Represent

Lobbying
Lobbying by New York Bankers Association

Lobbying Relationship

Client

New York Bankers Association

More records

Lobbying firm

New York Bankers Association

More records

H.R. 1996 SAFE Banking Act (2021-2022); S.2860 SAFER Banking Act (2023) federal legislation to permit providing banking services to legitimate cannabis businesses. H.R. 3139 - ACRE Act of 2023 Agricultural banking issues; Section 1071 Dodd Frank Wall Street Reform and Consumer Protection Act, requiring gathering and reporting of demographic information by lenders; Corporate Transparency Act regulatory proposal addressing beneficial ownership reporting requirements; FHFA November, 2023 Report on the Federal Home Loan Bank System; Federal Tax Exemption for Credit Unions; Credit Card Competition Act, S.1838/HR3881

Duration: January 1, 2007 to present

General Issues: Banking

Spending: about $4,460,000 (But it's complicated. Here's why.)

Agencies lobbied since 2007: U.S. Senate, House of Representatives, Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Small Business Administration (SBA), Securities & Exchange Commission (SEC), Federal Housing Finance Agency (FHFA), Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), Consumer Financial Protection Bureau (CFPB), Labor - Dept of (DOL), Housing & Urban Development - Dept of (HUD), Federal Deposit Insurance Commission (FDIC), Small Business Adminstration (SBA), Federal Housing Finance Board (FHFB), Treasury - Dept of, Patent & Trademark Office (PTO), Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), Housing & Urban Development - Dept of (HUD),, Social Security Administration (SSA), Office of Personnel Management (OPM), Federal Trade Commission (FTC), Federal Bureau of Investigation (FBI), White House Office, Financial Crimes Enforcement Network (FinCEN), Defense - Dept of (DOD), Federal Trade Commission (FTC),

Bills mentioned

H.R.1116: TAILOR Act of 2017

Sponsor: Scott Tipton (R-Colo.)

H.R.10: Financial CHOICE Act of 2017

Sponsor: Jeb Hensarling (R-Texas)

H.R.1426: Federal Savings Association Charter Flexibility Act of 2017

Sponsor: Keith Rothfus (R-Pa.)

H.R.1731: National Cybersecurity Protection Advancement Act of 2015

Sponsor: Michael McCaul (R-Texas)

S.1927: REVIEW Act of 2015

Sponsor: Daniel Coats (R-Ind.)

S.961: Data Security Act of 2015

Sponsor: Thomas R. Carper (D-Del.)

H.R.601: Eliminate Privacy Notice Confusion Act

Sponsor: Blaine Luetkemeyer (R-Mo.)

H.R.1259: Helping Expand Lending Practices in Rural Communities Act

Sponsor: Andy Barr (R-Ky.)

H.R.1480: SAFE Act Confidentiality and Privilege Enhancement Act

Sponsor: Robert Dold (R-Ill.)

H.R.1265: Bureau Advisory Commission Transparency Act

Sponsor: Sean Duffy (R-Wis.)

H.R.685: Mortgage Choice Act of 2015

Sponsor: Bill Huizenga (R-Mich.)

S.774: Financial Institutions Examination Fairness and Reform Act

Sponsor: Jerry Moran (R-Kan.)

S.1484: Financial Regulatory Improvement Act of 2015

Sponsor: Richard C. Shelby (R-Ala.)

H.R.1553: Small Bank Exam Cycle Reform Act of 2015

Sponsor: Scott Tipton (R-Colo.)

H.R.1389: American Jobs and Community Revitalization Act of 2015

Sponsor: Andy Barr (R-Ky.)

H.R.1233: CLEARR Act of 2015

Sponsor: Blaine Luetkemeyer (R-Mo.)

H.R.1210: Portfolio Lending and Mortgage Access Act

Sponsor: Andy Barr (R-Ky.)

H.R.1188: Credit Union Small Business Jobs Creation Act

Sponsor: Edward Royce (R-Calif.)

H.R.4252: Foreclosure Relief and Extension for Servicemembers Act of 2015

Sponsor: Stephen Fincher (R-Tenn.)

H.R.1660: Federal Savings Association Charter Flexibility Act of 2015

Sponsor: Keith Rothfus (R-Pa.)

H.R.1661: Mutual Bank Capital Opportunity Act of 2015

Sponsor: Keith Rothfus (R-Pa.)

S.1137: PATENT Act

Sponsor: Charles E. Grassley (R-Iowa)

H.R.2896: TAILOR Act of 2015

Sponsor: Scott Tipton (R-Colo.)

H.R.1090: Retail Investor Protection Act

Sponsor: Ann Wagner (R-Mo.)

H.R.3192: Homebuyers Assistance Act

Sponsor: French Hill (R-Ark.)

H.R.5465: To repeal section 1075 of the Consumer Financial Protection Act of 2010...

Sponsor: Randy Neugebauer (R-Texas)

H.R.2205: Data Security Act of 2015

Sponsor: Randy Neugebauer (R-Texas)

H.R.86: Cybersecurity Education Enhancement Act of 2013

Sponsor: Sheila Jackson Lee (D-Texas)

H.R.394: Nanotechnology Advancement and New Opportunities Act

Sponsor: Michael M. Honda (D-Calif.)

H.R.624: Cyber Intelligence Sharing and Protection Act

Sponsor: Mike Rogers (R-Mich.)

H.R.866: Universal Prekindergarten and Early Childhood Education Act of 2013

Sponsor: Eleanor Holmes Norton (D-D.C.)

S.21: Cybersecurity and American Cyber Competitiveness Act of 2013

Sponsor: John D. Rockefeller IV (D-W.Va.)

H.R.588: Vietnam Veterans Donor Acknowledgment Act of 2013

Sponsor: Don Young (R-Alaska)

S.968: Small Business Lending Enhancement Act of 2013

Sponsor: Mark Udall (D-Colo.)

S.450: Financial Regulatory Responsibility Act of 2013

Sponsor: Richard C. Shelby (R-Ala.)

H.R.719: Capital Access for Small Businesses and Jobs Act

Sponsor: Peter T. King (R-N.Y.)

H.R.1750: CLEAR Relief Act of 2013

Sponsor: Blaine Luetkemeyer (R-Mo.)

H.R.1553: Financial Institutions Examination Fairness and Reform Act

Sponsor: Shelley Moore Capito (R-W.Va.)

H.R.736: Responsible Homeowner Refinancing Act of 2013

Sponsor: Peter Welch (D-Vt.)

S.249: Responsible Homeowner Refinancing Act of 2013

Sponsor: Robert Menendez (D-N.J.)

H.R.749: Eliminate Privacy Notice Confusion Act

Sponsor: Blaine Luetkemeyer (R-Mo.)

H.R.1221: Basel III Capital Impact Study Act

Sponsor: Stephen Fincher (R-Tenn.)

H.R.1341: Financial Competitive Act of 2013

Sponsor: Stephen Fincher (R-Tenn.)

S.731: Basel III CASE Act

Sponsor: Joe Manchin III (D-W.Va.)

S.798: TBTF Act

Sponsor: Sherrod Brown (D-Ohio)

S.563: Jumpstart GSE Reform Act

Sponsor: Bob Corker (R-Tenn.)

S.1217: Housing Finance Reform and Taxpayer Protection Act of 2014

Sponsor: Bob Corker (R-Tenn.)

H.R.1603: Mutual Community Bank Competitive Equality Act

Sponsor: Mike Grimm (R-N.Y.)

H.R.1693: To provide an exemption for community banks from the application of...

Sponsor: Tim Griffin (R-Ark.)

H.R.992: Swaps Regulatory Improvement Act

Sponsor: Randy Hultgren (R-Ill.)

H.R.634: Business Risk Mitigation and Price Stabilization Act of 2013

Sponsor: Mike Grimm (R-N.Y.)

H.R.1256: Swap Jurisdiction Certainty Act

Sponsor: Scott Garrett (R-N.J.)

H.R.3547: Consolidated Appropriations Act, 2014

Sponsor: Lamar Smith (R-Texas)

S.1846: Homeowner Flood Insurance Affordability Act of 2013

Sponsor: Robert Menendez (D-N.J.)

S.2244: Terrorism Risk Insurance Program Reauthorization Act of 2014

Sponsor: Charles E. Schumer (D-N.Y.)

H.R.4871: TRIA Reform Act of 2014

Sponsor: Randy Neugebauer (R-Texas)

S.575: Debit Interchange Fee Study Act of 2011

Sponsor: Jon Tester (D-Mont.)

H.R.1081: Consumers Payment System Protection Act

Sponsor: Shelley Moore Capito (R-W.Va.)

H.R.3156: Consumer Debit Card Protection Act

Sponsor: Jason Chaffetz (R-Utah)

H.R.1182: GSE Bailout Elimination and Taxpayer Protection Act

Sponsor: Jeb Hensarling (R-Texas)

H.R.31: Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers...

Sponsor: Judy Biggert (R-Ill.)

H.R.1221: Equity in Government Compensation Act of 2011

Sponsor: Spencer Bachus (R-Ala.)

H.R.1222: GSE Subsidy Elimination Act of 2011

Sponsor: Randy Neugebauer (R-Texas)

H.R.1223: GSE Credit Risk Equitable Treatment Act of 2011

Sponsor: Scott Garrett (R-N.J.)

H.R.1224: GSE Portfolio Risk Reduction Act of 2011

Sponsor: Jeb Hensarling (R-Texas)

H.R.1225: GSE Debt Issuance Approval Act of 2011

Sponsor: Steve Pearce (R-N.M.)

H.R.1226: GSE Mission Improvement Act of 2011

Sponsor: Edward Royce (R-Calif.)

H.R.1227: GSE Risk and Activities Limitation Act of 2011

Sponsor: David Schweikert (R-Ariz.)

H.R.2436: Fannie Mae and Freddie Mac Taxpayer Payback Act of 2011

Sponsor: Donald Manzullo (R-Ill.)

H.R.2441: Housing Trust Fund Elimination Act of 2011

Sponsor: Edward Royce (R-Calif.)

H.R.2440: Market Transparency and Taxpayer Protection Act of 2011

Sponsor: Robert Hurt (R-Va.)

H.R.2462: Cap the GSE Bailout Act of 2011

Sponsor: Michael G. Fitzpatrick (R-Pa.)

H.R.463: Fannie Mae and Freddie Mac Transparency Act of 2011

Sponsor: Jason Chaffetz (R-Utah)

H.R.2439: Removing GSEs Charters During Receivership Act of 2011

Sponsor: Steve Stivers (R-Ohio)

H.R.830: FHA Refinance Program Termination Act

Sponsor: Robert Dold (R-Ill.)

H.R.836: Emergency Mortgage Relief Program Termination Act

Sponsor: Jeb Hensarling (R-Texas)

H.R.839: HAMP Termination Act of 2011

Sponsor: Patrick T. McHenry (R-N.C.)

H.R.861: NSP Termination Act

Sponsor: Gary G. Miller (R-Calif.)

S.509: Small Business Lending Enhancement Act of 2011

Sponsor: Mark Udall (D-Colo.)

H.R.1418: Small Business Lending Enhancement Act of 2011

Sponsor: Edward Royce (R-Calif.)

S.2231: Small Business Lending Enhancement Act of 2012

Sponsor: Mark Udall (D-Colo.)

H.R.1174: Internet Gambling Regulation, Consumer Protection, and Enforcement Act

Sponsor: John Campbell (R-Calif.)

H.R.1121: Responsible Consumer Financial Protection Regulations Act of 2011

Sponsor: Spencer Bachus (R-Ala.)

H.R.1315: Consumer Financial Protection Safety and Soundness Improvement Act of 2011

Sponsor: Sean Duffy (R-Wis.)

S.493: SBIR/STTR Reauthorization Act of 2011

Sponsor: Mary L. Landrieu (D-La.)

S.222: Limiting Investor and Homeowner Loss in Foreclosure Act of 2010

Sponsor: Sheldon Whitehouse (D-R.I.)

H.R.1309: Flood Insurance Reform Act of 2011

Sponsor: Judy Biggert (R-Ill.)

H.R.1439: Business Activity Tax Simplification Act of 2011

Sponsor: Robert W. Goodlatte (R-Va.)

H.R.1062: Burdensome Data Collection Relief Act

Sponsor: Nan Hayworth (R-N.Y.)

H.R.940: United States Covered Bond Act of 2011

Sponsor: Scott Garrett (R-N.J.)

H.R.1249: Leahy-Smith America Invents Act

Sponsor: Lamar Smith (R-Texas)

H.R.2577: SAFE Data Act

Sponsor: Mary Bono Mack (R-Calif.)

H.R.3035: Mobile Informational Call Act of 2011

Sponsor: Lee Terry (R-Neb.)

S.1151: Personal Data Privacy and Security Act of 2011

Sponsor: Patrick J. Leahy (D-Vt.)

S.1408: Data Breach Notification Act of 2011

Sponsor: Dianne Feinstein (D-Calif.)

S.1434: Data Security Act of 2011

Sponsor: Thomas R. Carper (D-Del.)

S.1535: Personal Data Protection and Breach Accountability Act of 2011

Sponsor: Richard Blumenthal (D-Conn.)

H.R.3765: Temporary Payroll Tax Cut Continuation Act of 2011

Sponsor: Dave Camp (R-Mich.)

H.R.2608: Continuing Appropriations Act, 2012

Sponsor: Sam Graves (R-Mo.)

H.J.RES.94: Making further continuing appropriations for fiscal year 2012, and for...

Sponsor: Harold Rogers (R-Ky.)

H.J.RES.95: Making further continuing appropriations for fiscal year 2012, and for...

Sponsor: Harold Rogers (R-Ky.)

H.R.2055: Consolidated Appropriations Act, 2012

Sponsor: John Culberson (R-Texas)

H.R.3671: Consolidated Appropriations Act, 2012

Sponsor: Harold Rogers (R-Ky.)

S.1958: A bill to extend the National Flood Insurance Program until May 31, 2012.

Sponsor: David Vitter (R-La.)

H.R.1965: To amend the securities laws to establish certain thresholds for...

Sponsor: Jim Himes (D-Conn.)

S.556: A bill to amend the securities laws to establish certain thresholds for...

Sponsor: Kay Bailey Hutchison (R-Texas)

S.1941: A bill to amend the securities laws to establish certain thresholds for...

Sponsor: Kay Bailey Hutchison (R-Texas)

H.R.2940: Access to Capital for Job Creators Act

Sponsor: Kevin McCarthy (R-Calif.)

H.R.2930: Entrepreneur Access to Capital Act

Sponsor: Patrick T. McHenry (R-N.C.)

H.R.2167: Private Company Flexibility and Growth Act

Sponsor: David Schweikert (R-Ariz.)

H.R.1070: Small Company Capital Formation Act of 2011

Sponsor: David Schweikert (R-Ariz.)

H.R.3213: Small Company Job Growth and Regulatory Relief Act of 2011

Sponsor: Stephen Fincher (R-Tenn.)

H.R.3461: Financial Institutions Examination Fairness and Reform Act

Sponsor: Shelley Moore Capito (R-W.Va.)

S.2160: Financial Institutions Examination Fairness and Reform Act

Sponsor: Jerry Moran (R-Kan.)

H.R.2056: To instruct the Inspector General of the Federal Deposit Insurance...

Sponsor: Lynn Westmoreland (R-Ga.)

H.R.3993: Capital Access for Small Businesses and Jobs Act

Sponsor: Peter T. King (R-N.Y.)

H.R.3606: Jumpstart Our Business Startups

Sponsor: Stephen Fincher (R-Tenn.)

H.R.2827: To amend the Securities Exchange Act of 1934 to clarify provisions...

Sponsor: Robert Dold (R-Ill.)

H.R.4014: To amend the Federal Deposit Insurance Act with respect to information...

Sponsor: Bill Huizenga (R-Mich.)

H.R.688: Credit Union Small Business Jobs Creation Act

Sponsor: Edward Royce (R-Calif.)

H.R.735: Federal Protective Service Improvement and Accountability Act of 2013

Sponsor: Bennie Thompson (D-Miss.)

H.R.756: Cybersecurity Enhancement Act of 2013

Sponsor: Michael McCaul (R-Texas)

H.R.5740: National Flood Insurance Program Extension Act

Sponsor: Judy Biggert (R-Ill.)

H.R.4078: Red Tape Reduction and Small Business Job Creation Act

Sponsor: Tim Griffin (R-Ark.)

H.R.4367: To amend the Electronic Fund Transfer Act to limit the fee disclosure...

Sponsor: Blaine Luetkemeyer (R-Mo.)

S.3204: A bill to address fee disclosure requirements under the Electronic Fund...

Sponsor: Mike Johanns (R-Neb.)

H.R.4348: MAP-21

Sponsor: John L. Mica (R-Fla.)

H.R.3128: To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act...

