Making Home Affordable

The Mortgage Loan Modification Plan

183
Recipients
$21B
actually invested, loaned, or spent
The administration's plan to stem foreclosures provides incentive payments to mortgage servicers, investors and homeowners to promote mortgage loan modifications and other foreclosure alternatives (like short sales). The Treasury has set aside a total of $29.9 billion.

To see how much money has actually been paid out to each servicer, click on its name below. Keep in mind that some of those incentives will be passed on to investors and borrowers.

Originally, the Treasury set aside $50 billion for this program, but it reduced that amount over time, and finally in October, 2010, it set the final amount.

On top of the $29.9 billion, the program also calls for Fannie Mae and Freddie Mac to spend as much as $25 billion more in subsidies for loans that the companies own or guarantee.

ProPublica has reported extensively on the program's problems, particularly its weak oversight of participating servicers.

More info...


The following list shows the 183 recipients of Making Home Affordable.

Name State Date Entered Disbursed by MHA Returned to MHA
Heartland Bank & Trust Company Ill. May 15, 2014 $142,674 $0
21st Mortgage Corporation Tenn. Mar. 14, 2013 $11,800,799 $0
Seneca Mortgage Servicing LLC N.Y. Sep. 23, 2009 $1,401,307 $0
M&T Bank N.Y. Sep. 30, 2010 $14,191,584 $0
Nationstar Mortgage, LLC dba Mr. Cooper Texas May 28, 2009 $1,508,867,705 $0
Axiom Bank Fla. Dec. 16, 2013 $24,175 $0
North American Savings Bank Mo. Oct. 26, 2017 $26,217 $0
First Bank Mo. Jul. 29, 2009 $0 $0
Wallick and Volk Wyo. Apr. 14, 2016 $21,331 $0
Desjardins Bank Fla. Dec. 26, 2013 $27,644 $0
Horicon Bank Wis. Sep. 2, 2009 $67,386 $0
Umpqua Bank Ore. May 16, 2016 $491,168 $0
Citizens 1st National Bank Ill. Dec. 16, 2009 $141,806 $0
Resurgent Capital Services L.P. S.C. Jun. 14, 2012 $3,202,722 $0
Franklin Credit Management Corporation N.J. Sep. 11, 2009 $1,751,287 $0
Bridgelock Capital dba Peak Loan Servicing Calif. Jul. 16, 2013 $7,532 $0
iTHINK Financial Credit Union Fla. Jul. 10, 2009 $48,589 $0
U.S. Bank National Association Ky. Sep. 9, 2009 $190,668,877 $0
Schools Financial Credit Union Calif. Sep. 23, 2009 $198,427 $0
Gregory Funding LLC Ore. Jul. 14, 2011 $7,652,497 $0
Weststar Mortgage, Inc. Va. Sep. 30, 2010 $0 $0
RG Mortgage Corporation Puerto Rico Jun. 17, 2009 $793,769 $0
SunTrust Bank Va. Apr. 13, 2011 $1,279,162 $0
First Merchants Bank Ind. Jan. 13, 2017 $5,179 $0
Purdue Federal Credit Union Ind. Jul. 29, 2009 $17,976 $0
Idaho Housing and Finance Association Idaho Dec. 4, 2009 $305,887 $0
Wealthbridge Mortgage Corp Ore. Apr. 14, 2010 $0 $0
Greater Nevada LLC, dba Greater Nevada Mortgage Nev. Jan. 13, 2010 $893,991 $0
PNC Bank, National Association Pa. Jul. 17, 2009 $4,738,284 $0
Caliber Home Loans, Inc. Okla. Sep. 15, 2010 $16,442,042 $0
