Issue: financial regulatory reform
S. 1137 - PATENT Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 9 - Innovation Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
Issue: Federal Housing Finance Agency proposed rule on federal home loan bank membership. No bill number assigned.
Issue: Covered agreements on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Tracking:
Issue: Holocaust era insurance policy claims. No bill number assigned.
Issue: Patent reform legislation. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
H.R. 26, Terrorism Risk Insurance Program Reauthorization Act of 2015. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2020. This bill also amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Establishes NARAB without contingent conditions as an independent nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Terrorism Insurance, Agent Licensing
H.R. 1090, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2016 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company general and separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated to company-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation life insurance companies and products.
Tax Reform discussion drafts released and written by the staff of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
H.R.1295: Trade Preferences Extension Act of 2015. ISSUE: Interest income reporting by life insurance companies as an offset.
H.R.2315: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi-state employees.
S. 386: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 2146/ H Res 321: A bill to amend the Internal Revenue Code of 1986 to allow Federal law enforcement officers, firefighters, and air traffic controllers to make penalty-free withdrawals from governmental plans after age 50, and for other purposes. Issue: the renewal of trade promotion authority (TPA).
HR 644: Trade Facilitation and Trade Enforcement Act of 2015. Issue: Currency and renewal of trade promotion authority (TPA)
INTERNATIONAL TAX
S. 1687: The Offshore Reinsurance Tax Fairness Act: A bill to amend the Internal Revenue Code of 1986 to restrict the insurance business exception to passive foreign investment company rules. Issue: Rules Pertaining to PFICS.
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
Lobbying Issues
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security
H.R. 557/ S. 266: Retirement Security Act of 2015. Issue: retirement security
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices.
HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
H.R.___/S.___Draft legislation to facilitate disability income insurance options for employees. Issue: Disability income insurance.
H.R. 3020/S.1695-The Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act of 2016. Issue: Department of Labor proposed fiduciary rule
Issue: Department of Labor proposed fiduciary rule
Issue: Social Security Disability Insurance
Agencies Lobbied
U.S. Senate
3rd Quarter, 2015
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 19, 2015.
Original Filing: 300756786.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. ___, Draft legislation that will establish strong and uniform national data security and breach notification standards for electronic data, and to expressly preempt any related state laws in order to prove the Federal Trade Commission with authority to enforce such standards for entities covered under this Act. Issue: Cybersecurity and Privacy.
S.___ - Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
H.R. 1770- Data Security and Breach Notification Act of 2015. Legislation that would require certain entities who collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information. Issue: Cybersecurity and Privacy.
S. 177 - Data Security and Breach Notification Act of 2015. Requires the Federal Trade Commission (FTC) to promulgate regulations requiring commercial entities, nonprofit and for-profit corporations, estates, trusts, cooperatives, and other specified entities that own or possess data containing personal information (covered entities), or that contract to have a third-party maintain or process such data for the entity, to implement information security policies and procedures for the treatment and protection of personal information. Issue: Cybersecurity and Privacy.
H.R. 2205 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive financial account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 961 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 754 - Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: Privacy
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1090, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Amendment to the Transportation, Housing & Urban Development Appropriations act, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
Financial Services and General Government Appropriations Act, 2016. Making appropriations for financial services and general government for the fiscal year ending September 30, 2016, and for other purposes. Issue: Global insurance standards
H.R. 1478/S. 798 - Policyholder Protection Act of 2015. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
H.R. 601 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 423 - Privacy Notice Modernization Act of 2015. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 2141 - International Insurance Standards Transparency and Policyholder Protection Act of 2015. This bill prescribes negotiating objectives for international insurance regulatory frameworks, including: standards, requirements, and rules focused solely upon protection of policy holders, as reflected in the U.S. solvency regime; and a negotiated international insurance regulatory framework that recognizes U.S. prudential measures as equivalent to foreign measures. Issue: global insurance standards.
S. 1484 - Financial Regulatory Improvement Act of 2015. This legislation will improve accountability and transparency in the United States financial regulatory system, protect access to credit for consumers, provide sensible relief to financial institutions. Issue: financial regulatory reform.
S. 1086 - International Insurance Capital Standards Accountability Act of 2015. This bill establishes at the Board of Governors of the Federal Reserve System the Insurance Policy Advisory Committee on International Capital Standards and Other Insurance Issues, a 21-member committee representing diverse expert perspectives from the U.S. insurance industry (including life insurance, property and casualty insurance and reinsurance, agents and brokers, academics, consumer advocates, or experts on issues facing underserved insurance communities and consumers). Issue: financial regulatory reform.
H.R. 1550 - Financial Stability Oversight Council Improvement Act of 2015. Amends the Financial Stability Act of 2010 to require the Financial Stability Oversight Council, when determining whether to subject a U.S. or a foreign nonbank financial company to supervision by the Board of Governors of the Federal Reserve System (Board), including prudential standards, to consider the appropriateness of imposing such standards as opposed to other forms of regulation to mitigate identified risks to U.S. financial stability. Issue: FSOC
S. 1491/H.R. 2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015. This legislation will provide sensible relief to community financial institutions and to protect consumers. Issue: financial regulatory reform
S. 1137 - PATENT Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
H.R. 9 - Innovation Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections. Issue: patent reform
Issue: Federal Housing Finance Agency proposed rule on federal home loan bank membership. No bill number assigned.
Issue: Covered agreements on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Tracking:
Issue: Holocaust era insurance policy claims. No bill number assigned.
Issue: Patent reform legislation. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
H.R. 26, Terrorism Risk Insurance Program Reauthorization Act of 2015. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2020. This bill also amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Establishes NARAB without contingent conditions as an independent nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Terrorism Insurance, Agent Licensing
H.R. 1090, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2016 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company general and separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated to company-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation life insurance companies and products.
Tax Reform discussion drafts released and written by the staff of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
H.R.1295: Trade Preferences Extension Act of 2015. ISSUE: Interest income reporting by life insurance companies as an offset.
H.R.2315: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi-state employees.
S. 386: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 2146/ H Res 321: A bill to amend the Internal Revenue Code of 1986 to allow Federal law enforcement officers, firefighters, and air traffic controllers to make penalty-free withdrawals from governmental plans after age 50, and for other purposes. Issue: the renewal of trade promotion authority (TPA).
HR 644: Trade Facilitation and Trade Enforcement Act of 2015. Issue: Currency and renewal of trade promotion authority (TPA)
INTERNATIONAL TAX
S. 1687: The Offshore Reinsurance Tax Fairness Act: A bill to amend the Internal Revenue Code of 1986 to restrict the insurance business exception to passive foreign investment company rules. Issue: Rules Pertaining to PFICS.
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
Lobbying Issues
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security
H.R. 557/ S. 266: Retirement Security Act of 2015. Issue: retirement security
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices.
HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
H.R.___/S.___Draft legislation to facilitate disability income insurance options for employees. Issue: Disability income insurance.
H.R. 3020/S.1695-The Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act of 2016. Issue: Department of Labor proposed fiduciary rule
Issue: Department of Labor proposed fiduciary rule
Issue: Social Security Disability Insurance
Agencies Lobbied
U.S. Senate
2nd Quarter, 2015
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 15, 2015.
Original Filing: 300735237.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. ___, Draft legislation that will establish strong and uniform national data security and breach notification standards for electronic data, and to expressly preempt any related state laws in order to prove the Federal Trade Commission with authority to enforce such standards for entities covered under this Act. Issue: Cybersecurity and Privacy.
S.___ - Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.
H.R. 1770- Data Security and Breach Notification Act of 2015. Legislation that would require certain entities who collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information. Issue: Cybersecurity and Privacy.
S. 177 - Data Security and Breach Notification Act of 2015. Requires the Federal Trade Commission (FTC) to promulgate regulations requiring commercial entities, nonprofit and for-profit corporations, estates, trusts, cooperatives, and other specified entities that own or possess data containing personal information (covered entities), or that contract to have a third-party maintain or process such data for the entity, to implement information security policies and procedures for the treatment and protection of personal information. Issue: Cybersecurity and Privacy.
H.R. 2205 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive financial account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 961 - Data Security Act of 2015 - Requires individuals, corporations, or other non-government entities that access, maintain, communicate, or handle sensitive account information or nonpublic personal information to implement an information security program and to notify consumers, federal law enforcement, appropriate administrative agencies, payment card networks, and consumer reporting agencies of certain data breaches of unencrypted sensitive information likely to cause identity theft or fraudulent transactions on consumer financial accounts. Issue: Cybersecurity and Privacy.
S. 754 - Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: Privacy
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1090, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Amendment to the Transportation, Housing & Urban Development Appropriations act, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
Financial Services and General Government Appropriations Act, 2016. Making appropriations for financial services and general government for the fiscal year ending September 30, 2016, and for other purposes. Issue: Global insurance standards
H.R. 1478/S. 798 - Policyholder Protection Act of 2015. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
H.R. 601 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 423 - Privacy Notice Modernization Act of 2015. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 2141 - International Insurance Standards Transparency and Policyholder Protection Act of 2015. This bill prescribes negotiating objectives for international insurance regulatory frameworks, including: standards, requirements, and rules focused solely upon protection of policy holders, as reflected in the U.S. solvency regime; and a negotiated international insurance regulatory framework that recognizes U.S. prudential measures as equivalent to foreign measures. Issue: global insurance standards.
S. 1484 - Financial Regulatory Improvement Act of 2015. This legislation will improve accountability and transparency in the United States financial regulatory system, protect access to credit for consumers, provide sensible relief to financial institutions. Issue: financial regulatory reform.
S. 1086 - International Insurance Capital Standards Accountability Act of 2015. This bill establishes at the Board of Governors of the Federal Reserve System the Insurance Policy Advisory Committee on International Capital Standards and Other Insurance Issues, a 21-member committee representing diverse expert perspectives from the U.S. insurance industry (including life insurance, property and casualty insurance and reinsurance, agents and brokers, academics, consumer advocates, or experts on issues facing underserved insurance communities and consumers). Issue: financial regulatory reform.
H.R. 1550 - Financial Stability Oversight Council Improvement Act of 2015. Amends the Financial Stability Act of 2010 to require the Financial Stability Oversight Council, when determining whether to subject a U.S. or a foreign nonbank financial company to supervision by the Board of Governors of the Federal Reserve System (Board), including prudential standards, to consider the appropriateness of imposing such standards as opposed to other forms of regulation to mitigate identified risks to U.S. financial stability. Issue: FSOC
S. 1491/H.R. 2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015. This legislation will provide sensible relief to community financial institutions and to protect consumers. Issue: financial regulatory reform
S. 1137 - PATENT Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections.
H.R. 9 - Innovation Act - This bill amends title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections.
Issue: Federal Housing Finance Agency proposed rule on federal home loan bank membership. No bill number assigned.
Issue: Covered agreements on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Tracking:
Issue: Holocaust era insurance policy claims. No bill number assigned.
Issue: Patent reform legislation. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
H.R. 26, Terrorism Risk Insurance Program Reauthorization Act of 2015. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2020. This bill also amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Establishes NARAB without contingent conditions as an independent nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Terrorism Insurance, Agent Licensing
H.R. 1090, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2016 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
-Modify dividends-received deduction ("DRD") for life insurance company general and separate accounts ISSUE: Taxation of life insurance companies
-Expand pro rata interest expense disallowance for interest unrelated to company-owned life insurance. ISSUE: Taxation of the business use of life insurance
-Modify Rules that apply to sales of life insurance contracts. ISSUE: The compliance burden and accuracy for life insurance companies
-Application of a Fiscal Crisis Responsibility Fee on to life insurance companies. ISSUE: Taxation life insurance companies and products.
Tax Reform discussion drafts released and written by the staff of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
H.R.1295: Trade Preferences Extension Act of 2015. ISSUE: Interest income reporting by life insurance companies as an offset.
H.R.2315: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi-state employees.
S. 386: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi-state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 2146/ H Res 321: A bill to amend the Internal Revenue Code of 1986 to allow Federal law enforcement officers, firefighters, and air traffic controllers to make penalty-free withdrawals from governmental plans after age 50, and for other purposes. Issue: the renewal of trade promotion authority (TPA).
HR 1295: To extend the African Growth and Opportunity Act, the Generalized System of Preferences, the preferential duty treatment program for Haiti, and for other purposes. Issue: the trade adjustment assistance act (TAA).
HR 1314: The Trade Act of 2015. Issue: renewal of trade promotion authority (TPA) and the trade adjustment assistance act (TAA).
HR 644: Trade Facilitation and Trade Enforcement Act of 2015. Issue: Currency and renewal of trade promotion authority (TPA)
H Res 305: Providing for consideration of the Senate Amendment to H.R. 1314, to provide for a right to an administrative appeal relating to adverse determinations of tax exempt status of certain organizations; and for consideration of the Senate Amendments to H.R. 644, Fighting Hunger Incentive Act. Issue: Currency, renewal of trade promotion authority (TPA) and the trade adjustment assistance act (TAA).
INTERNATIONAL TAX
S. 1687: The Offshore Reinsurance Tax Fairness Act: A bill to amend the Internal Revenue Code of 1986 to restrict the insurance business exception to passive foreign investment company rules. Issue: Rules Pertaining to PFICS.
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
Lobbying Issues
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security
H.R. 557/ S. 266: Retirement Security Act of 2015. Issue: retirement security
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices.
HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration
H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments
H.R.___/S.___Draft legislation to facilitate disability income insurance options for employees. Issue: Disability income insurance.
Agencies Lobbied
U.S. Senate
1st Quarter, 2015
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 14, 2015.
Original Filing: 300715407.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
S. ___, Draft legislation that will establish strong and uniform national data security and breach notification standards for electronic data, and to expressly preempt any related state laws in order to prove the Federal Trade Commission with authority to enforce such standards for entities covered under this Act. Issue: Cybersecurity and Privacy
H.R. ___ - Data Security and Breach Notification Act of 2015. Draft legislation that would require certain entities who collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information. Issue: Cybersecurity and Privacy
S. 177 - Data Security and Breach Notification Act of 2015. Requires the Federal Trade Commission (FTC) to promulgate regulations requiring commercial entities, nonprofit and for-profit corporations, estates, trusts, cooperatives, and other specified entities that own or possess data containing personal information (covered entities), or that contract to have a third-party maintain or process such data for the entity, to implement information security policies and procedures for the treatment and protection of personal information. Issue: Cybersecurity and Privacy
S. 754 - Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: privacy
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 1090, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Amendment to the Transportation, Housing & Urban Development Appropriations act, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
Financial Services and General Government Appropriations Act, 2016. Making appropriations for financial services and general government for the fiscal year ending September 30, 2016, and for other purposes. Issue: Global insurance standards
H.R. 1478/S. 798 - Policyholder Protection Act of 2015. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
H.R. 601 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 423 - Privacy Notice Modernization Act of 2015. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R._____, Draft legislation on the development of global insurance standards. Issue: global insurance standards.
Issue: Federal Housing Finance Agency proposed rule on federal home loan bank membership. No bill number assigned.
Issue: Covered agreements on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned.
Tracking:
Issue: Holocaust era insurance policy claims. No bill number assigned.
Issue: Patent reform legislation. No bill number assigned.
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards.
H.R. 26, Terrorism Risk Insurance Program Reauthorization Act of 2015. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2020. This bill also amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Establishes NARAB without contingent conditions as an independent nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Terrorism Insurance, Agent Licensing
H.R. 1090, the Retail Investor Protection Act. Prohibits the Secretary of Labor from prescribing any regulation under the Employee Retirement Income Security Act of 1974 (ERISA) defining the circumstances under which an individual is considered a fiduciary until 60 days after the Securities and Exchange Commission (SEC) issues a final rule governing standards of conduct for brokers and dealers under specified law. Issue: Fiduciary Duties
Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2016 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
-Modify dividends-received deduction ("DRD") for life insurance company general and separate accounts
ISSUE: Taxation of life insurance companies
-Expand pro rata interest expense disallowance for interest unrelated to company-owned life insurance
ISSUE: Taxation of the business use of life insurance
-Modify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
-Application of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation life insurance companies and products.
Tax Reform discussion drafts released and written by the staff of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
S. 386: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
In anticipation of a new bill being introduced in the 114th Congress, replacing the 113th Congress HR 3830/S 1900: Bipartisan Congressional Trade Priorities Act of 2014, lobbying for passage of Trade Promotion Authority and the reduction or elimination of tariff and nontariff barriers to international trade.
This lobbying has also included lobbying discussions of currently ongoing trade negotiations on the Transpacific Partnership (TPP), the Trade in Services Agreement (TiSA) and the Trans-Atlantic Trade and Investment Partnership (TTIP), for which there currently are no legislative bills.
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
Lobbying Issues
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security
H.R. 557/ S. 266: Retirement Security Act of 2014. Issue: retirement security
H.R. 3590: The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
Agencies Lobbied
U.S. Senate
4th Quarter, 2014
American Council of Life Insurers amended a lobbying report for in-house lobbying in Q42014 on Jan. 26, 2015
Original Filing: 300709543.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 624 - Cyber Intelligence Sharing and Protection Act. Issue: Cybersecurity and Privacy
S. 1193 - Data Security and Breach Notification Act. To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 1468 - SECURE IT. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Issue: Cybersecurity and Privacy
S. 1353, the Cybersecurity Act of 2013. To provide for a voluntary public-private partnership to improve cybersecurity, and to strengthen cybersecurity research and development, workforce development and education, and public awareness and preparedness. Issue: Cybersecurity and Privacy
H.R. ____, Draft legislation authorizing the federal government to designate critical infrastructure sectors, develop voluntary standards and practices for cybersecurity, and work with private sector coordinating councils and Information Sharing and Analysis Centers (ISACs). Issue: Cybersecurity and Privacy.
H.R. 3696, the National Cybersecurity and Critical Infrastructure Protection Act of 2013. Issue: cybersecurity and privacy
S. 1927- Data Security Act of 2014. Prescribes security procedures which an entity that maintains or communicates sensitive account or personal information must implement and enforce in order to protect the information from an unauthorized use likely to result in substantial harm or inconvenience to the consumer. Issue: data security and privacy
S.1976 - Data Security and Breach Notification Act of 2014. Requires the FTC to promulgate regulations requiring each covered entity that owns or possesses data containing personal information to implement policies and procedures regarding information security practices for the treatment and protection of such information. Issue: data security and privacy
S. 1193- Data Security and Breach Notification Act of 2013. Requires commercial entities that acquire, maintain, store or utilize personal information to take reasonable measures to protect and secure data in electronic form. Issue: data security and privacy.
S. 1897-Personal Data Privacy and Security Act of 2014. The bill would establish a national standard for data breach notification and require American companies that collect personal information to protect that information from cyber threats. Issue: data security and privacy
S.1995- Personal Data Protection and Breach Accountability Act of 2014. Amends the federal criminal code to impose a fine and/or prison term of up to five years for intentionally or willfully concealing a security breach involving sensitive personally identifiable information when such breach results in economic harm or substantial emotional distress to one or more persons. Issue: data security and privacy
Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: privacy
Tracking:
S. 2717 - Cyber Information Sharing Tax Credit Act. Amends the Internal Revenue Code to allow a refundable tax credit for qualified Information Sharing and Analysis Organization costs (defined as the sum of dues for membership in the Organization, personnel participation costs, product and service costs directly related to the sharing of information with the Organization, and other amounts [not including amounts for travel] relating to participation in activities of the Organization). Issue: cyber security and tax credit
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
H.R. 2140, the Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 1062, SEC Regulatory Accountability Act. Issue: SEC Rulemaking, Cost-Benefit Analysis, Derivatives
H.AMDT.64 to H.R. 1062, Amendment expresses the sense of Congress that rules adopted by the Public Company Accounting Oversight Board (PCAOB) comply with the same standards required of the SEC. It also requires the SEC to ensure that any rules adopted by the Municipal Securities Rulemaking Board (MSRB), and other national securities associations comply with the standards set forth in the bill. Issue: FINRA, Securities Rulemaking
H.R. 1564, the Audit Integrity and Job Protection Act. Amends the Sarbanes-Oxley Act of 2002 (SOX) to deny the Public Company Accounting Oversight Board any authority to require that audits conducted for a particular issuer of securities in accordance with SOX standards be conducted by specific auditors, or that such audits be conducted for an issuer by different auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 731, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
H.R 2547, the Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013. To determine appropriate risk based capital requirements for community, mid-size, and regional institutions. Issue: Capital Standards for Community Banks
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. 1369, a bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance. Issue: Capital Standards
S. 1526, The Audit Integrity and Job Protection Act, to prevent the Public Company Accounting Oversight Board (PCAOB) from requiring public companies to use a specific auditor or to change auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013 to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Agriculture from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. Issue: Mortgage Investments
H.R. 2767, the Protect American Taxpayers & Homeowners (PATH) Act. Issue: Mortgage Investments and Government Sponsored Enterprises/Federal Home Loan Banks
Draft H.AMDT to HR 2610, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
Provision in H.R. 4745, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
S. 2102, a bill to clarify the application of certain leverage and risk based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Capital Standards.
H.R. 4510 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 5016 - Financial Services and General Government Appropriations Act, 2015. Making appropriations for financial services and general government for the fiscal year ending September 30, 2015, and for other purposes. Issue: Global insurance standards
Draft Senate bill on Financial Services and General Government Appropriations Act, 2015. Making appropriations for financial services and general government for the fiscal year ending September 30, 2015, and for other purposes. Issue: Global insurance standards
H.R. 4557 - Policyholder Protection Act of 2014. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
S. 1217- Housing Finance Reform and Taxpayer Protection Act of 2013. Authorizes the Federal Mortgage Insurance Corporation to provide insurance to any covered security regardless of whether it has satisfied credit-risk sharing requirements if unusual and exigent circumstances have created an anomalous lack of mortgage credit availability. Issue: Government Sponsored Enterprises.
Senate ADMT to S. 1217-Housing Finance Reform and Taxpayer Protection Act of 2014. To provide for prohibitions relating to the use of the power of eminent domain. Issue: Mortgage Investments
H.R. 4881, a bill to place a 6-month moratorium on the authority of the Financial Stability Oversight Council to make financial stability determinations. Issue: Global insurance standards.
H.R. 749 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 635 - Privacy Notice Modernization Act of 2013. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 5018 - Federal Reserve Accountability and Transparency Act of 2014. This bill amends the Federal Reserve Act to establish requirements for policy rules and blackout periods of the Federal Open Market Committee, to establish requirements for certain activities of the Board of Governors of the Federal Reserve System. Issue: global insurance standards.
H.Res.735 - Expressing the sense of the House of Representatives that recently proposed measures that will reduce transparency and public participation at the International Association of Insurance Supervisors (IAIS) should be disapproved by United States representatives to the IAIS. Issue: global insurance standards.
S.Res. 561 - A resolution expressing the sense of the Senate that recently proposed measures that will reduce transparency and public participation at the International Association of Insurance Supervisors (IAIS) should be disapproved by United States representatives to the IAIS. Issue: global insurance standards.
H.R._____, Draft legislation on the development of global insurance standards. Issue: global insurance standards.
H.R. 5421 - Financial Institution Bankruptcy Act of 2014. To amend title 11 of the United States Code in order to facilitate the resolution of an insolvent financial institution in bankruptcy. Is
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions and Global Capital Standards.
H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2019. Issue: Terrorism Insurance
S. 2244, a bill to extend the termination date of the Terrorism Insurance Program established under the Terrorism Insurance Act of 2002. Issue: Terrorism Insurance
H.R. 4871 - TRIA Reform Act of 2014. To reauthorize the Terrorism Risk Insurance Act of 2002. Issue: Terrorism Insurance
H.R. 911, Competitive Health Insurance Reform Act of 2013. Issue: McCarran-Ferguson Act Issues
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
H.R. 3121, American Health Care Reform Act of 2013. Issue: McCarran-Ferguson Act issues.
H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 4510 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction. Issue: Capital Standards, Basel III
Tracking:
H.R. 1155, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
S. 534, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
Agencies Lobbied
U.S. Senate
Lobbying Issues
S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.
H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.
S. 606 - Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.
H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security
H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security
H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement
S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security
S.1979: Universal, Secure, Adaptable Retirement Funds Act. Issue: retirement security
H.R. 2171: Retirement Security Act of 2014. Issue: retirement security
H.R. 5576, the USAccounts: Investing in Americas Future Act of 2014, Kid Save accounts.
No bill number: Preserving Americas Transit & Highways Act of 2014, - tracking the stretch IRA provision in it.
H.R. 5263-The Living Donor Protection Act, Issue: Underwriting for long-term care
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
S. 1970, Retirement Security Act : retirement security
H.R. 5875, SAVE Act: retirement security
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2015 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
-Modify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
-Expand pro rata interest expense disallowance for interest unrelated to company-owned life insurance
ISSUE: Taxation of the business use of life insurance
-Modify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
-Application of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation life insurance companies and products.
Tax Reform discussion drafts released and written by the staff of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
The Camp tax reform discussion draft released and written by the staff of the House Ways & Means Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
H.R.1: Tax Reform Act of 2014 ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
H.R. 1129: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.
H.R. 4503 & S. 1703: Fair Playing Field Act. ISSUE: Withholding from employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S 1114: Currency Exchange Rate Oversight Reform Act of 2013. Issue: Currency manipulation in the international market place.
HR 3830/S 1900: Bipartisan Congressional Trade Priorities Act of 2014. Issue: Trade Promotion Authority and the reduction or elimination of tariff or nontariff barriers.
HR 4429: Permanent Active Financing Exception Act of 2014 - Amends the Internal Revenue Code to make permanent the subpart F foreign personal holding company income exemption for income that is derived in the active conduct of a banking, financing, or similar business, as a securities dealer, or in the conduct of an insurance business. Issue: related to the subpart F exception for active financing income
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2014
American Council of Life Insurers amended a lobbying report for in-house lobbying in Q42014 on Jan. 14, 2015
Original Filing: 300695733.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 624 - Cyber Intelligence Sharing and Protection Act. Issue: Cybersecurity and Privacy
S. 1193 - Data Security and Breach Notification Act. To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 1468 - SECURE IT. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Issue: Cybersecurity and Privacy
S. 1353, the Cybersecurity Act of 2013. To provide for a voluntary public-private partnership to improve cybersecurity, and to strengthen cybersecurity research and development, workforce development and education, and public awareness and preparedness. Issue: Cybersecurity and Privacy
H.R. ____, Draft legislation authorizing the federal government to designate critical infrastructure sectors, develop voluntary standards and practices for cybersecurity, and work with private sector coordinating councils and Information Sharing and Analysis Centers (ISACs). Issue: Cybersecurity and Privacy.
H.R. 3696, the National Cybersecurity and Critical Infrastructure Protection Act of 2013. Issue: cybersecurity and privacy
S. 1927- Data Security Act of 2014. Prescribes security procedures which an entity that maintains or communicates sensitive account or personal information must implement and enforce in order to protect the information from an unauthorized use likely to result in substantial harm or inconvenience to the consumer. Issue: data security and privacy
S.1976 - Data Security and Breach Notification Act of 2014. Requires the FTC to promulgate regulations requiring each covered entity that owns or possesses data containing personal information to implement policies and procedures regarding information security practices for the treatment and protection of such information. Issue: data security and privacy
S. 1193- Data Security and Breach Notification Act of 2013. Requires commercial entities that acquire, maintain, store or utilize personal information to take reasonable measures to protect and secure data in electronic form. Issue: data security and privacy.
S. 1897-Personal Data Privacy and Security Act of 2014. The bill would establish a national standard for data breach notification and require American companies that collect personal information to protect that information from cyber threats. Issue: data security and privacy
S.1995- Personal Data Protection and Breach Accountability Act of 2014. Amends the federal criminal code to impose a fine and/or prison term of up to five years for intentionally or willfully concealing a security breach involving sensitive personally identifiable information when such breach results in economic harm or substantial emotional distress to one or more persons. Issue: data security and privacy
Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: privacy
Tracking:
S. 2717 - Cyber Information Sharing Tax Credit Act. Amends the Internal Revenue Code to allow a refundable tax credit for qualified Information Sharing and Analysis Organization costs (defined as the sum of dues for membership in the Organization, personnel participation costs, product and service costs directly related to the sharing of information with the Organization, and other amounts [not including amounts for travel] relating to participation in activities of the Organization). Issue: cyber security and tax credit
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
H.R. 2140, the Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 1062, SEC Regulatory Accountability Act. Issue: SEC Rulemaking, Cost-Benefit Analysis, Derivatives
H.AMDT.64 to H.R. 1062, Amendment expresses the sense of Congress that rules adopted by the Public Company Accounting Oversight Board (PCAOB) comply with the same standards required of the SEC. It also requires the SEC to ensure that any rules adopted by the Municipal Securities Rulemaking Board (MSRB), and other national securities associations comply with the standards set forth in the bill. Issue: FINRA, Securities Rulemaking
H.R. 1564, the Audit Integrity and Job Protection Act. Amends the Sarbanes-Oxley Act of 2002 (SOX) to deny the Public Company Accounting Oversight Board any authority to require that audits conducted for a particular issuer of securities in accordance with SOX standards be conducted by specific auditors, or that such audits be conducted for an issuer by different auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 731, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
H.R 2547, the Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013. To determine appropriate risk based capital requirements for community, mid-size, and regional institutions. Issue: Capital Standards for Community Banks
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. 1369, a bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance. Issue: Capital Standards
S. 1526, The Audit Integrity and Job Protection Act, to prevent the Public Company Accounting Oversight Board (PCAOB) from requiring public companies to use a specific auditor or to change auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013 to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Agriculture from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. Issue: Mortgage Investments
H.R. 2767, the Protect American Taxpayers & Homeowners (PATH) Act. Issue: Mortgage Investments and Government Sponsored Enterprises/Federal Home Loan Banks
Draft H.AMDT to HR 2610, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
Provision in H.R. 4745, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
S. 2102, a bill to clarify the application of certain leverage and risk based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Capital Standards.
H.R. 4510 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 5016 - Financial Services and General Government Appropriations Act, 2015. Making appropriations for financial services and general government for the fiscal year ending September 30, 2015, and for other purposes. Issue: Global insurance standards
Draft Senate bill on Financial Services and General Government Appropriations Act, 2015. Making appropriations for financial services and general government for the fiscal year ending September 30, 2015, and for other purposes. Issue: Global insurance standards
H.R. 4557 - Policyholder Protection Act of 2014. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
S. 1217- Housing Finance Reform and Taxpayer Protection Act of 2013. Authorizes the Federal Mortgage Insurance Corporation to provide insurance to any covered security regardless of whether it has satisfied credit-risk sharing requirements if unusual and exigent circumstances have created an anomalous lack of mortgage credit availability. Issue: Government Sponsored Enterprises.
Senate ADMT to S. 1217-Housing Finance Reform and Taxpayer Protection Act of 2014. To provide for prohibitions relating to the use of the power of eminent domain. Issue: Mortgage Investments
H.R. 4881, a bill to place a 6-month moratorium on the authority of the Financial Stability Oversight Council to make financial stability determinations. Issue: Global insurance standards.
H.R. 749 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 635 - Privacy Notice Modernization Act of 2013. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 5018 - Federal Reserve Accountability and Transparency Act of 2014. This bill amends the Federal Reserve Act to establish requirements for policy rules and blackout periods of the Federal Open Market Committee, to establish requirements for certain activities of the Board of Governors of the Federal Reserve System. Issue: global insurance standards.
H.Res.735 - Expressing the sense of the House of Representatives that recently proposed measures that will reduce transparency and public participation at the International Association of Insurance Supervisors (IAIS) should be disapproved by United States representatives to the IAIS. Issue: global insurance standards.
S.Res. 561 - A resolution expressing the sense of the Senate that recently proposed measures that will reduce transparency and public participation at the International Association of Insurance Supervisors (IAIS) should be disapproved by United States representatives to the IAIS. Issue: global insurance standards.
H.R._____, Draft legislation on the development of global insurance standards. Issue: global insurance standards.
H.R. 5421 - Financial Institution Bankruptcy Act of 2014. To amend title 11 of the United States Code in order to facilitate the resolution of an insolvent financial institution in bankruptcy. Is
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions and Global Capital Standards.
H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2019. Issue: Terrorism Insurance
S. 2244, a bill to extend the termination date of the Terrorism Insurance Program established under the Terrorism Insurance Act of 2002. Issue: Terrorism Insurance
H.R. 4871 - TRIA Reform Act of 2014. To reauthorize the Terrorism Risk Insurance Act of 2002. Issue: Terrorism Insurance
H.R. 911, Competitive Health Insurance Reform Act of 2013. Issue: McCarran-Ferguson Act Issues
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
H.R. 3121, American Health Care Reform Act of 2013. Issue: McCarran-Ferguson Act issues.
H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 4510 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction. Issue: Capital Standards, Basel III
Tracking:
H.R. 1155, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
S. 534, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
Agencies Lobbied
U.S. Senate
Lobbying Issues
S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.
H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.
S. 606 - Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.
H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security
H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security
H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement
S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security
S.1979: Universal, Secure, Adaptable Retirement Funds Act. Issue: retirement security
H.R. 2171: Retirement Security Act of 2014. Issue: retirement security
H.R. 5576, the USAccounts: Investing in Americas Future Act of 2014, Kid Save accounts.
No bill number: Preserving Americas Transit & Highways Act of 2014, - tracking the stretch IRA provision in it.