Sponsor: Mike Grimm (R-N.Y.)

H.R.4264: FHA Emergency Fiscal Solvency Act of 2012

Sponsor: Judy Biggert (R-Ill.)

H.R.6397: Defending American Taxpayers From Abusive Government Takings Act of 2012

Sponsor: John Campbell (R-Calif.)

S.3637: A bill to temporarily extend the transaction account guarantee program,...

Sponsor: Harry Reid (D-Nev.)

H.R.5817: Eliminate Privacy Notice Confusion Act

Sponsor: Blaine Luetkemeyer (R-Mo.)

H.R.4173: Dodd-Frank Wall Street Reform and Consumer Protection Act

Sponsor: Barney Frank (D-Mass.)

S.3217: Restoring American Financial Stability Act of 2010

Sponsor: Christopher J. Dodd (D-Conn.)

H.R.5872: General and Special Risk Insurance Funds Availability Act of 2010

Sponsor: Barney Frank (D-Mass.)

H.R.1586: FAA Air Transportation Modernization and Safety Improvement Act

Sponsor: Charles B. Rangel (D-N.Y.)

H.R.1083: Business Activity Tax Simplification Act of 2009

Sponsor: Rick Boucher (D-Va.)

H.R.4938: To permit the use of previously appropriated funds to extend the Small...

Sponsor: José E. Serrano (D-N.Y.)

H.R.4851: Continuing Extension Act of 2010

Sponsor: Sander M. Levin (D-Mich.)

H.R.5114: Flood Insurance Reform Priorities Act of 2010

Sponsor: Maxine Waters (D-Calif.)

H.R.5569: National Flood Insurance Program Extension Act of 2010

Sponsor: Maxine Waters (D-Calif.)

S.3814: National Flood Insurance Program Reextension Act of 2010

Sponsor: David Vitter (R-La.)

H.R.2695: Credit Card Fair Fee Act of 2009

Sponsor: John Conyers Jr. (D-Mich.)

H.R.5072: FHA Reform Act of 2010

Sponsor: Maxine Waters (D-Calif.)

H.R.5981: To increase the flexibility of the Secretary of Housing and Urban...

Sponsor: Barney Frank (D-Mass.)

H.R.5297: Small Business Jobs Act of 2010

Sponsor: Barney Frank (D-Mass.)

H.R.4853: Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act...

Sponsor: James L. Oberstar (D-Minn.)

H.R.3082: Continuing Appropriations and Surface Transportation Extensions Act, 2011

Sponsor: Chet Edwards (D-Texas)

H.R.1664: To amend the executive compensation provisions of the Emergency Economic...

Sponsor: Alan Grayson (D-Fla.)

H.R.1575: End Government Reimbursement of Excessive Executive Disbursements (End...

Sponsor: John Conyers Jr. (D-Mich.)

S.414: Credit CARD Act of 2009

Sponsor: Christopher J. Dodd (D-Conn.)

H.R.627: Credit CARD Act of 2009

Sponsor: Carolyn B. Maloney (D-N.Y.)

H.R.1105: Omnibus Appropriations Act, 2009

Sponsor: David R. Obey (D-Wis.)

H.R.1106: Helping Families Save Their Homes Act of 2009

Sponsor: John Conyers Jr. (D-Mich.)

S.61: Helping Families Save Their Homes in Bankruptcy Act of 2009

Sponsor: Richard J. Durbin (D-Ill.)

S.541: Depositor Protection Act of 2009

Sponsor: Christopher J. Dodd (D-Conn.)

H.R.200: Helping Families Save Their Homes in Bankruptcy Act of 2009

Sponsor: John Conyers Jr. (D-Mich.)

H.R.598: To provide for a portion of the economic recovery package relating to...

Sponsor: Charles B. Rangel (D-N.Y.)

H.R.1: American Recovery and Reinvestment Act of 2009

Sponsor: David R. Obey (D-Wis.)

S.896: Helping Families Save Their Homes Act of 2009

Sponsor: Christopher J. Dodd (D-Conn.)

H.R.786: To make permanent the temporary increase in deposit insurance coverage,...

Sponsor: Barney Frank (D-Mass.)

H.R.787: To make improvements in the Hope for Homeowners Program, and for other...

Sponsor: Barney Frank (D-Mass.)

H.R.788: To provide a safe harbor for mortgage servicers who engage in specified...

Sponsor: Paul E. Kanjorski (D-Pa.)

H.R.384: TARP Reform and Accountability Act of 2009

Sponsor: Barney Frank (D-Mass.)

H.J.RES.3: Relating to the disapproval of obligations under the Emergency Economic...

Sponsor: Virginia Foxx (R-N.C.)

H.R.1610: IRE Act

Sponsor: Jackie Speier (D-Calif.)

H.R.1652: To require institutions receiving certain assistance from the Troubled...

Sponsor: Christopher S. Murphy (D-Conn.)

H.R.1656: Assisted Institution Bonus Repayment Act of 2009

Sponsor: Dana Rohrabacher (R-Calif.)

H.R.1608: Protecting Consumers from Unreasonable Credit Rates Act of 2009

Sponsor: Jackie Speier (D-Calif.)

H.R.1640: Interest Rate Reduction Act

Sponsor: Maurice D. Hinchey (D-N.Y.)

H.R.4300: Restoring America's Commitment to Consumers Act of 2009

Sponsor: John F. Tierney (D-Mass.)

H.R.1645: Financial and Economic Literacy Improvement Act of 2009

Sponsor: Carolyn McCarthy (D-N.Y.)

H.R.1629: Helping Americans Keep Their Homes Act of 2009

Sponsor: Thaddeus McCotter (R-Mich.)

H.R.1637: Universal Default Prohibition Act of 2009

Sponsor: Keith Ellison (D-Minn.)

H.R.2382: Credit Card Interchange Fees Act of 2009

Sponsor: Peter Welch (D-Vt.)

H.R.2897: Bank Accountability and Risk Assessment Act of 2009

Sponsor: Luis V. Gutiérrez (D-Ill.)

H.R.2221: Data Accountability and Trust Act

Sponsor: Bobby L. Rush (D-Ill.)

H.R.1708: Ending the Medicare Disability Waiting Period Act of 2009

Sponsor: Gene Green (D-Texas)

H.R.3614: To provide for an additional temporary extension of programs under the...

Sponsor: Nydia M. Velázquez (D-N.Y.)

H.R.3639: Expedited CARD Reform for Consumers Act of 2009

Sponsor: Carolyn B. Maloney (D-N.Y.)

H.R.3221: Student Aid and Fiscal Responsibility Act of 2009

Sponsor: George Miller (D-Calif.)

H.R.3126: Consumer Financial Protection Agency Act of 2009

Sponsor: Barney Frank (D-Mass.)

H.R.3269: Corporate and Financial Institution Compensation Fairness Act of 2009

Sponsor: Barney Frank (D-Mass.)

S.1540: Resolution Reform Act of 2009

Sponsor: Bob Corker (R-Tenn.)

H.R.3380: Promoting Lending to America's Small Businesses Act of 2009

Sponsor: Paul E. Kanjorski (D-Pa.)

S.2919: Small Business Lending Enhancement Act of 2009

Sponsor: Mark Udall (D-Colo.)

H.R.3818: Private Fund Investment Advisers Registration Act of 2009

Sponsor: Paul E. Kanjorski (D-Pa.)

H.R.3817: Investor Protection Act of 2009

Sponsor: Paul E. Kanjorski (D-Pa.)

H.R.3890: Accountability and Transparency in Rating Agencies Act

Sponsor: Paul E. Kanjorski (D-Pa.)

H.R.3795: Over-the-Counter Derivatives Markets Act of 2009

Sponsor: Barney Frank (D-Mass.)

S.2886: Banking Integrity Act of 2009

Sponsor: Maria Cantwell (D-Wash.)

H.R.475: To amend the Internal Revenue Code to qualify formerly homeless youth...

Sponsor: Keith Ellison (D-Minn.)

H.R.4213: Unemployment Compensation Extension Act of 2010

Sponsor: Charles B. Rangel (D-N.Y.)

H.R.4154: To amend the Internal Revenue Code of 1986 to repeal the new carryover...

Sponsor: Earl Pomeroy (D-N.D.)

H.R.4191: Let Wall Street Pay for the Restoration of Main Street Act of 2009

Sponsor: Peter A. DeFazio (D-Ore.)

S.1927: Credit Card Rate Freeze Act of 2009

Sponsor: Christopher J. Dodd (D-Conn.)

H.R.3854: Small Business Financing and Investment Act of 2009

Sponsor: Kurt Schrader (D-Ore.)

H.R.3904: Overdraft Protection Act of 2009

Sponsor: Carolyn B. Maloney (D-N.Y.)

S.3098: PROP Trading Act

Sponsor: Jeff Merkley (D-Ore.)

H.R.41: Business Checking Fairness Act of 2007

Sponsor: Nydia M. Velázquez (D-N.Y.)

H.R.111: Community Choice in Real Estate Act

Sponsor: Paul E. Kanjorski (D-Pa.)

S.413: Community Choice in Real Estate Act

Sponsor: Hillary Rodham Clinton (D-N.Y.)

H.R.323: Seasoned Customer CTR Exemption Act of 2007

Sponsor: Spencer Bachus (R-Ala.)

H.R.5: College Student Relief Act of 2007

Sponsor: George Miller (D-Calif.)

H.R.6: Energy Independence and Security Act of 2007

Sponsor: Nick J. Rahall II (D-W.Va.)

H.RES.261: Providing for consideration of the bill (H.R. 1591) making emergency...

Sponsor: Louise M. Slaughter (D-N.Y.)

H.RES.332: Providing for consideration of the conference report to accompany the...

Sponsor: Louise M. Slaughter (D-N.Y.)

H.R.1591: U.S. Troop Readiness, Veterans' Care, Katrina Recovery, and Iraq...

Sponsor: David R. Obey (D-Wis.)

H.R.2206: U.S. Troop Readiness, Veterans' Care, Katrina Recovery, and Iraq...

Sponsor: David R. Obey (D-Wis.)

S.965: U.S. Troop Readiness, Veterans' Care, Katrina Recovery, and Iraq...

Sponsor: Robert C. Byrd (D-W.Va.)

H.R.976: Children's Health Insurance Program Reauthorization Act of 2007

Sponsor: Charles B. Rangel (D-N.Y.)

H.R.1537: Credit Union Regulatory Improvements Act of 2007

Sponsor: Paul E. Kanjorski (D-Pa.)

H.R.5519: Credit Union Regulatory Relief Act of 2008

Sponsor: Paul E. Kanjorski (D-Pa.)

H.R.2761: Terrorism Risk Insurance Program Reauthorization Act of 2007

Sponsor: Michael E. Capuano (D-Mass.)

H.R.4299: Terrorism Risk Insurance Program Reauthorization Act of 2007

Sponsor: Barney Frank (D-Mass.)

S.2285: Terrorism Risk Insurance Program Reauthorization Act of 2007

Sponsor: Christopher J. Dodd (D-Conn.)

H.R.556: Foreign Investment and National Security Act of 2007

Sponsor: Carolyn B. Maloney (D-N.Y.)

H.R.1066: Depository Institution Community Development Investments Enhancement Act

Sponsor: Barney Frank (D-Mass.)

H.R.498: Energy Policy Reinvestment Act of 2007

Sponsor: Albert Russell Wynn (D-Md.)

H.R.958: Data Accountability and Trust Act

Sponsor: Bobby L. Rush (D-Ill.)

S.495: Personal Data Privacy and Security Act of 2007

Sponsor: Patrick J. Leahy (D-Vt.)

S.806: Consumer ID Protection and Security Act

Sponsor: Mark Pryor (D-Ark.)

S.1178: Identity Theft Prevention Act

Sponsor: Daniel K. Inouye (D-Hawaii)

S.1260: Data Security Act of 2007

Sponsor: Thomas R. Carper (D-Del.)

H.R.1257: Shareholder Vote on Executive Compensation Act

Sponsor: Barney Frank (D-Mass.)

H.R.1314: Photo Identification Security Act

Sponsor: Marsha Blackburn (R-Tenn.)

S.163: Small Business Disaster Response and Loan Improvements Act of 2007

Sponsor: John Kerry (D-Mass.)

H.R.1361: RECOVER Act

Sponsor: Nydia M. Velázquez (D-N.Y.)

H.R.1427: Federal Housing Finance Reform Act of 2007

Sponsor: Barney Frank (D-Mass.)

S.1100: Federal Housing Enterprise Regulatory Reform Act of 2007

Sponsor: Chuck T. Hagel (R-Neb.)

H.R.698: Industrial Bank Holding Company Act of 2007

Sponsor: Paul E. Gillmor (R-Ohio)

S.1356: Industrial Bank Holding Company Act of 2007

Sponsor: Sherrod Brown (D-Ohio)

H.R.1682: Flood Insurance Reform and Modernization Act of 2007

Sponsor: Barney Frank (D-Mass.)

H.R.3121: Flood Insurance Reform and Modernization Act of 2007

Sponsor: Maxine Waters (D-Calif.)

S.1890: Flood Insurance Choice Act of 2007

Sponsor: Trent Lott (R-Miss.)

H.R.3959: To amend the National Flood Insurance Act of 1968 to provide for the...

Sponsor: Scott Garrett (R-N.J.)

H.R.1787: Catastrophe Savings Accounts Act of 2007

Sponsor: Tom C. Feeney (R-Fla.)

S.927: Catastrophe Savings Accounts Act of 2007

Sponsor: Bill Nelson (D-Fla.)

S.1299: Borrower's Protection Act of 2007

Sponsor: Charles E. Schumer (D-N.Y.)

S.486: Student Loan Sunshine Act

Sponsor: Edward M. Kennedy (D-Mass.)

S.511: Student Borrower Bill of Rights Act of 2007

Sponsor: Hillary Rodham Clinton (D-N.Y.)

S.1642: Higher Education Amendments of 2007

Sponsor: Edward M. Kennedy (D-Mass.)

S.1762: Higher Education Access Act of 2007

Sponsor: Edward M. Kennedy (D-Mass.)

H.R.890: Student Loan Sunshine Act

Sponsor: George Miller (D-Calif.)

H.R.2669: College Cost Reduction and Access Act

Sponsor: George Miller (D-Calif.)

S.1256: Small Business Lending Reauthorization and Improvements Act of 2007

Sponsor: John Kerry (D-Mass.)

H.R.1332: Small Business Lending Improvements Act of 2007

Sponsor: Melissa Bean (D-Ill.)

H.R.2829: Financial Services and General Government Appropriations Act, 2008

Sponsor: José E. Serrano (D-N.Y.)

S.1726: Business Activity Tax Simplification Act of 2007

Sponsor: Charles E. Schumer (D-N.Y.)

H.R.5267: Business Activity Tax Simplification Act of 2008

Sponsor: Rick Boucher (D-Va.)

H.R.1508: Compete Act of 2007

Sponsor: Gregory W. Meeks (D-N.Y.)

H.R.1869: Community Banks Serving Their Communities First Act

Sponsor: Nydia M. Velázquez (D-N.Y.)

H.R.6312: Credit Union, Bank, and Thrift Regulatory Relief Act of 2008

Sponsor: Paul E. Kanjorski (D-Pa.)

H.R.5841: Bank and Thrift Regulatory Relief Act of 2008

Sponsor: Dennis Moore (D-Kan.)

H.R.1852: Expanding American Homeownership Act of 2007

Sponsor: Maxine Waters (D-Calif.)

H.R.2419: Food, Conservation, and Energy Act of 2008

Sponsor: Collin C. Peterson (D-Minn.)

H.R.4193: To provide for an automatic one-year extension of the authorizations of...

Sponsor: Jerry Moran (R-Kan.)

S.2338: FHA Modernization Act of 2007

Sponsor: Christopher J. Dodd (D-Conn.)

H.R.3648: Mortgage Forgiveness Debt Relief Act of 2007

Sponsor: Charles B. Rangel (D-N.Y.)

H.R.3996: Tax Increase Prevention Act of 2007

Sponsor: Charles B. Rangel (D-N.Y.)

H.R.2601: Do-Not-Call Registry Fee Extension Act of 2007

Sponsor: Cliff Stearns (R-Fla.)

H.R.3541: Do-Not-Call Improvement Act of 2007

Sponsor: Mike Doyle (D-Pa.)

H.R.3609: Emergency Home Ownership and Mortgage Equity Protection Act of 2007

Sponsor: Brad Miller (D-N.C.)

S.2136: Helping Families Save Their Homes in Bankruptcy Act of 2008

Sponsor: Richard J. Durbin (D-Ill.)

H.R.3915: Mortgage Reform and Anti-Predatory Lending Act of 2007

Sponsor: Brad Miller (D-N.C.)