Yadkin Valley Bank N.C. Sep. 23, 2009 $144,486 $0
Ditech Financial LLC Minn. Apr. 24, 2009 $299,522,526 $0
Servis One, Inc. dba BSI Financial Services Pa. Aug. 12, 2009 $39,436,355 $0
Quantum Servicing Corporation Fla. Nov. 18, 2009 $645,439 $0
Great Lakes Credit Union Ill. Oct. 14, 2009 $160,907 $0
Addition Financial Credit Union Fla. Sep. 9, 2009 $1,440,985 $0
Gateway Mortgage Group, LLC Okla. Sep. 30, 2010 $0 $0
HomEq Servicing Calif. Aug. 5, 2009 $8,308,819 $0
LenderLive Network, Inc Colo. Jan. 16, 2014 $116,270 $0
Guardian Mortgage Company, Inc Texas Mar. 15, 2018 $61,390 $0
Eagle Home Mortgage, LLC Fla. Feb. 13, 2020 $3,090 $0
Magna Bank (servicing) Tenn. Sep. 30, 2010 $0 $0
FNF Servicing, Inc Va. Feb. 16, 2017 $3,578,915 $0
PHH Mortgage, a subsidiary of Ocwen Financial Corporation Fla. Apr. 16, 2009 $4,739,317,520 $0
Credit Union Mortgage Association, Inc. Va. Jan. 31, 2020 $5,000 $0
First Citizens Bank & Trust Company N.C. Sep. 19, 2014 $25,376 $0
Silver State Schools Credit Union Nev. Dec. 9, 2009 $285,844 $0
Franklin Savings Ohio Sep. 30, 2010 $9,615 $0
Bangor Savings Bank Maine Sep. 15, 2011 $0 $0
KeyBank National Association Jul. 16, 2019 $20,000 $0
James B.Nutter and Company Mo. Sep. 30, 2010 $382,260 $0
Hartford Savings Bank Wis. Dec. 11, 2009 $0 $0
Maryland Community Development Administration Md. Dec. 15, 2016 $276,347 $0
iServe Servicing, Inc. Texas Mar. 5, 2010 $0 $0
GMAC Mortgage, LLC Pa. Apr. 13, 2009 $309,559,668 $0
United Bank Ga. Jan. 29, 2010 $177,242 $0
Oakland Municipal Credit Union Calif. Aug. 5, 2009 $10,068 $0
iServe Residential Lending, LLC Calif. Jan. 29, 2010 $0 $0
FCI Lender Services, Inc. Calif. May 13, 2011 $490,488 $0
MidFirst Bank Okla. Sep. 30, 2010 $193,951,994 $0
Community Credit Union of Florida Fla. Sep. 30, 2010 $12,632 $0
Scotiabank de Puerto Rico Puerto Rico Dec. 15, 2010 $2,603,545 $0
Los Alamos National Bank N.M. Nov. 6, 2009 $403,398 $0
The Bryn Mawr Trust Co Pa. Apr. 21, 2010 $56,068 $0
Matrix Financial Services Corp. Ariz. Jan. 13, 2017 $397,626 $0
First National Bank of Pennsylvania Pa. Jul. 14, 2017 $13,037 $0
Wesbanco Bank Inc. W.Va. Nov. 16, 2016 $7,355 $0
QLending, Inc. Fla. Nov. 18, 2009 $0 $0
BMO Harris Bank, N.A. Ill. May 15, 2014 $37,724 $0
Georgia Housing & Finance Authority DBA State Home Mortgage Ga. May 14, 2015 $5,500 $0
Iberiabank Fla. Dec. 23, 2009 $25,502 $0
OwnersChoice Funding, Incorporated N.Y. Sep. 9, 2009 $627,561 $0
Colorado Federal Savings Bank Colo. Mar. 16, 2015 $69,026 $0
Banner Bank Wash. Jun. 16, 2016 $13,000 $0
Mainsource Bank Ind. Jun. 15, 2017 $0 $0
Park View Federal Savings Bank Ohio Dec. 16, 2009 $53,937 $0
MorEquity, Inc. Ind. Jul. 17, 2009 $4,628,165 $0
Lake City Bank Ind. Aug. 5, 2009 $114,700 $0
The Golden 1 Credit Union Calif. Dec. 9, 2009 $3,972,132 $0
Carrington Mortgage Services, LLC Calif. Apr. 27, 2009 $198,450,273 $0
Guaranty Bank Minn. Sep. 30, 2010 $1,917 $0