H.R. 5263-The Living Donor Protection Act, Issue: Underwriting for long-term care
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
S. 1970, Retirement Security Act : retirement security
H.R. 5875, SAVE Act: retirement security
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2015 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
-Modify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
-Expand pro rata interest expense disallowance for interest unrelated to company-owned life insurance
ISSUE: Taxation of the business use of life insurance
-Modify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
-Application of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation life insurance companies and products.
Tax Reform discussion drafts released and written by the staff of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
The Camp tax reform discussion draft released and written by the staff of the House Ways & Means Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
H.R.1: Tax Reform Act of 2014 ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
H.R. 1129: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.
H.R. 4503 & S. 1703: Fair Playing Field Act. ISSUE: Withholding from employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S 1114: Currency Exchange Rate Oversight Reform Act of 2013. Issue: Currency manipulation in the international market place.
HR 3830/S 1900: Bipartisan Congressional Trade Priorities Act of 2014. Issue: Trade Promotion Authority and the reduction or elimination of tariff or nontariff barriers.
HR 4429: Permanent Active Financing Exception Act of 2014 - Amends the Internal Revenue Code to make permanent the subpart F foreign personal holding company income exemption for income that is derived in the active conduct of a banking, financing, or similar business, as a securities dealer, or in the conduct of an insurance business. Issue: related to the subpart F exception for active financing income
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2014
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 14, 2015.
Original Filing: 300695227.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 624 - Cyber Intelligence Sharing and Protection Act. Issue: Cybersecurity and Privacy
S. 1193 - Data Security and Breach Notification Act. To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 1468 - SECURE IT. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Issue: Cybersecurity and Privacy
S. 1353, the Cybersecurity Act of 2013. To provide for a voluntary public-private partnership to improve cybersecurity, and to strengthen cybersecurity research and development, workforce development and education, and public awareness and preparedness. Issue: Cybersecurity and Privacy
H.R. ____, Draft legislation authorizing the federal government to designate critical infrastructure sectors, develop voluntary standards and practices for cybersecurity, and work with private sector coordinating councils and Information Sharing and Analysis Centers (ISACs). Issue: Cybersecurity and Privacy.
H.R. 3696, the National Cybersecurity and Critical Infrastructure Protection Act of 2013. Issue: cybersecurity and privacy
S. 1927- Data Security Act of 2014. Prescribes security procedures which an entity that maintains or communicates sensitive account or personal information must implement and enforce in order to protect the information from an unauthorized use likely to result in substantial harm or inconvenience to the consumer. Issue: data security and privacy
S.1976 - Data Security and Breach Notification Act of 2014. Requires the FTC to promulgate regulations requiring each covered entity that owns or possesses data containing personal information to implement policies and procedures regarding information security practices for the treatment and protection of such information. Issue: data security and privacy
S. 1193- Data Security and Breach Notification Act of 2013. Requires commercial entities that acquire, maintain, store or utilize personal information to take reasonable measures to protect and secure data in electronic form. Issue: data security and privacy.
S. 1897-Personal Data Privacy and Security Act of 2014. The bill would establish a national standard for data breach notification and require American companies that collect personal information to protect that information from cyber threats. Issue: data security and privacy
S.1995- Personal Data Protection and Breach Accountability Act of 2014. Amends the federal criminal code to impose a fine and/or prison term of up to five years for intentionally or willfully concealing a security breach involving sensitive personally identifiable information when such breach results in economic harm or substantial emotional distress to one or more persons. Issue: data security and privacy
Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: privacy
Tracking:
S. 2717 - Cyber Information Sharing Tax Credit Act. Amends the Internal Revenue Code to allow a refundable tax credit for qualified Information Sharing and Analysis Organization costs (defined as the sum of dues for membership in the Organization, personnel participation costs, product and service costs directly related to the sharing of information with the Organization, and other amounts [not including amounts for travel] relating to participation in activities of the Organization). Issue: cyber security and tax credit
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
H.R. 2140, the Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 1062, SEC Regulatory Accountability Act. Issue: SEC Rulemaking, Cost-Benefit Analysis, Derivatives
H.AMDT.64 to H.R. 1062, Amendment expresses the sense of Congress that rules adopted by the Public Company Accounting Oversight Board (PCAOB) comply with the same standards required of the SEC. It also requires the SEC to ensure that any rules adopted by the Municipal Securities Rulemaking Board (MSRB), and other national securities associations comply with the standards set forth in the bill. Issue: FINRA, Securities Rulemaking
H.R. 1564, the Audit Integrity and Job Protection Act. Amends the Sarbanes-Oxley Act of 2002 (SOX) to deny the Public Company Accounting Oversight Board any authority to require that audits conducted for a particular issuer of securities in accordance with SOX standards be conducted by specific auditors, or that such audits be conducted for an issuer by different auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 731, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
H.R 2547, the Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013. To determine appropriate risk based capital requirements for community, mid-size, and regional institutions. Issue: Capital Standards for Community Banks
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. 1369, a bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance. Issue: Capital Standards
S. 1526, The Audit Integrity and Job Protection Act, to prevent the Public Company Accounting Oversight Board (PCAOB) from requiring public companies to use a specific auditor or to change auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013 to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Agriculture from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. Issue: Mortgage Investments
H.R. 2767, the Protect American Taxpayers & Homeowners (PATH) Act. Issue: Mortgage Investments and Government Sponsored Enterprises/Federal Home Loan Banks
Draft H.AMDT to HR 2610, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
Provision in H.R. 4745, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
S. 2102, a bill to clarify the application of certain leverage and risk based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Capital Standards.
H.R. 4510 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 5016 - Financial Services and General Government Appropriations Act, 2015. Making appropriations for financial services and general government for the fiscal year ending September 30, 2015, and for other purposes. Issue: Global insurance standards
Draft Senate bill on Financial Services and General Government Appropriations Act, 2015. Making appropriations for financial services and general government for the fiscal year ending September 30, 2015, and for other purposes. Issue: Global insurance standards
H.R. 4557 - Policyholder Protection Act of 2014. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
S. 1217- Housing Finance Reform and Taxpayer Protection Act of 2013. Authorizes the Federal Mortgage Insurance Corporation to provide insurance to any covered security regardless of whether it has satisfied credit-risk sharing requirements if unusual and exigent circumstances have created an anomalous lack of mortgage credit availability. Issue: Government Sponsored Enterprises.
Senate ADMT to S. 1217-Housing Finance Reform and Taxpayer Protection Act of 2014. To provide for prohibitions relating to the use of the power of eminent domain. Issue: Mortgage Investments
H.R. 4881, a bill to place a 6-month moratorium on the authority of the Financial Stability Oversight Council to make financial stability determinations. Issue: Global insurance standards.
H.R. 749 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 635 - Privacy Notice Modernization Act of 2013. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 5018 - Federal Reserve Accountability and Transparency Act of 2014. This bill amends the Federal Reserve Act to establish requirements for policy rules and blackout periods of the Federal Open Market Committee, to establish requirements for certain activities of the Board of Governors of the Federal Reserve System. Issue: global insurance standards.
H.Res.735 - Expressing the sense of the House of Representatives that recently proposed measures that will reduce transparency and public participation at the International Association of Insurance Supervisors (IAIS) should be disapproved by United States representatives to the IAIS. Issue: global insurance standards.
S.Res. 561 - A resolution expressing the sense of the Senate that recently proposed measures that will reduce transparency and public participation at the International Association of Insurance Supervisors (IAIS) should be disapproved by United States representatives to the IAIS. Issue: global insurance standards.
H.R._____, Draft legislation on the development of global insurance standards. Issue: global insurance standards.
H.R. 5421 - Financial Institution Bankruptcy Act of 2014. To amend title 11 of the United States Code in order to facilitate the resolution of an insolvent financial institution in bankruptcy. Is
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions and Global Capital Standards.
H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2019. Issue: Terrorism Insurance
S. 2244, a bill to extend the termination date of the Terrorism Insurance Program established under the Terrorism Insurance Act of 2002. Issue: Terrorism Insurance
H.R. 4871 - TRIA Reform Act of 2014. To reauthorize the Terrorism Risk Insurance Act of 2002. Issue: Terrorism Insurance
H.R. 911, Competitive Health Insurance Reform Act of 2013. Issue: McCarran-Ferguson Act Issues
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
H.R. 3121, American Health Care Reform Act of 2013. Issue: McCarran-Ferguson Act issues.
H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 4510 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction. Issue: Capital Standards, Basel III
Tracking:
H.R. 1155, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
S. 534, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
Agencies Lobbied
U.S. Senate
Lobbying Issues
S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.
H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.
S. 606 - Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.
H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security
H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security
H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement
S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security
S.1979: Universal, Secure, Adaptable Retirement Funds Act. Issue: retirement security
H.R. 2171: Retirement Security Act of 2014. Issue: retirement security
H.R. 5576, the USAccounts: Investing in Americas Future Act of 2014, Kid Save accounts.
No bill number: Preserving Americas Transit & Highways Act of 2014, - tracking the stretch IRA provision in it.
H.R. 5263-The Living Donor Protection Act, Issue: Underwriting for long-term care
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
S. 1970, Retirement Security Act : retirement security
H.R. 5875, SAVE Act: retirement security
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2015 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
-Modify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
-Expand pro rata interest expense disallowance for interest unrelated to company-owned life insurance
ISSUE: Taxation of the business use of life insurance
-Modify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
-Application of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation life insurance companies and products.
Tax Reform discussion drafts released and written by the staff of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
The Camp tax reform discussion draft released and written by the staff of the House Ways & Means Committee. ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
H.R.1: Tax Reform Act of 2014 ISSUE: Taxation of the business use of life insurance and taxation of life insurance companies
H.R. 1129: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.
H.R. 4503 & S. 1703: Fair Playing Field Act. ISSUE: Withholding from employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S 1114: Currency Exchange Rate Oversight Reform Act of 2013. Issue: Currency manipulation in the international market place.
HR 3830/S 1900: Bipartisan Congressional Trade Priorities Act of 2014. Issue: Trade Promotion Authority and the reduction or elimination of tariff or nontariff barriers.
HR 4429: Permanent Active Financing Exception Act of 2014 - Amends the Internal Revenue Code to make permanent the subpart F foreign personal holding company income exemption for income that is derived in the active conduct of a banking, financing, or similar business, as a securities dealer, or in the conduct of an insurance business. Issue: related to the subpart F exception for active financing income
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2014
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 17, 2014.
Original Filing: 300680183.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 624 - Cyber Intelligence Sharing and Protection Act. Issue: Cybersecurity and Privacy
S. 1193 - Data Security and Breach Notification Act. To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 1468 - SECURE IT. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Issue: Cybersecurity and Privacy
S. 1353, the Cybersecurity Act of 2013. To provide for a voluntary public-private partnership to improve cybersecurity, and to strengthen cybersecurity research and development, workforce development and education, and public awareness and preparedness. Issue: Cybersecurity and Privacy
H.R. ____, Draft legislation authorizing the federal government to designate critical infrastructure sectors, develop voluntary standards and practices for cybersecurity, and work with private sector coordinating councils and Information Sharing and Analysis Centers (ISACs). Issue: Cybersecurity and Privacy.
H.R. 3696, the National Cybersecurity and Critical Infrastructure Protection Act of 2013. Issue: cybersecurity and privacy
S. 1927- Data Security Act of 2014. Prescribes security procedures which an entity that maintains or communicates sensitive account or personal information must implement and enforce in order to protect the information from an unauthorized use likely to result in substantial harm or inconvenience to the consumer. Issue: data security and privacy
S.1976 - Data Security and Breach Notification Act of 2014. Requires the FTC to promulgate regulations requiring each covered entity that owns or possesses data containing personal information to implement policies and procedures regarding information security practices for the treatment and protection of such information. Issue: data security and privacy
S. 1193- Data Security and Breach Notification Act of 2013. Requires commercial entities that acquire, maintain, store or utilize personal information to take reasonable measures to protect and secure data in electronic form. Issue: data security and privacy.
S. 1897-Personal Data Privacy and Security Act of 2014. The bill would establish a national standard for data breach notification and require American companies that collect personal information to protect that information from cyber threats. Issue: data security and privacy
S.1995- Personal Data Protection and Breach Accountability Act of 2014. Amends the federal criminal code to impose a fine and/or prison term of up to five years for intentionally or willfully concealing a security breach involving sensitive personally identifiable information when such breach results in economic harm or substantial emotional distress to one or more persons. Issue: data security and privacy
Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: privacy
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
H.R. 2140, the Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 1062, SEC Regulatory Accountability Act. Issue: SEC Rulemaking, Cost-Benefit Analysis, Derivatives
H.AMDT.64 to H.R. 1062, Amendment expresses the sense of Congress that rules adopted by the Public Company Accounting Oversight Board (PCAOB) comply with the same standards required of the SEC. It also requires the SEC to ensure that any rules adopted by the Municipal Securities Rulemaking Board (MSRB), and other national securities associations comply with the standards set forth in the bill. Issue: FINRA, Securities Rulemaking
H.R. 1564, the Audit Integrity and Job Protection Act. Amends the Sarbanes-Oxley Act of 2002 (SOX) to deny the Public Company Accounting Oversight Board any authority to require that audits conducted for a particular issuer of securities in accordance with SOX standards be conducted by specific auditors, or that such audits be conducted for an issuer by different auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 731, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
H.R 2547, the Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013. To determine appropriate risk based capital requirements for community, mid-size, and regional institutions. Issue: Capital Standards for Community Banks
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. 1369, a bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance. Issue: Capital Standards
S. 1526, The Audit Integrity and Job Protection Act, to prevent the Public Company Accounting Oversight Board (PCAOB) from requiring public companies to use a specific auditor or to change auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013 to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Agriculture from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. Issue: Mortgage Investments
H.R. 2767, the Protect American Taxpayers & Homeowners (PATH) Act. Issue: Mortgage Investments and Government Sponsored Enterprises/Federal Home Loan Banks
Draft H.AMDT to HR 2610, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
Provision in H.R. 4745, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
S. 2102, a bill to clarify the application of certain leverage and risk based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Capital Standards.
H.R. 4510 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 5016 - Financial Services and General Government Appropriations Act, 2015. Making appropriations for financial services and general government for the fiscal year ending September 30, 2015, and for other purposes. Issue: Global insurance standards
Draft Senate bill on Financial Services and General Government Appropriations Act, 2015. Making appropriations for financial services and general government for the fiscal year ending September 30, 2015, and for other purposes. Issue: Global insurance standards
H.R. 4557 - Policyholder Protection Act of 2014. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
S. 1217- Housing Finance Reform and Taxpayer Protection Act of 2013. Authorizes the Federal Mortgage Insurance Corporation to provide insurance to any covered security regardless of whether it has satisfied credit-risk sharing requirements if unusual and exigent circumstances have created an anomalous lack of mortgage credit availability. Issue: Government Sponsored Enterprises.
Senate ADMT to S. 1217-Housing Finance Reform and Taxpayer Protection Act of 2014. To provide for prohibitions relating to the use of the power of eminent domain. Issue: Mortgage Investments
H.R. 4881, a bill to place a 6-month moratorium on the authority of the Financial Stability Oversight Council to make financial stability determinations. Issue: Global insurance standards.
H.R. 749 - Eliminate Privacy Notice Confusion Act. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, and (2) has not changed its policies and practices with regard to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers. Issue: privacy
S. 635 - Privacy Notice Modernization Act of 2013. This bill amends the Gramm-Leach-Bliley Act to exempt from its annual written privacy policy notice requirement any financial institution which: (1) provides nonpublic personal information only in accordance with specified requirements, (2) has not changed its policies and practices with respect to disclosing nonpublic personal information from those disclosed in the most recent disclosure sent to consumers, and (3) otherwise provides customers access to such most recent disclosure in electronic or other form permitted by specified regulations. Issue: privacy
H.R. 5018 - Federal Reserve Accountability and Transparency Act of 2014. This bill amends the Federal Reserve Act to establish requirements for policy rules and blackout periods of the Federal Open Market Committee, to establish requirements for certain activities of the Board of Governors of the Federal Reserve System. Issue: global insurance standards.
H.Res.735 - Expressing the sense of the House of Representatives that recently proposed measures that will reduce transparency and public participation at the International Association of Insurance Supervisors (IAIS) should be disapproved by United States representatives to the IAIS. Issue: global insurance standards.
S.Res. 561 - A resolution expressing the sense of the Senate that recently proposed measures that will reduce transparency and public participation at the International Association of Insurance Supervisors (IAIS) should be disapproved by United States representatives to the IAIS. Issue: global insurance standards.
H.R._____, Draft legislation on the development of global insurance standards. Issue: global insurance standards.
H.R. 5421 - Financial Institution Bankruptcy Act of 2014. To amend title 11 of the United States Code in order to facilitate the resolution of an insolvent financial institution in bankruptcy. Is
Agencies Lobbied
U.S. Senate
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions and Global Capital Standards.
H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2019 (under current law the Program expires on December 31, 2014). Issue: Terrorism Insurance
H.R. 911, Competitive Health Insurance Reform Act of 201. Issue: McCarran-Ferguson Act Issues
H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
H.R. 3121, American Health Care Reform Act of 2013. Issue: McCarran-Ferguson Act issues.
H.R. 4510 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 2244, a bill to extend the termination date of the Terrorism Insurance Program established under the Terrorism Insurance Act of 2002. Issue: Terrorism Insurance
H.R. 4871 - TRIA Reform Act of 2014. To reauthorize the Terrorism Risk Insurance Act of 2002. Issue: Terrorism Insurance
H.R. 5461, a bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction. Issue: Capital Standards, Basel III
Tracking:
H.R. 1155, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
S. 534, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
Agencies Lobbied
U.S. Senate
Lobbying Issues
Tax matters relating to life insurance as proposed in the Presidents FY2015 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated to company-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation life insurance companies and products.
Tax Reform discussion drafts released and written by the staff of the House Ways & Means Committee or Senate Finance Committee. ISSUE: Taxation of the business use of life insurance
The Camp tax reform discussion draft released and written by the staff of the House Ways & Means Committee. ISSUE: Taxation of the business use of life insurance
H.R. 1129: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.
H.R. 4503 & S. 1703: Fair Playing Field Act. ISSUE: Withholding from employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S 1114: Currency Exchange Rate Oversight Reform Act of 2013. Issue: Currency manipulation in the international market place.
HR 3830/S 1900: Bipartisan Congressional Trade Priorities Act of 2014. Issue: Trade Promotion Authority and the reduction or elimination of tariff or nontariff barriers.
HR 4429: Permanent Active Financing Exception Act of 2014 - Amends the Internal Revenue Code to make permanent the subpart F foreign personal holding company income exemption for income that is derived in the active conduct of a banking, financing, or similar business, as a securities dealer, or in the conduct of an insurance business. Issue: related to the subpart F exception for active financing income
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
Lobbying Issues
S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.
H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.
S. 606 - Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.
H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security
H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security
H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement
S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security
S.1979: Universal, Secure, Adaptable Retirement Funds Act. Issue: retirement security
H.R. 2171: Retirement Security Act of 2014. Issue: retirement security
H.R. 5576, the USAccounts: Investing in Americas Future Act of 2014, Kid Save accounts.
No bill number: Preserving Americas Transit & Highways Act of 2014, - tracking the stretch IRA provision in it.
H.R. 5263-The Living Donor Protection Act, Issue: Underwriting for long-term care
H.R. 3590-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
Agencies Lobbied
U.S. Senate
2nd Quarter, 2014
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 17, 2014.
Original Filing: 300659891.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 624 - Cyber Intelligence Sharing and Protection Act. Issue: Cybersecurity and Privacy
S. 1193 - Data Security and Breach Notification Act. To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 1468 - SECURE IT. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Issue: Cybersecurity and Privacy
S. 1353, the Cybersecurity Act of 2013. To provide for a voluntary public-private partnership to improve cybersecurity, and to strengthen cybersecurity research and development, workforce development and education, and public awareness and preparedness. Issue: Cybersecurity and Privacy
H.R. ____, Draft legislation authorizing the federal government to designate critical infrastructure sectors, develop voluntary standards and practices for cybersecurity, and work with private sector coordinating councils and Information Sharing and Analysis Centers (ISACs). Issue: Cybersecurity and Privacy.
H.R. 3696, the National Cybersecurity and Critical Infrastructure Protection Act of 2013. Issue: cybersecurity and privacy
S. 1927- Data Security Act of 2014. Prescribes security procedures which an entity that maintains or communicates sensitive account or personal information must implement and enforce in order to protect the information from an unauthorized use likely to result in substantial harm or inconvenience to the consumer. Issue: data security and privacy
S.1976 - Data Security and Breach Notification Act of 2014. Requires the FTC to promulgate regulations requiring each covered entity that owns or possesses data containing personal information to implement policies and procedures regarding information security practices for the treatment and protection of such information. Issue: data security and privacy
S. 1193- Data Security and Breach Notification Act of 2013. Requires commercial entities that acquire, maintain, store or utilize personal information to take reasonable measures to protect and secure data in electronic form. Issue: data security and privacy.
S. 1897-Personal Data Privacy and Security Act of 2014. The bill would establish a national standard for data breach notification and require American companies that collect personal information to protect that information from cyber threats. Issue: data security and privacy
S.1995- Personal Data Protection and Breach Accountability Act of 2014. Amends the federal criminal code to impose a fine and/or prison term of up to five years for intentionally or willfully concealing a security breach involving sensitive personally identifiable information when such breach results in economic harm or substantial emotional distress to one or more persons. Issue: data security and privacy
Cybersecurity Information Sharing Act of 2014, draft legislation incentivizes the sharing of cybersecurity threat information between the private sector and the government and among private sector entities. Issue: privacy
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board.
H.R. 2140, the Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 1062, SEC Regulatory Accountability Act. Issue: SEC Rulemaking, Cost-Benefit Analysis, Derivatives
H.AMDT.64 to H.R. 1062, Amendment expresses the sense of Congress that rules adopted by the Public Company Accounting Oversight Board (PCAOB) comply with the same standards required of the SEC. It also requires the SEC to ensure that any rules adopted by the Municipal Securities Rulemaking Board (MSRB), and other national securities associations comply with the standards set forth in the bill. Issue: FINRA, Securities Rulemaking
H.R. 1564, the Audit Integrity and Job Protection Act. Amends the Sarbanes-Oxley Act of 2002 (SOX) to deny the Public Company Accounting Oversight Board any authority to require that audits conducted for a particular issuer of securities in accordance with SOX standards be conducted by specific auditors, or that such audits be conducted for an issuer by different auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 731, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
H.R 2547, the Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013. To determine appropriate risk based capital requirements for community, mid-size, and regional institutions. Issue: Capital Standards for Community Banks
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. 1369, a bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance. Issue: Capital Standards
S. 1526, The Audit Integrity and Job Protection Act, to prevent the Public Company Accounting Oversight Board (PCAOB) from requiring public companies to use a specific auditor or to change auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013 to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Agriculture from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. Issue: Mortgage Investments
H.R. 2767, the Protect American Taxpayers & Homeowners (PATH) Act. Issue: Mortgage Investments and Government Sponsored Enterprises/Federal Home Loan Banks
Draft H.AMDT to HR 2610, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
Provision in H.R. 4745, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
S. 2102, a bill to clarify the application of certain leverage and risk based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Capital Standards.
H.R. 4510 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 5016 - Financial Services and General Government Appropriations Act, 2015. Making appropriations for financial services and general government for the fiscal year ending September 30, 2015, and for other purposes. Issue: Global insurance standards
Draft Senate bill on Financial Services and General Government Appropriations Act, 2015. Making appropriations for financial services and general government for the fiscal year ending September 30, 2015, and for other purposes. Issue: Global insurance standards
H.R. 4557 - Policyholder Protection Act of 2014. To amend the Federal Deposit Insurance Act to provide for notice to, and input by, State insurance commissioners when requiring an insurance company to serve as a source of financial strength pursuant to such Act. Issue: Source of strength
S. 1217- Housing Finance Reform and Taxpayer Protection Act of 2013. Authorizes the Federal Mortgage Insurance Corporation to provide insurance to any covered security regardless of whether it has satisfied credit-risk sharing requirements if unusual and exigent circumstances have created an anomalous lack of mortgage credit availability. Issue: Government Sponsored Enterprises.
Senate ADMT to S. 1217-Housing Finance Reform and Taxpayer Protection Act of 2014. To provide for prohibitions relating to the use of the power of eminent domain. Issue: Mortgage Investments
H.R. 4881, a bill to place a 6-month moratorium on the authority of the Financial Stability Oversight Council to make financial stability determinations. Issue: Global insurance standards.
Tracking:
H.R. 634, the Business Risk Mitigation and Price Stabilization Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 677, the Inter-Affiliate Swap Clarification Act. Issue: Derivatives, DFA Title VII
H.R. 742, the Swap Data Repository and Clearinghouse Indemnification Correction Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 992, the Swaps Regulatory Improvement Act. Issue: Derivatives, DFA Title VII
H.R. 1256, the Swap Jurisdiction Certainty Act. Issue: Derivatives, DFA Title VII
H.R. 1341, the Financial Competitive Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 2295, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions and Global Capital Standards.
H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2019 (under current law the Program expires on December 31, 2014). Issue: Terrorism Insurance
H.R. 911, Competitive Health Insurance Reform Act of 201. Issue: McCarran-Ferguson Act Issues
H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
H.R. 3121, American Health Care Reform Act of 2013. Issue: McCarran-Ferguson Act issues.
S. 2244, a bill to extend the termination date of the Terrorism Insurance Program established under the Terrorism Insurance Act of 2002. Issue: Terrorism Insurance
H.R. 4510 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III
H.R. 4871 - TRIA Reform Act of 2014. To reauthorize the Terrorism Risk Insurance Act of 2002. Issue: Terrorism Insurance
Tracking:
H.R. 1155, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
S. 534, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
Agencies Lobbied
U.S. Senate
Lobbying Issues
S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.
H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.
S. 606 - Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.
H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security
H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security
H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement
S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security
S.1979: Universal, Secure, Adaptable Retirement Funds Act. Issue: retirement security
H.R. 2171: Retirement Security Act of 2014. Issue: retirement security
No bill number: Preserving Americas Transit & Highways Act of 2014, - tracking the stretch IRA provision in it.
Agencies Lobbied
U.S. Senate
Lobbying Issues
TAX - First Quarter Report - 2014
Tax matters relating to life insurance as proposed in the Presidents FY2014 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
-Modify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
-Expand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
-Modify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
-Application of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation life insurance companies and products.
Tax Reform discussion drafts released and written by the staff of the House Ways & Means Committee Senate Finance Committee. ISSUE: Taxation of the business use of life insurance
The Camp tax reform discussion draft released and written by the staff of the House Ways & Means Committee. ISSUE: Taxation of the business use of life insurance
H.R. 1129: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.
Agencies Lobbied
U.S. Senate
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S 1114: Currency Exchange Rate Oversight Reform Act of 2013. Issue: Currency manipulation in the international market place.
HR 3830/S 1900: Bipartisan Congressional Trade Priorities Act of 2014. Issue: Trade Promotion Authority and the reduction or elimination of tariff or nontariff barriers.
Agencies Lobbied
U.S. Senate
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2014
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 16, 2014.
Original Filing: 300637870.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform.
H.R. 624 - Cyber Intelligence Sharing and Protection Act. Issue: Cybersecurity and PrivacyS. 1193 Data Security and Breach Notification Act. To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 1468 SECURE IT. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Issue: Cybersecurity and Privacy
S. 1353, the Cybersecurity Act of 2013. To provide for a voluntary public-private partnership to improve cybersecurity, and to strengthen cybersecurity research and development, workforce development and education, and public awareness and preparedness. Issue: Cybersecurity and Privacy
H.R. ____, Draft legislation authorizing the federal government to designate critical infrastructure sectors, develop voluntary standards and practices for cybersecurity, and work with private sector coordinating councils and Information Sharing and Analysis Centers (ISACs). Issue: Cybersecurity and Privacy.
H.R. 3696, the National Cybersecurity and Critical Infrastructure Protection Act of 2013. Issue: cybersecurity and privacy.
S. 1927- Data Security Act of 2014. Prescribes security procedures which an entity that maintains or communicates sensitive account or personal information must implement and enforce in order to protect the information from an unauthorized use likely to result in substantial harm or inconvenience to the consumer. Issue: data security and privacy.
S.1976 Data Security and Breach Notification Act of 2014. Requires the FTC to promulgate regulations requiring each covered entity that owns or possesses data containing personal information to implement policies and procedures regarding information security practices for the treatment and protection of such information. Issue: data security and privacy.
S. 1193- Data Security and Breach Notification Act of 2013. Requires commercial entities that acquire, maintain, store or utilize personal information to take reasonable measures to protect and secure data in electronic form. Issue: data security and privacy.
S. 1897-Personal Data Privacy and Security Act of 2014. The bill would establish a national standard for data breach notification and require American companies that collect personal information to protect that information from cyber threats. Issue: data security and privacy
S.1995- Personal Data Protection and Breach Accountability Act of 2014. Amends the federal criminal code to impose a fine and/or prison term of up to five years for intentionally or willfully concealing a security breach involving sensitive personally identifiable information when such breach results in economic harm or substantial emotional distress to one or more persons. Issue: data security and privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions and Global Capital Standards.H.R. 2140, the Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 1062, SEC Regulatory Accountability Act. Issue: SEC Rulemaking, Cost-Benefit Analysis, Derivatives
H.AMDT.64 to H.R. 1062, Amendment expresses the sense of Congress that rules adopted by the Public Company Accounting Oversight Board (PCAOB) comply with the same standards required of the SEC. It also requires the SEC to ensure that any rules adopted by the Municipal Securities Rulemaking Board (MSRB), and other national securities associations comply with the standards set forth in the bill. Issue: FINRA, Securities Rulemaking
H.R. 1564, the Audit Integrity and Job Protection Act. Amends the Sarbanes-Oxley Act of 2002 (SOX) to deny the Public Company Accounting Oversight Board any authority to require that audits conducted for a particular issuer of securities in accordance with SOX standards be conducted by specific auditors, or that such audits be conducted for an issuer by different auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 731, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
H.R 2547, the Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013. To determine appropriate risk based capital requirements for community, mid-size, and regional institutions. Issue: Capital Standards for Community Banks
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. 1369, a bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance. Issue: Capital Standards
S. 1526, The Audit Integrity and Job Protection Act, to prevent the Public Company Accounting Oversight Board (PCAOB) from requiring public companies to use a specific auditor or to change auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013 to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Agriculture from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. Issue: Mortgage Investments
H.R. 2767, the Protect American Taxpayers & Homeowners (PATH) Act. Issue: Mortgage Investments and Government Sponsored Enterprises/Federal Home Loan Banks
Draft H.AMDT to HR 2610, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments.
S. 2102, a bill to clarify the application of certain leverage and risk based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Capital Standards.
S. ____, Draft bill pertaining to insurance capital standards under Basel III rules. Issue: Capital Standards, Basel III
Tracking:
H.R. 634, the Business Risk Mitigation and Price Stabilization Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 677, the Inter-Affiliate Swap Clarification Act. Issue: Derivatives, DFA Title VII
H.R. 742, the Swap Data Repository and Clearinghouse Indemnification Correction Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 992, the Swaps Regulatory Improvement Act. Issue: Derivatives, DFA Title VII
H.R. 1256, the Swap Jurisdiction Certainty Act. Issue: Derivatives, DFA Title VII
H.R. 1341, the Financial Competitive Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 2295, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
S. 1217- Housing Finance Reform and Taxpayer Protection Act of 2013. Authorizes the Federal Mortgage Insurance Corporation to provide insurance to any covered security regardless of whether it has satisfied credit-risk sharing requirements if unusual and exigent circumstances have created an anomalous lack of mortgage credit availability. Issue: Government Sponsored Enterprises.
Draft Senate ADMT to S. 1217-Housing Finance Reform and Taxpayer Protection Act of 2014. Authorizes the Federal Mortgage Insurance Corporation to provide insurance to any covered security regardless of whether it has satisfied credit-risk sharing requirements if unusual and exigent circumstances have created an anomalous lack of mortgage credit availability. Issue: Government Sponsored Enterprises.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions and Global Capital Standards. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2019 (under current law the Program expires on December 31, 2014). Issue: Terrorism Insurance
H.R. 911, Competitive Health Insurance Reform Act of 201. Issue: McCarran-Ferguson Act Issues
H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
H.R. 3121, American Health Care Reform Act of 2013. Issue: McCarran-Ferguson Act issues.
S. 2244, a bill to extend the termination date of the Terrorism Insurance Program established under the Terrorism Insurance Act of 2002. Issue: Terrorism Insurance
Tracking:
H.R. 1155, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
S. 534, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.
H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.
S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.
H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security
H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security
H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement
S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security
H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission
S.1979: Universal, Secure, Adaptable Retirement Funds Act. Issue: retirement security
H.R. 2171: Retirement Security Act of 2014. Issue: retirement security
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1129: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.Tax matters relating to life insurance as proposed in the Presidents FY2014 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation life insurance companies and products.
Tax Reform discussion drafts released and written by the staff of the House Ways & Means Committee Senate Finance Committee. ISSUE: Taxation of the business use of life insurance
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S 1114: Currency Exchange Rate Oversight Reform Act of 2013. Issue: Currency manipulation in the international market place.
HR 3830/S 1900: "Bipartisan Congressional Trade Priorities Act of 2014". Issue: Trade Promotion Authority and the reduction or elimination of tariff or nontariff barriers.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2013
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 16, 2014.