S.2452: Home Ownership Preservation and Protection Act of 2007

Sponsor: Christopher J. Dodd (D-Conn.)

H.R.3526: To include all banking agencies within the existing regulatory authority...

Sponsor: Barney Frank (D-Mass.)

S.2168: Identity Theft Enforcement and Restitution Act of 2007

Sponsor: Patrick J. Leahy (D-Vt.)

H.R.3837: Escrow, Appraisal, and Mortgage Servicing Improvements Act

Sponsor: Paul E. Kanjorski (D-Pa.)

H.R.3873: Section 515 Rural Housing Property Transfer Improvement Act of 2007

Sponsor: Paul W. Hodes (D-N.H.)

H.R.3965: Mark-to-Market Extension and Enhancement Act of 2007

Sponsor: Maxine Waters (D-Calif.)

H.R.3703: To amend section 5112(p)(1)(A) of title 31, United States Code, to allow...

Sponsor: David Scott (D-Ga.)

H.R.3970: Tax Reduction and Reform Act of 2007

Sponsor: Charles B. Rangel (D-N.Y.)

H.R.3056: Tax Collection Responsibility Act of 2007

Sponsor: Charles B. Rangel (D-N.Y.)

H.R.6275: Alternative Minimum Tax Relief Act of 2008

Sponsor: Charles B. Rangel (D-N.Y.)

H.R.6049: Energy Improvement and Extension Act of 2008

Sponsor: Charles B. Rangel (D-N.Y.)

H.R.2886: Japan Currency Manipulation Act

Sponsor: Joseph K. Knollenberg (R-Mich.)

H.R.5719: Taxpayer Assistance and Simplification Act of 2008

Sponsor: Charles B. Rangel (D-N.Y.)

H.R.5720: Housing Assistance Tax Act of 2008

Sponsor: Charles B. Rangel (D-N.Y.)

H.R.3866: Small Business Programs Act of 2007

Sponsor: Nydia M. Velázquez (D-N.Y.)

H.R.2895: National Affordable Housing Trust Fund Act of 2007

Sponsor: Barney Frank (D-Mass.)

H.R.946: Consumer Overdraft Protection Fair Practices Act

Sponsor: Carolyn B. Maloney (D-N.Y.)

S.1: Honest Leadership and Open Government Act of 2007

Sponsor: Harry Reid (D-Nev.)

H.R.5140: Economic Stimulus Act of 2008

Sponsor: Nancy Pelosi (D-Calif.)

S.2636: Foreclosure Prevention Act of 2008

Sponsor: Harry Reid (D-Nev.)

H.R.3221: Housing and Economic Recovery Act of 2008

Sponsor: Nancy Pelosi (D-Calif.)

H.R.5244: Credit Cardholders' Bill of Rights Act of 2008

Sponsor: Carolyn B. Maloney (D-N.Y.)

H.R.4044: National Guard and Reservists Debt Relief Act of 2008

Sponsor: Jan Schakowsky (D-Ill.)

H.R.5830: FHA Housing Stabilization and Homeownership Retention Act of 2008

Sponsor: Barney Frank (D-Mass.)

H.R.5818: Neighborhood Stabilization Act of 2008

Sponsor: Maxine Waters (D-Calif.)

H.R.5579: Emergency Mortgage Loan Modification Act of 2008

Sponsor: Michael N. Castle (R-Del.)

H.R.5546: Credit Card Fair Fee Act of 2008

Sponsor: John Conyers Jr. (D-Mich.)

S.3086: Credit Card Fair Fee Act of 2008

Sponsor: Richard J. Durbin (D-Ill.)

H.R.5715: Ensuring Continued Access to Student Loans Act of 2008

Sponsor: George Miller (D-Calif.)

S.2815: Strengthening Student Aid for All Act

Sponsor: Edward M. Kennedy (D-Mass.)

H.R.5767: To prohibit the Secretary of the Treasury and the Board of Governors of...

Sponsor: Barney Frank (D-Mass.)

H.R.3185: 401(k) Fair Disclosure for Retirement Security Act of 2007

Sponsor: George Miller (D-Calif.)

H.R.3010: Arbitration Fairness Act of 2007

Sponsor: Hank Johnson (D-Ga.)

H.R.5312: Automobile Arbitration Fairness Act of 2008

Sponsor: Linda T. Sánchez (D-Calif.)

H.R.4049: Money Service Business Act of 2008

Sponsor: Carolyn B. Maloney (D-N.Y.)

H.R.1424: A bill to provide authority for the Federal Government to purchase and...

Sponsor: Patrick J. Kennedy (D-R.I.)

S.3197: National Guard and Reservists Debt Relief Act of 2008

Sponsor: Richard J. Durbin (D-Ill.)

H.R.7327: Worker, Retiree, and Employer Recovery Act of 2008

Sponsor: Charles B. Rangel (D-N.Y.)

S.2155: Economic Growth, Regulatory Relief, and Consumer Protection Act

Sponsor: Michael D. Crapo (R-Idaho)

H.R.1595: Secure And Fair Enforcement Banking Act of 2019

Sponsor: Ed Perlmutter (D-Colo.)

H.R.1996: SAFE Banking Act of 2021

Sponsor: Ed Perlmutter (D-Colo.)

H.R.1996: To provide for a limitation on availability of funds for Department of...

Sponsor: Andy Biggs (R-Ariz.)

S.2860: SAFER Banking Act

Sponsor: Jeff Merkley (D-Ore.)

H.R.3139: ACRE Act of 2023

Sponsor: Randy Feenstra (R-Iowa)

S.1838: Credit Card Competition Act of 2023

Sponsor: Richard J. Durbin (D-Ill.)

H.R.3881: Credit Card Competition Act of 2023

Sponsor: Lance Gooden (R-Texas)

Show All Mentioned Bills

Lobbyists

Lobbyists named here were listed on a filing related to this lobbying engagement. They may not be working on it now. Occasionally, a single lobbyist whose name is spelled two different ways on filings may be represented twice here.

Lobbyist	Covered positions?
Michael P. Smith	n/a
Roberta Kotkin Esq.	n/a
William Bosies Esq.	n/a
Karen Jannetty	n/a
Stephen Rice	n/a
Roberta Kotkin	n/a
Karen Armstrong	n/a
Clare Cusack	n/a
William J. Bosies	n/a
Karen (Jannetty) Armstrong	n/a
Stephen W. Rice	n/a
Megan McGovern	n/a
Niall O'Hegarty	n/a
Brent Weitzberg	n/a

Disclosures Filed

Once a lobbying engagement begins, the lobbyist or firm is required to file updates four times a year. Those updates sometimes change which lobbyists are involved or add new issues being discussed. When lobbyists stop working for a client, the firm is also supposed to file a report disclosing the end of the relationship.

1st Quarter, 2024

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 22. Original Filing: 301571688.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

4th Quarter, 2023

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 22. Original Filing: 301538691.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

3rd Quarter, 2023

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 19, 2023. Original Filing: 301507087.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

2nd Quarter, 2023

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 20, 2023. Original Filing: 301486756.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

1st Quarter, 2023

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 20, 2023. Original Filing: 301462110.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

4th Quarter, 2022

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 20, 2023. Original Filing: 301437531.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

3rd Quarter, 2022

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 20, 2022. Original Filing: 301417132.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

2nd Quarter, 2022

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 20, 2022. Original Filing: 301392141.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

1st Quarter, 2022

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 19, 2022. Original Filing: 301362037.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

4th Quarter, 2021

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 20, 2022. Original Filing: 301335474.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

4th Quarter, 2021

Registration

3rd Quarter, 2021

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 19, 2021. Original Filing: 301305695.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

2nd Quarter, 2021

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 20, 2021. Original Filing: 301285354.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

1st Quarter, 2021

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 19, 2021. Original Filing: 301259536.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

4th Quarter, 2020

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 19, 2021. Original Filing: 301235108.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

3rd Quarter, 2020

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 19, 2020. Original Filing: 301216574.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

2nd Quarter, 2020

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 17, 2020. Original Filing: 301192305.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

1st Quarter, 2020

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 20, 2020. Original Filing: 301175018.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

4th Quarter, 2019

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 17, 2020. Original Filing: 301110560.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

3rd Quarter, 2019

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 21, 2019. Original Filing: 301074944.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

2nd Quarter, 2019

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 22, 2019. Original Filing: 301055837.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

1st Quarter, 2019

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 16, 2019. Original Filing: 301026489.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

4th Quarter, 2018

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 17, 2019. Original Filing: 301006716.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC Brokered Deposits Rule; Department of Labor Fiduciary Rule; OCC CRA Reform; CECL Federal Legislative Activity TAILOR Act (HR 1116); Financial Choice Act(HR 10) and amendments; Durbin Amendment; Portfolio Lending and Mortgage Access Act; Federal Savings Association Charter Flexibility Act (HR 1426); credit union issues; Tax Reform and Jobs Act; Senate regulatory relief bill (S.2155)

Agencies Lobbied

Type of Issue

3rd Quarter, 2018

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 17, 2018. Original Filing: 300987160.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC Brokered Deposits Rule; Department of Labor Fiduciary Rule; OCC CRA Reform Federal Legislative Activity TAILOR Act (HR 1116); Financial Choice Act(HR 10) and amendments; Durbin Amendment; Portfolio Lending and Mortgage Access Act; Federal Savings Association Charter Flexibility Act (HR 1426); credit union issues; Tax Reform and Jobs Act; Senate regulatory relief bill (S.2155)

Agencies Lobbied

Type of Issue

2nd Quarter, 2018

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 17, 2018. Original Filing: 300966269.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC Brokered Deposits Rule; Department of Labor Fiduciary Rule Federal Legislative Activity TAILOR Act (HR 1116); Financial Choice Act(HR 10) and amendments; Durbin Amendment; Portfolio Lending and Mortgage Access Act; Federal Savings Association Charter Flexibility Act (HR 1426); credit union issues; Tax Reform and Jobs Act; Senate regulatory relief bill (S.2155)

Agencies Lobbied

Type of Issue

1st Quarter, 2018

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 19, 2018. Original Filing: 300949279.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC Brokered Deposits Rule; Department of Labor Fiduciary Rule Federal Legislative Activity TAILOR Act (HR 1116); Financial Choice Act(HR 10) and amendments; Durbin Amendment; Portfolio Lending and Mortgage Access Act; Federal Savings Association Charter Flexibility Act (HR 1426); credit union issues; Tax Reform and Jobs Act; Senate regulatory relief bill (S.2155)

Agencies Lobbied

Type of Issue

4th Quarter, 2017

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 19, 2018. Original Filing: 300930351.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC Brokered Deposits Rule; Department of Labor Fiduciary Rule Federal Legislative Activity TAILOR Act (HR 1116); Financial Choice Act(HR 10) and amendments; Durbin Amendment; Portfolio Lending and Mortgage Access Act; Federal Savings Association Charter Flexibility Act (HR 1426); credit union issues; Tax Reform and Jobs Act; Senate regulatory relief bill

Agencies Lobbied

Type of Issue

3rd Quarter, 2017

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 19, 2017. Original Filing: 300910442.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC Brokered Deposits Rule; Department of Labor Fiduciary Rule Federal Legislative Activity TAILOR Act (HR 1116); Financial Choice Act(HR 10) and amendments; Durbin Amendment; Portfolio Lending and Mortgage Access Act; Federal Savings Association Charter Flexibility Act (HR 1426); credit union issues

Agencies Lobbied

Type of Issue

2nd Quarter, 2017

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 14, 2017. Original Filing: 300884939.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC Brokered Deposits Rule; Department of Labor Fiduciary Rule Federal Legislative Activity TAILOR Act (HR 1116); Financial Choice Act(HR 10) and amendments; Durbin Amendment; Portfolio Lending and Mortgage Access Act; Federal Savings Association Charter Flexibility Act (HR 1426); credit union issues

Agencies Lobbied

Type of Issue

1st Quarter, 2017

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 17, 2017. Original Filing: 300866216.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC Brokered Deposits Rule; Department of Labor Fiduciary Rule Federal Legislative Activity TAILOR Act (HR 1116); Financial Choice Act; Durbin Amendment; Portfolio Lending and Mortgage Access Act; Federal Savings Association Charter Flexibility Act (HR 1426); credit union issues

Agencies Lobbied

Type of Issue

4th Quarter, 2016

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 18, 2017. Original Filing: 300848522.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC brokered Deposits rule; Department of Labor Fiduciary Rule Federal Legislative Activity Cybersecurity legislation: (H.R. 1731, S.1927, S.961); Regulatory Relief bills (H.R. 601, H.R. 1259, H.R.1480, H.R.1265, H.R. 685, S.774, S.1484, H.R.1553), Community Banks legislation (H.R. 1389, H.R. 1233), Portfolio Lending relief (H.R.1210); credit union tax treatment (H.R. 1188), Mutual Bank legislation (H.R.4252); Mutual Charter Relief (H.R. 1660, H.R. 1661), Patent Troll relief (S.1137), the TAILOR Act (H.R.2896), Highway Trust Fund/ Federal Reserve Dividend; Retail Investor Protection Act (H.R. 1090); TILA RESPA Safe Harbor (H.R.3192); Interchange Fees (H.R.5465); Data Security Act (H.R. 2205)

Agencies Lobbied

Type of Issue

3rd Quarter, 2016

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 17, 2016. Original Filing: 300828554.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC brokered Deposits rule; Department of Labor Fiduciary Rule Federal Legislative Activity Cybersecurity legislation: (H.R. 1731, S.1927, S.961); Regulatory Relief bills (H.R. 601, H.R. 1259, H.R.1480, H.R.1265, H.R. 685, S.774, S.1484, H.R.1553), Community Banks legislation (H.R. 1389, H.R. 1233), Portfolio Lending relief (H.R.1210); credit union tax treatment (H.R. 1188), Mutual Bank legislation (H.R.4252); Mutual Charter Relief (H.R. 1660, H.R. 1661), Patent Troll relief (S.1137), the TAILOR Act (H.R.2896), Highway Trust Fund/ Federal Reserve Dividend; Retail Investor Protection Act (H.R. 1090); TILA RESPA Safe Harbor (H.R.3192); Interchange Fees (H.R.5465); Data Security Act (H.R. 2205)

Agencies Lobbied

Type of Issue

2nd Quarter, 2016

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 18, 2016. Original Filing: 300812154.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC brokered Deposits rule; Department of Labor Fiduciary Rule Federal Legislative Activity Cybersecurity legislation: (H.R. 1731, S.1927, S.961); Regulatory Relief bills (H.R. 601, H.R. 1259, H.R.1480, H.R.1265, H.R. 685, S.774, S.1484, H.R.1553), Community Banks legislation (H.R. 1389, H.R. 1233), Portfolio Lending relief (H.R.1210); credit union tax treatment (H.R. 1188), Mutual Bank legislation (H.R.4252); Mutual Charter Relief (H.R. 1660, H.R. 1661), Patent Troll relief (S.1137), the TAILOR Act (H.R.2896), Highway Trust Fund/ Federal Reserve Dividend; Retail Investor Protection Act (H.R. 1090); TILA RESPA Safe Harbor (H.R.3192); Interchange Fees (H.R.5465); Data Security Act (H.R. 2205)

Agencies Lobbied

Type of Issue

1st Quarter, 2016

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 19, 2016. Original Filing: 300794817.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC brokered Deposits rule; Department of Labor Fiduciary Rule Federal Legislative Activity Cybersecurity legislation: (H.R. 1731, S.1927, S.961); Regulatory Relief bills (H.R. 601, H.R. 1259, H.R.1480, H.R.1265, H.R. 685, S.774, S.1484, H.R.1553), Community Banks legislation (H.R. 1389, H.R. 1233), Portfolio Lending relief (H.R.1210); credit union tax treatment (H.R. 1188), Mutual Bank legislation (H.R.4252); Mutual Charter Relief (H.R. 1660, H.R. 1661), Patent Troll relief (S.1137), the TAILOR Act (H.R.2896), Highway Trust Fund/ Federal Reserve Dividend; Retail Investor Protection Act (H.R. 1090); TILA RESPA Safe Harbor (H.R.3192)

Agencies Lobbied

Type of Issue

4th Quarter, 2015

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 15, 2016. Original Filing: 300773274.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC brokered Deposits rule; Department of Labor Fiduciary Rule Federal Legislative Activity Cybersecurity legislation: (H.R. 1731, S.1927, S.961); Regulatory Relief bills (H.R. 601, H.R. 1259, H.R.1480, H.R.1265, H.R. 685, S.774, S.1484, H.R.1553), Community Banks legislation (H.R. 1389, H.R. 1233), Portfolio Lending relief (H.R.1210); credit union tax treatment (H.R. 1188), Mutual Bank legislation (H.R.4252); Mutual Charter Relief (H.R. 1660, H.R. 1661), Patent Troll relief (S.1137), the TAILOR Act (H.R.2896), Highway Trust Fund/ Federal Reserve Dividend; Retail Investor Protection Act (H.R. 1090); TILA RESPA Safe Harbor (H.R.3192)

Agencies Lobbied

Type of Issue

3rd Quarter, 2015

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 15, 2015. Original Filing: 300754099.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), FDIC brokered Deposits rule; Department of Labor Fiduciary Rule Federal Legislative Activity Cybersecurity legislation: (H.R. 1731, S.1927, S.961); Regulatory Relief bills (H.R. 601, H.R. 1259, H.R.1480, H.R.1265, H.R. 685, S.774, S.1484, H.R.1553), Community Banks legislation (H.R. 1389, H.R. 1233), Portfolio Lending relief (H.R.1210); credit union tax treatment (H.R. 1188), Mutual Bank legislation (H.R.4252); Mutual Charter Relief (H.R. 1660, H.R. 1661), Patent Troll relief (S.1137), the TAILOR Act (H.R.2896), Highway Trust Fund/ Federal Reserve Dividend; Retail Investor Protection Act (H.R. 1090); TILA RESPA Safe Harbor (H.R.3192)

Agencies Lobbied

Type of Issue

2nd Quarter, 2015

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 20, 2015. Original Filing: 300743643.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), Federal Legislative Activity Cybersecurity legislation: (H.R. 1731, S.1927, S.961); Regulatory Relief bills (H.R. 601, H.R. 1259, H.R.1480, H.R.1265, H.R. 685, S.774), Community Banks legislation (H.R. 1389, H.R. 1233), Portfolio Lending relief (H.R.1210); credit union tax treatment (H.R. 1188), Mutual Bank legislation (H.R.4252); Mutual Charter Relief (H.R. 1660, H.R. 1661), Patent Troll relief (S.1137), Draft tailored regulations bill.