Wachovia Mortgage, FSB Iowa Sep. 30, 2009 $238,890 $0
Banco Popular de Puerto Rico Puerto Rico Sep. 30, 2010 $8,076,041 $0
PHH Mortgage Corporation N.J. Sep. 15, 2011 $658,465 $0
Litton Loan Servicing LP Texas Aug. 12, 2009 $76,324,760 $0
Sortis Financial, Inc. Texas Sep. 2, 2009 $1,253,850 $0
Rockland Trust Company Mass. Jun. 16, 2016 $26,000 $0
First Mortgage Corporation Calif. Sep. 30, 2010 $6,917 $0
Land/Home Financial Services, Inc. Calif. Jun. 16, 2015 $2,149 $0
Select Portfolio Servicing Utah Apr. 13, 2009 $1,610,970,488 $0
BankUnited, N.A. Fla. Oct. 23, 2009 $71,949,933 $0
Marsh Associates, Inc. N.C. Sep. 30, 2010 $20,337 $0
LegacyTexas Bank Texas May 16, 2013 $6,657 $0
Fifth Third Bank Ohio Jun. 14, 2018 $0 $0
Apex Bank Tenn. Apr. 16, 2015 $573,331 $0
Cheviot Savings Bank Ohio Jun. 14, 2013 $9,076 $0
Sun West Mortgage Company, Inc Calif. Jan. 13, 2011 $0 $0
Vist Financial Corp Pa. Mar. 10, 2010 $0 $0
AmTrust Bank, A Division of New York Community Bank Ohio Apr. 18, 2011 $285,113 $0
Marix Servicing, LLC Ariz. Nov. 25, 2009 $2,162,025 $0
Noble Federal Credit Union Calif. Jan. 13, 2010 $24,954 $0
Rushmore Loan Management Services LLC Calif. Dec. 15, 2011 $73,932,776 $0
Freedom Mortgage Corporation Ind. Feb. 16, 2016 $6,000 $0
DuPage Credit Union Ill. Oct. 30, 2009 $148,997 $0
Sterling Savings Bank Wash. Dec. 9, 2009 $1,453,740 $0
TIAA FSB Fla. Jul. 16, 2013 $24,709 $0
PrimeWest Mortgage Corporation Texas Mar. 15, 2012 $0 $0
Lake National Bank Ohio Jul. 10, 2009 $10,651 $0
Flagstar Capital Markets Corporation Mich. Sep. 30, 2010 $614,291 $0
Bank of Camden Tenn. Apr. 16, 2015 $0 $0
Mortgage Center LLC Mich. Jul. 24, 2009 $2,081,265 $0
Urban Partnership Bank Ill. Apr. 13, 2011 $887,670 $0
Amarillo National Bank Texas Sep. 30, 2010 $0 $0
Zions Bancorporation, N.A. Utah Sep. 15, 2016 $13,000 $0
CitiMortgage, Inc. Mo. Apr. 13, 2009 $764,731,539 $0
Technology Credit Union Calif. Jun. 26, 2009 $470,513 $0
HomeStar Bank & Financial Services Ill. Dec. 11, 2009 $13,323 $0
Midwest Community Bank Ill. Sep. 15, 2010 $4,818 $0
IC Federal Credit Union Mass. Oct. 23, 2009 $174,070 $0
Pathfinder Bank N.Y. Aug. 25, 2010 $86,526 $0
RBC Bank (USA) N.C. Sep. 1, 2010 $0 $0
Allstate Mortgage Loans & Investments, Inc Fla. Sep. 11, 2009 $39,094 $0
Capital International Financial, Inc. Fla. Sep. 30, 2010 $0 $0
Navy Federal Credit Union Va. Mar. 10, 2010 $12,158,548 $0
Oriental Bank Sep. 16, 2019 $52,301 $0
First Financial Bank N.A. Idaho Aug. 27, 2010 $12,750 $0
Bayview Loan Servicing LLC Fla. Jul. 1, 2009 $364,420,087 $0
Ally Bank Utah Aug. 14, 2014 $3,366,849 $0
Citizens Bank, N.A. Va. Jun. 17, 2009 $28,722,869 $0
Wescom Central Credit Union Calif. Jun. 19, 2009 $1,949,423 $0
CIT Bank, N.A. Calif. Aug. 28, 2009 $439,220,007 $0
ShoreBank Ill. Jul. 17, 2009 $346,986 $0
JPMorgan Chase subsidiaries N.J. Apr. 13, 2009 $3,193,167,935 $0
Unify Financial Federal Credit Union Calif. Apr. 13, 2011 $153,638 $0