Original Filing: 300616036.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. H.R. 624 - Cyber Intelligence Sharing and Protection Act. Issue: Cybersecurity and Privacy
S. 1193 Data Security and Breach Notification Act. To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 1468 SECURE IT. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Issue: Cybersecurity and Privacy
S. 1353, the Cybersecurity Act of 2013. To provide for a voluntary public-private partnership to improve cybersecurity, and to strengthen cybersecurity research and development, workforce development and education, and public awareness and preparedness. Issue: Cybersecurity and Privacy
H.R. ____, Draft legislation authorizing the federal government to designate critical infrastructure sectors, develop voluntary standards and practices for cybersecurity, and work with private sector coordinating councils and Information Sharing and Analysis Centers (ISACs). Issue: Cybersecurity and Privacy.
H.R. 3696, the National Cybersecurity and Critical Infrastructure Protection Act of 2013. Issue: cybersecurity and privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions.H.R. 2140, the Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 1062, SEC Regulatory Accountability Act. Issue: SEC Rulemaking, Cost-Benefit Analysis, Derivatives
H.AMDT.64 to H.R. 1062, Amendment expresses the sense of Congress that rules adopted by the Public Company Accounting Oversight Board (PCAOB) comply with the same standards required of the SEC. It also requires the SEC to ensure that any rules adopted by the Municipal Securities Rulemaking Board (MSRB), and other national securities associations comply with the standards set forth in the bill. Issue: FINRA, Securities Rulemaking
H.R. 1564, the Audit Integrity and Job Protection Act. Amends the Sarbanes-Oxley Act of 2002 (SOX) to deny the Public Company Accounting Oversight Board any authority to require that audits conducted for a particular issuer of securities in accordance with SOX standards be conducted by specific auditors, or that such audits be conducted for an issuer by different auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 731, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
H.R 2547, the Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013. To determine appropriate risk based capital requirements for community, mid-size, and regional institutions. Issue: Capital Standards for Community Banks
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. 1369, a bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance. Issue: Capital Standards
S. 1526, The Audit Integrity and Job Protection Act, to prevent the Public Company Accounting Oversight Board (PCAOB) from requiring public companies to use a specific auditor or to change auditors on a rotating basis. Issue: Mandatory Auditor
Rotation
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013 to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Agriculture from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. Issue: Mortgage Investments
H.R. 2767, the Protect American Taxpayers & Homeowners (PATH) Act. Issue: Mortgage Investments and Government Sponsored Enterprises/Federal Home Loan Banks
Draft H.AMDT to HR 2610, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments
Tracking:
H.R. 634, the Business Risk Mitigation and Price Stabilization Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 677, the Inter-Affiliate Swap Clarification Act. Issue: Derivatives, DFA Title VII
H.R. 742, the Swap Data Repository and Clearinghouse Indemnification Correction Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 992, the Swaps Regulatory Improvement Act. Issue: Derivatives, DFA Title VII
H.R. 1256, the Swap Jurisdiction Certainty Act. Issue: Derivatives, DFA Title VII
H.R. 1341, the Financial Competitive Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 2295, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions.H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2019 (under current law the Program expires on December 31, 2014). Issue: Terrorism Insurance
H.R. 911, Competitive Health Insurance Reform Act of 201. Issue: McCarran-Ferguson Act Issues
H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. ____, Draft bill pertaining to insurance capital standards under Basel III rules. Issue: Capital Standards, Basel III
H.R. 3121, American Health Care Reform Act of 2013. Issue: McCarran-Ferguson Act issues.
Tracking:
H.R. 1155, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
S. 534, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
Agencies Lobbied
U.S. Senate
Lobbying Issues
S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File.
S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.
H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.
H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File.
H.J. Res 59 (Public Law 113-67) Bipartisan Budget Act of 2013. Issue: Social Security Death Master File
S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.
H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security
H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security
H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement
S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security
H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission
H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1129: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.
Tax matters relating to life insurance as proposed in the Presidents FY2014 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation life insurance companies and products.
Tax Reform discussion drafts released and written by the staff of Senate Finance Committee. ISSUE: Taxation of the business use of life insurance
H.R. 1: Tax Reform Bill. ISSUE: Taxation of life insurance companies and products.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S 1114: Currency Exchange Rate Oversight Reform Act of 2013. Issue: Currency manipulation in the international market place.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2013
American Council of Life Insurers amended a lobbying report for in-house lobbying in Q42013 on Jan. 16, 2014
Original Filing: 300616682.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. H.R. 624 - Cyber Intelligence Sharing and Protection Act. Issue: Cybersecurity and Privacy
S. 1193 Data Security and Breach Notification Act. To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 1468 SECURE IT. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Issue: Cybersecurity and Privacy
S. 1353, the Cybersecurity Act of 2013. To provide for a voluntary public-private partnership to improve cybersecurity, and to strengthen cybersecurity research and development, workforce development and education, and public awareness and preparedness. Issue: Cybersecurity and Privacy
H.R. ____, Draft legislation authorizing the federal government to designate critical infrastructure sectors, develop voluntary standards and practices for cybersecurity, and work with private sector coordinating councils and Information Sharing and Analysis Centers (ISACs). Issue: Cybersecurity and Privacy.
H.R. 3696, the National Cybersecurity and Critical Infrastructure Protection Act of 2013. Issue: cybersecurity and privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions.H.R. 2140, the Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 1062, SEC Regulatory Accountability Act. Issue: SEC Rulemaking, Cost-Benefit Analysis, Derivatives
H.AMDT.64 to H.R. 1062, Amendment expresses the sense of Congress that rules adopted by the Public Company Accounting Oversight Board (PCAOB) comply with the same standards required of the SEC. It also requires the SEC to ensure that any rules adopted by the Municipal Securities Rulemaking Board (MSRB), and other national securities associations comply with the standards set forth in the bill. Issue: FINRA, Securities Rulemaking
H.R. 1564, the Audit Integrity and Job Protection Act. Amends the Sarbanes-Oxley Act of 2002 (SOX) to deny the Public Company Accounting Oversight Board any authority to require that audits conducted for a particular issuer of securities in accordance with SOX standards be conducted by specific auditors, or that such audits be conducted for an issuer by different auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 731, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
H.R 2547, the Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013. To determine appropriate risk based capital requirements for community, mid-size, and regional institutions. Issue: Capital Standards for Community Banks
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. 1369, a bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance. Issue: Capital Standards
S. 1526, The Audit Integrity and Job Protection Act, to prevent the Public Company Accounting Oversight Board (PCAOB) from requiring public companies to use a specific auditor or to change auditors on a rotating basis. Issue: Mandatory Auditor
Rotation
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013 to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Agriculture from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. Issue: Mortgage Investments
H.R. 2767, the Protect American Taxpayers & Homeowners (PATH) Act. Issue: Mortgage Investments and Government Sponsored Enterprises/Federal Home Loan Banks
Draft H.AMDT to HR 2610, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments
Tracking:
H.R. 634, the Business Risk Mitigation and Price Stabilization Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 677, the Inter-Affiliate Swap Clarification Act. Issue: Derivatives, DFA Title VII
H.R. 742, the Swap Data Repository and Clearinghouse Indemnification Correction Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 992, the Swaps Regulatory Improvement Act. Issue: Derivatives, DFA Title VII
H.R. 1256, the Swap Jurisdiction Certainty Act. Issue: Derivatives, DFA Title VII
H.R. 1341, the Financial Competitive Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 2295, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions.H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2019 (under current law the Program expires on December 31, 2014). Issue: Terrorism Insurance
H.R. 911, Competitive Health Insurance Reform Act of 201. Issue: McCarran-Ferguson Act Issues
H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. ____, Draft bill pertaining to insurance capital standards under Basel III rules. Issue: Capital Standards, Basel III
H.R. 3121, American Health Care Reform Act of 2013. Issue: McCarran-Ferguson Act issues.
Tracking:
H.R. 1155, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
S. 534, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
Agencies Lobbied
U.S. Senate
Lobbying Issues
S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File.
S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.
H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.
H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File.
H.J. Res 59 (Public Law 113-67) Bipartisan Budget Act of 2013. Issue: Social Security Death Master File
S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.
H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security
H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security
H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement
S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security
H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission
H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1129: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.
Tax matters relating to life insurance as proposed in the Presidents FY2014 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation life insurance companies and products.
Tax Reform discussion drafts released and written by the staff of Senate Finance Committee. ISSUE: Taxation of the business use of life insurance
H.R. 1: Tax Reform Bill. ISSUE: Taxation of life insurance companies and products.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S 1114: Currency Exchange Rate Oversight Reform Act of 2013. Issue: Currency manipulation in the international market place.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2013
American Council of Life Insurers amended a lobbying report for in-house lobbying in Q32013 on Oct. 24, 2013
Original Filing: 300608362.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.
H.R. 624 - Cyber Intelligence Sharing and Protection Act. Issue: Cybersecurity and PrivacyS. 1193 Data Security and Breach Notification Act. To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 1468 SECURE IT. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Issue: Cybersecurity and Privacy
S. 1353, the Cybersecurity Act of 2013. To provide for a voluntary public-private partnership to improve cybersecurity, and to strengthen cybersecurity research and development, workforce development and education, and public awareness and preparedness. Issue: Cybersecurity and Privacy
H.R. ____, Draft legislation authorizing the federal government to designate critical infrastructure sectors, develop voluntary standards and practices for cybersecurity, and work with private sector coordinating councils and Information Sharing and Analysis Centers (ISACs). Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions.H.R. 2140, the Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 1062, SEC Regulatory Accountability Act. Issue: SEC Rulemaking, Cost-Benefit Analysis, Derivatives
H.AMDT.64 to H.R. 1062, Amendment expresses the sense of Congress that rules adopted by the Public Company Accounting Oversight Board (PCAOB) comply with the same standards required of the SEC. It also requires the SEC to ensure that any rules adopted by the Municipal Securities Rulemaking Board (MSRB), and other national securities associations comply with the standards set forth in the bill. Issue: FINRA, Securities Rulemaking
H.R. 1564, the Audit Integrity and Job Protection Act. Amends the Sarbanes-Oxley Act of 2002 (SOX) to deny the Public Company Accounting Oversight Board any authority to require that audits conducted for a particular issuer of securities in accordance with SOX standards be conducted by specific auditors, or that such audits be conducted for an issuer by different auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 731/HR2295 , the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
H.R 2547, the Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013. To determine appropriate risk based capital requirements for community, mid-size, and regional institutions. Issue: Capital Standards for Community Banks
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. 1369, a bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance. Issue: Capital Standards
S. 1526, The Audit Integrity and Job Protection Act, to prevent the Public Company Accounting Oversight Board (PCAOB) from requiring public companies to use a specific auditor or to change auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013 to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Agriculture from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. Issue: Mortgage Investments
H.R. 2767, the Protect American Taxpayers & Homeowners (PATH) Act. Issue: Mortgage Investments and Government Sponsored Enterprises/Federal Home Loan Banks
Draft H.AMDT to HR 2610, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments
Tracking:
H.R. 634, the Business Risk Mitigation and Price Stabilization Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 677, the Inter-Affiliate Swap Clarification Act. Issue: Derivatives, DFA Title VII
H.R. 742, the Swap Data Repository and Clearinghouse Indemnification Correction Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 992, the Swaps Regulatory Improvement Act. Issue: Derivatives, DFA Title VII
H.R. 1256, the Swap Jurisdiction Certainty Act. Issue: Derivatives, DFA Title VII
H.R. 1341, the Financial Competitive Act of 2013. Issue: Derivatives, DFA Title VII
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions.H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2019 (under current law the Program expires on December 31, 2014). Issue: Terrorism Insurance
H.R. 911, Competitive Health Insurance Reform Act of 201. Issue: McCarran-Ferguson Act Issues
H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. ____, Draft bill pertaining to insurance capital standards under Basel III rules. Issue: Capital Standards, Basel III
Tracking:
H.R. 1155, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
S. 534, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File.
S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.
H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.
H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File.
S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.
H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security
H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security
H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement
S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security
H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission
H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1: Tax Reform Bill. ISSUE: Taxation of life insurance companies and products.
H.R. 1129: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.
Tax matters relating to life insurance as proposed in the Presidents FY2014 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation of life insurance companies
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S 1114: Currency Exchange Rate Oversight Reform Act of 2013. Issue: Currency manipulation in the international market place.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2013
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 17, 2013.
Original Filing: 300596288.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.
H.R. 624 - Cyber Intelligence Sharing and Protection Act. Issue: Cybersecurity and PrivacyS. 1193 Data Security and Breach Notification Act. To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 1468 SECURE IT. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Issue: Cybersecurity and Privacy
S. 1353, the Cybersecurity Act of 2013. To provide for a voluntary public-private partnership to improve cybersecurity, and to strengthen cybersecurity research and development, workforce development and education, and public awareness and preparedness. Issue: Cybersecurity and Privacy
H.R. ____, Draft legislation authorizing the federal government to designate critical infrastructure sectors, develop voluntary standards and practices for cybersecurity, and work with private sector coordinating councils and Information Sharing and Analysis Centers (ISACs). Issue: Cybersecurity and Privacy.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions.H.R. 2140, the Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 1062, SEC Regulatory Accountability Act. Issue: SEC Rulemaking, Cost-Benefit Analysis, Derivatives
H.AMDT.64 to H.R. 1062, Amendment expresses the sense of Congress that rules adopted by the Public Company Accounting Oversight Board (PCAOB) comply with the same standards required of the SEC. It also requires the SEC to ensure that any rules adopted by the Municipal Securities Rulemaking Board (MSRB), and other national securities associations comply with the standards set forth in the bill. Issue: FINRA, Securities Rulemaking
H.R. 1564, the Audit Integrity and Job Protection Act. Amends the Sarbanes-Oxley Act of 2002 (SOX) to deny the Public Company Accounting Oversight Board any authority to require that audits conducted for a particular issuer of securities in accordance with SOX standards be conducted by specific auditors, or that such audits be conducted for an issuer by different auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 731/HR2295 , the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
H.R 2547, the Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013. To determine appropriate risk based capital requirements for community, mid-size, and regional institutions. Issue: Capital Standards for Community Banks
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. 1369, a bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance. Issue: Capital Standards
S. 1526, The Audit Integrity and Job Protection Act, to prevent the Public Company Accounting Oversight Board (PCAOB) from requiring public companies to use a specific auditor or to change auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013 to prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Agriculture from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage. Issue: Mortgage Investments
H.R. 2767, the Protect American Taxpayers & Homeowners (PATH) Act. Issue: Mortgage Investments and Government Sponsored Enterprises/Federal Home Loan Banks
Draft H.AMDT to HR 2610, Transportation, Housing & Urban Development Appropriations, to prohibit federal guarantees for mortgages seized through eminent domain. Issue: Mortgage Investments
Tracking:
H.R. 634, the Business Risk Mitigation and Price Stabilization Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 677, the Inter-Affiliate Swap Clarification Act. Issue: Derivatives, DFA Title VII
H.R. 742, the Swap Data Repository and Clearinghouse Indemnification Correction Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 992, the Swaps Regulatory Improvement Act. Issue: Derivatives, DFA Title VII
H.R. 1256, the Swap Jurisdiction Certainty Act. Issue: Derivatives, DFA Title VII
H.R. 1341, the Financial Competitive Act of 2013. Issue: Derivatives, DFA Title VII
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions.H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2019 (under current law the Program expires on December 31, 2014). Issue: Terrorism Insurance
H.R. 911, Competitive Health Insurance Reform Act of 201. Issue: McCarran-Ferguson Act Issues
H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. ____, Draft bill pertaining to insurance capital standards under Basel III rules. Issue: Capital Standards, Basel III
Tracking:
H.R. 1155, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
S. 534, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File.
S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.
H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.
H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File.
S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.
H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security
H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security
H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement
S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security
H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission
H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1: Tax Reform Bill. ISSUE: Taxation of life insurance companies and products.
H.R. 1129: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.
Tax matters relating to life insurance as proposed in the Presidents FY2014 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation of life insurance companies
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S 1114: Currency Exchange Rate Oversight Reform Act of 2013. Issue: Currency manipulation in the international market place.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2013
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 15, 2013.
Original Filing: 300572291.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. H.R. 624 - Cyber Intelligence Sharing and Protection Act. Issue: Cybersecurity and Privacy
S. 1193 Data Security and Breach Notification Act. To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 1468 SECURE IT. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Issue: Cybersecurity and Privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 214, the Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 1062, SEC Regulatory Accountability Act. Issue: SEC Rulemaking, Cost-Benefit Analysis, Derivatives
H.AMDT.64 to H.R. 1062, Amendment expresses the sense of Congress that rules adopted by the Public Company Accounting Oversight Board (PCAOB) comply with the same standards required of the SEC. It also requires the SEC to ensure that any rules adopted by the Municipal Securities Rulemaking Board (MSRB), and other national securities associations comply with the standards set forth in the bill. Issue: FINRA, Securities Rulemaking
H.R. 1564, the Audit Integrity and Job Protection Act. Amends the Sarbanes-Oxley Act of 2002 (SOX) to deny the Public Company Accounting Oversight Board any authority to require that audits conducted for a particular issuer of securities in accordance with SOX standards be conducted by specific auditors, or that such audits be conducted for an issuer by different auditors on a rotating basis. Issue: Mandatory Auditor Rotation
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 731, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
H.R 2547, the Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013. To determine appropriate risk based capital requirements for community, mid-size, and regional institutions. Issue: Capital Standards for Community Banks
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. ____, Draft bill pertaining to insurance capital standards under Basel III rules. Issue: Capital Standards, Basel III
Tracking:
H.R. 634, the Business Risk Mitigation and Price Stabilization Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 677, the Inter-Affiliate Swap Clarification Act. Issue: Derivatives, DFA Title VII
H.R. 742, the Swap Data Repository and Clearinghouse Indemnification Correction Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 992, the Swaps Regulatory Improvement Act. Issue: Derivatives, DFA Title VII
H.R. 1256, the Swap Jurisdiction Certainty Act. Issue: Derivatives, DFA Title VII
H.R. 1341, the Financial Competitive Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 2295, the Basel III CASE Act. Directs the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency, before issuing any final rule in relation to proposals they have issued for the International Basel III agreement on general risk-based capital requirements, to conduct an empirical study that includes: (1) a quantitative analysis of the rule's impact on the U.S. financial services sector, specifically community, mid-size, and regional financial institutions; and (2) a determination of the long-term impact of the rule, including changes to the current risk weight framework. Issue: Capital Standards for Community Banks
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. Amends the Terrorism Risk Insurance Act of 2002 to extend the Terrorism Insurance Program until December 31, 2019 (under current law the Program expires on December 31, 2014). Issue: Terrorism Insurance
H.R. 911, Competitive Health Insurance Reform Act of 201. Issue: McCarran-Ferguson Act Issues
H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) and the Home Owners' Loan Act to make minimum leverage and risk-based capital requirements governing insurance companies under the state law also apply to insurance companies that are either depository holding companies or subsidiaries of depository holding companies. Issue: Capital Standards, Basel III
H.R. 2374, the Retail Investor Protection Act. To amend the Securities Exchange Act of 1934 to provide protections for retail customers, and for other purposes. Issue: Fiduciary Duties
S. 798, TBTF Act. Requires federal banking agencies to establish capital requirements for the ratio of equity capital to total consolidated assets for all financial institutions. Issue: Capital Standards
S. ____, Draft bill pertaining to insurance capital standards under Basel III rules. Issue: Capital Standards, Basel III
Tracking:
H.R. 1155, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
S. 534, National Association of Registered Agents and Brokers Reform Act of 2013. Amends the Gramm-Leach-Bliley Act to repeal the contingent conditions under which the National Association of Registered Agents and Brokers (NARAB) shall not be established. Reestablishes the NARAB without contingent conditions as a nonprofit corporation to prescribe, on a multi-state basis, licensing and insurance producer qualification requirements and conditions. Issue: Agent Licensing
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File.
S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.
H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.
H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File.
S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.
H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security
H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security
H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement
S. 1145 and H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration
S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security
H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1: Tax Reform Bill. ISSUE: Taxation of life insurance companies and products.
H.R. 1129: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.
Tax matters relating to life insurance as proposed in the Presidents FY2014 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation of life insurance companies
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S 1114: Currency Exchange Rate Oversight Reform Act of 2013. Issue: Currency manipulation in the international market place.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2013
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 18, 2013.
Original Filing: 300553424.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.
Tracking:
H.R. 624 - Cyber Intelligence Sharing and Protection Act. Issue: Cybersecurity and Privacy
H.R. ____ - Judiciary Cyber-Security Draft A bill to address criminal provisions and data security/breach notification concerns. Issue: Cybersecurity and Privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 911 - Competitive Health Insurance Reform Act of 201. Issue: McCarran-Ferguson Act Issues
H.R. ___ - Draft legislation to facilitate the application of comprehensive, effective, and suitable prudential standards for insurance companies. Issue: Capital Standards, Basel III
Tracking:
H.R. 634, the Business Risk Mitigation and Price Stabilization Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 677, the Inter-Affiliate Swap Clarification Act. Issue: Derivatives, DFA Title VII
H.R. 742, the Swap Data Repository and Clearinghouse Indemnification Correction Act of 2013. Issue: Derivatives, DFA Title VII
H.R. 992, the Swaps Regulatory Improvement Act. Issue: Derivatives, DFA Title VII
H.R. 1062, the SEC Regulatory Accountability Act. Issue: Derivatives, DFA Title VII
H.R. 1256, the Swap Jurisdiction Certainty Act. Issue: Derivatives, DFA Title VII
H.R. 1341, the Financial Competitive Act of 2013. Issue: Derivatives, DFA Title VII
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 911 - Competitive Health Insurance Reform Act of 201. Issue: McCarran-Ferguson Act Issues
H.R. ___ - Draft legislation to facilitate the application of comprehensive, effective, and suitable prudential standards for insurance companies. Issue: Capital Standards, Basel III
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File.
S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.
H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.
H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File.
S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1: Tax Reform Bill. ISSUE: Taxation of life insurance companies and products.
H.R. 1129: Mobile Workforce State Income Tax Simplification Act of 2013. ISSUE: Withholding from multi state employees.
Tax matters relating to life insurance as proposed in the Presidents FY2014 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
oApplication of a Fiscal Crisis Responsibility Fee on to life insurance companies
ISSUE: Taxation of life insurance companies
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
No bills lobbied this quarter.
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2012
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 14, 2013.
Original Filing: 300528504.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890 / S. 466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
S. 3414: The Cybersecurity Act of 2012. A bill to enhance the security and resiliency of the cyber and communications infrastructure of the United States. Issue: Cybersecurity and Privacy
S. 2151. HR 4263: SECURE IT Act. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Allows private entities, nonfederal government agencies, or state, tribal, or local governments to voluntarily disclose cyber threat information to designated cybersecurity centers or to each other to assist with preventing, investigating, or mitigating threats to information security. Issue: Privacy/Cybersecurity
S. 3333: Data Security and Breach Notification Act of 2012
To require certain entities that collects and maintains personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 2096: Cybersecurity Enhancement Act of 2011. Directs Federal agencies to develop a national Research and Development plan as well as advance cybersecurity technical standards in order to prevent devastating cyber-attacks on the nations networks. Issue: Privacy/Cybersecurity
H.R. 3523: Cyber Intelligence Sharing and Protection Act of 2011. Requires the Director of National Intelligence to: (1) establish procedures to allow intelligence community elements to share cyber threat intelligence with private-sector entities, and (2) encourage the sharing of such intelligence. Issue: Privacy/Cybersecurity
H.R. 3674: PRECISE Act of 2011. Issue: Privacy/Cybersecurity
H.R. 5: the HEALTH Act of 2011. Issue: McCarran Ferguson
HR 3730: Veterans Data Breach Timely Notification Act, To amend title 38, United States Code, to require the Secretary of Veterans Affairs to provide notice to individuals whose sensitive personal information is involved in a data breach, and for other purposes. Issue: Privacy and Data breech.
HR 5948: Veterans Fiduciary Reform Act of 2012
To amend title 38, United States Code, to improve the supervision of fiduciaries of veterans under the laws administered by the Secretary of Veterans Affairs, to establish a Place of Remembrance at Arlington National Cemetery, and for other purposes. Issue: privacy and data breech.
H.R. 5817: Eliminate Privacy Notice Confusion Act. To amend the Gramm-Leach-Bliley Act to provide an exception to the annual privacy notice requirement. Issue: Privacy
Tracking:
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
S. 3333: To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 2309: The Postal Reform Act of 2011 Issue: USPS sale of financial products.
S.1789: The 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products
H.R. 1905: Iran Threat Reduction Act of 2011. A bill to compel Iran to abandon its pursuit of nuclear weapons. Issue: Investment Restrictions
S. 2101: Iran Sanctions, Accountability, and Human Rights Act of 2012. A bill to urge the President to initiate diplomatic efforts to expand the multilateral sanctions regime regarding Iran. Issue: Investment Restrictions
HR 4624: To amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations. Issue: Investment Adviser Regulations
HR 2827: To amend the Securities Exchange Act of 1934 to clarify provisions relating to the regulation of municipal advisors, and for other purposes. Issue: Investment Adviser Regulations
HAMDT 1074 to HR 5326: An amendment to prohibit the use of funds to be used by the Department of Justice to be a party to a single or multi-state court settlement where funds are removed from any residential mortgage-backed securitization trust. Issue: Investor Protection
H.R. 6020: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding
S. 3301: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding
Tracking:
H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives
S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives
H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives
S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform.
H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation
HR 757: To amend the Securities Investor Protection Act of 1970 to confirm that a customer's net equity claim is based on the customer's last statement and that certain recoveries are prohibited, to change how trustees are appointed, and for other purposes. Issue: Implementation and Regulatory Reform
HR 6397: Defending American Taxpayers from Abusive Government Takings Act of 2012. Issue: Investor Protection
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890/ S. 466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
S. 2151/HR 4263: SECURE IT Act. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Allows private entities, nonfederal government agencies, or state, tribal, or local governments to voluntarily disclose cyber threat information to designated cybersecurity centers or to each other to assist with preventing, investigating, or mitigating threats to information security. Issue: Privacy/Cybersecurity
H.R. 2096: Cybersecurity Enhancement Act of 2011. Directs Federal agencies to develop a national Research and Development plan as well as advance cybersecurity technical standards in order to prevent devastating cyber-attacks on the nations networks. Issue: Privacy/Cybersecurity
H.R. 3523: Cyber Intelligence Sharing and Protection Act of 2011. Requires the Director of National Intelligence to: (1) establish procedures to allow intelligence community elements to share cyber threat intelligence with private-sector entities, and (2) encourage the sharing of such intelligence. Issue: Privacy/Cybersecurity
H.R. 3674: PRECISE Act of 2011. Issue: Privacy/Cybersecurity
H.R. 6020: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding
S. 3301: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding
H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson
S. 3333: Data Security and Breach Notification Act of 2012
To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
Tracking:
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1152: "Cybersecurity Enhancement Act of 2011." A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: "Data Security and Breach Notification Act of 2011." A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
S. 3414: The Cybersecurity Act of 2012. A bill to enhance the security and resiliency of the cyber and communications infrastructure of the United States. Issue: Cybersecurity and Privacy
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 493 - Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance.
H.R. 677/S. 267 - The Lifetime Income Disclosure Acts. Issue: Annuity Illustration.H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs.
S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans.
S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans.
S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data.
H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data.
H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data.
H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs
H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements.
S. Con. Res. 62/ H.Con.Res.101: Resolution on Retirement Savings Incentives.
H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans
H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products.
S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products
H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson
H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans
S. 3432 Identity Theft and Tax Fraud Prevention Act. Issue: Death master file.
H.R.6300: Medicaid Long-Term Care Reform Act of 2012. Issue: Long-term care.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1864: Mobile Workforce State Income Tax Simplification Act of 2012. Issue: Withholding from multi state employees.Tax matters relating to life insurance as proposed in the Presidents FY2012 Budget Proposal, Treasury Greenbook, proposals as regards the fiscal cliff including but not limited to:
-Modify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
-Expand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
-Modify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
-Tax matters relating to life insurance as contained in an increase in the debt ceiling. ISSUE: Taxation of life insurance companies and products.
H.R.2515: To amend the Internal Revenue Code of 1986 to increase the dollar limitation on employer-provided group term life insurance that can be excluded from the gross income of the employee. ISSUE: Taxation of life insurance.
H.R. 3313 & S.1787: Wall Street Trading and Speculators Tax Act. ISSUE: Taxation of life insurance companies.
S.2048: A bill to amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life insurance products and reporting requirements of life insurance companies.
S.AMDT.1825 to S.1813: To reauthorize for 1 year the Secure Rural Schools and Community Self-Determination Act of 2000 and to provide full funding for the Payments in Lieu of Taxes program for 1 year, and for other purposes. ISSUE: Taxation of life insurance products and reporting requirements of life insurance companies.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S. 3285: A bill to authorize the extension of nondiscriminatory treatment (normal trade relations treatment) to products of the Russian Federation. Issue: Trying to attain the passage of permanent normal trade relations for Russia.S. 3406/ HR 6156: Russia and Moldova Jackson-Vanik Repeal Act of 2012. Issue: Trying to attain the passage of permanent normal trade relations for Russia.
S. 1039/ HR 4405: Sergei Magnitsky Rule of Law Accountability Act of 2012. Issue: Trying to attain the passage of permanent normal trade relations for Russia.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2012
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 12, 2012.
Original Filing: 300505772.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890 / S. 466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
S. 3414: The Cybersecurity Act of 2012. A bill to enhance the security and resiliency of the cyber and communications infrastructure of the United States. Issue: Cybersecurity and Privacy
S. 2151/ HR 4263: SECURE IT Act. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Allows private entities, nonfederal government agencies, or state, tribal, or local governments to voluntarily disclose cyber threat information to designated cybersecurity centers or to each other to assist with preventing, investigating, or mitigating threats to information security. Issue: Privacy/Cybersecurity
S. 3333: Data Security and Breach Notification Act of 2012 To require certain entities that collects and maintains personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 2096: Cybersecurity Enhancement Act of 2011. Directs Federal agencies to develop a national Research and Development plan as well as advance cybersecurity technical standards in order to prevent devastating cyber-attacks on the nations networks. Issue: Privacy/Cybersecurity
H.R. 3523: Cyber Intelligence Sharing and Protection Act of 2011. Requires the Director of National Intelligence to: (1) establish procedures to allow intelligence community elements to share cyber threat intelligence with private-sector entities, and (2) encourage the sharing of such intelligence. Issue: Privacy/Cybersecurity
H.R. 3674: PRECISE Act of 2011. Issue: Privacy/Cybersecurity
H.R. 5: the HEALTH Act of 2011. Issue: McCarran Ferguson
HR 3730: Veterans Data Breach Timely Notification Act, To amend title 38, United States Code, to require the Secretary of Veterans Affairs to provide notice to individuals whose sensitive personal information is involved in a data breach, and for other purposes. Issue: Privacy and Data breech.
HR 5948: Veterans Fiduciary Reform Act of 2012
To amend title 38, United States Code, to improve the supervision of fiduciaries of veterans under the laws administered by the Secretary of Veterans Affairs, to establish a Place of Remembrance at Arlington National Cemetery, and for other purposes. Issue: privacy and data breech.
Tracking:
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
S. 3333: To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.
H.R. 2309: "The Postal Reform Act of 2011" Issue: USPS sale of financial products. S.1789: The 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products
H.R. 1905: Iran Threat Reduction Act of 2011. A bill to compel Iran to abandon its pursuit of nuclear weapons. Issue: Investment Restrictions
S. 2101: Iran Sanctions, Accountability, and Human Rights Act of 2012. A bill to urge the President to initiate diplomatic efforts to expand the multilateral sanctions regime regarding Iran. Issue: Investment Restrictions
HR 4624: To amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations. Issue: Investment Adviser Regulations
HR 2827: To amend the Securities Exchange Act of 1934 to clarify provisions relating to the regulation of municipal advisors, and for other purposes. Issue: Investment Adviser Regulations
HAMDT 1074 to HR 5326: An amendment to prohibit the use of funds to be used by the Department of Justice to be a party to a single or multi-state court settlement where funds are removed from any residential mortgage-backed securitization trust. Issue: Investor Protection
H.R. 6020: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding
S. 3301: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding
Tracking:
H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives
S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives
H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives
S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform
H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation
HR 757: To amend the Securities Investor Protection Act of 1970 to confirm that a customer's net equity claim is based on the customer's last statement and that certain recoveries are prohibited, to change how trustees are appointed, and for other purposes. Issue: Implementation and Regulatory Reform
HR 6397: Defending American Taxpayers from Abusive Government Takings Act of 2012. Issue: Investor Protection
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890/ S. 466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
S. 2151/HR 4263: SECURE IT Act. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Allows private entities, nonfederal government agencies, or state, tribal, or local governments to voluntarily disclose cyber threat information to designated cybersecurity centers or to each other to assist with preventing, investigating, or mitigating threats to information security. Issue: Privacy/Cybersecurity
H.R. 2096: Cybersecurity Enhancement Act of 2011. Directs Federal agencies to develop a national Research and Development plan as well as advance cybersecurity technical standards in order to prevent devastating cyber-attacks on the nations networks. Issue: Privacy/Cybersecurity
H.R. 3523: Cyber Intelligence Sharing and Protection Act of 2011. Requires the Director of National Intelligence to: (1) establish procedures to allow intelligence community elements to share cyber threat intelligence with private-sector entities, and (2) encourage the sharing of such intelligence. Issue: Privacy/Cybersecurity
H.R. 3674: PRECISE Act of 2011. Issue: Privacy/Cybersecurity
H.R. 6020: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding
S. 3301: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding
H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson
S. 3333: Data Security and Breach Notification Act of 2012
To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
Tracking:
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
S. 3414: The Cybersecurity Act of 2012. A bill to enhance the security and resiliency of the cyber and communications infrastructure of the United States. Issue: Cybersecurity and Privacy
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance.