Agencies Lobbied

Type of Issue

1st Quarter, 2015

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 17, 2015. Original Filing: 300718252.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e) Federal Legislative Activity Cybersecurity legislation: (H.R. 1731, S.1927); Regulatory Relief bills (H.R. 601, H.R. 1259, H.R.1480, H.R.1265, H.R. 685, S.774), Community Banks legislation (H.R. 1389, H.R. 1233), Portfolio Lending relief (H.R.1210); credit union tax treatment (H.R. 1188), Mutual Bank legislation (H.R.4252); draft tailored regulation legislation

Agencies Lobbied

Type of Issue

4th Quarter, 2014

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 16, 2015. Original Filing: 300698368.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e), Federal Home Loan Bank membership requirements. Federal Legislative Activity Cybersecurity legislation: (H.R. 86, H.R.394, H.R.624, H.R.866, S.21); Credit Union Business Lending (H.R.588, S.968); Regulatory Reform (S.450, H.R. 719, H.R.1750, H.R. 1553); mortgage foreclosure legislation (H.R.736, S.249); Privacy: H.R. 749; Basel and Capital requirements: (H.R. 1221, H.R. 1341, S.731, S.798); GSE Reform (S.563, S.1217); Community banks: (H.R. 1603. H.R. 1693); derivatives: (H.R.992, H.R. 634, H.R. 1256); Flood insurance: (H.R.3547, S.1846); TRIA (S.2244, H.R.4871)

Agencies Lobbied

Type of Issue

3rd Quarter, 2014

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 15, 2014. Original Filing: 300676691.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e) Federal Legislative Activity Cybersecurity legislation: (H.R. 86, H.R.394, H.R.624, H.R.866, S.21); Credit Union Business Lending (H.R.588, S.968); Regulatory Reform (S.450, H.R. 719, H.R.1750, H.R. 1553); mortgage foreclosure legislation (H.R.736, S.249); Privacy: H.R. 749; Basel and Capital requirements: (H.R. 1221, H.R. 1341, S.731, S.798); GSE Reform (S.563, S.1217); Community banks: (H.R. 1603. H.R. 1693); derivatives: (H.R.992, H.R. 634, H.R. 1256); Flood insurance: (H.R.3547, S.1846); TRIA (S.2244, H.R.4871)

Agencies Lobbied

Type of Issue

2nd Quarter, 2014

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 16, 2014. Original Filing: 300657637.xml

Lobbying Issues

Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, IRS Regulation 67(e) Federal Legislative Activity Cybersecurity legislation: (H.R. 86, H.R.394, H.R.624, H.R.866, S.21); Credit Union Business Lending (H.R.588, S.968); Regulatory Reform (S.450, H.R. 719, H.R.1750, H.R. 1553); mortgage foreclosure legislation (H.R.736, S.249); Privacy: H.R. 749; Basel and Capital requirements: (H.R. 1221, H.R. 1341, S.731, S.798); GSE Reform (S.563, S.1217); Community banks: (H.R. 1603. H.R. 1693); derivatives: (H.R.992, H.R. 634, H.R. 1256); Flood insurance: (H.R.3547, S.1846); TRIA (S.2244, H.R.4871)

Agencies Lobbied

Type of Issue

1st Quarter, 2014

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 17, 2014. Original Filing: 300638545.xml

Lobbying Issues

Federal Legislative Activity Cybersecurity legislation: (H.R. 86, H.R.394, H.R.624, H.R.866, S.21); Credit Union Business Lending (H.R.588, S.968); Regulatory Reform (S.450, H.R. 719, H.R.1750, H.R. 1553); mortgage foreclosure legislation (H.R.736, S.249); Privacy: H.R. 749; Basel and Capital requirements: (H.R. 1221, H.R. 1341, S.731, S.798); GSE Reform (S.563, S.1217); Community banks: (H.R. 1603. H.R. 1693); derivatives: (H.R.992, H.R. 634, H.R. 1256); Flood insurance: (H.R.3547, S.1846) Federal Regulatory Activity OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule.

Agencies Lobbied

Type of Issue

1st Quarter, 2014

Amendment

New York Bankers Association amended a lobbying report for in-house lobbying in Q12014 on April 17, 2014 Original Filing: 300638564.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

4th Quarter, 2013

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 21, 2014. Original Filing: 300623050.xml

Lobbying Issues

Federal Legislative Activity: Cybersecurity legislation: (H.R. 86, H.R.394, H.R.624, H.R.866, S.21); Credit Union Business Lending (H.R.588, S.968); Regulatory Reform (S.450, H.R. 719, H.R.1750, H.R. 1553); mortgage foreclosure legislation (H.R.736, S.249); Privacy: H.R. 749; Basel and Capital requirements: (H.R. 1221, H.R. 1341, S.731, S.798); GSE Reform (S.563, S.1217); [continued on next page] 16. Legislative Activity (continued): Community banks: (H.R. 1603. H.R. 1693); derivatives: (H.R.992, H.R. 634, H.R. 1256); Flood insurance: (H.R.3547, S.1846). Federal Regulatory Activity: OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/ National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule, GSE repurchases; Section 619, Dodd-Frank Wall Street Reform and Consumer Protection Act. Final Rule, Volcker Rule, FHFA mortgage loan seller representation and warranties requirements. 17. (continued) Consumer Finance Protection Board (CFPB).

Agencies Lobbied

Type of Issue

3rd Quarter, 2013

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 18, 2013. Original Filing: 300599747.xml

Lobbying Issues

Federal Legislative Activity: Cybersecurity legislation: (H.R. 86, H.R. 394, H.R.624, H.R. 866, S.21); Credit Union Business Lending (H.R.588,S.968); Regulatory Reform (S.450, H.R. 719, H.R. 1750, H.R. 1553); mortgage foreclosure legislation (H.R.736, S.249); Privacy: H.R.749; Basel and Capital requirements: (H.R.1221, H.R.1341, S.731, S.798); GSE Reform (S.563, S.1217); [continued on next page] 16. Legislative Activity (continued): Community banks: (H.R.1603, H.R.1693); derivatives: (H.R.992, H.R.634, H.R.1256). Federal Regulatory Activity: OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule; GSE repurchases. 17. (continued) Consumer Finance Protection Board (CFPB).

Agencies Lobbied

Type of Issue

2nd Quarter, 2013

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 18, 2013. Original Filing: 300575756.xml

Lobbying Issues

Federal Legislative Activity: Cybersecurity legislation: (H.R. 86, H.R. 394, H.R624, S.21); Credit Union Business Lending (H.R.588, S.968); Regulatory Reform (S.450, H.R.719,H.R.1750,H.R.1553); mortgage foreclosure legislation (H.R.736, S.249); Privacy: H.R.749; Basel and Capital cont. 16. Legislative Activity (continued): Requirements: (H.R.1221, H.R.1341, S.731, S.798); GSE Reform (S.563,S.1217); Community banks; (H.R.1603, H.R.1693); derivatives: (H.R.992, H.R.634, H.R.1256). Federal Regulatory Activity: OCC guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule and Qualified Mortgage Rule; CFPB mortgage servicing final rules (TILA and RESPA); CFPB escrow final rule under Dodd-Frank; CFPB loan originator and mortgage servicing rules; Basel Committee Liquidity Standard; FDIC appraisal requirements under Dodd-Frank; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules; FEMA/National Flood Insurance; OCC lending limits rule; SEC municipal advisor rule. 17. (continued) Consumer Finance Protection Board (CFPB).

Agencies Lobbied

Type of Issue

1st Quarter, 2013

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 19, 2013. Original Filing: 300554881.xml

Lobbying Issues

Legislation: Cybersecurity legislation: (H.R. 86, H.R.394, H.R.624, S.21); Credit Union Business Lending (H.R.688); Regulatory Reform (S.450); H.R. 719); mortgage foreclosure legislation (H.R.736, S.249); Privacy: H.R. 749; Basel and Capital requirements: (H.R. 1221); GSE Reform (S.563); Federal Protective Service Improvement & Accountability Act of 2013 (H.R. 735); Cybersecurity Enhancement Act of 2013 (H.R. 756). (Please see next page for Regulation.) Regulation: OCC Guidance on derivatives under Dodd-Frank; CFPB Ability to Repay Rule & Qualified Mortgage Rule; CFPB Mortgage servicing final rules (TILA & RESPA); CFPB escrow final rule under Dodd-Frank; CFPB ATM placard rule; Basel Committee Liquidity Standard; FDIC Appraisal requirements under Dodd-Frank; Treasury Foreign Account Tax & Compliance Act; Federal Reserve proposed rule on enhanced prudential standards and early remediation requirements for large foreign banks under Dodd-Frank; Federal banking agency revisions to Call Report rules.

Agencies Lobbied

Type of Issue

4th Quarter, 2012

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 15, 2013. Original Filing: 300528801.xml

Lobbying Issues

Legislation: Regulatory environment affecting banks, including community banks; Debit Card Interchange Fee legislation (S.575, H.R.1081, H.R.3156); GSE legislation (H.R.1182, H.R.31, H.R.1221, H.R.1222,H.R.1223, H.R.1224, H.R.1225, H.R.1226, H.R.1227, H.R.2436, H.R.2441, H.R.2440, H.R.2462, H.R.463, H.R.2439); Mortgage Foreclosure Relief legislation (H.R.830, H.R.836, H.R.839, H.R.861) ; (Continued on next page)Legislation (cont'd.): Credit Union business lending (S.509, H.R.1418, S.2231); Internet Gambling Regulation (H.R.1174); Consumer Financial Protection Bureau Governance (H.R.1121, H.R.1315). Small Business Lending (S.493), Bankruptcy Legislation (S.222), National Flood Insurance Reform (H.R.1309, H.R.5740), Business Activity Tax Simplification Act (H.R. 1439), Executive Compensation (H.R. 1062), Covered Bonds (H.R.940), Patent Reform (H.R.1249), CFPB Appropriations Legislation. Information Security/Privacy (H.R.2577, H.R.3035, S.1151, S.1408, S.1434, S.1535), Deficit Reduction, American Jobs Act, Regulatory Freeze for Jobs Act (H.R.4078), Appropriation Legislation, Patent Office Reform (H.R.1249). Fannie Mae/Freddie Mac/FHA Fees (H.R. 3765); Flood Insurance Reform & Extension (H.R.2608, HJ Res. 94, HJ Res. 95, H.R.2055, H.R.3671, S.1958); Bank & Corporate Governance (H.R. 1965, S.556, S.1941,H.R.2940, H.R.2930); SEC Registration Threshold (H.R.2167, HR.1070); Sarbanes-Oxley Auditor Requirements (H.R.3213); Restoration of Fannie Mae/Freddie Mac/FHA Higher Loan Limits (Amendment to Ag Appropriations bill); Bank Examination Fairness (H.R.3461,S.2160); Bank Failure Study Legislation (H.R.2056); Federal Tax on Larger Financial Institutions; Credit Union Capital (H.R.3993); Amendment on non-resident alien interest reporting; The JOBS Act - H.R.3606; Municipal Advisor Exemption - H.R.2827; CFPB Confidential Information Protection - H.R.4014; ATM Signage (H.R.4367, S.3204); Transportation; Treasury; Student Loan Appropriations (H.R.4348); Heightened Regulatory Capital Requirements, including the Collins amendment (H.R.3128); protection of privileged information provided to CFPB (S.3204); Mutual mortgage insurance fund (H.R.4264); definition of municipal advisor (H.R.2827); loan guarantees & eminent domain (H.R.6397); TAG extension bill (S.3637); Annual Privacy Notice requirement limits (H.R.5817); CFPB privileged information (H.R. 4014); ATM placard requirements (H.R. 4367). Regulation: Fed. Reg. B (Equal Credit Opportunity) Rules, Fed and FDIC Orderly Resolution Regulations for Systemically Significant Companies, Fin CEN Bank Secrecy Act reporting requirements, General Obligation Bonds, Thrift institution regulation and reporting transfer to OCC and Fed, FASB Auditor Independence Rules, OCC Guidance on Deposit-Related Consumer Credit Products, Fed, FDIC and OCC Retail Foreign Exchange Rules, Regulation Q, Fed and FTC Credit Score Disclosure Rules, OCC Foreclosure Guidance. FDIC Assessment, Base & Rate Regulation; Registration of Mortgage Loan Originators; Federal Reserve Regulation II - debit card interchange fee regulation; SEC registration of municipal advisor regulation; FDIC Interest on Lawyer Account deposit insurance coverage regulation; FASB Mark to Market Accounting; shareholder executive compensation rules; FASB lease accounting rules; FASB impairment of financial asset rules; mortgage disclosure regulation; regulatory burden relief; federal garnishment rules; Federal Home Loan Bank system membership; Credit Card Act implementation; Regulation Z (Truth-in-Lending) amendments; Payment Settlement Entity Reporting; Interest on Non-Resident Alien Account Reporting; Credit Risk Retention Regulation. FDIC and OCC Overdraft and Bank Product Guidance, Repeal of Reg. Q, FHFA Rules on purchase of housing cooperative loans, IRS Guidance on Trust Commissions, Fed Savings and Loan Holding Company Regulation, Fed Remittance Transfer Proposal, National bank preemption, Risk-based capital requirements, CFPB Regulations. Home Mortgage Disclosure Act Reporting of Assignments in lieu of Mortgage Discharge (Reg C); Restrictions on Bank Proprietary Trading (Volcker Rule); Acquisitions of non-systemically significant financial institutions; Flood Insurance Guidance; Treasury Home Affordable Refinance Program; Examiner Treatment of New York State and Local Government Securities; CFPB Credit Card Disclosures; CFPB Deposit Account Disclosures; CFPB Mortgage Disclosures; Enhanced Regulation of large bank holding companies and non-bank firms. Patent and Trademark Reform Regulatory Implementation; Regulations Implementing the Dodd-Frank Act; Stress Test Regulations; Allowance for Loan and Lease Losses (ALLL); Servicing and Foreclosure Guidance and Regulations; Home Loan Bank Member Supervision; CFPB Streamlined Regulations Project; CFPB Regulations on Privileged Information; Qualified Mortgage Safe Harbor; Extension of the TAG Program; Regulations implementing higher capital standards including the market risk capital final rule and 3 proposed rules under Basel III; CFPB proposed regulations on "high cost" mortgage definition; CFPB final and proposed rules on swaps; Federal Reserve rule on fraud prevention adjustments for debit card issuers; CFPB mortgage servicing rules and appraisal requirement rules; CFPB mortgage loan option rule; CFPB proposal on telephone surveys for short-form credit card agreements; OCC rule on the short-term investment fund (STIF); Financial Crimes Enforcement Network advisory on Suspicious Activity Reports; federal regulators guidance on natural disasters; FSOC proposals on Money Market Mutual Funds; CFPB procedures for examiners regarding student lending.

