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Provident Business Financial Services Inc

Organization summary

Type of Nonprofit

Designated as a Civic leagues, social welfare organizations and local associations of employees, created to promote community welfare for charitable, educational or recreational purposes.

Category: Community Improvement, Capacity Building / Management Services for Small Business, Entrepreneurs (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$984k (2023)

Expenses
$889k (2023)

Total Assets
$711k (2023)

Total Liabilities
$8.1k (2023)

Source: Form 990 tax filings from 2010 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$984,428
Expenses
$889,125
Net Income
$95,303
Net Assets
$703,258
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $895,905
91.0%
Investment Income $88,523
9.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $188,650
21.2%
Professional Fundraising Fees $0
Other Salaries and Wages $474,907
53.4%
Assets/Debt
Total Assets $711,362
Total Liabilities $8,104
Net Assets $703,258
Compensation
Key Employees and Officers Compensation Related Other
Keith Black (President An) $188,650 $0 $11,319
Susan Redmon (Loan Underwr) $131,524 $0 $0
Trina Dorsey (Loan Underwr) $108,583 $0 $6,515
Jeffrey Burgess (Board Chairm) $0 $0 $0
Mark Raines (Vice Chairma) $0 $0 $0
Patrica C Hartung (Sec/Treas) $0 $0 $0
Tom Ewart (Loan Committ) $0 $0 $0
Bo Armstrong (Board Member) $0 $0 $0
Virginia Lee (Board Member) $0 $0 $0
Ted O Mcgee Jr (Board Member) $0 $0 $0
Henry M Poston (Board Member) $0 $0 $0
Charles A Smith (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,000,937
Expenses
$872,068
Net Income
$128,869
Net Assets
$607,955
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $986,141
98.5%
Investment Income $14,796
1.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $666,066
76.4%
Assets/Debt
Total Assets $635,455
Total Liabilities $27,500
Net Assets $607,955
Compensation
Key Employees and Officers Compensation Related Other
Bo Armstrong (Board Member) $0 $0 $0
Jeffrey Burgess (Board Chairm) $0 $0 $0
Tom Ewart (Loan Committ) $0 $0 $0
Patricia C Hartung (Sec/Treas) $0 $0 $0
Ted O Mcgee Jr (Board Member) $0 $0 $0
Virginia Lawrence (Board Member) $0 $0 $0
Henry M Poston (Board Member) $0 $0 $0
Mark Rains (Vice Chairma) $0 $0 $0
Charles A Smith (Board Member) $0 $0 $0
Keith Black (President An) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$980,704
Expenses
$866,591
Net Income
$114,113
Net Assets
$479,086
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $979,849
99.9%
Investment Income $855
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $194,650
22.5%
Professional Fundraising Fees $0
Other Salaries and Wages $444,605
51.3%
Assets/Debt
Total Assets $539,066
Total Liabilities $59,980
Net Assets $479,086
Compensation
Key Employees and Officers Compensation Related Other
Keith Black (President And Ceo) $194,650 $0 $194,650
Patricia C Hartung (Sec/Treas) $0 $0 $0
Charles A Smith (Board Member) $0 $0 $0
Jeffrey Burgess (Board Chairman) $0 $0 $0
Tom Ewart (Loan Committee Chairman) $0 $0 $0
Mark Rains (Vice Chairman) $0 $0 $0
Bo Armstrong (Board Member) $0 $0 $0
Henry M Poston (Board Member) $0 $0 $0
Ted O Mc Gee Jr (Board Member) $0 $0 $0
Virginia Lee (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$721,430
Expenses
$651,243
Net Income
$70,187
Net Assets
$364,973
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $706,222
97.9%
Investment Income $15,208
2.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $177,500
27.3%
Professional Fundraising Fees $0
Other Salaries and Wages $259,166
39.8%
Assets/Debt
Total Assets $434,793
Total Liabilities $69,820
Net Assets $364,973
Compensation
Key Employees and Officers Compensation Related Other
Patricia C Hartung (Executive Director) $0 $0 $0
Tony Smith (Board Member) $0 $0 $0
Jeffrey Burgess (Board Member) $0 $0 $0
Tom Ewart (Board Member) $0 $0 $0
Mark Rains (Board Member) $0 $0 $0
Bo Armstrong (Board Member) $0 $0 $0
Henry M Poston (Board Member) $0 $0 $0
Ted O Mc Gee Jr (Board Member) $0 $0 $0
Keith Black (President And Ceo) $0 $177,500 $10,650