H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration.
H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs.
S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans.
H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers.
S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans.
S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data.
H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data.
H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data.
H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs
H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements.
H.Con.Res.101: Resolution on Retirement Savings Incentives.
H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans
H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products.
S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products
H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson
H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans
S. 3226, Americans Giving Care to Elders Act of 2012, Issue: Caregivers Credit
S. 3229, Long-term care Insurance Consumer Right to Know Act of 2012, Issue: third party review of long-term care insurance claims
S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care.
S. 3432 Identity Theft and Tax Fraud Prevention Act. Issue: Death master file.
H.R.6300: Medicaid Long-Term Care Reform Act of 2012. Issue: Long-term care.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.2515: To amend the Internal Revenue Code of 1986 to increase the dollar limitation on employer-provided group term life insurance that can be excluded from the gross income of the employee. ISSUE: Taxation of life insurance.Tax matters relating to life insurance as proposed in the Presidents FY2012 Budget Proposal and Treasury Greenbook, including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
Tax matters relating to life insurance as contained in an increase in the debt ceiling. ISSUE: Taxation of life insurance companies and products.
H.R.2515: To amend the Internal Revenue Code of 1986 to increase the dollar limitation on employer-provided group term life insurance that can be excluded from the gross income of the employee. ISSUE: Taxation of life insurance.
H.R. 3313 & S.1787: Wall Street Trading and Speculators Tax Act. ISSUE: Taxation of life insurance companies.
S.2048: A bill to amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life insurance products and reporting requirements of life insurance companies.
S.AMDT.1825 to S.1813: To reauthorize for 1 year the Secure Rural Schools and Community Self-Determination Act of 2000 and to provide full funding for the Payments in Lieu of Taxes program for 1 year, and for other purposes. ISSUE: Taxation of life insurance products and reporting requirements of life insurance companies.
H.R. 1864: Mobile Workforce State Income Tax Simplification Act of 2012. Issue: withholding from multi state employees.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
S. 3285: A bill to authorize the extension of nondiscriminatory treatment (normal trade relations treatment) to products of the Russian Federation. Issue: Trying to attain the passage of permanent normal trade relations for Russia.
S. 3406/ HR 6156: Russia and Moldova Jackson-Vanik Repeal Act of 2012. Issue: Trying to attain the passage of permanent normal trade relations for Russia.
S. 1039/ HR 4405: Sergei Magnitsky Rule of Law Accountability Act of 2012. Issue: Trying to attain the passage of permanent normal trade relations for Russia.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2012
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 18, 2012.
Original Filing: 300488838.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890 / S. 466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
S. 2105: Cybersecurity Act of 2012. A bill to define and protect critical infrastructure of the United States. Issue: Privacy/Cybersecurity
S. 2151/HR 4263: SECURE IT Act. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Allows private entities, nonfederal government agencies, or state, tribal, or local governments to voluntarily disclose cyber threat information to designated cybersecurity centers or to each other to assist with preventing, investigating, or mitigating threats to information security. Issue: Privacy/Cybersecurity
S. 3333: Data Security and Breach Notification Act of 2012
To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
H.R. 2096: Cybersecurity Enhancement Act of 2011. Directs Federal agencies to develop a national Research and Development plan as well as advance cybersecurity technical standards in order to prevent devastating cyber-attacks on the nations networks. Issue: Privacy/Cybersecurity
H.R. 3523: Cyber Intelligence Sharing and Protection Act of 2011. Requires the Director of National Intelligence to: (1) establish procedures to allow intelligence community elements to share cyber threat intelligence with private-sector entities, and (2) encourage the sharing of such intelligence. Issue: Privacy/Cybersecurity
H.R. 3674: PRECISE Act of 2011. Issue: Privacy/Cybersecurity
H.R. 5, the HEALTH Act of 2011. Protecting Access to Healthcare Act. Issue: McCarran Ferguson
Tracking:
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
S. 3333: To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.
H.R. 2309: "The Postal Reform Act of 2011" Issue: USPS sale of financial products. S.1789: The 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products
H.R. 1905: Iran Threat Reduction Act of 2011. A bill to compel Iran to abandon its pursuit of nuclear weapons. Issue: Investment Restrictions
S. 2101: Iran Sanctions, Accountability, and Human Rights Act of 2012. A bill to urge the President to initiate diplomatic efforts to expand the multilateral sanctions regime regarding Iran. Issue: Investment Restrictions
HR 4624: To amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations. Issue: Investment Adviser Regulations
HR 2827: To amend the Securities Exchange Act of 1934 to clarify provisions relating to the regulation of municipal advisors, and for other purposes. Issue: Investment Adviser Regulations
HAMDT 1074 to HR 5326: An amendment to prohibit the use of funds to be used by the Department of Justice to be a party to a single or multi-state court settlement where funds are removed from any residential mortgage-backed securitization trust. Issue: Investor Protection
H.R. 6020: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding
S. 3301: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding
Tracking:
H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives
S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives
H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives
S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform
H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation
HR 757: To amend the Securities Investor Protection Act of 1970 to confirm that a customer's net equity claim is based on the customer's last statement and that certain recoveries are prohibited, to change how trustees are appointed, and for other purposes. Issue: Implementation and Regulatory Reform
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.
H.R. 890/ S. 466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
S. 2105: Cybersecurity Act of 2012. A bill to define and protect critical infrastructure of the United States. Issue: Privacy/Cybersecurity
S. 2151/HR 4263: SECURE IT Act. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Allows private entities, nonfederal government agencies, or state, tribal, or local governments to voluntarily disclose cyber threat information to designated cybersecurity centers or to each other to assist with preventing, investigating, or mitigating threats to information security. Issue: Privacy/Cybersecurity
H.R. 2096: Cybersecurity Enhancement Act of 2011. Directs Federal agencies to develop a national Research and Development plan as well as advance cybersecurity technical standards in order to prevent devastating cyber-attacks on the nations networks. Issue: Privacy/Cybersecurity
H.R. 3523: Cyber Intelligence Sharing and Protection Act of 2011. Requires the Director of National Intelligence to: (1) establish procedures to allow intelligence community elements to share cyber threat intelligence with private-sector entities, and (2) encourage the sharing of such intelligence. Issue: Privacy/Cybersecurity
H.R. 3674: PRECISE Act of 2011. Issue: Privacy/Cybersecurity
House Bill Number/Senate Bill Number not yet assigned: Financial Services & General Government Appropriations bill for Fiscal Year 2013.
H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson
S. 3333: Data Security and Breach Notification Act of 2012. To require certain entities that collect and maintain personal information of individuals to secure such information and to provide notice to such individuals in the case of a breach of security involving such information, and for other purposes. Issue: Privacy
Tracking:
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance.
H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration.
H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs.
S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans.
H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010. Issue: extends health information technology accounting requirements to long-term care insurers.
S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans.
S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data.
H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data.
H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data.
H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs.
H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements.
H.Con.Res.101: Resolution on Retirement Savings Incentives.
H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans.
H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products.
S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products
H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson.
H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans
S. 3226, Americans Giving Care to Elders Act of 2012, Issue: Caregivers Credit
S. 3229, Long-term care Insurance Consumer Right to Know Act of 2012, Issue: third party review of long-term care insurance claims.
S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S.AMDT.1825 to S.1813: To reauthorize for 1 year the Secure Rural Schools and Community Self-Determination Act of 2000 and to provide full funding for the Payments in Lieu of Taxes program for 1 year, and for other purposes. ISSUE: Taxation of life insurance products and reporting requirements of life insurance companies.Tax matters relating to life insurance as proposed in the Presidents FY2012 Budget Proposal and Treasury Greenbook, including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
Tax matters relating to life insurance as contained in an increase in the debt ceiling. ISSUE: Taxation of life insurance companies and products.
Tax matters relating to life insurance as before the Joint Select Committee on Deficit Reduction. ISSUE: Taxation of life insurance companies and products.
H.R.658: FAA Modernization and Reform Act of 2012 (NOTE: Senate version contained language to modify rules that apply to sales of life insurance contracts). ISSUE: The compliance burden and accuracy for life insurance companies
H.R.1151: Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011 ISSUE: Taxation of life insurance companies.
H.R.2515: To amend the Internal Revenue Code of 1986 to increase the dollar limitation on employer-provided group term life insurance that can be excluded from the gross income of the employee. ISSUE: Taxation of life insurance.
H.R. 3313 & S.1787: Wall Street Trading and Speculators Tax Act. ISSUE: Taxation of life insurance companies.
S.2048: A bill to amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life insurance products and reporting requirements of life insurance companies.
H.R. 1864: Mobile Workforce State Income Tax Simplification Act of 2012. Issue: withholding from multi state employees.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
H.R. 639: To amend title VII of the Tariff Act of 1930 to clarify that countervailing duties may be imposed to address subsidies relating to a fundamentally undervalued currency of any foreign country. S. 328: To amend title VII of the Tariff Act of 1930 to clarify that countervailing duties may be imposed to address subsidies relating to a fundamentally undervalued currency of any foreign country.
S. 1619: Currency Exchange Rate Oversight Reform Act of 2011. Issue: trade provisions related to the insurance industry.
S. 3285: A bill to authorize the extension of nondiscriminatory treatment (normal trade relations treatment) to products of the Russian Federation.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2012
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 17, 2012.
Original Filing: 300462277.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890/ S. 466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
S. 2105: Cybersecurity Act of 2012. A bill to define and protect critical infrastructure of the United States. Issue: Privacy/Cybersecurity
S. 2151: SECURE IT Act. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Allows private entities, nonfederal government agencies, or state, tribal, or local governments to voluntarily disclose cyber threat information to designated cybersecurity centers or to each other to assist with preventing, investigating, or mitigating threats to information security. Issue: Privacy/Cybersecurity
H.R. 4263: SECURE IT Act of 2012. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Allows private entities, nonfederal government agencies, or state, tribal, or local governments to voluntarily disclose cyber threat information to designated cybersecurity centers or to each other to assist with preventing, investigating, or mitigating threats to information security. Issue: Privacy/Cybersecurity
H.R. 2096: Cybersecurity Enhancement Act of 2011. Directs Federal agencies to develop a national Research and Development plan as well as advance cybersecurity technical standards in order to prevent devastating cyber-attacks on the nations networks. Issue: Privacy/Cybersecurity
H.R. 3523: Cyber Intelligence Sharing and Protection Act of 2011. Requires the Director of National Intelligence to: (1) establish procedures to allow intelligence community elements to share cyber threat intelligence with private-sector entities, and (2) encourage the sharing of such intelligence. Issue: Privacy/Cybersecurity
H.R. 3674: PRECISE Act of 2011. Issue: Privacy/Cybersecurity
House Bill Number not yet assigned: Financial Services & General Government Appropriations bill for Fiscal Year 2013.
Senate Bill Number not yet assigned: Financial Services & General Government Appropriations bill for Fiscal Year 2013.
H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson
Tracking:
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products.
S.1789: The 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products
H.R. 1905: Iran Threat Reduction Act of 2011. A bill to compel Iran to abandon its pursuit of nuclear weapons. Issue: Investment Restrictions
S. 2101: Iran Sanctions, Accountability, and Human Rights Act of 2012. A bill to urge the President to initiate diplomatic efforts to expand the multilateral sanctions regime regarding Iran. Issue: Investment Restrictions
Tracking:
H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives
S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives
H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives
S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform
H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890/ S. 466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
S. 2105: Cybersecurity Act of 2012. A bill to define and protect critical infrastructure of the United States. Issue: Privacy/Cybersecurity
S. 2151: SECURE IT Act. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Allows private entities, nonfederal government agencies, or state, tribal, or local governments to voluntarily disclose cyber threat information to designated cybersecurity centers or to each other to assist with preventing, investigating, or mitigating threats to information security. Issue: Privacy/Cybersecurity
H.R. 4263: SECURE IT Act of 2012. Authorizes private entities to employ countermeasures and use cybersecurity systems to obtain, identify, or possess cyber threat information on its own networks or the networks of another entity with such entity's authorization. Allows private entities, nonfederal government agencies, or state, tribal, or local governments to voluntarily disclose cyber threat information to designated cybersecurity centers or to each other to assist with preventing, investigating, or mitigating threats to information security. Issue: Privacy/Cybersecurity
H.R. 2096: Cybersecurity Enhancement Act of 2011. Directs Federal agencies to develop a national Research and Development plan as well as advance cybersecurity technical standards in order to prevent devastating cyber-attacks on the nations networks. Issue: Privacy/Cybersecurity
H.R. 3523: Cyber Intelligence Sharing and Protection Act of 2011. Requires the Director of National Intelligence to: (1) establish procedures to allow intelligence community elements to share cyber threat intelligence with private-sector entities, and (2) encourage the sharing of such intelligence. Issue: Privacy/Cybersecurity
H.R. 3674: PRECISE Act of 2011. Issue: Privacy/Cybersecurity
House Bill Number not yet assigned: Financial Services & General Government Appropriations bill for Fiscal Year 2013.
Senate Bill Number not yet assigned: Financial Services & General Government Appropriations bill for Fiscal Year 2013.
H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson
Tracking:
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1173 Fiscal Responsibility and Retirement Security Act of 2011. Issue: Repeal of the CLASS Act.
H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance.
H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration.
H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs.
S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans.
H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers.
S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans.
S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data.
H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data.
H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data.
H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs
H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements.
H.Con.Res.101: Resolution on Retirement Savings Incentives.
H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans
H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products.
S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products
H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
Tax matters relating to life insurance as contained in an increase in the debt ceiling. ISSUE: Taxation of life insurance companies and products.Tax matters relating to life insurance as proposed in the Presidents FY2012 Budget Proposal and Treasury Greenbook, including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
Tax matters relating to life insurance as before the Joint Select Committee on Deficit Reduction. ISSUE: Taxation of life insurance companies and products.
H.R.1151: Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011 ISSUE: Taxation of life insurance companies.
H.R.2515: To amend the Internal Revenue Code of 1986 to increase the dollar limitation on employer-provided group term life insurance that can be excluded from the gross income of the employee. ISSUE: Taxation of life insurance.
H.R. 3313 & S.1787: Wall Street Trading and Speculators Tax Act. ISSUE: Taxation of life insurance companies.
S.2048: A bill to amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes. ISSUE: Taxation of life insurance products and reporting requirements of life insurance companies.
S.AMDT.1825 to S.1813: To reauthorize for 1 year the Secure Rural Schools and Community Self-Determination Act of 2000 and to provide full funding for the Payments in Lieu of Taxes program for 1 year, and for other purposes. ISSUE: Taxation of life insurance products and reporting requirements of life insurance companies.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
H.R. 639: To amend title VII of the Tariff Act of 1930 to clarify that countervailing duties may be imposed to address subsidies relating to a fundamentally undervalued currency of any foreign country. S. 328: To amend title VII of the Tariff Act of 1930 to clarify that countervailing duties may be imposed to address subsidies relating to a fundamentally undervalued currency of any foreign country.
S. 1619: Currency Exchange Rate Oversight Reform Act of 2011. Issue: trade provisions related to the insurance industry.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2011
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 18, 2012.
Original Filing: 300441223.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890/ S. 466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
H.R. 654: Do Not Track Me Online Act. A bill to direct the Federal Trade Commission to prescribe regulations regarding the collection and use of information obtained by tracking the Internet activity of an individual, and for other purposes. Issue: Privacy
S. 679: Presidential Appointment Efficiency and Streamlining Act of 2011 - Presidential Appointment Efficiency and Streamlining Act of 2011 - Exempts certain presidential appointments to cabinet-level agencies, independent commissions, and boards in the executive branch from the requirement of Senate confirmation (advice and consent). Issue: International Regulation Reform
H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives
S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives
H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives
H.R. 1222: GSE Subsidy Elimination Act of 2011. A bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. Issue: GSE Reform
S. 799: Commercial Privacy Bill of Rights Act of 2011. A bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Issue: Privacy
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890/S.466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
Tracking:
H.R. 654: Do Not Track Me Online Act. A bill to direct the Federal Trade Commission to prescribe regulations regarding the collection and use of information obtained by tracking the Internet activity of an individual, and for other purposes. Issue: Privacy
S. 679: Presidential Appointment Efficiency and Streamlining Act of 2011 - Presidential Appointment Efficiency and Streamlining Act of 2011 - Exempts certain presidential appointments to cabinet-level agencies, independent commissions, and boards in the executive branch from the requirement of Senate confirmation (advice and consent). Issue: International Regulation Reform
H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives
S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives
H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives
H.R. 1222: GSE Subsidy Elimination Act of 2011. A bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. Issue: GSE Reform
S. 799: Commercial Privacy Bill of Rights Act of 2011. A bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Issue: Privacy
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890/ S. 466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
Tracking:
H.R. 654: Do Not Track Me Online Act. A bill to direct the Federal Trade Commission to prescribe regulations regarding the collection and use of information obtained by tracking the Internet activity of an individual, and for other purposes. Issue: Privacy
S. 679: Presidential Appointment Efficiency and Streamlining Act of 2011 - Presidential Appointment Efficiency and Streamlining Act of 2011 - Exempts certain presidential appointments to cabinet-level agencies, independent commissions, and boards in the executive branch from the requirement of Senate confirmation (advice and consent). Issue: International Regulation Reform
H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives
S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives
H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives
H.R. 1222: GSE Subsidy Elimination Act of 2011. A bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. Issue: GSE Reform
S. 799: Commercial Privacy Bill of Rights Act of 2011. A bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Issue: Privacy
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1173 Fiscal Responsibility and Retirement Security Act of 2011. Issue: Repeal of the CLASS Act.H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance.
H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration.
H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs.
S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans.
H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers.
S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 3313 & S.1787: Wall Street Trading and Speculators Tax Act. ISSUE: Taxation of life insurance companies.Tax matters relating to life insurance as proposed in the Presidents FY2012 Budget Proposal and Treasury Greenbook, including but not limited to:
Modify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
Expand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
Modify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
Tax matters relating to life insurance as contained in an increase in the debt ceiling. ISSUE: Taxation of life insurance companies and products.
Tax matters relating to life insurance as before the Joint Select Committee on Deficit Reduction. ISSUE: Taxation of life insurance companies and products.
H.R.1151: Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011 ISSUE: Taxation of life insurance companies.
H.R.2515: To amend the Internal Revenue Code of 1986 to increase the dollar limitation on employer-provided group term life insurance that can be excluded from the gross income of the employee. ISSUE: Taxation of life insurance.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
H.R. 639: To amend title VII of the Tariff Act of 1930 to clarify that countervailing duties may be imposed to address subsidies relating to a fundamentally undervalued currency of any foreign country. S. 328: To amend title VII of the Tariff Act of 1930 to clarify that countervailing duties may be imposed to address subsidies relating to a fundamentally undervalued currency of any foreign country.
H.R. 2832: To extend the Generalized System of Preferences, and for other purposes (including to extend Trade Adjustment Assistance). Issue: trade provisions related to the insurance industry.
S. 1619: Currency Exchange Rate Oversight Reform Act of 2011. Issue: trade provisions related to the insurance industry.
No bill number US-Korea Free Trade Agreement. Issue: trade provisions related to the insurance industry.
No bill number US-Colombia Free Trade Agreement. Issue: trade provisions related to the insurance industry.
No bill number US-Panama Free Trade Agreement. Issue: trade provisions related to the insurance industry.
No Bill Number: Trade Adjustment Assistance, as it relates to passage of the pending free trade agreements also listed above.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2011
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 11, 2011.
Original Filing: 300412263.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890/ S. 466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
H.R. 654: Do Not Track Me Online Act. A bill to direct the Federal Trade Commission to prescribe regulations regarding the collection and use of information obtained by tracking the Internet activity of an individual, and for other purposes. Issue: Privacy
S. 679: Presidential Appointment Efficiency and Streamlining Act of 2011 - Presidential Appointment Efficiency and Streamlining Act of 2011 - Exempts certain presidential appointments to cabinet-level agencies, independent commissions, and boards in the executive branch from the requirement of Senate confirmation (advice and consent). Issue: International Regulation Reform
H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives
S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives
H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives
H.R. 1222: GSE Subsidy Elimination Act of 2011. A bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. Issue: GSE Reform
S. 799: Commercial Privacy Bill of Rights Act of 2011. A bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Issue: Privacy
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.
H.R. 890/S.466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
Tracking:
H.R. 654: Do Not Track Me Online Act. A bill to direct the Federal Trade Commission to prescribe regulations regarding the collection and use of information obtained by tracking the Internet activity of an individual, and for other purposes. Issue: Privacy
S. 679: Presidential Appointment Efficiency and Streamlining Act of 2011 - Presidential Appointment Efficiency and Streamlining Act of 2011 - Exempts certain presidential appointments to cabinet-level agencies, independent commissions, and boards in the executive branch from the requirement of Senate confirmation (advice and consent). Issue: International Regulation Reform
H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives
S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives
H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives
H.R. 1222: GSE Subsidy Elimination Act of 2011. A bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. Issue: GSE Reform
S. 799: Commercial Privacy Bill of Rights Act of 2011. A bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Issue: Privacy
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890/ S. 466 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
Tracking:
H.R. 654: Do Not Track Me Online Act. A bill to direct the Federal Trade Commission to prescribe regulations regarding the collection and use of information obtained by tracking the Internet activity of an individual, and for other purposes. Issue: Privacy
S. 679: Presidential Appointment Efficiency and Streamlining Act of 2011 - Presidential Appointment Efficiency and Streamlining Act of 2011 - Exempts certain presidential appointments to cabinet-level agencies, independent commissions, and boards in the executive branch from the requirement of Senate confirmation (advice and consent). Issue: International Regulation Reform
H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives
S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives
H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives
H.R. 1222: GSE Subsidy Elimination Act of 2011. A bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. Issue: GSE Reform
S. 799: Commercial Privacy Bill of Rights Act of 2011. A bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Issue: Privacy
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
S. 1408: Data Breach Notification Act of 2011. A bill to require any federal agency or business entity engaged in interstate commerce that uses, accesses, or collects sensitive personally identifiable information, following the discovery of a security breach, to notify: (1) any U.S. resident whose information may have been accessed or acquired, and (2) the owner or licensee of any such information that the agency or business does not own or license. Issue: Privacy
S. 1535: Personal Data Protection and Breach Accountability Act of 2011. A bill to protect consumers by mitigating the vulnerability of personally identifiable information to theft through a security breach, providing notice and remedies to consumers in the wake of such a breach, holding companies accountable for preventable breaches, facilitating the sharing of post-breach technical information between companies, and enhancing criminal and civil penalties and other protections against the unauthorized collection or use of personally identifiable information. Issue: Privacy
S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform
H.R. 2577: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1173 Fiscal Responsibility and Retirement Security Act of 2011. Issue: Repeal of the CLASS Act.
H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance.
H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration.
H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs.
S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans.
H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers.
S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.2515: To amend the Internal Revenue Code of 1986 to increase the dollar limitation on employer-provided group term life insurance that can be excluded from the gross income of the employee. ISSUE: Taxation of life insurance Tax matters relating to life insurance as proposed in the Presidents FY2012 Budget Proposal and Treasury Greenbook, including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
Tax matters relating to life insurance as contained in an increase in the debt ceiling.
H.R.1151: Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011 ISSUE: Taxation of life insurance companies.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
H.R. 639: To amend title VII of the Tariff Act of 1930 to clarify that countervailing duties may be imposed to address subsidies relating to a fundamentally undervalued currency of any foreign country. S. 328: To amend title VII of the Tariff Act of 1930 to clarify that countervailing duties may be imposed to address subsidies relating to a fundamentally undervalued currency of any foreign country.
H.R. 2832: To extend the Generalized System of Preferences, and for other purposes (including to extend Trade Adjustment Assistance). Issue: trade provisions related to the insurance industry.
S. 1619: Currency Exchange Rate Oversight Reform Act of 2011. Issue: trade provisions related to the insurance industry.
No bill number US-Korea Free Trade Agreement. Issue: trade provisions related to the insurance industry.
No bill number US-Colombia Free Trade Agreement. Issue: trade provisions related to the insurance industry.
No bill number US-Panama Free Trade Agreement. Issue: trade provisions related to the insurance industry.
No Bill Number: Trade Adjustment Assistance, as it relates to passage of the pending free trade agreements also listed above.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2011
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 15, 2011.
Original Filing: 300393840.xml
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
S. 466 Restoration of Legal Rights for Claimants under Holocaust-Era Insurance Policies Act of 2011 A bill to provide for the restoration of legal rights for claimants under Holocaust-era insurance policies. Issue: Insurance regulation.
Tracking:
H.R. 654: Do Not Track Me Online Act. A bill to direct the Federal Trade Commission to prescribe regulations regarding the collection and use of information obtained by tracking the Internet activity of an individual, and for other purposes. Issue: Privacy
H.R. 890: Holocaust Insurance Accountability Act of 2011 - A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: Insurance Regulation
S. 466: Restoration of Legal Rights for Claimants under Holocaust-Era Insurance Policies Act of 2011 - A bill to provide for the restoration of legal rights for claimants under holocaust-era insurance policies. Issue: Insurance Regulation
H.R._____: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/ Derivatives (Not yet introduced, as of 03/29/11)
H.R. ____: GSE Subsidy Elimination Act of 2011. A bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. Issue: GSE Reform (Not
S. ____: Kerry-McCain Commercial Privacy Bill of Rights Act of 2011. A bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Issue: Privacy (Not yet introduced, as of 03/29/11)
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.
H.R. 890 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
S. 466 Restoration of Legal Rights for Claimants under Holocaust-Era Insurance Policies Act of 2011 A bill to provide for the restoration of legal rights for claimants under Holocaust-era insurance policies. Issue: Insurance regulation.
Tracking:
H.R. 654: Do Not Track Me Online Act. A bill to direct the Federal Trade Commission to prescribe regulations regarding the collection and use of information obtained by tracking the Internet activity of an individual, and for other purposes. Issue: Privacy
H.R. 890: Holocaust Insurance Accountability Act of 2011 - A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: Insurance Regulation
S. 466: Restoration of Legal Rights for Claimants under Holocaust-Era Insurance Policies Act of 2011 - A bill to provide for the restoration of legal rights for claimants under holocaust-era insurance policies. Issue: Insurance Regulation
S. 679: Presidential Appointment Efficiency and Streamlining Act of 2011 - Presidential Appointment Efficiency and Streamlining Act of 2011 - Exempts certain presidential appointments to cabinet-level agencies, independent commissions, and boards in the executive branch from the requirement of Senate confirmation (advice and consent). Issue: International Regulation Reform
H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives
S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives
H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives
H.R. 1222: GSE Subsidy Elimination Act of 2011. A bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. Issue: GSE Reform
S. 799: Commercial Privacy Bill of Rights Act of 2011. A bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Issue: Privacy
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
H.R. ____: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.H.R. 890 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
S. 466 Restoration of Legal Rights for Claimants under Holocaust-Era Insurance Policies Act of 2011 A bill to provide for the restoration of legal rights for claimants under Holocaust-era insurance policies. Issue: Insurance regulation.
Tracking:
H.R. 654: Do Not Track Me Online Act. A bill to direct the Federal Trade Commission to prescribe regulations regarding the collection and use of information obtained by tracking the Internet activity of an individual, and for other purposes. Issue: Privacy
H.R. 890: Holocaust Insurance Accountability Act of 2011 - A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: Insurance Regulation
S. 466: Restoration of Legal Rights for Claimants under Holocaust-Era Insurance Policies Act of 2011 - A bill to provide for the restoration of legal rights for claimants under holocaust-era insurance policies. Issue: Insurance Regulation
S. 679: Presidential Appointment Efficiency and Streamlining Act of 2011 - Presidential Appointment Efficiency and Streamlining Act of 2011 - Exempts certain presidential appointments to cabinet-level agencies, independent commissions, and boards in the executive branch from the requirement of Senate confirmation (advice and consent). Issue: International Regulation Reform
H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives
S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives
H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives
H.R. 1222: GSE Subsidy Elimination Act of 2011. A bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. Issue: GSE Reform
S. 799: Commercial Privacy Bill of Rights Act of 2011. A bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Issue: Privacy
H.R. 1528: Consumer Privacy Protection Act of 2011. A bill to protect and enhance consumer privacy, and for other purposes. Issue: Privacy
S. 1151: Personal Data Privacy and Security Act of 2011. A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy
S. 1152: Cybersecurity Enhancement Act of 2011. A bill to advance cybersecurity research, development, and technical standards, and for other purposes. Issue: Privacy
S. 1207: Data Security and Breach Notification Act of 2011. A bill to protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
H.R. ____: SAFE Data Act. To protect consumers by requiring reasonable security policies and procedures to protect data containing personal information, and to provide for nationwide notice in the event of a security breach. Issue: Privacy
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1173 Fiscal Responsibility and Retirement Security Act of 2011. Issue: Repeal of the CLASS Act.S. 159/H.R. 63 The Confidence in Long-Term Care Insurance Act of 2011. Issue: Enhanced consumer protections for long-term care insurance policies.
H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance.
H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration.
H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs.
S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.1151: Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011 ISSUE: Taxation of life insurance companies.Tax matters relating to life insurance as proposed in the Presidents FY2012 Budget Proposal and Treasury Greenbook, including but not limited to:
-Modify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
-Expand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
-Modify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
Tax matters relating to life insurance as contained in an increase in the debt ceiling.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
H.R. 639: To amend title VII of the Tariff Act of 1930 to clarify that countervailing duties may be imposed to address subsidies relating to a fundamentally undervalued currency of any foreign country. S. 328: To amend title VII of the Tariff Act of 1930 to clarify that countervailing duties may be imposed to address subsidies relating to a fundamentally undervalued currency of any foreign country.
No bill number US-Korea Free Trade Agreement. Issue: trade provisions related to the insurance industry.
No bill number US-Colombia Free Trade Agreement. Issue: trade provisions related to the insurance industry.
No bill number US-Panama Free Trade Agreement. Issue: trade provisions related to the insurance industry.
No Bill Number: Trade Adjustment Assistance, as it relates to passage of the pending free trade agreements also listed above.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2011
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 15, 2011.
Original Filing: 300365425.xml
Lobbying Issues
H.R. 890 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.
S. 466 Restoration of Legal Rights for Claimants under Holocaust-Era Insurance Policies Act of 2011 A bill to provide for the restoration of legal rights for claimants under Holocaust-era insurance policies. Issue: Insurance regulation.
Tracking:
H.R. 654: Do Not Track Me Online Act. A bill to direct the Federal Trade Commission to prescribe regulations regarding the collection and use of information obtained by tracking the Internet activity of an individual, and for other purposes. Issue: Privacy.
H.R. 890: Holocaust Insurance Accountability Act of 2011 - A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: Insurance Regulation.
S. 466: Restoration of Legal Rights for Claimants under Holocaust-Era Insurance Policies Act of 2011 - A bill to provide for the restoration of legal rights for claimants under holocaust-era insurance policies. Issue: Insurance Regulation.
H.R._____: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/ Derivatives (Not yet introduced)
H.R. ____: GSE Subsidy Elimination Act of 2011. A bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. Issue: GSE Reform (Not yet introduced)
S. ____: Kerry-McCain Commercial Privacy Bill of Rights Act of 2011. A bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Issue: Privacy (Not yet introduced)
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
H.R. 890 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.
S. 466 Restoration of Legal Rights for Claimants under Holocaust-Era Insurance Policies Act of 2011 A bill to provide for the restoration of legal rights for claimants under Holocaust-era insurance policies. Issue: Insurance regulation.
Tracking:
H.R. 654: Do Not Track Me Online Act. A bill to direct the Federal Trade Commission to prescribe regulations regarding the collection and use of information obtained by tracking the Internet activity of an individual, and for other purposes. Issue: Privacy.
H.R. 890: Holocaust Insurance Accountability Act of 2011 - A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: Insurance Regulation.
S. 466: Restoration of Legal Rights for Claimants under Holocaust-Era Insurance Policies Act of 2011 - A bill to provide for the restoration of legal rights for claimants under holocaust-era insurance policies. Issue: Insurance Regulation.
H.R._____: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/ Derivatives (Not yet introduced)
H.R. ____: GSE Subsidy Elimination Act of 2011. A bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. Issue: GSE Reform (Not yet introduced)
S. ____: Kerry-McCain Commercial Privacy Bill of Rights Act of 2011. A bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Issue: Privacy (Not yet introduced)
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
H.R. 890 Holocaust Insurance Accountability Act of 2011 A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust era insurance policy claims. Issue: Insurance regulation.Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform.
S. 466 Restoration of Legal Rights for Claimants under Holocaust-Era Insurance Policies Act of 2011 A bill to provide for the restoration of legal rights for claimants under Holocaust-era insurance policies. Issue: Insurance regulation.
Tracking:
H.R. 654: Do Not Track Me Online Act. A bill to direct the Federal Trade Commission to prescribe regulations regarding the collection and use of information obtained by tracking the Internet activity of an individual, and for other purposes. Issue: Privacy.