Agencies Lobbied

Type of Issue

3rd Quarter, 2012

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Dec. 27, 2012. Original Filing: 300525037.xml

Lobbying Issues

Legislation: Regulatory environment affecting banks, including community banks; Debit Card Interchange Fee legislation (S.575, H.R.1081, H.R.3156); GSE legislation (H.R.1182, H.R.31, H.R.1221, H.R.1222,H.R.1223, H.R.1224, H.R.1225, H.R.1226, H.R.1227, H.R.2436, H.R.2441, H.R.2440, H.R.2462, H.R.463, H.R.2439); Mortgage Foreclosure Relief legislation (H.R.830, H.R.836, H.R.839, H.R.861) ; (Continued on next page)Legislation (cont'd.): Credit Union business lending (S.509, H.R.1418, S.2231); Internet Gambling Regulation (H.R.1174); Consumer Financial Protection Bureau Governance (H.R.1121, H.R.1315). Small Business Lending (S.493), Bankruptcy Legislation (S.222), National Flood Insurance Reform (H.R.1309, H.R.5740), Business Activity Tax Simplification Act (H.R. 1439), Executive Compensation (H.R. 1062), Covered Bonds (H.R.940), Patent Reform (H.R.1249), CFPB Appropriations Legislation. Information Security/Privacy (H.R.2577, H.R.3035, S.1151, S.1408, S.1434, S.1535), Deficit Reduction, American Jobs Act, Regulatory Freeze for Jobs Act (H.R.4078), Appropriation Legislation, Patent Office Reform (H.R.1249). Fannie Mae/Freddie Mac/FHA Fees (H.R. 3765); Flood Insurance Reform & Extension (H.R.2608, HJ Res. 94, HJ Res. 95, H.R.2055, H.R.3671, S.1958); Bank & Corporate Governance (H.R. 1965, S.556, S.1941,H.R.2940, H.R.2930); SEC Registration Threshold (H.R.2167, HR.1070); Sarbanes-Oxley Auditor Requirements (H.R.3213); Restoration of Fannie Mae/Freddie Mac/FHA Higher Loan Limits (Amendment to Ag Appropriations bill); Bank Examination Fairness (H.R.3461,S.2160); Bank Failure Study Legislation (H.R.2056); Federal Tax on Larger Financial Institutions; Credit Union Capital (H.R.3993); Amendment on non-resident alien interest reporting; The JOBS Act - H.R.3606; Municipal Advisor Exemption - H.R.2827; CFPB Confidential Information Protection - H.R.4014; ATM Signage (H.R.4367, S.3204); Transportation; Treasury; Student Loan Appropriations (H.R.4348); Heightened Regulatory Capital Requirements, including the Collins amendment (H.R.3128); protection of privileged information provided to CFPB (S.3204); Mutual mortgage insurance fund (H.R.4264); definition of municipal advisor (H.R.2827); loan guarantees & eminent domain (H.R.6397). Regulation: Fed. Reg. B (Equal Credit Opportunity) Rules, Fed and FDIC Orderly Resolution Regulations for Systemically Significant Companies, Fin CEN Bank Secrecy Act reporting requirements, General Obligation Bonds, Thrift institution regulation and reporting transfer to OCC and Fed, FASB Auditor Independence Rules, OCC Guidance on Deposit-Related Consumer Credit Products, Fed, FDIC and OCC Retail Foreign Exchange Rules, Regulation Q, Fed and FTC Credit Score Disclosure Rules, OCC Foreclosure Guidance. FDIC Assessment, Base & Rate Regulation; Registration of Mortgage Loan Originators; Federal Reserve Regulation II - debit card interchange fee regulation; SEC registration of municipal advisor regulation; FDIC Interest on Lawyer Account deposit insurance coverage regulation; FASB Mark to Market Accounting; shareholder executive compensation rules; FASB lease accounting rules; FASB impairment of financial asset rules; mortgage disclosure regulation; regulatory burden relief; federal garnishment rules; Federal Home Loan Bank system membership; Credit Card Act implementation; Regulation Z (Truth-in-Lending) amendments; Payment Settlement Entity Reporting; Interest on Non-Resident Alien Account Reporting; Credit Risk Retention Regulation. FDIC and OCC Overdraft and Bank Product Guidance, Repeal of Reg. Q, FHFA Rules on purchase of housing cooperative loans, IRS Guidance on Trust Commissions, Fed Savings and Loan Holding Company Regulation, Fed Remittance Transfer Proposal, National bank preemption, Risk-based capital requirements, CFPB Regulations. Home Mortgage Disclosure Act Reporting of Assignments in lieu of Mortgage Discharge (Reg C); Restrictions on Bank Proprietary Trading (Volcker Rule); Acquisitions of non-systemically significant financial institutions; Flood Insurance Guidance; Treasury Home Affordable Refinance Program; Examiner Treatment of New York State and Local Government Securities; CFPB Credit Card Disclosures; CFPB Deposit Account Disclosures; CFPB Mortgage Disclosures; Enhanced Regulation of large bank holding companies and non-bank firms. Patent and Trademark Reform Regulatory Implementation; Regulations Implementing the Dodd-Frank Act; Stress Test Regulations; Allowance for Loan and Lease Losses (ALLL); Servicing and Foreclosure Guidance and Regulations; Home Loan Bank Member Supervision; CFPB Streamlined Regulations Project; CFPB Regulations on Privileged Information; Qualified Mortgage Safe Harbor; Extension of the TAG Program; Regulations implementing higher capital standards including the market risk capital final rule and 3 proposed rules under Basel III; CFPB proposed regulations on "high cost" mortgage definition; CFPB final and proposed rules on swaps; Federal Reserve rule on fraud prevention adjustments for debit card issuers; CFPB mortgage servicing rules and appraisal requirement rules; CFPB mortgage loan option rule; CFPB proposal on telephone surveys for short-form credit card agreements.

Agencies Lobbied

Type of Issue

2nd Quarter, 2012

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 11, 2012. Original Filing: 300482552.xml

Lobbying Issues

Legislation: Regulatory environment affecting banks, including community banks; Debit Card Interchange Fee legislation (S.575, H.R.1081, H.R.3156); GSE legislation (H.R.1182, H.R.31, H.R.1221, H.R.1222,H.R.1223, H.R.1224, H.R.1225, H.R.1226, H.R.1227, H.R.2436, H.R.2441, H.R.2440, H.R.2462, H.R.463, H.R.2439); Mortgage Foreclosure Relief legislation (H.R.830, H.R.836, H.R.839, H.R.861) ; (Continued on next page)Legislation (cont'd.): Credit Union business lending (S.509, H.R.1418, S.2231); Internet Gambling Regulation (H.R.1174); Consumer Financial Protection Bureau Governance (H.R.1121, H.R.1315). Small Business Lending (S.493), Bankruptcy Legislation (S.222), National Flood Insurance Reform (H.R.1309, H.R.5740), Business Activity Tax Simplification Act (H.R. 1439), Executive Compensation (H.R. 1062), Covered Bonds (H.R.940), Patent Reform (H.R.1249), CFPB Appropriations Legislation. Information Security/Privacy (H.R.2577, H.R.3035, S.1151, S.1408, S.1434, S.1535), Deficit Reduction, American Jobs Act, Appropriation Legislation, Patent Office Reform (H.R.1249). Fannie Mae/Freddie Mac/FHA Fees (H.R. 3765); Flood Insurance Reform & Extension (H.R.2608, HJ Res. 94, HJ Res. 95, H.R.2055, H.R.3671, S.1958); Bank & Corporate Governance (H.R. 1965, S.556, S.1941,H.R.2940, H.R.2930); SEC Registration Threshold (H.R.2167, HR.1070); Sarbanes-Oxley Auditor Requirements (H.R.3213); Restoration of Fannie Mae/Freddie Mac/FHA Higher Loan Limits (Amendment to Ag Appropriations bill); Bank Examination Fairness (H.R.3461,S.2160); Bank Failure Study Legislation (H.R.2056); Federal Tax on Larger Financial Institutions; Credit Union Capital (H.R.3993); Amendment on non-resident alien interest reporting; The JOBS Act - H.R.3606; Municipal Advisor Exemption - H.R.2827; CFPB Confidential Information Protection - H.R.4014; ATM Signage (H.R.4367, S.3204); Transportation; Treasury; Student Loan Appropriations (H.R.4348); Heightened Regulatory Capital Requirements, including the Collins amendment (H.R.3128). Regulation: Fed. Reg. B (Equal Credit Opportunity) Rules, Fed and FDIC Orderly Resolution Regulations for Systemically Significant Companies, Fin CEN Bank Secrecy Act reporting requirements, General Obligation Bonds, Thrift institution regulation and reporting transfer to OCC and Fed, FASB Auditor Independence Rules, OCC Guidance on Deposit-Related Consumer Credit Products, Fed, FDIC and OCC Retail Foreign Exchange Rules, Regulation Q, Fed and FTC Credit Score Disclosure Rules, OCC Foreclosure Guidance. FDIC Assessment, Base & Rate Regulation; Registration of Mortgage Loan Originators; Federal Reserve Regulation II - debit card interchange fee regulation; SEC registration of municipal advisor regulation; FDIC Interest on Lawyer Account deposit insurance coverage regulation; FASB Mark to Market Accounting; shareholder executive compensation rules; FASB lease accounting rules; FASB impairment of financial asset rules; mortgage disclosure regulation; regulatory burden relief; federal garnishment rules; Federal Home Loan Bank system membership; Credit Card Act implementation; Regulation Z (Truth-in-Lending) amendments; Payment Settlement Entity Reporting; Interest on Non-Resident Alien Account Reporting; Credit Risk Retention Regulation. FDIC and OCC Overdraft and Bank Product Guidance, Repeal of Reg. Q, FHFA Rules on purchase of housing cooperative loans, IRS Guidance on Trust Commissions, Fed Savings and Loan Holding Company Regulation, Fed Remittance Transfer Proposal, National bank preemption, Risk-based capital requirements, CFPB Regulations. Home Mortgage Disclosure Act Reporting of Assignments in lieu of Mortgage Discharge (Reg C); Restrictions on Bank Proprietary Trading (Volcker Rule); Acquisitions of non-systemically significant financial institutions; Flood Insurance Guidance; Treasury Home Affordable Refinance Program; Examiner Treatment of New York State and Local Government Securities; CFPB Credit Card Disclosures; CFPB Deposit Account Disclosures; CFPB Mortgage Disclosures; Enhanced Regulation of large bank holding companies and non-bank firms. Patent and Trademark Reform Regulatory Implementation; Regulations Implementing the Dodd-Frank Act; Stress Test Regulations; Allowance for Loan and Lease Losses (ALLL); Servicing and Foreclosure Guidance and Regulations; Home Loan Bank Member Supervision; CFPB Streamlined Regulations Project; CFPB Regulations on Privileged Information; Qualified Mortgage Safe Harbor; Extension of the TAG Program; Regulations implementing higher capital standards including the market risk capital final rule and 3 proposed rules under Basel III.

Agencies Lobbied

Type of Issue

1st Quarter, 2012

Amendment

New York Bankers Association amended a lobbying report for in-house lobbying in Q12012 on July 29, 2013 Original Filing: 300587634.xml

Lobbying Issues

Legislation: Regulatory environment affecting banks, including community banks; Debit Card Interchange Fee legislation (S.575, H.R.1081, H.R.3156); GSE legislation (H.R.1182, H.R.31, H.R.1221, H.R.1222,H.R.1223, H.R.1224, H.R.1225, H.R.1226, H.R.1227, H.R.2436, H.R.2441, H.R.2440, H.R.2462, H.R.463, H.R.2439); Mortgage Foreclosure Relief legislation (H.R.830, H.R.836, H.R.839, H.R.861) ; (Continued on next page)Legislation (cont'd.): Credit Union business lending (S.509, H.R.1418, S.2231); Internet Gambling Regulation (H.R.1174); Consumer Financial Protection Bureau Governance (H.R.1121, H.R.1315). Small Business Lending (S.493), Bankruptcy Legislation (S.222), National Flood Insurance Reform (H.R.1309), Business Activity Tax Simplification Act (H.R. 1439), Executive Compensation (H.R. 1062), Covered Bonds (H.R.940), Patent Reform (H.R.1249), CFPB Appropriations Legislation. Information Security/Privacy (H.R.2577, H.R.3035, S.1151, S.1408, S.1434, S.1535), Deficit Reduction, American Jobs Act, Appropriation Legislation, Patent Office Reform (H.R.1249). Fannie Mae/Freddie Mac/FHA Fees (H.R. 3765); Flood Insurance Reform & Extension (H.R.2608, HJ Res. 94, HJ Res. 95, H.R.2055, H.R.3671, S.1958); Bank & Corporate Governance (H.R. 1965, S.556, S.1941,H.R.2940, H.R.2930); SEC Registration Threshold (H.R.2167, HR.1070); Sarbanes-Oxley Auditor Requirements (H.R.3213); Restoration of Fannie Mae/Freddie Mac/FHA Higher Loan Limits (Amendment to Ag Appropriations bill); Bank Examination Fairness (H.R.3461,S.2160); Bank Failure Study Legislation (H.R.2056); Federal Tax on Larger Financial Institutions; Credit Union Capital (H.R.3993); Amendment on non-resident alien interest reporting; The JOBS Act - H.R.3606; Municipal Advisor Exemption - H.R.2827; CFPB Confidential Information Protection - H.R.4014. Regulation: Fed. Reg. B (Equal Credit Opportunity) Rules, Fed and FDIC Orderly Resolution Regulations for Systemically Significant Companies, Fin CEN Bank Secrecy Act reporting requirements, General Obligation Bonds, Thrift institution regulation and reporting transfer to OCC and Fed, FASB Auditor Independence Rules, OCC Guidance on Deposit-Related Consumer Credit Products, Fed, FDIC and OCC Retail Foreign Exchange Rules, Regulation Q, Fed and FTC Credit Score Disclosure Rules, OCC Foreclosure Guidance. FDIC Assessment, Base & Rate Regulation; Registration of Mortgage Loan Originators; Federal Reserve Regulation II - debit card interchange fee regulation; SEC registration of municipal advisor regulation; FDIC Interest on Lawyer Account deposit insurance coverage regulation; FASB Mark to Market Accounting; shareholder executive compensation rules; FASB lease accounting rules; FASB impairment of financial asset rules; mortgage disclosure regulation; regulatory burden relief; federal garnishment rules; Federal Home Loan Bank system membership; Credit Card Act implementation; Regulation Z (Truth-in-Lending) amendments; Payment Settlement Entity Reporting; Interest on Non-Resident Alien Account Reporting; Credit Risk Retention Regulation. FDIC and OCC Overdraft and Bank Product Guidance, Repeal of Reg. Q, FHFA Rules on purchase of housing cooperative loans, IRS Guidance on Trust Commissions, Fed Savings and Loan Holding Company Regulation, Fed Remittance Transfer Proposal, National bank preemption, Risk-based capital requirements, CFPB Regulations. Home Mortgage Disclosure Act Reporting of Assignments in lieu of Mortgage Discharge (Reg C); Restrictions on Bank Proprietary Trading (Volcker Rule); Acquisitions of non-systemically significant financial institutions; Flood Insurance Guidance; Treasury Home Affordable Refinance Program; Examiner Treatment of New York State and Local Government Securities; CFPB Credit Card Disclosures; CFPB Deposit Account Disclosures; CFPB Mortgage Disclosures; Enhanced Regulation of large bank holding companies and non-bank firms. Patent and Trademark Reform Regulatory Implementation; Regulations Implementing the Dodd-Frank Act; Stress Test Regulations; Allowance for Loan and Lease Losses (ALLL); Servicing and Foreclosure Guidance and Regulations; Home Loan Bank Member Supervision; CFPB Streamlined Regulations Project; CFPB Regulations on Privileged Information.