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$611,577
Expenses
$500,260
Net Income
$111,317
Net Assets
$294,786
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $580,399
94.9%
Investment Income $31,178
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $177,500
35.5%
Professional Fundraising Fees $0
Other Salaries and Wages $155,922
31.2%
Assets/Debt
Total Assets $390,467
Total Liabilities $95,681
Net Assets $294,786
Compensation
Key Employees and Officers Compensation Related Other
Patricia C Hartung (Executive Director) $0 $0 $0
Tony Smith (Board Member) $0 $0 $0
Jeffrey Burgess (Board Member) $0 $0 $0
Tom Ewart (Board Member) $0 $0 $0
Mark Rains (Board Member) $0 $0 $0
Bo Armstrong (Board Member) $0 $0 $0
Henry M Poston (Board Member) $0 $0 $0
Ted O Mc Gee Jr (Board Member) $0 $0 $0
Keith Black (President And Ceo) $0 $177,500 $10,650

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$422,089
Expenses
$401,036
Net Income
$21,053
Net Assets
$183,469
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $400,253
94.8%
Investment Income $21,836
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $157,500
39.3%
Professional Fundraising Fees $0
Other Salaries and Wages $125,199
31.2%
Assets/Debt
Total Assets $305,412
Total Liabilities $121,943
Net Assets $183,469

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$477,041
Expenses
$324,135
Net Income
$152,906
Net Assets
$162,416
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $466,616
97.8%
Investment Income $0
Bond Proceeds $10,425
2.2%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $162,500
50.1%
Professional Fundraising Fees $0
Other Salaries and Wages $57,108
17.6%
Assets/Debt
Total Assets $297,416
Total Liabilities $135,000
Net Assets $162,416

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$427,248
Expenses
$463,298
Net Income
-$36,050
Net Assets
$9,510
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $423,757
99.2%
Investment Income $3,491
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $151,500
32.7%
Professional Fundraising Fees $0
Other Salaries and Wages $181,275
39.1%
Assets/Debt
Total Assets $167,991
Total Liabilities $158,481
Net Assets $9,510

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$516,924
Expenses
$462,327
Net Income
$54,597
Net Assets
$45,560
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $515,240
99.7%
Investment Income $1,684
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $148,500
32.1%
Professional Fundraising Fees $0
Other Salaries and Wages $177,861
38.5%
Assets/Debt
Total Assets $225,560
Total Liabilities $180,000
Net Assets $45,560

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$478,645
Expenses
$429,087
Net Income
$49,558
Net Assets
-$9,037
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $477,812
99.8%
Investment Income $833
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $151,500
35.3%
Professional Fundraising Fees $0
Other Salaries and Wages $164,936
38.4%
Assets/Debt
Total Assets $216,863
Total Liabilities $225,900
Net Assets -$9,037

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$496,268
Expenses
$402,583
Net Income
$93,685
Net Assets
-$58,595
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $495,812
99.9%
Investment Income $456
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $148,500
36.9%
Professional Fundraising Fees $0
Other Salaries and Wages $113,109
28.1%
Assets/Debt
Total Assets $255,281
Total Liabilities $313,876
Net Assets -$58,595

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$419,100
Expenses
$327,537
Net Income
$91,563
Net Assets
-$152,280
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $418,876
99.9%
Investment Income $224
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $135,000
41.2%
Professional Fundraising Fees $0
Other Salaries and Wages $92,907
28.4%
Assets/Debt
Total Assets $281,828
Total Liabilities $434,108
Net Assets -$152,280

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$273,301
Expenses
$240,522
Net Income
$32,779
Net Assets
-$243,843
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $272,653
99.8%
Investment Income $648
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $110,250
45.8%
Professional Fundraising Fees $0
Other Salaries and Wages $65,296
27.1%
Assets/Debt
Total Assets $174,714
Total Liabilities $418,557
Net Assets -$243,843

Document Links

Fiscal Year Ending Dec.
2010

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$241,780
Expenses
$198,569
Net Income
$43,211
Net Assets
-$276,622
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $240,125
99.3%
Investment Income $1,655
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $96,042
48.4%
Professional Fundraising Fees $0
Other Salaries and Wages $41,303
20.8%
Assets/Debt
Total Assets $158,999
Total Liabilities $435,621
Net Assets -$276,622

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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