H.R. 890: Holocaust Insurance Accountability Act of 2011 - A bill to allow for the enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: Insurance Regulation.
S. 466: Restoration of Legal Rights for Claimants under Holocaust-Era Insurance Policies Act of 2011 - A bill to provide for the restoration of legal rights for claimants under holocaust-era insurance policies. Issue: Insurance Regulation.
H.R._____: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/ Derivatives.
H.R. ____: GSE Subsidy Elimination Act of 2011. A bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises. Issue: GSE Reform.
S. ____: Kerry-McCain Commercial Privacy Bill of Rights Act of 2011. A bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Issue: Privacy.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R. 1173 - Fiscal Responsibility and Retirement Security Act of 2011. Issue: Repeal of the CLASS Act.
S. 159/H.R. 63 - The Confidence in Long-Term Care Insurance Act of 2011. Issue: Enhanced consumer protections for long-term care insurance policies.H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance.
H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.1151: Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011 ISSUE: Taxation of life insurance companies.Tax matters relating to life insurance as proposed in the Presidents FY2012 Budget Proposal and Treasury Greenbook, including but not limited to:
oModify dividends-received deduction ("DRD") for life insurance company separate accounts
ISSUE: Taxation of life insurance companies
oExpand pro rata interest expense disallowance for interest unrelated corporate-owned life insurance
ISSUE: Taxation of the business use of life insurance
oModify Rules that apply to sales of life insurance contracts
ISSUE: The compliance burden and accuracy for life insurance companies
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
H.R. 639: To amend title VII of the Tariff Act of 1930 to clarify that countervailing duties may be imposed to address subsidies relating to a fundamentally undervalued currency of any foreign country. S. 328: To amend title VII of the Tariff Act of 1930 to clarify that countervailing duties may be imposed to address subsidies relating to a fundamentally undervalued currency of any foreign country.
No bill number US-Korea Free Trade Agreement. Issue: trade provisions related to the insurance industry.
No bill number US-Colombia Free Trade Agreement. Issue: trade provision related to the insurance industry.
No bill number US-Panama Free Trade Agreement. Issue: trade provisions related to the insurance industry.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2010
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 19, 2011.
Original Filing: 300344113.xml
Lobbying Issues
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform.
H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments.
H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance.
No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform
No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform.
H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments.
H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance.
No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform
No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
S. 344 - Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform.
H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments.
H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance.
No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform
No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform
Agencies Lobbied
U.S. Senate
Lobbying Issues
S. 1297 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities.
H.R. 2748 Retirement Security Needs Lifetime Pay Act of 2009. Issue: Tax Incentive for Annuities.
H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse.
H.R. 1961 - Savings for American Families Future Act Issue: savers' credit
H.R. 2021 Savings Recovery Act of 2009. Issue: Savers credit.
S. 2832 Lifetime Income Disclosure Act. Issue: Annuity illustration on benefit statements.
H. R. 4126 Retirement Fairness Act. Issue: Modification of 401(k) Plan Rules.
H.R. 4626 - Health Insurance Industry Fair Competition Act. Issue: Amends the McCarran-Ferguson Act to apply to the business of health insurance.
H.R. 4742 - SAVE Act. Issue: simplifies SIMPLE IRAs and provides for voluntary Auto IRAs.
H.R. 5297 Small Business Lending Fund Act. Issue: Partial Annuitization and Roth Conversions of 401 (k) savings.
H.R. 5853: Fiscal Responsibility and Retirement Security Act. Issue: Changes to the CLASS Act.
S. 3829- Long-Term Care Bailout Prevention Act. Issue: Repeal of the CLASS Act.
S. 3760/ H.R. 6099 - Automatic IRA Act of 2010. Issue: Both provide for mandatory Auto IRAs for workers without pension coverage.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.251 - Title: Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.H.R.768 - Title: To establish a commission on the tax and fiscal implications of the regulation of financial products and arrangements and to study the current financial crisis, its causes and impact on the Federal deficit and tax revenues.
Issue: tax implications on life insurance.
H.R.2452 - Title: Net Operating Loss (NOL) Carryback Act; to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R. 3408/ S.2882 Title: Taxpayer Responsibility, Accountability and Consistency Act of 2009.
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R.4013 - Title: To amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies
H.R.4191 - Title: To amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction. Issue: taxation of life insurance companies
H.R.4412 - Title: To amend the Internal Revenue Code of 1986 to impose a 50 percent tax on bonuses paid by TARP. Issue: taxation of life insurance companies
H.R.4853 - Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010 (Lame Duck Tax Bill) Issue: revenue offsets
H.R.5893 - Title: Investing in American Jobs and Closing Tax Loopholes Act of 2010 Issue: revenue offsets
H.R.5982 - Title: Small Business Tax Relief Act of 2010 Issue: revenue offsets
H.R.6128/S.3786 - Title: Fair Playing Field Act of 2010 Issue: Independent contractors.
S.156 - Title: Small Business Stimulus Act of 2009; a bill to amend the Internal Revenue Code of 1986 to extend enhanced small business expensing and to provide for a 5-year net operating loss carryback for losses incurred in 2008 or 2009. Issue: taxation as it effects life insurance.
S.722 - Title: To amend the Internal Revenue Code of 1986 to provide for permanent alternative minimum tax relief, middle class tax relief, and estate tax relief, and to permanently extend certain expiring provisions, and for other purposes. Issue: taxation as it effects life insurance.
S.823 - Title: Net Operating Loss (NOL) Carryback Act; a bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation as it effects life insurance.
S.1835 - Title: A bill to amend the Internal Revenue Code of 1986 to allow 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies.
S.1937 - Title: A bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies.
S.3664 - Title: Family Farm Estate Tax Deferral Act of 2010 Issue: estate tax as it effects life insurance.
H.R.6538 : Permanent Tax Relief Act Issue: estate tax as it effects life insurance.S.2927 - Title: A bill to amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction, and for other purposes. Issue: taxation of life insurance companies.
S.3795 - Title: TAX GAP Act of 2010 Issue: taxation of life insurance companies.
Financial Crisis Responsibility Fee/Bank Tax (not introduced) - To assess a fee or tax on financial services companies to repay TARP or other purposes. Issue: taxation of life insurance companies.
TRACKING
H.R.96 - Title: To amend the Internal Revenue Code of 1986 to increase the maximum reduction in estate tax value for farmland and other special use property, to restore and increase the estate tax deduction for family-owned business interests, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.99 - Title: To amend the Internal Revenue Code of 1986 to reduce taxes by providing an alternative determination of income tax liability for individuals, repealing the estate and gift taxes, reducing corporate income tax rates, reducing the maximum tax for individuals on capital gains and dividends to 10 percent, indexing the basis of assets for purposes of determining capital gain or loss, creating tax-free accounts for retirement savings, lifetime savings, and life skills, repealing the adjusted gross income threshold in the medical care deduction for individuals under age 65 who have no employer health coverage, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.173 - Title: To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: estate tax as it effects life insurance.
H.R.205 - Title: To repeal the Federal estate and gift taxes. Issue: estate tax as it effects life insurance.
H.R.436 - Title: To amend the Internal Revenue Code of 1986 to repeal the new carryover basis rules in order to prevent tax increases and the imposition of compliance burdens on many more estates than would benefit from repeal, to retain the estate tax with a $3,500,000 exemption, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.533 - Title: To make full estate tax repeal, small business expensing, and SECA tax deduction for health insurance permanent. Issue: estate tax as it effects life insurance.
H.R.1960 - Title: To make the repeal of the estate tax permanent. Issue: estate tax as it effects life insurance.
H.R.1986 - Title: To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax, increase the estate tax unified credit to an exclusion equivalent of $4,000,000, reduce the maximum estate tax rate to 40 percent, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.2023 - Title: To amend the Internal Revenue Code of 1986 to reform the estate and gift tax. Issue: estate tax as it effects life insurance.
H.R.2658 - Title: To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-year termination of the estate tax, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.5764 - Title: Responsible Estate Tax Act Issue: estate tax as it effects life insurance.
H.R.6415 : Title: Tax Relief Certainty Act Issue: estate tax as it effects life insurance.
H.R.6522 : End Tax Uncertainty Act Issue: estate tax as it effects life insurance.
No bill number - Restoring American Financial Stability Act of 2010 (Title XVI). Issue: derivatives tax.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 496: a bill "To amend United States trade laws to eliminate foreign barriers to exports of United States goods and services, to restore rights under trade remedy laws, to strengthen enforcement of United States intellectual property rights and health and safety laws at United States borders, and for other purposes." Issue: trade provisions.S. 1027: A bill to amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
H.R. 2378: To amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
S. 1254: A bill to provide for identification of misaligned currency, require action to correct the misalignment, and for other purposes. Issue: trade provisions.
H.R. 3012/ S. 2821: To require a review of existing trade agreements and renegotiation of existing trade agreements based on the review, to set terms for future trade agreements, to express the sense of the Congress that the role of Congress in trade policymaking should be strengthened, and for other purposes. Issue: trade provisions.
HR 3192: To require the Secretary of Homeland Security, in consultation with the Secretary of State, to establish a program to issue Asia-Pacific Economic Cooperation Business Travel Cards, and for other purposes.
S. 3505: the China Fair Trade Act of 2010, to prohibit purchases by the Federal Government of Chinese goods and services until China agrees to the Agreement on Government Procurement, and for other purposes. Issue: trade provisions.
S. 3134: Currency Exchange Rate Oversight Reform Act of 2010 - Directs the Secretary of the Treasury to: (1) make public and report biannually to Congress on international monetary policy and currency exchange rates; and (2) appear, if requested, before certain congressional committees to testify regarding such reports. Issue: Foreign trade.
H.R. 4213 -- To extend certain expiring tax provision, including the Subpart F Active Financing Exception. Issue: International tax provisions.
No bill number Korea Free Trade Agreement. Issue: trade and tax provisions.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2010
American Council of Life Insurers amended a lobbying report for in-house lobbying in Q32010 on Oct. 18, 2010
Original Filing: 300315266.xml
Lobbying Issues
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
S. 139 - Title: the "Data Breach Notification Act" A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 - Title: the "Eliminate Privacy Notification Confusion Act" A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
S. 3098 - Title: the "Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010'' A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform.
S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform.
H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
S. 344 - Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform.
S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform.
H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform.
S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform.
H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 1297 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities.
H.R. 2748 Retirement Security Needs Lifetime Pay Act of 2009. Issue: Tax Incentive for Annuities.
H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse.
H.R. 1961 - Savings for American Families Future Act Issue: savers' credit
H.R. 2021 Savings Recovery Act of 2009. Issue: Savers credit.
S. 2832 Lifetime Income Disclosure Act. Issue: Annuity illustration on benefit statements.
H. R. 4126 Retirement Fairness Act. Issue: Modification of 401(k) Plan Rules.
H.R. 4626 - Health Insurance Industry Fair Competition Act. Issue: Amends the McCarran-Ferguson Act to apply to the business of health insurance.
H.R. 4742 - SAVE Act. Issue: simplifies SIMPLE IRAs and provides for voluntary Auto IRAs.
H.R. 5297 Small Business Lending Fund Act. Issue: Partial Annuitization and Roth Conversions of 401 (k) savings.
H.R. 5853: Fiscal Responsibility and Retirement Security Act. Issue: Changes to the CLASS Act.
S. 3829- Long-Term Care Bailout Prevention Act. Issue: Repeal of the CLASS Act.
S. 3760/ H.R. 6099 - Automatic IRA Act of 2010. Issue: Both provide for mandatory Auto IRAs for workers without pension coverage.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.768 - Title: To establish a commission on the tax and fiscal implications of the regulation of financial products and arrangements and to study the current financial crisis, its causes and impact on the Federal deficit and tax revenues.
Issue: tax implications on life insurance.
H.R.251 - Title: Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.
H.R.2452 - Title: Net Operating Loss (NOL) Carryback Act; to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R. 3408/ S.2882 Title: Taxpayer Responsibility, Accountability and Consistency Act of 2009.
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R.4013 - Title: To amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies
H.R.4173 - Title: Restoring American Financial Stability Act of 2010 (Title XVI)
H.R.4191 - Title: To amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction. Issue: taxation of life insurance companies
H.R.4412 - Title: To amend the Internal Revenue Code of 1986 to impose a 50 percent tax on bonuses paid by TARP. Issue: taxation of life insurance companies
H.R.5893 - Title: Investing in American Jobs and Closing Tax Loopholes Act of 2010 Issue: revenue offsets
H.R.5982 - Title: Small Business Tax Relief Act of 2010 Issue: revenue offsets
H.R.6128/S.3786 - Title: Fair Playing Field Act of 2010 Issue: Independent contractors.
S.156 - Title: Small Business Stimulus Act of 2009; a bill to amend the Internal Revenue Code of 1986 to extend enhanced small business expensing and to provide for a 5-year net operating loss carryback for losses incurred in 2008 or 2009. Issue: taxation as it effects life insurance.
S.722 - Title: To amend the Internal Revenue Code of 1986 to provide for permanent alternative minimum tax relief, middle class tax relief, and estate tax relief, and to permanently extend certain expiring provisions, and for other purposes. Issue: taxation as it effects life insurance.
S.823 - Title: Net Operating Loss (NOL) Carryback Act; a bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation as it effects life insurance.
S.1835 - Title: A bill to amend the Internal Revenue Code of 1986 to allow 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies.
S.1937 - Title: A bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies.
S.2927 - Title: A bill to amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction, and for other purposes. Issue: taxation of life insurance companies.
S.3795 - Title: TAX GAP Act of 2010 Issue: taxation of life insurance companies.
Financial Crisis Responsibility Fee/Bank Tax (not introduced) - To assess a fee or tax on financial services companies to repay TARP or other purposes. Issue: taxation of life insurance companies.
TRACKING
H.R.96 - Title: To amend the Internal Revenue Code of 1986 to increase the maximum reduction in estate tax value for farmland and other special use property, to restore and increase the estate tax deduction for family-owned business interests, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.99 - Title: To amend the Internal Revenue Code of 1986 to reduce taxes by providing an alternative determination of income tax liability for individuals, repealing the estate and gift taxes, reducing corporate income tax rates, reducing the maximum tax for individuals on capital gains and dividends to 10 percent, indexing the basis of assets for purposes of determining capital gain or loss, creating tax-free accounts for retirement savings, lifetime savings, and life skills, repealing the adjusted gross income threshold in the medical care deduction for individuals under age 65 who have no employer health coverage, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.173 - Title: To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: estate tax as it effects life insurance.
H.R.205 - Title: To repeal the Federal estate and gift taxes. Issue: estate tax as it effects life insurance.
H.R.436 - Title: To amend the Internal Revenue Code of 1986 to repeal the new carryover basis rules in order to prevent tax increases and the imposition of compliance burdens on many more estates than would benefit from repeal, to retain the estate tax with a $3,500,000 exemption, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.533 - Title: To make full estate tax repeal, small business expensing, and SECA tax deduction for health insurance permanent. Issue: estate tax as it effects life insurance.
H.R.1960 - Title: To make the repeal of the estate tax permanent. Issue: estate tax as it effects life insurance.
H.R.1986 - Title: To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax, increase the estate tax unified credit to an exclusion equivalent of $4,000,000, reduce the maximum estate tax rate to 40 percent, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.2023 - Title: To amend the Internal Revenue Code of 1986 to reform the estate and gift tax. Issue: estate tax as it effects life insurance.
H.R.2658 - Title: To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-year termination of the estate tax, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.5764 - Title: Responsible Estate Tax Act Issue: estate tax as it effects life insurance.
S.3664 - Title: Family Farm Estate Tax Deferral Act of 2010 Issue: estate tax as it effects life insurance.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 496: a bill "To amend United States trade laws to eliminate foreign barriers to exports of United States goods and services, to restore rights under trade remedy laws, to strengthen enforcement of United States intellectual property rights and health and safety laws at United States borders, and for other purposes." Issue: trade provisions.S. 1027: A bill to amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
H.R. 2378: To amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
S. 1254: A bill to provide for identification of misaligned currency, require action to correct the misalignment, and for other purposes. Issue: trade provisions.
H.R. 3012/ S. 2821: To require a review of existing trade agreements and renegotiation of existing trade agreements based on the review, to set terms for future trade agreements, to express the sense of the Congress that the role of Congress in trade policymaking should be strengthened, and for other purposes. Issue: trade provisions.
HR 3192: To require the Secretary of Homeland Security, in consultation with the Secretary of State, to establish a program to issue Asia-Pacific Economic Cooperation Business Travel Cards, and for other purposes.
S. 3505: the China Fair Trade Act of 2010, to prohibit purchases by the Federal Government of Chinese goods and services until China agrees to the Agreement on Government Procurement, and for other purposes. Issue: trade provisions.
S. 3134: Currency Exchange Rate Oversight Reform Act of 2010 - Directs the Secretary of the Treasury to: (1) make public and report biannually to Congress on international monetary policy and currency exchange rates; and (2) appear, if requested, before certain congressional committees to testify regarding such reports. Issue: Foreign trade.
H.R. 4213 -- To extend certain expiring tax provision, including the Subpart F Active Financing Exception. Issue: International tax provisions.
No bill number Korea Free Trade Agreement. Issue: trade and tax provisions
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2010
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 15, 2010.
Original Filing: 300314263.xml
Lobbying Issues
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
S. 139 - Title: the "Data Breach Notification Act" A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 - Title: the "Eliminate Privacy Notification Confusion Act" A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
S. 3098 - Title: the "Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010'' A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform.
S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform.
H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
S. 344 - Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform.
S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform.
H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform.
S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform.
H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 1297 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities.
H.R. 2748 Retirement Security Needs Lifetime Pay Act of 2009. Issue: Tax Incentive for Annuities.
H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse.
H.R. 1961 - Savings for American Families Future Act Issue: savers' credit
H.R. 2021 Savings Recovery Act of 2009. Issue: Savers credit.
S. 2832 Lifetime Income Disclosure Act. Issue: Annuity illustration on benefit statements.
H. R. 4126 Retirement Fairness Act. Issue: Modification of 401(k) Plan Rules.
H.R. 4626 - Health Insurance Industry Fair Competition Act. Issue: Amends the McCarran-Ferguson Act to apply to the business of health insurance.
H.R. 4742 - SAVE Act. Issue: simplifies SIMPLE IRAs and provides for voluntary Auto IRAs.
H.R. 5297 Small Business Lending Fund Act. Issue: Partial Annuitization and Roth Conversions of 401 (k) savings.
H.R. 5853: Fiscal Responsibility and Retirement Security Act. Issue: Changes to the CLASS Act.
S. 3829- Long-Term Care Bailout Prevention Act. Issue: Repeal of the CLASS Act.
S. 3760/ H.R. 6099 - Automatic IRA Act of 2010. Issue: Both provide for mandatory Auto IRAs for workers without pension coverage.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.768 - Title: To establish a commission on the tax and fiscal implications of the regulation of financial products and arrangements and to study the current financial crisis, its causes and impact on the Federal deficit and tax revenues.
Issue: tax implications on life insurance.
H.R.251 - Title: Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.
H.R.2452 - Title: Net Operating Loss (NOL) Carryback Act; to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R. 3408/ S.2882 Title: Taxpayer Responsibility, Accountability and Consistency Act of 2009.
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R.4013 - Title: To amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies
H.R.4173 - Title: Restoring American Financial Stability Act of 2010 (Title XVI)
H.R.4191 - Title: To amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction. Issue: taxation of life insurance companies
H.R.4412 - Title: To amend the Internal Revenue Code of 1986 to impose a 50 percent tax on bonuses paid by TARP. Issue: taxation of life insurance companies
H.R.5893 - Title: Investing in American Jobs and Closing Tax Loopholes Act of 2010 Issue: revenue offsets
H.R.5982 - Title: Small Business Tax Relief Act of 2010 Issue: revenue offsets
H.R.6128/S.3786 - Title: Fair Playing Field Act of 2010 Issue: Independent contractors.
S.156 - Title: Small Business Stimulus Act of 2009; a bill to amend the Internal Revenue Code of 1986 to extend enhanced small business expensing and to provide for a 5-year net operating loss carryback for losses incurred in 2008 or 2009. Issue: taxation as it effects life insurance.
S.722 - Title: To amend the Internal Revenue Code of 1986 to provide for permanent alternative minimum tax relief, middle class tax relief, and estate tax relief, and to permanently extend certain expiring provisions, and for other purposes. Issue: taxation as it effects life insurance.
S.823 - Title: Net Operating Loss (NOL) Carryback Act; a bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation as it effects life insurance.
S.1835 - Title: A bill to amend the Internal Revenue Code of 1986 to allow 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies.
S.1937 - Title: A bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies.
S.2927 - Title: A bill to amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction, and for other purposes. Issue: taxation of life insurance companies.
S.3795 - Title: TAX GAP Act of 2010 Issue: taxation of life insurance companies.
Financial Crisis Responsibility Fee/Bank Tax (not introduced) - To assess a fee or tax on financial services companies to repay TARP or other purposes. Issue: taxation of life insurance companies.
TRACKING
H.R.96 - Title: To amend the Internal Revenue Code of 1986 to increase the maximum reduction in estate tax value for farmland and other special use property, to restore and increase the estate tax deduction for family-owned business interests, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.99 - Title: To amend the Internal Revenue Code of 1986 to reduce taxes by providing an alternative determination of income tax liability for individuals, repealing the estate and gift taxes, reducing corporate income tax rates, reducing the maximum tax for individuals on capital gains and dividends to 10 percent, indexing the basis of assets for purposes of determining capital gain or loss, creating tax-free accounts for retirement savings, lifetime savings, and life skills, repealing the adjusted gross income threshold in the medical care deduction for individuals under age 65 who have no employer health coverage, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.173 - Title: To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: estate tax as it effects life insurance.
H.R.205 - Title: To repeal the Federal estate and gift taxes. Issue: estate tax as it effects life insurance.
H.R.436 - Title: To amend the Internal Revenue Code of 1986 to repeal the new carryover basis rules in order to prevent tax increases and the imposition of compliance burdens on many more estates than would benefit from repeal, to retain the estate tax with a $3,500,000 exemption, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.533 - Title: To make full estate tax repeal, small business expensing, and SECA tax deduction for health insurance permanent. Issue: estate tax as it effects life insurance.
H.R.1960 - Title: To make the repeal of the estate tax permanent. Issue: estate tax as it effects life insurance.
H.R.1986 - Title: To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax, increase the estate tax unified credit to an exclusion equivalent of $4,000,000, reduce the maximum estate tax rate to 40 percent, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.2023 - Title: To amend the Internal Revenue Code of 1986 to reform the estate and gift tax. Issue: estate tax as it effects life insurance.
H.R.2658 - Title: To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-year termination of the estate tax, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.5764 - Title: Responsible Estate Tax Act Issue: estate tax as it effects life insurance.
S.3664 - Title: Family Farm Estate Tax Deferral Act of 2010 Issue: estate tax as it effects life insurance.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 496: a bill "To amend United States trade laws to eliminate foreign barriers to exports of United States goods and services, to restore rights under trade remedy laws, to strengthen enforcement of United States intellectual property rights and health and safety laws at United States borders, and for other purposes." Issue: trade provisions.S. 1027: A bill to amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
H.R. 2378: To amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
S. 1254: A bill to provide for identification of misaligned currency, require action to correct the misalignment, and for other purposes. Issue: trade provisions.
H.R. 3012/ S. 2821: To require a review of existing trade agreements and renegotiation of existing trade agreements based on the review, to set terms for future trade agreements, to express the sense of the Congress that the role of Congress in trade policymaking should be strengthened, and for other purposes. Issue: trade provisions.
HR 3192: To require the Secretary of Homeland Security, in consultation with the Secretary of State, to establish a program to issue Asia-Pacific Economic Cooperation Business Travel Cards, and for other purposes.
S. 3505: the China Fair Trade Act of 2010, to prohibit purchases by the Federal Government of Chinese goods and services until China agrees to the Agreement on Government Procurement, and for other purposes. Issue: trade provisions.
S. 3134: Currency Exchange Rate Oversight Reform Act of 2010 - Directs the Secretary of the Treasury to: (1) make public and report biannually to Congress on international monetary policy and currency exchange rates; and (2) appear, if requested, before certain congressional committees to testify regarding such reports. Issue: Foreign trade.
H.R. 4213 -- To extend certain expiring tax provision, including the Subpart F Active Financing Exception. Issue: International tax provisions.
No bill number Korea Free Trade Agreement. Issue: trade and tax provisions
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2010
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 16, 2010.
Original Filing: 300288638.xml
Lobbying Issues
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
S. 344 - Hedge Fund Transparency Act. Issue: Regulatory Reform.H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform.
S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform.
H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
S. 344 - Hedge Fund Transparency Act. Issue: Regulatory Reform.H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies.
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI.
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform.
S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform.
S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform.
H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 1297 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities.
H.R. 2748 Retirement Security Needs Lifetime Pay Act of 2009. Issue: Tax Incentive for Annuities.
H.R. 1988 Conflicted Investment Advice Prohibition Act of 2009. Issue: Investment Advice.
H.R.1984 - 401(k) Fair Disclosure for Retirement Security Act of 2009. Issue: Retirement plan fee disclosure.
H.R. 2989 401 (K) Fair Disclosure and Pension Security Act of 2009. Issue: Retirement Plan Fee Disclosure
H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse.
H.R. 1961 - Savings for American Families Future Act Issue: savers' credit
S. 401 - Defined Contribution Fee Disclosure Act Issue: 401(k) fee disclosure
H.R. 2021 Savings Recovery Act of 2009. Issue: Savers credit.
H.R. 2792 Retirement Savings Transparency Act. Issue: Plan fee disclosure.
H.R. 2733/S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009. Issue: Clarify exemption for fixed indexed annuities.
S. 1177 Confidence in Long Term Care Insurance Act of 2009. Issue: Consumer protection for long term care.
S. 1226: Long Term Care Insurance Integrity Act of 2009. Issue: Long Term Care.
S. 1636 Long Term Care Insurance Consumer Right-To-Know Act of 2009. Issue: Long Term Care consumer protections.
S. 1661/S. 906/H.R. 3551 Senior Investment Protection Act of 2009. Issue: Suitability in insurance product sales to seniors and the sale of annuities.
H.R. 2779 Defined Contribution Plan Fee Transparency Act of 2009. Issue: 401(k) Plan Fee Disclosure.
S. 2832 Lifetime Income Disclosure Act. Issue: Annuity illustration on benefit statements.
H. R. 4126 Retirement Fairness Act. Issue: Modification of 401(k) Plan Rules.
H.R. 3590-The Patient Protection and Affordable Care Act. Issue: Long Term Care financing within heath reform and Medicare tax on nonqualified annuity income.
H.R. 4872 Health Care and Education Reconciliation Act of 2010. Issue: LTC financing within health reform and unearned income tax.
H.R. 4626 - Health Insurance Industry Fair Competition Act. Issue: Amends the McCarran-Ferguson Act to apply to the business of health insurance.
H.R. 4742 - SAVE Act. Issue: simplifies SIMPLE IRAs and provides for voluntary Auto IRAs.
S.3217/H.R. 4173 - Restoring American Financial Stability Act. Issue: incorporates Senior Investor Protection Act and provides for employer benefit plan carve out from CFPB.
H.R. 5297 Small Business Lending Fund Act. Issue: Partial Annuitization and Roth Conversions of 401 (k) savings.
H.R. 4213: American Jobs and Closing Tax Loopholes Act. Issue: Inclusion of 401 (k) plan fee disclosure.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.768 - Title: To establish a commission on the tax and fiscal implications of the regulation of financial products and arrangements and to study the current financial crisis, its causes and impact on the Federal deficit and tax revenues.
Issue: tax implications on life insurance.
H.R.2452 - Title: Net Operating Loss (NOL) Carryback Act; to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R.4013 - Title: To amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies
H.R.4173 - Title: Restoring American Financial Stability Act of 2010 (Title XVI)
H.R.4191 - Title: To amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction. Issue: taxation of life insurance companies
H.R.4412 - Title: To amend the Internal Revenue Code of 1986 to impose a 50 percent tax on bonuses paid by TARP. Issue: taxation of life insurance companies
S.156 - Title: Small Business Stimulus Act of 2009; a bill to amend the Internal Revenue Code of 1986 to extend enhanced small business expensing and to provide for a 5-year net operating loss carryback for losses incurred in 2008 or 2009. Issue: estate tax as it effects life insurance.
S.722 - Title: To amend the Internal Revenue Code of 1986 to provide for permanent alternative minimum tax relief, middle class tax relief, and estate tax relief, and to permanently extend certain expiring provisions, and for other purposes. Issue: estate tax as it effects life insurance.
S.823 - Title: Net Operating Loss (NOL) Carryback Act; a bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: tax as it effects life insurance.
S.1835 - Title: A bill to amend the Internal Revenue Code of 1986 to allow 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies.
S.1937 - Title: A bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies.
S.2927 - Title: A bill to amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction, and for other purposes. Issue: taxation of life insurance companies.
H.R. 3408/ S.2882 Title: Taxpayer Responsibility, Accountability and Consistency Act of 2009. Issue: Independent contractors.
Financial Crisis Responsibility Fee (not introduced) - To assess a fee or tax on financial services companies to repay TARP.
TRACKING
H.R.96 - Title: To amend the Internal Revenue Code of 1986 to increase the maximum reduction in estate tax value for farmland and other special use property, to restore and increase the estate tax deduction for family-owned business interests, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.99 - Title: To amend the Internal Revenue Code of 1986 to reduce taxes by providing an alternative determination of income tax liability for individuals, repealing the estate and gift taxes, reducing corporate income tax rates, reducing the maximum tax for individuals on capital gains and dividends to 10 percent, indexing the basis of assets for purposes of determining capital gain or loss, creating tax-free accounts for retirement savings, lifetime savings, and life skills, repealing the adjusted gross income threshold in the medical care deduction for individuals under age 65 who have no employer health coverage, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.173 - Title: To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: estate tax as it effects life insurance.
H.R.205 - Title: To repeal the Federal estate and gift taxes. Issue: estate tax as it effects life insurance.
H.R.436 - Title: To amend the Internal Revenue Code of 1986 to repeal the new carryover basis rules in order to prevent tax increases and the imposition of compliance burdens on many more estates than would benefit from repeal, to retain the estate tax with a $3,500,000 exemption, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.533 - Title: To make full estate tax repeal, small business expensing, and SECA tax deduction for health insurance permanent. Issue: estate tax as it effects life insurance.
H.R.1960 - Title: To make the repeal of the estate tax permanent. Issue: estate tax as it effects life insurance.
H.R.1986 - Title: To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax, increase the estate tax unified credit to an exclusion equivalent of $4,000,000, reduce the maximum estate tax rate to 40 percent, and for other purposes. Issue: estate tax
H.R.2023 - Title: To amend the Internal Revenue Code of 1986 to reform the estate and gift tax. Issue: estate tax as it effects life insurance.
H.R.2658 - Title: To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-year termination of the estate tax, and for other purposes. Issue: estate tax as it effects life insurance.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 496: a bill "To amend United States trade laws to eliminate foreign barriers to exports of United States goods and services, to restore rights under trade remedy laws, to strengthen enforcement of United States intellectual property rights and health and safety laws at United States borders, and for other purposes." Issue: trade provisions.S. 1027: A bill to amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
H.R. 2378: To amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
S. 1254: A bill to provide for identification of misaligned currency, require action to correct the misalignment, and for other purposes. Issue: trade provisions.
H.R. 3012/ S. 2821: To require a review of existing trade agreements and renegotiation of existing trade agreements based on the review, to set terms for future trade agreements, to express the sense of the Congress that the role of Congress in trade policymaking should be strengthened, and for other purposes. Issue: trade provisions.
HR 3192: To require the Secretary of Homeland Security, in consultation with the Secretary of State, to establish a program to issue Asia-Pacific Economic Cooperation Business Travel Cards, and for other purposes.
S. 3505: the China Fair Trade Act of 2010, to prohibit purchases by the Federal Government of Chinese goods and services until China agrees to the Agreement on Government Procurement, and for other purposes. Issue: trade provisions.
S. 3134: Currency Exchange Rate Oversight Reform Act of 2010 - Directs the Secretary of the Treasury to: (1) make public and report biannually to Congress on international monetary policy and currency exchange rates; and (2) appear, if requested, before certain congressional committees to testify regarding such reports. Issue: Foreign trade.
H.R. 4213 -- To extend certain expiring tax provision, including the Subpart F Active Financing Exception. Issue: International tax provisions.
No bill number Korea Free Trade Agreement. Issue: trade and tax provisions.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2010
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 19, 2010.
Original Filing: 300263842.xml
Lobbying Issues
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform.
S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach.
S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform.
S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 1297 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities.
H.R. 2748 Retirement Security Needs Lifetime Pay Act of 2009. Issue: Tax Incentive for Annuities.
H.R. 1988 Conflicted Investment Advice Prohibition Act of 2009. Issue: Investment Advice.
H.R.1984 - 401(k) Fair Disclosure for Retirement Security Act of 2009. Issue: Retirement plan fee disclosure.
H.R. 2989 401 (K) Fair Disclosure and Pension Security Act of 2009. Issue: Retirement Plan Fee Disclosure
S. 697/ HR 1721 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing.
H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse.