Agencies Lobbied

Type of Issue

1st Quarter, 2012

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on July 26, 2013. Original Filing: 300587437.xml

Lobbying Issues

Legislation: Regulatory environment affecting banks, including community banks; Debit Card Interchange Fee legislation (S.575, H.R.1081, H.R.3156); GSE legislation (H.R.1182, H.R.31, H.R.1221, H.R.1222,H.R.1223, H.R.1224, H.R.1225, H.R.1226, H.R.1227, H.R.2436, H.R.2441, H.R.2440, H.R.2462, H.R.463, H.R.2439); Mortgage Foreclosure Relief legislation (H.R.830, H.R.836, H.R.839, H.R.861) ; (Continued on next page)Legislation (cont'd.): Credit Union business lending (S.509, H.R.1418, S.2231); Internet Gambling Regulation (H.R.1174); Consumer Financial Protection Bureau Governance (H.R.1121, H.R.1315). Small Business Lending (S.493), Bankruptcy Legislation (S.222), National Flood Insurance Reform (H.R.1309), Business Activity Tax Simplification Act (H.R. 1439), Executive Compensation (H.R. 1062), Covered Bonds (H.R.940), Patent Reform (H.R.1249), CFPB Appropriations Legislation. Information Security/Privacy (H.R.2577, H.R.3035, S.1151, S.1408, S.1434, S.1535), Deficit Reduction, American Jobs Act, Appropriation Legislation, Patent Office Reform (H.R.1249). Fannie Mae/Freddie Mac/FHA Fees (H.R. 3765); Flood Insurance Reform & Extension (H.R.2608, HJ Res. 94, HJ Res. 95, H.R.2055, H.R.3671, S.1958); Bank & Corporate Governance (H.R. 1965, S.556, S.1941,H.R.2940, H.R.2930); SEC Registration Threshold (H.R.2167, HR.1070); Sarbanes-Oxley Auditor Requirements (H.R.3213); Restoration of Fannie Mae/Freddie Mac/FHA Higher Loan Limits (Amendment to Ag Appropriations bill); Bank Examination Fairness (H.R.3461,S.2160); Bank Failure Study Legislation (H.R.2056); Federal Tax on Larger Financial Institutions; Credit Union Capital (H.R.3993); Amendment on non-resident alien interest reporting; The JOBS Act - H.R.3606; Municipal Advisor Exemption - H.R.2827; CFPB Confidential Information Protection - H.R.4014. Regulation: Fed. Reg. B (Equal Credit Opportunity) Rules, Fed and FDIC Orderly Resolution Regulations for Systemically Significant Companies, Fin CEN Bank Secrecy Act reporting requirements, General Obligation Bonds, Thrift institution regulation and reporting transfer to OCC and Fed, FASB Auditor Independence Rules, OCC Guidance on Deposit-Related Consumer Credit Products, Fed, FDIC and OCC Retail Foreign Exchange Rules, Regulation Q, Fed and FTC Credit Score Disclosure Rules, OCC Foreclosure Guidance. FDIC Assessment, Base & Rate Regulation; Registration of Mortgage Loan Originators; Federal Reserve Regulation II - debit card interchange fee regulation; SEC registration of municipal advisor regulation; FDIC Interest on Lawyer Account deposit insurance coverage regulation; FASB Mark to Market Accounting; shareholder executive compensation rules; FASB lease accounting rules; FASB impairment of financial asset rules; mortgage disclosure regulation; regulatory burden relief; federal garnishment rules; Federal Home Loan Bank system membership; Credit Card Act implementation; Regulation Z (Truth-in-Lending) amendments; Payment Settlement Entity Reporting; Interest on Non-Resident Alien Account Reporting; Credit Risk Retention Regulation. FDIC and OCC Overdraft and Bank Product Guidance, Repeal of Reg. Q, FHFA Rules on purchase of housing cooperative loans, IRS Guidance on Trust Commissions, Fed Savings and Loan Holding Company Regulation, Fed Remittance Transfer Proposal, National bank preemption, Risk-based capital requirements, CFPB Regulations. Home Mortgage Disclosure Act Reporting of Assignments in lieu of Mortgage Discharge (Reg C); Restrictions on Bank Proprietary Trading (Volcker Rule); Acquisitions of non-systemically significant financial institutions; Flood Insurance Guidance; Treasury Home Affordable Refinance Program; Examiner Treatment of New York State and Local Government Securities; CFPB Credit Card Disclosures; CFPB Deposit Account Disclosures; CFPB Mortgage Disclosures; Enhanced Regulation of large bank holding companies and non-bank firms. Patent and Trademark Reform Regulatory Implementation; Regulations Implementing the Dodd-Frank Act; Stress Test Regulations; Allowance for Loan and Lease Losses (ALLL); Servicing and Foreclosure Guidance and Regulations; Home Loan Bank Member Supervision; CFPB Streamlined Regulations Project; CFPB Regulations on Privileged Information.

Agencies Lobbied

Type of Issue

1st Quarter, 2012

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 17, 2012. Original Filing: 300461975.xml

Lobbying Issues

Legislation: Regulatory environment affecting banks, including community banks; Debit Card Interchange Fee legislation (S.575, H.R.1081, H.R.3156); GSE legislation (H.R.1182, H.R.31, H.R.1221, H.R.1222,H.R.1223, H.R.1224, H.R.1225, H.R.1226, H.R.1227, H.R.2436, H.R.2441, H.R.2440, H.R.2462, H.R.463, H.R.2439); Mortgage Foreclosure Relief legislation (H.R.830, H.R.836, H.R.839, H.R.861) ; (Continued on next page)Legislation (cont'd.): Credit Union business lending (S.509, H.R.1418, S.2231); Internet Gambling Regulation (H.R.1174); Consumer Financial Protection Bureau Governance (H.R.1121, H.R.1315). Small Business Lending (S.493), Bankruptcy Legislation (S.222), National Flood Insurance Reform (H.R.1309), Business Activity Tax Simplification Act (H.R. 1439), Executive Compensation (H.R. 1062), Covered Bonds (H.R.940), Patent Reform (H.R.1249), CFPB Appropriations Legislation. Information Security/Privacy (H.R.2577, H.R.3035, S.1151, S.1408, S.1434, S.1535), Deficit Reduction, American Jobs Act, Appropriation Legislation, Patent Office Reform (H.R.1249). Fannie Mae/Freddie Mac/FHA Fees (H.R. 3765); Flood Insurance Reform & Extension (H.R.2608, HJ Res. 94, HJ Res. 95, H.R.2055, H.R.3671, S.1958); Bank & Corporate Governance (H.R. 1965, S.556, S.1941,H.R.2940, H.R.2930); SEC Registration Threshold (H.R.2167, HR.1070); Sarbanes-Oxley Auditor Requirements (H.R.3213); Restoration of Fannie Mae/Freddie Mac/FHA Higher Loan Limits (Amendment to Ag Appropriations bill); Bank Examination Fairness (H.R.3461,S.2160); Bank Failure Study Legislation (H.R.2056); Federal Tax on Larger Financial Institutions; Credit Union Capital (H.R.3993); Amendment on non-resident alien interest reporting; The JOBS Act - H.R.3606; Municipal Advisor Exemption - H.R.2827; CFPB Confidential Information Protection - H.R.4014. Regulation: Fed. Reg. B (Equal Credit Opportunity) Rules, Fed and FDIC Orderly Resolution Regulations for Systemically Significant Companies, Fin CEN Bank Secrecy Act reporting requirements, General Obligation Bonds, Thrift institution regulation and reporting transfer to OCC and Fed, FASB Auditor Independence Rules, OCC Guidance on Deposit-Related Consumer Credit Products, Fed, FDIC and OCC Retail Foreign Exchange Rules, Regulation Q, Fed and FTC Credit Score Disclosure Rules, OCC Foreclosure Guidance. FDIC Assessment, Base & Rate Regulation; Registration of Mortgage Loan Originators; Federal Reserve Regulation II - debit card interchange fee regulation; SEC registration of municipal advisor regulation; FDIC Interest on Lawyer Account deposit insurance coverage regulation; FASB Mark to Market Accounting; shareholder executive compensation rules; FASB lease accounting rules; FASB impairment of financial asset rules; mortgage disclosure regulation; regulatory burden relief; federal garnishment rules; Federal Home Loan Bank system membership; Credit Card Act implementation; Regulation Z (Truth-in-Lending) amendments; Payment Settlement Entity Reporting; Interest on Non-Resident Alien Account Reporting; Credit Risk Retention Regulation. FDIC and OCC Overdraft and Bank Product Guidance, Repeal of Reg. Q, FHFA Rules on purchase of housing cooperative loans, IRS Guidance on Trust Commissions, Fed Savings and Loan Holding Company Regulation, Fed Remittance Transfer Proposal, National bank preemption, Risk-based capital requirements, CFPB Regulations. Home Mortgage Disclosure Act Reporting of Assignments in lieu of Mortgage Discharge (Reg C); Restrictions on Bank Proprietary Trading (Volcker Rule); Acquisitions of non-systemically significant financial institutions; Flood Insurance Guidance; Treasury Home Affordable Refinance Program; Examiner Treatment of New York State and Local Government Securities; CFPB Credit Card Disclosures; CFPB Deposit Account Disclosures; CFPB Mortgage Disclosures; Enhanced Regulation of large bank holding companies and non-bank firms. Patent and Trademark Reform Regulatory Implementation; Regulations Implementing the Dodd-Frank Act; Stress Test Regulations; Allowance for Loan and Lease Losses (ALLL); Servicing and Foreclosure Guidance and Regulations; Home Loan Bank Member Supervision; CFPB Streamlined Regulations Project; CFPB Regulations on Privileged Information.

Agencies Lobbied

Type of Issue

4th Quarter, 2011

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 18, 2012. Original Filing: 300439989.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

3rd Quarter, 2011

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 18, 2011. Original Filing: 300417914.xml

Lobbying Issues

Legislation: Regulatory environment affecting banks, including community banks; Debit Card Interchange Fee legislation (S.575, H.R.1081); GSE legislation (H.R.1182, H.R.31, H.R.1221, H.R.1222,H.R.1223, H.R.1224, H.R.1225, H.R.1226, H.R.1227, H.R.2436, H.R.2441, H.R.2440, H.R.2462, H.R.463, H.R.2439); Mortgage Foreclosure Relief legislation (H.R.830, H.R.836, H.R.839, H.R.861) ; (Continued on next page)Legislation (cont'd.): Credit Union business lending (S.509, H.R.1418); Internet Gambling Regulation (H.R.1174); Consumer Financial Protection Bureau Governance (H.R.1121, H.R.1315). Small Business Lending (S.493), Bankruptcy Legislation (S.222), National Flood Insurance Reform (H.R.1309), Business Activity Tax Simplification Act (H.R. 1439), Executive Compensation (H.R. 1062), Covered Bonds (H.R.940), Patent Reform (H.R.1249), CFPB Appropriations Legislation. Information Security/Privacy (H.R.2577, H.R.3035, S.1151, S.1408, S.1434, S.1535), Deficit Reduction, American Jobs Act, Appropriation Legislation, Patent Office Reform (H.R.1249). Regulation: Fed. Reg. B (Equal Credit Opportunity) Rules, Fed and FDIC Orderly Resolution Regulations for Systemically Significant Companies, Fin CEN Bank Secrecy Act reporting requirements, General Obligation Bonds, Thrift institution regulation and reporting transfer to OCC and Fed, FASB Auditor Independence Rules, OCC Guidance on Deposit-Related Consumer Credit Products, Fed, FDIC and OCC Retail Foreign Exchange Rules, Regulation Q, Fed and FTC Credit Score Disclosure Rules, OCC Foreclosure Guidance. FDIC Assessment, Base & Rate Regulation; Registration of Mortgage Loan Originators; Federal Reserve Regulation II - debit card interchange fee regulation; SEC registration of municipal advisor regulation; FDIC Interest on Lawyer Account deposit insurance coverage regulation; FASB Mark to Market Accounting; shareholder executive compensation rules; FASB lease accounting rules; FASB impairment of financial asset rules; mortgage disclosure regulation; regulatory burden relief; federal garnishment rules; Federal Home Loan Bank system membership; Credit Card Act implementation; Regulation Z (Truth-in-Lending) amendments; Payment Settlement Entity Reporting; Interest on Non-Resident Alien Account Reporting; Credit Risk Retention Regulation. FDIC and OCC Overdraft and Bank Product Guidance, Repeal of Reg. Q, FHFA Rules on purchase of housing cooperative loans, IRS Guidance on Trust Commissions, Fed Savings and Loan Holding Company Regulation, Fed Remittance Transfer Proposal, National bank preemption, Risk-based capital requirements, CFPB Regulations.

Agencies Lobbied

Type of Issue

2nd Quarter, 2011

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 15, 2011. Original Filing: 300390736.xml

Lobbying Issues

Legislation: Regulatory environment affecting banks, including community banks; Debit Card Interchange Fee legislation (S.575, H.R.1081); GSE legislation (H.R.1182, H.R.31, H.R.1221, H.R.1222,H.R.1223, H.R.1224, H.R.1225, H.R.1226, H.R.1227); Mortgage Foreclosure Relief legislation (H.R.830, H.R.836, H.R.839, H.R.861) ; Credit Union business lending (S.509, H.R.1418); Internet Gambling Regulation (H.R.1174); Consumer Financial Protection Bureau Governance (H.R.1121). (Continued.)Legislation (cont'd.): Small Business Lending (S.493), Bankruptcy Legislation (S.222), National Flood Insurance Reform (H.R.1309), Business Activity Tax Simplification Act (H.R. 1439), Executive Compensation (H.R. 1062), Covered Bonds (H.R.940), Patent Reform (H.R.1249), CFPB Appropriations Legislation. Regulation: FDIC Assessment, Base & Rate Regulation; Registration of Mortgage Loan Originators; Federal Reserve Regulation II - debit card interchange fee regulation; SEC registration of municipal advisor regulation; FDIC Interest on Lawyer Account deposit insurance coverage regulation; FASB Mark to Market Accounting; shareholder executive compensation rules; FASB lease accounting rules; FASB impairment of financial asset rules; mortgage disclosure regulation; regulatory burden relief; federal garnishment rules; Federal Home Loan Bank system membership; Credit Card Act implementation; Regulation Z (Truth-in-Lending) amendments; Payment Settlement Entity Reporting; Interest on Non-Resident Alien Account Reporting; Credit Risk Retention Regulation. FDIC and OCC Overdraft and Bank Product Guidance, Repeal of Reg. Q, FHFA Rules on purchase of housing cooperative loans, IRS Guidance on Trust Commissions, Fed Savings and Loan Holding Company Regulation, Fed Remittance Transfer Proposal, National bank preemption, Risk-based capital requirements, CFPB Regulations.

Agencies Lobbied

Type of Issue

1st Quarter, 2011

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 18, 2011. Original Filing: 300366307.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

4th Quarter, 2010

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 18, 2011. Original Filing: 300340377.xml

Lobbying Issues

Legislation: H.R. 4173 and S. 3217 - Financial Regulatory Reform: Capital Standards, including trust preferred securities and the Collins Amendment; Debit Card Interchange fees, including Federal Reserve fee setting standards, exemptions and the Durbin Amendment; Preemption, including State Attorneys General Authority, Visitation, The Barnett Standard and federal standards; Bank Fees, including funding for the legislation; FDIC Insurance premiums, including higher reserves, the Gutierrez amendment, (cont'd.)and rebates; Fed Governance, including director qualification standards, selection of the New York Fed President; Derivatives, including an end user exemption; Proprietary Trading, including the Volcker Rule; Oversight of FASB and Mark-to-Market accounting standards; FHLB Lending, including loan-to-one-borrower limits; The Consumer Financial Protection Bureau, including exemption from CFPB Examination and Regulation, an appeals process from CFPB rules that interfere with safety and soundness, funding of the CFPB, the definition of "abusive," increased reporting and recordkeeping requirements and mandatory tax compliance reporting; Thrift Charter, including the opportunity for new federal thrifts; State Lending Limits preservation; An exemption from SOX 404(b) for small, public filers; Risk retention for securitized assets; Interest on business checking; De Novo Interstate Branching; Deposit Insurance Limits; Opposition to Usury Limits, Bankruptcy Cramdown, ATM Fee limits; Restoration of Glass-Steagall, Other Fee Restrictions; GAO Audits of the Fed; Restriction on the "Marquette" case; FHA Funding Extension - H.R. 5872; Unlawful Internet Gambling Regulation - H.R.. 2267; Interchange Regulation through the Appropriations Process; Supplemental Education and Medical Appropriations - H.R. 1586; Interstate Taxation - H.R. 1083. Legislation to Extend SBA Loan Authority - H.R. 4938 Flood Insurance Legislation - H.R.4851; H.R.5114; H.R.5569; S.3814 Credit and Debit Card Interchange Fee Restriction Legislation - H.R. 2695 FHA Reform - H.R. 5072; H.R. 5981 Small Business Lending Capital Infusion legislation - H.R. 5297, the Small Business Lending Fund Act, including a proposed Senate amendment on expanded credit union business lending. Middle Class Tax Relief Act, H.R.4853; Continuing Resolution & SBA Fees - H.R. 3082. Regulation: The HAMP Program for mortgage loan modifications; SEC Risk Retention Proposal; FDIC Transaction Account Guarantee Program; FDIC Deposit Insurance Assessments; Fed Amendments to Reg D authorizing term deposits for depository institutions at the Federal Reserve Banks; Unlawful Internet Gambling Act Regulatory Implementation; Federal Reserve Regulations governing overdraft services under Regulations E and DD; Department of Labor Regulation Requiring posting of a notice on union organizing rights by federal contractors; Federal Reserve Board Credit CARD Act implementing regulations, including late fee restrictions and inactivity fee restrictions; CRA amendment on foreclosed property; Federal Bank regulatory agency guidance on incentive compensation. Department of Justice Regulations on Access to ATM machines S.A.F.E. Act Mortgage Loan Originator Registration Use of credit ratings in bank capital standards FDIC Model Safe Accounts Proposal FDIC Overdraft Program Proposal Fed Proposal on escrow accounts for jumbo mortgage loans Fed Proposal on loan origination compensation OCC Proposal on Truth in Savings Reporting for Overdrafts Fed Proposal on Enhanced Consumer Protection for Mortgage Loans Fed Regulation on disclosure of mortgage loan sales FDIC Risk Retention Rules for securitized assets Fed Proposal on Credit Enhancement Products for Mortgage Loans FASB Proposal on lease accounting Fed Interchange Fee Restriction Proposal - Reg II Fed, FDIC, OCC Proposal on capital requirements for holding companies to implement the Collins Amendment FDIC Proposal on assessments, assessment rates & risk-rating system Fed's Volcker Rule Proposal on proprietary trading Fed Real Estate Appraisal Rule; FASB's Mark-to-Market Accounting Proposal

