H.R.3878: Free Credit Freeze Act

About This Bill

  • Introduced Sept. 28, 2017
  • Latest Major Action Sept. 28, 2017

Bill Version

Bill Summary

Free Credit Freeze Act This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from charging a consumer a fee for placing, temporarily lifting, or fully removing a credit freeze. A consumer reporting agency must place a credit freeze on the consumer's file upon a consumer's request, prohibiting a consumer reporting agency from releasing any credit information without the consumer's permission.

(Source: Library of Congress)

Bill Actions

Date Description
Sept. 28, 2017
Referred to the House Committee on Financial Services.
Sept. 28, 2017

Introduced in the House by Ben Ray Luján (D-N.M.)

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