H.R. 1961 - Savings for American Families Future Act Issue: savers' credit
S. 401 - Defined Contribution Fee Disclosure Act Issue: 401(k) fee disclosure
H.R. 2021 Savings Recovery Act of 2009. Issue: Savers credit.
H.R. 2792 Retirement Savings Transparency Act. Issue: Plan fee disclosure.
H.R. 2733/S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009. Issue: Clarify exemption for fixed indexed annuities.
S 702/ HR 2096 Long Term Care Affordability and Security Act of 2009. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA.
S. 1177 Confidence in Long Term Care Insurance Act of 2009. Issue: Consumer protection for long term care.
S. 1226: Long Term Care Insurance Integrity Act of 2009. Issue: Long Term Care.
S. 1636 Long Term Care Insurance Consumer Right-To-Know Act of 2009. Issue: Long Term Care consumer protections.
S. 1661/S. 906/H.R. 3551 Senior Investment Protection Act of 2009. Issue: Suitability in insurance product sales to seniors and the sale of annuities.
H.R. 2779 Defined Contribution Plan Fee Transparency Act of 2009. Issue: 401(k) Plan Fee Disclosure.
S. 2832 Lifetime Income Disclosure Act. Issue: Annuity illustration on benefit statements.
H. R. 4126 Retirement Fairness Act. Issue: Modification of 401(k) Plan Rules.
H. R. 4173 Wall Street Reform and Consumer Protection Act. Issue: Exclusion of retirement plans from CFPA and suitability in insurance product sales to seniors and sales of annuities.
H.R. 3590-The Patient Protection and Affordable Care Act. Issue: Long Term Care financing within heath reform and Medicare tax on nonqualified annuity income.
H.R. 4872 Health Care and Education Reconciliation Act of 2010. Issue: LTC financing within health reform and unearned income tax.
H.R. 4626 - Health Insurance Industry Fair Competition Act. Issue: Amends the McCarran-Ferguson Act to apply to the business of health insurance.
H.R. 4742 - SAVE Act. Issue: simplifies SIMPLE IRAs and provides for voluntary Auto IRAs.
S._____ - Restoring American Financial Stability Act. Issue: incorporates Senior Investor Protection Act and provides for employer benefit plan carve out from CFPB.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.768 - Title: To establish a commission on the tax and fiscal implications of the regulation of financial products and arrangements and to study the current financial crisis, its causes and impact on the Federal deficit and tax revenues.
Issue: tax implications on life insurance.
H.R.251 - Title: Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.
H.R.2452 - Title: Net Operating Loss (NOL) Carryback Act; to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R.4013 - Title: To amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies
H.R.4191 - Title: To amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction. Issue: taxation of life insurance companies
H.R.4412 - Title: To amend the Internal Revenue Code of 1986 to impose a 50 percent tax on bonuses paid by TARP. Issue: taxation of life insurance companies
S.156 - Title: Small Business Stimulus Act of 2009; a bill to amend the Internal Revenue Code of 1986 to extend enhanced small business expensing and to provide for a 5-year net operating loss carryback for losses incurred in 2008 or 2009. Issue: estate tax as it effects life insurance.
S.722 - Title: To amend the Internal Revenue Code of 1986 to provide for permanent alternative minimum tax relief, middle class tax relief, and estate tax relief, and to permanently extend certain expiring provisions, and for other purposes. Issue: estate tax as it effects life insurance.
S.823 - Title: Net Operating Loss (NOL) Carryback Act; a bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: tax as it effects life insurance.
S.1835 - Title: A bill to amend the Internal Revenue Code of 1986 to allow 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies.
S.1937 - Title: A bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies.
S.2927 - Title: A bill to amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction, and for other purposes. Issue: taxation of life insurance companies.
H.R. 3408/ S.2882 Title: Taxpayer Responsibility, Accountability and Consistency Act of 2009. Issue: Independent contractors. TRACKING
H.R.96 - Title: To amend the Internal Revenue Code of 1986 to increase the maximum reduction in estate tax value for farmland and other special use property, to restore and increase the estate tax deduction for family-owned business interests, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.99 - Title: To amend the Internal Revenue Code of 1986 to reduce taxes by providing an alternative determination of income tax liability for individuals, repealing the estate and gift taxes, reducing corporate income tax rates, reducing the maximum tax for individuals on capital gains and dividends to 10 percent, indexing the basis of assets for purposes of determining capital gain or loss, creating tax-free accounts for retirement savings, lifetime savings, and life skills, repealing the adjusted gross income threshold in the medical care deduction for individuals under age 65 who have no employer health coverage, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.173 - Title: To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: estate tax as it effects life insurance.
H.R.205 - Title: To repeal the Federal estate and gift taxes. Issue: estate tax as it effects life insurance.
H.R.436 - Title: To amend the Internal Revenue Code of 1986 to repeal the new carryover basis rules in order to prevent tax increases and the imposition of compliance burdens on many more estates than would benefit from repeal, to retain the estate tax with a $3,500,000 exemption, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.533 - Title: To make full estate tax repeal, small business expensing, and SECA tax deduction for health insurance permanent. Issue: estate tax as it effects life insurance.
H.R.1960 - Title: To make the repeal of the estate tax permanent. Issue: estate tax as it effects life insurance.
H.R.1986 - Title: To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax, increase the estate tax unified credit to an exclusion equivalent of $4,000,000, reduce the maximum estate tax rate to 40 percent, and for other purposes. Issue: estate tax
H.R.2023 - Title: To amend the Internal Revenue Code of 1986 to reform the estate and gift tax. Issue: estate tax as it effects life insurance.
H.R.2658 - Title: To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-year termination of the estate tax, and for other purposes. Issue: estate tax as it effects life insurance.
Financial Crisis Responsibility Fee (not introduced) - To assess a fee or tax on financial services companies to repay TARP.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 496: a bill "To amend United States trade laws to eliminate foreign barriers to exports of United States goods and services, to restore rights under trade remedy laws, to strengthen enforcement of United States intellectual property rights and health and safety laws at United States borders, and for other purposes." Issue: trade provisions.S. 1027: A bill to amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
H.R. 2378: To amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
S. 1254: A bill to provide for identification of misaligned currency, require action to correct the misalignment, and for other purposes. Issue: trade provisions.
H.R. 3012/ S. 2821: To require a review of existing trade agreements and renegotiation of existing trade agreements based on the review, to set terms for future trade agreements, to express the sense of the Congress that the role of Congress in trade policymaking should be strengthened, and for other purposes. [Issue: trade provisions.
HR 3192: To require the Secretary of Homeland Security, in consultation with the Secretary of State, to establish a program to issue Asia-Pacific Economic Cooperation Business Travel Cards, and for other purposes.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2009
American Council of Life Insurers amended a lobbying report for in-house lobbying in Q42009 on Jan. 21, 2010
Original Filing: 300249216.xml
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3126 - the "Consumer Financial Protection Agency Act of 2009" to establish the Consumer Financial Protection Agency, and for other purposes. Issue: Regulatory Reform.
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3300 the Derivative Trading Accountability and Disclosure Act To provide increased transparency and regulatory requirements for the trading of certain derivative financial instruments. Issue: Derivatives.
H.R. 977 the Derivatives Markets Transparency and Accountability Act of 2009 To amend the Commodity Exchange Act to bring greater transparency and accountability to commodity markets, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S. 1691 the Comprehensive Derivatives Regulation Act of 2009 A bill to comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system. Issue: Derivatives.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R. 4173 Title: the Wall Street Reform and Consumer Protection Act of 2009 Issue: Regulatory reform.
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3126 - the "Consumer Financial Protection Agency Act of 2009" to establish the Consumer Financial Protection Agency, and for other purposes. Issue: Regulatory Reform.
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3300 the Derivative Trading Accountability and Disclosure Act To provide increased transparency and regulatory requirements for the trading of certain derivative financial instruments. Issue: Derivatives.
H.R. 977 the Derivatives Markets Transparency and Accountability Act of 2009 To amend the Commodity Exchange Act to bring greater transparency and accountability to commodity markets, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S. 1691 the Comprehensive Derivatives Regulation Act of 2009 A bill to comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system. Issue: Derivatives.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R. 4173 Title: the Wall Street Reform and Consumer Protection Act of 2009 Issue: Regulatory reform.
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3126 - the "Consumer Financial Protection Agency Act of 2009" to establish the Consumer Financial Protection Agency, and for other purposes. Issue: Regulatory Reform.
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3300 the Derivative Trading Accountability and Disclosure Act To provide increased transparency and regulatory requirements for the trading of certain derivative financial instruments. Issue: Derivatives.
H.R. 977 the Derivatives Markets Transparency and Accountability Act of 2009 To amend the Commodity Exchange Act to bring greater transparency and accountability to commodity markets, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S. 1691 the Comprehensive Derivatives Regulation Act of 2009 A bill to comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system. Issue: Derivatives.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R. 4173 Title: the Wall Street Reform and Consumer Protection Act of 2009 Issue: Regulatory reform.
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 1297 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities.
H.R. 2748 Retirement Security Needs Lifetime Pay Act of 2009. Issue: Tax Incentive for Annuities.
H.R. 1988 Conflicted Investment Advice Prohibition Act of 2009. Issue: Investment Advice.
H.R.1984 - 401(k) Fair Disclosure for Retirement Security Act of 2009. Issue: Retirement plan fee disclosure.
H.R. 2989 401 (K) Fair Disclosure and Pension Security Act of 2009. Issue: Retirement Plan Fee Disclosure
S. 697/ HR 1721 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing.
H.R. 897 The Long Term Care and Retirement Security Act of 2009. Issue: LTC in cafeteria and FSA and above the line deductions for LTC premiums.
S. 434 Empowered at Home Act of 2009. Issue: Allows above the line tax deduction for LTC premiums. Allows LTC to be offered in cafeteria/ FSA plans.
S. 391 Healthy Americans Act. Issue: private health insurance including LTC.
H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse.
H.R. 1961 - Savings for American Families Future Act Issue: savers' credit
S. 401 - Defined Contribution Fee Disclosure Act Issue: 401(k) fee disclosure
H.R. 2021 Savings Recovery Act of 2009. Issue: Savers credit.
H.R. 2792 Retirement Savings Transparency Act. Issue: Plan fee disclosure.
H.R. 2733/S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009. Issue: Clarify exemption for fixed indexed annuities.
S 702/ HR 2096 Long Term Care Affordability and Security Act of 2009. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA.
S. 1679, Affordable Health Choices Act. Issue: Long Term Care financing with in health reform.
S. 1177 Confidence in Long Term Care Insurance Act of 2009. Issue: Consumer protection for long term care.
H.R. 3200: Americas Affordable Health Choices Act of 2009. Issue: Long Term Care financing within health reform.
S. _______: Americas Healthy Future Act. Issue: Long Term Care financing within heath reform. No bill number yet.
S. 1226: Long Term Care Insurance Integrity Act of 2009. Issue: Long Term Care.
S. 1636 Long Term Care Insurance Consumer Right-To-Know Act of 2009. Issue: Long Term Care consumer protections.
S. 1661/S. 906/H.R. 3551 Senior Investment Protection Act of 2009. Issue: Suitability in insurance product sales to seniors and the sale of annuities.
H.R. 2779 Defined Contribution Plan Fee Transparency Act of 2009. Issue: 401(k) Plan Fee Disclosure.
S. 2832 Lifetime Income Disclosure Act. Issue: Annuity illustration on benefit statements.
H. R. 4126 Retirement Fairness Act. Issue: Modification of 401(k) Plan Rules.
H. R. 4173 Wall Street Reform and Consumer Protection Act. Issue: Exclusion of retirement plans from CFPA and suitability in insurance product sales to seniors and sales of annuities.
H.R. 3590-The Patient Protection and Affordable Care Act. Issue: Long Term Care financing within heath reform.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.768 - Title: To establish a commission on the tax and fiscal implications of the regulation of financial products and arrangements and to study the current financial crisis, its causes and impact on the Federal deficit and tax revenues.
Issue: tax implications on life insurance
H.R.251 - Title: Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.
H.R.2452 - Title: Net Operating Loss (NOL) Carryback Act; to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R.4013 - Title: To amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies
H.R.4191 - Title: To amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction. Issue: taxation of life insurance companies
H.R.4412 - Title: To amend the Internal Revenue Code of 1986 to impose a 50 percent tax on bonuses paid by TARP. Issue: taxation of life insurance companies
S.156 - Title: Small Business Stimulus Act of 2009; a bill to amend the Internal Revenue Code of 1986 to extend enhanced small business expensing and to provide for a 5-year net operating loss carryback for losses incurred in 2008 or 2009. Issue: estate tax as it effects life insurance.
S.722 - Title: To amend the Internal Revenue Code of 1986 to provide for permanent alternative minimum tax relief, middle class tax relief, and estate tax relief, and to permanently extend certain expiring provisions, and for other purposes. Issue: estate tax as it effects life insurance.
S.823 - Title: Net Operating Loss (NOL) Carryback Act; a bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: tax as it effects life insurance.
S.1835 - Title: A bill to amend the Internal Revenue Code of 1986 to allow 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies
S.1937 - Title: A bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies
S.2927 - Title: A bill to amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction, and for other purposes. Issue: taxation of life insurance companies
TRACKING
H.R.96 - Title: To amend the Internal Revenue Code of 1986 to increase the maximum reduction in estate tax value for farmland and other special use property, to restore and increase the estate tax deduction for family-owned business interests, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.99 - Title: To amend the Internal Revenue Code of 1986 to reduce taxes by providing an alternative determination of income tax liability for individuals, repealing the estate and gift taxes, reducing corporate income tax rates, reducing the maximum tax for individuals on capital gains and dividends to 10 percent, indexing the basis of assets for purposes of determining capital gain or loss, creating tax-free accounts for retirement savings, lifetime savings, and life skills, repealing the adjusted gross income threshold in the medical care deduction for individuals under age 65 who have no employer health coverage, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.173 - Title: To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: estate tax as it effects life insurance.
H.R.205 - Title: To repeal the Federal estate and gift taxes. Issue: estate tax as it effects life insurance.
H.R.436 - Title: To amend the Internal Revenue Code of 1986 to repeal the new carryover basis rules in order to prevent tax increases and the imposition of compliance burdens on many more estates than would benefit from repeal, to retain the estate tax with a $3,500,000 exemption, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.533 - Title: To make full estate tax repeal, small business expensing, and SECA tax deduction for health insurance permanent. Issue: estate tax as it effects life insurance.
H.R.1960 - Title: To make the repeal of the estate tax permanent. Issue: estate tax as it effects life insurance.
H.R.1986 - Title: To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax, increase the estate tax unified credit to an exclusion equivalent of $4,000,000, reduce the maximum estate tax rate to 40 percent, and for other purposes. Issue: estate tax
H.R.2023 - Title: To amend the Internal Revenue Code of 1986 to reform the estate and gift tax. Issue: estate tax as it effects life insurance.
H.R.2658 - Title: To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-year termination of the estate tax, and for other purposes. Issue: estate tax as it effects life insurance.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 3192: To require the Secretary of Homeland Security, in consultation with the Secretary of State, to establish a program to issue Asia-Pacific Economic Cooperation Business Travel Cards, and for other purposes.HR 496: a bill "To amend United States trade laws to eliminate foreign barriers to exports of United States goods and services, to restore rights under trade remedy laws, to strengthen enforcement of United States intellectual property rights and health and safety laws at United States borders, and for other purposes." Issue: trade provisions.
S. 2821: A bill to require a review of existing trade agreements and renegotiation of existing trade agreements based on the review, to establish terms for future trade agreements, to express the sense of the Congress that the role of Congress in making trade policy should be strengthened, and for other purposes. Issue: trade provisions.
S. 1027: A bill to amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
H.R. 2378: To amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
S. 1254: A bill to provide for identification of misaligned currency, require action to correct the misalignment, and for other purposes. Issue: trade provisions.
H.R. 3012: To require a review of existing trade agreements and renegotiation of existing trade agreements based on the review, to set terms for future trade agreements, to express the sense of the Congress that the role of Congress in trade policymaking should be strengthened, and for other purposes. [Senate companion bill not yet introduced.] Issue: trade provisions.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2009
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 14, 2010.
Original Filing: 300231132.xml
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3126 - the "Consumer Financial Protection Agency Act of 2009" to establish the Consumer Financial Protection Agency, and for other purposes. Issue: Regulatory Reform.
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3300 the Derivative Trading Accountability and Disclosure Act To provide increased transparency and regulatory requirements for the trading of certain derivative financial instruments. Issue: Derivatives.
H.R. 977 the Derivatives Markets Transparency and Accountability Act of 2009 To amend the Commodity Exchange Act to bring greater transparency and accountability to commodity markets, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S. 1691 the Comprehensive Derivatives Regulation Act of 2009 A bill to comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system. Issue: Derivatives.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R. 4173 Title: the Wall Street Reform and Consumer Protection Act of 2009 Issue: Regulatory reform.
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3126 - the "Consumer Financial Protection Agency Act of 2009" to establish the Consumer Financial Protection Agency, and for other purposes. Issue: Regulatory Reform.
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3300 the Derivative Trading Accountability and Disclosure Act To provide increased transparency and regulatory requirements for the trading of certain derivative financial instruments. Issue: Derivatives.
H.R. 977 the Derivatives Markets Transparency and Accountability Act of 2009 To amend the Commodity Exchange Act to bring greater transparency and accountability to commodity markets, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S. 1691 the Comprehensive Derivatives Regulation Act of 2009 A bill to comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system. Issue: Derivatives.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R. 4173 Title: the Wall Street Reform and Consumer Protection Act of 2009 Issue: Regulatory reform.
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3126 - the "Consumer Financial Protection Agency Act of 2009" to establish the Consumer Financial Protection Agency, and for other purposes. Issue: Regulatory Reform.
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3300 the Derivative Trading Accountability and Disclosure Act To provide increased transparency and regulatory requirements for the trading of certain derivative financial instruments. Issue: Derivatives.
H.R. 977 the Derivatives Markets Transparency and Accountability Act of 2009 To amend the Commodity Exchange Act to bring greater transparency and accountability to commodity markets, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S. 1691 the Comprehensive Derivatives Regulation Act of 2009 A bill to comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system. Issue: Derivatives.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R. 4173 Title: the Wall Street Reform and Consumer Protection Act of 2009 Issue: Regulatory reform.
S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 1297 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities.
H.R. 2748 Retirement Security Needs Lifetime Pay Act of 2009. Issue: Tax Incentive for Annuities.
H.R. 1988 Conflicted Investment Advice Prohibition Act of 2009. Issue: Investment Advice.
H.R.1984 - 401(k) Fair Disclosure for Retirement Security Act of 2009. Issue: Retirement plan fee disclosure.
H.R. 2989 401 (K) Fair Disclosure and Pension Security Act of 2009. Issue: Retirement Plan Fee Disclosure
S. 697/ HR 1721 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing.
H.R. 897 The Long Term Care and Retirement Security Act of 2009. Issue: LTC in cafeteria and FSA and above the line deductions for LTC premiums.
S. 434 Empowered at Home Act of 2009. Issue: Allows above the line tax deduction for LTC premiums. Allows LTC to be offered in cafeteria/ FSA plans.
S. 391 Healthy Americans Act. Issue: private health insurance including LTC.
H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse.
H.R. 1961 - Savings for American Families Future Act Issue: savers' credit
S. 401 - Defined Contribution Fee Disclosure Act Issue: 401(k) fee disclosure
H.R. 2021 Savings Recovery Act of 2009. Issue: Savers credit.
H.R. 2792 Retirement Savings Transparency Act. Issue: Plan fee disclosure.
H.R. 2733/S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009. Issue: Clarify exemption for fixed indexed annuities.
S 702/ HR 2096 Long Term Care Affordability and Security Act of 2009. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA.
S. 1679, Affordable Health Choices Act. Issue: Long Term Care financing with in health reform.
S. 1177 Confidence in Long Term Care Insurance Act of 2009. Issue: Consumer protection for long term care.
H.R. 3200: Americas Affordable Health Choices Act of 2009. Issue: Long Term Care financing within health reform.
S. _______: Americas Healthy Future Act. Issue: Long Term Care financing within heath reform. No bill number yet.
S. 1226: Long Term Care Insurance Integrity Act of 2009. Issue: Long Term Care.
S. 1636 Long Term Care Insurance Consumer Right-To-Know Act of 2009. Issue: Long Term Care consumer protections.
S. 1661/S. 906/H.R. 3551 Senior Investment Protection Act of 2009. Issue: Suitability in insurance product sales to seniors and the sale of annuities.
H.R. 2779 Defined Contribution Plan Fee Transparency Act of 2009. Issue: 401(k) Plan Fee Disclosure.
S. 2832 Lifetime Income Disclosure Act. Issue: Annuity illustration on benefit statements.
H. R. 4126 Retirement Fairness Act. Issue: Modification of 401(k) Plan Rules.
H. R. 4173 Wall Street Reform and Consumer Protection Act. Issue: Exclusion of retirement plans from CFPA and suitability in insurance product sales to seniors and sales of annuities.
H.R. 3590-The Patient Protection and Affordable Care Act. Issue: Long Term Care financing within heath reform.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.768 - Title: To establish a commission on the tax and fiscal implications of the regulation of financial products and arrangements and to study the current financial crisis, its causes and impact on the Federal deficit and tax revenues.
Issue: tax implications on life insurance
H.R.251 - Title: Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.
H.R.2452 - Title: Net Operating Loss (NOL) Carryback Act; to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
H.R.4013 - Title: To amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies
H.R.4191 - Title: To amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction. Issue: taxation of life insurance companies
H.R.4412 - Title: To amend the Internal Revenue Code of 1986 to impose a 50 percent tax on bonuses paid by TARP. Issue: taxation of life insurance companies
S.156 - Title: Small Business Stimulus Act of 2009; a bill to amend the Internal Revenue Code of 1986 to extend enhanced small business expensing and to provide for a 5-year net operating loss carryback for losses incurred in 2008 or 2009. Issue: estate tax as it effects life insurance.
S.722 - Title: To amend the Internal Revenue Code of 1986 to provide for permanent alternative minimum tax relief, middle class tax relief, and estate tax relief, and to permanently extend certain expiring provisions, and for other purposes. Issue: estate tax as it effects life insurance.
S.823 - Title: Net Operating Loss (NOL) Carryback Act; a bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: tax as it effects life insurance.
S.1835 - Title: A bill to amend the Internal Revenue Code of 1986 to allow 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies
S.1937 - Title: A bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: taxation of life insurance companies
S.2927 - Title: A bill to amend the Internal Revenue Code of 1986 to impose a tax on certain securities transactions to fund job creation and deficit reduction, and for other purposes. Issue: taxation of life insurance companies
TRACKING
H.R.96 - Title: To amend the Internal Revenue Code of 1986 to increase the maximum reduction in estate tax value for farmland and other special use property, to restore and increase the estate tax deduction for family-owned business interests, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.99 - Title: To amend the Internal Revenue Code of 1986 to reduce taxes by providing an alternative determination of income tax liability for individuals, repealing the estate and gift taxes, reducing corporate income tax rates, reducing the maximum tax for individuals on capital gains and dividends to 10 percent, indexing the basis of assets for purposes of determining capital gain or loss, creating tax-free accounts for retirement savings, lifetime savings, and life skills, repealing the adjusted gross income threshold in the medical care deduction for individuals under age 65 who have no employer health coverage, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.173 - Title: To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: estate tax as it effects life insurance.
H.R.205 - Title: To repeal the Federal estate and gift taxes. Issue: estate tax as it effects life insurance.
H.R.436 - Title: To amend the Internal Revenue Code of 1986 to repeal the new carryover basis rules in order to prevent tax increases and the imposition of compliance burdens on many more estates than would benefit from repeal, to retain the estate tax with a $3,500,000 exemption, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.533 - Title: To make full estate tax repeal, small business expensing, and SECA tax deduction for health insurance permanent. Issue: estate tax as it effects life insurance.
H.R.1960 - Title: To make the repeal of the estate tax permanent. Issue: estate tax as it effects life insurance.
H.R.1986 - Title: To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax, increase the estate tax unified credit to an exclusion equivalent of $4,000,000, reduce the maximum estate tax rate to 40 percent, and for other purposes. Issue: estate tax
H.R.2023 - Title: To amend the Internal Revenue Code of 1986 to reform the estate and gift tax. Issue: estate tax as it effects life insurance.
H.R.2658 - Title: To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-year termination of the estate tax, and for other purposes. Issue: estate tax as it effects life insurance.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 3192: To require the Secretary of Homeland Security, in consultation with the Secretary of State, to establish a program to issue Asia-Pacific Economic Cooperation Business Travel Cards, and for other purposes.HR 496: a bill "To amend United States trade laws to eliminate foreign barriers to exports of United States goods and services, to restore rights under trade remedy laws, to strengthen enforcement of United States intellectual property rights and health and safety laws at United States borders, and for other purposes." Issue: trade provisions.
S. 2821: A bill to require a review of existing trade agreements and renegotiation of existing trade agreements based on the review, to establish terms for future trade agreements, to express the sense of the Congress that the role of Congress in making trade policy should be strengthened, and for other purposes. Issue: trade provisions.
S. 1027: A bill to amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
H.R. 2378: To amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
S. 1254: A bill to provide for identification of misaligned currency, require action to correct the misalignment, and for other purposes. Issue: trade provisions.
H.R. 3012: To require a review of existing trade agreements and renegotiation of existing trade agreements based on the review, to set terms for future trade agreements, to express the sense of the Congress that the role of Congress in trade policymaking should be strengthened, and for other purposes. [Senate companion bill not yet introduced.] Issue: trade provisions.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2009
American Council of Life Insurers amended a lobbying report for in-house lobbying in Q32009 on July 14, 2010
Original Filing: 300286589.xml
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Data Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 1389 - the "Indexed Annuities and Insurance Products Classification Act of 2009" Issue: SEC Rule 151A
H.R. 3126 - the "Consumer Financial Protection Agency Act of 2009" to establish the Consumer Financial Protection Agency, and for other purposes. Issue: Regulatory Reform.
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3300 the Derivative Trading Accountability and Disclosure Act To provide increased transparency and regulatory requirements for the trading of certain derivative financial instruments. Issue: Derivatives.
H.R. 977 the Derivatives Markets Transparency and Accountability Act of 2009 To amend the Commodity Exchange Act to bring greater transparency and accountability to commodity markets, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S. 1691 the Comprehensive Derivatives Regulation Act of 2009 A bill to comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system. Issue: Derivatives.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Data Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3126 - the "Consumer Financial Protection Agency Act of 2009" to establish the Consumer Financial Protection Agency, and for other purposes. Issue: Regulatory Reform.
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3300 the Derivative Trading Accountability and Disclosure Act To provide increased transparency and regulatory requirements for the trading of certain derivative financial instruments. Issue: Derivatives.
H.R. 977 the Derivatives Markets Transparency and Accountability Act of 2009 To amend the Commodity Exchange Act to bring greater transparency and accountability to commodity markets, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S. 1691 the Comprehensive Derivatives Regulation Act of 2009 A bill to comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system. Issue: Derivatives.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Data Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: Regulatory reform
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3126 - the "Consumer Financial Protection Agency Act of 2009" to establish the Consumer Financial Protection Agency, and for other purposes. Issue: Regulatory Reform.
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3300 the Derivative Trading Accountability and Disclosure Act To provide increased transparency and regulatory requirements for the trading of certain derivative financial instruments. Issue: Derivatives.
H.R. 977 the Derivatives Markets Transparency and Accountability Act of 2009 To amend the Commodity Exchange Act to bring greater transparency and accountability to commodity markets, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S. 1691 the Comprehensive Derivatives Regulation Act of 2009 A bill to comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system. Issue: Derivatives.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 1297 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities.
H.R. 2748 Retirement Security Needs Lifetime Pay Act of 2009. Issue: Tax Incentive for Annuities.
H.R. 1988 Conflicted Investment Advice Prohibition Act of 2009. Issue: Investment Advice.
H.R.1984 - 401(k) Fair Disclosure for Retirement Security Act of 2009. Issue: Retirement plan fee disclosure.
H.R. 2989 401 (K) Fair Disclosure and Pension Security Act of 2009. Issue: Retirement Plan Fee Disclosure
S. 697/ HR 1721 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing.
H.R. 897 The Long Term Care and Retirement Security Act of 2009. Issue: LTC in cafeteria and FSA and above the line deductions for LTC premiums.
S. 434 Empowered at Home Act of 2009. Issue: Allows above the line tax deduction for LTC premiums. Allows LTC to be offered in cafeteria/ FSA plans.
S. 391 Healthy Americans Act. Issue: private health insurance including LTC.
H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse.
H.R. 1961 - Savings for American Families Future Act Issue: savers' credit
S. 401 - Defined Contribution Fee Disclosure Act Issue: 401(k) fee disclosure
H.R. 2021 Savings Recovery Act of 2009. Issue: Savers credit.
H.R. 2792 Retirement Savings Transparency Act. Issue: Plan fee disclosure.
H.R. 2733/S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009. Issue: Clarify exemption for fixed indexed annuities.
S 702/ HR 2096 Long Term Care Affordability and Security Act of 2009. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA.
S. 1679, Affordable Health Choices Act. Issue: Long Term Care financing with in health reform.
S. 1177 Confidence in Long Term Care Insurance Act of 2009. Issue: Consumer protection for long term care.
H.R. 3200: Americas Affordable Health Choices Act of 2009. Issue: Long Term Care financing within health reform.
S. _______: Americas Healthy Future Act. Issue: Long Term Care financing within heath reform. No bill number yet.
S. 1226: Long Term Care Insurance Integrity Act of 2009. Issue: Long Term Care.
S. 1636 Long Term Care Insurance Consumer Right-To-Know Act of 2009. Issue: Long Term Care consumer protections.
S. 1661/S. 906/H.R. 3551 Senior Investment Protection Act of 2009. Issue: Suitability in insurance product sales to seniors and the sale of annuities.
H.R. 2779 Defined Contribution Plan Fee Transparency Act of 2009. Issue: 401(k) Plan Fee Disclosure.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.768 : To establish a commission on the tax and fiscal implications of the regulation of financial products and arrangements and to study the current financial crisis, its causes and impact on the Federal deficit and tax revenues.
Issue: tax implications on life insurance.
H.R.251 - Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.
S.722 : A bill to amend the Internal Revenue Code of 1986 to provide for permanent alternative minimum tax relief, middle class tax relief, and estate tax relief, and to permanently extend certain expiring provisions, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.2452
Title: Net Operating Loss (NOL) Carryback Act; to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: estate tax as it effects life insurance.
S.156
Title: Small Business Stimulus Act of 2009; a bill to amend the Internal Revenue Code of 1986 to extend enhanced small business expensing and to provide for a 5-year net operating loss carryback for losses incurred in 2008 or 2009. Issue: estate tax as it effects life insurance.
S.823
Title: Net Operating Loss (NOL) Carryback Act; a bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: tax as it effects life insurance.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
TRACKING
H.R.96 : To amend the Internal Revenue Code of 1986 to increase the maximum reduction in estate tax value for farmland and other special use property, to restore and increase the estate tax deduction for family-owned business interests, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.99 : To amend the Internal Revenue Code of 1986 to reduce taxes by providing an alternative determination of income tax liability for individuals, repealing the estate and gift taxes, reducing corporate income tax rates, reducing the maximum tax for individuals on capital gains and dividends to 10 percent, indexing the basis of assets for purposes of determining capital gain or loss, creating tax-free accounts for retirement savings, lifetime savings, and life skills, repealing the adjusted gross income threshold in the medical care deduction for individuals under age 65 who have no employer health coverage, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.173 : To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: estate tax as it effects life insurance.
H.R.205 : To repeal the Federal estate and gift taxes. Issue: estate tax as it effects life insurance.
H.R.436 : To amend the Internal Revenue Code of 1986 to repeal the new carryover basis rules in order to prevent tax increases and the imposition of compliance burdens on many more estates than would benefit from repeal, to retain the estate tax with a $3,500,000 exemption, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.533 : To make full estate tax repeal, small business expensing, and SECA tax deduction for health insurance permanent. Issue: estate tax as it effects life insurance.
H.R.1960 : To make the repeal of the estate tax permanent. Issue: estate tax as it effects life insurance.
H.R.1986
Title: To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax, increase the estate tax unified credit to an exclusion equivalent of $4,000,000, reduce the maximum estate tax rate to 40 percent, and for other purposes. Issue: estate tax
H.R.2023
Title: To amend the Internal Revenue Code of 1986 to reform the estate and gift tax. Issue: estate tax as it effects life insurance.
H.R.2658
Title: To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-year termination of the estate tax, and for other purposes. Issue: estate tax as it effects life insurance.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 496: a bill "To amend United States trade laws to eliminate foreign barriers to exports of United States goods and services, to restore rights under trade remedy laws, to strengthen enforcement of United States intellectual property rights and health and safety laws at United States borders, and for other purposes." Issue: trade provisions.S. 1027: A bill to amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
H.R. 2378: To amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
S. 1254: A bill to provide for identification of misaligned currency, require action to correct the misalignment, and for other purposes. Issue: trade provisions.
H.R. 3012: To require a review of existing trade agreements and renegotiation of existing trade agreements based on the review, to set terms for future trade agreements, to express the sense of the Congress that the role of Congress in trade policymaking should be strengthened, and for other purposes. [Senate companion bill not yet introduced.] Issue: trade provisions.