Agencies Lobbied

Type of Issue

3rd Quarter, 2010

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 15, 2010. Original Filing: 300314194.xml

Lobbying Issues

Legislation: H.R. 4173 and S. 3217 - Financial Regulatory Reform: Capital Standards, including trust preferred securities and the Collins Amendment; Debit Card Interchange fees, including Federal Reserve fee setting standards, exemptions and the Durbin Amendment; Preemption, including State Attorneys General Authority, Visitation, The Barnett Standard and federal standards; Bank Fees, including funding for the legislation; FDIC Insurance premiums, including higher reserves, the Gutierrez amendment, (cont'd.)and rebates; Fed Governance, including director qualification standards, selection of the New York Fed President; Derivatives, including an end user exemption; Proprietary Trading, including the Volcker Rule; Oversight of FASB and Mark-to-Market accounting standards; FHLB Lending, including loan-to-one-borrower limits; The Consumer Financial Protection Bureau, including exemption from CFPB Examination and Regulation, an appeals process from CFPB rules that interfere with safety and soundness, funding of the CFPB, the definition of "abusive," increased reporting and recordkeeping requirements and mandatory tax compliance reporting; Thrift Charter, including the opportunity for new federal thrifts; State Lending Limits preservation; An exemption from SOX 404(b) for small, public filers; Risk retention for securitized assets; Interest on business checking; De Novo Interstate Branching; Deposit Insurance Limits; Opposition to Usury Limits, Bankruptcy Cramdown, ATM Fee limits; Restoration of Glass-Steagall, Other Fee Restrictions; GAO Audits of the Fed; Restriction on the "Marquette" case; FHA Funding Extension - H.R. 5872; Unlawful Internet Gambling Regulation - H.R.. 2267; Interchange Regulation through the Appropriations Process; Supplemental Education and Medical Appropriations - H.R. 1586; Interstate Taxation - H.R. 1083. Legislation to Extend SBA Loan Authority - H.R. 4938 Flood Insurance Legislation - H.R.4851; H.R.5114; H.R.5569; S.3814 Credit and Debit Card Interchange Fee Restriction Legislation - H.R. 2695 FHA Reform - H.R. 5072; H.R. 5981 Small Business Lending Capital Infusion legislation - H.R. 5297, the Small Business Lending Fund Act, including a proposed Senate amendment on expanded credit union business lending. Regulation: The HAMP Program for mortgage loan modifications; SEC Risk Retention Proposal; FDIC Transaction Account Guarantee Program; FDIC Deposit Insurance Assessments; Fed Amendments to Reg D authorizing term deposits for depository institutions at the Federal Reserve Banks; Unlawful Internet Gambling Act Regulatory Implementation; Federal Reserve Regulations governing overdraft services under Regulations E and DD; Department of Labor Regulation Requiring posting of a notice on union organizing rights by federal contractors; Federal Reserve Board Credit CARD Act implementing regulations, including late fee restrictions and inactivity fee restrictions; CRA amendment on foreclosed property; Federal Bank regulatory agency guidance on incentive compensation. Department of Justice Regulations on Access to ATM machines S.A.F.E. Act Mortgage Loan Originator Registration Use of credit ratings in bank capital standards FDIC Model Safe Accounts Proposal FDIC Overdraft Program Proposal Fed Proposal on escrow accounts for jumbo mortgage loans Fed Proposal on loan origination compensation OCC Proposal on Truth in Savings Reporting for Overdrafts Fed Proposal on Enhanced Consumer Protection for Mortgage Loans Fed Regulation on disclosure of mortgage loan sales FDIC Risk Retention Rules for securitized assets

Agencies Lobbied

Type of Issue

2nd Quarter, 2010

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 16, 2010. Original Filing: 300288429.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

1st Quarter, 2010

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 15, 2010. Original Filing: 300258765.xml

Lobbying Issues

Legislation: Executive Compensation (H.R.1664, H.R.1575, H.R.1586); Credit Card Legislation (S.414, H.R.627); Interstate Taxation (H.R.1083); Systemic Risk Regulation; Appropriations, including real estate brokerage & FTC & State AG rules (H.R.1105); Credit Union Legislation; Fair Value Accounting; Bankruptcy Cramdown & FDIC Reform (H.R.1106, S.61, S.541, H.R.200); Mortgage Loan Modification; Economic Stimulus (H.R.598, H.R.1); Deposit Insurance Increase (S.896, H.R.786), cont'd.Hope for Homeowners (H.R.787); Mortgage Servicing (H.R.788); TARP (H.R.384, H.J.Res.3); Administration's Regulatory Reform Proposal; TARP Legislation (H.R.1610, H.R.1652, H.R.1656); Usury Ceilings (H.R.1608, H.R.1640, H.R.4300); Financial Literacy (H.R.1645); Pension Legislation (H.R. 1629); Universal Default (H.R. 1637); Interchange Legislation (H.R.2382, H.R.2695); "Bank Accountability and Risk Assessment Act" (H.R.2897); Data Protection (H.R.2221); Mortgage Legislation (H.R.1708); SBA Authorization (H.R.3614); Credit CARD Act effective date (H.R.3639); Student Loans (H.R. 3221), Overdraft Restrictions; Consumer Financial Protection Agency (H.R.3126); Corporate Compensation (H.R.3269); Mandatory Farm Loan Restructuring; FDIC Resolution Authority (S.1540); Credit Union Business Lending (H.R.3380, S.2919); Treasury regulatory restructuring bills (H.R.4173, H.R.3818, H.R. 3817, H.R. 3890, H.R.3126, H.R. 3795); Glass-Steagall Act (S.2886, H.R.475), Tax Extenders (H.R.4213); Estate Tax Extension (H.R.4154); Securities Transaction Tax (H.R.4191); NOL legislation; Credit Card legislation (S.1927, H.R. 3639); Investor Protection Act (H.R. 3817); Small Business Lending (H.R.3854, H.R.4938); Overdraft Protection Act (H.R.3904); Financial Crisis Responsibility Fee; The Volcker Rule (S.3098). Regulation: Overdraft Fees; FRB Regulation E; TARP Program, including CPP, PPIP, TALF, TLGP; TIP; MMIFF; AMLF; CAP; Loan Modification; FDIC Deposit Insurance Premiums; SEC Accounting Issues; Capital Adequacy Requirements; Reg Z (Truth in Lending); Deposit Insurance Assessments; Regulations on Loans to Affiliates; Remote Deposit Capture; Executive Pay Guidelines; Regulation DD (Truth in Savings); Unfair & Deceptive Acts & Practices Regulation; Reserve Requirement (Reg D); Deposit Insurance Regulations; CRA Regulations; Transaction Account Guarantee Program; SBA Regs; Identity Theft and Privacy Rules; MLO regulations; Legacy securities and Legacy Loans Program; Reserve Requirements (Reg D); State Law Preemption; SEC Short-Sales Rules; Privacy (Reg S); IRS Regs (F-BAR); RESPA Regs; Flood Insurance; Credit CARD Act Regulation; Basel Committees Capital & Liquidity Standards; SEC Proxy & Information disclosures; FDIC Accounting Rules; Fed Gift Card Rules; Unlawful Internet Gambling Act Regulations; Fed Overdraft Regs; CRE; Small Business Lending Fund; Guidance on Unbundling Trust Commissions; Payment Systems Reporting Regulations; Financial Literacy.

Agencies Lobbied

Type of Issue

4th Quarter, 2009

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 20, 2010. Original Filing: 300246063.xml

Lobbying Issues

Legislation: Executive Compensation (H.R.1664, H.R.1575, H.R.1586); Credit Card Legislation (S.414, H.R.627); Interstate Taxation (H.R.1083); Systemic Risk Regulation; Appropriations, including real estate brokerage & FTC & State AG rules (H.R.1105); Credit Union Legislation; Fair Value Accounting; Bankruptcy Cramdown & FDIC Reform (H.R.1106, S.61, S.541, H.R.200); Mortgage Loan Modification; Economic Stimulus (H.R.598, H.R.1); Deposit Insurance Increase (S.896, H.R.786), cont'd.Hope for Homeowners (H.R.787); Mortgage Servicing (H.R.788); TARP (H.R.384, H.J.Res.3); Administration's Regulatory Reform Proposal; TARP Legislation (H.R.1610, H.R.1652, H.R.1656); Usury Ceilings (H.R.1608, H.R.1640); Financial Literacy (H.R.1645); Pension Legislation (H.R. 1629); Universal Default (H.R. 1637); Interchange Legislation (H.R.2382, H.R.2695); "Bank Accountability and Risk Assessment Act" (H.R.2897); Data Protection (H.R.2221); Mortgage Legislation (H.R.1708); SBA Authorization (H.R.3614); Credit CARD Act effective date (H.R.3639); Student Loans (H.R. 3221), Overdraft Restrictions; Consumer Financial Protection Agency (H.R.3126); Corporate Compensation (H.R.3269); Mandatory Farm Loan Restructuring; FDIC Resolution Authority (S.1540); Credit Union Business Lending (H.R.3380, S.2919); Treasury regulatory restructuring bills (H.R.4173, H.R.3818, H.R. 3817, H.R. 3890, H.R.3126, H.R. 3795). Legislation: Glass-Steagall Act (S.2886, H.R.475), Tax Extenders (H.R.4213); Estate Tax Extension (H.R.4154); Securities Transaction Tax (H.R.4191); NOL legislation; Credit Card legislation (S.1927, H.R. 3639); Investor Protection Act (H.R. 3817); Small Business Lending (H.R.3854); Overdraft Protection Act (H.R.3904). Regulation: Overdraft Fees; FRB Regulation E; TARP Program, including CPP, PPIP, TALF, TLGP; TIP; MMIFF; AMLF; CAP; Loan Modification; FDIC Deposit Insurance Premiums; SEC Accounting Issues; Capital Adequacy Requirements; Reg Z (Truth in Lending); Deposit Insurance Assessments; Regulations on Loans to Affiliates; Remote Deposit Capture; Executive Pay Guidelines; Regulation DD (Truth in Savings); Unfair & Deceptive Acts & Practices Regulation; Reserve Requirement (Reg D); Deposit Insurance Regulations; CRA Regulations; Transaction Account Guarantee Program; SBA Regs; Identity Theft and Privacy Rules; MLO regulations; Legacy securities and Legacy Loans Program; Reserve Requirements (Reg D); State Law Preemption; SEC Short-Sales Rules; Privacy (Reg S); IRS Regs (F-BAR); RESPA Regs; Flood Insurance; Credit CARD Act Regulation; Basel Committees Capital & Liquidity Standards; SEC Proxy & Information disclosures; FDIC Accounting Rules; Fed Gift Card Rules; Unlawful Internet Gambling Act Regulations; Fed Overdraft Regs; CRE.

Agencies Lobbied

Type of Issue

3rd Quarter, 2009

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 19, 2009. Original Filing: 300212997.xml

Lobbying Issues

Legislation: Executive Compensation (H.R.1664, H.R.1575, H.R.1586); Credit Card Legislation (S.414, H.R.627); Interstate Taxation (H.R.1083); Systemic Risk Regulation; Appropriations, including real estate brokerage & FTC & State AG rules (H.R.1105); Credit Union Legislation; Fair Value Accounting; Bankruptcy Cramdown & FDIC Reform (H.R.1106, S.61, S.541, H.R.200); Mortgage Loan Modification; Economic Stimulus (H.R.598, H.R.1); Deposit Insurance Increase (S.896, H.R.786), cont'd.Hope for Homeowners (H.R.787); Mortgage Servicing (H.R.788); TARP (H.R.384, H.J.Res.3); Administration's Regulatory Reform Proposal; TARP Legislation (H.R.1610, H.R.1652, H.R.1656); Usury Ceilings (H.R.1608, H.R.1640); Financial Literacy (H.R.1645); Pension Legislation (H.R. 1629); Universal Default (H.R. 1637); Interchange Legislation (H.R.2382, H.R.2695); "Bank Accountability and Risk Assessment Act" (H.R.2897); Data Protection (H.R.2221); Mortgage Legislation (H.R.1708); SBA Authorization (H.R.3614); Credit CARD Act effective date (H.R.3639); Student Loans (H.R. 3221), Overdraft Restrictions; Consumer Financial Protection Agency (H.R.3126); Corporate Compensation (H.R.3269); Mandatory Farm Loan Restructuring; FDIC Resolution Authority (S.1540); Credit Union Business Lending (H.R.3380); Treasury regulatory restructuring bills.. Regulation: Overdraft Fees; FRB Regulation E; TARP Program, including CPP, PPIP, TALF, TLGP; TIP; MMIFF; AMLF; CAP; Loan Modification; FDIC Deposit Insurance Premiums; SEC Accounting Issues; Capital Adequacy Requirements; Reg Z (Truth in Lending); Deposit Insurance Assessments; Regulations on Loans to Affiliates; Remote Deposit Capture; Executive Pay Guidelines; Regulation DD (Truth in Savings); Unfair & Deceptive Acts & Practices Regulation; Reserve Requirement (Reg D); Deposit Insurance Regulations; CRA Regulations; Transaction Account Guarantee Program; SBA Regs; Identity Theft and Privacy Rules; MLO regulations; Legacy securities and Legacy Loans Program; Reserve Requirements (Reg D); State Law Preemption; SEC Short-Sales Rules; Privacy (Reg S); IRS Regs (F-BAR); RESPA Regs; Flood Insurance; Credit CARD Act Regulation.

