Lobbying Relationship

Client

Klarna INC

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Lobbying firm

Invariant LLC

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  • Monitor issues related to the CFPB; issues related to Buy Now Pay Later (BNPL) legislation and regulation; open banking legislation and regulation; and issues related to short-term credit regulation. Monitor issues related to credit card late fees. Monitor proposals to reform the Fair Credit Reporting Act.

Duration: to

General Issues: Financial Institutions/Investments/Securities, Consumer Issues/Safety/Protection, Banking

Spending: about $310,000 (But it's complicated. Here's why.)

Agencies lobbied since 2023: U.S. Senate, House of Representatives, Consumer Financial Protection Bureau (CFPB), Treasury - Dept of

Related Foreign Entities: Klarna Bank AB (Stockholm, SWE); contribution to lobbying: $0; ownership 100%

Lobbyists

Lobbyists named here were listed on a filing related to this lobbying engagement. They may not be working on it now. Occasionally, a single lobbyist whose name is spelled two different ways on filings may be represented twice here.

Lobbyist Covered positions?
Noah Marine Leg. Dir, Rep. Ed Perlmutter (2013-2017); Leg. Asst, Rep. Ed Perlmutter (2011-2013)
Matt Russell Legislative Assistant, Committee on Ways and Means (2016-2018)
Carolyn Coda Special Assistant, Office of Legislative Affairs, US Department of the Treasury (2006-2008)
Joseph Vaughan Senior Diversity and Inclusion Policy Advisor and Designee, House Financial Services Subcommittee on Diversity and Inclusion (2020-2021)
Kelly Hitchcock Professional Staff, House Appropriations Committee, Subcommittee on Financial Services and General Government (2011-2017), Staff Assistant, House Appropriations Committee (2006-2011)
Quincy Enoch n/a

Disclosures Filed

Once a lobbying engagement begins, the lobbyist or firm is required to file updates four times a year. Those updates sometimes change which lobbyists are involved or add new issues being discussed. When lobbyists stop working for a client, the firm is also supposed to file a report disclosing the end of the relationship.

Termination
Q4 Report
Q3 Report
Q2 Report
Q1 Report
Registration

Source: Clerk of the U.S. House of Representatives and Secretary of the Senate

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