HR 3192: To require the Secretary of Homeland Security, in consultation with the Secretary of State, to establish a program to issue Asia-Pacific Economic Cooperation Business Travel Cards, and for other purposes. Issue: trade provisions.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2009
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 19, 2009.
Original Filing: 300210576.xml
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Data Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S. 1389 - the "Indexed Annuities and Insurance Products Classification Act of 2009" Issue: SEC Rule 151A
H.R. 3126 - the "Consumer Financial Protection Agency Act of 2009" to establish the Consumer Financial Protection Agency, and for other purposes. Issue: Regulatory Reform.
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3300 the Derivative Trading Accountability and Disclosure Act To provide increased transparency and regulatory requirements for the trading of certain derivative financial instruments. Issue: Derivatives.
H.R. 977 the Derivatives Markets Transparency and Accountability Act of 2009 To amend the Commodity Exchange Act to bring greater transparency and accountability to commodity markets, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S. 1691 the Comprehensive Derivatives Regulation Act of 2009 A bill to comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system. Issue: Derivatives.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Data Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3126 - the "Consumer Financial Protection Agency Act of 2009" to establish the Consumer Financial Protection Agency, and for other purposes. Issue: Regulatory Reform.
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3300 the Derivative Trading Accountability and Disclosure Act To provide increased transparency and regulatory requirements for the trading of certain derivative financial instruments. Issue: Derivatives.
H.R. 977 the Derivatives Markets Transparency and Accountability Act of 2009 To amend the Commodity Exchange Act to bring greater transparency and accountability to commodity markets, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S. 1691 the Comprehensive Derivatives Regulation Act of 2009 A bill to comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system. Issue: Derivatives.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Data Accountability and Trust Act." Issue: Data Security Breach
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: Regulatory reform
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
H.R. 3126 - the "Consumer Financial Protection Agency Act of 2009" to establish the Consumer Financial Protection Agency, and for other purposes. Issue: Regulatory Reform.
S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives.
H.R. 3300 the Derivative Trading Accountability and Disclosure Act To provide increased transparency and regulatory requirements for the trading of certain derivative financial instruments. Issue: Derivatives.
H.R. 977 the Derivatives Markets Transparency and Accountability Act of 2009 To amend the Commodity Exchange Act to bring greater transparency and accountability to commodity markets, and for other purposes. Issue: Derivatives.
H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson.
S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy.
S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy.
S. 1691 the Comprehensive Derivatives Regulation Act of 2009 A bill to comprehensively regulate derivatives markets to increase transparency and reduce risks in the financial system. Issue: Derivatives.
H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 1297 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities.
H.R. 2748 Retirement Security Needs Lifetime Pay Act of 2009. Issue: Tax Incentive for Annuities.
H.R. 1988 Conflicted Investment Advice Prohibition Act of 2009. Issue: Investment Advice.
H.R.1984 - 401(k) Fair Disclosure for Retirement Security Act of 2009. Issue: Retirement plan fee disclosure.
H.R. 2989 401 (K) Fair Disclosure and Pension Security Act of 2009. Issue: Retirement Plan Fee Disclosure
S. 697/ HR 1721 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing.
H.R. 897 The Long Term Care and Retirement Security Act of 2009. Issue: LTC in cafeteria and FSA and above the line deductions for LTC premiums.
S. 434 Empowered at Home Act of 2009. Issue: Allows above the line tax deduction for LTC premiums. Allows LTC to be offered in cafeteria/ FSA plans.
S. 391 Healthy Americans Act. Issue: private health insurance including LTC.
H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse.
H.R. 1961 - Savings for American Families Future Act Issue: savers' credit
S. 401 - Defined Contribution Fee Disclosure Act Issue: 401(k) fee disclosure
H.R. 2021 Savings Recovery Act of 2009. Issue: Savers credit.
H.R. 2792 Retirement Savings Transparency Act. Issue: Plan fee disclosure.
H.R. 2733/S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009. Issue: Clarify exemption for fixed indexed annuities.
S 702/ HR 2096 Long Term Care Affordability and Security Act of 2009. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA.
S. 1679, Affordable Health Choices Act. Issue: Long Term Care financing with in health reform.
S. 1177 Confidence in Long Term Care Insurance Act of 2009. Issue: Consumer protection for long term care.
H.R. 3200: Americas Affordable Health Choices Act of 2009. Issue: Long Term Care financing within health reform.
S. _______: Americas Healthy Future Act. Issue: Long Term Care financing within heath reform. No bill number yet.
S. 1226: Long Term Care Insurance Integrity Act of 2009. Issue: Long Term Care.
S. 1636 Long Term Care Insurance Consumer Right-To-Know Act of 2009. Issue: Long Term Care consumer protections.
S. 1661/S. 906/H.R. 3551 Senior Investment Protection Act of 2009. Issue: Suitability in insurance product sales to seniors and the sale of annuities.
H.R. 2779 Defined Contribution Plan Fee Transparency Act of 2009. Issue: 401(k) Plan Fee Disclosure.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.768 : To establish a commission on the tax and fiscal implications of the regulation of financial products and arrangements and to study the current financial crisis, its causes and impact on the Federal deficit and tax revenues.
Issue: tax implications on life insurance.
H.R.251 - Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.
S.722 : A bill to amend the Internal Revenue Code of 1986 to provide for permanent alternative minimum tax relief, middle class tax relief, and estate tax relief, and to permanently extend certain expiring provisions, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.2452
Title: Net Operating Loss (NOL) Carryback Act; to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: estate tax as it effects life insurance.
S.156
Title: Small Business Stimulus Act of 2009; a bill to amend the Internal Revenue Code of 1986 to extend enhanced small business expensing and to provide for a 5-year net operating loss carryback for losses incurred in 2008 or 2009. Issue: estate tax as it effects life insurance.
S.823
Title: Net Operating Loss (NOL) Carryback Act; a bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: tax as it effects life insurance.
H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies
H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI
TRACKING
H.R.96 : To amend the Internal Revenue Code of 1986 to increase the maximum reduction in estate tax value for farmland and other special use property, to restore and increase the estate tax deduction for family-owned business interests, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.99 : To amend the Internal Revenue Code of 1986 to reduce taxes by providing an alternative determination of income tax liability for individuals, repealing the estate and gift taxes, reducing corporate income tax rates, reducing the maximum tax for individuals on capital gains and dividends to 10 percent, indexing the basis of assets for purposes of determining capital gain or loss, creating tax-free accounts for retirement savings, lifetime savings, and life skills, repealing the adjusted gross income threshold in the medical care deduction for individuals under age 65 who have no employer health coverage, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.173 : To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: estate tax as it effects life insurance.
H.R.205 : To repeal the Federal estate and gift taxes. Issue: estate tax as it effects life insurance.
H.R.436 : To amend the Internal Revenue Code of 1986 to repeal the new carryover basis rules in order to prevent tax increases and the imposition of compliance burdens on many more estates than would benefit from repeal, to retain the estate tax with a $3,500,000 exemption, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.533 : To make full estate tax repeal, small business expensing, and SECA tax deduction for health insurance permanent. Issue: estate tax as it effects life insurance.
H.R.1960 : To make the repeal of the estate tax permanent. Issue: estate tax as it effects life insurance.
H.R.1986
Title: To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax, increase the estate tax unified credit to an exclusion equivalent of $4,000,000, reduce the maximum estate tax rate to 40 percent, and for other purposes. Issue: estate tax
H.R.2023
Title: To amend the Internal Revenue Code of 1986 to reform the estate and gift tax. Issue: estate tax as it effects life insurance.
H.R.2658
Title: To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-year termination of the estate tax, and for other purposes. Issue: estate tax as it effects life insurance.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 496: a bill "To amend United States trade laws to eliminate foreign barriers to exports of United States goods and services, to restore rights under trade remedy laws, to strengthen enforcement of United States intellectual property rights and health and safety laws at United States borders, and for other purposes." Issue: trade provisions.S. 1027: A bill to amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
H.R. 2378: To amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
S. 1254: A bill to provide for identification of misaligned currency, require action to correct the misalignment, and for other purposes. Issue: trade provisions.
H.R. 3012: To require a review of existing trade agreements and renegotiation of existing trade agreements based on the review, to set terms for future trade agreements, to express the sense of the Congress that the role of Congress in trade policymaking should be strengthened, and for other purposes. [Senate companion bill not yet introduced.] Issue: trade provisions.
HR 3192: To require the Secretary of Homeland Security, in consultation with the Secretary of State, to establish a program to issue Asia-Pacific Economic Cooperation Business Travel Cards, and for other purposes. Issue: trade provisions.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2009
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 13, 2009.
Original Filing: 300175472.xml
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
H.RES. 53 - Providing for the consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program. Issue: Regulatory Reform.
H.RES. 62 - Providing for further consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program, and for other purposes. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy.
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy.
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification.
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Data Accountability and Trust Act." Issue: Data Security Breach.
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform.
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
H.RES. 53 - Providing for the consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program. Issue: Regulatory Reform.
H.RES. 62 - Providing for further consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program, and for other purposes. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy.
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy.
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification.
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Data Accountability and Trust Act." Issue: Data Security Breach.
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Data Accountability and Trust Act." Issue: Data Security Breach.
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform.
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
H.RES. 53 - Providing for the consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program. Issue: Regulatory Reform.
H.RES. 62 - Providing for further consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program, and for other purposes. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
S. 179 Health Information Technology Act of 2009. Issue: Privacy.
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy.
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification.
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
H.R. 2609 - the "Insurance Information Act of 2009," Issue: Regulatory reform.
H.R. 2221 - the "Data Accountability and Trust Act." Issue: Data Security Breach.
H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: Regulatory reform.
H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform
H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
S. 1297 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities.
H.R. 2748 Retirement Security Needs Lifetime Pay Act of 2009. Issue: Tax Incentive for Annuities.
H.R. 1988 Conflicted Investment Advice Prohibition Act of 2009. Issue: Investment Advice.H.R.1984 - 401(k) Fair Disclosure for Retirement Security Act of 2009. Issue: Retirement plan fee disclosure.
H.R. 2989 401 (K) Fair Disclosure and Pension Security Act of 2009. Issue: Retirement Plan Fee Disclosure.
S. 697/ HR 1721 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing.
H.R. 897 The Long Term Care and Retirement Security Act of 2009. Issue: LTC in cafeteria and FSA and above the line deductions for LTC premiums.
S. 434 Empowered at Home Act of 2009. Issue: Allows above the line tax deduction for LTC premiums. Allows LTC to be offered in cafeteria/ FSA plans.
S. 391 Healthy Americans Act. Issue: private health insurance including LTC.
H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse.
H.R. 1961 - Savings for American Families Future Act Issue: savers' credit.
S. 401 - Defined Contribution Fee Disclosure Act Issue: 401(k) fee disclosure.
S. Con Res 13 - 2010 Senate Budget Resolutions Issue: savers' credit, Auto-IRAs.
H.R. 2021 Savings Recovery Act of 2009. Issue: Savers credit.
H.R. 2792 Retirement Savings Transparency Act. Issue: Plan fee disclosure.
H.R. 2733/S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009. Issue: Clarify exemption for fixed indexed annuities.
S 702/ HR 2096 Long Term Care Affordability and Security Act of 2009. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA.
S. ______, Affordable Health Choices Act. Issue: Long Term Care financing with in health reform. (no bill number has been introduced).
S. 1177 Confidence in Long Term Care Insurance Act of 2009. Issue: Consumer protection for long term care.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.768 : To establish a commission on the tax and fiscal implications of the regulation of financial products and arrangements and to study the current financial crisis, its causes and impact on the Federal deficit and tax revenues.
Issue: tax implications on life insurance.
H.R.251 - Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.
H.CON.RES.85 : Setting forth the congressional budget for the United States Government for fiscal year 2010 and including the appropriate budgetary levels for fiscal years 2009 and 2011 through 2014. Issue: Budgetary issues for upcoming fiscal years.
TRACKING
H.R.96 : To amend the Internal Revenue Code of 1986 to increase the maximum reduction in estate tax value for farmland and other special use property, to restore and increase the estate tax deduction for family-owned business interests, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.99 : To amend the Internal Revenue Code of 1986 to reduce taxes by providing an alternative determination of income tax liability for individuals, repealing the estate and gift taxes, reducing corporate income tax rates, reducing the maximum tax for individuals on capital gains and dividends to 10 percent, indexing the basis of assets for purposes of determining capital gain or loss, creating tax-free accounts for retirement savings, lifetime savings, and life skills, repealing the adjusted gross income threshold in the medical care deduction for individuals under age 65 who have no employer health coverage, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.173 : To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: estate tax as it effects life insurance.
H.R.205 : To repeal the Federal estate and gift taxes. Issue: estate tax as it effects life insurance.
H.R.436 : To amend the Internal Revenue Code of 1986 to repeal the new carryover basis rules in order to prevent tax increases and the imposition of compliance burdens on many more estates than would benefit from repeal, to retain the estate tax with a $3,500,000 exemption, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.533 : To make full estate tax repeal, small business expensing, and SECA tax deduction for health insurance permanent. Issue: estate tax as it effects life insurance.
H.R.1960 : To make the repeal of the estate tax permanent. Issue: estate tax as it effects life insurance.
S.CON.RES.13 Title: An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2010, revising the appropriate budgetary levels for fiscal year 2009, and setting forth the appropriate budgetary levels for fiscal years 2011 through 2014. Issue: estate tax as it effects life insurance.
S.722 : A bill to amend the Internal Revenue Code of 1986 to provide for permanent alternative minimum tax relief, middle class tax relief, and estate tax relief, and to permanently extend certain expiring provisions, and for other purposes. Issue: estate tax as it effects life insurance.
S.AMDT.873 to S.CON.RES.13 To create a deficit-neutral reserve fund for estate tax relief. Issue: estate tax as it effects life insurance.
S.AMDT.974 to S.CON.RES.13 To provide that no additional estate tax relief beyond that which is already assumed in this resolution, which protects over 99.7 percent of estates from the estate tax, shall be allowed under any deficit-neutral reserve fund unless an equal amount of aggregate tax relief is also provided to Americans earning less than $100,000 per year. Issue: estate tax as it effects life insurance.
H.R.2023
Title: To amend the Internal Revenue Code of 1986 to reform the estate and gift tax. Issue: estate tax as it effects life insurance.
H.R.2658
Title: To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-year termination of the estate tax, and for other purposes. Issue: estate tax as it effects life insurance.H.R.2452
Title: Net Operating Loss (NOL) Carryback Act; to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: estate tax as it effects life insurance.
S.156
Title: Small Business Stimulus Act of 2009; a bill to amend the Internal Revenue Code of 1986 to extend enhanced small business expensing and to provide for a 5-year net operating loss carryback for losses incurred in 2008 or 2009. Issue: estate tax as it effects life insurance.
S.350
Title: American Recovery and Reinvestment Act of 2009; an original bill to provide for a portion of the economic recovery package relating to revenue measures, unemployment, and health. Issue: tax as it effects life insurance.
S.823
Title: Net Operating Loss (NOL) Carryback Act; a bill to amend the Internal Revenue Code of 1986 to allow a 5-year carryback of operating losses, and for other purposes. Issue: tax as it effects life insurance.
TRACKING:
H.R.1986
Title: To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax, increase the estate tax unified credit to an exclusion equivalent of $4,000,000, reduce the maximum estate tax rate to 40 percent, and for other purposes. Issue: estate tax
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 496: a bill "To amend United States trade laws to eliminate foreign barriers to exports of United States goods and services, to restore rights under trade remedy laws, to strengthen enforcement of United States intellectual property rights and health and safety laws at United States borders, and for other purposes." Issue: trade provisions.S. 1027: A bill to amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
H.R. 2378: To amend title VII of the Tariff Act of 1930 to clarify that fundamental exchange-rate misalignment by any foreign nation is actionable under United States countervailing and antidumping duty laws, and for other purposes. Issue: trade provisions.
S. 1254: A bill to provide for identification of misaligned currency, require action to correct the misalignment, and for other purposes. Issue: trade provisions.
H.R. 3012: To require a review of existing trade agreements and renegotiation of existing trade agreements based on the review, to set terms for future trade agreements, to express the sense of the Congress that the role of Congress in trade policymaking should be strengthened, and for other purposes. [Senate companion bill not yet introduced.] Issue: trade provisions.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2009
American Council of Life Insurers amended a lobbying report for in-house lobbying in Q12009 on April 24, 2009
Original Filing: 300166874.xml
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
H.RES. 53 - Providing for the consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program. Issue: Regulatory Reform.
H.RES. 62 - Providing for further consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program, and for other purposes. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
H.R. 1 American Recovery and Reinvestment Tax Act of 2009. Issue: Privacy.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
H.RES. 53 - Providing for the consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program. Issue: Regulatory Reform.
H.RES. 62 - Providing for further consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program, and for other purposes. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
H.R. 1 American Recovery and Reinvestment Tax Act of 2009. Issue: Privacy.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
S. 207 Long Term Care Affordability and Security Act of 2009. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA.
S. 697/ HR 1721 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing.
H.R. 897 The Long Term Care and Retirement Security Act of 2009. Issue: LTC in cafeteria and FSA and above the line deductions for LTC premiums.
S. 1693 The Wired for Healthcare Quality Act. Issue: affects of LTC ERISA preemption.
S. 434 Empowered at Home Act of 2008. Issue: Allows above the line tax deduction for LTC premiums. Allows LTC to be offered in cafeteria/ FSA plans.
H.R. 7327 Worker, Retiree and Employer Recovery Act. Issue: Retirement plan modification.
S. 391 Healthy Americans Act. Issue: private health insurance including LTC.
H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse.
H.R. 1961 - Savings for American Families Future Act Issue: savers' credit
S. 401 - Defined Contribution Fee Disclosure Act Issue: 401(k) fee disclosure
S. Con Res 13 - 2010 Senate Budget Resolutions Issue: savers' credit, Auto-IRAs
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.768 : To establish a commission on the tax and fiscal implications of the regulation of financial products and arrangements and to study the current financial crisis, its causes and impact on the Federal deficit and tax revenues.
Issue: tax implications on life insurance.
H.R.251 - Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.
H.CON.RES.85 : Setting forth the congressional budget for the United States Government for fiscal year 2010 and including the appropriate budgetary levels for fiscal years 2009 and 2011 through 2014. Issue: Budgetary issues for upcoming fiscal years.
TRACKING
H.R.96 : To amend the Internal Revenue Code of 1986 to increase the maximum reduction in estate tax value for farmland and other special use property, to restore and increase the estate tax deduction for family-owned business interests, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.99 : To amend the Internal Revenue Code of 1986 to reduce taxes by providing an alternative determination of income tax liability for individuals, repealing the estate and gift taxes, reducing corporate income tax rates, reducing the maximum tax for individuals on capital gains and dividends to 10 percent, indexing the basis of assets for purposes of determining capital gain or loss, creating tax-free accounts for retirement savings, lifetime savings, and life skills, repealing the adjusted gross income threshold in the medical care deduction for individuals under age 65 who have no employer health coverage, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.173 : To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: estate tax as it effects life insurance.
H.R.205 : To repeal the Federal estate and gift taxes. Issue: estate tax as it effects life insurance.
H.R.436 : To amend the Internal Revenue Code of 1986 to repeal the new carryover basis rules in order to prevent tax increases and the imposition of compliance burdens on many more estates than would benefit from repeal, to retain the estate tax with a $3,500,000 exemption, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.533 : To make full estate tax repeal, small business expensing, and SECA tax deduction for health insurance permanent. Issue: estate tax as it effects life insurance.
H.R.1960 : To make the repeal of the estate tax permanent. Issue: estate tax as it effects life insurance.
S.CON.RES.13 Title: An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2010, revising the appropriate budgetary levels for fiscal year 2009, and setting forth the appropriate budgetary levels for fiscal years 2011 through 2014. Issue: estate tax as it effects life insurance.
S.722 : A bill to amend the Internal Revenue Code of 1986 to provide for permanent alternative minimum tax relief, middle class tax relief, and estate tax relief, and to permanently extend certain expiring provisions, and for other purposes. Issue: estate tax as it effects life insurance.
S.AMDT.873 to S.CON.RES.13 To create a deficit-neutral reserve fund for estate tax relief. Issue: estate tax as it effects life insurance.
S.AMDT.974 to S.CON.RES.13 To provide that no additional estate tax relief beyond that which is already assumed in this resolution, which protects over 99.7 percent of estates from the estate tax, shall be allowed under any deficit-neutral reserve fund unless an equal amount of aggregate tax relief is also provided to Americans earning less than $100,000 per year. Issue: estate tax as it effects life insurance.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 496, a bill "To amend United States trade laws to eliminate foreign barriers to exports of United States goods and services, to restore rights under trade remedy laws, to strengthen enforcement of United States intellectual property rights and health and safety laws at United States borders, and for other purposes." Issue: trade provisions.
HR 1, the "American Recovery and Reinvestment Act", a bill "Making supplemental appropriations for job preservation and creation, infrastructure investment, energy efficiency and science, assistance to the unemployed, and State and local fiscal stabilization, for fiscal year ending September 30, 2009, and for other purposes."
Issue: provisions on Trade Adjustment Assistance and the "Buy America" provisions.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2009
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 17, 2009.
Original Filing: 300153721.xml
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
H.RES. 53 - Providing for the consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program. Issue: Regulatory Reform.
H.RES. 62 - Providing for further consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program, and for other purposes. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
H.R. 1 American Recovery and Reinvestment Tax Act of 2009. Issue: Privacy.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
H.R. 1880 - National Insurance Consumer Protection Act. Issue: Regulatory Reform.
H.R. 1754 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S.664 - Financial System Stabilization and Reform Act of 2009. Issue: Regulatory Reform.
S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform
H.R. 384 TARP Reform and Accountability Act of 2009. Issue: Regulatory Reform.
H.RES. 53 - Providing for the consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program. Issue: Regulatory Reform.
H.RES. 62 - Providing for further consideration of the bill (H.R. 384) to reform the Troubled Assets Relief Program of the Secretary of the Treasury and ensure accountability under such Program, and for other purposes. Issue: Regulatory Reform.
S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform.
H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform.
H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims.
H.R. 1 American Recovery and Reinvestment Tax Act of 2009. Issue: Privacy.
S. 179 Health Information Technology Act of 2009. Issue: Privacy
H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy.
S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy
S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification.
H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification
H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification.
H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
H.R. 2205/ S 1010 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities
S. 1288 - Women's Retirement Act of 2007. Issue: federal tax treatment of annuities.
S. 3952 - Automatic IRA Act of 2007. Issue: expand pension coverage.
H.R.3361 -To make technical corrections related to the Pension Protection Act of 2006. Issue: technical corrections to PPA.
S.1974- the Pension Protection Technical Corrections Act of 2007. Issue: technical corrections to PPA.
H.R. 3185, the 401(k) Fair Disclosure for Retirement Security Act of 2007. Issue: Retirement plan fee disclosure.
S. 207 Long Term Care Affordability and Security Act of 2009. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA.
H.R. 3765 Defined Contribution Plan Fee Transparency Act of 2007. Issue: retirement plan fee disclosure.
S. 697/ HR 1721 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing.
S. 2473 Defined Contribution Fee Disclosure Act. Issue: retirement plan fee disclosure.
S. 1087 Fair Pay Act. Issue: civil penalty impact on retirement plans.
H.R. 2831 Lilly Ledbetter Fair Pay Act. Issue: civil penalty impact on retirement plans.
H.R. 2419 Farm Bill Extension Act. Issue: Roth treatment for 457 contracts.
H.R. 3997 Defenders of Freedom Tax Act/ Heroes Earnings Assistance and Relief Act. Issue: military access to retirement monies.
H.R. 5160 Small Business Add Value for Employees Act of 2008. Issue: expand pension coverage.
H.R. 897 The Long Term Care and Retirement Security Act of 2009. Issue: LTC in cafeteria and FSA and above the line deductions for LTC premiums.
S. 1693 The Wired for Healthcare Quality Act. Issue: affects of LTC ERISA preemption.
H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act)
H.R. 6382 Pension Protection Act Technical Corrections. Issue: Retirement plan modifications
H.R. 6143 Pension Protection Act ERISA Amendments of 2008. Issue: Retirement plan modifications.
H.R. 7242 Pension Protection Act IRC Amendments of 2008. Issue: LTC and annuity clarification; Tax free exchange provisions for LTC.
S. 3278/ HR 6708 - A bill which would limit the use of 401(k) debit cards and limit withdrawals from 401(k) plans. Issue: limit of withdrawals on retirement plans.
H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: executive com restrictions and 401(k) asset recovery.
H.R. 3765 Defined Contribution Plan Fee Transparency Act of 2007. Issue: retirement plan fee disclosure.
S. 434 Empowered at Home Act of 2008. Issue: Allows above the line tax deduction for LTC premiums. Allows LTC to be offered in cafeteria/ FSA plans.
H.R. 7327 Worker, Retiree and Employer Recovery Act. Issue: Retirement plan modification.
S. 391 Healthy Americans Act. Issue: private health insurance including LTC.
H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse.
H.R. 1961 - Savings for American Families Future Act Issue: savers' credit
S. 401 - Defined Contribution Fee Disclosure Act Issue: 401(k) fee disclosure
S. Con Res 13 - 2010 Senate Budget Resolutions Issue: savers' credit, Auto-IRAs
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.768 : To establish a commission on the tax and fiscal implications of the regulation of financial products and arrangements and to study the current financial crisis, its causes and impact on the Federal deficit and tax revenues.
Issue: tax implications on life insurance.
H.R.251 - Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.
H.CON.RES.85 : Setting forth the congressional budget for the United States Government for fiscal year 2010 and including the appropriate budgetary levels for fiscal years 2009 and 2011 through 2014. Issue: Budgetary issues for upcoming fiscal years.
TRACKING
H.R.96 : To amend the Internal Revenue Code of 1986 to increase the maximum reduction in estate tax value for farmland and other special use property, to restore and increase the estate tax deduction for family-owned business interests, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.99 : To amend the Internal Revenue Code of 1986 to reduce taxes by providing an alternative determination of income tax liability for individuals, repealing the estate and gift taxes, reducing corporate income tax rates, reducing the maximum tax for individuals on capital gains and dividends to 10 percent, indexing the basis of assets for purposes of determining capital gain or loss, creating tax-free accounts for retirement savings, lifetime savings, and life skills, repealing the adjusted gross income threshold in the medical care deduction for individuals under age 65 who have no employer health coverage, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.173 : To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: estate tax as it effects life insurance.
H.R.205 : To repeal the Federal estate and gift taxes. Issue: estate tax as it effects life insurance.
H.R.436 : To amend the Internal Revenue Code of 1986 to repeal the new carryover basis rules in order to prevent tax increases and the imposition of compliance burdens on many more estates than would benefit from repeal, to retain the estate tax with a $3,500,000 exemption, and for other purposes. Issue: estate tax as it effects life insurance.
H.R.533 : To make full estate tax repeal, small business expensing, and SECA tax deduction for health insurance permanent. Issue: estate tax as it effects life insurance.
H.R.1960 : To make the repeal of the estate tax permanent. Issue: estate tax as it effects life insurance.
S.CON.RES.13 Title: An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2010, revising the appropriate budgetary levels for fiscal year 2009, and setting forth the appropriate budgetary levels for fiscal years 2011 through 2014. Issue: estate tax as it effects life insurance.
S.722 : A bill to amend the Internal Revenue Code of 1986 to provide for permanent alternative minimum tax relief, middle class tax relief, and estate tax relief, and to permanently extend certain expiring provisions, and for other purposes. Issue: estate tax as it effects life insurance.
S.AMDT.873 to S.CON.RES.13 To create a deficit-neutral reserve fund for estate tax relief. Issue: estate tax as it effects life insurance.
S.AMDT.974 to S.CON.RES.13 To provide that no additional estate tax relief beyond that which is already assumed in this resolution, which protects over 99.7 percent of estates from the estate tax, shall be allowed under any deficit-neutral reserve fund unless an equal amount of aggregate tax relief is also provided to Americans earning less than $100,000 per year. Issue: estate tax as it effects life insurance.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 496, a bill "To amend United States trade laws to eliminate foreign barriers to exports of United States goods and services, to restore rights under trade remedy laws, to strengthen enforcement of United States intellectual property rights and health and safety laws at United States borders, and for other purposes." Issue: trade provisions.
HR 1, the "American Recovery and Reinvestment Act", a bill "Making supplemental appropriations for job preservation and creation, infrastructure investment, energy efficiency and science, assistance to the unemployed, and State and local fiscal stabilization, for fiscal year ending September 30, 2009, and for other purposes."
Issue: provisions on Trade Adjustment Assistance and the "Buy America" provisions.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
4th Quarter, 2008
In Q4, American Council of Life Insurers had in-house lobbyists. The report was filed on Jan. 15, 2009.
Original Filing: 300120356.xml
Lobbying Issues
H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information.
H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information.
H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform.
S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information.
S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information.
S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information.
S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting.
S. 1178 - The Identity Theft Prevention Act of 2007. Issue: Privacy Financial Information.
S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information.
S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform.
H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information.
H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform.
H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform.
H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007
S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information.
S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information.
H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform.
S. RES. 603 - Expressing the sense of the Senate on the restitution of or compensation for property seized during the Nazi and Communist eras.
Issue: Holocaust claims.
H.R. 3221 Foreclosure Prevention Act of 2008. Issue: Reverse Mortgage.
S. 2490 Reverse Mortgage Proceeds Protection Act. Issue: Reverse Mortgage.
H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform.
H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records.
H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform.
H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: Regulatory Reform; mark to market accounts, congressional oversight board.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information.
H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information.
H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform.
S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information.
S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information.
S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information.
S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting.
S. 1178 - The Identity Theft Prevention Act of 2007. Issue: Privacy Financial Information.
S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information.
S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform.
H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information.
H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform.
H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform.
H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007
S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information.
S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information.
H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform.
S. RES. 603 - Expressing the sense of the Senate on the restitution of or compensation for property seized during the Nazi and Communist eras.
Issue: Holocaust claims.
H.R. 3221 Foreclosure Prevention Act of 2008. Issue: Reverse Mortgage.
S. 2490 Reverse Mortgage Proceeds Protection Act. Issue: Reverse Mortgage.
H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform.
H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records.
H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform.
H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: Regulatory Reform; mark to market accounts, congressional oversight board.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information.
H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information.
H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform.
S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information.
S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information.
S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information.
S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting.
S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information.
S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform.
H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information.
H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform.
H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform.
H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007
S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information.
S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information.
H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform.
S. RES. 603 - Expressing the sense of the Senate on the restitution of or compensation for property seized during the Nazi and Communist eras.
Issue: Holocaust claims.
H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform.
H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records.
H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
HR 46 - Small Business Tax Fairness and Simplification Act. Issue: Long Term Care permitted to be offered in cafeteria plans and FSA.
S 158 - Access to Affordable Health Care Act. Issue: above the line deduction for long term care insurance.S. 555 - Simple Cafeteria Plan Act. Issue: Long term care insurance permitted to be offered in cafeteria plans and FSA.
H.R. 2205/ S 1010 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities
S. 1288 - Women's Retirement Act of 2007. Issue: federal tax treatment of annuities.
S. 3952 - Automatic IRA Act of 2007. Issue: expand pension coverage.
H.R.3361 -To make technical corrections related to the Pension Protection Act of 2006. Issue: technical corrections to PPA.
S.1974- the Pension Protection Technical Corrections Act of 2007. Issue: technical corrections to PPA.
H.R. 3185, the 401(k) Fair Disclosure for Retirement Security Act of 2007. Issue: Retirement plan fee disclosure.
S. 2337/H.R. 3363 Long Term Care Affordability and Security Act of 2007. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA.
S. 1809/ H.R. 3088 Long-Term Care Act of 2007. Issue: distributions from retirement plans should not be included in gross income if used to pay for LTC premiums.
H.R. 3765 Defined Contribution Plan Fee Transparency Act of 2007. Issue: retirement plan fee disclosure.
S. 1758 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing.
H.R. 2582 Qualified Long-Term Care Fairness Act of 2007. Issue: above the line deduction for LTC.
S. 2121 Caregiver Assistance and Relief Effort Act of 2007. Issue: above the line deduction for LTC.
S. 2473 Defined Contribution Fee Disclosure Act. Issue: retirement plan fee disclosure.
S. 1087 Fair Pay Act. Issue: civil penalty impact on retirement plans.
H.R. 2831 Lilly Ledbetter Fair Pay Act. Issue: civil penalty impact on retirement plans.
H.R. 2419 Farm Bill Extension Act. Issue: Roth treatment for 457 contracts.
H.R. 3997 Defenders of Freedom Tax Act/ Heroes Earnings Assistance and Relief Act. Issue: military access to retirement monies.
H.R. 5160 Small Business Add Value for Employees Act of 2008. Issue: expand pension coverage.
H.R. 5559 The Long Term Care and Retirement Security Act of 2008. Issue: LTC in cafeteria and FSA and above the line deductions for LTC premiums.
S. 2794 The Senior Investor Protection Act of 2008. Issue: sales to seniors of annuity products.
H.R. 6237 The Tax Relief for Long Term Care Act of 2008. Issue: tax credit for LTC insurance premiums.
S. 1693 The Wired for Healthcare Quality Act. Issue: affects of LTC ERISA preemption.
H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act)
H.R. 6382 Pension Protection Act Technical Corrections. Issue: Retirement plan modifications
H.R. 6143 Pension Protection Act ERISA Amendments of 2008. Issue: Retirement plan modifications.