Agencies Lobbied

Type of Issue

2nd Quarter, 2009

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 20, 2009. Original Filing: 300186693.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

1st Quarter, 2009

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 17, 2009. Original Filing: 300152886.xml

Lobbying Issues

Agencies Lobbied

Type of Issue

4th Quarter, 2008

Q4 Report

In Q4, New York Bankers Association had in-house lobbyists. The report was filed on Jan. 21, 2009. Original Filing: 300128950.xml

Lobbying Issues

Legislation: MMDA Sweep Account and legislation to repeal the prohibition on the payment of interest on deposits (H.R.41); Real estate brokerage and management (H.R.111, S.413); CTR reports for seasoned customers (H.R.323); College Student Relief Act of 2007 (H.R.5); Tax provisions of minimum wage bill (H.R.6,H.Res.261,H.Res.332,H.R.1591,H.R.2206,S.965); credit card fees and services legislation; Small Business Tax Relief Act (H.R.976); Credit Union Regulatory Improvement Act (H.R.1537,H.R.5519);....Terrorism Risk Insurance Act extension (H.R.2761, H.R.4299, S.2285); CFIUS Reform (H.R.556); Community Development Investments (H.R.1066); Privacy (H.R.498, H.R.958, S.495, S.806, S.1178, S.1260); Executive Compensation (H.R.1257); PATRIOT Act (H.R.1314); SBA Disaster Loans (S.163, H.R.1361); GSE regulation (H.R.1427, S.1100); ILC holding company legislation (H.R.698, S.1356); Flood Insurance Reform (H.R.1682, H.R.3121, S.1890, H.R.3959); Catastrophe Savings Accounts (H.R.1787, S.927); Borrowers Protection Act (S.1299); Student Loan Legislation (S.486, S.511, S.1642, S.1762, H.R.890, H.R. 2669); SBA Reform (S.1256, H.R.1332); Treasury Department Appropriations (H.R.2829); Interstate Taxation (S.1726, H.R.5267); Sarbanes-Oxley Reform Legislation (H.R.1508); Regulatory Burden Relief (H.R.1869, H.R.6312, H.R.5841); FHA Reform (H.R.1852); The Farm Bill (H.R.2419, H.R.4193), FHA Reform bills (H.R.1852, S.2338); Mortgage Debt Tax Forgiveness (H.R.3648); AMT Reform (H.R.3996); "Do Not Call" List amendments (H.R.2601, H.R.3541); Bankruptcy Reform (H.R.3609, S.2136); Sub.Prime Loan Regulation (H.R.3915, S.2452); Unfair and Deceptive Acts or Practices Authority (H.R.3526); Identity Theft Legislation (S.2168); Appraisal and Escrow Legislation (H.R.3837); Rural Housing Bill (H.R.3873); Section 8 programs (H.R.3965); Dollar coin bill (H.R.3703); Tax Legislation (H.R.3970, H.R.3056, H.R.6275, H.R.6049, H.R.2886, H.R.5719, H.R.5720); SBA Lending (H.R.3866); Housing bills (H.R.2895); Overdraft Protection Bill (H.R.946); FHA Loan Size (H.R.1852); Lobbying Reform (S.1); Economic Stimulus (H.R.5140, S.2636, H.R.3221); Credit Card Practices (H.R.5244); Bankruptcy (S. 2636, H.R.3609, H.R.4044, S.2136); Foreclosure Legislation (H.R.3221, H.R.5830, H.R.5818, H.R.5579); Interchange Fee Controls (H.R.5546, S.3086); Student Loan Legislation (H.R. 5715, S. 2815); Internet Gambling Legislation (H.R.5767); Retirement Account Fee Disclosure (H.R.3185); Arbitration Clause Restrictions (H.R.3010; H.R.5312); Money Services Business Regulation (H.R.4049); Emergency Economic Stabilization Act (H.R.1424); Military Bankruptcy (S.3197); Pension Fund Reform (H.R.7327). Regulation: Community Reinvestment Act regulations; Subprime Mortgage Lending; SEC and PCAOB Sarbanes-Oxley regulations and guidance; Regulatory Burden Relief Regulations; Deposit Insurance Regulations; SBA Regulations; Federal Reserve Board's Regulation Z (Truth-in-Lending); Fed-SEC Regulation R; Garnishment of Exempt Funds regulation; FACT Act Regulations; FDIC Audit and reporting regulations; Capital Requirements (Basel II); IRS Trust Tax Regulations; Internet gambling regulations; Small bank examination rules; FinCen Rules on Foreign Banking Relationships; SEC Risk-based auditing standard; Money Laundering Regulations, Financial Institution Regulatory Restructuring; SEC Credit Rating Agency Reforms; Unfair and Deceptive Acts or Practices Regulations; Risk-Based Pricing Notices; Home Valuation Code of Conduct Appraisal Rules; Guidance on HELOC reductions; Best Practices for Residential Covered Bonds; FRB Reg. S (privacy); HUD RESPA Regulations; Money Market Fund Guaranties; Fannie Mae/Freddie Mac Conservatorship; SEC Short-Selling Rules; FASB Fair Value Accounting Regs; Auction-Rate Securities Rules; Timing of FASB/SEC Rules; FDIC Deposit Insurance Coverage Regulations; Truth-in-Savings Regulations; Risk Weighting of capital standards; Interest on Reserve Requirements; FDIC Restoration Plan; Deposit and Debt Guarantee Program; Guaranty Program for Troubled Assets; Capital Purchase Program; Hope for Homeowners Program; Overdraft Regulations; Currency Transaction Report Exemptions. #17. (continued from previous page) Public Company Accounting Oversight Board

Agencies Lobbied

Type of Issue

3rd Quarter, 2008

Q3 Report

In Q3, New York Bankers Association had in-house lobbyists. The report was filed on Oct. 20, 2008. Original Filing: 300142208.xml

Lobbying Issues

Legislation: MMDA Sweep Account and legislation to repeal the prohibition on the payment of interest on deposits (H.R.41); Real estate brokerage and management (H.R.111, S.413); CTR reports for seasoned customers (H.R.323); College Student Relief Act of 2007 (H.R.5); Tax provisions of minimum wage bill (H.R.6,H.Res.261,H.Res.332,H.R.1591,H.R.2206,S.965); credit card fees and services legislation; Small Business Tax Relief Act (H.R.976); Credit Union Regulatory Improvement Act (H.R.1537,H.R.5519);....Terrorism Risk Insurance Act extension (H.R.2761, H.R.4299, S.2285); CFIUS Reform (H.R.556); Community Development Investments (H.R.1066); Privacy (H.R.498, H.R.958, S.495, S.806, S.1178, S.1260); Executive Compensation (H.R.1257); PATRIOT Act (H.R.1314); SBA Disaster Loans (S.163, H.R.1361); GSE regulation (H.R.1427, S.1100); ILC holding company legislation (H.R.698, S.1356); Flood Insurance Reform (H.R.1682, H.R.3121, S.1890, H.R.3959); Catastrophe Savings Accounts (H.R.1787, S.927); Borrowers Protection Act (S.1299); Student Loan Legislation (S.486, S.511, S.1642, S.1762, H.R.890, H.R. 2669); SBA Reform (S.1256, H.R.1332); Treasury Department Appropriations (H.R.2829); Interstate Taxation (S.1726, H.R.5267); Sarbanes-Oxley Reform Legislation (H.R.1508); Regulatory Burden Relief (H.R.1869, H.R.6312, H.R.5841); FHA Reform (H.R.1852); The Farm Bill (H.R.2419, H.R.4193), FHA Reform bills (H.R.1852, S.2338); Mortgage Debt Tax Forgiveness (H.R.3648); AMT Reform (H.R.3996); "Do Not Call" List amendments (H.R.2601, H.R.3541); Bankruptcy Reform (H.R.3609, S.2136); Sub.Prime Loan Regulation (H.R.3915, S.2452); Unfair and Deceptive Acts or Practices Authority (H.R.3526); Identity Theft Legislation (S.2168); Appraisal and Escrow Legislation (H.R.3837); Rural Housing Bill (H.R.3873); Section 8 programs (H.R.3965); Dollar coin bill (H.R.3703); Tax Legislation (H.R.3970, H.R.3056, H.R.6275, H.R.6049, H.R.2886, H.R.5719, H.R.5720); SBA Lending (H.R.3866); Housing bills (H.R.2895); Overdraft Protection Bill (H.R.946); FHA Loan Size (H.R.1852); Lobbying Reform (S.1); Economic Stimulus (H.R.5140, S.2636, H.R.3221); Credit Card Practices (H.R.5244); Bankruptcy (S. 2636, H.R.3609, H.R.4044, S.2136); Foreclosure Legislation (H.R.3221, H.R.5830, H.R.5818, H.R.5579); Interchange Fee Controls (H.R.5546, S.3086); Student Loan Legislation (H.R. 5715, S. 2815); Internet Gambling Legislation (H.R.5767); Retirement Account Fee Disclosure (H.R.3185); Arbitration Clause Restrictions (H.R.3010; H.R.5312); Money Services Business Regulation (H.R.4049); Emergency Economic Stabilization Act (H.R.1424). Regulation: Community Reinvestment Act regulations; FDIC ILC Applications; OTS gift card guidance; Subprime Mortgage Lending; SEC and PCAOB Sarbanes-Oxley regulations and guidance; Regulatory Burden Relief Regulations; Payday Lending Regulations; Deposit Insurance Regulations; SBA Regulations; Federal Reserve Board's Regulation Z (Truth-in-Lending); Fed-SEC Regulation R; Garnishment of Exempt Funds regulation; FACT Act Regulations; FDIC Audit and reporting regulations; Capital Requirements (Basel II); IRS Trust Tax Regulations; Internet gambling regulations; Small bank examination rules; FTC Privacy Rules; OTS Unfair & Deceptive Rules; FinCen Rules on Foreign Banking Relationships; SEC Risk-based auditing standard; Money Laundering Regulations, FBI Subpoenas Addendum, Financial Institution Regulatory Restructuring, SEC Credit Rating Agency Reforms; Unfair and Deceptive Acts or Practices Regulations; Risk-Based Pricing Notices; Home Valuation Code of Conduct Appraisal Rules; Guidance on HELOC reductions; Best Practices for Residential Covered Bonds; FRB Reg. S (privacy); HUD RESPA Regulations; Money Market Fund Guaranties; Fannie Mae/Freddie Mac Conservatorship; SEC Short-Selling Rules; FASB Fair Value Accounting Regs; Auction-Rate Securities Rules; Timing of FASB/SEC Rules; FDIC Deposit Insurance Coverage Regulations. #17. (continued from previous page) Public Company Accounting Oversight Board Office of Federal Housing Enterprise Oversight

Agencies Lobbied

Type of Issue

2nd Quarter, 2008

Q2 Report

In Q2, New York Bankers Association had in-house lobbyists. The report was filed on July 15, 2008. Original Filing: 300066040.xml

Lobbying Issues

Legislation: MMDA Sweep Account and legislation to repeal the prohibition on the payment of interest on deposits (H.R.41); Real estate brokerage and management (H.R.111, S.413); CTR reports for seasoned customers (H.R.323); College Student Relief Act of 2007 (H.R.5); Tax provisions of minimum wage bill (H.R.6,H.Res.261,H.Res.332,H.R.1591,H.R.2206,S.965); credit card fees and services legislation; Small Business Tax Relief Act (H.R.976); Credit Union Regulatory Improvement Act (H.R.1537,H.R.5519);....Terrorism Risk Insurance Act extension (H.R.2761, H.R.4299, S.2285); CFIUS Reform (H.R.556); Community Development Investments (H.R.1066); Privacy (H.R.498, H.R.958, S.495, S.806, S.1178, S.1260); Executive Compensation (H.R.1257); PATRIOT Act (H.R.1314); SBA Disaster Loans (S.163, H.R.1361); GSE regulation (H.R.1427, S.1100); ILC holding company legislation (H.R.698, S.1356); Flood Insurance Reform (H.R.1682, H.R.3121, S.1890, H.R.3959); Catastrophe Savings Accounts (H.R.1787, S.927); Borrowers Protection Act (S.1299); Student Loan Legislation (S.486, S.511, S.1642, S.1762, H.R.890, H.R. 2669); SBA Reform (S.1256, H.R.1332); Treasury Department Appropriations (H.R.2829); Interstate Taxation (S.1726, H.R.5267); Sarbanes-Oxley Reform Legislation (H.R.1508); Regulatory Burden Relief (H.R.1869, H.R.6312, H.R.5841); FHA Reform (H.R.1852); The Farm Bill (H.R.2419, H.R.4193), FHA Reform bills (H.R.1852, S.2338); Mortgage Debt Tax Forgiveness (H.R.3648); AMT Reform (H.R.3996); "Do Not Call" List amendments (H.R.2601, H.R.3541); Bankruptcy Reform (H.R.3609, S.2136); Sub.Prime Loan Regulation (H.R.3915, S.2452); Unfair and Deceptive Acts or Practices Authority (H.R.3526); Identity Theft Legislation (S.2168); Appraisal and Escrow Legislation (H.R.3837); Rural Housing Bill (H.R.3873); Section 8 programs (H.R.3965); Dollar coin bill (H.R.3703); Tax Legislation (H.R.3970, H.R.3056, H.R.6275, H.R.6049, H.R.2886, H.R.5719, H.R.5720); SBA Lending (H.R.3866); Housing bills (H.R.2895); Overdraft Protection Bill (H.R.946); FHA Loan Size (H.R.1852); Lobbying Reform (S.1); Economic Stimulus (H.R.5140, S.2636, H.R.3221); Credit Card Practices (H.R.5244); Bankruptcy (S. 2636, H.R.3609, H.R.4044, S.2136); Foreclosure Legislation (H.R.3221, H.R.5830, H.R.5818, H.R.5579); Interchange Fee Controls (H.R.5546, S.3086); Student Loan Legislation (H.R. 5715, S. 2815); Internet Gambling Legislation (H.R.5767); Retirement Account Fee Disclosure (H.R.3185). Regulation: Community Reinvestment Act regulations; FDIC ILC Applications; OTS gift card guidance; Subprime Mortgage Lending; SEC and PCAOB Sarbanes-Oxley regulations and guidance; Regulatory Burden Relief Regulations; Payday Lending Regulations; Deposit Insurance Regulations; SBA Regulations; Federal Reserve Board's Regulation Z (Truth-in-Lending); Fed-SEC Regulation R; Garnishment of Exempt Funds regulation; FACT Act Regulations; FDIC Audit and reporting regulations; Capital Requirements (Basel II); IRS Trust Tax Regulations; Internet gambling regulations; Small bank examination rules; FTC Privacy Rules; OTS Unfair & Deceptive Rules; FinCen Rules on Foreign Banking Relationships; SEC Risk-based auditing standard; Money Laundering Regulations, FBI Subpoenas Addendum, Financial Institution Regulatory Restructuring, SEC Credit Rating Agency Reforms; Unfair and Deceptive Acts or Practices Regulations; Risk-Based Pricing Notices; Home Valuation Code of Conduct Appraisal Rules #17. (continued from previous page) Public Company Accounting Oversight Board Office of Federal Housing Enterprise Oversight

Agencies Lobbied

Type of Issue

1st Quarter, 2008

Q1 Report

In Q1, New York Bankers Association had in-house lobbyists. The report was filed on April 18, 2008. Original Filing: 300048075.xml

Lobbying Issues

Legislation: MMDA Sweep Account and legislation to repeal the prohibition on the payment of interest on deposits (H.R.41); Real estate brokerage and management (H.R.111, S.413); CTR reports for seasoned customers (H.R.323); College Student Relief Act of 2007 (H.R.5); Tax provisions of minimum wage bill (H.R.6,H.Res.261,H.Res.332,H.R.1591,H.R.2206,S.965); credit card fees and services legislation; Small Business Tax Relief Act (H.R.976); Credit Union Regulatory Improvement Act (H.R.1537); (continued)Terrorism Risk Insurance Act extension (H.R.2761, H.R.4299, S.2285); CFIUS Reform (H.R.556); Community Development Investments (H.R.1066); Privacy (H.R.498, H.R.958, S.495, S.806, S.1178, S.1260); Executive Compensation (H.R.1257); PATRIOT Act (H.R.1314); SBA Disaster Loans (S.163, H.R.1361); GSE regulation (H.R.1427, S.1100); ILC holding company legislation (H.R.698, S.1356); Flood Insurance Reform (H.R.1682, H.R.3121, S.1890, H.R.3959); Catastrophe Savings Accounts (H.R.1787, S.927); Borrowers Protection Act (S.1299); Student Loan Legislation (S.486, S.511, S.1642, S.1762, H.R.890, H.R. 2669); SBA Reform (S.1256, H.R.1332); Treasury Department Appropriations (H.R.2829); Interstate Taxation (S.1726, H.R.5267); Sarbanes-Oxley Reform Legislation (H.R.1508); Regulatory Burden Relief (H.R.1869); FHA Reform (H.R.1852); The Farm Bill (H.R.2419, H.R.4193), FHA Reform bills (H.R.1852, S.2338); Mortgage Debt Tax Forgiveness (H.R.3648); AMT Reform (H.R.3996); "Do Not Call" List amendments (H.R.2601, H.R.3541); Bankruptcy Reform (H.R.3609, S.2136); Sub.Prime Loan Regulation (H.R.3915, S.2452); Unfair and Deceptive Acts or Practices Authority (H.R.3526); Identity Theft Legislation (S.2168); Appraisal and Escrow Legislation (H.R.3837); Rural Housing Bill (H.R.3873); Section 8 programs (H.R.3965); Dollar coin bill (H.R.3703); Tax Legislation (H.R.3970, H.R.3056); SBA Lending (H.R.3866); Housing bills (H.R.2895); Overdraft Protection Bill (H.R.946); FHA Loan Size (H.R.1852); Lobbying Reform (S.1); Privacy bills (H.R.3056); Economic Stimulus (H.R.5140, S.2636, H.R.3221); Credit Card Practices (H.R.5244); Bankruptcy (S. 2636, H.R.3609, S.2136). Regulation: Community Reinvestment Act regulations; FDIC ILC Applications; OTS gift card guidance; Subprime Mortgage Lending; SEC and PCAOB Sarbanes-Oxley regulations and guidance; Regulatory Burden Relief Regulations; Payday Lending Regulations; Deposit Insurance Regulations; SBA Regulations; Federal Reserve Board's Regulation Z (Truth-in-Lending); Fed-SEC Regulation R; Garnishment of Exempt Funds regulation; FACT Act Regulations; FDIC Audit and reporting regulations; Capital Requirements (Basel II); IRS Trust Tax Regulations; Internet gambling regulations; Small bank examination rules; FTC Privacy Rules; OTS Unfair & Deceptive Rules; FinCen Rules on Foreign Banking Relationships; SEC Risk-based auditing standard; Money Laundering Regulations, FBI Subpoenas Addendum, Financial Institution Regulatory Restructuring. #17. (continued from previous page) Public Company Accounting Oversight Board

Agencies Lobbied

Type of Issue

1st Quarter, 2007

Registration

Source: Clerk of the U.S. House of Representatives and Secretary of the Senate

Legislators

Bills

Statements

Lobbying

Travel

Lobbyists

Disclosures Filed