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- H.R.8485
H.R.8485: Expanding Access to Credit through Consumer-Permissioned Data Act
About This Bill
- Introduced July 22, 2022
- Latest Major Action July 27, 2022
Bill Sponsor
Bill Cosponsors
9 (All Democrats)
Bill Version
- Introduced in House - July 22, 2022
Bill Summary
Expanding Access to Credit through Consumer-Permissioned Data Act This bill requires the consideration of additional credit information by a mortgage lender when evaluating a consumer's creditworthiness if a consumer requests that this information be considered. This additional information includes current payment and transaction information such as bank statements and rental payment history. Mortgage lenders must provide notice to mortgage...
(Source: Library of Congress)
Bill Actions
| Date | Description |
|---|---|
| July 27, 2022 |
Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 23.
|
| July 27, 2022 |
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 28 - 23.
|
| July 27, 2022 |
Committee Consideration and Mark-up Session Held.
|
| July 22, 2022 |
Referred to the House Committee on Financial Services.
|
| July 22, 2022 |
Introduced in the House by Nikema Williams (D-Ga.) |