H.R. 7242 Pension Protection Act IRC Amendments of 2008. Issue: LTC and annuity clarification; Tax free exchange provisions for LTC.
S. 3278/ HR 6708 - A bill which would limit the use of 401(k) debit cards and limit withdrawals from 401(k) plans. Issue: limit of withdrawals on retirement plans.
H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: executive com restrictions and 401(k) asset recovery.
H.R. 3765 Defined Contribution Plan Fee Transparency Act of 2007. Issue: retirement plan fee disclosure.
S. 3327 Empowered at Home Act of 2008. Issue: Allows above the line tax deduction for LTC premiums. Allows LTC to be offered in cafeteria/ FSA plans.
H. Con Res 431 Supporting the Goals and Ideals of a Long Term Awareness Week. Issue: LTC.
H.R. 7327 Worker, Retiree and Employer Recovery Act. Issue: Retirement plan modification
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.150 - Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.
H.R.1810 - To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: restrictions on life only solicitation. S.1366 -A bill to amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other.
H. R. 3170 - To make permanent the individual income tax rates for capital gains, and for other purposes. Issue: restrictions on life only solicitation.
H.R.3970 - Tax Reduction and Reform Act of 2007. Issue: corporate tax changes.
H.R.4159 - Simplified USA Tax Act of 2007. Issue: taxation of life insurance products.
H.R. 7242 Pension Protection Act IRC Amendments of 2008. Issue: LTC/ Annuity combo clarification.
TRACKING:
H.R.411 -To amend the Internal Revenue Code of 1986 to make permanent certain temporary provisions applicable to individuals, including the sales tax deduction, the child credit, the repeal of the estate tax, and the deduction for higher education expenses. Issue: Estate Tax
H.R.2380 - To make the repeal of the estate tax permanent. Issue: Estate Tax
S.14 - A bill to repeal the sunset on certain tax rates and other incentives and to repeal the individual alternative minimum tax, and for other purposes. Issue: Estate Tax
H. R. 4172 - To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax and repeal the carryover basis rule and to increase the estate tax unified credit to an exclusion equivalent of $3,500,000. Issue: Estate Tax
H. R. 4235 - Estate Tax Reduction Act of 2007. Issue: Estate Tax
H. R. 4242 - Certain and Immediate Estate Tax Relief Act of 2007. Issue: Estate Tax
H. R. 4042 - Family Farm, Small Business, and Home Tax Relief Act. Issue: Estate Tax
S. 1994 - To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: Estate Tax
H. R. 3475 - To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-ear termination of the estate tax, and for other purposes. Issue: Estate Tax
S.CON.RES.70
An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2009 and including the appropriate budgetary levels for fiscal years 2008 and 2010 through 2013. Issue: Estate Tax
H.CON.RES.312
Revising the congressional budget for the United States Government for fiscal year 2008, establishing the congressional budget for the United States Government for fiscal year 2009, and setting forth appropriate budgetary levels for fiscal years 2010 through 2013. Issue: Estate Tax
H.R.1929 -To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax. Issue: Estate Tax
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 552: Calling on the People's Republic of China to Remove Barriers to US Financial
Services Firms doing Business in China. Issue: Trade
H.R. 2942: the Currency Reform and Fair Trade Act of 2007. Issue: TradeH. R. 1229: The Nonmarket Economy Trade Remedy Act of 2007. Issue: Trade
S. 1607: The Currency Exchange Rate Oversight Act of 2007. Issue: Trade
S. 1677: The Currency Reform and Market Access Bill of 2007. Issue: Trade
H.R. 3375: To Extend the Trade Adjustment Assistance Program Under the Trade Act of 1974 for 3 months. Issue: Trade
S. 1919: Trade Enforcement Act of 2007. Issue: Trade
S. 122: Trade Adjustment Assistance Equity for Service Workers Act of 2007. Issue: Trade
S. 1848: Trade and Globalization Adjustment Assistance act of 2007. Issue: Trade
HR. 1830: To extend the authorities of the Andean Trade Preferences Act. Issue: Trade
HRES 1092: Relating to the consideration of the bill (H.R. 5724) to implement the United States-Colombia Trade Promotion Agreement. Issue: Trade
HRES 1077: Whereas March 10, 2008, marked the 49th anniversary of a historic uprising against Chinese rule over the Tibetan people, which forced His Holiness, the 14th Dalai Lama, to escape into... (Engrossed as Agreed to or Passed by House). Issue: Trade
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
3rd Quarter, 2008
In Q3, American Council of Life Insurers had in-house lobbyists. The report was filed on Oct. 15, 2008.
Original Filing: 300092570.xml
Lobbying Issues
H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information.
H.R. 493 - Genetic Information Nondiscrimination Act of 2007. Issue: Genetic Testing; Risk Classification
H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy - Financial Information.
H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform.
S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy - Financial Information.
S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy - Financial Information.
S. 358 - Genetic Information Nondiscrimination Act of 2007. Issue: Genetic Testing; Risk Classification.
S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy - Financial Information.
S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting.
S. 1178 - The Identity Theft Prevention Act of 2007. Issue: Privacy - Financial Information.
S. 1260 - Data Security Act of 2007. Issue: Privacy - Financial Information.
S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform.
H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy - Financial Information.
H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform.
H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform.
H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007
S. 1814 - Health Information Privacy and Security Act. Issue: Privacy - Medical Information.
S. 1693 - Wired for Health Care Quality Act. Issue: Privacy - Medical Information.
H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform.
S. RES. 603 - Expressing the sense of the Senate on the restitution of or compensation for property seized during the Nazi and Communist eras.
Issue: Holocaust claims.
H.R. 3221 - Foreclosure Prevention Act of 2008. Issue: Reverse Mortgage.
S. 2490 - Reverse Mortgage Proceeds Protection Act. Issue: Reverse Mortgage.
H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform.
H.R. 6357 - Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records.
H.R. 5840 - Insurance Information Act of 2008. Issue: Regulatory Reform.
H.R. 1424 - Emergency Economic Stabilization Act of 2008. Issue: Regulatory Reform; mark to market accounts, congressional oversight board.
Agencies Lobbied
U.S. Senate
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information.
H.R. 493 - Genetic Information Nondiscrimination Act of 2007. Issue: Genetic Testing; Risk Classification
H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy - Financial Information.
H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform.
S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy - Financial Information.
S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy - Financial Information.
S. 358 - Genetic Information Nondiscrimination Act of 2007. Issue: Genetic Testing; Risk Classification.
S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy - Financial Information.
S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting.
S. 1178 - The Identity Theft Prevention Act of 2007. Issue: Privacy - Financial Information.
S. 1260 - Data Security Act of 2007. Issue: Privacy - Financial Information.
S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform.
H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy - Financial Information.
H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform.
H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform.
H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007
S. 1814 - Health Information Privacy and Security Act. Issue: Privacy - Medical Information.
S. 1693 - Wired for Health Care Quality Act. Issue: Privacy - Medical Information.
H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform.
S. RES. 603 - Expressing the sense of the Senate on the restitution of or compensation for property seized during the Nazi and Communist eras.
Issue: Holocaust claims.
H.R. 3221 - Foreclosure Prevention Act of 2008. Issue: Reverse Mortgage.
S. 2490 - Reverse Mortgage Proceeds Protection Act. Issue: Reverse Mortgage.
H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform.
H.R. 6357 - Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records.
H.R. 5840 - Insurance Information Act of 2008. Issue: Regulatory Reform.
H.R. 1424 - Emergency Economic Stabilization Act of 2008. Issue: Regulatory Reform; mark to market accounts, congressional oversight board.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information.
H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information.
H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform.
S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information.
S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information.
S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information.
S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting.
S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information.
S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform.
H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information.
H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform.
H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform.
H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007
S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information.
S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information.
H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform.
S. RES. 603 - Expressing the sense of the Senate on the restitution of or compensation for property seized during the Nazi and Communist eras.
Issue: Holocaust claims.
H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform.
H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records.
H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
HR 46 - Small Business Tax Fairness and Simplification Act. Issue: Long Term Care permitted to be offered in cafeteria plans and FSA.
S 158 - Access to Affordable Health Care Act. Issue: above the line deduction for long term care insurance.S. 555 - Simple Cafeteria Plan Act. Issue: Long term care insurance permitted to be offered in cafeteria plans and FSA.
H.R. 2205/ S 1010 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities
S. 1288 - Women's Retirement Act of 2007. Issue: federal tax treatment of annuities.
S. 3952 - Automatic IRA Act of 2007. Issue: expand pension coverage.
H.R.3361 -To make technical corrections related to the Pension Protection Act of 2006. Issue: technical corrections to PPA.
S.1974- the Pension Protection Technical Corrections Act of 2007. Issue: technical corrections to PPA.
H.R. 3185, the 401(k) Fair Disclosure for Retirement Security Act of 2007. Issue: Retirement plan fee disclosure.
S. 2337/H.R. 3363 Long Term Care Affordability and Security Act of 2007. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA.
S. 1809/ H.R. 3088 Long-Term Care Act of 2007. Issue: distributions from retirement plans should not be included in gross income if used to pay for LTC premiums.
H.R. 3765 Defined Contribution Plan Fee Transparency Act of 2007. Issue: retirement plan fee disclosure.
S. 1758 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing.
H.R. 2582 Qualified Long-Term Care Fairness Act of 2007. Issue: above the line deduction for LTC.
S. 2121 Caregiver Assistance and Relief Effort Act of 2007. Issue: above the line deduction for LTC.
S. 2473 Defined Contribution Fee Disclosure Act. Issue: retirement plan fee disclosure.
S. 1087 Fair Pay Act. Issue: civil penalty impact on retirement plans.
H.R. 2831 Lilly Ledbetter Fair Pay Act. Issue: civil penalty impact on retirement plans.
H.R. 2419 Farm Bill Extension Act. Issue: Roth treatment for 457 contracts.
H.R. 3997 Defenders of Freedom Tax Act/ Heroes Earnings Assistance and Relief Act. Issue: military access to retirement monies.
H.R. 5160 Small Business Add Value for Employees Act of 2008. Issue: expand pension coverage.
H.R. 5559 The Long Term Care and Retirement Security Act of 2008. Issue: LTC in cafeteria and FSA and above the line deductions for LTC premiums.
S. 2794 The Senior Investor Protection Act of 2008. Issue: sales to seniors of annuity products.
H.R. 6237 The Tax Relief for Long Term Care Act of 2008. Issue: tax credit for LTC insurance premiums.
S. 1693 The Wired for Healthcare Quality Act. Issue: affects of LTC ERISA preemption.
H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act)
H.R. 6382 Pension Protection Act Technical Corrections. Issue: Retirement plan modifications
H.R. 6143 Pension Protection Act ERISA Amendments of 2008. Issue: Retirement plan modifications.
H.R. 7242 Pension Protection Act IRC Amendments of 2008. Issue: LTC and annuity clarification; Tax free exchange provisions for LTC.
S. 3278/ HR 6708 - A bill which would limit the use of 401(k) debit cards and limit withdrawals from 401(k) plans. Issue: limit of withdrawals on retirement plans.
H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: executive com restrictions and 401(k) asset recovery.
H.R. 3765 Defined Contribution Plan Fee Transparency Act of 2007. Issue: retirement plan fee disclosure.
S. 3327 Empowered at Home Act of 2008. Issue: Allows above the line tax deduction for LTC premiums. Allows LTC to be offered in cafeteria/ FSA plans.
H. Con Res 431 Supporting the Goals and Ideals of a Long Term Awareness Week. Issue: LTC.
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.150 - Life Insurance Employee Notification Act. Issue: effects of company owned life insurance.
H.R.1810 - To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: restrictions on life only solicitation. S.1366 -A bill to amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other.
H. R. 3170 - To make permanent the individual income tax rates for capital gains, and for other purposes. Issue: restrictions on life only solicitation.
H.R.3970 - Tax Reduction and Reform Act of 2007. Issue: corporate tax changes.
H.R.4159 - Simplified USA Tax Act of 2007. Issue: taxation of life insurance products.
H.R. 1424 Energy Economic Stabilization Act 2008. Issue: taxation in life insurance companies.
H.R. 7242 Pension Protection Act IRC Amendments of 2008. Issue: LTC/ Annuity combo clarification.
TRACKING:
H.R.411 -To amend the Internal Revenue Code of 1986 to make permanent certain temporary provisions applicable to individuals, including the sales tax deduction, the child credit, the repeal of the estate tax, and the deduction for higher education expenses.
H.R.2380 - To make the repeal of the estate tax permanent.
S.14 - A bill to repeal the sunset on certain tax rates and other incentives and to repeal the individual alternative minimum tax, and for other purposes.
H. R. 4172 - To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax and repeal the carryover basis rule and to increase the estate tax unified credit to an exclusion equivalent of $3,500,000.
H. R. 4235 - Estate Tax Reduction Act of 2007
H. R. 4242 - Certain and Immediate Estate Tax Relief Act of 2007
H. R. 4042 - Family Farm, Small Business, and Home Tax Relief Act
S. 1994 - To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax.
H. R. 3475 - To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-ear termination of the estate tax, and for other purposes.
S.CON.RES.70
An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2009 and including the appropriate budgetary levels for fiscal years 2008 and 2010 through 2013.
H.CON.RES.312
Revising the congressional budget for the United States Government for fiscal year 2008, establishing the congressional budget for the United States Government for fiscal year 2009, and setting forth appropriate budgetary levels for fiscal years 2010 through 2013.
H.R.1929 -To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 552: Calling on the People's Republic of China to Remove Barriers to US Financial
Services Firms doing Business in China. Issue: Trade
H.R. 2942: the Currency Reform and Fair Trade Act of 2007. Issue: TradeH. R. 1229: The Monmarket Economy Trade Remedy Act of 2007. Issue: Trade
S. 1607: The Currency Exchange Rate Oversight Act of 2007. Issue: Trade
S. 1677: The Currency Reform and Market Access Bill of 2007. Issue: Trade
H.R. 3375: To Extend the Trade Adjustment Assistance Program Under the Trade Act of 1974 for 3 months. Issue: Trade
S. 1919: Trade Enforcement Act of 2007. Issue: Trade
S. 122: Trade Adjustment Assistance Equity for Service Workers Act of 2007. Issue: Trade
S. 1848: Trade and Globalization Adjustment Assistance Act of 2007. Issue: Trade
HR. 1830: To extend the authorities of the Andean Trade Preferences Act. Issue: Trade
HRES 1092: Relating to the consideration of the bill (H.R. 5724) to implement the United States-Colombia Trade Promotion Agreement. Issue: Trade
HRES 1077: Whereas March 10, 2008, marked the 49th anniversary of a historic uprising against Chinese rule over the Tibetan people, which forced His Holiness, the 14th Dalai Lama, to escape into... (Engrossed as Agreed to or Passed by House). Issue: Trade
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
2nd Quarter, 2008
In Q2, American Council of Life Insurers had in-house lobbyists. The report was filed on July 21, 2008.
Original Filing: 300078678.xml
Lobbying Issues
H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007
H.R. 493 - Genetic Information Nondiscrimination Act of 2007
H.R. 948 - The Social Security Number Protection Act of 2007
H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007
S. 239 - Notification of Risk to Personal Data Act of 2007
S. 495 - The Personal Data Privacy and Security Act of 2007
S. 358 - Genetic Information Nondiscrimination Act of 2007
S. 1202 - The Personal Data Protection Act of 2007
S. 1865 - Life Insurance Fairness for Travelers Act of 2007
S. 1178 - The Identity Theft Prevention Act of 2007
S. 1260 - Data Security Act of 2007
S. 40 - The National Insurance Act of 2007
H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act
S. RES. 603 - Expressing the sense of the Senate on the restitution of or compensation for property seized during the Nazi and Communist eras
H.R 1081/S 618 - Insurance Industry Competition Act of 2007
H.R. 3200 - The National Insurance Act of 2007
H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007
S. 1814 - Health Information Privacy and Security Act
S. 1693 - Wired for Health Care Quality Act
H.R. 5611 National Association of Registered Agents and Brokers Act of 2008
H.R. 3221 Foreclosure Prevention Act of 2008
S. 2490 Reverse Mortgage Proceeds Protection Act
H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008
H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act)
H.R. 5840 Insurance Information Act of 2008
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007
H.R. 493 - Genetic Information Nondiscrimination Act of 2007
H.R. 948 - The Social Security Number Protection Act of 2007
H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007
S. 239 - Notification of Risk to Personal Data Act of 2007
S. 495 - The Personal Data Privacy and Security Act of 2007
S. 358 - Genetic Information Nondiscrimination Act of 2007
S. 1202 - The Personal Data Protection Act of 2007
S. 1865 - Life Insurance Fairness for Travelers Act of 2007
S. 1178 - The Identity Theft Prevention Act of 2007
S. 1260 - Data Security Act of 2007
S. 40 - The National Insurance Act of 2007
H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act
H.R 1081/S 618 - Insurance Industry Competition Act of 2007
H.R. 3200 - The National Insurance Act of 2007
H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007
S. 1814 - Health Information Privacy and Security Act
S. 1693 - Wired for Health Care Quality Act
S. 2794 Senior Investor Protection Act of 2008
H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008
S. RES. 603 - Expressing the sense of the Senate on the restitution of or compensation for property seized during the Nazi and Communist eras
H.R. 3221 Foreclosure Prevention Act of 2008
S. 2490 Reverse Mortgage Proceeds Protection Act
H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008
H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act)
H.R. 5840 Insurance Information Act of 2008
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007
H.R. 948 - The Social Security Number Protection Act of 2007
H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007
S. 239 - Notification of Risk to Personal Data Act of 2007
S. 495 - The Personal Data Privacy and Security Act of 2007
S. 1202 - The Personal Data Protection Act of 2007
S. 1865 - Life Insurance Fairness for Travelers Act of 2007
S. 1178 - The Identity Theft Prevention Act of 2007
S. 1260 - Data Security Act of 2007
S. 40 - The National Insurance Act of 2007
H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act
H.R 1081/S 618 - Insurance Industry Competition Act of 2007
H.R. 3200 - The National Insurance Act of 2007
H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007
S. 929 Non - admitted and Reinsurance Reform Act of 2007
S. 1693 Wired for Health Care Quality Act
S. 495 Personal Data Privacy and Security Act of 2007
S. 1814 - Health Information Privacy and Security Act
H.R. 3221 Foreclosure Prevention Act of 2008
S. 2490 Reverse Mortgage Proceeds Protection Act
H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008
H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act)
H.R. 5840 Insurance Information Act of 2008
S. RES. 603 - Expressing the sense of the Senate on the restitution of or compensation for property seized during the Nazi and Communist eras
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
HR 46 - Small Business Tax Fairness and Simplification Act
S 158 - Access to Affordable Health Care Act
S 344 - Healthy Americans Act
HR 676 - US National Health Insurance Act
S. 555 - Simple Cafeteria Plan Act
H.R. 914 - Tax Equity and Affordability Act
S. 897 - Alzheimers Family Assistance Act
H.R. 1807 - Alzheimers Family Assistance Act
H.R. (Concurrent Resolution) 133 - Supporting the Goals of the Long Term Care
Awareness Week
H.R. 2205/ S 1010 - Tax Incentive for Non Qualified Annuities
H.R. 2 - Fair Minimum Wage Act
H.R. 1591 - US Troop Readiness, Veterans Health, and Iraq Accountability Act
H.R. 976 - Small Business Tax Relief Act
S. 1288 - Women's Retirement Act of 2007
S. 3952 - Automatic IRA Act of 2007
H.R.3361 -To make technical corrections related to the Pension Protection Act of 2006
S.1974- the Pension Protection Technical Corrections Act of 2007
H.R. 3185, the 401(k) Fair Disclosure for Retirement Security Act of 2007
H.R. 3363 Long Term Care Affordability and Security Act of 2007
S. 2337 - Long Term Care Affordability and Security Act of 2007
H.R. 3088 Long-Term Care Act of 2007
S. 1809 Long-Term Care Act of 2007
S. 1758 Community Living Assistance Services and Supports Act
H.R. 2582 Qualified Long-Term Care Fairness Act of 2007
S. 2121 Caregiver Assistance and Relief Effort Act of 2007
S. 2268 Long-Term Care Insurance Integrity Act of 2007
S. 2473 Defined Contribution Fee Disclosure Act
S. 1087 Fair Pay Act
H.R. 2831 Lilly Ledbetter Fair Pay Act
H.R. 4839 Tax Technical Corrections
H.R. 2419 Farm Bill Extension Act
H.R. 3997 Defenders of Freedom Tax Act/ Heroes Earnings Assistance and Relief Act
H.R. 5160 Small Business Add Value for Employees Act of 2008
H.R. 5559 The Long Term Care and Retirement Security Act of 2008
S. 2794 The Senior Investor Protection Act of 2008
H.R. 6237 The Tax Relief for Long Term Care Act of 2008
H.R. 3221- The Foreclosure Prevention Act of 2008
S. 2636 - The Foreclosure Prevention Act of 2008
S. 1693 The Wired for Healthcare Quality Act
H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act)
H.R. 6382 Pension Protection Act Technical Corrections
H.R. 6143 Pension Protection Act ERISA Amendments of 2008
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.411 -To amend the Internal Revenue Code of 1986 to make permanent certain temporary provisions applicable to individuals, including the sales tax deduction, the child credit, the repeal of the estate tax, and the deduction for higher education expenses.
H.R.3970 - Tax Reduction and Reform Act of 2007
H.R.4159 - Simplified USA Tax Act of 2007H.R.25 - Fair Tax Act of 2007
H.R.150 - Life Insurance Employee Notification Act
H.R.1810 - To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies.
H.R.1929 -To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax.
H.R.2380 - To make the repeal of the estate tax permanent.
S.14 - A bill to repeal the sunset on certain tax rates and other incentives and to repeal the individual alternative minimum tax, and for other purposes.
S.1025 Fair Tax Act of 2007
S.1111 Fair Flat Tax Act of 2007
S.1366 -A bill to amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other
H.R.377 -Insuring Families for Their Future Act of 2007
H.R.3361 - Pension Protection Technical Corrections Act of 2007
S.1974 - Pension Protection Technical Corrections Act of 2007
H. R. 4172 - To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax and repeal the carryover basis rule and to increase the estate tax unified credit to an exclusion equivalent of $3,500,000.
H. R. 4235 - Estate Tax Reduction Act of 2007
H. R. 4242 - Certain and Immediate Estate Tax Relief Act of 2007
H. R. 4042 - Family Farm, Small Business, and Home Tax Relief Act
S. 1994 - To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax.
H. R. 3170 - To make permanent the individual income tax rates for capital gains, and for other purposes.
H. R. 3475 - To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-ear termination of the estate tax, and for other purposes.
S.CON.RES.70
An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2009 and including the appropriate budgetary levels for fiscal years 2008 and 2010 through 2013.
H.CON.RES.312
Revising the congressional budget for the United States Government for fiscal year 2008, establishing the congressional budget for the United States Government for fiscal year 2009, and setting forth appropriate budgetary levels for fiscal years 2010 through 2013.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 552: Calling on the People's Republic of China to Remove Barriers to US Financial
Services Firms doing Business in China
H.R. 2942: the Currency Reform and Fair Trade Act of 2007H. R. 1229: The Monmarket Economy Trade Remedy Act of 2007
S. 1607 The Currency Exchange Rate Oversight Act of 2007
S. 1677: The Currency Reform and Market Access Bill of 2007
H.R. 3375: To Extend the Trade Adjustment Assistance Program Under the Trade Act of 1974 for 3 months.
S. 1919: Trade Enforcement Act of 2007
S. 122: Trade Adjustment Assistance Equity for Service Workers Act of 2007
S. 1848: Trade and Globalization Adjustment Assistance act of 2007
HR. 1830: To extend the authorities of the Andean Trade Preferences Act
HRES 1092: Relating to the consideration of the bill (H.R. 5724) to implement the United States-Colombia Trade Promotion Agreement.
HRES 1077: Whereas March 10, 2008, marked the 49th anniversary of a historic uprising against Chinese rule over the Tibetan people, which forced His Holiness, the 14th Dalai Lama, to escape into... (Engrossed as Agreed to or Passed by House)
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
1st Quarter, 2008
In Q1, American Council of Life Insurers had in-house lobbyists. The report was filed on April 21, 2008.
Original Filing: 300050614.xml
Lobbying Issues
H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007
H.R. 2761 - Terrorism Risk Insurance Revision and Extension Act of 2007 (TRIREA)
H.R. 493 - Genetic Information Nondiscrimination Act of 2007
H.R. 948 - The Social Security Number Protection Act of 2007
H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007
S. 239 - Notification of Risk to Personal Data Act of 2007
S. 495 - The Personal Data Privacy and Security Act of 2007
S. 358 - Genetic Information Nondiscrimination Act of 2007
S. 1202 - The Personal Data Protection Act of 2007
S. 1865 - Life Insurance Fairness for Travelers Act of 2007
S. 1178 - The Identity Theft Prevention Act of 2007
S. 1260 - Data Security Act of 2007
S. 40 - The National Insurance Act of 2007
H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act
H.R. 1746 - Holocaust Insurance Accountability Act of 2007
H.R 1081/S 618 - Insurance Industry Competition Act of 2007
H.R. 3200 - The National Insurance Act of 2007
H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007
S. 1814 - Health Information Privacy and Security Act
S. 1693 - Wired for Health Care Quality Act
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Consumer Issues/Safety/Protection
Lobbying Issues
H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007
H.R. 2761 - Terrorism Risk Insurance Revision and Extension Act of 2007 (TRIREA)
H.R. 493 - Genetic Information Nondiscrimination Act of 2007
H.R. 948 - The Social Security Number Protection Act of 2007
H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007
S. 239 - Notification of Risk to Personal Data Act of 2007
S. 495 - The Personal Data Privacy and Security Act of 2007
S. 358 - Genetic Information Nondiscrimination Act of 2007
S. 1202 - The Personal Data Protection Act of 2007
S. 1865 - Life Insurance Fairness for Travelers Act of 2007
S. 1178 - The Identity Theft Prevention Act of 2007
S. 1260 - Data Security Act of 2007
S. 40 - The National Insurance Act of 2007
H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act
H.R. 1746 - Holocaust Insurance Accountability Act of 2007
H.R 1081/S 618 - Insurance Industry Competition Act of 2007
H.R. 3200 - The National Insurance Act of 2007
H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007
S. 1814 - Health Information Privacy and Security Act
S. 1693 - Wired for Health Care Quality Act
S. 2794 Senior Investor Protection Act of 2008
H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Financial Institutions/Investments/Securities
Lobbying Issues
H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007
H.R. 2761 - Terrorism Risk Insurance Revision and Extension Act of 2007 (TRIREA)
H.R. 948 - The Social Security Number Protection Act of 2007
H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007
S. 239 - Notification of Risk to Personal Data Act of 2007
S. 495 - The Personal Data Privacy and Security Act of 2007
S. 1202 - The Personal Data Protection Act of 2007
S. 1865 - Life Insurance Fairness for Travelers Act of 2007
S. 1178 - The Identity Theft Prevention Act of 2007
S. 1260 - Data Security Act of 2007
S. 40 - The National Insurance Act of 2007
H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act
H.R. 1746 - Holocaust Insurance Accountability Act of 2007
H.R 1081/S 618 - Insurance Industry Competition Act of 2007
H.R. 3200 - The National Insurance Act of 2007
H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007
S. 929 Non - admitted and Reinsurance Reform Act of 2007
S. 1693 Wired for Health Care Quality Act
S. 495 Personal Data Privacy and Security Act of 2007
S. 1814 - Health Information Privacy and Security Act
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
HR 46 - Small Business Tax Fairness and Simplification Act
S 158 - Access to Affordable Health Care Act
S. 344 - Healthy Americans Act
HR 676 - US National Health Insurance Act
S. 504 - Long Term Care Trust Accounts Act
S. 555 - Simple Cafeteria Plan Act
H.R. 914 - Tax Equity and Affordability Act
S. 897 - Alzheimers Family Assistance Act
H.R. 1807 - Alzheimers Family Assistance Act
H.R. (Concurrent Resolution) 133 - Supporting the Goals of the Long Term Care
Awareness Week
H.R. 2205/ S 1010 - Tax Incentive for Non Qualified Annuities
H.R. 2 - Fair Minimum Wage Act
H.R. 1591 - US Troop Readiness, Veterans Health, and Iraq Accountability Act
H.R. 976 - Small Business Tax Relief Act
S. 1288 - Women's Retirement Act of 2007
S. 3952 - Automatic IRA Act of 2007
H.R.3361 -To make technical corrections related to the Pension Protection Act of 2006
S.1974- the Pension Protection Technical Corrections Act of 2007
H.R. 3185, the 401(k) Fair Disclosure for Retirement Security Act of 2007
H.R. 3363 Long Term Care Affordability and Security Act of 2007
S. 2337 - Long Term Care Affordability and Security Act of 2007
H.R. 3088 Long-Term Care Act of 2007
S. 1809 Long-Term Care Act of 2007
S. 1758 Community Living Assistance Services and Supports Act
H.R. 2582 Qualified Long-Term Care Fairness Act of 2007
S. 2121 Caregiver Assistance and Relief Effort Act of 2007
S. 2268 Long-Term Care Insurance Integrity Act of 2007
S. 2473 Defined Contribution Fee Disclosure Act
S. 1087 Fair Pay Act
H.R. 2831 Lilly Ledbetter Fair Pay Act
H.R. 4839 Tax Technical Corrections
H.R. 2419 Farm Bill Extension Act
H.R. 3997 Defenders of Freedom Tax Act/ Heroes Earnings Assistance and Relief Act
H.R. 5160 Small Business Add Value for Employees Act of 2008
H.R. 5559 The Long Term Care and Retirement Security Act of 2008
S. 2794 The Senior Investor Protection Act of 2008
Agencies Lobbied
U.S. House of Representatives
Lobbying Issues
H.R.25 - Fair Tax Act of 2007
H.R.150 - Life Insurance Employee Notification Act
H.R.411 -To amend the Internal Revenue Code of 1986 to make permanent certain temporary provisions applicable to individuals, including the sales tax deduction, the child credit, the repeal of the estate tax, and the deduction for higher education expenses.
H.R.1810 - To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies.
H.R.1929 -To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax.
H.R.2380 - To make the repeal of the estate tax permanent.
S.14 - A bill to repeal the sunset on certain tax rates and other incentives and to repeal the individual alternative minimum tax, and for other purposes.
S.1025 Fair Tax Act of 2007
S.1111 Fair Flat Tax Act of 2007
S.1366 -A bill to amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other
S.CON.RES.21 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2008 and including the appropriate budgetary levels for fiscal years 2007 and 2009 through 2012.
H.R.377 -Insuring Families for Their Future Act of 2007
H.R.3361 - Pension Protection Technical Corrections Act of 2007
S.1974 - Pension Protection Technical Corrections Act of 2007
H. R. 4172 - To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax and repeal the carryover basis rule and to increase the estate tax unified credit to an exclusion equivalent of $3,500,000.
H. R. 4235 - Estate Tax Reduction Act of 2007
H. R. 4242 - Certain and Immediate Estate Tax Relief Act of 2007
H. R. 4042 - Family Farm, Small Business, and Home Tax Relief Act
S. 1994 - To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax.
H. R. 3170 - To make permanent the individual income tax rates for capital gains, and for other purposes.
H. R. 3475 - To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000, to adjust such amount for inflation, to repeal the 1-ear termination of the estate tax, and for other purposes.
H.R.4839 - Tax Technical Corrections Act of 2007
H.R.4195 - Tax Technical Corrections Act of 2007
S.2374 - Tax Technical Corrections Act of 2007
H.R.3970 - Tax Reduction and Reform Act of 2007
H.R.4159 - Simplified USA Tax Act of 2007
S.CON.RES.70
An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2009 and including the appropriate budgetary levels for fiscal years 2008 and 2010 through 2013.
H.CON.RES.312
Revising the congressional budget for the United States Government for fiscal year 2008, establishing the congressional budget for the United States Government for fiscal year 2009, and setting forth appropriate budgetary levels for fiscal years 2010 through 2013.
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Taxation/Internal Revenue Code
Lobbying Issues
HR 552: Calling on the People's Republic of China to Remove Barriers to US Financial
Services Firms doing Business in China
H.R. 2942: the Currency Reform and Fair Trade Act of 2007H. R. 1229: The Monmarket Economy Trade Remedy Act of 2007
S. 1607 The Currency Exchange Rate Oversight Act of 2007
S. 1677: The Currency Reform and Market Access Bill of 2007
H.R. 3375: To Extend the Trade Adjustment Assistance Program Under the Trade Act of 1974 for 3 months.
S. 1919: Trade Enforcement Act of 2007
S. 122: Trade Adjustment Assistance Equity for Service Workers Act of 2007
S. 1848: Trade and Globalization Adjustment Assistance act of 2007
HR. 1830: To extend the authorities of the Andean Trade Preferences Act
HRES 1092: Relating to the consideration of the bill (H.R. 5724) to implement the United States-Colombia Trade Promotion Agreement.
HRES 1077: Whereas March 10, 2008, marked the 49th anniversary of a historic uprising against Chinese rule over the Tibetan people, which forced His Holiness, the 14th Dalai Lama, to escape into... (Engrossed as Agreed to or Passed by House)
Agencies Lobbied
U.S. House of Representatives
Type of Issue
Trade (Domestic & Foreign)
Source: Clerk of the U.S. House of Representatives and Secretary of the Senate
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