Private for-profit, 2-year




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Eastern School of Acupuncture and Traditional Medicine

Bloomfield, N.J. | www.esatm.edu

Type: Private for-profit, 2-year

Classification: Unclassified


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This school has no classification and is not ranked.

Pell Grantees
12.5, 87.5 12.5%
of undergraduates in 2014
Discount Off Total Cost i
for low-income families
Median Federal Debt i
for Pell grantees
Graduation Rate (2013) i
for Pell grantees

Although higher education has long been seen as a class equalizer, not everybody can take on the debt necessary to afford it. The Pell Grant program was established in 1965 to help poor students attend college without taking on loans that limit their options later in life, but the program has not kept pace with the rapid growth of tuition. Some schools with large endowments use their resources to make tuition cheaper for poor students, while others expect even the poorest students to take on substantial debt.

During School

Though Pell Grant money is crucial, attending college can still require large student loans if a prospective student doesn’t choose a school carefully. Data only for students who receive any federal aid.

Total Annual Cost (2014)
including tuition, books & living expenses
Avg. Spending on Instruction
Per Student
Low-Income Students Paid
per year, on average
Income Level Avg. Cost
$0-30k N/A
$30k-48k N/A
$48k-75k N/A
$75k-110k N/A
Over $110k N/A
All N/A

This School’s Price Calculator»

off the total cost, per year

At Graduation

Especially if students are not pursuing potentially lucrative majors, such as so-called STEM disciplines or law, their school choices can have a big effect on their income and ability to pay off college debt. Recent graduates can fall behind on their loans quickly, and unlike other kinds of debt, student loans are not forgiven through bankruptcy.

Median Federal Debt (All)
Median Federal Debt (Pell Students)
Graduation Rate (Within Six Years)

Drop-Outs Have Debt Too

Students who drop out of school still have to pay back the loans they took out. This can be a double whammy for them: With large debts to pay off and no college degrees, their career options are limited and their expected earnings are lower.

Median Federal Debt of Students Who Drop Out

Years Later

The choices 18 year olds make about where to go to school — and how much debt to take on to pay for it — matter enormously over the long haul. Although everybody knows this instinctively, the U.S. Department of Education worked with Treasury Department data to work out the details, including, for each school, average salary and debt levels 10 years after students enter school.

How Graduates Fare 3 Years After Graduation

A new measure, the nonrepayment rate, includes all students who are unable to pay off any of the principal on their student loans. The traditional measure, the default rate, does not include students who may be in deferment or forbearance. Federal loans only.

Nonrepayment Rate (All)
3-Year Rate, Federal Loans
Nonrepayment Rate (Pell Students)
3-Year Rate, Federal Loans
Default Rate
3-Year Cohort, Federal Loans

How Students Fare 10 Years After Entering School

This includes salary data starting 10 years after a student enters school. Typically this means 6 years after graduation, but some students take longer to complete school. Data only for students who have received federal aid.

Median monthly debt payments
(10-year amortization plan)
Median Income (2012)
Students working and not enrolled
Earns $25k or Less Per Year (2012)
Includes unemployed and not looking for work

About the School

In 2014, Eastern School of Acupuncture and Traditional Medicine had a N/A admissions rate. It had 58 undergraduate students, 3% of which were part-time. 57.8% of its undergraduates took out federal loans.

White 60.3%
Black 1.7%
Hispanic 10.3%
Asian 27.6%
Other 0.0%