First State Bank Ill. Apr. 14, 2016 $26,000 $0
Stockman Bank of Montana Mont. Sep. 30, 2010 $0 $0
Homeward Residential, Inc. Texas Jul. 24, 2009 $280,486,273 $0
Mortgage Investors Group Tenn. Jul. 16, 2014 $12,833 $0
Glass City Federal Credit Union Ohio Sep. 23, 2009 $12,474 $0
Kondaur Capital Corporation Calif. Nov. 15, 2012 $444,065 $0
Nationwide Advantage Mortgage Company Iowa Dec. 16, 2013 $7,917 $0
Horizon Bank, NA Ind. Dec. 16, 2009 $0 $0
American Financial Resources Inc. N.J. Sep. 30, 2010 $0 $0
Santander Bank, N.A. Pa. Jul. 14, 2016 $61,696 $0
Wells Fargo Bank, NA Iowa Apr. 13, 2009 $3,322,486,510 $0
First Keystone Bank Pa. Nov. 25, 2009 $14,917 $0
Columbia Bank N.J. May 15, 2014 $141,340 $0
Residential Credit Solutions Texas Jun. 12, 2009 $22,063,690 $0
Investors Bank N.J. Sep. 16, 2019 $1,750 $0
PNC Mortgage Ohio Jun. 26, 2009 $79,509,554 $0
Liberty Bank and Trust Co La. Sep. 30, 2010 $0 $0
Fidelity Bank La. Dec. 9, 2009 $146,177 $0
Fay Servicing, LLC Ill. Sep. 3, 2010 $91,479,328 $0
California Housing Finance Agency Calif. Mar. 14, 2014 $30,827 $0
Community Bank & Trust Company Pa. Dec. 4, 2009 $0 $0
ORNL Federal Credit Union Tenn. Sep. 11, 2009 $243,397 $0
Florida Community Bank, NA Fla. Feb. 13, 2014 $44,461 $0
Statebridge Company, LLC Colo. Dec. 15, 2010 $822,037 $0
Home Servicing, LLC La. Feb. 14, 2013 $78,158 $0
Specialized Loan Servicing LLC Colo. Jan. 13, 2010 $370,072,195 $0
Bank of America subsidiaries (incl. Countrywide) Calif. Apr. 17, 2009 $2,258,737,000 $0
Hillsdale County National Bank Mich. Nov. 18, 2009 $382,909 $0
NJ Housing & Mortgage Finance N.J. Mar. 16, 2015 $0 $0
Quicken Loans, Inc. Mich. Dec. 14, 2012 $29,917 $0
Webster Bank, N.A. Conn. Dec. 16, 2014 $13,000 $0
Selene Finance, LP Texas Jun. 16, 2010 $15,961,422 $0
Aurora Loan Services, LLC Colo. May 1, 2009 $85,863,519 $0
Central Pacific Bank Hawaii Mar. 16, 2016 $13,000 $0
First Federal Bank of Florida Fla. Sep. 30, 2010 $0 $0
CU Mortgage Services, Inc. Minn. Sep. 30, 2010 $0 $0
United Bank Mortgage Corporation Mich. Oct. 21, 2009 $379,128 $0
Aurora Financial Group, Inc N.J. May 21, 2010 $52,533 $0
RoundPoint Mortgage Servicing Corporation N.C. Aug. 28, 2009 $2,851,066 $0
Saxon Mortgage Services, Inc. Texas Apr. 13, 2009 $100,807,086 $0
Eastern Bank Mass. Mar. 16, 2016 $12,917 $0
Schmidt Mortgage Company Ohio Sep. 30, 2010 $0 $0
Planet Home Lending, LLC Conn. Oct. 14, 2016 $2,580,612 $0
Ameriana Bank Ind. Jul. 16, 2014 $16,750 $0
SN Servicing Corporation La. Oct. 15, 2013 $1,673,396 $0
Plaza Home Mortgage, Inc Calif. Nov. 14, 2013 $12,917 $0
Mission Federal Credit Union Calif. Jul. 24, 2009 $791,863 $0
NewRez LLC D/B/A Shellpoint Mortgage Servicing S.C. Jan. 22, 2015 $101,060,366 $0
PennyMac Loan Services, LLC Calif. Aug. 12, 2009 $85,598,531 $0

See the list of all initiatives and programs

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